A lot of folks have been going on about a January rally and said mutual funds [ETF] stocks that would be experiencing significant growth these festive season, any idea which stocks/mutual funds this may be?
@maiadazz
Жыл бұрын
@@tatianastarcic True, we’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides yo help?
@richardhudson1243
Жыл бұрын
@@tatianastarcic thank you so much for this tip! Finding your coach was a breeze and I was really impressed with all the research I did on her credentials before scheduling a call. It's clear from her résumé that she's extremely knowledgeable and skilled, and I'm so excited to have the chance to talk to her!
@Kk-iw4ck
Жыл бұрын
Just sell covered calls on your own stocks .
@rlg222
Жыл бұрын
New to your channel. My main man Mr. Mannarino is always pushing this ETF.
@KGold53
Жыл бұрын
An identical mutual fund with the symbols JEPIX/JEPAX/JEPCX has existed since August 31st, 2018, so we can see a longer performance history. JEPIX has an expense ratio of 0.6% versus 0.35% for JEPI. So, theoretically, JEPI would have done 0.25% better than the institutional class of the identical mutual fund. The three year total annualized return is 8.55%, which translates to 8.8% equivalent for JEPI. Just thought I’d point this out since so few pieces on JEPI show the longer track record for the sister fund.
@NathanWinklepleckCFA
Жыл бұрын
Excellent, Ken! Thanks for sharing!
@jamesgoodman3645
Жыл бұрын
80%+ of the time the market trends sideways. Meaning the CC strategy capitalizes on the sideways market movement.
@GriffithCapitalGroup
Жыл бұрын
Awesome video. Thanks 👍
@ajunaibi99
Жыл бұрын
But difference does it make it I’m making a good income from JEPI?
@NathanWinklepleckCFA
Жыл бұрын
?
@lawLess-fs1qx
2 ай бұрын
jepi market cap has more than doubled in 10 months. 33.74B as of July 2024.
@NathanWinklepleckCFA
2 ай бұрын
Does that mean anything?
@dylanmoris6211
Жыл бұрын
With the way the market is moving, we'll mostly hold for longer than 2025 to realize profit gain, I think a video on "How to profit from the present market" will be more effective, I mean I've heard of people making up to 250K within few months and I'd like to know how.
@williamsbrown4026
Жыл бұрын
It’s precisely at times like these that investors need to be on guard against the next certainty. You don’t have to act on every forecast, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@LionTowercoporation
Жыл бұрын
The 1% Millionaires stay rich by staying off high interest debts and investing passively. Personally i made my first million from having investments that spreads across stocks, etfs, coins and bonds.What i can say to early investors is diversification and solid management..at this point I'm actually grateful for my advisor Colleen Janie Towe. it's been great.
@UshnicYuvnikof
Жыл бұрын
@@LionTowercoporation Please can you leave the info of your investment advisor here? I’m in dire need for one.
@LionTowercoporation
Жыл бұрын
Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "Colleen Janie Towe" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.
@UshnicYuvnikof
Жыл бұрын
Thanks for your guidance . I will search on her site online and do my due diligence. If She seem proficient. I write her an email and scheduled a phone call.
@BrynnLarate66
6 ай бұрын
investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>
@Rubie-q4s
6 ай бұрын
I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,
@BernardineRingwood77
6 ай бұрын
how do I get in touch with this consultant that assist??>>>>
@Rubie-q4s
6 ай бұрын
STEPHANIE KOPP MEEKS, that's whom i work with look her
@BernardineRingwood77
6 ай бұрын
Thanks for these recommendations.....,,,
@elvismark5172
Жыл бұрын
Is now a good time to invest in stocks? I know everyone says stocks are cheap, but how long will it take for us to recover?. The fact that others in my field make six figures each piece. Obviously, there are strategies to be used in this market, but these strategies are not available to the average person, so am better off putting my money elsewhere. I am fully aware of the expense of working more to get more money.
@waynestones
Жыл бұрын
The top experts, however, have access to confidential information and data that is not made available to the broader public. Being knowledgeable enough to use them successfully is quite another. Big returns, not changing stochastics, are the key. Rewards and risks must be balanced. To reach your aim, pick the right size and turn your edge as often as necessary.
@AnthonyHart34
Жыл бұрын
I concur; I've been in frequent communication with an investing advisor for more than 17 months. I definitely remember needing inspiration to keep my business running after a protracted divorce. I researched licensing consultants, sometimes known as portfolio coaches by some.
@aaronbritzly3154
Жыл бұрын
@@AnthonyHart34 I require suggestions on how to restore my portfolio and create more effective strategies in light of the huge declines. Where can I locate this instructor?
@AnthonyHart34
Жыл бұрын
@@aaronbritzly3154 My advisor "sharon lee casey" , is a highly respected financial consultant in the industry. For further information or to connect with her, a simple online search with her name will suffice. I wish you every success in your endeavors
@thomaslewis514
Жыл бұрын
@@AnthonyHart34 I can see why She is so busy; her career and outstanding qualifications are Fascinating! So I immediately copied Sharon's complete name and pasted it into my browser.
@veramonique1724
Жыл бұрын
There are a lot of strategies to make a tongue-wetting profit that the average Joe don't know. Personally, the financial market for me seems the only way forward with my long time horizon (accrued roughly $457k in gains since Mid 2021 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe!
@danieljamal3709
Жыл бұрын
If you’ve got patience I believe it’s a great time to invest… I’m no expert but as Warren buffet said he’s seen this happen a number of times throughout his life
@devdaniel3225
Жыл бұрын
I've known I had wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. I have $60k I want to transfer into an S&S ISA but it's hard to bite the bullet and do it. $457 is a huge milestone, Please what's your strategy? I will love to have an insight
@veramonique1724
Жыл бұрын
I began with a fiduciary portfolio advisor by the name *MARTHA ALONSO HARA* . She’s verifiable and her works ethics is in accordance with the US investment act of 1940. Her approach is transparent allowing total ownership and control over my portfolio with fees very reasonable in comparison with my investment income. Also, She covers things like investment insurance, ensuring retirement is well funded, and discussing tax advantages and ways to have a volatility buffer for investment risk. many things like that.
@georgecooper8750
Жыл бұрын
Word of the day: fiduciary. do not talk to anyone who is not a fiduciary to you, who explains everything.
@devdaniel3225
Жыл бұрын
*MARTHA ALONSO HARA* really seems to know her stuff. I looked her up on the web using her full name and found her page, read through her resume, educational background, and qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I'll book a session with her
@SofiaLo-23
Жыл бұрын
I've watched sooo many videos trying to understand JEPI the best way I can and I can say this is the best one I watched. So clearly explained. Thank you
@NathanWinklepleckCFA
Жыл бұрын
Glad it helped!
