Im canceling my Reserve Today to get the Bonus again. I have not gotten the bonus in the last 48 months but should i wait a month to apply after directly canceling?
@thetruth2599
Жыл бұрын
I got the personal Amex gold card with 90k bonus but never used it and cancelled the next day because they wouldn’t drop the NPSL and give me a hard limit. Now I regret it and want the gold card with the bonus. It’s been a little over a month. Is there anything I can do?
@splatty_daddy
Жыл бұрын
@@thetruth2599 you might be able to get the bonus still but the 90k is gone its only 60k now. you didnt actually earn the bonus originally so you might still be eligible to receive one. the gold card now has non-npsl functionality, and its turned on by default when you activate the card, if that helps. just keep in mind the non-npsl features are some of the highest APR i've seen on a credit card, so dont forget to keep the balance at 0 :)
@Lawrence_McKnight
Жыл бұрын
I have followed your advise and strategies with Chase and AMEX the last 2 years. Your KZitem channel has strengthened my financial foundation and credit since then. Now, I travel with ease of mind. Thank you Shebby. Please don’t stop the awesome work you are doing for us.
@mikedelta987
Жыл бұрын
The biggest Amex mistake I ever did was not get it when I was in the military for 6 years. No one ever told me it was free for us.
@codandfifaboss2373
Жыл бұрын
thankfully i just found out about before my first year
@mariasusana024
Жыл бұрын
Perfect storm is brewing in the United States. Inflation , severe drought in the agricultural belt , recession, food shortages, diesel fuel and heating oil shortages and prices . It’s all coming together and it could lead to a real disaster towards the end of this year ( or sooner )
@christabelmary7086
Жыл бұрын
But experts and strategists are telling us that those who believe the market will still bounce back and simply delusional and they are about to get a reality check
@Liliariuz073
Жыл бұрын
My method is to buy quality firms, anticipate to hold them regardless of what happens, pay up but not too much, keep track, sell only when necessary, and be ready to course correct.
@robwilliams.j3237
Жыл бұрын
@@КристианаРойс I checked up the Investor you mentioned on net, he's amazing with his credentials and I already spoke with him on phone
@christainmoller4920
Жыл бұрын
I appreciate these comments. I traded stocks years ago and started out with the “turn x into millions” mindset and blew up my account. there's more to a stock than just its stock price, an entire company more. focus on the company not just the stock price, true words from my Investor DonAld Christopher.... I made over 30,000 bucks from ALB and NVDA.. I love passive income
@miabernard4642
Жыл бұрын
I did read about Investor DonAld Christopher on the goggle ., quite an interesting man with an amazing track record.....Watched his interview with BBC news such an intelligent man
@SpencerJohnsonOfficial
Жыл бұрын
🕵♂ Rushing into Amex cards is definitely not a great move. Their cards are great for a certain target demographic, but getting them for the hype is not very smart. Especially when other lenders out there are much more sensitive to inquiries and card accounts open as you mentioned with the 5/24 rule. They are awesome cards, but can be a waste of money if you aren't careful! Great video Sebby. This is an excellent list!
@Phreedom_
Жыл бұрын
First credit card I ever snagged was the Amex Platinum due to its waived annual fee for military. Zero regrets. 🤘
@topgunbun6216
Жыл бұрын
I just got it as my 2nd one at 18 Lmao. Full send
@rofigueroa08
Жыл бұрын
@@topgunbun6216 that's why amex should be harder to get , what's an 18 year old gonna do with a platinum smh. Just to flex?
@topgunbun6216
Жыл бұрын
@@rofigueroa08 travel, I make enough money for myself
@rofigueroa08
Жыл бұрын
@@topgunbun6216 yea ok , sure thing. Kids should be allowed on the pc
@topgunbun6216
Жыл бұрын
@@rofigueroa08 huh, wdym
@bbarkerthecrewg5352
Жыл бұрын
For anyone that does still want to or finds themselves in a spot where they do need to redeem AMEX MR points for cash, I suggest you open up an AMEX checking account. You can redeem your MR points for .8 cents per point instead of .6
@boogeymanw9643
Жыл бұрын
checking account now is exclusively for 3+ months Amex card holders. You can't open without having at least 1 Amex card. Also it only earn 1 MR/$2 so 0.5%
@TheDeviousLight
Жыл бұрын
Why not just open up a Charles Schwab account and then apply for a CS Plat and then redeem all your points for 1.1 cpp? Literally the best way
@masonrubio9460
Жыл бұрын
I’d suggest redeeming them through transfer partners for 1.2 -2.3
@jussjess2829
Жыл бұрын
The platinum’s card annual fee is like 700nt dollars i’m good 😒
@jess_o
Жыл бұрын
I got to AMEX early (before looking at Chase, Citi, etc), but I really enjoy my Gold card. Definitely producing value for me
@christosbinos8467
Жыл бұрын
Then maybe you didn't get in too early. Ultimately if AMEX services you best, there's no need for the other cards.
