The government is taking my child support payments
@jimcarrington6744
11 ай бұрын
LIAR!
@irisgroah1678
11 ай бұрын
😊😊😊😊😊😊😊
@grandmajane2593
11 ай бұрын
@@user-qr6sd6hj7l - they'll take whatever you have! He's not up on the facts of life out here in the real world.
@shezarae8827
11 ай бұрын
Banks are freezing my account. I am on SS and only get 1300 a month anyway. They made it illegal to get a SS hard copy check, so they have total control and there is nothing you can do about it. I am not the only one going through this. Atop lying to people.
@letagwinn2622
11 ай бұрын
IT IS AMAZING HOW MANY SENIORS ARE JUST $10 OR $20 TOO MUCH FOR ANY HELP LIKE FOOD STAMPS OR MEDICAID
@SeniorLivingOrg
11 ай бұрын
True, but I think it would be true no matter the line is drawn.
@skooliecarol8542
11 ай бұрын
So true...I m always told..$15 over,grrrrrrr
@user-eq2wm9db5n
4 ай бұрын
Right….but today 2024 Illegals get FREE EVERYTHING, ITS WRONG!!!
@ThePeasantsCottage
3 ай бұрын
@@SeniorLivingOrg Just found you & have a few thousand words. Yes, the poverty line for aid may change (also depends on the state if state aid), but the line hardly reflects cost of living! Not to mention it changes by minuscule amounts each year. No matter how hard you try to get back to productive society, the system is designed to keep you down. And please no preaching- I worked since I was 13, went to university full time while holding down a full time job and graduated Summa cum Laude. Between my husband & myself we had 6 figure income. A wonderful life until the Great Recession of 2008. The IT pros went first ( me). Oh… and lost my entire 401k. Then my husband suffered a massive MI where he could no longer work. Income went from 6 figures to 0. Parents were elderly & being the only able-bodied child, any job hunting was derailed to become caregiver for husband & parents. All creditors I took care of years ago. Even had to go to our State’s AG for resolution on some, so know many (not to presume all) all the creditor procedures to call off the dogs. However, NOTHING compared to how BOA took us to point of being destitute until the thieves were paid off years later. In fact, We won the Class Action lawsuit brought against them & Countrywide, but they put proceeds at end of loan. We never saw a penny. That was BS. We had no car payment, no credit cards since our credit was by now in single digits thanks to BOA lawlessness. The refinance & forbearance plans were both a huge fail and cannot express how detrimental to finances those were. Your creditworthiness & credit risk would fare better with Bankruptcy. The stress on my husband (already at stage 3 HF), on myself, & even my parents was such that I wish I could have sued them not only for our court awarded proceeds they ended up keeping, but moreover the pain & suffering. Caring for elderly family members broke my health physically & emotionally, putting me on disability. At 52, you can imagine that reduced sum. My dad was a WWII & I had to fight like hell to get him just VA Rx benefits. And a free grave marker.. kinda insulting. I am now 64, my husband passed in 2020 at 73, my Dad in 2010, and mother passed 2 weeks ago at 99. You just mentioned life insurance. THAT was a trigger! I respectfully call BS! My mother had a spending addiction (that even I couldn’t cover to help Dad). She cancelled both hers & my elderly mentally disabled (from birth) brother’s life insurance to have that extra money. Plus she took a loan on my brother’s policy! So I am now struggling to survive for not just myself, but now must figure out how to pay to inter both my brother’s (who passed 6 months before mother) & mother’s cremains! My dad had planned & purchased 5 full burial plots in FL in the 70’s, including now outdated (they tell me) vault/casket combo. Of the 5, 2 are now taken, with only my grandmother being interred in a casket & vault. My Dad was cremated. Nevertheless, to inter the cremains for my brother & mother, the cemetery wants ~$3500 or more to dig ONE hole (need 2) - something I could do myself with a post hole digger! Forget receiving any credit back on the remaining unused plots. I don’t want to go thru the hassle to sell them myself. I have enough on my plate & doubt they would sell anyway. When my husband passed in 2020, there was still a mortgage, but because there was no able body or funds to maintain the home for so many years (lovely old rock house), it wasn’t habitable. It sat on 15 acres & I sold it just as the land. Received enough to get out from under the mortgage. Look-I took financial management courses in grad school, but it still doesn’t prepare you for having the financial rug pulled out through total loss of your retirement savings & your career, not to mention the deceitful lenders who then turn into predatory vultures on steroids. Especially when you are at rock bottom & suffer the embarrassment & shame both you yourself and society places on you. So dehumanizing. Today, some 4 years after my husband passed, my credit score has only made the ‘good’ category. And I’ve been struggling to increase that since he passed. Even so, my credit is frozen & will stay that way. Tho I could use a small personal loan, my income is a killer. Been trying for years to find employment I can do, but even in the land of old ppl, no one wants to hire a senior, not to mention one with a huge gap in their employment history (caregiving doesn’t count). I did do rideshare during COVID years, but after having a gun pointed at me & being used as a drug mule, I shut that sh$t down! In short, I am no malingerer. I now live in an older RV on what was my property, but the new owner is now finished restoring the house into an AirBnB. I have a month left at best. I pay my way-The utility is still in my name & I pay it - even tho the RV uses 5% of what the house uses. I consider it a sort of lot rent. Plus I look over the property or whatever he needs of contractors since he doesn’t live near here. And no- I do NOT live in the house… it is no longer mine. What the future brings I have no idea. Maybe head west, who knows. I must impart fair warning to all who think they have it all planned out: barring generational wealth, you too can find yourselves on that slippery slope. I pray you don’t. For me, to climb back without any family support is a challenge. But I am stubborn; I refuse to backslide to the muddy pit of no return. At least I pray I don’t. Some of this may be off topic of this video, but hearing of what can & should be done, I felt compelled to expose that it doesn’t always work. Through no fault of our own. The best laid plans and all that. **However, my brother-in-law’s exact same advice to my mother (unknown to me) to drop life insurance has really put my financial security further in danger. He even advised ME to cancel my Life Insurance! That’ll be a big H$ll no! Tho no family is left, I don’t feel like having my ashes co-mingled in the pauper’s section! Nope-I’m keeping my insurance, if only for animal charity, with enough so I will have somewhere as a final resting place. So not sure the circumstances the advice was given to cancel Life Insurance, but for many - and the survivors-Rethink that Life Insurance! That’s my experience, anyway. Sorry-I know much is off topic from the subject of your video. Just know that one -or ten- solutions does not fit all.