@sonyablack2015
Жыл бұрын
two legends Nathan Winklepleck and Gary Joe Wilde.
@sakhalittle9206
Жыл бұрын
@mackenzie fventes You are right especially older Yt pros. used to see Graham's video promoting him. It's been a while, don't know why he does not own a video channel like others.
@kathleenstoner.n7499
Жыл бұрын
@@sakhalittle9206 Lol. I am one of them. Not a pro though not even close to that... Started last year and in all honesty, wish I had known about him earlier.
@MrGravity304
Жыл бұрын
What is the best way to profit from the current market, meanwhile I'm still undecided about investing $400k in my stock portfolio to get some dvidends and minimize risk
@Robertgriffinne
Жыл бұрын
Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals
@MiddleclassAmerican-7220
Жыл бұрын
Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.
@MrGravity304
Жыл бұрын
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
@MiddleclassAmerican-7220
Жыл бұрын
There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon , and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her
@MrGravity304
Жыл бұрын
Thanks, I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.
@matteoantonio4644
Жыл бұрын
Time in the market is better than timing the markets. One of my favorite quote from Ken Fisher. This has been one of the reason people don't make it in financial markets, cos they don't understand time. You get in on time, you would make profits other than buying the hype and later losing out.
@danalves47
Жыл бұрын
I agree with you but this requires technical know how, consistency and experiences.
@matteoantonio4644
Жыл бұрын
@@danalves47 You're correct, reason why I work with a financial advisor. Risk management, early entry and exits points, access to own stocks which is isn't available to the general public, these are few of many advantages. My life has changed and my approach to financial market better with lot of profits.
@borilam293
Жыл бұрын
@@matteoantonio4644 Do you mind sharing info about your advisor, I'm new to financial markets and would need guidance.
@matteoantonio4644
Жыл бұрын
@@borilam293 Sheila Maureen Oneill is my financial advisor, I met her during a conference in new york, she's one of the best out there. She would do well to guide you.
@matteoantonio4644
Жыл бұрын
Just look up her full name online and read about her on her page.
@skipkapur1
Жыл бұрын
1. JEPI sells out-of-the-money calls. This means that ALL the gains are not given away. 2. The ELNs are based on the S&P 500 index. Thus, JEPI does not ever lose holdings when the covered call goes against it. JEPI is 15% of my portfolio; I'm retired (early) and live off dividends.
@Valemont2
Жыл бұрын
What else is in your portfolio? Also congrats on the early retirement!
@chrissstiantech
Жыл бұрын
How often you withdraw dividens?
@Speciation
Жыл бұрын
Agree, the video maker is wrong about comparing JEPI to QYLD, they are different animals.
@S.A.1
Жыл бұрын
@skipkapur1, if you are withdrawing dividends, does that mean that withdrawal is hurting you like the video says?
@dumbcat
Жыл бұрын
if you sell covered calls so far out of the money that your stock never gets called away, your returns will be so low us treasuries would be a better investment. which means jepi is not selling calls that far out of the money and they will get hit from time to time. they will either have their stock called away, or they will have to roll the options which is expensive
@Natalieneptune469
Жыл бұрын
yes you have to aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k in this red period. What measures can I take to achieve this?
@alexanderfinlay9639
Жыл бұрын
Very true! I've been able to scale from $350K to $650K this red season because my FA figured out Defensive strategies to protect my portfolio and profit from this roller coaster market.
@alexanderfinlay9639
Жыл бұрын
I am guided by Loreen Michelle Gilbert . I found her on a CNBC interview where she was featured and reached out to her. She has since provided entry and exit points on the securities I focus on. You can look her up online if you care for supervision..........
@anthonymilner1088
Жыл бұрын
Thanks, I actually did look her up curiously and went through her credentials on her webbsite.…Top-notch! I wrote her an email, hopefully she’s accepting new intakes...........
@iptvclub1575
Жыл бұрын
I was with you until near the ending when you compared it against qyld. Qyld writes at the money covered calls on 100% of the portfolio, so they will constantly erode. Jepi writes out of the money covered calls on a PORTION of the portfolio. Big difference.
@jaygold4467
Жыл бұрын
Exactly. Completely unfair comparison. Apples and oranges. He picks the worst ETF and compared JEPI with it. JEPI has a completely different investment strategy.
@nikkinemerouf3224
Жыл бұрын
I hold 4000 shares of JEPI in a retirement account. The monthly dividend has served to subsidize a huge portion of my RMDs. I am strengthening my position in Jepq to prepare for when Tech stocks rise again. You were adamant about not spending the income however I have not sold off any shares and done just fine spending the income
@joevelasquez2757
Жыл бұрын
You have helped me stay the course toward my financial goals. It is so tempting to change strategies or try and time the market. But long term investing in simply investing in the market and having a high savings rate will get me to my retirement goal. It's that simple. You helped me to see that. Thanks
@patricklerato1775
Жыл бұрын
Great video. you've reminded me of what someone once said ❤ Your assets are your employees. Invest more on those performing well. Let the non-performers go
@JackThomas388
Жыл бұрын
People prefer to spend money on liabilities,Rather than investing in assets and be very profitable.
@fortuneanthony4065
Жыл бұрын
You're so correct! Save, invest and spend for necessities and a few luxuries relatives to on's total assets ratio.
@samanthastephen2215
Жыл бұрын
This must be an investment with Mrs Lauren James
@donaldmark3197
Жыл бұрын
@@samanthastephen2215 I'm just shocked you mentioned Expert Lauren James thought am the only one trading with her
@samanthastephen2215
Жыл бұрын
@@donaldmark3197 Haha you don't have to be surprised Mrs Lauren is really good and everyone loves genuine services,she helped me recover what I lost trying to trade on my own.
@badass6656
Жыл бұрын
One of the best videos I have seen on covered ETFs. As you say other content producers suggest you can take the 12-15% yield on QYLD and retire on $250,000. You covered the technicalities as clearly as possible in a short video.
@jaygold4467
Жыл бұрын
He makes a completely ridiculous comparison of JEPI with QYLD (the worst). Pretty dumb.
@billstidams6658
Жыл бұрын
Great coverage. SCHD is by far my favorite. JEPI close second. Can’t wait to see how JEPQ performs after this bear market relents.
@NathanWinklepleckCFA
Жыл бұрын
Interesting so many people talking about JEPQ. I've never even heard of it until today!
