Hi Brandon, thanks for this video, I currently own all three of them plus a few more higher income funds HDIV & HYLD as well. I was going to retire at the beginning of this year using the traditional 60/40 asset allocation portfolio of growth etfs and I am glad it did not use all my capital to purchase growth etfs. Image pulling out your monthly budget on any investment that is really down? Yikes. I am restructuring my portfolio to be about 35 % growth etfs that pay small distributions ( with future growth) and 65% higher dividend quality etfs that pay a good amount. I wish you and your dad would address some of your investment advice and strategy to ' what if I am ready to retire this year' sort of idea. I think it's completely different or perhaps I am missing something. Thanks for all your great content ! Keep them coming.
@jerryjoe3504
2 жыл бұрын
I am a rookie investor with 5 ETFs under my belt, ZWB is one of them. I am from Port Alberni BC. I have watched many of your videos and learning a lot as I go along.
@Rob-ob3sh
2 жыл бұрын
I’m in my 50’s and building my TFSA and have EIT and HDiF and another great ETF is HYLD if you like the diversity of HDIF which holds 5 funds then you will love HYLD holding 7 fund’s paying over 10% yield
@SDMCanada
2 жыл бұрын
Try also QYLD. It's an USD monthly dividend ETF with 13% yield. 💪
@event__horizon
Жыл бұрын
And xyld
@huyduong5716
2 жыл бұрын
These are my income portfolio (HYLD, HDIV, TXF, QQQX, JEPI and SCHD). That’s all I need.
@YourBoyChad
2 жыл бұрын
No Way! I've been watching Adrian and You pretty often! What a surprise you mentioned him LOL
@Geddyfleaharris
27 күн бұрын
Stumbled across your channel. Love the content. I am 60. Retired 3 months ago. My RRSPs are full and I have other sources of income from the sale of my business. These EFT suggestions fit what I am doing inside my TFSA and the holdings are not critical to my lifestyle. Meaning I can tolerate some risk without ending up with sleepless nights. Thanks for the great suggestions.
@pinkandsparkly
3 ай бұрын
you are an absolute gem! please never stop teaching. Canada needs more people like you!
@patrickbelanger6253
2 жыл бұрын
Hdif is an amazing fund. I also invest in Zwc, Hyld, Hdiv. These funds help me to build an income stream to buy more expensive stocks and creating a passive income.
@carlosga
2 жыл бұрын
I just checked the yield is 0.77%
@vanessaaventura
2 жыл бұрын
@@carlosga me too
@Bigfoot21010
2 жыл бұрын
@@carlosga 0,77% by month, compound with 12 month your around 8% annually
@PassiveCanuck
2 жыл бұрын
Awesome funds you have here! I used to have ZWC and HDIV, now just have HDIV and VDY to not miss out entirely on the growth side.
@5Rodneyterr
2 жыл бұрын
Have you thought of investing in FFN ( North America Financial 15 Split Corp) 21.25% yield...
@MountainFinance
2 жыл бұрын
Canoe is still my favourite high return fund.
@PassiveCanuck
2 жыл бұрын
Love these funds. I also think it'd be a great idea for you to dive into giving info and thesis in a video on something like HDIV which ties into that all-in-one ETF concept in Canada. I like to mix in these income focused funds with something with a little bit more growth such as VDY.
@robpet4424
2 жыл бұрын
Adrian is doing well enough to move to Panama and living off his passive income....... way to go Adrian.
@ridgebikes
2 жыл бұрын
He works a lot on his Channell etc. Great career but his claim of living off his passive income is misleading.
@Jai-xf4dn
2 жыл бұрын
@@ridgebikes Adrian's videos are very informative and a lot of people benefit from this. He has several income streams ie. one on one consultations, digital spreadsheet, youtube channel, sponsorships, etc. He cannot sit on the beach all day so he keeps busy. A great way of making money, doing something he loves. Thanks Adrian.
@stifflick
2 жыл бұрын
@@ridgebikes I follow Adrain’s spreadsheet and invest in many of the same, currently pulling $2300/mth. In next 5 years I expect to double this and I’m sure I will be able to retire off $4600/mth . Even without counting CPP to this. So it’s not far fetched.