@killahmike316
Жыл бұрын
🕵️ For big spenders amex is great. But like you said, so many ppl don't look to see if the credits fit their spend. For me the chase set up worked so well. The Venture X as an add on for lounge access also made more sense for my spend. I did like the revamp of the BCE which was my way into amex.
@royce1510
Жыл бұрын
🕵️ While I would say I got into Amex a bit too early, the value I’ve gotten out of MR and Hilton points has made it worth it, especially after booking our Bora Bora trip!
@AskSebby
Жыл бұрын
Nice!
@MikelReegur
Жыл бұрын
My first AMEX was the BCP since it made sense for me at the time (and still does). I remember looking at the perks of the platinum back then and almost being repulsed at the lack of applicability to my life and the annual fee. A few years later my income has gone up, and I'm traveling for work a lot. The plat makes a lot more sense now. I got it with an 80k SUB. I scrounged but couldn't find anything higher. For me, every CC I have has to have positive value without regard to the SUB anyway. I wasn't ready for the platinum back then, but the BCP gave me a lot of value. And I didn't know if in the future if I would ever be ready for the platinum when I got the BCP.
@sirrockefeller149
Жыл бұрын
What is bcp?
@MikelReegur
Жыл бұрын
@@sirrockefeller149 Blue Cash Preferred
@LoveYourLifeDrHashonah
Жыл бұрын
Hello. I apologize in advance for the long post It’s been about 25 years since I had an AME. I don’t have a very strong financial portfolio yet, as I’ve had a lot of changes in my personal life. I am now a little more financially stable and I’d like to apply for an AMEX. what would u recommend as first AMEX to apply for. My credit score is not the greatest (697) but I really would like to start traveling more and getting travel points and I understand AMEX is a good way to go. By the way I use Uber every day back-and-forth to work, because it’s cheaper than owning a car I only work for miles from where I live. And I’ve been using my debit card for the last couple of years to use Uber, BUT just found out it’s just a waste. I should be using a credit card to gain points. Can y help?
@KevinYang
Жыл бұрын
🕵Chase is such a great place to start, while slotting in other cards whenever they make sense (and/or having ATH offers)!
@MannyCovington
Жыл бұрын
🕵🏾I probably got into the AMEX game too early but I've been content with them throughout my journey!
@happygolucky7387
Жыл бұрын
how are you guys happy with Amex platinum. They charge $650+ yearly. What am I missing
@DanielaRojano
Жыл бұрын
*Anything for credit cards that has no international fees & “better” amount of cash backs? + less APR by any chance?*
@andrewg993
Жыл бұрын
🕵♂Awesome content! Would love to see a video on cards that have spend milestones outside of intro bonuses. Example being like the platinum card getting centurion lounge access for a guest after $75k. Or the Chase IHG Premier earning 10k points and a $100 credit after spending $20k per year. Often these spend milestones seem to be somewhat hidden and not prominently advertised on the card site. Just wonder what's out there that we're unaware of!
@edwink1467
Жыл бұрын
Tbh, unless you can organically spend $75K on the Plat (and ideally all on flights for 5X MR), you are better off just paying $175 for up to three authorized Plat users who get their own Centurion lounge access and Global Entry/TSA PreCheck credit. 10K points and $100 credit after $20K spend? IHG points are typically worth around 0.5 cpp, so that's around $150 back total for $20K spend or a 0.75% return. It's better than nothing, but nothing to write home about when you can earn much more with other cards or get a nice SUB. Most of these "milestone" benefits are not worth the spend requirement unless you already spend that much regardless.