@JuancoPRoFlow
Жыл бұрын
@@NathanWinklepleckCFA can you please review it like you just did Jepi, I'm sure everyone would appreciate it. Thank you
@RickTalbot
Жыл бұрын
Hi Nathan, great video. JEPI sounds very interesting. It sounds similar to Hamilton's HYLD (on the TSX), which writes covered calls and 1.25x leverage, to attempt to get similar returns as the SP500 with around 14% yield. JEPI does seem safer because of the lower volatility, and apparently does not use leverage. What I am *very* curious about is if you are able to model at what rate JEPI needs to be reinvested to retain its value. My immediate gut says half of the yield would have to go back in, leaving someone about 5-7% useable yield if the goal is for the nominal value to not go down.
@unorthodocs1
Жыл бұрын
JEPI is up 11% since inception. Technically you could have spent all the yield since 2020. That being said, I reinvest what I don’t need. Retired 4/22.
@wpelfeta
Жыл бұрын
Thanks for this. Honestly, this ETF is hard to understand imo. The ELNs seems like a big black box to me. Like, how do they achieve such high yields while only 20% of the assets are involved in covered calls? Especially if the covered calls aren't ATM like other CC etfs as some people suggest. And also while also having NAV appreciation. The results are amazing, so whatever the ELNs are doing it seems to be working, but I just don't understand why they perform so well. I guess it's just because the stocks they pick have low volatility relative to QQQ or even SPY.
@J-D248
Жыл бұрын
Don't confuse dividend yields with total returns.. There's a lot of people that think "Oh it's got a 10% dividend! It must make people a lot of money!" A stock with a 10% dividend and a 2% total return is not better than a stock with a 2% dividend with a 10% total return. It's hedging those stocks, the stocks are not low volatility. Selling covered calls is a way to profit when the stocks do anything except go up. The drawback is the upside is capped, and when the stocks go down, you won't profit to cover the entire the loss in equity. This ETF isn't meant for long term investing, it's meant to have less volatility for those that need income.
@thatpointinlife
Жыл бұрын
One thing I don't like about SCHD (one of my favorite core ETF's) is that if you're holding a large position and you want to sell covered calls against it in a sideways or even bear market, the options premiums are pretty much garbage, even ATM, meaning that you assume a much higher risk of your underlying being called away in an unexpected market upswing, while not collecting enough premium to justify that risk. JEPI seems like it would be a great holding to pair with a core fund like SCHD, since it does the call writing for you, with much higher premiums collected, minimal risk, and a very attractive expense ratio when considering what you're getting for the money.
@leecarignan7714
Жыл бұрын
Exactly I like to take the dividends from JEPI and reinvest some back into Jepi and some into s c h d along with a little growth. Like SCH X. I feel like that's a well-rounded approach with jepi and has been working for me this year.
@thatpointinlife
Жыл бұрын
@@leecarignan7714 that seems like a very sound strategy.
@ciaoatutti11111111
Жыл бұрын
Hi guys, would you know how I can get schd and JEPI in UK? My understanding is these are us only etf.. Any other alternatives in case?
@Antandthegrasshopper
Жыл бұрын
@@leecarignan7714 Doing the same however, I'm investing in SCHD and DGRO.
@dumbcat
Жыл бұрын
even if you are selling covered calls on a volatile stock like tsla if you don't want your stock to get called away you will have to sell so far otm you might be better off just buying us treasuries. jepi risks their stocks being called away or rolling. obviously they are rolling which can get expensive. if the market blasts higher jepi could be hurt. they will not be able to roll forever and their stocks could be called away. then they will be stuck with buying back the stocks at scary prices, risking a big drawdown if the market then falls. covered call writing is not that easy
@mikeshlyak7070
Жыл бұрын
Great video. I have a friend high up within JPM that recommended JEPI, back in 2020, specifically for my roth IRA to avoid the taxes and to keep the cash flow coming in. I can confirm that for a downward/choppy market, JEPI is solid pick. However, for a rising market JEPI is also a solid backup/reinforcement for whatever you're using as your value/growth fund. My friend recommended sitting on cash and use the JEPI dividends to re-investment more into in a sp500 fund, such as VOO or SPY, when the market finally pivots and begins going back up. JEPI itself is ok, but using it with what outpreforms or keeps up with the markets is the key. For example, 2020 and 2021, VGT with JEPI, massive technology growth with JEPI = big win, last year, as the market corrected, I swapped VGT for XLE. XLE along with JEPI in my roth, this combination of growth and reinvesting monthly dividends along with a monthly contribution crushed the market, XLE was up over 50% while jepi fell about 14%, however jepi made up the 14% from the dividends. The key is to have JEPI with a solid fund that beats/keeps up with the market. IMO, 2023 any sp500 after q1 along with jepi. Maybe with more risk go back to VGT/QQQ. Good luck to everyone!
@IndexInvestingWithCole
Жыл бұрын
Your strategy is non-sensical. If you’re putting all the dividends into a different fund, then logically you should liquidate your JEPI holdings and put the cash into those funds as well.
@mikeshlyak7070
Жыл бұрын
@@IndexInvestingWithCole No, I shouldn't. There is no way I can know exactly what will do well in the future, nor will I ever put all my funds into a single stock/etf/fund. The cashflow accumulated along with my contributions over the long term will be better down the road than now. I prefer a solid foundation of cashflow along with growth. In order to do that, I'm gonna have to sacrifice some growth short-term. In the past 3 years, I've made a little over 5k in JEPI dividends alone, so at current pace, ever 4-4.5 years, I'm able to squeeze an extra year of cash into my Roth, and choose where to invest depending on current data. So unless i know exactly where to move my funds, then sure ill take more risk and buy more. However, what if I'm wrong and what I invest in doesn't preform well? Thats why its good to extra cash ready on the side to adjust and minimizes losses. So my preference is establishing a solid cash flow base short-term, so more can be invested longterm. On top of that, i wont see this money for at least another 20 years. Im purposefully setting up my roth for more cash flow than growth. Whereas my 401 and other investment accounts are for growth, so I take more risk in the small and mid caps. That post was 6 months ago, and with the data I had, it looked like it would be a good idea to use the extra cash for certain domestics etf. Example, the tech sector is killing it, so vgt, qqq, and close others are killing it. However, with the current data, international funds are beating the the sp500, with the exception of blue chip funds, I believe if you follow any Russell 1000 value/growth funds they should be up 45-50%, right along the nasdaq example fbgrx and say vgt. But I'm expecting a pullback when Powell speaks next week. So again that extra cash flow is going allow me to buy more over the long term. I wouldn't liquidate jepi because having the extra 1.5-2k annually in cash flow in a Roth is amazing and it continues to go up as i maintain the balance i have for jepi and other etfs in my portfolio. Especially the tax free part. Jepi is about 90% options, so all taxed at ordinary, while 10% are qualified.