@magradwan2516
2 жыл бұрын
Thanks Brandon but I think you need to give the full picture : Yields + fund performance . Many funds give high yield and the fund is losing 30 or 40 % .
@beaviswealth
2 жыл бұрын
I’m pretty sure I mentioned this is the very beginner on the video!
@mrkcdrm
2 жыл бұрын
been following you since i started last year brandon until i came across adriano's channel and transitioned from growth investing to dividend income investing. he mentioned you in one of his videos and sounds like you guys gonna do a collab at one point. anyways as always you guys are very informative and detailed and pumps great content. keep doing what you guys do best and keep changing people's lives! god bless!
@Spencer-ym5lx
2 жыл бұрын
I picked up ZWB and EIT during the covid crash and they are machines
@beaviswealth
2 жыл бұрын
📈📚🇨🇦 Join The Investing Academy Today - bit.ly/theinvestingacademy Thanks to subscriber John for catching a mistake in the video - HDIF MER is more along the lines of 1.13% 🙏🏻
@SM-lj2ef
2 жыл бұрын
Thoughts on DFN? Canadian paying out 14% annual paid monthly.
@StaffordScarlett
2 жыл бұрын
Thanks for the video. What do you think of DGS? Cheers.
@valveman12
Жыл бұрын
*EIT* I hold this fund in my TFSA and nonregistered account for a few years now. It has been quite resilient during the market fall.
@jamesharding3528
2 жыл бұрын
Hi Brandon, another excellent video. I own all three of the funds and have been following Adrian for the last year. As a retiree I am looking for income and these three funds as well as HYDL and HDIV are all part of my portfolio.
@122jaw
7 ай бұрын
The problem is 2 of 3 of these funds have lost value over 5 years. So while you're making a dividend, you're losing a lot of that as the value of the fund goes down. These do not seem like good buys.
@kellyevans9682
Жыл бұрын
I’m such an easy sell. Whenever someone talks about a new to me etf or stock…I want it 😂
@rogeliomontenegro8259
2 жыл бұрын
I like these funds and all of Adrian's approved incone funds.
@johnmitchell4616
4 ай бұрын
FOLKS: I dont own EIT, never have, never will - however I did own a fund like this from Middlefield in about 2002. The dividend was good (bout 8%) but the NAV kept declining, and eventually the company cut the dividend. The ROC components of the dividend was quite high. Does this sound familiar? EIT today is earning about 2.5% on the investment portfolio (2.6 B$) or about $68 M$. Not too bad at all. They collected another $230 M$ from the sale of shares (2023) Then they proceeded to pay out about $201M$ in dividends. So the dividends were composed of stock earnings (2.5%), sale of new shares and some capital gains. The question is - how long will people continue to purchase shares in a company that is not earning the dividend. Where are these investors coming from - there are a lot of them. How does this game end?
@shirleycrosner634
2 жыл бұрын
ROC - for myself is a turn off - and I'll stick with - BNS or POW Not to mention - CIBC - all offer a current yield of 5% or over - without any fancy footwork 😁
@momo35444
2 жыл бұрын
great video brandon!! thanks for the suggestions! im not going to invest in them, but i do appreciate the knowledge
@susanwheeler-hall
2 жыл бұрын
HI Brandon, I have joined the investment academy and am halfway through the first course. You have done an amazing job on this training! I took the annual deal option and I’m happy I did. Now since I joined 5 new courses added! I am making myself watch the entire 1st course before I begin my investment process. Thanks so much.
@beaviswealth
2 жыл бұрын
Amazing Susan. Welcome to the community and thanks for dropping by with your feedback ❤️
@bestknightmare
2 жыл бұрын
Just started position on Xdiv for low mer and exposure to Canadian banks
@123456840
2 жыл бұрын
Hi brandon,great video,I actually own HDIF and Canoe EIT,I started small,buying a few shares with the dividends received from my common stocks. Then I went big last week and bought a huge chunk in each. I was entirely focused on divdend growth before, then discovered the income funds through adriano.s videos. I'm trying now to do a mix between income investing and dividend growth with the goal to focus more on income as I get closer to retirement,
@rockgosu4rocky883
Жыл бұрын
(8%+ YIELDS) but if you check today they are all down
@biomolecologo
2 жыл бұрын
I am happy with ZWC in my RRSP. Put enough aside to qualify for a DRIP. Now forgetting about it for the next 30 years and focusing on building on ESGV and VGSX.