@andrewg993
Жыл бұрын
@@edwink1467 Thanks for the reply! 100% agree there are better ways to use spend, was just curious what all was out there.
@briaf3370
Жыл бұрын
One thing noone talks about is many vendors in Mexico, and maybe other countries don't accept the AMEX card.
@BobBacheler
Жыл бұрын
Great explanation. My error was in 2022 when I blew through the spend cap for the 5x points on airline spend. Felt like a rookie mistake. 🕵♂
@christosbinos8467
Жыл бұрын
Can you explain this a little more? Do you mean you spent more than you normally would, or somehow went over the credit limit? If you could actually afford the ticket, what difference did it make using credit instead of debit or cash?
@nusuralove4407
Жыл бұрын
@@christosbinos8467 Exactly! I’m confused as well by what he’s referring to as ‘rookie mistake’ 🧐
@ArmendShadow88
Жыл бұрын
I think I let the hype get to me, I originally got the Gold card because I eat out a lot with the family so made sense but once I was researching I got FOMO with the Platinum learning all about it and went for it like a week later 🤦🏻♂️ so far I’ve used some of the credits not all but we’ll see how the rest of the year will go with it, great video as always 🕵🏻
@unvi2002
Жыл бұрын
🕵I also probably got into the AMEX game too early, but my gold card is my everydayer. The platinum had a lot of cool benefits, but just didn't make sense when I was looking. I do spend at least $2k on the gold every month tho so I'm hoping that plat offer may come around at some point. Either way, recently booked 2 biz class tickets on Air France from Chi to Rome in late Aug for 98k that I'm very happy about. First time booking with points and first time ever in biz, so it's been worth it already to me even if I've lost a little longterm.
@mastrkents
Жыл бұрын
🕵 I might be locked out of BoA, Barclays, and C1, because I didn't know/understand the application rules for those banks when I was first getting started in this game, watching you and Ben Hedges for about 5 years now. Thankfully, Chase and Amex have enough cards to keep me occupied 😀
@Yowhatimean
Жыл бұрын
🕵️♀️ I’m currently at 5/24 and have only business cards with Amex. Would you recommend doing more business cards to try and get below 5/24 or go after the personal Amex cards. I have 6 personal and 4 business cards with chase now. But there’s always another chase card I may want to try and add.
@EthanPatrick_CreditCards
Жыл бұрын
Respect to Sebby for always giving the best well-rounded advice rather than just pushing one way of doing things. Well done!
@joeyp978
Жыл бұрын
🕵️♂️ just got the platinum and 80k bonus offer. But don’t think I’ll be able to spend 6k in 6m right now. Feels bad. But I didn’t really consider that anyways when getting the card, I get annual fee waived because I’m special so I still get great value
@chrislrob
Жыл бұрын
My mistake was that I got the Amex Plat in November and didn't understand the hotel credit. I thought all properties on Amex site were either LHR or Hotel Collection. I found a cheap hotel and booked two nights through the portal, thinking it was Hotel Collection. But it wasn't, so I didn't get the hotel credit and I'm now booked at a hotel for which I wouldn't have paid full price.
@LaneDrifter
Жыл бұрын
🕵️♂️ Glad to hear thatI'm getting some of the chess moves correct- thanks to your content and others. Just completed my first year in the points and miles game with a great business class trip to Europe. I did Citi Premiere, followed by CSP. then Southwest Priority. Then Chase Hyatt, Chase Amazon, and Barclays/Wyndham Business Earner ( primarily for Caesars perks) this video is very helpful and I'll be thinking about the AMEX ecosystem in about a year.
@bjenkins803
Жыл бұрын
I use express everyday. I never carry a statement balance because I pay as I go and I get maximum points. I recommend doing like he is saying and working your way towards certain cards. Gold card for me is great because I never carry a balance and get all the points and offers. It's literally better than cash.
@wwe56563
Жыл бұрын
Not a fan of this video at all you seem to be a contradict yourself with all your different points
@AngelRod...
Жыл бұрын
I have had the 150 offer for the longest and i have two Amex cards already.