@J-D248
Жыл бұрын
In 20 years? What in the world are you doing? and why are you investing into an income fund? JEPI is not a growth fund. In 20 years you'll kick yourself when you realize what you are doing. JEPI will never outperform the stocks in holds in the long term.
@mikeshlyak7070
Жыл бұрын
@@J-D248 I don't invest in jepi for growth, I never said that. I use it for generating cash flow. I use that cash along with my contributions and invest in other funds that do grow significantly more. I'm willing to cut bit of growth so I can increase the cash flow into my Roth in order to invest more into other funds to accelerate growth down the road. Examples, a few years back, 2021, VGT gave me 26% returns and JEPI was also up 6%. I made an extra 1.6k in dividends to reinvest. In terms of raw value I was 'down' a few thousand had I went completely in vgt which was ~2% difference. 2022, I liquidated vgt and swapped it for xle and bought more jepi. I was able to put 6k of contributions and the extra 1.6k from dividends into xle as the year when on. My returns were over 50%, while anyone who followed any sp500 fund was down over 20%. I ended the year with over 1.9k dividends, i was 'down' a few hundred when i compared to going fully into vgt and then into xle from 2021-2022. 2023, in January, I sold all my xle and went back into tech and bought vgt again. The margin of how much I miss from going all in on growth with no cash flow is slowly eroding away. So think about, if I'm putting the max 6500 this year and an few extra thousand from from dividends now vs someone who is putting all 6500 into growth, with no or very little extra cash flow, what happens? In the short term, most people will have better returns, however what will happen as I'm able to invest more because of the increased cash flow over time? I'll out-pace those same people way further down the road. I'm trying to optimize growth and cash flow. Going strictly 100% growth means very little cash flow, the other extreme is way worse, there's no growth lol. So I'm finding that sweet spot. I won't be kicking myself at all. My roth isn't my only investing account. I have a purpose for my roth and I've stuck to it for a long time, and I'm very pleased. I don't like holding stocks in my Roth. I buy stocks in my brokerage account, so I can have access to the gains without being penalized and i can access the money now. So example, stocks I bought in 2020 post covid were like MOS, CF. then I sold them in 2022 and bought First solar because of what I was hearing about the inflation reduction act and the amount of money that was going to flow into solar, hydrogen, ev stocks. That type of more of active trading/investing that I enjoy in my brokerage account, not a retirement account.
@corporalpunish6089
Жыл бұрын
So, if I want to just buy and hold, and dont care about the price moves, and am happy with a 10%+ return, this is for me?
@Malaphisis
Жыл бұрын
I have JEPI, good income holding.
@marcalvarado1915
Жыл бұрын
Hi Nathan! I was was one of your subscribers requesting this video so thanks! A couple of points, first my understanding is that JEPI is the ETF version of an older mutual fund called JEPIX that goes back to 2018 so you have some more performance data to consider. Second, I am not sure QYLD is a fair comparison with JEPI since it is not known where JEPI writes it’s covered calls. Confirming where JEPI writes its calls would go a long way to adding confidence in its performance. I have a mix of JEPI and SCHD in my dividend income portfolio and have been very happy compared to the overall market.
@dakkon74
Жыл бұрын
There was a recent interview, about 2-3 months back, where the fund manager said they are slightly out of the money. i think that is a good thing, in terms of being able to maintain the NAV.
@dstripedape978
Жыл бұрын
I would add QYLD writes its calls systematically monthly on its (I believe) entire portfolio. Blindly writing calls on an entire portfolio can lead to turnover and value loss. JEPI and JEPQ writes its calls a significantly smaller ratio. Being actively managed allows for strategic calls and hopefully less turnover in stocks.
@unorthodocs1
Жыл бұрын
They write calls that are 2-5% OTM based on volatility. Per interview with Hamilton Reiner.
@greyhunter9287
Жыл бұрын
That was a great over view Nathan. You confirmed much of my own research with some different sources which is a confidence builder of course. For me personally, I am utilizing JEPI as a bond alternative. I was very impressed in how it performed, especially in this recent bear market in bonds, versus even the treasuries. My feeling is that it is also a great boost to utilize for building an income stream to enhance your rate of reinvest into lower dividend yielding vehicles that I intend to buy and hold, such as Apple and Microsoft. I see it as kind of “front-loading” my income to offset the lower dividends I receive in positions such as Apple, Microsoft and UNH. Throw in DIVO (another covered call ETF I would love to see you review btw) and SCHD and you have the foundation for a strong Dividend base around which you could build a few individual stocks when great value opportunities allow to build up your DGR and Yield. Thanks again sir!
@famicomnintendo
Жыл бұрын
😎
@tlpgalvao
Жыл бұрын
I am thinking exactly about this: using JEPI's income to reinvest into more growth type stocks.
@jakejake7289
Жыл бұрын
Good selections.
@brianlingg5518
Жыл бұрын
Your comparing JEPI to QYLD. QYLD writes at the money calls on 100% of their portfolio. JEPI is using up to 20% of their portfolio to invest in ELN’s which are writing call options. They are not the same.
@martinerJuhel1
Жыл бұрын
To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?
@tshandy1
Жыл бұрын
Excellent breakdown. I wasn’t sure if I wanted to sink some money into JEPI before I watched this video. I’m still not 100% certain this is an investment for me, but you have helped allay some of my uncertainty.
@trinidadvera4638
Жыл бұрын
Great video! Would you consider making a video on a similar ETF; DIVO (Amplify CWP Enhanced Dividend Income)? Thank you!
@CalmerThanYouAre1
Жыл бұрын
Great analysis. Would have loved to see a comparison to SCHD instead of VIG. SCHD is only down -0.44% YTD vs -1.57% for JEPI. There’s no thesis or data supporting holding JEPI over SCHD for the equivalent amount of “income” being distributed. No capped upside for SCHD and a foundation of dividend growth. No debt instruments involved. 600% less in management fees. Add in the favorable tax treatment of its dividends and it really isn’t close.
@NathanWinklepleckCFA
Жыл бұрын
My preference would also be for SCHD between that and JEPI. But I do think JEPI provides some interesting diversification for someone who would like to diversify against a bear market or a sideways market.
@CalmerThanYouAre1
Жыл бұрын
@@NathanWinklepleckCFA it definitely isn’t a bad fund for those purposes and the lower volatility and high income could provide more “sleep well at night” feelings when most investors are feeling max pain. A comfortably-held JEPI is certainly much better than a panic-sold SPY in a bear market. The data shows most retail investors don’t behave in such a way to see the true long term returns of the market. Maybe funds like JEPI could help improve those numbers.