@djayjp
Жыл бұрын
Not recommended for growth or capital appreciation. These funds are intended for retirement only when one is in their drawdown phase.
@geftiler2112
7 ай бұрын
not for me thanks... too much capital erosion. Be aware of what you are getting into. The high yield sounds great on the surface but you risk your original capital.
@roberttaylor3594
2 жыл бұрын
I have HDIF, like and “watch” the other two. Every time I look at Canoe I think it’s too expensive… then it goes up some more!!! I like some covered calls, but don’t want too much. I can see the sense and the danger. I like using the disbursements to buy other stocks. Y
@MightyRostam
Жыл бұрын
Hi Brandon, congratulations on another well-done video. I'm interested in your thoughts on REITs. I barely own any in my portfolio and I was wondering if REITS are a good investment compared to banks' ETFs. Any suggestions? Thank you!
@bangbanggg1
2 жыл бұрын
I own HYLD HDIV HDIF. Gonna retire on these. Love the high yield👍
@GiladThe1st
2 жыл бұрын
I own the 3 as well, so far I can see that HDIF is growing less than SPY and falling more than SPY, however HDIV and HYLD seem to be doing better than SPY. That made me reconsider HDIF, what are your thoughts on that?
@bangbanggg1
2 жыл бұрын
@@GiladThe1st I prefer hdiv and hyld also. But I do add to hdif when it dips and looks cheaper than the other two.
@autobotavengerfireballxl5339
2 жыл бұрын
hyld
@vicfontaine5130
2 жыл бұрын
@@Mitch-ui8psall the guys I work with are retiring with 6k or more a month from our work pension, look into your local trade unions
@Jake51500
Жыл бұрын
I think this is a great plan...is that all you own? I am considering selling off every growth ETF I have & buy just those 3...
@GoryEyedBeast1978
Жыл бұрын
Does HDIF still exist? My stock software couldn't find it
@whiterabbit4606
Жыл бұрын
I have some of EIT and ZWB. At the moment, EIT is doing a lot better than ZWB in terms of share price. I will still purchase both, though.
@mahirhaque1801
2 жыл бұрын
Thes high Yielding Etfs despite monthly distributions always seems to underperform by negative capital gains.
@trentnguyen394
Жыл бұрын
Thinking about putting 10% of my portfolio for these high yield. I wouldn’t have even consider it if weren’t for this video
@alwayspositive999
Жыл бұрын
Nice vid- thanks- at 5.51 when u mention re the Mer - is it not the total of those underlying etfs = approx 3.7( total of all those etf mentioned) ? - u mentioned the mer is in the range of 0.7 - therefore wanted to clarify
@nextleveltorgie
2 жыл бұрын
Thank you for another great video Brandon and for the shout out to Adrian!
@chithanhphung7302
2 жыл бұрын
hi Brandon, how about DFN ? i bought it 3 months ago , it looks good return . Div Yield is 14.56%.
@martinhelmus9869
2 жыл бұрын
Hi Brandon, ... getting inspiration from Adrian ! Awesome...
@danjennings4700
2 жыл бұрын
Re EIT, I think you missed discussing the "good" part of ROC, i.e. it is an allocation of income for tax purposes. Some forms of income when distributed must be ROC and not capital gains, etc. Therefore, ROC distributions are not necessarily a sign of the fund "returning your own money" (which is a common myth that investors will claim).
@beaviswealth
2 жыл бұрын
Hi Dan. Not sure of your sources, but no matter how you slice it, ROC is a return of your own money. Call it 'capital', or whatever, but it's not coming from anything the investment itself is producing. Yes, the tax treatment is different, but that falls back to the fact that you're getting back what you put in, hence you don't get taxed on it again. - Marc
@danjennings4700
2 жыл бұрын
Somehow my original reply disappeared. Marc, I disagree. Sometimes, certain types of income in an etf (such as loss carryforwards) must be classified as ROC. But I do agree that a fund that grinds down NAV by issuing distributions like ROC is not a good thing.