@DiiDahh
10 ай бұрын
MONEY is not our greatest worry at all. It is receiving high quality care...
@tinathrower284
11 ай бұрын
Thank you to you both, just when I had started to believe that I am now a liability and a burden to everyone you guys appeared and made me feel worthy, valued and appreciated. And I still have some precious rights. Thank you again.
@DanandDonna1
11 ай бұрын
I have been litterally in tears the last few days. Husband had died two years ago. I am part time employee at Kroger for just about 10 years now. Friends are of no help, so I am so glad I clicked on this video. Very helpful. We'll see how it goes. Thank you.
@SeniorLivingOrg
11 ай бұрын
We wish you the best.
@susansmiles2630
11 ай бұрын
@@SeniorLivingOrg Hang in there! There is always help and support out there if you look!
@annettecantu3826
11 ай бұрын
You dont have friends then. Time to expand your circle. Ultimately, trust in Christ for salvation eternal
@raedarden9830
11 ай бұрын
@@annettecantu3826 Difficult to find real friends who aren't out to use-you-and-discard-you...yes, even at church. What was it that Pres. Ronald Reagan said: "Trust but verify." Sorry to be so blunt, but it is a seldom-spoken truth. True friendship is becoming a thing of the past. That being said, thanks, Jeff, for this excellent, eye-opening presentation. I've subscribed because I understand it is up to ME, not people I know, to help myself find help when I need it.
@user-ov4wr5yu4r
11 ай бұрын
I guess you don't have much leeway, but I hope you can manage. Things are really tough right now. Hopefully it will get a bit easier.
@crand20033
11 ай бұрын
Number one message is watch out for scammers who are everywhere. It's terrifying the many ways you can lose money to scammers.
@milagrosarce5407
11 ай бұрын
I just lost so much money from a scammer. He said he was in iol rig and there was an explosion on the rig he couldn't touch his money in United States. He said he was in a contract in Poland. I have a picture of his passport. But I can't find him he's from Africa I feel so stupid OK I gave him my money
@brigitteking969
11 ай бұрын
@@milagrosarce5407 It could happen to anybody. They prey on your good nature. Now you'll know better.
@glennso47
10 ай бұрын
Especially when they call you and claim to be an affiliate of Microsoft and that your computer has been compromised and you only have to pay them $500 dollars so they can fix it remotely. 🥴
@freetheworld12
10 ай бұрын
AND THEY JUST CONTINUE,TO SCAM , LIKE IT IS THEIR JOB , AND IT SEEMS LIKE ITS OK , HOW SCREWED UP IS THAT.
@freetheworld12
10 ай бұрын
@@milagrosarce5407 Well if you let it ever happen again , then shame on you , many habe been scammed , do not trust anyone especially on this modern tech internet
@susanhill149
11 ай бұрын
My husband and I have been so worried about our debt as seniors. We are definitely struggling. We’ve been praying for guidance and this video has helped tremendously. ❤😊
@lesliehenderson7866
10 ай бұрын
I am on a pension and couldn't afford to pay my ever expanding credit card payments, I called a consolidation place after the card holders wouldn't work with me, they said "don't pay them, it is not considered an income so they can't do anything about it" so that's what I did, they kept lowering the payments over time, now I hear nothing, still have my pension! PS, I didn't have anything for them to take, like a home /property!
@Peony90210
6 ай бұрын
@@lesliehenderson7866That’s the first time I’ve heard of a debt consolidation company sharing this information. You got ahold of a good company.
@deborahsigler5403
11 ай бұрын
Thank you both for caring about struggling senior's!
