Hey guys, how are you doing with your investments? I know the market has been crazy lately.
@joehopkins9749
Жыл бұрын
@caseymuller3480 That's too bad. I'm doing okay, but I'm not very confident about my portfolio. I feel like I need some professional advice.
@abircocci8157
Жыл бұрын
@@malcolmdoyle5385 Really? What do they do?
@malcolmdoyle5385
Жыл бұрын
@@abircocci8157 They offer investment advice and help me with my investment goals, building my portfolio and also retirement planning. They are very professional and knowledgeable, and they tailor their services to my needs and preferences.
@malcolmdoyle5385
Жыл бұрын
@Casey Muller well, easy i found them online.
@joehopkins9749
Жыл бұрын
@@malcolmdoyle5385 Wow, that sounds very promising. Do you mind sharing their contact with us?
@corujariousa
Жыл бұрын
Yes, it is absurd. After the last hurricane hit FL. 7-9 Insurance companies went bankrupt (just to open a new business later under a different name). That caused homeowners insurance rate to at least double in most places in FL. People will soon be driven out of FL for not being able to afford insurance. If you have a mortgage, that is not even an option (not having insurance).
@icu4life240
10 ай бұрын
These companies ask for a government bailout after they fire their employees and deny fixing any damages.
@susannarducci3350
Жыл бұрын
Squeezing the people out of their homes. Crazy.
@JDied1
Жыл бұрын
This way, big investors can move into the Florida RE market, buy up these properties, and make a quick buck with the backing of the State Government.
@deviskerthi631
Жыл бұрын
Greedy Insurance companies
@paulleitzelar
Жыл бұрын
Wow, sounds like people in Florida are lucky. My homeowner's insurance has gone up triple digits over the last 3 years, 300% increase!
@harold1901
Жыл бұрын
Dam* my homeowners insurance was $695 a yr. Had new shingles put on in 2022 and sent the receipt into insurance showing it was replace and insurance dropped to $545 a yr. I'm in NY.
@jerryemt2001
Жыл бұрын
Mine went up 20% and I'm nowhere near FL, never had a claim in 18 years, and I do not use high risk insurance. We are in the same boat
@andrewbowlgarte4738
Жыл бұрын
It's a cartel government approval, every person with tax, insurance , increase, move out of state , or boycott and do not not pay
@arlenem9697
Жыл бұрын
The last home insurers in the state and not taking on new policies? This means you cant finance a new home in Florida, cash only. Who is looking to retire to Florida?
@eanders7992
Жыл бұрын
1:54 I feel bad for these people, but.... You are moving to a state that gets hit with multiple hurricanes each year and severe thunderstorms sometimes daily. You live at pretty much sea level. Your insurance claims compared to VA are going to be astronomically higher each year, so your insurance is going to have to charge you a much higher rate to stay solvent. I personally would never move to Florida, I also if I have the choice will not live in flood plains, earthquake prone areas, tornado prone areas, volcanic prone areas or hurricane prone areas. These are things you need to think about when choosing where to live. You might get lucky and never have a problem, or you might be boofoo'd and lose everything you have.
@witt1973
Жыл бұрын
I left Florida for West Virginia because of affordablity of keeping my home.
@jonathanvinas
11 ай бұрын
Stop moving to Florida so I could buy a house 😂
@badgeswedontneednostinking5571
Жыл бұрын
Hey, but you guys are the free- est state in the union. And if you have a hard time making decisions the government will tell you what books you can read and what you can't. And your United States senator has a plan to do away with social security and Medicare.
@PhrontDoor
Жыл бұрын
And they won't even be able to sell their properties because future and potential buyers will realize that the property cannot effectively be insured. Much of Florida just basically became worthless.
@RobertLeeAtYT
Жыл бұрын
Oh there are always buyers. It just needs to be priced right. I wouldn't mind a $50k beachfront myself.
@MandalorianFanboy
Жыл бұрын
lol😂
@brianmatthews4149
Жыл бұрын
This is so true.
@TheSoloAsylum
Жыл бұрын
The exact opposite if what you said is what's happening. I can sell my home for asking price or more, today. This is happening because of the flood of northern people pouring into our state currently at 3000 a day.
@RobertLeeAtYT
Жыл бұрын
@@TheSoloAsylum Ummm… Get out while you can.
@TwoHawksHunting
Жыл бұрын
People thought they were moving to paradise and now they can't even afford to pay for home insurance. It's a financial nightmare.
@mikewurlitzer5217
Жыл бұрын
ESG/DEI at work! Punish anyone who dared to leave the leftist controlled blue states.
@millirabbit4331
Жыл бұрын
I feel like its been obvious for a while Florida is a risky environment for a home. Its not like hurricanes suddenly started in 2023.
@koisose
Жыл бұрын
dayum im really scared about the crime rates as well, portland already closed all the shop coz of the crime
@naturelover2292
Жыл бұрын
I bet she had a nice place in Virginia but she was suckered into the trend of moving to Florida. It’s cheaper to just vacation or snowbird.
@Blacklabel4200
Жыл бұрын
High price for paradise
@cattigereyes1
Жыл бұрын
Senators laughing as rents soar! Homeless grows and wave stagnation continues!
@psychedelicpayroll5412
Жыл бұрын
Of course they are laughing. They all literally work for the devil.
@PonyGirl004
Жыл бұрын
It's not just the senators. I emailed both Kathy Castor & the governor about it and neither of them replied. Tampa mayor said she didn't want to 'deter' investors.. it's all big money for local gov.
@boristheamerican2938
Жыл бұрын
@@PonyGirl004 Hes too busy running for president and going after the woke, you now the things you guys really care about.
@badgeswedontneednostinking5571
Жыл бұрын
Governor De Sanctimonious strikes again
@doneown503
Жыл бұрын
Soylent Green factories await your cracker order!!😮
@brussell328
Жыл бұрын
Best thing I ever did was sell my FL home and leave the state. Miserable cesspool.
@brussell328
Жыл бұрын
@@jackkona1 I’d talk about yours but like Florida it’s a cesspool.
@deejohnston2150
Жыл бұрын
Agreed!
@bangcallahan
Жыл бұрын
where did you go?
@dougs7367
Жыл бұрын
Planning to sell mine before the end of the year.. Florida is a cesspool and even worse a right wing fascist cesspool
@87clits
Жыл бұрын
The place has always been a cesspool what's new?
@ka3powell
Жыл бұрын
My parents sold their home in Cape Coral in 2019 - smartest thing they ever could have done!
@williebrinson4699
Жыл бұрын
Where did they relocate to?
@krassimirpetrov7131
Жыл бұрын
Top ticked it ! Almost ! Great sel
@thesquad2253
Жыл бұрын
not really if they wouldve waited a couple yrs the value of that home couldve doubled/tripled
@magesalmanac6424
Жыл бұрын
Value of the home might be great but who is going to buy it with these insurance rates?
@Sonofawildanimal4241
Жыл бұрын
Perfect timing
@VINCI52
Жыл бұрын
One has to be nuts to buy a house in Florida. This is going to make homes hard to sell.
@oliviapopeofallthingsyoutu5505
Жыл бұрын
I wouldn’t buy, sell or rent there. This is scary.
@TheSoloAsylum
Жыл бұрын
3000 people a day move to Florida. Homes sell in a matter of days.
@VINCI52
Жыл бұрын
@@TheSoloAsylum in a matter a time, they'll realize what a big mistake they made
@Youngstomata
Жыл бұрын
@@VINCI52 then the next generation will buy the homes. Its a revolving door.