@MegsCarpentry-lovedogs
Жыл бұрын
@@beaviswealth Marc, your reply is solid, as usual. Glad you picked up on this comment from Dan. Recently you did an informative video on income tax treatment of investments in RRSP's, TFSA's and non registered accounts. I was wondering if you would consider expanding your topic to consider talking about this issue, or myth, of "good ROC" vs "Bad ROC." The good and bad words are being used on one YT channel and yet not explained well, or to your professional standards. As a passive investor, with a mix of individual stocks, ETF's and split corps, the taxation of these investment vehicles is a priority to understand. I hold most in a non registered account because the rrsp and tfsa is maxed out with little cash on hand to buy significant amounts of shares. Using a non registered account for most of my investing means I hone in diligently when you prepare a presentation on taxation treatment of investments. I wonder if showing how taxation treatment is between say HDIF vs HDIV would interest you, Marc? Yes, the taxation treatment is listed on a spread sheet on each of these sites, Harvest and Hamilton, but your magic insight and expertise to explain their ROC, and clarify this "good vs bad" ROC myth feels important to clarify. Whoosh! A bit of a long comment but I so enjoy making suggestions for your consideration....maybe like you did last time, taking a vote by looking at the "like"' button about this topic might be considered again? I feel I am not in a "niche" and that there are others who would appreciate your clarification and expertise with your talented way of presenting💯 Cheers from Atlantic East Canada.
@ab.4425
2 жыл бұрын
Amazing video bud!! Thank you so much!
@christopherdehart7639
Жыл бұрын
I combine information from you, Adriano PII, Professor G and Dividend Bull. Thank you
@stephenhartwick2468
23 күн бұрын
Im confused...you suggest that the Mer is the average of all the funds individuall MERs...other information suggests its the sum of all of individual MERs contained in the fund.I thin your right but could you confirm that.
@mjbalmmac1588
2 жыл бұрын
Been assessing academy but unsure if suitable. Seems to be targeted at younger invested with long horizon. We are just retired at 60 and want to improve knowledge and invest better but we need income as well as long term growth and understanding of tax implications as drawing down rrsp and shift to non registered and Tfsa?
@nickyenkelaar8178
4 ай бұрын
Yes more info on this stuff for retired folk just learning these things. Help please!
@litbeis9285
2 жыл бұрын
Does anyone hold HDIF on Wealthsimple?
@TheExperimentalHomestead
2 жыл бұрын
Yep
@gimusk5667
2 жыл бұрын
The BMO covered call ETFs are great!
@carloquito
2 жыл бұрын
Im new in investing. Are these efts good to be under tfsa?
@CanadianDividendInvesting
2 жыл бұрын
Awesome stuff, thanks for sharing man!
@northernwrx
2 жыл бұрын
Great video. I have a team in the military here in Canada that I would love to have you discuss this topic and other retirement ideas
@FinFormation_Official
Жыл бұрын
Great choices for low volatility and during market down turn. High growth is not very likely but stable income. Amazing!
@angier2289
2 жыл бұрын
If you have the room, are these 3 ETFs held to best advantage in TFSA?
@steevengingras4087
Жыл бұрын
Cool, like all three!
@isaiah_b_3798
3 ай бұрын
HMAX for the win!
@sabkuchmilega197
2 жыл бұрын
Thank so much for this video it was very informative. I have one question about the 2 funds that I was looking at DFN and FFN In my opinion they are good funds but I think they are highly volatile. What do you think about this 2 funds, please do let us know.
@stephenhartwick2468
21 күн бұрын
Hdif mer is actually approx 2.3% today
@SDMCanada
2 жыл бұрын
On Wealthsimple HDIF says 0.77% yield. And why did you mention ZWB with 6.29% yield, whereas ZWG (also BMO) offers 7.09%?
@scotts1882
2 жыл бұрын
Its cause WS does an avg over 12 months for the yield they post since HDIF has only been around for like 2 months the WS avg yield will be off big time.. Always go to the funds website for the most accurate yield/info
@hermes8258
Жыл бұрын
Isn't high yield a red flag about risk? I have noticed in the last year suddenly banks are offering much higher interest than last year. Makes me think 'why now and not before?' But to the equities you mentioned - do they let you automatically compound interest?