@juliafayeconner594
11 ай бұрын
I pay $26.00 per month for life insurance. It is for $5,000.00 to pay for my burial. My car and house are paid for. Neither one is new or fancy but they serve the purpose. I turned off my internet service several years ago and haven’t had tv in 20 years. I do have a cell phone so I keep up with things that way. I don’t go to doctors so I don’t have medical or drug bills. I try to exercise by working outside and eat healthy so I don’t get sick. I just worked on a budget today so I could keep track of what I am spending a little better.
@Morongobill
11 ай бұрын
Could you give the name of the burial insurance company? At 69, I think its time I looked into that.
@michellerichardson2784
11 ай бұрын
I don’t need internet where I’m living now ~ but before I moved I got a discount with AT&T and paid only $10 per month. If you get a side hustle you may be able to write off a lot of your expenses related to your business. Like phone / internet / partial deduct for space in your home use as a office / etc Hope this helps 🙂💜
@AmericanStuff2024
11 ай бұрын
Julia: Healthcare providers say women ought to prepare to live to be 100 because many are, and healthcare providers can't predict who will. Most commonly, people get 3 years of warning about dying. Bodies tend to have 3 years of noticeably declining health as they are dying. Most have their biggest medical expenses during those last 3 years. How will $5000 pay for your burial? Do you already own a plot? Do you actually know how much your burial will cost in the future? Can you buy a burial with monthly payments locally and then OWN a burial? When do you lose your insurance due to a missed payment? Do you lose everything paid in if you miss 1 payment or 3 or what? Are you really only paying for a feeling ? I am told cremation costs $1000. How much does a casket cost? How much does a plot cost? In our area, even a resale plot costs $4000. That is when people retire out of State and buy a new plot there and want to recover something from the older plot. Have you explored homesteading your home, so it cannot be taken away from you? Have you applied for 'energy assistance'? That can pay hundreds of dollars of your annual utilities. What are you going to use for transportation when you get too old to drive? Will you order food online then it a cab ride to and from the grocery store each week? Nursing homes are only paid by Medicaid. Most seniors have to reduce their resources to qualify for nursing home. One of the things they buy is a prepaid burial. How are you going to pay for your next car? You feel okay with your current arrangements. Have you planned for the next 5 years? The next 10 years? The next 20 years? Personally, I don't have even a 10 year plan.
@AmericanStuff2024
11 ай бұрын
@@Morongobill: And pay in for 10 years and miss the last 3 months payment and lose ALL that money?
@juliafayeconner594
11 ай бұрын
@@Morongobill Old American Life Insurance.
@KingOFuh
Жыл бұрын
I noticed that these guys don't say, "If you get a call from an unknown number, DON'T ANSWER IT!" LOL
@glennso47
10 ай бұрын
That’s what you should have an answering machine for.
@Peony90210
6 ай бұрын
@@glennso47People still have answering machines? I have my cell phone set to ignore all unknown numbers. If it’s important, they can still leave a message on my VM.
@diapricea4888
Ай бұрын
Good advice.
@tikitavi7120
Жыл бұрын
These videos have a calming effect when you are stressing about debt. Thanks!
@CameronFussner
8 ай бұрын
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.
@LucasBenjamin-hv7sk
8 ай бұрын
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
@hasede-lg9hj
8 ай бұрын
Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $187k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@lowcostfresh2266
8 ай бұрын
@@hasede-lg9hj I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
@lowcostfresh2266
8 ай бұрын
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
@hasede-lg9hj
8 ай бұрын
Firms can be unscrupulous as they prioritise their own commission over your profitability. On the other hand, I prefer working with individual investors like Vivian Carol Gioia, who only take a share from your profits, not your initial capital. I must say, my experience with her has been exceptional thus far.
@tajdancer
10 ай бұрын
If a senior is having trouble paying a debt, how on earth can they afford a lawyer?
@MrsEJV
3 ай бұрын
Helps will help with a lawyer depending on your income, from 0% a month to $40 a month that then is reduced to $20. You will be looking at a few thousand dollars over a few years. I’m paying $20,000 to a lawyer for a custody case.
@evatait8166
28 күн бұрын
I need help with large credit card debts living on ss no money to pay bills can you help me😊
@tajdancer
28 күн бұрын
@@evatait8166 Contact a social worker.
@Poppy_love59
11 ай бұрын
Understand what he is saying about the protections of your bank account. Never leave more than 2 x your social security in your account !
@raedarden9830
11 ай бұрын
THAT is a real game-changer. It hit me right between the eyes when he said it. I had been worried that my saving, by living-thrifty, was not protected.
@ireneforestfairy1017
10 ай бұрын
Question : what amount is 2 times my social security ie yearly? Fortnightly? Ie fortnightly might be $400 yearly that would be $10,500 . Do you mean never leave more than 21, 000 in your bank (in this example amount)?
@Newlinjim
10 ай бұрын
@@ireneforestfairy1017it seemed to me he was referencing monthly. So 2x your monthly benefit is protected.
@les0101s
Ай бұрын
@@ireneforestfairy1017 When he talked about it, he used monthly numbers. He said if you get $1500 per month, $3000 is protected.