@SledgeIncTeam
Жыл бұрын
11 Amex includeding the Gold, Business Gold, Charles Schwab Platnium, Vanilla Platnium and Aspire, no regrets
@callmeNeno
Жыл бұрын
I want that Charles Schwab platinum one day when I grow up~~
@kjkyser
Жыл бұрын
🕵️♀️ This was a really good video and gave me perspective on when I should apply for my first Amex. You gave me a lot more to consider. Thank you!
@somefineravioli3621
Жыл бұрын
I got the 150k bonus for the platinum. Should i down grade to gold, or get the gold 90k intro offer too and then transfer my platinum points to gold and cancel the platinum. I really don't have a need for the platinum and cant justify the annual fee without the 150k bonus. would they take my points from me?
@stuart3155
Жыл бұрын
🕵♂Great video. How would you handle having a sock-drawer keeper card such as the $95 AF Marriott Bonvoy card? It's a keeper card because of the Free Night Certificate, but it's also a sock-drawer card because of the 2X multiplier so not using the card puts you in Pop-Up Jail.
@brianstewart8503
Жыл бұрын
I have the delta plat personal and business blue and gold card and messed up on the app on my scheduled payment and it cancelled all three accounts because it was trying to pay off everything instead of little chunks and my account and found out at the gas station 2 hours away from home the cancelled my cards
@JCDenton486
Жыл бұрын
Somehow the frequency of your voice makes my TCL Roku TV audibly vibrate. Not that it's your fault.
@AskSebby
Жыл бұрын
Trying a new mic later this week!
@Creed3582
Жыл бұрын
Thanks a million for the tips Sebby 🤝 💯 You're the only CC KZitemr that I *trust* to give reliable and accurate information. 🙏🔥
@AskSebby
Жыл бұрын
I appreciate that!
@IJoSe559
Жыл бұрын
🕵️♂️ Hey Sebby, I started with the Amex Gold Card in 2016 and upgraded to the Platinum in 2022. Very happy with the platinum thus far.
@waldron007
Жыл бұрын
🕵I wish I'd known about the Chase 5/24 rule sooner. As Brit who moved to US after many years of being a loyal Amex user, I opted for their cards early on due to them accepting me based on my UK credit history. AMEX are still my go to, but I now need to be patient before I can start adding some Chase cards. Capital One are a little frustrating. I have a Platinum card from when I was building up my credit history, but they don't seem to want to upgrade me. I am now pre-approved for a Quicksilver, but they won't change my existing card to this offer, I have to have a second card.
@TangerineTravels
Жыл бұрын
I was an existing customer and was able to get the 150k Resy offer for the platinum which included 10x points at worldwide restaurants for the first 6 months. I don’t know if everyone is able to get that Resy offer or if I got lucky.
@eclectic_musafir
Жыл бұрын
I "slashed" my Amex Platinum on Friday...the 13th. Killed the Amex Gold a few days prior. Netted $2237 in credits after $1350 in annual fees, heeding your advice two years ago; got the Platinum first when the 100k offer first popped, then the 75k offer on the Gold last November, and got rid of both this week (running the Amex EveryDay Preferred, Amex Green, BBP, Hilton Surpass, and Delta Platinum going forward). Definitely maintaining high spend on Amex cards - only Bilt comes close b/c rent. 2023 is a cooling-off year (dropping under 5/24 in 5/24...lol), and going through and canceling Amex cards that didn't have long-term value (Amex Platinum, Amex Gold, Delta Gold). My only mistake with Amex was not knowing how to maximize all of the Platinum credits between Nov-Dec 2020, and deviating from my strategy by signing up for the Charles Schwab Investor card and having to cancel it 2 weeks short of a year in order to pick up a hidden 90k offer for the Delta Platinum (hopefully this does not attract the Amex RAT). Learn some, hopefully don't burn some. 🕵🏽♀
@joeelliott8397
Жыл бұрын
Need some help! Worried I might have too much, what do I keep, what do I downgrade? My wife and I have the following cards. American Express Platinum Delta Platinum (American Express) Citi Premier Card Chase Sapphire Preferred I worried we have too many cards that earn points/miles, but because we have so many and not a "primary" everyday card, we aren't getting the best bang for our buck, if you will. Would you happen to have any recommendations on what to keep or what to downgrade etc.? We use almost all the benefits of American Express Platinum with all the free credits, and we fly mostly delta and use that card every time we book flights. Thank you for all the help.
