Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.
@ChristopherAnthony-9
Ай бұрын
The strategies are tough for average people. They're usually done well by experts with lots of skills and knowledge.
@MateoLevi-
Ай бұрын
@@ChristopherAnthony-9 I agree. From my own experience with an investment advisor, I've got $1 million in a diverse portfolio that's growing fast. It's not just about having money for stocks; you need to know your stuff, stay determined, and be resilient.
@Richardnnabuikediyoke
Ай бұрын
@@MateoLevi- Mind if I ask you to recommend this particular coach you using their service?
@MateoLevi-
Ай бұрын
@@Richardnnabuikediyoke Victoria Carmen Santaella is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@MaverickDylan-7
Ай бұрын
@@MateoLevi- Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.
@isomaniac7850
Жыл бұрын
After watching your, Akshat's & Rachana's videos regarding finance - Few points that learned are as follows - 1) Take calcultated risk & manage & be responsible for your own money. Don't depend on anyone, not even your family. 2) If you want to buy anything, first earn 4x of that value & then spend or buy whatever you want to buy so that u will most probably buy only those things that really matters to u or you'll buy cheapest things which are available in the market. Basically its a win win for me. 3) first diversify your portfolio a bit & then concentrate to increase the value of portfolio in long term. Audience can add more points in the thread. 😊
@Career.Money.Growth
Жыл бұрын
I watch your and Akshat's videos only
@ankitdhakar1611
Жыл бұрын
Rules are always there but the most important is following it with consistency 🤗😌
@kartikeya0
Жыл бұрын
Brother You can add more detail in term insurance that every age group are not eligible for the 20× life cover of their annual income. It depends on age and its rule is 18-35 age - 25× 36-40 age - 20× 41-50 age - 15× 51-55 age - 10× 56+ - 5× Of their annual income 😊
@sobhit_sahu
Жыл бұрын
Sir apka video dekhne ke bad mai sapno me udne lagta hun aur need khulte hi wahi hota hun jata kal soya tha.
@parmarmilan152
2 ай бұрын
To Bhai udte raho wese bhi jami pe Kuch nahi rakha 😂
@ericmendels
Жыл бұрын
The S&P 500, if one sticks with it, outpaces inflation by many percentage points. I personally don't care about the inflation. I just want my money to keep outgrowing the inflation rate. That is why I'm looking for companies now to put in $80k for a start. Just don't know how to proceed
@AddilynTuffin
Жыл бұрын
The rules are simple. Chose quality stocks and follow them up. If you're not one for such complexities, hire a wealth manager to grow your money. I use the latter. Pulled in more than $46k in the last two months alone.
@kaylawood9053
Жыл бұрын
I agree with you. This is what I do too. I'm not cut out for financial reports and industry news, so I use a wealth manager. Profits have been very consistent.
@albacus2400BC
Жыл бұрын
Hey, I've been looking to switch, but have been kind of relaxed about it. Could you recommend your wealth manager? I'll be happy to use some help.
@kaylawood9053
Жыл бұрын
I work with “Kaitlin Rose Sternberg”. You could look her up yourself, if you want, she’s proficient
@albacus2400BC
Жыл бұрын
Thank you. I just checked her out. She seems really proficient. I'll follow up with an email. Thanks for the lead.
@TejasTharu
Жыл бұрын
For all the youngsters out there, customise your 50:30:20 as follows: 50% --> Investments 30% --> Needs 20% --> Wants It may sound impossible at the beginning, but trust me, after some time, you will be glad that you have opted this.
@pravinjadhav8055
Жыл бұрын
why do you think you find it useful? My home loan EMI and Car EMI goes beyond 50% :)
@Srkatariya93
Жыл бұрын
I think 70 percent in needs & wants and 30 % investment is good for yougsters
@aniketbhagat2425
Жыл бұрын
@@Srkatariya93 Which youngster needs and wants 70% ?!
@aniketbhagat2425
Жыл бұрын
Exactly, I have been following this for quite a while now.
@ayanokoji42069
Жыл бұрын
@@aniketbhagat2425 depend karega uske work location and income pe, if his income jyada h toh obv 50-60% k aaspas m uske dono nikal jaayega
@VirendraSingh-eq6nw
Жыл бұрын
Auto sweep krwane gya tha bank me SBI valo ne bola "lunch ke baad aana" 😢😂
@dineshmohokar7443
9 ай бұрын
Lunch ke bad jana fhir 😂
@PFdailyupdates
9 ай бұрын
@@dineshmohokar7443un logon ka lunch kabhi nahi khatam honge 😂😂😂
@adityadehradun7985
9 ай бұрын
Auto sweep Bakwas hai😂
@bablumali5113
8 ай бұрын
Same to Me
@narendraram514
7 ай бұрын
😂😂😂😂
@deepshikha8180
Жыл бұрын
@Pranjal In 50:30:20 rule, you should have included that if our salary increases, we should focus on increasing percentage of investment rather than increasing our needs and wants. 😊 For example, If salary increases by 1L, we should allocate 50% (50K) of it towards investment, 30% (30K) towards wants, 20% (20K) towards needs.