@deerhaven3350
11 ай бұрын
As a former 10-year employee of a collection agency in CA, one thing not mentioned here is if a judgment is rendered against you, the winning party can also file an Abstract of Judgment in any county where you own real estate. If the judgment is not paid, that Abstract will pop up through the escrow process when the owner of the property goes to sell it as a lien against the property. Of course every state is different and there may even be a way around that. Also, Writs of Execution are not issued by a Sheriff, but by the court that awarded the judgment. Otherwise, good information here. ty
@risacostello-falvo4539
11 ай бұрын
A judgement against you is an exception, it can come out of your SSDI and does..what do you do about that when you need it for yourself and you are a senior??
@grandmajane2593
11 ай бұрын
Yeh, I think they will get your money one way or another. He's kind of off the mark when he talks about Section 8. I know about that. The chances of getting on that are about 1000 to 1 ! And every year our gov't reduces it.
@demitaylor8873
11 ай бұрын
Which can be thwarted due to financial issues and WHO actually has 1st right to the debt.
@HELPSNonprofitLawFirm
10 ай бұрын
Actually in California persons buying a home should file a homestead exemption form in their county. Around $600,000 is protected and a judgment is not a lien on the home. Eric HELPS
@grandmajane2593
10 ай бұрын
@@HELPSNonprofitLawFirm - It looks like there is some benefit to living in CA. l o l
@suzanmiller558
11 ай бұрын
I am 65 and have been avoiding filing for my social security because of taxes I owe. This video is very informative and it might save my life. Thank you so much
@HELPSNonprofitLawFirm
11 ай бұрын
This should not be a reason to not apply for SS. Eric HELPS
@suzanmiller558
11 ай бұрын
@@HELPSNonprofitLawFirm I actually called SSA yesterday and my appointment is October 5. Hopefully I can last that long.
@patriciarussell1177
10 ай бұрын
i know how you feel!!!
@suzanmiller558
9 ай бұрын
@@patriciarussell1177 Update: I filed for my ssa and my first payment was last month. The amount is way higher than what I thought it would be and last month and this month my payment came a week earlier than expected
@jimjotka2187
11 ай бұрын
I live very cheaply going to be 75 here wife died 20+years ago things don't always turn out the way you want them to be.. it's nice if you're lucky to make things work out that well
@SeniorLivingOrg
11 ай бұрын
I'd rather be lucky than good. Thanks for watching!
@StefanaHarris
Ай бұрын
You would rather be lucky than good? What do you mean?
@mikealchin525
11 ай бұрын
Seniors should not have to go through this
@SeniorLivingOrg
11 ай бұрын
Agreed.
@SirenaSpades
10 ай бұрын
Perhaps you might not have had to, if you had saved like should have for retirement.
@blu_rey8656
5 ай бұрын
@@SirenaSpadesOk unhelpful smart azz.
@janetbrowning9089
9 ай бұрын
Some of these things I already knew about, but I definitely didn't know about the debt repayment. Thank you both so very much for educating all of us seniors...it's a hard road to navigate alone sometimes...I was widowed almost 29 years ago now. My husband was in the military, hoping to make it a career...he almost made it, but Agent Orange, when he was stationed in Vietnam, made that impossible. He did manage to serve almost 18 years before being medically retired, after his second bout with cancer. He died at just 51, with his third & final bout. So much I've had to learn, since he passed away, but I think I've done pretty well so far, but I'm still learning too. I subbed your channel here too...I'm so glad it came up on my feed! Blessings to you both & to all seniors, as we all navigate our way through life.🙏♥
@SeniorLivingOrg
9 ай бұрын
And blessings to you as well!
@janetbrowning9089
9 ай бұрын
@@SeniorLivingOrg ❤
@loreselzer5273
11 ай бұрын
It is scary when you hear that seniors are the fastest growing group in the homeless population
@glennso47
10 ай бұрын
Veterans also. They seem to be on every street corner panhandling.
@charityhope7664
10 ай бұрын
You speaking of the babyboomers.
@Linda-do8kh
15 күн бұрын
Yes I'm a homeless senior right now
@BacardeSan
11 ай бұрын
As a recent retiree in debt...very insightful and helpful information.
@laurasweeney2546
Жыл бұрын
Thanks for this informative video. All seniors (and people over 50) should watch it .
@gingerhogan4899
3 ай бұрын
It's unreal how many companies advertise to help you, but only to make money at your expense. I saw a few things Eric mentions on gov. sites, but no attorney ever mentioned, or even acknowledged these were possible solutions. Thank You, for Being here for us Seniors!
@SeniorLivingOrg
3 ай бұрын
You are very welcome.
@janicespears4919
Жыл бұрын
Thank you for posting this.
@trishalynn56
11 ай бұрын
My area I make too much to get medicaid and I have to pay for a helper or shopping. I cant get government rides to Doctors because I have to have Medicaid to use it. I only get $23 in EBT. After I pay rent and my bills including doctor copays, medication copays, I have less than $100 to spend on food not including essentials like TP, shampoo, dishsoap etc. I get $1500 a month. Food has gone up way higher than than recent cola raise. I have no dental help Im ready to go to heaven anytime now.
@SeniorLivingOrg
11 ай бұрын
So sorry. We hope things work out for you.