@Lux_Ambiance
Жыл бұрын
I rushed into amex. I really enjoy their cards and customer service but now I cannot get approved for chase.
@triton113
Жыл бұрын
If you get an Amex Hilton card, would that have any impact on being able to get the 150k targeted offer?
@mysticz426
Жыл бұрын
🕵️♀️ Great video! Quick question if wanting to down grade with Amex would be good? Im think of goin to the Everyday Amex from my Platinum?? I'm going to look thur the rest of you video and subscribe. Thanks
@thecrankychickenc3275
Жыл бұрын
Got it a little too early in my credit journey, but it has been working out though. If I wanted too, I could always cash out via Amex rewards checking account to get the most cashback.
@prymetyme4216
Жыл бұрын
Hi, I have a question for you? I gotten three different types of mailers from Amex for my business. Two for the Platinum Cards, and One for the Gold Card. I'm a few months into my business, and my personal credit score of 679! I only have two personal credit cards, and always pay double what my minimum owned. What does that mean ?
@rossinverted
Жыл бұрын
Only put 500 per month on gold so my platinum is at 25k point sub 😅. Cancelled until I finish doctorate then we’ll see if I’m still a pleb value.
@SlikkNikk206
Жыл бұрын
I'm a bit confused on what popup jail is. can anyone further explain?
@thelegendarycamel
Жыл бұрын
I got my amex platinum card instantly approved at 20, while my first card was a low max I spent alot but always made payments ahead of the due date in full everytime, went into the application process with a 750 plus score, still have yet to see the value in platinum aside from the "status"
@naughtydonkeyperformance
Жыл бұрын
Only if you travel a LOT is it worth, I have found the Amex Delta Elite is better overall.
@HarjotSingh-rx1pt
Жыл бұрын
Got the Amex Gold 2 months after the Chase Sapphire. Can't say it wasn't a impulse decision, would probably been better off just getting a Freedom Flex or Unlimited, but that 90K offer was enticing. In hindsight should have waited 6-12 months before getting that Gold
@nk2ti
Жыл бұрын
Why would u have waited if you don’t mind me asking?
@kingzero1489
Жыл бұрын
1:17 or you can get the gold for 90,000 points and the platinum for 150,000 points. Its very easy to find these points thru referrals. Doesn't matter which card you apply for first.
@neilnola3520
Жыл бұрын
I have the platinum, had the gold years ago. I want to get the gold but they're telling me no signup bonus available because of prior gold card. anyway around this?
@kristineddie
Жыл бұрын
I got my Amex Platinum card in November in anticipation of international travel later that month. I could not pass up the 150K bonus either. Mainly the card is for Centurion Lounge access since I already have Priority Pass with CSR. In the first month of having the card, I visited two Centurion Lounges and they were great. It's not my every day card but with the lounge access and the credits, this card is a keeper for me.
@fatalbert3633
Жыл бұрын
Same with me I’ll trade the wife and kids because I get a positive return with my Amex plat cards lol..great if you travel more than twice a year
@tachankafanboy2510
Жыл бұрын
Where is this 150k bonus 😭
@PatNeedhamUSA
Жыл бұрын
My brother doesn't have an Amex card yet and I recommended he consider the Gold card because he already has the CSR. What could he do to express interest in Amex cards to have a higher chance of getting targeted for that 150k Platinum signup bonus?
@kyrylobutenko
Жыл бұрын
Got Amex Gold as my 1st card without any regrets. I don't need Chase trifecta even though I have Preferred and Flex cards (only if I want to stay at Hyatt), instead MR points are more valuable for me (I just booked JAL Business for my wife and myself for 300k points+1610$ return flight). I like Amex because there is no hard pull for their products after you've been approved once, I use enough credits to offset annual fees (except Aspire but the night in a high-cost hotel is fun) plus Resy offers aren't that far from targeted offers. For instance, 10 points on dining (which is my the most spent category) for 6 months gave me tons of points
@lolipena8051
Жыл бұрын
🕵️♀️ got when i truly didnt need it lol. Was hopeful to travel in 2022 but that didnt happen.
@rosepink296
Жыл бұрын
Got the 150k + 90k recently, great vid!
@zackmoussannef5867
Жыл бұрын
🕵️ Hey Sebby! Still patiently waiting for your review of BILT Mastercard from Wells Fergo 😅
@Lifeissorich.