@ashishIMpro
Жыл бұрын
Well the problem with that logic is - would you be comfortable living life standard of someone earning 50K while you're earning 2Lakh? That's not practical. Person's share of want's will increase. e.g. EMI's for flats, cars, vacation abroad etc.
@educationandlearn5325
Жыл бұрын
You are wrong 50 in needs 30 in wants and 20 in savings
@deepshikha8180
Жыл бұрын
@@ashishIMpro Needs do not increase in same proportion as salary as they are the basic things we need for survival. Wants continues to be 30%. Increase your investments as you will have some extra money in hand.
@deepshikha8180
Жыл бұрын
@@educationandlearn5325 Yes that is initial phase. Once you have extra money, your needs won’t jump by 50%. So split the extra income other way round- 50% savings, 30% still in wants and 20% in needs.
@educationandlearn5325
Жыл бұрын
@@deepshikha8180 mem theoretically it's easy but in practical life it's much hard to invest or save this kind of percentage in today's inflation era
@vasusahu1663
Жыл бұрын
Hey ! Mostly teenage students watch your videos and we don't have enough money in bank account and you said to opt for auto sweep but you have not told the disadvantages of autosweep that is Auto sweep accounts charge penalties for premature withdrawal of funds.we Teenage people suffers with this penalty 😔 you should tell disadvantage also about auto sweep
@marketchlao24
Жыл бұрын
on karne se phele puch lena chayhe thaa bhai
@Banzybanz
Жыл бұрын
Bola tha na, withdraw karne time FD break hogi and penalty lagegi. Teenagers don't even need any interest. Saving money is the important part. Ek basic se savings account me invest karo, with low or no minimum balance.
@nikhilraj9524
Жыл бұрын
Yes.. we need a disadvantages video of sweep in FD. A lot of video is available but is not very much clear.
@user-zg3hg4su3k
5 ай бұрын
Sbse phle maine ye rules warikoo sir ke channel pr dekha tha aaj pranjal sir ne revision kra diya
@maneeshsaklani677
Жыл бұрын
Invest first spend later ye nahi karna hai 13:35 pe aapne kaha hai this is the mistake in this video over-all amazing video and thank you sir for these rules of personal finance
@MariaGarcia-gv8hj
8 ай бұрын
Now I have more knowledge about personal finance, thanks to your channel, I just subscribed.Big ups to everyone working effortlessly trying to earn a living while building wealth in this recession. I’m 45 and my husband is 51, we are both retired, no debts. We are currently living a frugal and financially savvy lifestyle and generating passive income even during this recessionary period. Our commitment to saving and investing in the financial market has enabled us to maintain this lifestyle and continue earning monthly passively through investment.Traveling is now on our horizon, thanks to our financial choices.
@laura2255
8 ай бұрын
Congratulations on your early retirement, Interesting indeed! Currently, I am in dire need of investment advice or tips. Earlier this year, I hesitated and failed to take any action until now. However, I am determined to try something new, as I am very receptive to various investment ideas. I want to be retired in my forties or fifties, I really wish I can achieve what you and your partner have achieved. I believe it will surely happen.
@watsonhoward618
Жыл бұрын
Success seems to be connected with action. Successful people keep moving. They make Mistake but they don’t quit... As the economic crisis keep rising, we literally need to have different streams of income. The crypto and stock market has plenty opportunities to earn a decent Payouts with the right skills and proper Understanding of how the market works.
@danielbrookes3797
Жыл бұрын
Yeah you're absolutely right..... Lots of people are still making massive profits from the stock and crypto market, all you really need is some relevant information and some professional advice. It is totally inappropriate for investors to stand by as they take dips during significant market diclinism
@natashamirian1974
Жыл бұрын
@@danielbrookes3797 A good investment requires experience and knowledge to carry out a successful operation. Professionally, it is recommended to trade with experienced brokers, who can help you increase your profits while helping you learn the trade
@danielbrookes3797
Жыл бұрын
Well I invest with a top trader Investor Ashton Edwards you might have heard of him.. I can correctly say he's the best top trader in the world, an investment advisor as his diversification skills are great, I say this because i see that in his results as my portfolio grows by averages of 25% to 35% on a weekly basis, unlike i can say for my IRA which has just been trudging along. my portfolio just mirrors what he place and not just on some particular industries of my choosing. He gave me that financial freedom I needed
@filippeabreu4984
Жыл бұрын
@@danielbrookes3797 Honestly I really need help with learning how to trade. Seeing my portfolio low makes me very sad. Please do you mind sharing any means of reaching out to him easily?