@Newlinjim
Жыл бұрын
@@TheSoloAsylum are those 3000 people paying cash or just like the other 90% of the population who do zero research before signing a contract.
@mynock250
Жыл бұрын
The main problem is Florida makes more claims on there insurance then all other states COMBINED.
@danielbrown7535
Жыл бұрын
😂...doubt that. Boner star. I will raise you the fact that California alone can equal the insurance claims. You are not bright in any capacity of the word. Your tucked clothing is smothering your brain.
@joseg1787
Жыл бұрын
You know who are the main culprits behind that fraud. Hint: they're based in Miami.
@PatriotTwin
Жыл бұрын
You understand what hurricanes do, right? As one insurance agent told me "FL is the state with the big 'kick me!' sign out in the middle of the Atlantic Ocean." she wasn't kidding.
@eckankar7756
Жыл бұрын
Right, built on a swamp in the path of many major storms. Why do people scratch their sweaty heads wondering why insurance is so high there?
@kibblenbits
Жыл бұрын
Actually, with regards to claims, it's FL, CA and TX combined, not just FL alone (although, FL is #1). I retired from a nationwide insurance company, and FL/TX have much higher rates than CA, because CA put caps (for years) on what insurance companies could charge in premium's. However, that's now backfired, since 2 of the 4 largest home insurance companies in CA have closed up shop, Allstate and State Farm, because they know that the next disaster in CA could put their companies in an extremely bad situation, if not bankruptcy. The woman who bought her home in FL, in 2018, is the one that's completely ridiculous. Why would you buy a house, in a state that's been known, for decades, because of it's high disaster insurance claims, and not expect that the premium's were going to skyrocket? I remember thousands of customers, over the years, telling me that they would never, ever, live where it snowed. Hopefully, they still really love the weather, because they're going to pay through the nose for it, or end up selling their homes, because they can't afford it. Imagine trying to sell a home, where the yearly taxes and insurance on it, could easily cost more than the mortgage, and that's without the cost of flood insurance (most homeowner policies exclude flood), which is even more expensive than homeowner's insurance.
@frostfree7
Жыл бұрын
We've had double digit increases in EVERYTHING. Coporations are struggling and we need to pull ouselves up by the bootstraps so the CEOs can get their second mega yachts.
@restezlameme
Жыл бұрын
Exactly!!!
@mikeballew3283
Жыл бұрын
F yeah go Ron Desatan Florida love you 😅
@rickhammond2473
Жыл бұрын
This goes with any company they are filling their pockets the oil companies big pharma companies retail stores CEO CFO COO it is a joke the the Government sends well over 500 billion of our tax money overseas in the past 10 years.
@ssmall4164
Жыл бұрын
California 2.0- homelessness will increase followed by crime rate
@krnpowr
Жыл бұрын
I agree with what you're saying to a certain extent; however, large corporations are not struggling. They're realizing record profits, which they're using to buy back stocks to enrich shareholders and to pay million dollar bonuses to executives. All this while they claim it's due to "inflation", and while they pay their employees non-livable wages.
@PSCA1988
Жыл бұрын
Don't worry Floridians, your governor will make sure none of those insurance companies are woke!
@ajones1825
Жыл бұрын
Don't worry.. our military will spend hundreds of millions to rename the bases so as not to offend anyone because that's a top priority right now... See what I did there?
@eattherich9215
Жыл бұрын
No, what did you do?
@millirabbit4331
Жыл бұрын
@@ajones1825 at least renaming the bases doesn't do harm. This woke shit is both intentionally and unintentionally harmful with literally no benefit other than to PWNSUMNEWBS
@manbtm1
Жыл бұрын
Yes, And the guy doesn’t even know what it really means, he’s trying to turn it into an evil term when it isn’t, you do have to remember the opposite of woke is asleep, so guess where he sits
@ajones1825
Жыл бұрын
@@eattherich9215 meanwhile you'd call it sickening to see an adult man dance half clothed in front of kids but cheer on the same man if he was doing so as a drag queen. - But please do not bother replying to my post, you're much too busy seething with rage that rich people exist and you're not one of them.
@modernskyn
Жыл бұрын
That means property values will drop and be harder to get home loans in Florida. Lenders are not going to want to lend on properties that are harder to insure.
@oliviapopeofallthingsyoutu5505
Жыл бұрын
He would do this to America. This is a full no.
@modernskyn
Жыл бұрын
@@oliviapopeofallthingsyoutu5505 I think Americans are lead to believe that the US is this utopia and it’s so far from it. The US is about capitalism. The wealthiest man almost always wins. That explains why the healthcare, education, housing, justice system and corporations get what they want. Many want all these freedoms but it goes both ways. The US has no regulations when it comes to corporations and Americans are to blame. You want all these freedoms but want to tell insurance companies what they can and can’t do. It’s a supply and demand. Any corporation has a right to deny or accept your business. Any corporation has a right to charge what they deem appropriate. Just like you have a right to purchase a home for more or less than the asking price and lenders have a right to approve or deny you a loan. That IS exactly what American is and always has been about.
@Sonofawildanimal4241
Жыл бұрын
Carolina’s are a great state to live in
@richardrose9943
Жыл бұрын
You have zero clue what your talking about he is fighting them hard problem is federal laws that date back to the depression you need to educate yourself befor saying such dumb things
@GoonyMclinux
Жыл бұрын
No they won't, Insurance is a scam in the first place.
@ErstO1
Жыл бұрын
Glad to see the governor is working on this problem…… O he’s not you say? 😢
@hellometro7915
Жыл бұрын
Aren't you the person who is bragging to your neighbor how valuable your house is now? Now you don't want to pay more to insure that valuable house your so proud of? Why should your rates stay the same when the value has tripled and the cost to repair it has tripled? Haha, ok.
@williebrinson4699
Жыл бұрын
@@hellometro7915 The houses are over valued, started in 1999 after the first major hurricane. I figured the state wanted more property tax revenue to pay repair cost of natural disasters. The hurricanes keep getting worst as do insurance rates.
@kcor4
Жыл бұрын
Why do morons think governors wave a magic wand and are responsible for all policies and can control the weather.
@gabryy12
Жыл бұрын
And so, new developers still building wooden houses besides the hurricanes and floods risk and so foolish people overpaid for them 😅
@erikh9991
Жыл бұрын
The governors are all the same. The county next to mine had fires and the insurance companies are leaving the state but my governor thinks he is a King. He wants to change the federal constitution by adding a 28th amendment. The homeless are sleeping everywhere from the policies he created. Stop being so one sided.
@justcruisinmom1682
Жыл бұрын
Problem doesn’t just end there with homeowners insurance. U2 need to cover how bad auto insurance is going up and the amount of companies pulling out. And then when you need them, are they really paying what you’re paying for. Things have just gotten worse on so many levels.
@GrayBear420
Жыл бұрын
one would be amazed at how much money a household spends annually on automobile related expenses: 🤔 Gas, tires, maintenance, insurance, license plate taxes, parking and garage, car wash, and maybe you even have to make a car loan payment or lease payment each month on top of all those. 🤑 Makes me wonder how many uber/lift/taxi/bus rides that would get me each year. 🚕
@Avendale
Жыл бұрын
@@GrayBear420 don't forget vehicle registration renewal fees, and if you live in CA you get to pay smog fees.
@johnwattdotca
Жыл бұрын
@@GrayBear420 As a self-employed man I decided to lose my van when I was forty. I realized I was spending half of my life working to pay for driving one. My life changed for the better, as far as getting more into humanity than pavement. I also lost weight and stayed healthy.