@mikeevans8318
2 жыл бұрын
I love these high yield ETFs....thanks for posting this
@armandolopez6653
Жыл бұрын
Hi, I'm new to investing but I've done research. I would like to know more, and which investment app is the best?
@sandietan397
Жыл бұрын
Thanks for video Brandon!!
@therealljordan
Жыл бұрын
Is it best to place dividend stocks in the rrsp account and place etfs in your tfsa? Wish he would make a video explain this!
@jasonstupak4535
2 жыл бұрын
Watched and liked, thanks Brandon! Have been following Adriano for quite a while and incorporate his strategy into many of my investments.
@armandolopez6653
Жыл бұрын
These sounds interesting for an income growth I needed it.
@pongster888
2 жыл бұрын
Thx nice video. The first 2 funds seem to be of higher quality than the last one ..... to me, a high % of ROC distribution is an issue not so much for tax reasons (which it is) but more importantly, it's a sign that the distributions are really not sustainable, that's the bigger concern
@jeffsim4191
2 жыл бұрын
My initial thought would be... Covered call funds would do best in a market with high volatile but sideways market... Yes?
@user-ic7xb3gt4e
Жыл бұрын
Very good 👍 info well done keep up the good work
@cornflowertoile3026
5 ай бұрын
So would HDIF be considered Canadian in a TFSA when most of the holdings are US companies?
@XRealEstate777
5 ай бұрын
Why not just buy embridge on a 7% dividend. Truly asking, what’s the benefits of these ETFs😊
@special8339
2 жыл бұрын
Thanks very much for your commitment 👍
@seanstours3913
2 жыл бұрын
You Should make a youtube video about the new Canadian BTCY and ETHY etfs from Purpose Investments!
@Tuqueerhussain
2 жыл бұрын
Hey would be nice if you could talk about mercadolibre Inc. right now since it’s down 30% since you last talked about it.
@TheBakerTrader
2 жыл бұрын
Thank you but whatever I do and methodically follow and apply what I read , like buying this or this ETF … well I keep loosing my savings … which makes me mad because if I invest and save for later I do not mean to loose money… I have some XBAL,XUS TEC XUS and more and all are down … what I am doing wrong . Should I just put all In GIC and stop loosing my retirement Thank you
@mattduprau2028
2 жыл бұрын
Bread and butter of my portfolio with CC ETF's. HDIF is not the first of its kind. HDIV and HYLD have been around longer. IMO better performing funds so far.
@Blueskies1180
6 ай бұрын
I’m new to investing-is ETF same as Index Funds?
@Astral106
2 жыл бұрын
As usual. Thank you!❤️
@maximedube-limon5632
Жыл бұрын
I have Them all beffort your vidéo and you just Help me that reassur me un those wack Time. THX
@SM-lj2ef
2 жыл бұрын
Thoughts on DFN? Canadian stock paying out 14% annual, paid out monthly.
@0001www
2 жыл бұрын
Check out Adrian at Passive Income Investing. He has tons of videos on it
@chantalc.2440
2 жыл бұрын
Hi Brandon, can you offer your thoughts on FFN?
@shaungalbraith6241
2 жыл бұрын
I am currently holding CM and BNS. Would replacing these holdings with ZWB still allow me to access the growth of these banks in addition to the juicy dividend?
@ucanemaleme
2 жыл бұрын
From what I understand you’ll get some but not all of the growth but you’ll get more income than you would have if you just held the stock. The most important decision you need to make when deciding on these types of funds is what your investment objective is? If it’s immediacy of income then these are for you. If it’s growth then no you’re not maximizing growth with these funds.
@odette_m2118
2 жыл бұрын
Brandon I love your videos.
@gerardsahagun4156
2 жыл бұрын
Hey, Brandon… Wealthsimple indicated HDIF as 1.5% div yield🧐
@miguelmanguerra
2 жыл бұрын
Thanks, for sharing.
@neiljohn13
2 жыл бұрын
What’s with the word “fascinating” it was used more than 10 times 😅
@neolithic3
2 жыл бұрын
Would the BMO and the Horizon funds be good in a non-registered account? I have no more room in my tfsa or rrsp.
