上年度做的CASH ISA 7月到期時再注入新資金£10000再續期, 另外今年5月在另一bank開立新CASH ISA戶口並注入£3000. 請問可否同一個年度有2個同類ISA戶口在不同銀行並注入資金?
@SmallFishBa
2 ай бұрын
以前唔得。但2024年4月6日開始改例可以同一年在2個同類ISA 戶口入錢。
@Car-Car-888
2 ай бұрын
@@SmallFishBa 多謝🙏
@Oceankfl
3 ай бұрын
Thank you for your thoughtful videos. Really helpful to understand the picture of wealth management living in the UK. Is it worth to set up an ISA account after age 65?
@SmallFishBa
3 ай бұрын
I am not a tax or financial adviser. The following is purely my personal understanding, not professional advice 👇 Generally speaking, yes, I think so. Whether it is Cash ISA or Stocks and Shares ISA, they both let you save/invest tax-free. However, if your purpose of savings/investment is for inheritance, it is better to put them in SIPP (personal pension account) as money it it does not count as your estate for Inheritance Tax purpose. You might be interested in a video I did earlier that compares the tax benefits between ISA and SIPP. 長線投資回報:英國退休金和ISA哪個更勝一籌 kzitem.info/news/bejne/yJ6K2oJpjYaIeI4
@Oceankfl
2 ай бұрын
@@SmallFishBa Thank you very much for your thoughtful opinion. I'll study further.
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