@Shadow-7773
Жыл бұрын
@@Avendale lol You forgot the emissions, towing, tolls, red light/ speeding cams fees, and detailing supplies? Oh' don't forget the new pending miles driven fees, states / city's will be implementing? I'm starting to think those motor scooters don't seems so bad now? And if one does what Gray Bear said, all of the ride folks want more money too! Government buses also. Everyone wants higher wages.
@jdcaldwell5088
Жыл бұрын
Insurance is nothing more than a Ponzi scheme??? You put money in it thinking you’re COVERED??? Come to find out the money you THOUGHT COVERING YOU is not their sad 😢
@jaridkeen123
Жыл бұрын
They need to not allow Insurance on Floodplains and on Mangrove Islands they cleared to build houses. Houses shouldn't have been built in those areas to begin with
@WawrzyniecTheIII
Жыл бұрын
Insurance has been a scam for some time.
@Wisepati
Жыл бұрын
And what do you propose as an alternative? If you don’t on your house or car, the people you owe money to require insurance so you can pay them.
@WawrzyniecTheIII
Жыл бұрын
@@Wisepati Stop paying 50% or more of bill to insurance but instead of to the loan. Cut the duration of the loan in more than half, but this in turn mean less profit for the bank. If I don't put it on my car, I'll go to jail regardless of if I own my car or not. (and I do)
@jannibal9273
Жыл бұрын
Right. And try to get by without it if you're a working class or middle class American in a high risk zone. Rutsa ruck.
@WawrzyniecTheIII
Жыл бұрын
@@jannibal9273 I am and will never be more than lower middle class.
@cherylT321
Жыл бұрын
Yep!
@AnnMitt
Жыл бұрын
Florida needs a complete overhaul on homeowners insurance. And stop rebuilding along the hurricane shoreline.
@fishingexplorers6076
Жыл бұрын
Which shoreline is that lol
@RedLineShortFilms
Жыл бұрын
We don't need insurance companies, Instead, we need to pool our resources and eliminate intermediaries who seek to generate profits. The rationale behind their existence and how it benefits us remains unclear. By having every Floridian contribute to the state pool, the state would accumulate nearly 6 trillion dollars per year to distribute to individuals in the event of a natural calamity. In this scenario, claims cannot be denied as there is no involvement of profit-driven insurance entities.
@EricLing64
Жыл бұрын
@@fishingexplorers6076 All of them. Don't know what people expect, it's literally a peninsula surrounded by warm water during hurricane season. Also Florida is sinkhole country, most of the ground is limestone, which forms caves. And they're barely above sea level.
@jamesnguyen7069
Жыл бұрын
florida hurricane zones need to stop wasting resources. just move
@vanguy9780
Жыл бұрын
@@RedLineShortFilms Nice idea but it would never float in Fla. You are suggesting that people pool their money to help one another with the state government contributing and overseeing the program. This would work perfectly. However you are overlooking one important fact. The idea you are promoting is plain and simple socialism or maybe even closer to communism. And if there is one thing Floridians HATE it's socialism. Even though it would benefit every homeowner or renter in the state and bring down their cost, the first redneck that yelled socialism would completely kill the program. Nice try though.
@mnoell35
Жыл бұрын
This is the reason I see so many Florida license plates driving in NC
@krassimirpetrov7131
Жыл бұрын
All sorts of plates here in NC ..it’s Annoying
@Sonofawildanimal4241
Жыл бұрын
NC is a great state
@highlymedicated2438
Жыл бұрын
I live in Alabama and I don't even see any tags. We can't afford tags
@lonestarr1707
Жыл бұрын
and ATL
@LMSH530
Жыл бұрын
I live in Florida and their are tons of out of state tags. You would not believe how long it takes me to get to the other side of my town due to congestion. I pray all these people would go back home soon. It’s becoming unbearable.
@badomen59badlands64
Жыл бұрын
"This isn't the United States. It's Florida" best quote I've heard describing that place.
@dariodmosley
Жыл бұрын
Facts 😂
@sebastian19739
Жыл бұрын
Well at least your Governor is focused on ending “Woke”. That is clearly the most important issue facing day to day Citizens. 😮
@rnettles6241
Жыл бұрын
Pedophilia and home insurance are 2 different subjects. Try to stay on topic.
@StrangleholdOfTheElite
Жыл бұрын
@@rnettles6241you’re uneducated
@samiami9990
Жыл бұрын
@@rnettles6241 He's talking about your Governor's priorities, not GOP congressional predilections.
@iShokan
Жыл бұрын
@@rnettles6241 Too bad most of the pedophilia are coming from the GOP side, yeah….let’s stop “woke”, which nobody knows what “woke” is other than something they don’t like
@travelnomad2128
Жыл бұрын
😂😂😂
@gymdoc7549
Жыл бұрын
At least drag queens and Disney are banned so it’s all worth it…right?
@missaamane8580
Жыл бұрын
This is what people should be protesting.. THIS is what is unfair and a nightmare in Florida. We have our anger at the wrong people and wrong places
@ishimoto1597
Жыл бұрын
Free market capitalism. Start your own insurance company if you have a problem with it. Fair warning - every single one of your clients is going to sue you lol have fun
@mannyrodriguez5453
Жыл бұрын
@@ishimoto1597 Says who, a millionaire. You are damn right we have a problem and a serious one, looking more like socialism to me, beginning with the current extremely corrupt government that we have, pushing their agendas right in our faces and doing what ever they damn please without it's citizens consent.
@magnumxlpi
Жыл бұрын
"About 9% of homeowner property claims nationwide are filed in Florida, yet 79% of lawsuits related to property claims are filed there."
@mannyrodriguez5453
Жыл бұрын
@@magnumxlpi You know why there are so many claims in Florida because of the Hurricanes, now, Louisiana has had several hurricanes and insurance rates have increased slightly, I know, my brother lives in New Orleans. One problem that Florida has been facing in the past several years is the amount of people moving into the state, more people, more construction, means eventually more damage to cover do the hurricanes. You also need to understand that Florida is a peninsula, that is prone to absorb the flow of hurricanes, with huge amounts of ocean front properties that raises red flags.
@trashyraccoon2615
Жыл бұрын
@@ishimoto1597 We don’t have a free market system buddy. There’s lots of regulations to protect consumers. Insurance is a necessity.
@LauraRodriguez-Peace
Жыл бұрын
Meanwhile…the Governor does not give a flying flip about anybody but himself. 😡
@karinaz8756
Жыл бұрын
He’s too busy banning books .
@netogrof
Жыл бұрын
He’d rather wage a loosing war against the company that brings millions of dollars of revenue to the state.
@Shogunnur
Жыл бұрын
Ok groomera
@goodun2974
Жыл бұрын
@@netogrof , Now that the Supreme Court has basically gutted the EPA's regulatory authority over wetlands, agricultural companies in Florida will be dumping fertilizer-laden runoff into marshes and small non-navigable waterways; when those nutrients hit the ocean they will fuel blooms of red tide and toxic green cyanobacteria, and also help fuel the sargassum seaweed blooms. The beaches will become unusable and Florida will have no tourism industry left in 10 years.
@karinaz8756
Жыл бұрын
@@netogrof and the number one employer
@CharliesHopechest
Жыл бұрын
Not just home owners insurance is going up (all over the states) car insurance has doubled even with a perfect driving record.
@jannibal9273
Жыл бұрын
What is/are the reason(s) for the increase? Car theft? Vandalism? Tons of accidents because of lousy drivers?
