Woohoo!!! 🙌🏼🎉 you’ve done a great job. 2023 was a big year for me financially… I finished paying off my student loans in June and then paid off my car in December!!! 🎉🎉🎉 I’m so excited for 2024 as this will be my debt free year when I get my credit cards paid off. I’m so ready and excited to be debt free.
@LuxuryOption4756
8 ай бұрын
Congrats on paying off the car loan and student debt. Best wishes for paying off the credit cards in 2024!!
@TheCelmap
8 ай бұрын
Congratulations my dear. 2024 will ne your great year for sure 🎉🎉
@MonetsMoney
8 ай бұрын
This is amazing!! Congrats on your well deserved success! It’s going to be a great year for you! ❤️
@kellycurry9164
8 ай бұрын
I got myself out of debt in 2023. Made my last cc payment in December.
@MonetsMoney
8 ай бұрын
That’s amazing! Congrats!
@Lifewithmrsvee
8 ай бұрын
Congratulations on all your achievements. Hubby and i paid off our mortgage in 2023❤❤❤
@MonetsMoney
8 ай бұрын
Congrats!! That’s a great way to bring in the new year ❤️
@lalamcrich3682
5 ай бұрын
Newbie here!! I watched a few of your videos and I love how simple you keep everything!! I can see myself getting addicted to your channel. lol. Happy Budgeting 😃
@MonetsMoney
5 ай бұрын
Aww! Thank you so much! I’m happy to know you enjoy and welcome to the family ❤️
@Ms.Mandy404
8 ай бұрын
You have made such a difference in my personal financial journey. Thank you for setting such a good example for us to follow. Keep up the good work.
@MonetsMoney
8 ай бұрын
Thank you so much! 🥹 I’m glad to help! ❤️
@BudgetwithDragons
8 ай бұрын
I love this for you 🎉 great goals! I cannot wait to see you thrive
@themomlifeco
8 ай бұрын
Way to go! Being debt free this year!! ❤️❤️
@Rachellove958
8 ай бұрын
Yes focusing on one savings thing at a time is Dave Ramsey style and so much more effective 🎉💃🏻💃🏻
@markamark123
8 ай бұрын
2023 goals met 1. Pay off 7k debt 2. Built emergency fund to 100k in HYSA @ 5% 3. Max 401k 4. Max Health Savings Account 2024 goal 1. Pay off house early on September 2024. [7 years total out of 30 year loan @ 4% rate] 2. Take wife to Cancun in December 2024
@MonetsMoney
8 ай бұрын
This is great! Congrats on your 2023 achievements and wishing you more success in 2024!
@user-xq4xk2gm7l
7 ай бұрын
My goal this year is to get 3/5 debts paid off plus buy a family vehicle in cash.
@MonetsMoney
7 ай бұрын
Yes, wishing you success on these goals. It will be amazing if you can achieve this for the year.
@themomlifeco
8 ай бұрын
Monet you are so inspiring! Wow
@MonetsMoney
8 ай бұрын
Thank you so much!
@angiec5496
8 ай бұрын
I would love to follow your journey on your Roth IRA stuff, and maybe learn something so I can start also; never invested before and clueless😄 Thanks for sharing your new financial goals!!!
@MonetsMoney
8 ай бұрын
We will be learning together. It’s all new for me🤗
@aidacruzvlogs
8 ай бұрын
Congratulation! ❤🎉 Always such an inspiration. Thank you for sharing your goals, i know you are going to crush them 😊 When i started following you, you had about 800 followers here. i am so proud of all your achivements, and im glad i am able to experience all your growth ❤❤❤❤❤
@MonetsMoney
8 ай бұрын
Thank you for being apart of the journey for so long. This continued support is appreciated 🥹❤️
@aidacruzvlogs
8 ай бұрын
@@MonetsMoney ❤️❤️❤️🫡
@relaxvideos8742
8 ай бұрын
I have paid off my Kay jewelers credit card this year
@BarbaraMoore-ju1he
7 ай бұрын
Brilliant Monet, you're doing so well 🥰🥰🥰
@MonetsMoney
7 ай бұрын
Thank you so much 🤗
@ladyque52
8 ай бұрын
Congratulations 🎉on your 2023 accomplishments and all the best for you in 2024🙏 and hoping you reach the goals that you're aiming for❤️🤗🙏.