@jordankendall86
Жыл бұрын
To your point of holding JEPI when you believe the market will be flat or decrease in value, I think that is the best time to hold JEPI. In addition to that observation, I would say when the market collapses or you believe the market is mostly undervalued, then sell JEPI and buy a S&P 500 index or Nasdaq 100 index fund. This way you are not timing the market. You are only having an opinion of the overall valuation of the market.
@justjohn54
Жыл бұрын
I’m 70 years old and own 5000 shares of jepi. My dividends go in my settlement fund. When I withdraw money I option to pay 25 percent in taxes. My dividends range from 2800-3800 monthly. So your now telling me that’s a bad idea?
@unorthodocs1
Жыл бұрын
You are fine imo. I have 4953 JEPI. I live off the dividends and reinvest the excess.
@robframe134
Жыл бұрын
Great analysis. Jepi is great for income and I think occasionally you have to re-invest the dividends and not continuously spend the money as you said. My mom has been in it for over a year and loves the income.
@harlyslamm2888
Жыл бұрын
but that mean you lose your principal? I thought JEPI was principal + Dividends
@KCInferno
Жыл бұрын
Qyld sells cover calls at the money. JEPI sells cover calls out of the money or what they call strategic calls. There is a huge difference and we should not compare the two. QYLD also has return of capital and JEPI does not. My preference is to hold very little that has return of capital in any of my accounts. That is just me. Might want to go over the difference with your audience of dividend vs return of capital.
@FinDDYouTube
Жыл бұрын
To complicated, not worth the risk. Just buy SCHD and collect a 3-4% dividend along with potential 1-10% in price appreciation annually. All from quality stocks that don't need ridiculious financial instruments to succeed.
@seannajafi4024
Жыл бұрын
Thanks for the video. What if someone was to retire and move their1.25mill dollar 401k into an IRA. put 25% each into SCHD,DGRO,JEPI,JEPQ. Then just live off the dividends and not sell any of the base investment. Thinking this would create ~6K/month. Is there a downside to this other than the dividend could change or stop.
@Sylvan_dB
Жыл бұрын
The principle could also go down.
@unorthodocs1
Жыл бұрын
Retired 2 years ago with 50 VOO, 25 JEPI, 25 JEPQ. I have not sold any shares. I have added shares. Principal took a hit last year but is rebounding this year. Paying all expenses and reinvesting the rest. Variable dividends can be a pain though.
@RazorBoy22402
Жыл бұрын
In December of 2021 Jepi was $63. Now it's $54. So they pay the dividend and the NAV drops. It's a head fake. You are just getting your own money back.
@NathanWinklepleckCFA
Жыл бұрын
How does that compare to other ETFs?
@RazorBoy22402
Жыл бұрын
@@NathanWinklepleckCFA Other ETF's drop by the monthy dividend too, but the NAV rises over the course of the next month as interest is accrued. JEPI is not a bond fund, there is no interest accruing to bring the NAV back up each month. Technically, they are not paying "dividends" each month like you mention. But more importantly, it's an open end fund that grows like a balloon when they get inflows. If it was a closed end fund the managers would have close one position in order to enter another position. They put money to work based on monthly inflows, now at 20 billion. Just wait until they have outflows. They will need to rob Peter to pay Paul.
@unorthodocs1
Жыл бұрын
@@RazorBoy22402 was $50 at inception. Ran up to $63 with boom in all stocks. Dropped down and is at $54.60 now. Has paid out about $15 in dividends since inception. Don’t see a dividend trap.
@samiam8114
Жыл бұрын
JEPI is currently my largest holding at about 5%. Very happy with the performance so far but I understand it won't always perform this well. The ELNs are nothing to fear imo. They are only 20% of the fund and split between multiple lenders.
@InfoRanker
Жыл бұрын
15:00 very misleading section here. You're comparing JEPI to QYLD which sells ATM calls and has virtually no upside. You can indeed spend all of the income if you want in JEPI and the share price will still climb over time barring any sustained bear market.
@NathanWinklepleckCFA
Жыл бұрын
You sure about that? It is possible that happens, but unlikely imo. I'd gladly make an amendment to the video if proven wrong, but I think dangerous advice suggesting people can spend 8-14% annually of their portfolio.
@battlecraze
Жыл бұрын
@@NathanWinklepleckCFA He's saying the income you can spend, not the principal.
@WillBhart
Жыл бұрын
Nathan I have a $200k portfolio with 21 ETF's ranging from CLM/QYLD/OPP/PDI/RIV/RA/YYY just to name a few off the top of my head. It's a 100% income focused portfolio and I guess it's the shortcut you are referring to in this video that you claim doesn't exist over the long term. I have only been doing this 2 years I really don't know just copying someone else I found on KZitem who you are probably referring to. I have an average of 12% yield and was planning to get to about 600k to try to live off the dividends at 6k/m passive but knowing I only need 3k/m in reality so it's essentially my fail safe if it declines over time. Do you think this is a pipe dream or do you think it will collapse on itself before 25 years time once I stop reinvesting everything and start living off of it? Technically even if your market value drops 75% in 10 years like you show in the video you would still be getting most if not all of the yields and unless you are forced out of the positions or they do a bunch of yield reductions/splits or whatever you could still keep collecting your "rents" as if you had a property that lost 75% of it's paper value but the renters never left? Appreciative of any feedback you have on this.
@EmilFitness
Жыл бұрын
21etfs is useless and over diversified in my opinion, not financial advice. I would keep 4-5 etfs and aim at a 6-7% yield that is sustainable and can also make the portfolio grow a bit. 12% is not. 100% you will lose principle over time. Ask a financial advisor for consultation. With all that money it might be worth it
@dumbcat
Жыл бұрын
have you considered these ETFs may pay significantly less if the market falls hard then consolidates for years? options premiums could contract severely as volatility contracts during a prolonged multi-year sideways consolidation. but you won't be able to get out of the ETFs because they will have fallen so much doing so would incur a significant loss. there is not always a 'V' bottom. we might be in for years of nothingness
@NathanWinklepleckCFA
Жыл бұрын
"dumb cat" not so dumb... :) This is a great warning to call covered call ETF investors; absolutely this would be the worst-case scenario. Implied volatility is essential to understanding the amount of income generated. In this case, the fund does own 80% of the underlying securities, so that provides some comfort. And those stocks tend to be lower volatility, so I think risks here are less substantial than most in the space.