@yfa6244
10 ай бұрын
In the meantime remember you have an earthly purpose to be here, still work for God. He will supply your needs.
@staytunednow2298
9 ай бұрын
Aid to Veterans & Spouses who served in conflict is $ but the application is over 30 pages long. I think max is about $1450/mo. If you’re over 90, they will expedite it. Problem is it’s tedious application that if not filled out to perfection so it goes back and forth for months totally frustrated. There are companies that will do it for you. Advertise on net-be careful!! Some charge $2500. Too high. I went through this process for my mom. It’s worth the $. The fee to do this can be less than one monthly benefit payment. I found a great company through the assisted living facility. Patriot Angels. Super professional. Don’t overlook this benefit.
@tonieplacide-oy4xx
Ай бұрын
just cross the border and move to mexico Tijuana which is close to San Diego
@curiosity2314
Жыл бұрын
Yes thanks for the great refresher. Yeah when a note is up on a automobile I own I just keep the necessary liability. Being on disability in IL we did also apply for home tax relief and ended up getting 176.00 back which was a plus.
@nanagram13
11 ай бұрын
Excellent video, things I did not know. Thank you for sharing!
@robertclark9
Жыл бұрын
There’s almost never a reason for being “car poor” if you’re a senior. Nearly every area in America has senior programs that provide transportation for shopping, errands, etc. There is also Uber now. I plan my trips in a way that costs me around 10% monthly compared to the cost of auto ownership. Some health plans provide transportation for Doctors visits, many pharmacies deliver now, and home health care is more available. Check out what resources are available. Do your homework. A car is a huge expense to someone on a fixed income!
@Nortongroove
11 ай бұрын
Unfortunately, Uber has become very expensive and unaffordable for many, including me🙁
@expatiate1
11 ай бұрын
No uber or any public transportation where I live. Those are programs that exist in the cities. I live in a small town, if you don't have a car you aren't going anywhere
@robertclark9
11 ай бұрын
@@Nortongroove I was making suggestions that work for me, instead of the financial burden of owning a car. My car was $550 dollars a month with payments, insurance, taxes, etc. That’s not counting maintenance, repair, fuel, and other costs. My monthly Uber costs are less than $100 dollars a month. Which is far less than auto ownership.
@robertclark9
11 ай бұрын
@@expatiate1 I’m sorry to hear that. I live in a community of 2,500 people, and they run a mini bus for seniors on Tuesdays and Thursdays out of our senior center. Myself and several other senior citizens petitioned the town a few years back for senior services at a town meeting. We were successful in getting funds for a small community center, staff, and transportation. There’s grant money out there for this. Perhaps attending your next town meeting and raising the subject might initiate some action. The squeaky wheel gets the grease.
@fiveseat
11 ай бұрын
Exactly, I live in rural area and should we just get on a horse and go to the doctor? lol
@kathlenesims767
11 ай бұрын
Very greatful spreading the word
@JennyLeiviska
Жыл бұрын
Helps is amazing. Keep spreading the word!!!
@campupriver417
Жыл бұрын
Thank you for the information you share for Seniors, Appreciate it.
@marypennington6519
3 ай бұрын
Don't have any Dental either on medical assistance
@trishalynn56
11 ай бұрын
I just wanted to say I live in Gray's Harbor County in Aberdeen, WA. Section 8 waiting list is closed. There is no information on the website when it will open. I see several seniors homeless on the streets here. It's getting scary😢
@Linda-do8kh
Ай бұрын
I'm one of those seniors very scary
@kathyfann
11 ай бұрын
I pray things improve for us all. Please oh Lord 🙏
I thought I had myself covered after I bought my house and paid my truck off. I hardly drive any where so no gas expense but, food and utilities tap me out every month. My roof is leaking, my living room floor is sinking in and my water faucets all need replaced again. I don't know what the future holds but we get by every month easy enough. My 94 year old mother came to live with me 13 years ago and I can't get a penny from the government caring for her. That's life in this small town...
@srbboo5014
11 ай бұрын
If your mother was married to a man who served in military in wartime, or if she served in military during wartime, she may be eligible for aid and attendance through the Veterans Admin. You will need a Veterans org to help you. Start with a local American Legion or VFW. Keep in mind that These folks are volunteers not paid Gov employees but they try to help vets and vets widows.
@SirenaSpades
10 ай бұрын
Houses do need maintenance. Having had houses for many years now, I figure it costs approximately 10k a year to maintain an average house. If you get by for less one year, you have to bank that money for another year that will be more expensive, for the roof, or HVAC, etc.
@magdalenaalvarez4541
3 ай бұрын
In what State do you live? @catnk9
@ellapresley8634
11 ай бұрын
Thank you SO much for this information, it really helps me!!
@wdking8833
11 ай бұрын
Thanks for this. Definitely going to check out their website. Thanks again.
@DChristina
11 ай бұрын
Thank you & God Bless!
@user-bh9ww2ys7d
10 ай бұрын
Just found your channel. So glad I did. Personally, I have no depth but I know other seniors who do. This is helpful information. I subscribed and shared your video with others. Thank you for what you do!