@CharliesHopechest
Жыл бұрын
@@jannibal9273 1. both new and used cars have become more expensive. 2. alot more careless, road rage and impatient drivers. Theft and vandalism has also increased.
@joezop
Жыл бұрын
Yes its crazy... its because of bad drivers.. I walk or use my bik to get around.. I live in a spot that's near everything I need so I don't drive much but its still to much form insurance...
@ene1818
Жыл бұрын
The insurance on both of my cars has increased for no reason. I have an excellent driving record and yet my premiums keep going up when they should be decreasing.
@a.randolph8112
Жыл бұрын
Yeah. My mother has a perfect driving record and lives in Oregon. Her insurance just went up another $140. She was told by her agent it's because of Florida. What???? Why is everyone else's car insurance going up because of the dumbassess in Florida?
@ronaldcole7415
Жыл бұрын
Move to Florida and get the highest real estate prices in country. Get the highest car insurance in the country. Get the highest home owner insurance in the country. Get the highest toll roads prices in the country. Get the highest food prices in tue country. Those are just a few of the highest prices in the country. And, when a major city gets hit by a major hurricane (which will happen) rates will double and tripple again.
@diegudr
8 ай бұрын
Move up north and triple or quadruple your taxes.
@FVWhimsy2010
Жыл бұрын
It's not just cost home/property insurance...it's also automobile insurance rates. So many people don't have auto insurance either. Florida is NOT paradise, especially in the summer months with bugs, heat, and violent storms. Not to mention that most of Florida is karst topography, with a high risk of becoming sinkholes - which requires paying for an ADDITIONAL rider on the property insurance. Then you need a LOT of money if you hope to evacuate for major hurricanes. All of this in a tourist trap, minimum wage economy...
@eattherich9215
Жыл бұрын
A friend of mine lives in an over 55 community in Florida and paid nearly $4,000 for contents and car insurance. There is a HOA which takes care of buildings' cover, but that must be going up too.
@lovelight1114
Жыл бұрын
No wonder there’s only QANON and old angry racists left in Florida
@KennethGreenCMP
Жыл бұрын
Citizens is Government Insurance just like ObamaCare. Its amazing people that hated Government Welfare Health Insurance will gladly sign up for Government Welfare Flood Insurance.
@Buckshott_54
Жыл бұрын
WORD 🙌🏽
@miketuttle9319
Жыл бұрын
Citizens is state run insurance, Obamacare is Federal, so not exactly the same. Also, citizens doesn’t provide any flood insurance, almost every one who has flood insurance in Florida (and across the country) has a plan managed by FEMA, you guessed it, the government.
@slrsouth64
Жыл бұрын
You're right I know how to fix my roof my house anything on it and it or around. Done it before do it again if you can't pull yourself up by your own bootstraps you need to leave.
@scott331
Жыл бұрын
😂Facts 😂
@TheBierman19
Жыл бұрын
@@slrsouth64 You think you can pull yourself up by your bootstraps.....but in reality, you cant
@johncaro2485
Жыл бұрын
When we moved back to florida in 2005 our insurance was less than $400 a year. When we sold our home in 2023 it had increased to over $10,000 a year. I blame the RussiaPublicans and their boy DeathSantis.
@johncaro2485
Жыл бұрын
@johnmeigs719 Spoken like a true RussiaPublican.
@terriroot7665
Жыл бұрын
Just remember if a storm hits anywhere in Florida with Citizens they are going to bill you to help fix other places in Florida
@FVWhimsy2010
Жыл бұрын
All insurance campanies do that in Florida...even automobile insurers.
@jannibal9273
Жыл бұрын
That's how insurance works.
@kevingarris198
Жыл бұрын
The dog seems remarkably calm; apparently he's completely unbothered by it all.
@swissmiss-rj4pq
Жыл бұрын
Hey it's not coming out of his pocket.
@kevingarris198
Жыл бұрын
@@swissmiss-rj4pq Could reduce the food and toy budget so his equanimity is still admirable.
@damarcusgates6818
Жыл бұрын
😂😂😂
@amgooder
Жыл бұрын
Dog is in shock...motionless...no more Milkbones..
@kevingarris198
Жыл бұрын
@@amgooder He is showing clear signs of denial. (LOL)
@kathysanders3915
Жыл бұрын
Florida not building hurricane proof homes is finally catching up with them insurance companies are sick of being on the hook for their incompetence
@eddycarpenter8989
Жыл бұрын
us destroying the planet is finally catching up with us
@ianwilkinson5069
Жыл бұрын
@@eddycarpenter8989 then go save the planet and suck down some cow farts for us lmao
@TedJ71
Жыл бұрын
@@eddycarpenter8989 simple fact lot more people living near water, not a lot more hurricanes !
@RobertLabonte-cw1bc
9 ай бұрын
HAHAHA the US is one of the cleanest nations. Weather has been here forever. @@eddycarpenter8989
@janaejones8709
Жыл бұрын
My home owners insurance went from about $4400 to $7800. Next month will make 2 years since my husband and I bought this home. We called about 8 insurances and no one wanted to work with us. I called Citizens and the quote was a little bit less than the $7800. Main reason for this is because the agent said our roof was redone in 2014 and the inspection didn’t indicate if it’s held down by straps. Also they said our home is old (built 1979) Idk man as a new homeowner I’m trying to figure out all this stuff. I feel like an idiot. Anyway something told me to keep searching for a better insurance company. Ended up with USAA. Got us down to almost what we were paying initially when we bought the house. I didn’t want to move to FL, my husband did so I agreed. I wanted to go to one of the Carolinas or GA. FL is beautiful but I never imagined having to pay such high rates. My best friend just bought a house in CT last month and her home owners insurance is $1450!!!
@michaelkeudel8770
Жыл бұрын
Mines $1,300, just got my renewal notice, first year I'm paying it without a mortgage.
@trustmemysonisadoctor8479
Жыл бұрын
@@michaelkeudel8770 Congratulations on paying off your mortgage!!!!🍾🥂🎉🎊
@janaejones8709
Жыл бұрын
@@michaelkeudel8770 that’s great! Congrats! It’s a dream of mine to get my house paid off in half the time or less.
@michaelkeudel8770
Жыл бұрын
@Janae Jones took a lot longer than I wanted, but so happy to be there. Saved 5 figures in the last 5 months, after buying a complete replacement stereo for the jeep, new living room couch, basement couch, arcade cabinet, bunch of crap on my replace list. Got $250 on a credit card now since they sent me a use it or lose it email.
@brianguitard4197
Жыл бұрын
Mine went up with framers insurance 20 percent this year . So i pay 1500 per year. Of course my central Florida house value went up a lot so my replacement cost when up ..also i have only a 500 dollars deductible for hurricane and non hurricane damages. In a couple of years i will start to shop a round to see if i can get a better deal. But for now i am ok with 1500 per year. It is alot less than my insurance on my previous north Dallas house.
@bally_malone8
Жыл бұрын
The insurance situation in Florida is untenable
@UncleFjester
Жыл бұрын
Untenable is a big word for high school graduates
@iworkout6912
Жыл бұрын
Florida has a ranking system for flood insurance. The closer you are to the coast (the most desirable areas where people want to retire to) A rating is areas most prone to flooding) then B, C. etc. Our family condo is next to the gulf, so we are in the high risk zone. Beautiful area, but maybe not affordable anymore.
@johnwattdotca
Жыл бұрын
@@UncleFjester I'm not sure you understand what it means.
