Very relevant especially as most establishments in the Philippines do no accept debit cards, which is the norm now in UK following the pandemic. I had one of my card swallowed at one ATM machine in a hotel last year, so now I look for ATMs that read your card without inserting!
@grrrltraveler
Жыл бұрын
Yes, most western countries are using debit and cards with chips. Many countries are slowly moving up in technology. Like Japan finally has more ATMs and you can pay more with creditvcards. Interestingly I was in Nepal where they can now pay online via QR code! It’s not rolled out for travelers yet tho.
@jamesjones7439
Жыл бұрын
Great tips Christine! I have a “travel card” and in the past regularly activated the travel notifications. For my last trip, my bank advised that travel notifications are no longer necessary. Does not inspire confidence, regardless of their reassurances!
@grrrltraveler
Жыл бұрын
Ooh… i agree. I’d still like peace of mind via notifications. If just to keep yourself accountable and to know you’ve not been overcharged. Like Uber does this weird thing of charging me for a ride and then separately again oof I tip and seeing that drives me up the wahzoo bc I feel like I’m getting charged twice. But I feel better knowing about it vs getting shocked later.
@JNDarkness
Жыл бұрын
They're not necessary anymore because we finally have chip cards like the rest of the world. The old cards were extremely easy to fake
@JayDollarhide
Жыл бұрын
Lots of great tips here, Christine! Very good advice to help people while traveling...thanks for sharing! ❤
@grrrltraveler
Жыл бұрын
You are so welcome! I know you’re a pro so thanks for watching!
@JayDollarhide
Жыл бұрын
@@grrrltraveler, nah...I'm just a crazy traveler that screws up half the time, haha. 😂❤
@fan.80s_90s
Жыл бұрын
Even though the video was long but it's one of the best explanation video I've ever seen. Really well explained about how to travel smart, avoiding those ridiculous fees imposed by banks and how to be on alert when using bank card while travelling abroad. One thing you miss out is most local currency like example Rs 500, it's really difficult to get change back from retail stores or small stores, so for example if you withdrew Rs 5000 and it's all in Rs 500 notes, you can go to any local banks either government or private banks and ask for smaller denomination notes like in Rs 100x50 or Rs 200x25 notes in a total of Rs 5000. Overall, this is the best explained video I've ever seen and bug thumbs up 👍.
@grrrltraveler
Жыл бұрын
Glad you liked it. I think idea is now doing a lot of payments with mobile apps correct? Interestingly Nepal was much easier to break large bills and use a credit card. Although I think the cost of things are a little higher in Nepal than India to make it easier to get change. 😉
@fan.80s_90s
Жыл бұрын
@@grrrltraveler not saying mobile apps are bad, it's a revolutionary method of payment but there are times that such apps could have server issues or other problems were connectivity is bad in most places. To be safe, it's always at best to carry some cash as safety method just in case mobile apps do crash. I would say is have a mobile app to store certain amount of money and keep some cash as backup, that way it would be better to have a pleasant travel experience.
@donishita
Жыл бұрын
Great tips! If you have extra local currency at the end of your trip, do you bring it back to the US to exchange? I'd also say take a photo of your card with your phone, if you do lose your card then the back of the card has the contact phone number to report lost stolen as well as your card account number.
@grrrltraveler
Жыл бұрын
Great tip Don! I use up the currency the best I can and at the airport. I gauge my withdrawals decently well and the last day informs me how many souvenirs I can buy. If I sense I will return - like Nepal- I hold onto the money. Sometimes it’s illegal to hold onto a country’s money but usually I don’t know those rules unless they are explained at the airport. These days if I have extra, I may donate it to the nonprofit I visit and leave myself with just enough for my end days.
@JayDollarhide
Жыл бұрын
I've been taking pics of my bank cards, ID, passport, etc for a long time, and then I transfer those photos to a PDF file and adjust the security settings on that PDF so I am the only one that can access that document on my laptop or tablet hard drive, or my phone storage. Then I can contact all of the banks, etc. I lost my wallet in the ocean back in 2015 and I am so glad I have been doing that for years because it was so easy to call everyone and let them know my cards were missing!