@GlasUndMetall
10 ай бұрын
This is the most helpful information I've found on the internet, I'm very grateful, thank you. New sub!
@juliehenderson1672
Жыл бұрын
Thank you!!!
@tigereyz40
2 ай бұрын
Thank you! May God bless you both!
@soniagonzalez4565
11 ай бұрын
God Bless you for this very invaluable information!❤❤❤
@karenespey4131
8 ай бұрын
What a wonderful find!! You have relieved so much worry! Thank you. Thank you!
@pittresident1220
7 ай бұрын
Thank you for that valuable information.
@polskigirl8547
Жыл бұрын
It is so important when preparing to retire on SS to not have outstanding debt….ie; credit cards….. Position yourself going into SS with no debt outside of your mortgage each month….any windfall monies put toward reducing the mortgage debt…
@fredroger4623
Жыл бұрын
Thanks a bunch guys
@miguelgomez7226
Жыл бұрын
Miguel from Florida every thing that the lawyer is saying is 💯 true I just won a lawsuit no one hardly knew
@robingreene8167
11 ай бұрын
Thank you for your information
@paullarsen2998
11 ай бұрын
Thank you!
@rossheikkila6959
11 ай бұрын
Thank you for the info. As one north of the 49th the laws may be slightly different. We have MAID that they push. Thanks Fellows!
@Jim-El
11 ай бұрын
Thank you so much for this video!
@VP47212
Ай бұрын
Great video ☺️ many Seniors know nothing about this. Thank you so much 💗
@deborahlarson2650
10 ай бұрын
Good information! Thank you ☺
@darlenebattle2713
11 ай бұрын
I've just subscribed to you, Jeff. That information was tasty and right to the point. Thank you for inviting the gentleman to your channel to speak to us seniors.😅
@SeniorLivingOrg
11 ай бұрын
Welcome aboard!
@betzaidavazquez5579
11 ай бұрын
Thank you , I needed this video. 🙏👍
@charlespendola4775
Жыл бұрын
Thank you!!! Joining soon!!
@donnanorth7324
11 ай бұрын
I cancelled my mom's AARP. She gained $440/mth. NEVER regretted it. She lives comfortably now. Insurance takes care of everything.
@glennso47
10 ай бұрын
Sign up with AMAC. They are a senior citizen group similar to AARP but they are much better.
@andradavis7201
11 ай бұрын
ok thank you so much for this video.............im sharing for you guys.........and for my family and friends...........................on to the nexxt video
@gadmarycordero5410
Жыл бұрын
Thank you for your knowledge I am drowning in debts.
@SeniorLivingOrg
Жыл бұрын
We hope that things work out for you. Let us know how we can help.
@ekay4123
11 ай бұрын
Thanks for sharing such valuable information. 😊
@SeniorLivingOrg
11 ай бұрын
Our pleasure 😊
@markspangler8573
10 ай бұрын
Thank you for the information.
@SeniorLivingOrg
10 ай бұрын
You are very welcome!
@rhondachristensen8619
3 ай бұрын
Had a " Debt Settlement Company " that took our monies, and never paid down the debt !! Debt sat in a " High Interest " accruing late fees, and " festering , into a " charge off " status . .!!
@SeniorLivingOrg
3 ай бұрын
Sorry. We're not big fans of debt settlement companies.
@majorgunn
11 ай бұрын
1. in Canada, they do take away your OAP (old age pension) if they feel you make too much. All this concern about when to start taking it, and the first year I get it...65 it was removed at tax time... since that is only 648 a month, cannot imagine ever retiring.
@islandgirl5382
11 ай бұрын
This is so informative. Elated this channel just popped up. Thank you, Gentlemen!
@SeniorLivingOrg
11 ай бұрын
Thanks for watching!
@hpritchard1000
3 ай бұрын
With the thousands of videos on UT this video is undoubtedly the one that will help people the most. You should be commended for putting the information out there. I took your advise last week after I realize I was paying one-third of my income to Cr.Crd. debt. It was such a relief to go to the grocery and not have to count the pennies just to get the basics to live.
@SeniorLivingOrg
3 ай бұрын
Glad it was helpful!
@kevinkoenig9381
11 ай бұрын
Thank you for this information. In September, I will turn 65 years old. I got my Medicare card. I'm slowly looking into supplementary type of health insurance. In October, I've signed up at my local Community College for Medicare classes. Thank you for this Channel.
@savannahsmiles1797
11 ай бұрын
get all the info you can...I am an advocate for Medicare beneficiaries...they do have programs that will help you in every state. ASK questions, go to the seminars, make sure you know the different TYPES of plans, the choices, and if you have a retirement thru an employer. PLEASE talk to the admin and find out if they pay for Part B, or if getting certain coverge will CANCEL out any benefits your retirement might be covering. the biggest advice I try to convey is KNOW your options. KNOW you can delay being on Medicare if you are working and still have employer coverage. MAKE sure you have credible drug cvg as that can cause a penalty. Be informed, and if you aren't understanding REACH out for help.
@garyrodriguez8414
11 ай бұрын
I am 73 had cancer, had no insurance, got help thru my caring m.d. , connected with Wellcare, look into it , it has helped me even with meds.