@oliviapopeofallthingsyoutu5505
Жыл бұрын
Their governor suck.
@marknewton6984
Жыл бұрын
It must get better! I will never leave Florida.
@ElizabethMarshall-jb8mm
Жыл бұрын
On the plus side, FL has made it super easy to ban books about seahorses.
@rudyeksh8217
7 ай бұрын
Not as easy as bringing 8 million gangbangers from west Africa and Venezuela
@marcusstewart3044
Жыл бұрын
I'm glad I don't live in FL on a modest income. My home insurance premium on my 5-bed Victorian house here in Liverpool, England is $250/yr.
@alanheadrick7997
Жыл бұрын
Mine went to 5000 this year, I cancelled it and dropped to liability coverage.
@miketuttle9319
Жыл бұрын
Yeah, but you have to live with the ghosts of children murdered in 1800.
@DaveDDD
Жыл бұрын
Sure, England may have low home insurance prices but I imagine your dental insurance is through the roof, guv'nor
@boldpredictionssports
Жыл бұрын
Yeah that's because nobody wants to move to Liverpool.
@eldebtor6973
Жыл бұрын
where is liveroppol?
@Dan-gy3cu
Жыл бұрын
When communities in Florida get torn up by hurricanes every few years, the rest of us shouldn't have to pay for it.
@PatriotTwin
Жыл бұрын
You aren't. Floridians do, though. NINE major insurers simply left the state last year. Most of those that remain will not write ANY policies for anyone near the coast or other bodies of water. Progressive canceled 90,000 homeowners policies after Ian--mine included 😞
@eckankar7756
Жыл бұрын
@@PatriotTwin You lie, the feds bail it out again and again, we all pay for that massive swamp in the path of major storms. Time for Florida to be responsible for Florida and not the other 49 states.
@e.turduckeny630
Жыл бұрын
If you don't live in Florida, then you aren't paying for it. Insurance and insurance rates are state specific and carriers have to ask for increases based on stated reasons and have it approved by the state government. People who live in parts of Central and North Florida who almost never have to deal with major hurricane damage may see their rates go up anyway, but not people in other states. If people in Indiana, Kansas or Virginia have their rates go up it's not because of anything that happened in Florida.
@theashpilez
Жыл бұрын
In a socialist environment the financial burdens are shifted according to desired policy objectives. Golden parachutes for some , a decline in life quality for so many others.. The moat is now financial control. .. .. or lack of enforcement for the white collar unethical aquisitions. Somewhere , over the rainbow...
@cjhan47
Жыл бұрын
@@e.turduckeny630 Not true. When you have a hurricane in Florida the prices for everyone goes up because these company are not only operating in Florida, unless the other states specifically prohibit this type of action and the fact is that no state in the south does so we all pay.
@lilden3366
Жыл бұрын
WOW...Human beings that see no problem moving to a state where all the Houses get blown away every 2 yrs.
@christinematton4125
Жыл бұрын
I've been here 30 years!! No one's home has been blown away!!!! And I've been through 4 major hurricanes!
@aethrya
Жыл бұрын
The average Floridian is as smart as a shoe
@danasmith858
4 ай бұрын
But it's sunny out?
@joeykitty2892
Жыл бұрын
This is why I wonder why so many people decided to relocate to Florida. Didn't they pay attention to the lack of affordable home insurance, and a dearth of insurance companies? Go figure...
@bambinaforever1402
Жыл бұрын
Because of a nice weather. Duh
@goodun2974
Жыл бұрын
@@bambinaforever1402 , The weather in Florida isn't so nice in July and August. It's blazing hot and humid. This is why we have "snowbirds" who live in Florida in the Winter months and travel up North to their other home in the summer time.
@beverlystewart1096
Жыл бұрын
@@bambinaforever1402 hurricanes? Blazing heat? Evil governor? You couldn’t pay me to vacation in FL, much less move there.
@manbtm1
Жыл бұрын
@@beverlystewart1096 , couldnt agree more, best to stay away
Florida: Land of hurricanes, floods, sinkholes, swamps, alligators, sweltering heat, humidity, unaffordable insurance, banned books, and a spectacularly brilliant governor who picks a major fight with Disney, the state's biggest employer, just because they had a differing opinion than himself. NO THANKS! I'll stay in the wonderful green mountain state of Vermont where we have four seasons, awesome mountains with clean streams, fresh air, and beautiful natural wildlife.
@suewiseley2724
Жыл бұрын
been to vermont-love it. my parents called it God's county-i believe it. it's beautiful. I live up north in michigan, the closest I can get to nature. love it here too.
@tjsullivan4793
Жыл бұрын
As a Floridian yes to many issues here. But I will remind you that the deer tick and lyme disease has ruined a big attraction of Vermont and NEngland. We lived in stunning woodsy central Maine for 3 years and so yes I do know what I am talking about. We have two neighbors total granola who left Vermont because of the ticks. Taking a nice hike in the woods has been greatly ruined by the rampant tick problem. Unfortunate but true.
@manbtm1
Жыл бұрын
I LOVE Vermont!
@PeterHonig.
Жыл бұрын
@@tjsullivan4793 Fortunately, I don't see the tick problem that you speak of (perhaps it is regional). In any case, I much rather be bitten by a tick than an alligator. I strongly suspect that others might agree.
@tjsullivan4793
Жыл бұрын
@@PeterHonig. In one sense I am happy for you that you have not personally experienced the tick problem but I assure you if are walking thru the woods of Vermont they are there guaranteed. Maybe you are unaware that a deer tick is often the size of a poppy seed. I have known a handful of people treated for Lyme disease all living in NE. On another note people have this funny misinformed notion of FL. I have spent 34 years living in Fl and literally have seen 1 alligator in a canal. They are definitely here but I assure you have to go looking for them in the Everglades to see them. It is pretty simple don't swim in the lakes or canals in Fl and and you will never encounter an alligator. Your chance of contracting Lyme or other tick born disease in astronomically higher than being bitten by an alligator. Again we loved Maine and it is obvious you love Vermont so I wish you the best!
@yahmadoss6860
Жыл бұрын
In all Reality if you're living in areas surrounded by Water you should expect massive increases on insurance as the weather seems to be getting more volatile each year
@billshepherd5777
Жыл бұрын
True. 🤔🤨😉😀
@TedJ71
Жыл бұрын
The weather is not getting more volatile ! Just the simple fact a lot more people live near water and when there’s a storm the insurance companies are paying out a lot more
@dbc105
Жыл бұрын
LOL, of course it is going up, Ron worked hard to make that happen and now he has it.
@justbe1451
Жыл бұрын
I seriously question people willingly live in Florida.
@brianmatthews4149
Жыл бұрын
I hear 2 years average and can't take it anymore.
@TheMosinCrate
Жыл бұрын
@@brianmatthews4149 then they grace us with their "how we did things back in NY" comments when they move halfway back into the Carolinas.
@jdog22c34
Жыл бұрын
State Farm and Allstate pulled out of California for homeowners insurance. Not sure how folks live there.
@Gww-1
Жыл бұрын
I'm Floridian, my homeowners insurance has only gone up a few dollars. I live inland so apparently others who are complaining live on the coastline. People with solar panels on their roofs their insurance went up because they're easily damaged. Fraudulent claims, hurricanes and tropical storms are really the cause of insurance hikes.