@danielbrookes3797
Жыл бұрын
@@filippeabreu4984 Investor Ashton Edwards. He's well researched. Just look him up on the internet, you'll find his personal website
@luis-gabriel1
Жыл бұрын
The stock market is and has always been the best place to make substantial income i still find myself pumping more funds into the stock market and trading aggressively. Away from all the distractions around, I still make huge profits from my investments.
@-Pamela
Жыл бұрын
Agreed!! I’m a penny stock trader and I leverage on the volatility of the market for significant returns rather than holding and loosing value to the volatility of the market.
@-Pamela
Жыл бұрын
@@Hoffmanluiz. The market is volatile at this time, hence I will suggest you get yourself a financial advisor that can provide you with entry and exist points on the shares, coins & ETF you focus on.
@williamsdavis.
Жыл бұрын
Very true, I started investing before the pandemic and that same year I pulled a good profits of about 300k with no prior investing knowledge, basically all i did was seek guidance from an investment manager by name "Courtney Heath Williams". You can be passively involved with the aid of a professional.
@williamsdavis.
Жыл бұрын
His available on telegam using the username information below..
@williamsdavis.
Жыл бұрын
WHCOURTNEY.
@NonVegHome
Жыл бұрын
Market me aapse bahut ache ache influencer hai jo free me educate karte hain. However, aapse ek dil ka connection ho gaya hain aur aapke har ek videos mujhe meri "mujhe sab kuch aa gaya ab" wali gamand ko tod deti hain aur jindagi me aage bahut kuch sikhne ko motivate karti hain.❤❤
@triggerisonline
Жыл бұрын
For personal finance, most important is to keep a tab on the expenditures and know the difference between needs and wants. Most youngsters make such mistakes and miss out on the early years for the power of compounding.
@RakeshSawant-nq8rl
10 ай бұрын
Gpp
@DeepakKumar-fd9zk
9 ай бұрын
Good point, today I was thinking the same
@mehulpandya6715
Жыл бұрын
The 50-30-20 rule is very useful. There are lots of tools for investment, like stocks, mutual funds etc., some have high liquidity, and some have low. Can you please make a video on how we can diversify our investment which is 20% of our salary, so that we can have enough liquid to help us out in tough times and enough debt, which can give high returns to secure a long-term future?
@Soumyadeep_Pramanik
Жыл бұрын
apse last kuch months se bohot kuch sikh raha hu. mujhe ek line yad aa raha hai arijit sir ka pehle keuna mile hum kash ap school me hi mil jate Thank you sir
@nitin_maxxx
Жыл бұрын
Sir I have to admit that the whole video is so insightful and useful but the last part of the video where you were saying that "these are just thumb rules and dont understand your situation and you've to consider your situation and act accordingly" this one...is very important and needed sir. This is the best part of the video.
@nileshsingla1058
Жыл бұрын
Great video to have a summary of finance! But one thing you must consider while telling about autoswep feature is, that they can end up making less interest than saving account also, if they withdraw and add big amount again and again. Rest was wonderful
@gayatricasey6618
Жыл бұрын
Can u elaborate on this please
@jujuhuyu619
Жыл бұрын
Great video and very straightforward. I don't see any other perfect time for one to invest in crypto and trade than now. I don’t think that buy and hold is a valid investment strategy anymore but trading is worth it and you make more money when you trade correctly. You can start TODAY regardless of your age INVEST and change your future. When investing try to Engage in a more professional system of investment/trading with signal, which is a lot more profitable than other means anyone might use. Recently had family members ask me where to begin learning how to get started and Francine Duguay my investment advisor is perfect. Definitely recommend and her trade strategy works in every region. Very helpful for beginners. Using her method to trade has seen my portfolio grow drastically from 3.9BTC to now 13BTC, thanks, Francine.
@jujuhuyu619
Жыл бұрын
@FRANCINEDUGUAY
@jujuhuyu619
Жыл бұрын
She IS ON TELEGRAM.S...
@jujuhuyu619
Жыл бұрын
she's active on TELEGRAMS with the name above
@susanfulagrace
Жыл бұрын
Wow! I'm currently on my fourth peddle with Francine Duguay also. She's the best! the expertise of a crypto proficient who work in a registered crypto platform is what you need for making profits.