Жыл бұрын
He's had months to review. He's not doing it.
@cherifbar
Жыл бұрын
What is “cycling your balance, “please?
@mytrung
6 ай бұрын
This is an old vid but I had CSR 4 -5 years ago but not anymore. I have capital one venture x now. Buying a home and will have increased spending. Looking to get platinum and then gold to furnish the home and then pay it off immediately. Anything else I should keep I mind?
@SamHear
Жыл бұрын
Gold offering 90k points rn
@TK-le8wd
Жыл бұрын
I love my Amex cards, but wish I could go back and got Chase first. I have the CSP, but with the 5/24 rule I can't get the lower cards to funnel.
@TheAudioCzar
Жыл бұрын
The only card I have with American Express is the gold card, I like the card but I find MR. Points hard to use. There's either no award flights, is not a good redemption, or its horrible flight. So I've been prioritizing cash back, I spend maybe 500 a month on the card, I guess American Express will put me in pop-up jail soon. Probably also why I only see a 25,000 MR point bonus for the platinum with 5x back on gas, dining and groceries
@ishyj398
Жыл бұрын
🕵️♂️ I got in too early to the Amex Plat, mainly with the introductory points (before I found your channel lol) but I don't regret it! Honestly this card has already paid for itself (only have had it since November) and has gave me peace of mind with the added benefits it has, like travel and rental insurance. I can't wait to see what else I will be able to get out of it in the near future!
@kevinebers7540
Жыл бұрын
🕵️ I think if you are able to redeem enough points from the gold in the time you would have not been earning by waiting for the platinum it does make more sense to go gold first. Idk, maybe it would be better to use another card during that interim time. That also is a very specific set of circumstances, so idk. Great video though, really well put together.
@mmarr6580
Жыл бұрын
Sebby, what is a good card to compliment the AmExTrifecta when travelling over sea's?
@Luxurious.shayyy
Жыл бұрын
What about Marriott chase and Amex cards ??
@Esaki-
Жыл бұрын
I got the amex gold when the rosegold came out, expecting the 100k offer, i never got the SUB, and the subsequent appeals said that i already got the bonus in the past, even though i only had the amex delta gold ever before. Can anyone explain why, and how i can make sure I can get any future SUBs if I feel like applying for them again?
@anasryadi8545
Жыл бұрын
🕵🏼I made a mistake with 5/24 rule and I can't get a chase card for the next 8 months
@callmeNeno
Жыл бұрын
Ouch
@dlightfulheiress
Жыл бұрын
You brought up great points especially about the other creditors who have very restrictive requirements for getting cards. Applying for them first and then going to American Express. I will say American Express is very generous with intro offers and limits 🕵️♀️
@artymaj6
Жыл бұрын
A phrase that I have never heard before “Cycling you balance”…. Can you define that phrase please?
@artymaj6
Жыл бұрын
A phrase that I have never heard before “Cycling you balance”…. Can you define that phrase please?
@RyanTrump
Жыл бұрын
FYI right now theres a 125k intro offer with AMEX right now.
@ashleylala4293
Жыл бұрын
The customer service at Chase is absolutely terrible though. They don’t give a Fuuuuuuhk.
@savingwithsyndee5195
Жыл бұрын
I got the platinum and I should’ve gone gold. I should’ve did my research and I was just told I can’t down grade to gold because I have to wait a year 😢
@TungPhanBucknell
Жыл бұрын
🕵️ Thanks for the good video as always. For aspiration travel, between the Hilton Aspire & Platinum, do you recommend one before another or does the ordering not matter as much?
@daymay1066
Жыл бұрын
Not Amex fans. Plenty good choices around....Amex.....nah...
@czrs85
Жыл бұрын
🕵🏽♂️ wife made the mistake of getting the gold then canceling. A few months later went for the gold again and didn't get the full intro offer. Now she is waiting for the platinum offer. I'm upset since she won't let me sign up for the venture x, because she doesn't want to deal with using two different systems to use our points. She is the accountant so I just listen and do as she says.
@callmeNeno
Жыл бұрын
Who wears the 👖 in that household Jeezzz
@czrs85
Жыл бұрын
@@callmeNeno well anyone can wear pants. I'm not understanding.