@technix2837
Жыл бұрын
@@jdog22c34 cheap property taxes and no so humid weather like Florida 😅
@stavroslask1292
Жыл бұрын
There is NO state tax and NO city or village Tax. Be thankful of that in Florida. Here in NY we pay City State & Federal taxes. We also pay $10,000 a year on property taxes for a 4000 sq foot lot! And we pay on average $2800 per car for car insurance. We see the sun about 120 days a year tops and it’s still chilly on June 11th!
@gbb82
Жыл бұрын
Goodness that is crazy. I’m glad I moved from PA to Raleigh NC. The one thing I don’t like is you have to pay property tax on your vehicle.
@christinarandle6440
Жыл бұрын
I am in upstate new york my car ins is 924 a year full coverage, much prettier then florida....nature everywhere... yes state taxe suck and my rent is decent! plus utilities covered....
@gbb82
Жыл бұрын
@@christinarandle6440 Shhhhhh. Don’t let the politicians in Albany hear you…..
@stavroslask1292
Жыл бұрын
@@christinarandle6440 upstate NY is a sad sad place. There’s a reason it’s scarcely populated. Enjoy the gloomy weather 75% of the year
@kpokpojiji
Жыл бұрын
@@stavroslask1292 Upstate is gorgeous, be it the Champlain Vallery, Adirondacks, Finger Lakes Region. People hardly seem sad hereabouts, they're too busy out enjoying nature. Thanks, we'll take the weather here. Florida is really the front line for climate change, as the whole insurance debacle is beginning to show.
@marineguy4eva
Жыл бұрын
Our governor turned a blind eye to this insurance issue and now finally attempted to do something about it, but the effects won't be seen for years to come.
@mikequartucci9700
Жыл бұрын
What he did to "help' the homeowners: He signed into law a bill that will now make it harder to sue your insurance companies for claims and damages. Now there's a guy who really cares about the people who voted for him as Governor.
@Wisepati
Жыл бұрын
Citizens is owned by the government of Florida, and is a nonprofit. How can you expect a company to ensure you if they are not making at least enough money to cover their expenses? Not sure what he can do about it.
@GoGreen1977
Жыл бұрын
@Wisepati DeSatan should stop attacking Disney, gays, transgender people, public health officials, teachers, books, words, science, immigrants, anyone more compassionate, wise, and decent than he is, women's rights, civil rights, etc., and actually DO something that helps his constituents, his state, and the country at large.
@icu4life240
10 ай бұрын
@@mikequartucci9700This man allowed insurance companies to drop people a day before a major storm. How on the hell did this help anyone.
@icu4life240
10 ай бұрын
@@GoGreen1977You forgot his most major talking point WOKE. Attacking the WOKE agenda has hindered him from running the state.
@Lucysil1970
Жыл бұрын
What a cute house!
@emilyfeagin2673
Жыл бұрын
Perhaps your state government should be more concerned about insurance costs for home owners than being about “ where woke goes to die” South Carolina and Georgia are nice Pittsburgh,PA has affordable housing , great health care, institutions of higher learning and many social and cultural activities.
@AmericanHinoki
Жыл бұрын
nothing is more important than stopping wokeism.
@mg-by7uu
Жыл бұрын
The fact of the matter is regardless what social issues politicians use to get votes FL is one of the best states for business owners, high income earners, and generally people who have money.
@fenian123
Жыл бұрын
@@mg-by7uu But not for the very workers critical to Florida's economy, healthcare, tourism, agriculture etc
@mg-by7uu
Жыл бұрын
@@fenian123 That's very true. Which is why if the 2nd home buyers drop out of the market the FL housing market will collapse. The real FL residents can no longer afford their own state
@oliviapopeofallthingsyoutu5505
Жыл бұрын
@@mg-by7uu Nah. Y’all are suffering in so many areas. Thursday or Friday they kicked over 250k people off of Medicaid….including a 7 year old with cancer and a two year old in a full body cast. What is happening in Florida is atrocious. Someone wrote “The cruelty is the point.” Florida is a living example.
@mlong9475
Жыл бұрын
Everyone should leave Florida while giving the Insurances companies the finger as they go bankrupt.
@neilkurzman4907
Жыл бұрын
The insurance companies in Florida are going bankrupt. Which is why all the big companies are leaving and the small ones are out of business. Citizens insurance is actually the state of Florida. The insurer of last resort.
@pwu8194
Жыл бұрын
14% is still cheaper than what my insurance company raised my rate, and I am not even in Florida. I am in the hurricane-proof, tornado-proof city of McAllen, Texas. I never filed a single claim, and yet it raised my rate by 20%. So, I cancel my policy and I am insuring myself and making that money myself.
@JDied1
Жыл бұрын
Great thought. The nice thing is you are acting on it and not just saying it. Nice job.
@danpan001
Жыл бұрын
You don't have mortgage?
@gardenrxpert6573
Жыл бұрын
You can do that if you are mortgage free.
@1kenkencan
Жыл бұрын
Are you sure that McAllen is tornado-proof?
@danpan001
Жыл бұрын
@John Meigs Do most people speak Spanish in McAllen? The houses there are unbelievably affordable.
@millirabbit4331
Жыл бұрын
Imagine living in an environmentally unsafe place and expecting insurance, who loves to mitigate risk, to give you a low rate. They can't. They already said multiple insurance companies went under in Florida.
@tscoff
Жыл бұрын
The hurricanes aren’t why insurance companies are leaving Florida. It’s the lawsuits and the laws about roof replacements in Florida. If a couple of shingles are damaged by a storm people have been getting their entire 20 year old roof replaced for “free” by their insurance companies. And when insurance companies try to object roofing companies tell homeowners to file lawsuits. That is what is chasing insurance companies out of Florida.
@moretoliving2236
Жыл бұрын
1:00 they are pulling out because of the lawsuits. Rolls eyes. Bastards just want to collect money and not pay out a single dime. Every single insurance company in Florida has ridiculous named stormed deductibles, does not cover flood and if there is both flood and wind damage, does not want to pay out for the damage caused by the wind. And so people sue because after paying for flood insurance and home insurance and paying $6500 for hurricane/named stormed deductible... insurance company still does not want to pay and if they do.... they will literally undermine everything. In 2012 or so, I had upstairs bathroom water supply line rupture and flood first floor of house and leave giant hole in ceiling. They wanted to put $0.30 laminate as replacement for my $0.87 laminate that I had receipts for. I fought them for like 5 months on literally every single thing. They wanted to give me 1/3rd of what the damages actually were. After 5 months we settled on 50%. I say sue every single stinking one of them into oblivion.
@info781
Жыл бұрын
How are they going to collect money if they stop doing business in the state? Of course you are going to have a deductible. Billboard lawyers and corrupt roofing companies are responsible for a big part of this mess. They have changed the laws so we will see how things go.
@mikelarry3383
Жыл бұрын
They want the money, but when it's time for them to pay you have to fight for it
@SL-pg4dh
Жыл бұрын
@@mikelarry3383 It's hard to run an insurance business in Florida when basically everybody is going to be cashing out due to weather disasters.
@JDied1
Жыл бұрын
This is where our premium goes, "CEOs of large insurance companies receive tens of millions in salary, bonuses and compensation, as reported by the Wall Street Journal in 2021. For example, Chubbs CEO Michael Neidorff earned $24,956,777 in total compensation. Other CEOs leading the pack included CVS/Aetna CEO Larry Merlo and Aflac CEO David Amos annually earning $23,043,822 and $22,613,727, respectively." It is time to tie their salaries and bonuses to how well their insured gets what they pay for.