@tesslee5555
Жыл бұрын
This is very impressive , meeting Francine Duguay has been a blessing , I never thought I would make so much profits in such a considerably brief period of time.
@parimalkumarshriwal2886
5 ай бұрын
Main 56 yrs kaa huin. Aajkal mai financial freedom ke baare main padh raha huin tatha ise apne jeevan mai apply bhi kar raha huin. Aapke dwara bataye gaye sabhi rules ki ek video maine Ujjwal Patani ki bhi suni hai. Aur mai use follow bhi kar raha huin. Aapney jo extra cover kiya jaise 3.3.3 rule, investment in nps, sovereign gold bond are really impressive. I will analyse my investment and try to adopt 3.3.3.rule. Thanks for giving such valuable information.
@tdmgaming5618
Жыл бұрын
Sir aap bahot acha ho sab log video me 1sec ka disclaimer dete hai magar aap acha se pura explain karte hai ki kabhi kisi ka paise na Dube. Thanks 😊
@tubai_bhattacharjee
Жыл бұрын
Pranjal bhai, the 50-30-20 rule which suggests spending 50% of income on needs, 30% on wants, and 20% on savings may not work for someone with high housing costs or medical bills as you're also aware that in metro cities the housing costs are increasing rapidly which most of the time crossing the threshold of this 50-30-20 rule. Furthermore, if someone from our family is diagnosed with some critical medical conditions in that scenario also this rule wouldn't be of any use.
@suphaldas7852
Жыл бұрын
Aap sahi ho sir ❤️ you are very honest 🙂 Every influencers only show up but you always tell us the Reality.. Salute to you sir 🙏
@shashikant2873
Жыл бұрын
Gajab itna aacha content personal video ka ek jagah mil gaya nahi to ise Jan ne ke liye alag alag video dekhna padta tha
@akhilagarwal9062
Жыл бұрын
Informative Video Sir ! My suggestion is Emergency Fund should be increased . I think instead of keeping 6 X Expenses in energency Fund , it should be{6 X Salary} or {12 X Expenses (per month)} because any how emergency fund is also earning intrest (approx 6% auto sweep) and this will keep enough money for some medical emergency or to handle any unavoidable circumstance to be on a safer side.
@sarthak_7
Жыл бұрын
Important point: Enjoy the life. There's no point in having immense wealth after 30-40 years by compromising your life and wants. In one of video Pranjal Sir explained it how some influencers keep talking that you should have invested in Royal Enfield rather than buying their motorcycle 25-30 years ago, without understanding that purchasing a bike back then made your life easier, which resulted in overall better work life balance.
@aniketbhagat2425
Жыл бұрын
No one's telling anyone to compromise on their needs and wants before investing. As a person who started earning a meagre salary and yet was able to invest and roam across the country, party and buy things he liked, it's all about making financially smart decisions and understanding what's important. If by enjoying, you mean partying day and night and spending beyond your budget, and then saying I just have 20% to invest is IMO foolish. However, everyone is free to make their own choices.
@sarthak_7
Жыл бұрын
@@aniketbhagat2425 nah nah there are many so called influencers on social media, who always keep this hype on. That is invest invest invest, create wealth, you did something wrong by not buying this 10 years ago etc. etc.
@aniketbhagat2425
Жыл бұрын
@@sarthak_7 I don't know the context on what they are saying but if you invest today, invest what you can and not over you capabilities, plan your finances smartly, 10 years down the line, you wouldn't have to think, 'Oh I wish I had also invested 10 years ago'. Like I said, it's about making smart decisions. In the long run, everyone who invests in the index wins. What separates the big winners from the usual winners is who invested smartly and made slightly better decisions. It does not take away or look down upon people who are making small investements. Its about making the right investements with the fund you can afford to invest.
@gracefullylivinglife
Жыл бұрын
@aniketbhagat2425 heyyy can u please guide me on investment...where and how can I do it ...moreover what's your experience till now?
@rushabhshah8297
Жыл бұрын
Debt Liquid fund is the answer to many financial problems and an underrated instrument for savings and anything liquid + good returns + Hedged + SIP and SWP.. Transactional costs are the only hindrance.
@user-oi5ve6oc6k
Жыл бұрын
Thank you for the video I found out personal finance information is very important in long term investments how to put the money step by step
@jdeka01
Жыл бұрын
Sir, for retirement plan, you suggested keeping the money in a savings account only (which is generally 25 times of the annual expenses). But, I think we should consider *both savings accounts and FDs.* In case of FDs, the tenure should be 5 years, and in a ratio of 1:1. Let's discuss an example: A person who retires in his 60s and has annual expenses of 10 lakhs should divide their 2.5 crores as follows: 1.25 crores in a savings account. 1.25 crores in an FD. However, for the FD, he should invest 5 years earlier i.e., at the age of 55 and again he have to invest the principal amount of 1.25 crores after the completion of the tenure in another FD with better returns (security of his money is also important). If a person adopts this model, they will get better returns and be better equipped to beat inflation, as long as there are no major economic crises in the country.
