👉🏽 My Intentional Spending Tracker (free) - nischa.me/intentionalspendingtracker
@sabindahal9870
Жыл бұрын
Had summit the review. Waiting for see more contents from you 😊
@sarahtorres6589
Жыл бұрын
I just discovered you but you are like the smart big sister I never had. Thanks for making these videos
@filmwork1
Жыл бұрын
This is so much more than a finance channel, thank you for providing so many valuable life skills in a "to the point and concise" 10min video :)
@nischa
Жыл бұрын
Thank you!
@moneyyy222
Жыл бұрын
🙂🙂Any input on my channel would make me super happy!
@moneyyy222
Жыл бұрын
I published a tutorial on online business a few minutes ago
@lawrencemalata1503
Жыл бұрын
Read books 📚
@urechi
Жыл бұрын
I absolutely love how concise your videos are. We live in an era of time crunch and sincerely, what keeps me coming back to your videos is how I could've quality information without having to dig through 20 mins. WELL DONE!
@nischa
Жыл бұрын
Ah thank you so much!
@kokoskokso
Жыл бұрын
@@nischa just saw my first video with you and love this as well! So much good stuff in there and no fluff! Some channels take 20 minutes to make a single point, you explain clearly 10 points in less than 10 minutes - very much appreciated! Maybe you could make a video on that as well, it definitely would be useful to me 😀
@TheSilentWealth
Жыл бұрын
10 minutes is the goal!
@travispipkin2434
Жыл бұрын
Thank you for choosing to invest your time and energy into making such high quality & highly practical content for your growing audience. This focus on limiting beliefs & how to overcome them is great. Big fan!
@nischa
Жыл бұрын
It’s a pleasure, thank you!
@ChersusChrist
Жыл бұрын
Honestly discovered this channel by accident, and have been back regularly not only have you become a safe haven, but such an inspiration! I feel at ease here, and this video specifically re-affirmed thoughts I have been having particularly about mindset and its impact. Thank you Nischa!
@richardmcgreary6368
Жыл бұрын
That one word, "Yet..." That's so powerful. Thank you so much for that 💖
Im usually skeptical when it comes to finance KZitem channels and vids. But unlike other tubers, your content is to the point without silly glare. And you are very well spoken with a soothing voice! Could listen to you for hours. Thank you
@Ashley-bv9qo
Жыл бұрын
Growing up and living in Alabama, all of these points literally hit home with me. I am just now learning that money, in fact, is not an evil- but a true blessing to have in your life. Never give up and never let others around you dictate your life. Financial freedom is key and your videos highlighting examples and advice are so inspirational for so many. Thank you!
@_shumba
Жыл бұрын
Good points. You need to get around people who already have a good relationship with money and they will lift you up and show you things you never conceived could be possible. Also read books on personal finance and wach channels like Dave Ramsey or Anthony O'Neall to learn how to get out of debt and start building wealth. In this Age of Information, the only person stopping you from growing is yourself. With the amount of free financial education resources online, there should be no excuse.
@sophiec3592
Жыл бұрын
I need to hear that “I can’t afford it”, was in my mind just now - such limiting belief, I have been making it this far….. thank you!
@erintannehill
Жыл бұрын
Great video! I've definitely worked through several of these myself. It is amazing to see how adding a simple "yet" to the end of a thought can change your mindset about money. I used to say "I can't afford it." towards things I could afford but didn't want to prioritize over other things, so I started to say "I can afford this, but I'm currently prioritizing other things." That one shift transformed my mindset and helped me see all the opportunities available and that I could actually choose what to do versus thinking I was just stuck with the same old decisions.
@piroskavigh6359
Жыл бұрын
Nischa, thanks to you, I realized that it's not a shame to have a 9-5 and earn on the side. I wanted to earn for myself so badly because I hated working in call centers, and they drained me. But if you have a great job where you get a good amount of money it allows you to connect with people, and it gives you the opportunity to grow within the company, then it's absolutely fine to stay there instead of struggling alone financially. I'm looking forward to an interview with an amazing startup and having time for myself to learn without being exhausted. I cannot thank you enough for these videos. They are a game changer! ❤
@madeleine7729
Жыл бұрын
I read some time ago that we often fail to move forward because of the stories we tell ourselves, and that the way out of this is to ask ourselves the right questions. Your last point - to ask yourself "how am I going to afford this" is very salient and a reminder I needed as I navigate some huge changes in my life. It takes you from being a victim to having some power over your future. Thank you for great content. X
@maheshchauhan9290
Жыл бұрын
Hi Nischa, I am older than you but I have never allowed my mindset to think that one can only learn from the elders. Really like your stories, thoughts and logic. I learn from you. Thank you.