@mg-by7uu
Жыл бұрын
@@SL-pg4dh It's not hard to run an insurance business anywhere because it's literally a scam
@motivationperseverance3077
Жыл бұрын
Best solution is just sell your house and move to a different state ! The same size house the same everything that she has can move to all sorts of different states and the insurance would be like $1,000 it's stupid to stay in Florida for what pay big money and get bit by mosquitoes doesn't sound worth it to me !
@diegudr
8 ай бұрын
Stand outside in Maine next summer evening and tell me that Florida has a lot of mosquitos
@pauljames9056
Жыл бұрын
Homeowners and car insurances has been increasing all the states!
@eckankar7756
Жыл бұрын
I'm in Phoenix, have a modest $300K home, my insurance and tax is $117. a month.
@frankiedeuce801
Жыл бұрын
I'm in Washington state. We pay about $68 for insurance and $50 on tax. We have 3 cars, and we pay about $130 to insure them through a milage based insurer. I have a rental, and even that is only about $100 a month for insurance. We may get summer a little later than the rest of the country, but at least I can afford to fly someplace warm if I need to (and often!)
@missdesireindependance5194
Жыл бұрын
@@eckankar7756 is the $117 for home insurance or car insurance?
@eckankar7756
Жыл бұрын
@@missdesireindependance5194 Home insurance and property tax.
@davidgribble263
Жыл бұрын
Everything has doubled under these democrap traitors !!!!
@kaistockman6443
Жыл бұрын
This is what my brother said to me that where I live taxes are high, but where he lives in Florida insurance is just as high as taxes here.
@brianstevens3858
Жыл бұрын
There's nothing to worry about Ronnie and the boys in Tallahassee are helping the insurance companies get through this troubling time. Yes: that is Sarcasm for those who couldn't tell.
@joemiami1424
Жыл бұрын
People take out second mortgages to keep up with the Jones’s and constantly remodeling. Pay off your home and then it’s your choice wether you want to pay such high insurance rates
@coolkiddwightps3-hoopsetc561
Жыл бұрын
u own nomortgage huh u paid for it with all cash no loan huh? U create great 6-7 figs a yr through your bussines and job contract tasks transactions huh?
@alanheadrick7997
Жыл бұрын
A liability policy is 480 a year.
@BootyWarrior80892
Жыл бұрын
@@coolkiddwightps3-hoopsetc561 don’t care! GET A BETTER JOB
@walkerb1734
Жыл бұрын
@@coolkiddwightps3-hoopsetc561 Why is this concept so hard for you to grasp? I paid off my home in 10 years and have enjoyed the benefit of no mortgage for a while. It’s not that hard to do if you’re fiscally disciplined and responsible.
@danasmith1899
Жыл бұрын
Watched a lady lose her house because she had to remodel , after she paid her house off
@PonyGirl004
Жыл бұрын
No one seems to care about rising housing costs. My rent went up 10% this year and 30% last year, that's while paying double food and electric and everything else. These costs effect everyone as more rent increases will follow.
@PatriotTwin
Жыл бұрын
Yes, it's crazy. Those presidential elections have consequences! 😞
@eckankar7756
Жыл бұрын
no one cared if landlords got paid for over 2 years over the pandemic.
@millirabbit4331
Жыл бұрын
@@PatriotTwin not a political issue. Its greed, plain and simple
@michaelmalone1624
Жыл бұрын
You have a governor that spends his time fighting with a mouse, burning books, and running for president instead paying attention to the residents of Florida.
@HalfBackCrack
Жыл бұрын
Florida will be the most expensive state to live in by 2026....Thanks, Ron!
@dannynone2784
Жыл бұрын
Look at real estate prices, gas prices, electricity prices and the income tax rate in California. Thanks Gavin.
@ricnyc2759
Жыл бұрын
I think people are too passive. The politicians are just too relaxed doing nothing to protect the people that elect them. It's time for a mass lay-off of career politicians.
@Wisepati
Жыл бұрын
And just how will that help the insurance situation? If thousands of houses are destroyed in a hurricane, how do you think they are going to be rebuilt??
@jr086m
Жыл бұрын
They don't believe in government interference down there. That would make them "socialists."
@DIYeverything513
Жыл бұрын
Storm proof? These folkks Citizen had me install impact doors and PGT windows and my isnuramce still went from $3300 to $5000. My mortgage is now close to 2k a month. The only option to get out of this mess is to pay off the home. Which is not possible for most home owners.
@mariacamacho4782
Жыл бұрын
Just say thank you Governor DeSanctimonious!
@NortheastAndRetired
Жыл бұрын
Floriduh 😂
@elito2
Жыл бұрын
If only we had a governor that was interested in helping the people that voted for him. We asked for this.
@nicholaslayton6199
Жыл бұрын
You have by far the best governor in the country right now, if you think differently than go to California and see what it's like under Newsom
@SakamotoGuzman
Жыл бұрын
@nicholaslayton6199 really then why Floridians are getting fuck and he likes to waste Florida' money on Texas a state he didn't won
@elito2
Жыл бұрын
@@nicholaslayton6199 Do you live in Florida? Unless you do then don't give me this " well you should live here or there" not interested in what California's governor is doing or not. Interested in lowering my state's homeowners insurance, car insurance, affordable housing. Not crt or defeating wokeness. Do you libe in California btw?
@bman6502
Жыл бұрын
@@nicholaslayton6199I live in California and my insurance is cheaper, my property taxes are cheaper,,,, the governor is doing a fine job…. He doesn’t spend his time going after businesses that disagree with his policies..
@tbessy1963
Жыл бұрын
@@nicholaslayton6199😂😂😂😂😂😂😂😂😂😂😂😂
@nataliaperez9954
Жыл бұрын
Does this lady think people have 100k in thier bank account to pay for a new roof, windows, and doors.
@peter320vn
Жыл бұрын
Probably cost more now since Florida scared off all the labor workers.
@jamesstpatrick8493
Жыл бұрын
They can sell bodies
@BootyWarrior80892
Жыл бұрын
Get a better job
@geminiecricket4798
Жыл бұрын
Yes, yes we do.
@UncleFjester
Жыл бұрын
their not thier, now there you go and welcome to America
@ronpagala7496
Жыл бұрын
Government’s plan to get rid of midlle class home owners.
@eattherich9215
Жыл бұрын
And the government will use their taxes to do so.
@watcher13th
Жыл бұрын
LOL, sure.
@territippins9233
Жыл бұрын
I think you are on to something. 😉
@jannibal9273
Жыл бұрын
Florida government's plan to get rid of middle and working class home/property owners.
@johnwhite6981
Жыл бұрын
You heard her this is not the united states it Florida 😮 a great ad to run against Desatanist
@daddytheman9957
Жыл бұрын
A huge part of why this is happening is insurance fraud. So many BS lawsuits have been filed in the past that most companies bolted. So now we all pay the price. I saw ALL my neighbors inflate their damages after Irma, they all got new roofs and they all got dropped by their insurance carriers and now have citizens paying 3 and 4 times what they were paying before. Let them pay now, unfortunately a lot of decent people are getting hurt as well.
@mikequartucci9700
Жыл бұрын
Yes, unfortunately, insurance fraud is a very serious problem, and plays a big part in the current Insurance disaster we Florida citizens are now suffering for. But as I said before, the Governor, and the Legislature could have fixed this problem years ago, by writing smart, common-sense laws, sitting down with Insurance companies, law firms, public adjusters, bankers, regulators, climate and environmental experts, and intelligently work together to produce sane, fiscally sound insurance and hazard risk policies that spread the highest costs to people who live in the riskiest locations, near the water and flood zones, and end the practice of everyone else subsidizing these high risk properties. But even that is not enough, because of our ever changing climate and weather patterns, just about ALL of Florida will eventually become one huge hazard and risk of storms that are getting stronger and more frequent. If something is not done soon, most of Florida will be under water in a couple of decades.