@adeshkumar4640
Жыл бұрын
Middle class cannot reach so easily to have 2.5 cr. in their savings account, And why should we keep it in savings account or FD, why not plan a SWP in mutual fund which is far better option (can expect atleast 10-12 returns)
@jdeka01
Жыл бұрын
@@adeshkumar4640 you should care more about "risks" than "returns" in your 60s. And that's why FD and bonds are better option in that case.
@nikhiltiger
Жыл бұрын
Hi Pranjal...Great Video with good insights for beginners and experts...woh fintech influencers wali line "Paida hone ke pehle hi retire kar dein" was epic....Also I believe 25 x is a great guide line for making a retirement but one's individual situation like if you are married or married with kid , married with kids...etc & the kind of lifestyle you live will determine if 25x is good enough or will require more fine tuning... All in all a great video...Thank you
@SaniyaSachinm
Жыл бұрын
Thanks I got New KZitem Channel from this video to learn more knowledge and finance.
@sakshi772
Жыл бұрын
“I’m stuck between “I need to save money.” and “You only live once.”” ( after pandemic like COVID)
@MrAmitakshay
Жыл бұрын
Sir AUTO SWIPE ke tax k baare me aapne nahi bataya ki iska tax aap jis tax slab me aate hai hu hisab se lagega jab ki saving account me 10000 ka interest deduction milta hai ❤ plz ise clear kare
@AkshayNaik404
Жыл бұрын
Correct bro
@himangdesai65
Жыл бұрын
Thumb rule for investment in my opinion - "IT SHOULDN'T AFFECT YOUR SLEEP AND MENTAL HEALTH."
@neerajnegi1265
Жыл бұрын
Pranjal sir . Lots of love ..in retirement plan you said in10lakh per month expense and then next few seconds your are saying 10lakh per year.. may be it was by mistake. But . I love your honest and genuine opinion one of the best financial educator
@priyanshujain7494
Жыл бұрын
The idea of giveaway is great. You learn through our comments and we learn through your book. Pranjal always thinks a win - win one ❤
@buntysdulani9685
Жыл бұрын
Hey Pranjal, The rules were awesome. But in the part of retirement there are types of FD which can be booked for a period of 10 years which offers guaranteed return of certain percentage more than savings balance and their interest payout can also be pre-decided for quarter or annually. So and yes the risk can also be diverted if a person opens FD to multiple Indian banks or more as depends with corpus. By this if any bank defaults too in that long duration investor will not loose his entire money as government provides maximum security of 5 Lakhs (As of now) . So by this, investors will earn more and also risk will also be minimised.
@thepunisher3287
Жыл бұрын
you should have mentioned some rule for the tax saving too. that's the biggest problem almost all middle class are facing, biggest chunk on income first goes in income tax and then in education of our children. thankyou
@shashikant5148
Жыл бұрын
Bhai in coming time, CG is going to abolish OLD TAX REGIME
@asurakengan7173
Жыл бұрын
Tax is only going to increase, our country and the world has taken quiet some debt and printed a lot of money, and India can't distribute it's debt to other countries since no one trades in Rupee as of now. So basically taxes are going to increase a lot and since majority of the population in India is unemployed or falls in non-taxable category then again taxes are going to increase exponentially only on certain group of people - 20-30% slab groups. The only way to escape this is by changing your job to either freelancing or operating a business. Since government is promoting startups/businesses in today's time they are giving lots of ways to save(not evade) taxes. Otherwise you can always reinvest all your profits and give 0 taxes. You can also explore agriculture as it's still 0% taxable.
@ARUNKUMAR-ww4hd
Жыл бұрын
Sir sabse pahle to term insurance leni h ,then health insurance then emergency fund banana h ..jab ye sab ho jaye to fir income ko allocate karke investment start karni h ..maine esa hi kiya h aur maine dheere dheere sab kar liya h .. thanks sir
@rahulpatidar5285
Жыл бұрын
The best thing you mentioned is... Sbka situation alg alg ho skta he, so decide as per your need.
@NoviceIndian
Жыл бұрын
Shankar Nath has covered most of these rules earlier. His is also a very good personal finance channel in KZitem. He has great insights regarding finance and investments.
