Rob this analysis from two years ago has held up well! Continued success and good health!
@noveltyrobot
2 жыл бұрын
Lots of people misunderstanding The Professor's stance on dividends. He doesn't hate them, he says you shouldn't chase yields. The fact is total return is the ultimate measure, and super high yield funds simply can't get even close to SPY or VTI on this front.
@letmecee11
2 жыл бұрын
I just bought SCHD last week before I saw this video. I'm new to investment and feel that dividend ETFs are safer for me to invest. I have learned a lot watching your videos, new subscriber of yours. Thanks
@rdbeaz
2 жыл бұрын
I also own SCHD and SCHG
@briank1603
2 жыл бұрын
I prefer ETFs because it allows me to buy vanguard funds through fidelity so that I don't have to deal with vanguard's customer service.
@justinjohnson8398
Жыл бұрын
vanguard customer service is horrible
@topgunpressurecleaning8930
Жыл бұрын
I've been checking out M1 and maybe switching from vanguard.
@justinjohnson8398
Жыл бұрын
@@topgunpressurecleaning8930 m1 is super cool, great eco system I use them
@topgunpressurecleaning8930
Жыл бұрын
@@justinjohnson8398 for me Vanguard seems overwhelming most of the time. I like things simple and straightforward. I'm not tech savvy being an old farm boy.
Agree @ not being a fan of dividend tilt. Monthly payments don't matter. Total return matters most, and can be converted to monthly payments. If I wanted to make a factor bet (ie: value comeback), I would do something like 80% total market, 20% small-cap value.
@papabear4066
Жыл бұрын
Rob, I am a VOO accumulator but I do not want to sell my shares, ever. I realize that dividend funds may have a lesser growth and a taxation toll in a taxable account, but still it will generate income and I will never have to sell shares. I appreciate your insight and if possible, make more videos on dividend funds in future. Thanks
@4951wolcott
Жыл бұрын
Excellent content and presented at a pace which facilitates understanding the details and insights you offer. I watch most of your videos twice. I’ve gained better perspective on investing and confidence in managing my considerable portfolio.
@tannerzabik1630
2 жыл бұрын
Great in depth video. I've been struggling to decide whether to include SCHD in my Roth IRA but this video has made up my mind. Would it be irrational to hold an equal amount of VTI and SCHD? Or would it make more sense to lean more on VTI?
@video3dvd
2 жыл бұрын
Diversifying in Value, that's how I found SCHD and why I cont to add to it. Div is a bonus and very welcome in this market. Small cap value also doing great today. Actively managed inexpensive small cap ETF = AVUV. Would love to hear your take on REITs in this environment. Currently holding OLP and Stagg
@ryantinney
2 жыл бұрын
I feel dividend funds are a good fit for a value type fund that gives some diversification outside of a market cap weighted fund.
@rralphymiller3115
Жыл бұрын
Thanx Rob. That’s a good look into basic ETF investing. I moving into ETF investing these days. Thanx for the info. I’m new to SCHD but it always gets good reviews.
@richardcarlin1332
Жыл бұрын
I'm treating my portfolio as one giant annuity. Stock market dropping, but my dividends aren't and that is what I'm living on in retirement. Leaving the principle alone, and with a downed market, I've shifted some transfer to bank account back to reinvest so I get more shares.
@leomortimer2565
Жыл бұрын
Rob, Thank you so much for given actual examples of what you picked and the visual portfolio visualizer!
@Fundingcash
2 жыл бұрын
Could you give your opinion of VYM?
@cmfrye54
Жыл бұрын
Portfolio-wise, SCHD is for the most part SPY minus Big Tech and some energy. SPY is very much Big Tech top-heavy. Hence, why SPY has outperformed SCHD in the past. Given what Big Tech is doing right now and in the near future in a rising interest environment, SCHD not being Big Tech heavy, is perfect at this time. I use SCHD as my core and will pick up the growth component with best preforming Big Tech or adding QQQ when the Fed has stopped rasing rates. Good review of these ETFs.
@thedoctorate
Жыл бұрын
Intelligent plan of attack. All the best.
@chkm8k21
2 жыл бұрын
Hi Rob---enjoy your work. How about a series on how best to take your yearly RMD's?
@danielyang4707
2 жыл бұрын
Hi Bob, Like your analysis. Would you consider just buy QQQ and forget ? It beats SPY 5, 10 , 15 year returns significantly. Thanks
@TonyCox1351
6 ай бұрын
If you were having this discussion in 2010, then SPY would beat QQQ in both the 10 and 15 year.
@JK-rt5xx
2 жыл бұрын
This is the best video on div ETF! Thank you so much. Could you also compare SCHD and JEPI, if you happen to have some time? I know they work with different strategies, but wondered if I can mix these two ETFs for my cashflow, or just stick to SCHD.