@garryferrington811
Жыл бұрын
The temptation to defraud insurance companies must be high there.
@icu4life240
10 ай бұрын
@@garryferrington811Not really estimator assess the damage not the homeowner.
@steved8053
Жыл бұрын
Insane price. Better move to a boring place where nothing bad ever happens....
@iworkout6912
Жыл бұрын
Where is that? Those tornado's can find you, no matter where you live.
@eldebtor6973
Жыл бұрын
@@iworkout6912 portland oregon
@sissycarolina4863
Жыл бұрын
@@eldebtor6973 Portland's retail is closing up shop due to all the theft and no legal consequences for the thieves. Portland would be the last place I would move to.
@eldebtor6973
Жыл бұрын
@@sissycarolina4863 ok move to beaverton
@albertorozco5981
Жыл бұрын
They chose to live in a sink hole ..python ridden..storm infested state. 🤔🤔🤔
@DebraWelch
Жыл бұрын
100,000 cap on payout for insurance on a policy.. Owners being priced out of their homes, no workers to rebuild or cleanup….but keep going after Disney because they practice including ALL humans. 🙄
@Wisepati
Жыл бұрын
I think I heard that they will cover homes up to $700,000
@GM-jv9jz
Жыл бұрын
LBGT whatever ....🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮🤮
@obrianmorgan
Жыл бұрын
Car insurance too
@banginzaza
Жыл бұрын
Officially the California of the south 😂
@ludovician
Жыл бұрын
Oof I wish at least CA makes money
@rosebay44Evergreen-ti3zl
Жыл бұрын
Fifth largest economy in the world, Florida isn't even close.
@highlymedicated2438
Жыл бұрын
@@rosebay44Evergreen-ti3zlthink they are talking about all the disasters like they have in California. I'm from India originally and we have a larger economy than California but we are poor as shit. I never understood why the Americans thought the economy was based on wealth or even a bragging right because where I live now in Baltimore we make higher income than anywhere in California
@nwatson2773
Жыл бұрын
NAW, The 3rd world Republic of Florida
@cbrox1986
Жыл бұрын
I'm in the SF Bay Area (both earthquakes and sea level rise is a risk)... My home insurance is $700/year for my 1940s a home a mile from the bay shoreline
@justoneman3916
Жыл бұрын
A more prudent approach would be to create hurricane premium policy options for high risk and high expense items. Base on an every 5-7 years recovery replacement cost cycle. High risk options would include; tile roofs (highest cost), shingle roofs and pool cages (maintained & unmaintained).
@Lifeisshortby
Жыл бұрын
Life is becoming unaffordable
@millirabbit4331
Жыл бұрын
Just move somewhere affordable
@RubioGamess
Жыл бұрын
@@millirabbit4331 They make it so hard right
@aimeekubik8803
Жыл бұрын
Yeah. It is. The working class is on its way to extinction. Only the rich will be able to afford to live.
@Skott62
Жыл бұрын
I was lucky to get out of Citizens about 10 years ago. Its a terrible company to be involved with. I will never do business with them ever again. I feel bad for those that are stuck with Citizens. The Florida gov't needs to fix the insurance problem Floridians face every year. Its appalling they allow this to go on.
@SL-pg4dh
Жыл бұрын
They cannot fix it, as the state government is ruby red now. It goes against their concept of free market and regulations.
@Frenchieeeee
Жыл бұрын
umm.. it's your state that's the problem, too many homes in natural disaster location (majority of the state). You can't make a business take on bad bets, there's nothing to fix.
@PatricioGarcia1973
Жыл бұрын
@@Frenchieeeee so insurance companies should not be in the insurance business then if they don’t like the claims.
@freeffree4133
Жыл бұрын
Sorry! Governor is stuck battling woke 😂
@GrayBear420
Жыл бұрын
@@PatricioGarcia1973 you realize that is exactly what is happening... insurance carriers are refusing to write business in the state of Florida.
@nathanielsingleton6302
Жыл бұрын
“This is not the untied states this is Florida”.🤔🤣😂
@the_traveling_texan
Жыл бұрын
“Florida, where wok.. I mean your paychecks go to die cause insurance is insane” lol
@aphelixhernandez-langston3448
Жыл бұрын
DeSatan is breaking "Our Florida", why????
@stkhnds
Жыл бұрын
Yeah, all those people moving to FL cause they have no state taxes are in for a shock
@krassimirpetrov7131
Жыл бұрын
Oops there goes Florida ! No surprise when storms wipe out large swaths of the state every year what do you expect ?
@Sonofawildanimal4241
Жыл бұрын
The damage that hurricane Ian forged was unbelievable. Water filled every single story residence standing. Massive damage
@SC-or2ek
Жыл бұрын
Someone else to help them pay so they could live in paradise 😅😅😅
@SA-hz1rs
Жыл бұрын
@@SC-or2ek what paradise
@RAralar
Жыл бұрын
Yeah I would not move to Florida
@ld9044
Жыл бұрын
Hmmm. So you build million dollar houses in the path of yearly hurricanes and expect affordable insurance 🤣🤣🤣🤣
@carlbowles1808
Жыл бұрын
🤣😂👏👏👏
@claudiaritter7087
Жыл бұрын
What is the governor doing about this issue?
@RobertLeeAtYT
Жыл бұрын
He's busy trying to shut down Disney, but drinking Bud and flying illegals to California. He's doing exactly what Floridians voted him in to do.
@JDied1
Жыл бұрын
Going WOKE
@waynecmontgomery
Жыл бұрын
Either too poor or too stupid to move. The insurance companies are trying to tell you something. I wonder what it is(hmmm)?
@nwatson2773
Жыл бұрын
I agree, Poor people should leave. Let the rich , no tax paying SOBs handle the mess!
@38cal.36
Жыл бұрын
Moved out of Florida, much better now
@cumberlandquiltchic1
Жыл бұрын
Did you come to NC like everyone else?!?!?
@Sonofawildanimal4241
Жыл бұрын
Where’d ya go?
@SC-or2ek
Жыл бұрын
@@cumberlandquiltchic1 no need to advertise NC population Will double soon 😅
@cumberlandquiltchic1
Жыл бұрын
Oh, I wasn’t advertising! I was being sarcastic! This place is ruined in last 4 years it’s become a see! Before that also, but big time in last 4-5 years. Crazy! Don’t want to be here anymore. Sad.
@Sonofawildanimal4241
Жыл бұрын
NC is the best place to move to
@shawnlamar2245
Жыл бұрын
Insurance ran by the State of Florida, a red state. Sounds like socialism to me. How ironic 😄
@vblic
Жыл бұрын
Oh please. Farmers or state farm is not writing or leaving California because of fires. If we knew the Tru number of claims, lawsuits, etc. We would see the real issue. But since the public doesn't. Most are just guessing or talking out there ass.
@larryrowe5259
Жыл бұрын
Not to worry, the part-time governor will address this when he takes a break from campaigning.
@grumpyoldlady_rants
Жыл бұрын
How in the hell are people supposed to survive when our government is allowing unbridled greed from corporations? I’m so f’ing sick of it. I guess I won’t complain about my $1400 a year policy on my 4bd/4ba 3000sq ft house.
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