@genericstospecifics1856
Жыл бұрын
+1
@anoopg95
Жыл бұрын
+1
@rupaliverma1
Жыл бұрын
For retirement fund interest rate can be increased to 6-7% with auto sweep feature of saving account . So saving amount can be less
@SerhanIsin
2 ай бұрын
level! 🎉🏆 never had so much fun and excitement during the IPL season before. can’t wait for more!
@daigondnidoni1489
Жыл бұрын
Aap hamare liye Financial knowledge Guru ban gaye,Namaskaragalu..
@Dubey7
Жыл бұрын
Financial planning process 1. Determine current financial situation 2. Develop your financial goals 3. Identify alternative course of action 4. Evaluate alternatives 5. Create and implement your financial action plan 6. Review and revise the financial plan
@AmanKumarSinhaOfficial
Жыл бұрын
Pk bola.... *knowledge ka pitara khola....*
@usersanjeevkumar
Жыл бұрын
OP 🔥🔥💯💯💯
@AdityaPrakashSinha
Жыл бұрын
🙏🙏🙏
@TheWebMathsOfficial
Жыл бұрын
💯💯💯🙏🙏🙏
@prakashcreationphotography5325
Жыл бұрын
Thanks for this informative rules. Before this video i know only one rule of investment (50 - 30 - 20), but now i know bunch of rules about investment ❤
@moonrise6276
Жыл бұрын
After watching your this video one thought came into my mind, which I would like to share, this kind of knowledge regarding our personal finance management must be taught in our school curriculum because I believe through this kind of knowledge our next generation can achieve their financial goals more profoundly and will also learn the value of hard earned money of their parents. To create a healthy economically strong society proper knowledge is very important. Thanks for sharing your knowledge.
@Dubey7
Жыл бұрын
Some of these rules is in "Financial planning for middle income group" Book by SEBI
@adeshkumar4640
Жыл бұрын
Hi Pranjal, for retirement - why should we keep it in savings account or FD, why not plan a SWP in mutual fund which is far better option (can expect atleast 10-12 returns).
@AnimeshDas11
Жыл бұрын
My question too
@somendrasarkar1653
Жыл бұрын
It's better to allocate in 30-50-20 in equity debt and gold. If you have 100% in equity, and corona virus like situation happens, market dips 40% and unlike this time it stays there for 3/4 month, each swp will hurt like hell, and if market doesn't rebounds quickly which may or may not happen, you will exhaust your money. So it's wise to keep your amount in debt, gold and equity and keep rebalancing. You can have swp arranged accordingly.
@krishnkumar_07
Жыл бұрын
Chat gpt is recmmnding your channel when i asked for best channel for finance in india !!!
@manojkumarsahoo1163
Жыл бұрын
Hi bro Hope u r doing well Kuch logon ke multiple bank accounts, demat accounts, mutual funds, ulip plans(goal orientated), etc rakhe rehte hai Finance ko complex nahi, simple rakhna hai Logon ke jane ke baad unke family members ko bahut problem hota bcz unhe koi information hi nahi rehta
@AmanKumarSinhaOfficial
Жыл бұрын
*"Paida hone se pahale retire kar do"* was op😂😂😂
@usersanjeevkumar
Жыл бұрын
🔥🔥😂😂
@AdityaPrakashSinha
Жыл бұрын
🙃🙃
@TheWebMathsOfficial
Жыл бұрын
Sahi baat hai.... 🌡️
@mrandydashing
Жыл бұрын
For the 50/30/20 rule You need to understand that the first two are maximum and the last one is minimum You need to spend maximum 50% and 30% on your needs and wants but you need to invest a minimum of 20%
@aniketbhagat2425
Жыл бұрын
Living in your 20s should be as frugal as possible. I mostly follow the 30:20:50 rule of needs-wants-investements.
@martnmathw
Жыл бұрын
@@aniketbhagat2425 I am also trying to follow that sort of lifestyle brother😅 but it's very hard
@aniketbhagat2425
Жыл бұрын
@@martnmathw I can understand, but if you cook your own food, spend money and use credit cards wisely and smartly, you can invest enough.
@subhadip9203
Жыл бұрын
App ka video dekh ke hua Investment ka vut sawar, 100 rupea ka SIP chalu kiya ,darne ki kaya bat,, Sath main15000 ka portfolio bana diya, Soche the PAISA HI PAISA HOGA, per nind uda gaya😵 .....Young Investor 21 saal..