@Superabundentlife
Жыл бұрын
Your commentary on how the mind thinks about money are spot on. The very first step in achieving any goal is to believe it is possible. Secondly, you must believe YOU can do it. You are only guaranteed to fail if you never actually try. Thank you for reminding so many of these basic facts. 😀
@alexandraalmanzar570
Жыл бұрын
I love that you kept it real about 9-5s, because 9-5s come with other benefits that is not just about the paycheck. For instance, I work for my health insurance. My son has epilepsy and I would not be able to afford to get the coverage for the treatments and tests he has to go through if I didn't keep my job.
@nushieeee
Жыл бұрын
Hi Nischa, I would love more videos on stocks in a way that's digestible for us non-finance people (ETFs vs income funds vs growth funds etc.) I found the video you had on dividends really helpful. Keep up the great work!
@simbabuilds9338
Жыл бұрын
Hi Nischa, Thank you for producing such great content. I've been binging your videos the past few days, and I am planning on supplementing parts of the high school (United States) Quantitative Reasoning and Business Math course that I teach with your content. Your content has "convicted" me about my negative beliefs about money and wealth. Why am I teaching a course on QR and BM with negative views about money? Well, I came in as an emergency upper level math teacher a month ago and this class is part of the gig - my students will benefit that I came across this channel when I did. Anyway, I was very surprised when I watched your first few videos with catchy, click-baity titles about things many others are talking about, but I left not feeling slimed, and you seemed to be a genuinely happy and centered person. You've inspired me to not only act on the passion and excitement for wealth building I had as a child, but also start a KZitem channel about something I've been passionate about for a long time. I've already looked into buying some property and starting to dollar cost average may way into the stock market. You're an inspiring person. What is it like operating in the finance world as someone with your strong values? Especially as a woman of color? Again, thanks so much.
@Miimisky
Жыл бұрын
I absolutely agree with you, childhood programming really destroys one’s life and future psychologically 😔💛
@nischa
Жыл бұрын
For sure
@lemonbuzz642
Жыл бұрын
I'd also add generational trauma and stress
@Sadrose21
Жыл бұрын
You are so right about mindset. I see so many people trapped in this kind of mindset, and they just refuse to open their minds for other things than what they are used to.
@user-fp4dr1ne7z
Жыл бұрын
Number 3 freed me. I don’t know where I learned it. I’m playing a different game than everyone around me. It helps me to have a long term view of life and my goals and I can be happy of everyone’s success. A lot of people around me are so unhappy because they try so hard to appear happy by flexing their indulgent life style but they will pay the price later on in life…
@peteriribar2113
Жыл бұрын
I like how you explained making money with KZitem vs. corporate work. The amount of hours will be the same, they both might even require more at first. But…one plateaus & the other, at some point, you are rewarded for your hard legwork in the beginning with less time needed to put in to maintain. Awesome video
I agree being authentic is the key 🔑 🌟 I will never be as good as being you as you will, and you'll never be as good as being me as I am. We can take inspiration but shouldn't emulate as we are all on different paths ❤
@nischa
Жыл бұрын
Completely agree!
@MiroirSauvageon
Жыл бұрын
Beautifully said
@edsiudikas9709
Жыл бұрын
Great points made, thank you for sharing. I have to add to this ‘Victim mentality’ belief, I’ve known and seen people blame everything but themselves of not trying to improve things in one’s life. Political parties, family, friends, workplace are some of the most common ones. ‘You either make yourself accountable or you will be made accountable by your circumstances.’
@filmwork1
Жыл бұрын
100% THiS^
@DriventoDraw
Жыл бұрын
Great Videos Nischa! Excellent video quality, lighting, and "to the point" videos that are easy to digest. Reaching 200K is an incredible milestone! Great job!
@nischa
Жыл бұрын
Thank you so much
@Diamond3322
Жыл бұрын
A true inspiration. I gain so many insights from your posts. The world still has hope from an intellectual younger generation
@joshuahong34
Жыл бұрын
What's fascinating is not only your knowledge in personal finance but how well you relay the message! Would you please do a video on being articulate?