@eric_fay
Жыл бұрын
Excellent video. I cannot seem to find any people who are using high dividend ETFs, such as JEPI, and using an aggressive weekly dollar cost averaging model to continuously buy new shares. This will of course compound the dividend, and then by reinvesting the dividends, compound further (of course with ebbs and flows depending on market conditions). Have you ever done an analysis on such a model? For reference, I currently do this with SPY and sell covered calls against the shares. Thank you, just subscribed and shared this with my investing circle.
@eric_fay
Жыл бұрын
One more thing. I am aware that something like SPY will appreciate much more over the long term. But my analysis is pointing to great growth once the monthly dividend cash flow REALLY starts to compound. Plus, the volatility smoothing appeals to me. Would love to hear your thoughts based on all your experience.
@endlessadventure541
Жыл бұрын
JEPI continues to lose stock value over time. So it basically eats up your dividends. After all, when the market is up, they have to deliver the stocks, and when it is down, the stocks just lose value and never get it back as the stocks have to be delivered again as they try to claw their way back. It's a no win gimmick.
@NathanWinklepleckCFA
Жыл бұрын
It’s definitely gimmicky in the sense that you’re not really going to get a 14 yield for total return, but it’s not necessarily destined to go down in value as you suggest. But, i agree with you that it’s not a panacea that most people seem to think. It serves a useful spot in a portfolio as a bet on less volatility occurring than market participants were paying for and a hedge against a sideways market, which it would do really well in. But, other than that, it’s certainly not going to help you as much as other things in a down market and definitely not in an up market. So as long as people understand it’s place-which most don’t-then it can be useful.
@unorthodocs1
Жыл бұрын
It’s up 9% since inception. Technically you could have bought in 2020 for $50/share and spent every dime of dividends. Pretty sweet.
@michaelmiddleton3311
Жыл бұрын
I already own this, but this overview is so appreciated. Thank you!
@skipperx5116
Жыл бұрын
This fund is an ideal investment for the investor who is nearing retirement or already retired. Capital appreciation increases your wealth on paper, but dividends are real income. You are enjoying capital appreciation through dividends without having to sell the underlying security. You can invest in other equities or in a S&P 500 index fund to help your portfolio keep up with inflation. Your withdrawals from your portfolio should be less than your average return from that portfolio no matter what securites you hold.
@aravinda5043
Жыл бұрын
Hello Nathan Thank you for your insight about JEPI. It really helps me. However, It is unclear on section "2. Don't spend the income section." My question is about using income fund (dividend yield) for personnel use. I agree that it is not recommended to use JEPI as cheat code for retirement. In your example, $QYLD went down 76% since 2014, but when i checked the price chart of $QYLD, it went down only 35%. Let say if we would have invested $1million in QYLD on 2014 Jan, you should have at least 40k stocks at the rate of $25, it was generating 12% of yield every month, which is equivalent to ~10k per month. If we would have spend all this dividend money for personnel use, then you still would have 40k stocks in your account, which is equivalent to 640k as per current price ($16) correct? Please correct me if I'm missing something here. Thank you!
@nestorlld
Жыл бұрын
I agree with you. The "Don't spend the income" section was confusing. The example with QYLD going to 200K assumed a fixed withdrawal (10K/month) based on year 1 and increasing with inflation which is not the same as "spending the income". In the example, the person was selling shares of the ETF to fund the increasing 10K/month over time. So rather than saying "you should not expend that income", the more accurate message is that you should not have a fixed withdrawal rate based on the distribution in year 1 because the distribution may not cover such a withdrawal rate in the long term. You are ok spending the actual income (but not more that the distributions) and your balance will be based on the ETF price.
@aravinda5043
Жыл бұрын
@@nestorlld Thank you
@blackcatcaptain2022
Жыл бұрын
🎉 I have the same question
@NathanWinklepleckCFA
Жыл бұрын
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@jefferyyounce5372
Жыл бұрын
Thank You for explaining this in laymen's terms. I'm 61 and playing catch up.
@roberttaylor3594
Жыл бұрын
#2..I am not following. the investor is taking out 12% of the value every year...but if the fund is making over 12% in disbursements then I don't see why the value curves down like that...
@ManTimeT.V.
Жыл бұрын
I was thinking the same thing, but maybe is there something that we are missing?
@leecarignan7714
Жыл бұрын
Reinvesting some of the distribution back into the funds would make it more likely your principal would not go down. Maybe take 5,000 for spending and 1,000 back into the funds
@franlatzke6787
Жыл бұрын
I am questioning the same thing. Nathan, can you please explain. Thanks.
@dakkon74
Жыл бұрын
Great overview! Being just a couple years away from retirement, JEPI is my largest holding. I do slightly disagree with you regarding being able to spend the distributions though. A large issue with QYLD is they sell calls ATM, so it never fully recovers after large market dips. JEPI does not have this issue, and the NAV(without reinvested distributions) is up, even after this market crash. My main concern about JEPI is "dividend growth", and if their distribution increases will be able to keep up with high inflation periods.
@Ryan-ud8tx
Жыл бұрын
Great points Mike, my thoughts were here also.
@chrisk1569
Жыл бұрын
My exact thoughts. If I'm not mistaken, I thought JEPI only sells calls on a portion of the holdings vs QYLD selling calls on 100% and ATM
@stephendancause5483
Жыл бұрын
@@chrisk1569 JEPI sells calls on up to 20% of holdings as opposed to QYLD 100% ATM. These Global X funds are bad investments IMO
@TedApelt
Жыл бұрын
Forget dividend growth. Not happening. He said so in the video. What you need to do is reinvest part of them, the more worried you are about inflation the more you should reinvest. The only reason for not reinvesting is if you are absolutely sure that inflation will never happen
@dakkon74
Жыл бұрын
@@TedApelt I disagree. Yes it will not be "dividend growth", but rather distribution growth. I believe as the NAV of the fund rises, so will the distributions to some degree.
@kaushikpatel2975
Жыл бұрын
Good job Nathan...there is brother of JEPI...called JEPQ...if someone is interested
@NathanWinklepleckCFA
Жыл бұрын
Thanks, Kaushik!
@evanspiteri3576
Жыл бұрын
Absolutely love the videos Nathan, also love the book that you wrote and I highly recommend it to others. Quick question though, why would you invest into a tax deferred account with Jepi if most if not all of the people investing into it are looking to use the income now to pay bills etc... Sorry If I missed something but I'm genuinely curious. Thanks!
@NathanWinklepleckCFA
Жыл бұрын
The after-tax return chart should show it all. Your returns are basically 100% taxable; that presents a massive tax headwind and reduced your returns significantly. Far better to have tax inefficient investments in an IRA and a tax efficient investment-like a VTI or VIG or SCHD-in an after-tax account. Make sense or no?