@Kumar-hw4ws
Жыл бұрын
Thanks Pranjal Jii...Aap Sandeep Maheswari ke show mein nahi aate toh aap ko jaan hi nhi pata Aaur sach mein bahot hi ache Videos banate ho...Real hai grounded level ke hai Aisa nhi ke hawa hawa kuch aise hi bak rahe ho. Aap Kosish karte ho ke Sach hi bolne kii...Yahi baat aap mein sabse acha haii Aaur ekk request hai Please make a video on Investment in Term Life Insurance only, who seems to be more reliable and who's not. And Thank You bhaiya ❤❤...Hope You'll read this and make a video
@ArjunPatel-cx4zm
Жыл бұрын
I want to say a one liner ... " Stock Markets are like a Weather, you may not like it but you have to bear it. " Saving a considerable amount from salary and investing it in good instruments can help you to become financially free as early as possible. Be humble and be patient, markets will reward you when the time will came. Thank you Pranjal Bhai and whole Finology team, you all are doing great efforts, Love you all 🤩♥️
@dipyamanghosh927
Жыл бұрын
Main Rule: Personal Finance is very personal. So only follow those thumb rules that suits your conditions 😊
@musicabcd4558
Жыл бұрын
Oho , Mujhe to pata hi nahi tha 😮😮🤭🤭🫢🫢🙀🙀
@umeshvidyarthi
Жыл бұрын
Pranjal bhai aapki information he sabke liye gift hai
@TheDevil....
Жыл бұрын
जय जोहार,, छत्तीसगढ़िया सबले बढ़िया
@Giftkiel-ow8gj
Жыл бұрын
I always look up to you when it comes to financial lesson and advices. You are such a blessing to this community. Anyone who is not investing now is missing a tremendous opportunity. Imagine investing $1000 and receiving $4,200 in 5day. Analia Harlod is the best🇺🇸🇺🇸
@kadiscout
Жыл бұрын
The truth with this recent economy, everyone needs more than their salary to be financially stable. The best thing to do with your money is to Invest it rightly.
@Yesminjames
Жыл бұрын
Even with the economy recession and downtown, I'm so happy. I've been earning $9,500 return from my investment on short time, trading digital assets with Analia Harlod
@jerrybright299
Жыл бұрын
I'm really interested in reaching her, my parents are suffering alot, can you refer me to her please???
@annlouis9218
Жыл бұрын
@@Yesminjameshow do I connect with her please?
@Yesminjames
Жыл бұрын
Ms_Analia
@prashantmehta3517
Жыл бұрын
I missed your show in kota rajasthan. But I always watch your video and informational content regarding Finance. You make best content, jo Modiji kabhi bhi aake nahi bolenge media ke saamne. Your content seriously will help millions of people in their life and also during crisis.
@pranaykanugo7297
Жыл бұрын
Good video but, what every influencer focuses on is they tell you save and save and invest. They never tell you you should work on earning more and more! I personally think Pranjal should had added a small sentence such as "Before all of this prioritise in Invest in your growth by learning new skills or invest in your business so that your annual income grows first to all who have just started till they have 5-6 years of work ex atleast" Pranjal himself have invested the most of his money on his own business growth.
@PRATHVIRAJMEENA-kz2hx
Жыл бұрын
Aap Dil say guide kartay pranjal bhai , aap k video se bahut sikha h , thanks bhai 💚
@debjani0222
6 ай бұрын
One of my favourite videos of yours. The interest rate could be 4% , but is there a way to earn a little more interest post retirement yet keeping money safe
@nirajoec
Жыл бұрын
Step up SIP will also help in early retirement
@himanshuvaishnav5895
Жыл бұрын
Sir es type ki videos ka pdf bhi de diya kro , pdf se in sabhi rules ko topic wise study kr skte hai Please es par ek baar sochna jarur ❤ and Thank you for giving us valueable content ❤
@kavitadjoshi
Жыл бұрын
I think 50- 30- 20 rule should be as 50 % expenses, 30 % long term investment and 20% goal based investment. This works well till person doesn't have too many responsibilities. Once responsibilities increase that time one may resort to 20 % long term investment , if necessary. But otherwise all other explanation was excellent. Thanks a lot !
@monojitbardhan
Жыл бұрын
PK Jo bola wo aap log PK maat vul jaana.....PK ka baat bina PK yaad rakhiye to wo health aur wealth dono ke liye accha hoga👍👍
@tumbaparamanik9557
Жыл бұрын
You are a real guru for finance, but please koi ek video k liye example hamesa koi ek fixed salary k hisab se hi kariye, thank you❤
@abhishekmore2978
Жыл бұрын
You should have considered one tax planning rule as it is an integral part of personal finance and me in my 20's would love to know more about it for my future planning.