@TheWealthNavigator7
Жыл бұрын
Straight to the point, not too long with a bunch of empty words, great vid! :)
@TexasAlabama
Жыл бұрын
I read in a book about millionaires that "Millionaires have an average of 7 income streams", that really got to me and now I'm thinking of the passive income things I can do with my 9-5 paycheck. A lot of income streams just need a small investment every month.
Every Sunday I’m here waiting for a new video. Lovely as always ❤️❤️
@nocturnaldrive9214
Жыл бұрын
Just 6 weeks ago, Nischa, you were at just reached 100K subs. AMAZING!!!!! STAY AWESOME!!!!!!
@narinasnavjote4527
Жыл бұрын
Another brilliant video … and congratulations on hitting the 200k mark. This is no surprise, with your inspiring, authentic, and educational content! Bring on the next 200k!!!
@MiroirSauvageon
Жыл бұрын
You could definitely consider being a professional model as another income stream 😄 Love this video. I would love one about changing social classes. Like, how to build wealth and a safe and solid foundation when you come from a poor/unsafe family and you’re battling illness/isolation/scarcity or whatever . Or I could just rewatch ‘The Pursuit of happiness’ or ‘Maid’ I suppose... If this is too tricky
@luxlindseylife
Жыл бұрын
This is SO true!! The minute we sold our first house and started renting, we were so much happier! We live well below our means, and still have assets. But sometimes what works for everyone else, or what society tells you to do, just doesn’t work for you! I prefer passive income over a 9-5 (after working for decades), however my husband prefers having a job. We make it work 😊.
@swapnalipatil9415
Жыл бұрын
Can you tell what all things you did to generate passive income.. I too have decade of experience and now I just want to have a peaceful life with my daughter instead of running to work everyday.
@user-ky9qn4pg3w
Жыл бұрын
You felt happier from switching owning a house to paying off someone elses mortgage??
@GuantaiN
Жыл бұрын
Listening to you once in a while reminds me that everything is possible... Keep going Nischa!
@mangomints
Жыл бұрын
Genuinely the best channel ever. Both from a financial standpoint and overall well-being. Thank you Nischa!
@Pursuitofhealthwealthhappiness
Жыл бұрын
LOVE LOVE LOVE this! I've been spending the last few weeks saying "I can't afford it" but I love this shift - going to use this from NOW!!
@jodylarson4697
Жыл бұрын
This is brilliant! I haven't heard some of these points on other channels. I especially like "Don't say 'I can't afford it.'" You have a unique point of view.
@fawadali3093
Жыл бұрын
competition trap and following the crowd-a herd behavior, important points for self-improvement
@yellowfrogcommunity
Жыл бұрын
The mind is such a powerful tool to improve your life and financial situation, thanks as always for sharing this video with us Nischa.
@barbarahoon9321
Жыл бұрын
I like what you said - How am I going to afford it? Love it. ❤️
@bill_jennings
Жыл бұрын
These are all traps holding people back. And the sooner people realize, meaning learning when they are young, the better off they will be. Really appreciate your delivery on all these important topics.
@luxlindseylife
Жыл бұрын
And the “yet” you’re describing is so healthy. I wholeheartedly agree.
@Jadelovesluna
Жыл бұрын
I've just found your channel, watched 6 videos and feel so good! More positive, motivated and informed. Thank you Nischa, this is such a great channel
@KateKaden
Жыл бұрын
Omggg you’re about to hit 200k subscribers! Congratulations! You BLEW UP FAST! Great content! Great job!!! Love your channel:)
@nischa
Жыл бұрын
Thank you Kate!
@5minutereviews296
Жыл бұрын
the best channel for this kind of stuff
@brownboii305
Жыл бұрын
Thank you for your information! It's inspiring! I actually ended up buying the book you recommend called "I will teach you to be rich" I don't even read like that and I have been enjoying it very much and learning so much because of you! Thank you again!