@evanspiteri3576
Жыл бұрын
@@NathanWinklepleckCFA Yeah I understand that part I just don't understand why you'd invest into those entities in a tax deferred account when you can't utilize the dividends from it until age 59 1/2. I can see doing it when you're close to that age but not if you're young. I'm just confused on that part.
@Meowmeow.age.6
Жыл бұрын
Just buy 100 shares of QQQ and sell covered calls. JEPI is a dumb ETF. Can't afford 100 shares? Sell TQQQ puts. Now is a great time for that.
@FelipeBudinich
Жыл бұрын
Just look at SDIV performance in the past 24 months; if it is too good to be true, it is :) PS: very good breakdown of JEPI!
@horizontaldad
Жыл бұрын
Very Interesting Nathan. I probably need to listen to this once more....but does the decreased loss in down markets makes me wonder if it would be suitable to use for part of my "cash" that I hold in my IRA?
@NathanWinklepleckCFA
Жыл бұрын
It is an interesting cash alternative, though I wouldn't think it appropriate for "needs"... I still think cash/USTs/high yield savings/iBonds via UST are ideal for that.
@aaronjohnson9007
Жыл бұрын
Sorry if I missed it in an earlier comment, but do your JEPI returns include the distribution or make any assumption about distribution reinvestment? I’ve had an investment in JEPI since February 2022 and while it is down on price about 4.75%, the distributions actually result in a positive total return this year.
@NathanWinklepleckCFA
Жыл бұрын
It's reinvested dividends.
@jameskostka4178
Жыл бұрын
Let the compound interest do its job.
@user-bz5io6ph8w
Жыл бұрын
So, if it's a bad idea to spend all the JEPI income, how do I know how much I can safely spend without drawing down the principal investment?
@rcb77721
Жыл бұрын
VIX is above 20 and the SEC yield is high at 10%. The ETF will be capped in a bull market and the VIX will go to ten. That is a 5% yield and you did not get the upside of the bull market. Do the poor mans covered call. Best risk vs reward. Covered calls suck versus SCHD or QQQ for 15 years.
@linaluppino3492
Жыл бұрын
A round of applaud for the great analysis and breakdown of personal perspective. I woke up to the sad news by FTX. The market circumstances are driving me insane, my portfolio has lost almost $18500 this month alone, my earnings are tanking, and I can't see how my retirement will go smoothly when I can't even increase my stagnating reserve. I wonder whether those who lived through the 2008 crash had it
@lucaseverett99
Жыл бұрын
Both bullish and bearish markets provide the same high-yield potential; all that matters is how information and strategy are used.
@robertalexandro2162
Жыл бұрын
Avoid too-good-to-be-true scam schemes. Seek advice from a fiduciary counselor they provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
@JuanCarlos-ln2xt
Жыл бұрын
@@robertalexandro2162 I agree. Based on firsthand encounter with a fiduciary counselor DOROTHY DONNA TAGLIENTE, i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands
@alexbradbury5967
Жыл бұрын
@@JuanCarlos-ln2xt wow thats a huge milestone. Please how can i reckon with such skillset? i want to grow my emergency funds of approximately $57,000 advantageously
@stanisawtopolski5551
Жыл бұрын
Maybe something about SBSW? Actual dividend yield is 8,8%. P/E around 5,8
@francesconesta6058
Жыл бұрын
Because of my early financial ignorance, I made my mistakes in buying these CC ETFs with the naive misunderstanding that they would be able to reduce volatility while still growing enough to sustain inflation. The reality is that this is not necessarily true and is also hard to back test to have a certain level of confidence to make plans for decades. Eventually all the pro arguments are a form of timing the market. They all work well in a down market but the point in investing is to accept the loss for when the market eventually recovers and goes up and this only works in a long term strategy. If one has a belief that the market is going down and these ETFs would loose less value why investing at all and just hold everything in cash until the market goes up? It would be interesting though to compare JEPI with a more balanced retirement portfolio delivering a similar drawdown to see which one would have the best return overall.
@NathanWinklepleckCFA
Жыл бұрын
There is actually a chart showing a Vanguard Balanced Fund. I'll try to find the timestamp.
@francesconesta6058
Жыл бұрын
Yes I saw that but it is not directly comparable and 12% is not a realistic retirement withdrawal. What would be interesting, if there was sufficient historical data, was to see if a product as JEPI is a better option than a mixed stock/bond for retirement or FIRE. It seems to reduce the drawdown quite a lot which might be a good thing to maximize the safe withdrawal, in the hope to increase the 4% rule. Biggest reason why the 4% rule is one of the safest rate despite average yearly market returns are much higher is because there could be large volatility and you could deplete your capital in long times that the market is down. If JEPI can reduce the drawdown this problem is prevented. However, the problem is that there is no such historical data so it seems very hard to be considered blindly for FIRE.
@peternolan6648
Жыл бұрын
I have been dollar cost avging into jepi and am well over the performance of the s&p.
@jaygold4467
Жыл бұрын
You cannot compare jepi withe qyld. Unfair comparison.
@mrbigcat9
Жыл бұрын
Upside Potential of QYLG By writing calls on 50% of the portfolio, the strategy allows investors to capture half the upside potential of the underlying index.
@dumbcat
Жыл бұрын
didn't JP Morgan almost go under during the 2008 financial crisis. i believe they had to be bailed out
@williamthorne6371
Жыл бұрын
How would this fair for a u.k. investor please? Bill thorne 90 years old.!!!!
@sergeyk1982
Жыл бұрын
Ok, so holding JEPI has to be combined with opportunistic buys, for example when its oversold.
@ivan11h
Жыл бұрын
I don’t understand why quod is a bad investment? Has it been paying out the dividend as promised? That’s the point of such etfs. No?
@TheSushiandme
Жыл бұрын
It's at 11% now, but of course it depends on the overall market. Best time to buy
@julianhernan9205
6 ай бұрын
In the stupid EU zone, we can not buy this ETF, ¿any alternative?
@mwidjaja70
Жыл бұрын
Thank you for the great content. Would you consider doing a video on DIVO? Thank you.
@BRIANDER100
Жыл бұрын
I started investing in Vanguard ETF's about 2 years ago and have put in about 13,000. Over the past 2 years I have received a total of about 220 in dividends. I was expecting more than that. Maybe I'm missing something but I was expecting more. Would anyone have any info on this ?
This sounds like it’ll make money for the people running the ETF. Not me.
@cliffdariff74
Жыл бұрын
Looks like an excellent Income Fund, for older ppl.