@MonetsMoney
8 ай бұрын
Thank you so much!!
@karenrolle3010
8 ай бұрын
Awesomeness Monet! Congratulations on all of your 2023 accomplishments! I'm looking forward to all of your 2024 achievements!!! You are going to do phenomenally!!!🎉🎉🥰🥰
@MonetsMoney
8 ай бұрын
Thanks so much!! ❤️
@leaht8901
8 ай бұрын
HNY Monet. I very much love this. Please continue it. This gives me plenty ideas on how to start my budget
@MonetsMoney
8 ай бұрын
Glad you enjoyed! 🤗
@laurenrussel652
8 ай бұрын
Finally ive been waiting for you to make this video 😂. I keep on checking if you posted already. I find yours realistic and simple but true.
@MonetsMoney
8 ай бұрын
Lol thank you! ❤️
@savewithaj
8 ай бұрын
Loved the video! Looking forward to the 2024 goals 🤓
@MonetsMoney
8 ай бұрын
Thank you!
@marissaguzman5220
8 ай бұрын
Woo hoo...way to go on the 2023 achievements. Here's to 2024!🎉
@MonetsMoney
8 ай бұрын
Thank you!
@Sweetzandmore
8 ай бұрын
I'm looking forward to seeing how well you will do in 2024.
@MonetsMoney
8 ай бұрын
Thank you!
@AEvans36963
8 ай бұрын
Very achiveable goals, esp prioritizing your Emergency fund. Even if you don't fully fund your IRA next year, that's ok. Just start. Happy New Year🎉😊
@MonetsMoney
8 ай бұрын
Thanks for the encouragement!
@Rachellove958
8 ай бұрын
Please more day in the life shopping vlogs..etc …those are my favorite 😂
@MonetsMoney
8 ай бұрын
I try to do them when I can. Glad you enjoy them!
@NikeaP2u
8 ай бұрын
Congrats on all your achievements!! I'm looking forward to following your 2024 journey and apply a lot of your advice to reach my financial goals 🙏🏾❣️
@MonetsMoney
8 ай бұрын
Thank you so much!! ❤️
@relaxvideos8742
8 ай бұрын
And thet is for me great and I wanna be debt free by the end of 2025
@relaxvideos8742
8 ай бұрын
Good luck Monet always
@nursemiles84
8 ай бұрын
Good job on reaching all your 2023 goals🎉🥳🥂
@MonetsMoney
8 ай бұрын
Thank you!!
@LuxuryOption4756
8 ай бұрын
Great goal planning for 2024. ‼
@MonetsMoney
8 ай бұрын
Thank you!
@lilchonkstudio
8 ай бұрын
Hi! My goal for 2024 is to also stay consistent on my social platforms (like my YT channel I started this year ❤ for my small business) & I’m trying to get back into cash stuffing! I did it in 2021, but fell off since 😅 You’re so inspiring & I hope you have a great NYE! 🎉
@MonetsMoney
8 ай бұрын
Thank you! Wishing you success with your channel and staying consistent. It can be challenging but I hope you can achieve all your goals this year!
@MontysBudgets-zb5bx
8 ай бұрын
Lovely nails, Monet! Happy New Year!
@MonetsMoney
8 ай бұрын
Thank you! You too!
@Soxandnicole
8 ай бұрын
I'm not sure I understood you right about how you are going about your Roth IRA. It appears that you want to accumulate the 7K and then get the IRA. That's great, however you might consider another tactic which is to do it more regularly. The reason being is interest. The sooner you get the IRA the sooner the interest start accumulating. By now you know that every little bit count. All the best in 2024
@MonetsMoney
8 ай бұрын
You misunderstood. As I have the amounts I will contribute monthly, my overall goal is just to contributed 7k over the course of the year.