@ShOwStOpp3rr
2 жыл бұрын
yea i was curious about JEPI too i own a significant amount of SCHD but am curious how JEPI compares especially in regard to taxes since its heavily involved in options contracts..the dividend yield sure sounds attractive though
@thedoctorate
Жыл бұрын
Thank you for this share. Very informative.
@johnkumpelis1121
2 жыл бұрын
Hey appreciate your sights on this especially on your particular situation.
@bigtoeknee11
2 жыл бұрын
Love SCHD also look into DGRO
@fendermon
2 жыл бұрын
Yes, this is a rock solid combo. Buy both and go fishing.
@davidbrooks8809
Жыл бұрын
No..Overlap!!
@davidbrooks8809
Жыл бұрын
Great Information as always..you're the Best!
@InfamousKiddXD
Жыл бұрын
I have made my portfolio of 6 etfs total Schd Vti Vxus Dhs Vnq Jepi Equally divided or so Though there may be some overlap I believe this yields the most dividend returns at just 20k you can bring in 100/mo minus expenses which isn't much if you add expenses Can you possibly try and simulate this on your end and give some feedback?
@mmabagain
2 жыл бұрын
Do have, or will you make, a video explaining how Americas, and the worlds, debt should affect our investment decisions?
@marklydon435
2 жыл бұрын
Problem is that we have been in a bull market really since the financial crisis. If you feel as i do that we are approaching the end of this then value stocks might be a better bet.
@matthewconaway3510
2 жыл бұрын
You can eat with dividend income, regardless of capital appreciation/depreciation.
@jonathancava1236
2 жыл бұрын
My husband and I think you are awesome. We enjoy your videos.
@ericzeisel3522
2 жыл бұрын
Is SCHD a US only fund ? If so then my guess is that the reason your three fund plus schd portfolio outperformed a little bit is that you have a lower allocation to the foreign stock fund. Perhaps a more fair comparison would substitute vigi for the 5% you took from the intl fund, or compare to a portfolio with 25% intl instead of 30%.
@rob_berger
2 жыл бұрын
Good point. I'm sure that's the reason.
@jerseycitysteve
2 жыл бұрын
No rational investor hates dividends. Dividends aren't the summum bonum of investing. Rob Berger and I always look for total return. Also Berger gives a good rule of thumb. Any dividend higher than three times the S&P 500 dividend isn't sustainable nor an indicator of growth.
@apangurra2775
2 жыл бұрын
Dividends are different for other markets, S&P 500 is really low compared to the rest of the world.
@Q1ller
Ай бұрын
What do you think of a dividend ETF or dividend ETFs as an alternative to bonds (since bonds have been worthless for some time)?
@fabiGBOtown
2 жыл бұрын
I read an article that made an argument about putting dividends in an hsa account for the tax free growth. Wondering what your thoughts are.
@bharatdalal6842
2 жыл бұрын
I have three funds portfolio(vti, VXUS and bnd) in my rollover IRA now what should I include in my Roth IRA. I am retired and 77years old.
@Akuza1000
Жыл бұрын
sDIV AND div Ccompound every month?
@derickperera2881
Жыл бұрын
Hey Rob, what options are available for non-residents to open an account and invest in an index fund like vanguard?
@travislewis9950
2 жыл бұрын
Is a standard deviation of 18% in a long term four fund portfolio. Two index, two tech.
@canpin
2 жыл бұрын
Hi Rob, thanks for this awesome video. Newbie here, and a subscriber of yours. May i know whats the difference or disadvantage (if any) of getting the S&P500 through TSX only like vanguard's VFV. Am I missing a lot? should I get US$ as well?
@rob_berger
2 жыл бұрын
VFV does underperform VOO a bit, but I'm not 100% sure why. Fees are a bit higher, but not by much. There may also be some tax issues involved.
@DavidMontgomery1
2 жыл бұрын
Good info. Thanks!
@InfamousKiddXD
Жыл бұрын
May I ask what program you are using to analyze ?
@stevec.7017
Жыл бұрын
Have to agree with others VYM should have been mentioned and VYMI for international.
@janzelm505
2 жыл бұрын
Great, thanks. Can you compare international ETFs. They have much lower P/E than American ETFs. If we have rotation to value and international over the next decade they would be winners. VEA, VPL seem to be better than VXUS
@cdm1949
2 жыл бұрын
Not sure it is advisable to compare pe between different markets. Probably checking against historical pe of those etfs would be better.
@ebrahimhabib477
2 жыл бұрын
Thanks Rob good video
@ebrahimhabib477
2 жыл бұрын
Thanks for your help
@MeZoRH
2 жыл бұрын
What are the TSX equivalents of these?
@cdm1949
2 жыл бұрын
How does NOBL hold up against these etfs?
@anja7787
2 жыл бұрын
What are your thoughts on bgy?
@AK-ky3ou
2 жыл бұрын
Why not a value etf instead o a dividend focused etf?