@JayDollarhide
Жыл бұрын
@@grrrltraveler, last year I left Thailand with 42,000 baht, lol. It was a nice amount to have in my pocket when I returned this year. Got me through my first month plus, along with buying some essentials for my room I always rent monthly over there from my Thai buddy! I bought up all that baht when the baht was 36 to 1 on the dollar. I had only been getting 31 or 32 baht the last seven or eight years, so I took as much as I could home, haha. Since I keep going to the same countries all the time, like Malaysia, Vietnam, Thailand, and the Philippines I hold onto all of my money, AND I keep a load on my Rabbit card in Thailand so I can hit the ground running and just jump on the BTS with my card.
@grrrltraveler
Жыл бұрын
Great tip! I used to take photos of everything but I’ve been using more mobile apps.
@caryvaughan7422
Жыл бұрын
These tips are good away and at home town👍
@grrrltraveler
Жыл бұрын
Glad this was helpful and to see you on KZitem!
@haphazardtube8027
Жыл бұрын
Hey Christine! I really appreciate this video. I really like the idea of the wrist wallet. Do you mind sharing where you got yours? Thanks!
@grrrltraveler
Жыл бұрын
Here ya go! Wrist Wallets: amzn.to/3Cei9Tn 22 ways to AVOID pickpockets grrrltraveler.com/ways-to-outsmart-pickpockets-and-thieves/
@haphazardtube8027
Жыл бұрын
@@grrrltraveler thanks so much!!!!!!!!
@grrrltraveler
Жыл бұрын
Yep. I love them and use them on all my trips due to convenience and easy access. I’d say its one of my most underrated travel essentials that I forget to mention but rely on as a femal traveler .
@haphazardtube8027
Жыл бұрын
@@grrrltraveler definitely sounds like a useful thing to have.
@user-ge6wyJacqueline
3 ай бұрын
and Use a VPN on free WIFI
@soultraveler1111
Жыл бұрын
Thnaks very good advice.
@grrrltraveler
Жыл бұрын
Glad it was helpful!💕
@saint.inocenciaKadi-ze8ll
4 ай бұрын
.....................wonderful...♥️🧚...
@grrrltraveler
Ай бұрын
Thank you
@ThePensionerAdventurer
Жыл бұрын
Hello Christine, Excellent video, thank you... one question I have is if you are going to withdraw all the cash you'll need for you trip when you are there from an ATM, why don't you change it at home and take it with you on the flight in you various stash locations? Take care. Paul,,
@JayDollarhide
Жыл бұрын
The banks in the US give a terrible exchange rate for foreign currency, even worse that if you were to exchange the money in whatever country's airport you enter into. Always, worst exchange is in your home country, then second worst is ANY airport in the world. I have asked my bank the exchange rate to exchange US $'s into Thai baht and it was horrible, like 28 baht to the dollar when the rate was 32 or greater in Thailand. I have been doing what Christine mentioned in the video, using my Charles Schwab card for 8 or 9 years now, not sure when I got it, and they give a great exchange rate through ANY ATM that has a VISA logo on it ( has to have the VISA logo), along with not charging any ATM fees and reimbursing ALL fees from the local ATM's in EVERY country I have traveled to in SE Asia, and that's 9 countries now.
@JayDollarhide
Жыл бұрын
Charles Schwab reimbursed me over $50+ in Thailand last year in one month as Thailand charges 220 baht per withdrawal from ALL of the ATM's throughout the country for every withdrawal. That is NOT normal for me though, as I almost always take out a minimum of 10,000 baht when I make a withdrawal, and usually just do 30,000 baht at the start of each month when I'm staying there. My room and motorbike run me 8,000 baht, so that gives me 22,000 baht for the rest of the month, and typically I can make it through the month with that. If not, that's when I'll pull out an additional 10k baht and I'm for sure good to go after that! I think the $50+ in fees was my first month back after covid and I screwed up, but the nice thing with Schwab is, it doesn't matter how many withdrawals you make, there's no limit on what they will reimburse you...although I'm sure if we all started abusing the system and everyone started having an abnormal amount of withdrawals they might put a stop to it!
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