@LalitDevraj
Жыл бұрын
The Doctor Strange analogies makes so much sense haha, love it and great video as always 😁 🕵️🕵️🕵️
@AskSebby
Жыл бұрын
Thanks! 😁
@LittleSpinet
Жыл бұрын
🕵🏼♀️ Great information! I Personally never got the chase (besides the Amazon) but my husband pretty much started with those and they are great for him. I have too many cards for them now but my most used are my discover (great cashback!), Amex (great rewards and cashback options) I just have the Amex everyday blue cashback card but I'm thinking about going for the platinum. Just have to time it just right.
@eprohoda
Жыл бұрын
Ask~super.that's breathtaknig video!;)
@honkwok5489
Жыл бұрын
i only go to asia every few year always with delta, and take in state trip by wheel few time per year. is it worth amex platinum for me.
@jcjameschang
Жыл бұрын
Isn’t it super hard to qualify for platinum?
@theTSAguy
Жыл бұрын
I was able to double dip on the AMEX business platinum card SUB within a 2 year period.
@harren2008
Жыл бұрын
You can get the platinum and gold welcome bonus together?
@rabeanbean
Жыл бұрын
🕵🏿
@kiko7696
Жыл бұрын
Most AmEx new customers feel they are entitled.
@bryanpatterson7224
Жыл бұрын
I only have a Discover Cash-back and Chase Cask-back (both for 10 year+). I just applied for a Chase Freedom (waiting on reply). FICO=800+, so what Amex should I apply for out the gate?
@jimmyjames6492
Жыл бұрын
🕵♂🕵♂🕵♂
@robb6028
Жыл бұрын
🕵🏾♂️ -I jumped on a 90k Amex Gold offer, and got approved. Now I'm worried I should have taken a shot at the Platinum
@stingerlawncare2310
Жыл бұрын
Have the amex gold, bc everyday and bc preferred. Spend about 3k a month on the gold n pay off monthly. BC preferred has about 2k on it. (Still under the 12 no interest) My BC everyday doesn't get much use. Anyhow, I applied for the Hilton Surpass n was told I'm not able to get the 130k sub with the card. Thoughts on why?
@DJSliick
Жыл бұрын
Lmao Wow you just made a whole lotta sense in the beginning of the video about Amex Aiming High To New Customers. I was just approved for the Amex Platinum Last night As My 1st Amex Card Ever.
@michaelngo643
Жыл бұрын
I think i bypassed by the 5/24 rule. my 5th card was the amex gold and i have been a member since 2021 but i noticed i was pre-approved on the chase app for BOTH the chase sapphire's. I went in branch applied without having much expectations since I will be going on vacation soon, it be best i get a quick sign up bonus. I was approved at 20 years old with a 722 experian score, with a 760ish transunion/equifax score.
@ColdWindPhoenix84
Жыл бұрын
🕵️I know I'm a little late on this video, but I'm looking at getting the Amex Hilton surpass before the elevated bonus expires. This will be my first Amex card. Do all these rules apply to the Hilton co-branded cards or are these just for strictly Amex cards?
@kappajohns5416
Жыл бұрын
I got the Amex Plat very early on, 3ish years into my credit journey after being denied for the CSR. I really didn't care about the Chase offerings because they haven't increased my limit on the CFU in almost 2 years. Still stuck at 1400 whiole my highest is 15k
@callmeNeno
Жыл бұрын
Sounds like Capital One 😂
@kappajohns5416
Жыл бұрын
@@callmeNeno lol its discover, followed my Apple card/citi card, then CFU. I got denied for Cap1 VentureX
@xiaodipan6203
Жыл бұрын
lol I got my plat 4 months after my first credit card (this is in April 2020) and only received a 60k bonus🕵♂
@holedem26
Жыл бұрын
I made the mistake of holding a balance on an Amex Gold ans went into a downward spiral with a 20k balance. I paid it off and thinking about closing it. Thoughts? I've had it for about 6 years
@kolvin_kekua
Жыл бұрын
I think I got in a little too early, but I'll work around it :)
@Rolo555
Жыл бұрын
Got into Amex in 2007, so way before all these videos on KZitem suggesting otherwise. But still got a 125,000 offer on Platinum. So YMMV in the card game.
Пікірлер: 305