I’ll never yuck anyone else’s yum, but IMO Chase needs to refresh this lineup to remain a leader in the space.
@EthanPatrick_CreditCards
4 ай бұрын
Haha I hear ya. A lot of people complain about no real grocery category and I think that’s fair! However the value of the points and transfer partners, generally low annual fees and opportunities to earn UR points from bonuses are just way better than the competition IMO. I think they can’t be the best in every single area or it doesn’t stay profitable. But I wouldn’t complain about a refresh of the freedom unlimited haha.
@a.Janine.pretty
4 ай бұрын
….and I’m stealing your “yuck/yum” saying 😂
@jman1234533
4 ай бұрын
I never had a bank account with chase nor a relationship with them and I was approved today for a freedom flex
@EthanPatrick_CreditCards
4 ай бұрын
Congrats! Usually as long as you have some credit history they’ll give you a fair chance.
@kmb6916
4 ай бұрын
Great video! You said the CSR earns 3x on online groceries and streaming but that's just the CSP. It was probably just a mistake.
@EthanPatrick_CreditCards
4 ай бұрын
Good catch! I misspoke in that, thanks for chiming in.
@MattWelterOfficial
4 ай бұрын
Great overview Ethan! Especially love Reason #5- Chase has in my opinion the Best Travel Ecosystem with significant upside for travel redemptions via Hyatt, Aeroplan & other great travel partners.
@EthanPatrick_CreditCards
4 ай бұрын
Thanks Matt! Totally agree. Chase has the best, most well rounded travel ecosystem. They have a low annual fee setup but lots of great ways to earn points. Thanks for watching!
@johnwick860
4 ай бұрын
hi Ethan, does paying taxes on award flights trigger the $300 travel credit on the CSR? thanks
@EthanPatrick_CreditCards
4 ай бұрын
Generally yes it does. There might be exceptions but it’s supposed to.
@Brilliantick99
4 ай бұрын
Is this still an endgame setup? I can qualify for any card minus the crazy ones that you need to be a millionaire for lol
@EthanPatrick_CreditCards
4 ай бұрын
Haha I anticipate holding these cards forever myself, and I think most people do the same. You can always upgrade to better cards or downgrade to no annual fee cards, so worst case scenario you just don’t use them! There’s really not a lot of downside in the long run, and although I think it’s generally considered a beginner/mid game setup, I think there’s no real downsides for the end game.
@Brilliantick99
4 ай бұрын
@@EthanPatrick_CreditCards Very helpful information thank you! Do credit card companies shut down your card if you don't use them much though right?
@EthanPatrick_CreditCards
4 ай бұрын
Yeah they can. I would say one transaction every 6-12 months keeps you safe. But that doesn’t mean they will definitely shut you down. Some people set up a low cost subscription on their cards to keep them alive. Or just load Amazon gift card balance.
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