@alex182618
2 жыл бұрын
I think FUTY (utility index etf) is a pure dividend fund. Electric plant has no growth no decline, only dividend. 3+%
@rcdyer
2 жыл бұрын
VTV for the future
@marshallhosel1247
2 жыл бұрын
Thanks. Do you think for folks with 20+ years until retirement that adding a dividend ETF allocation could replace a bond allocation? 2.5-3% dividend yield and market gain participation with moderate increased risk vs similar bond yielding ETF?
@fitbh703
2 жыл бұрын
This is a good question. Was wondering the same thing about swapping bonds for the likes of vym or schd
@ivangr3470
Жыл бұрын
If you still have 20 years until entering retirement, in my opinion you don’t need bonds. As long as you have a steady monthly income from work, and some emergency fund, you shouldn’t need them.
@chriswillauer9595
2 жыл бұрын
Hey I can hear you!
@rob_berger
2 жыл бұрын
Not sure if that's a feature or bug!
@justinshearer8180
2 жыл бұрын
I love dgro etf
@scott1441
2 жыл бұрын
VYM ???
@rob_berger
2 жыл бұрын
It's the Vanguard High Dividend Yield fund: investor.vanguard.com/etf/profile/VYM
@dangerouslycheesy2709
2 жыл бұрын
So much spam in these comments. But great information in the video
@rob_berger
2 жыл бұрын
I can't tell you how much time I spend dealing with spam comments. KZitem is absolutely worthless at detecting spam.
@aardvigator
2 жыл бұрын
I would like to know which other dividend funds you do not like (I probably own some). In the video, you said a link would be in the blurb below the video. I have not found it yet. I would be grateful if you would make that info available.
@rob_berger
2 жыл бұрын
The link is in the first pinned comment.
@mikebiehn3650
Жыл бұрын
Dude!!!! Why do you need 28 minutes to tell me about three ETF's????????????????????????????
@davidbrooks8809
Жыл бұрын
Lmao!!!!!!
@markryan6045
2 жыл бұрын
Take that terrible performing international out and re-run.
@kimappreciateslife
2 жыл бұрын
To the real Rob Berger, you have an imposters popping up in the comments. Are you able to block these phonies?
@rob_berger
2 жыл бұрын
I try my best. The problem is for every one I block, ten more appear.
@kimappreciateslife
2 жыл бұрын
👍
@MrMike-zm8ex
2 жыл бұрын
WTF? Didn’t you spend two hours yesterday explaining why dividend funds are bad?
@rob_berger
2 жыл бұрын
Mr. Mike, did you listen to the videos? If so, you know that I identified reasons why an investor might want to include certain types of dividend funds in their portfolio (and the reasons had nothing to do with the dividend yield).
@MrMike-zm8ex
2 жыл бұрын
@@rob_berger Rob, I did not listen to the entire video regarding why we should not invest in dividend funds. I did listen to a good portion when you were making your argument, why they were not a great idea, and got the point of your ideas. I watch all your videos and have a huge respect for your opinions. I’ll watch the full videos. Thanks for the reply. FYI, I’m a complete amateur. I’ve been participating to 457 plans for 30 years my wife has been contributing to 401 plans the same. Thanks👍
@rob_berger
2 жыл бұрын
@@MrMike-zm8ex I'll give you the upshot. While I don't think we should chase dividends, one advantage that a dividend ETF has is that it is typically also a value fund. Given the high valuations of the market today, it would certainly be reasonable to gain some exposure to value stocks. A dividend ETF can do this (at least the right kind can). So I think that's a reasonable reason to invest in a dividend ETF, but it's got nothing really to do with the dividend yield. So in the second video I walk through 5 ETFs that I think would accomplish this. SCHD is my personal favorite. I also cover 3 examples of what I think are not so great dividend ETFs. I hope that helps.
@gatoborracho4572
Жыл бұрын
It's nice to see how some people get their mouth shut off 🙂
@NothingBtBlueskies
2 жыл бұрын
I love watching your videos and listening to your DoughRoller podcast, even though they are way over my head. I’ve only been investing for a little over a year. I was confused by this video, because I saw your other video about dividends, essentially saying that when we receive dividends we are actually just receiving our own money. In the beginning of this video, you mentioned that investing in dividend funds may be a beneficial part of some investors’ portfolio. Would you please elaborate on that? Can I email you?
@NothingBtBlueskies
2 жыл бұрын
By the way, I’ve listened to your Retire Before Mom & Dad book on Audible. I enjoyed learning about you, but I admit that I was lost on the more technical sections. I’m a newbie to investing, but I’m trying to learn. Thank you for taking the time to educate us on this complex subject matter.
@Kingtut61484
2 жыл бұрын
Would you recommend willington fund? VWELX?
@EdwinMartinez-mp3vr
2 жыл бұрын
I would like to email you. You may have already shared it but can't find it. Please share again. I have been watching many videos on finance. You are the best! I have been doing so much better now financially after following your advice.
@rob_berger
2 жыл бұрын
Best Dividend ETFs Article: robberger.com/best-dividend-etf/
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