@sharvanidivekar6771
Жыл бұрын
Amazing Video Nischa ! You have really changed the way I look at money for the good ! Thank you so much ❤
@shabeembanga8166
Жыл бұрын
Oh my Nischa you’re amazing!🙌🏼I love your vlog so much. Watching from Canada..hello🤚🏽
@user-ky9qn4pg3w
Жыл бұрын
Mindset is everything. Me and my friend during college days got the same degree and almost identical jobs after graduating. To me, coming from a poor disfunctional family, seeing my first paycheck that was more than what my parents had earned combined just felt wrong, like i don't deserve this. I've never chased more money since. Been taught "to be happy with what you have". Only now, after years of renting and feeling the pressure of having to constantly move and being tossed around by landlords divesting properties decided to work on my income/spending to save up for a house. My friend on the other hand, coming from quite an affluent family, felt insulted with his pay. Asked for a raise 3 months after, got it, asked again, didn't get it, got a new job rinse and repeat. To this day he's not happy with what he's currently making, not happy with the house or neightbourhood he lives in etc., not happy with his car etc. yet he's making 100k more than me lol
@faceonnailsdonehairdid
Жыл бұрын
Thanks for these tips, Nischa. Think we all need to be reminded sometimes that we're in our own way. BTW, congrats on 200k+ subs. Wow!👌🏾
@Critical-Thinker1111
Жыл бұрын
You are such an inspiration, I absolutely love how well you articulate and how authentic your delivery is - totally hooked, really great job 👏
@MoorishBrooklyn
4 ай бұрын
Another fantastic video. That victimhood mentality and the watching your words mentality are two powerful ones I had to really work on.
@MrOwen-vn1tn
Жыл бұрын
Hello from USA, Well said...having the right mindset about money & not envying others with more. We all make choices, but in the end, our choices make us.
Thank you so much for sharing your wisdom and knowledge Nischa. I believe my refusal to acknowledge my own capabilities and victim mentality and comparison has definitely held me back so much in life. I’m starting a new journey and reprogramming my brain is definitely part of that.
@emmakatemiddleton
Жыл бұрын
I listen to your videos while I’m driving to / from work, and I often find myself nodding along because you make such good points. Love your videos👏🏽
@jasminescloset2021
Жыл бұрын
Wow found this video so interesting as i had alot of the beliefs stated in this video and started to realise through this how much these are impacting my financial choices. Can't stop watching your videos, so helpful and insightful, thank u :)
@DragonRollYumYum
Жыл бұрын
The last one is interesting. "I can't afford it" - I think the proper phrasing is perhaps, "I don't want to afford it.", or "Is it worth affording?". It goes back to the fundamental question of a want versus a need. I think focusing too much on "want" ("how can I" as opposed to the more basic "should I") creates a materialistic mindset where one pursues things simply for the challenge of it ("because it is there" mindset).
@1Kevin
Жыл бұрын
Uploading solid content on a Sunday. I like it.
@CG-bt5zm
Жыл бұрын
Great video on something not too talked about. This is something I'm realising slowly over time especially as I've said to myself why am i struggling to start this business for no logical reason. My entire environment growing up was 9-5. You communicated the illogical mental hurdle very well and it was helpful. Thank you
@clementine4133
Жыл бұрын
Thank you. - Slaving for money spent on others. - Showing love with money and gifts. - Dropping business ideas instead of trying them - Trusting others with your money decisions - Making emotional purchases or financial decisions
@robwaz1547
Жыл бұрын
Nothing new to me, I guess that am fortunate to have gotten here . Happy to hear someone else express their opinions. “O” well I’ll have to stop digging that tunnel to the banks vault,return the pick axe and shovels. WONDERFUL AS ALWAYS, thank you. ( yes I binge watched everything you have made). Once again the people who are close too your so very lucky.Able to see first hand how amazing you are Nischa. Looking forward to seeing the next one 💐💐
@ScienceSimplifiedAcademy
Жыл бұрын
A month back, you were at some 1 lakh subs and now two lakh, woah! I knew, you will grow superfast because the kind of content you are providing is very quality. I'm not from finance but wanted to know more about IB and other financial stuff. Keep growing Nischa. You are an inspiration to me. - Sreeja, India
@adelekemustapha7803
Жыл бұрын
Have been so blessed by your content, very simplified to understand.. in bit sizes adequate comprehension. Thanks so much.
@bakeraus
Жыл бұрын
Coming from a blue collar family you really notice the lack of financial knowledge. I'm very lucky to have people like @Nischa and other YT people who share their knowledge or I would be financially illiterate. So thank you :) Hair looks great btw
@jumbowolf91
Жыл бұрын
Solid advice! I'm in my early thirties and have been extremely guilty of the last two points...keen to put them in the past!
@mikegregory8353
Жыл бұрын
Great channel. Can I add another point that removes the the limit to your earning potential? That is, recognise your worth and price accurately. Mental/Fiscal drag, the situation when you know what you should charge for a service, you think of the amount but you then say a smaller amount because you imagine the buyer will think it’s too expensive. If your product or service is of sufficient quality and, especially if you’ve no direct competition, have 100% belief in yourself and your product or service and quote it’s true value.