@mstoniyolanda
Жыл бұрын
Introducing something new..thank you
@janarkas252
2 жыл бұрын
great content, thoughts on VOO for RRSP?
@omidriahi2147
2 жыл бұрын
ZWB is not a good investment when interest rates are going up. Financial institutions are prone to higher interest rate
@LifeofRichh
2 жыл бұрын
Purchased 2 shares of each for my TFSA, Thanks for the continual great stock picks Brandon
@TheTttooom
2 жыл бұрын
Small criticism, you should do some more insight to at least provide the proper distribution yield. For HDIF, the 8.5% says target yield, that is not the actual yield. Does not change much in terms of the content, but you would expect those details to be accurate nonetheless. Makes you take everything else with a little grain of salt you know. Cheers.
@yesloww
2 жыл бұрын
HDIF’s yield is 0.77% on wealthsimple, why?
@acdatz6222
2 жыл бұрын
@@yesloww always use the fund's website for your information.
@TheTttooom
2 жыл бұрын
@@acdatz6222 He is looking on their website, but picked the wrong info. That's what I am saying.
@henryhonda8408
2 жыл бұрын
@@yesloww Harvest Income ETFs
@TheTttooom
2 жыл бұрын
@@yesloww It is still a new fund. Wealthsimple calculates the rate based on their historic payouts, since the fund has only paid once they are only calculating the yield based on that 1 month or (1/12 of the actual yield). It is a flaw in their application.
@Rkumar9
2 жыл бұрын
Can you buy these through your bank account?
@renzoetable2580
5 ай бұрын
Hi, I am a rookie investor, are these funds good for fhsa?
@mTucci
2 жыл бұрын
Hey Brandon, do yeilds on ETFs work similar to on a stock? Like do do distributions remain the same as the ETF price fluctuates or is the distribution dependent on the ETF price? I could never find a straight answer for this
@leagueplays2100
2 жыл бұрын
not dependent on the price, but again, distributions aren't exactly the same as dividends. They can change on other factors
@michaelansell7642
2 жыл бұрын
Nice idea!
@Clipaholick
2 жыл бұрын
loved this vid
@mahalohanaco5128
2 жыл бұрын
Is this ok for US residents?
@grantboucher2696
2 жыл бұрын
i own them plus many other etfs
@GiladThe1st
2 жыл бұрын
I own HDIF, HYLD and HDIV and so far I see better performance from HDIV and HYLD, what are your thoughts?
@0001www
2 жыл бұрын
Adrian from Passive Income Investing talks about it
@GiladThe1st
2 жыл бұрын
@@0001www Do you have a video reference? I would like to watch that for sure
@0001www
2 жыл бұрын
@@GiladThe1st just search up passive income investing in KZitem and look from there
@MegsCarpentry-lovedogs
Жыл бұрын
@Brandon Beavis Investing Marc, your reply is solid, as usual. Glad you picked up on this comment from Dan, below. Recently you did an informative video on income tax treatment of investments in RRSP's, TFSA's and non registered accounts. I was wondering if you would consider expanding your topic to consider talking about this issue, or myth, of "good ROC" vs "Bad ROC." The good and bad words are being used on one YT channel and yet not explained well, or to your professional standards. As a passive investor, with a mix of individual stocks, ETF's and split corps, the taxation of these investment vehicles is a priority to understand. I hold most in a non registered account because the rrsp and tfsa is maxed out with little cash on hand to buy significant amounts of shares. Using a non registered account for most of my investing means I hone in diligently when you prepare a presentation on taxation treatment of investments. I wonder if showing how taxation treatment is between say HDIF vs HDIV would interest you, Marc? Yes, the taxation treatment is listed on a spread sheet on each of these sites, Harvest and Hamilton, but your magic insight and expertise to explain their ROC, and clarify this "good vs bad" ROC myth feels important to clarify. Whoosh! A bit of a long comment but I so enjoy making suggestions for your consideration....maybe like you did last time, taking a vote by looking at the "like"' button about this topic might be considered again? I feel I am not in a "niche" and that there are others who would appreciate your clarification and expertise with your talented way of presenting💯 Cheers from Atlantic East Canada.
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