@57msdeb
11 ай бұрын
I watched KZitem for months before I was 65 to learn all I could. If you have any chronic health issues, choose carefully.
@brendathompson3994
11 ай бұрын
This was great! I need new teeth and my health is being affected! Yet, I am having a problem in the Michigan area. Help! Great show and will share it with my service clients!
@tomtroy3792
10 ай бұрын
Oh my I'm having an issue right now as I leave this comment with my teeth it's horrible my health is being affected tremendously my anxiety has paralyzed me I sure hope you find help this is so distressing being a senior and I'm not very smart everything is supposed to be done online and I'm not good at all with this technology
@MrSetinel
Жыл бұрын
Thank you guys for your wisdom and knowledge.
@SeniorLivingOrg
Жыл бұрын
Happy to help. Thanks for watching! We hope you're a subscriber.
@MrSetinel
Жыл бұрын
I am a subscriber and look foward for more exucating content.
@vickit2498
11 ай бұрын
Thank you so much for the information you provided. You have given us info that I could not have come across anywhere, even though I have asked everywhere. This includes county and state social services programs.
@SeniorLivingOrg
11 ай бұрын
Glad we could be of service.
@blu_rey8656
5 ай бұрын
@@SeniorLivingOrgWho is considered a senior? Also, do you help the adult disabled?
@richardrollins184
Жыл бұрын
thank you
@juanarenas5440
Жыл бұрын
Thank you for what you do
@SeniorLivingOrg
Жыл бұрын
You're very welcome! We hope you'll subscribe to our channel if you haven't already: kzitem.info/rock/IYQwu7wEpLyijISnF5Z6eA
@12hunter100
11 ай бұрын
Such good info thank you
@SeniorLivingOrg
11 ай бұрын
Glad it was helpful!
@s1234pro
5 ай бұрын
THANK YOU!!!
@SeniorLivingOrg
5 ай бұрын
You're welcome! Please subscribe if you haven't already.
@NortheastHobbyfarmer
11 ай бұрын
Bless you for what you do.
@SeniorLivingOrg
11 ай бұрын
Thank you so much!
@rtoguidver3651
11 ай бұрын
When SS was first initiated in 1935, not too many people lived pass 70, now many live to 80 - 90..
@elizabethhennessey6437
11 ай бұрын
If you have any unpaid Federal taxes, the Internal Revenue Service can levy your Social Security benefits. Your benefits can also be garnished in order to collect unpaid child support and or alimony. Your benefits may also be garnished in response to Court Ordered Victims Restitution.
@HELPSNonprofitLawFirm
11 ай бұрын
The IRS can offset 15% of SS after giving you 60 days notice. Many seniors can qualify for currently not collectible status with the IRS . Senior Living has videos on this topic. Eric HELPS
@HELPSNonprofitLawFirm
11 ай бұрын
p.s It is actually quite rare for the IRS to offset money from SS Eric HELPS
@user-bu6io5qr2o
4 ай бұрын
I like the specs Mr Olson. Thanks for the tips.
@dotstittlebits8018
11 ай бұрын
When I applied for my social security they alerted the school debt loan that would never go away no matter how many times I paid it. They began to deduct the money out of my check before it hit the bank. So I paid it again! I lost past records In Katrina.
@DS-nv8bi
11 ай бұрын
i have an old school and have been on ssi for 4 years and nothing has been taken from me.
@marid1580
6 ай бұрын
Thank you for your videos
@SeniorLivingOrg
6 ай бұрын
Glad you like them!
@jamesgilbert1013
Жыл бұрын
Most seniors don't have this information and continue to pay their credit cards even though they can't afford to do it.😢 0:23
@crand20033
11 ай бұрын
That would be stealing if the debt is actually and legally their own. The only reason I wouldn't pay a credit card is if someone else acquired the debt in my name. That has happened to me by scammers and criminals.
@marciamartins1992
11 ай бұрын
Here's the thing... Medicare doesn't pay for things like dentists or optometrists and if there is an emergency, you're going to need the credit.
@StefanaHarris
Ай бұрын
@@marciamartins1992 Most Medicare supplement plans have dental and vision plans. I have Aetna and get &1800 a year for dental and vision benefits. Also a monthly amount for healthy groceries and over the counter benefits.
@les0101s
Ай бұрын
@@marciamartins1992 If you're low income, a Medicare Advantage plan is a good idea. They usually provide insurance for dental and optometrists.
@ameliapigeon3779
10 ай бұрын
Thanks for your presentation on seniors rights I leaned valuable information I'm not aware of. More power to you.
@SeniorLivingOrg
10 ай бұрын
Thanks, but we think it's more power to you! The more you know....
@pat8497
11 ай бұрын
Many many thanks for all that you do.
@SeniorLivingOrg
11 ай бұрын
You are very welcome! If you haven't already, please subscribe.
@hj8501
Жыл бұрын
❤Thanks to him for this viable information, for seniors...
@diapricea4888
Ай бұрын
Yes valuable
@rosebud3971
11 ай бұрын
Thanks!
@SeniorLivingOrg
11 ай бұрын
You're welcome! If you're not already a subscriber, consider joining us. Thanks.