@budgetingwithkrztofr
8 ай бұрын
Great video
@MonetsMoney
8 ай бұрын
Thank you!
@evelynsmith4291
8 ай бұрын
Great job!!
@MonetsMoney
8 ай бұрын
Thank you!
@Cylon-
5 ай бұрын
Great channel, congrats. Question, where can I start saving for Roth IRA? Any suggestions?
@MonetsMoney
5 ай бұрын
Thank you! The top places I’ve heard are Fidelity, Charles Schwab, Vanguard, and SoFi. But there are many places to choose from. I would do some additional research and see what would be best for you.
@MoneywithGab
8 ай бұрын
❤❤❤
@tinaturull3793
8 ай бұрын
Love your videos. Have you counted your dollar jar yet?
@MonetsMoney
8 ай бұрын
Thank you, not yet. I plan to do that this week
@kraziikiim
8 ай бұрын
My goal is to pay off my student loans. I have 38K left. Not sure if it’s entirely possible as I also live on my own, have a car payment, insurance etc but I’m hoping to get a per diem to help with it. Also, when you start your Roth IRA and you are comfortable, can you share the process with us please?
@MonetsMoney
8 ай бұрын
Wishing you success, even if you can’t pay your entire balance I am sure you will make great progress this year. And I’ll share what I can for Roth IRA. I am definitely no expert but I’ll try.
@relaxvideos8742
8 ай бұрын
Then I want to save $1900.or a little over what u think
@user-ng2gf4ox9q
8 ай бұрын
You're saving for a new house? Why don't you just move back in with your parents and ask your mom if you have the house in the future. By doing that you will definitely save more money. My mom is toxic I am not going to lie about that but at least she's giving me her house. Her house is already paid for all I have to do is pay the taxes in the future. As a mom you should be willing to help your seed. I know you're trying to be independent but what's wrong with having your parents house in the future? At least you would not have to save $100,000 to buy a house or you would not have to worry about paying taxes on the house. I complain a lot about this and that but I need to stop complaining and realize I am blessed to have a mom that's willing to give me her house when she passes on. Even my late sister who passed away from cancer was willing to give me her apartment. I am blessed and I didn't even know it at first. There are so many people out here saving up for a house and an apartment when I don't have to do that. Amen to that.
@krislatoya7556
8 ай бұрын
I think the 1st question should be Does her mother actually own the house in which she lives? Other considerations: Siblings? Family living arrangements?
@user-ng2gf4ox9q
8 ай бұрын
@@krislatoya7556 Okay you're right, but she probably does own her house because my mom and I are very poor and we live in the ghetto where people shoot during the New year. My mom bought her 2 bedroom house in 2002 when I was just 15 and now I am 37 and I have been living with her since. One day she sat down with me and explained to me about how to pay taxes on her house and where to pay it at and how much I will be paying which is $2,000 yearly that should be paid in November. If her mom is between 1950-1965 they are known to have a house that is paid for or if her mom bought her house in the 80s or 90s it was cheaper to save and buy a house back in those days compared to now. A realtor named Joe Petty helped my mom friend and her husband get a house back in 1982, a 3 bedroom house with a pool in the back of a poverty neighborhood. But let's say if she tried to buy that same house today in 2024 she would not be able to afford it why? Because back in the 80s and 90s it was much easier to save for a small house in the ghetto because savings on a regular traditional savings account interest rates were 10.00% apy back then, now it has dropped all the way down to 0.02%. It's a lot of people my age or younger than me have to save money to buy their own house. My mom is toxic but she is doing something for me and she has 6 kids that's a lot of kids but she's leaving all of us something, some parents only have 2 kids and would not give them their house. I was searching on this website baddies budget where the creator was selling a new home budget binder and so many people were buying them. I said to myself why their mom can't just say well if you ever need a house you can get my house in the future when I am not around anymore. All those parents can't be renting their house.
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