@scientia5709
Жыл бұрын
This is great. The ‘i can’t afford it’ one resonates with me - I will work on that!
@RWAquariumPages
Жыл бұрын
such a great video! glad i youtube introduced me to this channel and i'm watching all your videos!
@leewalker23
Жыл бұрын
Agree with many points she said but the first point, that truly hits the spot. I used to believe more hours = more pay then I starting to realize there're tons of people out there working in a very relaxed environment and really working much less hour than me. I'm glad I got out of my old job and now things are improving for me.
@socman002
Жыл бұрын
Great clip. Loved the tips. I'd also caution people about the last tip. Saying 'how can you afford it' for people without good money discipline, is a quick way to get into debt, and dwell in a world of misery as you try paying those off. My advice from a poor 39-year-old? Don't go into debt, for anything, ever. Expect a house or education.
@DeclanHiggins-YoutubeChannel
Жыл бұрын
Great video Nischa congratulations on your KZitem growth & success ☺
@sighmon99
Жыл бұрын
Hey Nischa, your channel is a breath of fresh air in the KZitem and finance category. Thank you!
@sebjo9273
Жыл бұрын
what a relief to see someone tackles theses issues, hard at least for me to get in touch with people with a smart cultrued reflected and poised expertise and argument
@kinfolk70
Жыл бұрын
I am starting to see, just how important mindset is .
@suhailmasra5608
Жыл бұрын
Nearly 200k followers!! Smashed it
@SilverHawk214
Жыл бұрын
Really great new perspective on things we are already told by so many others. I especially liked that quote from Peter Thiel. I hadn't heard that one before.
@bartsworkshop
Жыл бұрын
Concise, easy to follow and right to the point. Thank you for making this video.
@ManojAgadi
Жыл бұрын
Outstanding Information On Self-Belief Madam.
@ZoltanHercules
Жыл бұрын
Here’s a suggestion for a video. How to invest disposable incomes based on brackets of said disposable income.
Your information is clear, concise and straight to the point. I can see your channel growing steadily!
@prathameshmestri2809
Жыл бұрын
Great video Nischa! I love how you are upto the point and don't exaggerate it Thank you🥰
@gregoryrunningelk865
Жыл бұрын
Nischa, because of listing to your video I have learned to save money.
@rhonaramlal563
Жыл бұрын
Hi Nischa, I too came upon this video by accident and have been watching and listening to you since. You are such an inspiration that I have forward it to my daughter. Thank you for all the insights to finance and building wealth. 🙏🙏💌
Great video … your channel keep poppin up so figured I watch it and you didn’t disappoint
@martijn439
Жыл бұрын
Appreciate your viewpoints. Especially cuz you dont want to sell me anything, everything is available for free! Thank you
@nischa
Жыл бұрын
Thank you!
@angeldeschain0
Жыл бұрын
I have to say that you are one of my favorite youtubers. Also, you are my inspiration for doing things differently, thanks
@williama-d6
Жыл бұрын
Working more hours does not mean more money? I understood what you said but not every one can get a job that pays 100,000 a year and I think wealth is generational and I was going to say they need to stop making it look like money is evil but you covered it
@ohnePixelVids
Жыл бұрын
Please make a video on How to Invest for Beginners!
@ianjresells
Жыл бұрын
Thank you for the videos, each and everyone of them is top quality!
@leysin456
Жыл бұрын
Your unflinching explanations without hesitation or uncertainty are inspiring.
@p31ChicaLove
Жыл бұрын
Great wisdom here… Thanks for sharing!
@noel_animates
Жыл бұрын
The audio is so much better now. Great job upgrading!
@tariqfaheem4182
Жыл бұрын
Great Video. Keep up the good work.
@gayatrimudgil
Жыл бұрын
Congratulations on 200K subscribers!! Following you since when you started :D love your content.
@Ren200Z_MotoringLife
Жыл бұрын
Loving your points of view. great reminder of how to approach the next obstacle in the jurney to financial relaxation i like to call it
@k98killer
Жыл бұрын
"Fiat money is worthless" is a good one to get over.
@CollinsOgwe
Жыл бұрын
Teach me accounting..I will work for you too miss
@friedamn
Жыл бұрын
I love your channel, thank you for you and you creations! 😍🙌
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