@lmarianiello4182
10 ай бұрын
I live in northern VA and we have, through our local counsel on aging, a veterans group who take other retired veterans and their current or widowed spouses to all our dental and/orr medical appointments free of charge. They are wonderful and give me great peace of mind to get to my appointments. They wait in the office and take us home again. Check with your local counsel on aging.
@SeniorLivingOrg
10 ай бұрын
We love to hear stuff like this!
@OU812..
Жыл бұрын
How much does Helps charge? My only harassers are my past due federal and state taxes. Thank you for the great information 🙂
@HELPSNonprofitLawFirm
Жыл бұрын
I believe Senior Living has a video or two on this topic that should answer your question re IRS and state taxes Eric HELPS
@sueharris6616
5 ай бұрын
Good stuff
@expatiate1
11 ай бұрын
None of those transportation options outside of cities.
@sharonhuery8871
11 ай бұрын
Great 👌 Feedback
@christinerobinson9372
11 ай бұрын
I didn't need a cease and desist letter. I attached an answering machine to my landline phone. It didn't take very long for them to stop calling. They never sued.
@delladearest2511
11 ай бұрын
Good, but a landline phone costs about $50 a month and we can’t afford that plus the cell phones
@joeybez5464
11 ай бұрын
i couldn't pay water bill on time so i had to pay a $150 deposit that you never get back until death or move and no interest on it even though all caught up after water was shut off for a month said no water and no manager to talk to and security was telling me to leave office water center
@jedronemos3118
11 ай бұрын
Superb interview.
@SeniorLivingOrg
11 ай бұрын
Thank you so much!
@MsTrish3520
Жыл бұрын
Agree cars are a major expense. Downsize to a condo, senior living area, get roommates, alot of cities have transportation services for seniors Burial policy instead of life insurance,
@rhondachristensen8619
3 ай бұрын
I'm surrounded by most senior women, who relied on their husbands, all their lives, and most don't drive..I partnered with AARP, and volunteered to help them, before it " snowballs" to sit in a local, Senators office for advice..
@kallasusort2986
Жыл бұрын
I had to wait 3 1/2 years to get into low income housing. Once in there are lots of agencies that help - food banks, grocery stores donate to the building, energy assistant programs, Government assistance with internet and phone service. The down side is management talks down to the residents, they do not make your maintenance need a priority on they're to do list unless extreme emergency. They are very slow to update their old buildings with flooring in the hallways. And now we are not allowed to use the community room - the Director decided to use the space for storage ... disregarding the tenants request for arts and crafts and potlucks. Where do we go for help from the Feds?
@HELPSNonprofitLawFirm
Жыл бұрын
I am sorry. This can be a difficult situation. I believe quality in subsidized housing varies from city to city or from complex to complex. A negligent, abusive, or lazy landlord can make things difficult for everyone. And sometimes the power goes to their heads. Unfortunately it may be difficult to find someone to help. It might be possible to look into moving to a different complex. I realize that may not be possible. I have no magic solutions for your problem. Eric HELPS
@briannab5296
Жыл бұрын
@@HELPSNonprofitLawFirm ... our apt landlord is an absolute Angel .. but his grown son is just the opposite, an ego-tripping sadistic abuser!
@angeelee9277
Жыл бұрын
If you are in a housing authority operated by the city forget it. You are going to have to step around them. If you know that they are not enforcing rules such as smoking in or near the building or drug use. Go to the STATE health department and I assure you they will show up. I had to leave my apartment because of my neighbors meth use. When I reported it they denied it. I knew that the city was just going to gaslight me. So I went online an anonymously reported him. Turns out they had to gut his apartment replace all appliances. I lost a lot of my belongings on the move but I got out with my life. 2 ladies across the hall were not so fortunate. Meth is a heavy stimulate that causes your blood pressure to rise. Very dangerous for older adults. Could cause stroke or heart attack.
@lisathomas5719
Жыл бұрын
I would call your local TV news station. Most of them do stories ( Call For Action in the Community) in situations like yours. Also, if it is in your lease that you will have access to the Community Room, you should have it within a reasonable time. You might want to ask for a copy of your lease from management and the contact your local Renters Rights or Fair Housing Organization. Also, HelpsNonprofitLawFirm can be contacted for advice and help. They helped me get a letter stating I could not be discriminated against because on SSI Disability. Good Luck and be well !
@DChristina
11 ай бұрын
@@lisathomas5719 great advice!
@anAeijingBuffoon
11 ай бұрын
The telcos are demanding direct debits for phone agreements; you’re supposed to allow them into your bank account.
@seattleareatom
10 ай бұрын
Many or most businesses offer 10% or more off to seniors. Some businesses have senior discount days. The county senior services agency where I live offers free transportation to seniors and others like disabled in some or many cases.
@fairenough7984
10 ай бұрын
Seniors, and their families, need to learn about the state and county resources that are available for seniors. Back in the day, that information would be found in the Blue pages of telephone books. Now, it is all available online.
@lolaottinger3038
Жыл бұрын
Hello, I’m wondering if y’all could talk about a receivership in Texas? Thanks.
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