America First Credit Union is also in UT, Ogden UT, set up a 500 secured card for a year, a year later they gave me 17500 unsecured, year later raised to 24000 with no limit increase request. Only had savings account and secured card.
@WalletMonkeys
8 ай бұрын
Now were talking, thought I had some data on this but turns out I didn't so thank you for that!
@magnus1595
8 ай бұрын
I am going to look them up. Right now I am gardening unify, skyone, Affinity fcu and a local credit union in the California central Valley noble. Been with noble for about 2 years.
@mace422004
8 ай бұрын
@@magnus1595 Not sure if Unify pulls for membership but I had no pull for a secured card with them. No hard pull for Ascend in TN for a secured card either.
@LemonLimes99
4 ай бұрын
who do they pull? chexsystem?
@floridaproductions
8 ай бұрын
Wooow, a very nice interest rate indeed !
@taran5209
8 ай бұрын
Nice limit I wished they had PLOC products for the double dip
@magnus1595
8 ай бұрын
It would have been nice but their auto loans are awesome
@Slaize
3 ай бұрын
Their platinum visa has a fairly high apr for a 0 rewards card. You also accrue interest on a balance transfer immediately, with no grace period.
@WalletMonkeys
3 ай бұрын
Oh didn't know that about the BTs, yuck
@DefiDigiTek
8 ай бұрын
Only for Utah or which other state can apply? Thx
@magnus1595
8 ай бұрын
It is open to anyone who is a member of the ACC
@lasvegas5289
8 ай бұрын
I am in Denver Colorado and got account
@magnus1595
8 ай бұрын
Anyone can apply with the acc
@magnus1595
8 ай бұрын
@lasvegas5289 pretty easy wasn't it?
@kingmae3808
8 ай бұрын
I got a little confused didn't you say they opened an account for 3 to 4 months then they applied for the credit card and got approved or did they join and apply right away and was a hard pull done when applied or no pull was needed??
@magnus1595
8 ай бұрын
I set up a savings account, spoke to the reps, opened the share savings and checking then waited around 3 months and applied for the card at 530 pm pst 3 months later.
@taran5209
8 ай бұрын
@@magnus1595 great to hear. You mind me asking how much income you stated to get approved for the $30k starting credit card limit?
@magnus1595
8 ай бұрын
@taran5209 125k. I usually put 135k but my side business has slowed down
@WalletMonkeys
8 ай бұрын
Thanks for jumping in bro!
@magnus1595
8 ай бұрын
@@WalletMonkeys not a problem. Another good video.
@legendlawson9339
7 ай бұрын
I see you said possibly $2500 to fund the account with a credit card . I know with wings cu you can do 10k and unify 5k. Is there another credit union that you are aware of that you can fund with a credit card over the $2500 limit
@WalletMonkeys
7 ай бұрын
I know many will allow you to do at least $2500 on that first day, many will allow you to actually do up to $2500 if not more on a weekly/monthly basis. Hint hint many times this doesn't show up as cash advance so low key way to get cash off cards
@legendlawson9339
7 ай бұрын
Thanks for the info . Great videos
@CapitalVisionClarity
5 ай бұрын
🎉
@Bigdaddychelle
8 ай бұрын
Another one 🎉🎉🎉🎉🎉🎉
@WalletMonkeys
8 ай бұрын
BOOM!
@Bigdaddychelle
8 ай бұрын
@@WalletMonkeysI took my chances and applied , I’ve been getting denied now for membership due too (chex systems) (opened too many accounts ) it’s under manual review
@WalletMonkeys
8 ай бұрын
Ok let us know how that goes, might be time to let chex cool off
@Bigdaddychelle
7 ай бұрын
@@WalletMonkeys approved for membership , soft pull experian 787 , a rep just called me, I’m ordering my chex system to see if it was a hard inquiry or not
@Bigdaddychelle
7 ай бұрын
@@WalletMonkeys no Chex system pull, approved for membership back on January 16
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