@NathanWinklepleckCFA
Жыл бұрын
If used properly and within the right context, I would agree!
@saumajitsaha5449
Жыл бұрын
Another great video that is very informative, transparent and honest! I will however not be adding this to my portfolio as nothing comes close to the long-term income potential of blue chip dividend growth stocks!!!
@gringadoor5385
Жыл бұрын
You need to extend your look back in history further than 20 years.
@JohnsFishTales
Жыл бұрын
You’ll need a lot more money invested if you’re planning on living off dividend income. I see a couple of these other KZitem gurus with 7 figure portfolios earning under $100K a year. I think a mix of both is best. Just my 2 cents.
@whiskeywoodcock4736
Жыл бұрын
My primary concern with JEPI is whether or not the share price will decay over the long run like QYLD clearly has. It appears like JEPI will appreciate, but the ETF is still relatively new, so it's hard to discern with the available data. I don't care whether or not it outperforms the SP500, because I'm interested in JEPI for the monthly income, but want to make sure the share price will not depreciate like QYLD has. Do you believe the share price will decay like QYLD or appreciate over the long term? Thanks for the video. This is the best one I've seen regarding JEPI.
@NathanWinklepleckCFA
Жыл бұрын
I wish I knew… :) My thinking with JEPI would be as a diversified against a sideways market. I always think in terms of total return, not monthly income. JEPI wins if you go sideways; it sells the calls and gets the premiums while not losing on share price. It loses big time in high volatility-downside volatility means you still hold the underlying, so you lose money on those stock positions depreciating. And massive upside volatility gets called away and you have to buy back in at higher prices, so JEPI also loses.
@James_48
Жыл бұрын
@@NathanWinklepleckCFA Yep, JEPI has done fairly well in the recent down / sideways market but sooner or later the market will turn and it might not look nearly as good once that happens. Still, if I was retired, or near retired, it might suit my income needs, but I don’t have high hopes for total return here.
@mckessa17
Жыл бұрын
@@NathanWinklepleckCFA I would rather invest in JEPI over ARR or CLM which pay a great dividend but drop like a rock.
@opt4living
Жыл бұрын
@@mckessa17playing the rights offering right on CLM is far superior to JEPI. I made good double digit on CLM last year in a bear market. What else did?
@mckessa17
Жыл бұрын
@@opt4living Long term the share price of CLM has dropped like a rock with some short term gains along the way. The jury is still out for JEPI because it's new but so far it's a much more stable stock.
@dustinadams2839
Жыл бұрын
Nathan, great video, thanks. In a world of low interest rates (last 6 months excluded, which I don't view as long term sustainable, given the amount of debt out there), what do you think of using JEPI or other high yield, short duration investment vehicles as bond proxies? Even though T-Bonds are "risk free", then ~6 - 10% upside seems to more than compensate for that risk, thoughts?
@NathanWinklepleckCFA
Жыл бұрын
Depends on time horizon. I’d think for a more moderate time like 3-5 years, it could be useful for that. Less than 3 years, I’d think cash or short duration USTs are still ideal. JEPI will lose with a downturn, just not as much.
@ibraheemali9541
Жыл бұрын
3:00 what if jp morgan goes under? will the etf default ?
@NathanWinklepleckCFA
Жыл бұрын
Good question; I don’t think so. It’s a trust so there is a right to ownership that JPM doesn’t have.
@ibraheemali9541
Жыл бұрын
@@NathanWinklepleckCFA hmm ok thanks
@my_sideproject3815
Жыл бұрын
Oh JEPI, please don't Gyp me! BwahahHa
@S.A.1
Жыл бұрын
First time here. Thanks for the detailed video. I am a bit confused about the “don’t spend the income”portion of this video. Does that mean that I have to do dividend reinvestment to be able to get the full return? In that case, how will I live in retirement?
@METVWETV
Жыл бұрын
Watch it again, he said, 'Don't steadily withdraw 12%' He didn't say don't take the returns.
@BWowed
Жыл бұрын
Great video. Thank you. What is the difference in JEPI & JEPQ?
@bluesky5587
Жыл бұрын
Brad … there are numerous videos on that and your broker research tap will tell you ….if you cannot figure something so basic as this out ..maybe you should not be investing….jepi leans towards sp500 stocks …jepq …to nasdac stocks
@paulturner4419
Жыл бұрын
Good in volatile sideways market
@bradanderson1024
8 ай бұрын
Could you do this same type of report on JEPQ Great job!
@Slydeish
Жыл бұрын
For a lot of my investing career, I got really good at picking things that were flat or went down. So much so, I eventually built my portfolio exactly around the idea that the market can’t go up, and if it does, sell Cash Secured Puts and Covered Calls. I dislike Growth stocks because timing the market is impossible, but Options pay you for time IN the market. This is why I love JEPI, it’s an ETF that does in scale what I have done since 2019. My premium buys JEPI, JEPI buys more JEPI, and everything over a certain dollar amount is for beer and luxury items like milk and eggs.
@OfficialCharlieFurr
Жыл бұрын
I love the luxury items like milk and eggs. 😂
@BrianMcLamb
Жыл бұрын
I'd be curious to hear your thoughts on DIVO.
@glendavis1266
Жыл бұрын
A full explanation of counterparties would be helpful for those that are unfamiliar with this term and function.
@danhirsch6554
Жыл бұрын
Great information. You mentioned not using a taxable account. But what if I wanted the dividends paid out to me every month. Wouldn't I need a taxable account for that to work?
@NathanWinklepleckCFA
Жыл бұрын
Are you over 59 1/2?
@danhirsch6554
Жыл бұрын
@Nathan Winklepleck, CFA Thank you for the quick reply. I'm about to be 47. I'm a 100% disabled veteran. I receive $4100 tax-free every month. But I would like to increase that amount and I don't want to wait till I'm 62 for social security.
@krakhour2
Жыл бұрын
must have a different jepi than me cause my jepi doesnt pay 14 percent
@smartturkey123
Жыл бұрын
Are most of the dividends considered to be non-qualified, since they are from options traders, making the earnings to be taxed at a higher rate?
@NathanWinklepleckCFA
Жыл бұрын
Not sure about that!
@jonathanchia4334
Жыл бұрын
Just came across this video and I do find it informative. Would you be doing a comparison video with JEPQ?
@ciaoatutti11111111
Жыл бұрын
Are any of these instruments (schd divo or JEPI) available in the UK?
@NathanWinklepleckCFA
Жыл бұрын
I'm not sure. Does anyone know? Comment below!
@showtime31555
Жыл бұрын
Excellent video🥇🥇 I have a few shares of JEPI, but didn’t understand it until now.
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