@amrishambep4247
Жыл бұрын
It is very difficult to find your mistake, but confidently we can say you are the best
@Risingtradoster
Жыл бұрын
Sbse phle maine ye rules warikoo sir ke channel pr dekha tha aaj pranjal sir ne revision kra diya ❤
@neldora1766
Жыл бұрын
❤Sir ek hi dil hai kitne baar loge 🙈 thanks for sharing your knowledge 🌺 i would love to know more 👯
@Sarthak_electricals
Жыл бұрын
Aankhen khul gaye aj sa suta band saving suru 😊😊😊😊😊
@supersid1043
Жыл бұрын
50-30-20 rule is very useful. Other rules may not work in all type of income group. Need some more ideas for lower income groups.
@rushabhshah8297
Жыл бұрын
I would like to defer to 50 30 20... Being a Jain I'm always taught to give it back to the society too and hence I have a donation budget monthly and I'm only rising since then. When god blesses you financially, you should raise your standard of giving. Ancient rules were 25% expenses 25% investments 25% emergency 25% donations. Today's world at least 5% should be kept for donations monthly. 1lakh income can always build 5k for donation as i do and by year end i have a corpus of 60k to help anyone in need and i have nothing to lose. We all should help each other like this. No one will ever need loans
@saayakdas9316
Жыл бұрын
My humble opinion - you correctly mentioned what kind of corpus is needed for retirement planning, for instance say 2.5 crores. However that is what is required at PRESENT. So if I retire say after 20 years this 2.5 crores might actually be say 9 crores accounting for inflation. I feel you could also have emphasised this point with an example, in your otherwise wonderfully presented video. This would help someone to understand the actual corpus need when they are retiring and they can plan accordingly.
@legendaryfoodie8243
Жыл бұрын
We love your advice started investing in medicaid family 👪 plan, wife's 10yrs regular income plan.. I will go for term plan
@shivnarayankanwar5928
Жыл бұрын
Thank you sir You are like my elder brother giving me financial strategies..
@ankitdharsandiya8775
Жыл бұрын
Great mentor for financial planning for me. And I also feel protect from other fake people and plans.
@rushabhshah8297
Жыл бұрын
People work hard once to reach to their destination, but people work hard everyday to maintain that position and you are helping in both
@RameshChandra-wh6ry
Жыл бұрын
Learn, Earn, Invest, Reinvest them Expenses. This best rule from my side.🙏
@sabirahamed4100
Жыл бұрын
Sir app ka video sa bhohat kuch sikha na ko milta ha .you are jenius
@vishalkumar-ge3ve
Жыл бұрын
Sir, aapki video ab se do baar dekhni hogi, Ek baar Gyan paane ke liye Aur dusri baar galti dhundhne ke liye😁
@swahaaaaaa
Жыл бұрын
Uncle maja aaya👍❤️
@ritikanand5031
Жыл бұрын
🔥Sir your inspire me start investment I am 22 years old and I am starting investment 20s your are my investment Teacher Thanks you sir I am Follow your all tips for investing and my portfolio more than 25% returns is Current date Thank you sir 👍👍🙏🙏
@anukulgaurav940
Жыл бұрын
Mai direct stocks me invest karta hu to salary wale week sirf invest karne se better mai do bank account maintain karta hu. Salary last working day ko aati hai and Maine mandate set kar rakha hai jisse day 1 of the month ko stocks ke liye paise salary account se second account me chla jaata hai. Isse market ki volatility ke hisaab se thoda thoda karke buy karte rehta hu stocks;)
@sudhanshukumarsuman1267
Жыл бұрын
PK BOLA aajtk kbhi पी के🍷 nhi bolaaa😂 bhot kuchh sikhta hu is channel se❤
@triveshrajput2340
Жыл бұрын
Pk agar peke bhe bole to bhe aache financial advise he milege 😎
@raunakrawat3788
Жыл бұрын
Thank god aaj ye video dekhli nhi to pranjal m apki book kse pdhta abhi
@kajallimbu5212
Жыл бұрын
“Author yani k mein!” 😂. You’re funny. 👍🏼
@biplabrana8663
Жыл бұрын
Waah badi kaam ki chiz bataye
@PvR23451
Жыл бұрын
Thank God, following all rules. But Retirement wale corpus ka intzaam krna h abhi 😊
@MrShivpal6
Жыл бұрын
Thankyou sir. You consistently do so many things for making our life better to best, but unfortunately we cannot do anything for you.
@aftabmansoori7245
Жыл бұрын
i recently started investing and i am learning from your videos and thanks a lot for guiding me and more like me . this is aftab manssori signing off. 😃😃
@user-nf1xm1hm9e
Жыл бұрын
Bahut Acha sirji...... Youth inspiration ho ap aur idea bhi Utne hi ache late ho ❤
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