Watch my FREE Masterclass 'Four-Step Routine to Financial Freedom' nischa.me/wealthmasterclass
@gobenanegassa2028
Ай бұрын
It doesn't allowed to register, make it easy to register
@YourOwnSelf
4 ай бұрын
1. Accelerating knowledge (invest time, effort and money) 2. Milestone memories 3. Golden triangle of health (sleep, nutrition and movement) 4. Tools that have a diminishing return 5. Safety & security (e.g. insurance) 6. Hiring professionals 7. Retirement savings
@Shadowselfreal
4 ай бұрын
Cool user name
@laurabellereads
4 ай бұрын
I don’t skimp out on a good pair of shoes that I’ll wear everyday or hiking boots! I bought a $150 pair of sneakers 3 months ago that I wear all day everyday. I wear them for work because I have a very active job where I need to jump, run, climb etc and I wear them for my gym classes in the evenings. Owned them for 3 months and barely any wear and tear yet. The $10 shoes I used to buy would only last me a month! The new ones also support my feet so much better than cheap ones. The hiking boots I have, I bought them 4 years ago for $200 and they’ve saved me from sprained/twisted ankles so many times. Good shoes I reckon is a good investment for your health and well-being.
@lavonnealexander6936
3 ай бұрын
Yes, I bought blundstones and they have been wonderful
@agfagaevart
2 ай бұрын
wait for stuff like that to go on sale. then buy.
@laurabellereads
2 ай бұрын
@@agfagaevart the sneakers and boots were on sale when I bought them
@joannereynolds69
4 ай бұрын
Never skip the opportunity to spend quality time with your children - they grow up so fast and before you know it they are ready to fly the nest 😊
@voodoo1988
4 ай бұрын
This
@pawpawmark1872
4 ай бұрын
Very true
@jollyjames30
4 ай бұрын
What's the point of having kids if they're just gonna fly away and forget you?
@EjayT06
4 ай бұрын
@@jollyjames30?? They’re saying ready to move out and live adult lives. That doesn’t mean forgetting you.
@robienillosistoso628
4 ай бұрын
True 💯
@danielsowa8209
4 ай бұрын
We love glamorizing effortless success, but success is never effortless. This shit is inspiring!!!
@marketacomorkova9944
4 ай бұрын
genious sentence!
@chetanlexus1077
3 ай бұрын
Your shit words are also inspiring. 😅
@FineNaturalHairROCKS
2 ай бұрын
We had a gorgeous, big wedding and I would do it again. I cherish those memories seeing my grandma dance, laugh and pray amongst all of our loved ones in one room despite battling dementia. She's no longer here with us but I have that happy memory with me for the rest of my life. This is priceless.
@Harry-Cardboard
4 ай бұрын
Birth control.....do NOT skimp on birth control.
@LaitoChen
3 ай бұрын
LMAO 😂😂
@procyon.lotor4
3 ай бұрын
Sad story about this. Had a friend's sister who was on birth control. Her mom wouldn't take her to get a prescription refill because she was hyper religious and didn't agree with it. The girl then went to an online doctor who prescribed her with cheap stuff (somehow without parental consent). She collapsed at school due a blood clot in her lungs, fell into a coma, and eventually died... almost $2 million in hospital bills later. DONT SKIMP ON BIRTH CONTROL OR DOCTOR.
@JewelBlueIbanez
3 ай бұрын
@@procyon.lotor4was she a smoker? It’s not a matter of cheap birth control. Blood clots are a known side effect of artificial birth control. Risk is increased by smoking. Natural Family Planning is free and has no negative health effects.
@procyon.lotor4
3 ай бұрын
@JewelBlueIbanez no, but she used an online doctor so that's more what I'm getting at. Don't use sketchy doctors that prescribed sketchy meds. It was one from an Instagram ad.
@MrTavis1
3 ай бұрын
Vote blue or republicans are going to ban birth control. 🗳️🗳️🗳️🗳️🗳️
@korgond
4 ай бұрын
You’re creating so much value. I’m happy that i’ve discovered your channel.
@mlmt2521
2 ай бұрын
When intelligence, wisdom ... and beauty come together, it produces a remarkable result. Thank you for this presentation.
@mikeflair6800
4 ай бұрын
Your maturing is obvious in this video. You will continue to mature as time goes on. Some are better than others. IMO, you are a role model of a 'successful person', in many regards. You have a unique ability to motivate others. Nice to meet you!
@williambreeze2659
5 күн бұрын
Investing in quality tools and paying yourself is solid advice.
@lja1993
Ай бұрын
Never skimp on footwear. After cheaping out on a new pair of shoes for work, I learned that the dull (and sometimes sharp) discomfort in your feet by the end of the day is enough to spend more on something that will be comfortable and durable in the long run.
@growth_with_nick
4 ай бұрын
Just wanna say I appreciate the insight as well as the wonderful graphics overlayed on top of the video to drive the points home visually. Appreciate what you do - keep it up😊
@MuzixMaker
3 ай бұрын
3:50 Buy once, cry once.
@suji2bizzy340
4 ай бұрын
1. Accelerating finances 2. Milestone memories 3.golden triangle health 4.tools diminishing returns 5.safety and security 6.hiring professionals 7.retirement savings
@DaKoolDude
4 ай бұрын
thanks - saved me8 minutes
@robienillosistoso628
4 ай бұрын
Thank you
@lilspnce49
4 ай бұрын
You guys are missing all the details though
@almaortega9261
4 ай бұрын
It's knowledge not finances on #1 😂
@steveblog1
4 ай бұрын
Other things I have learned not to skimp on: Toilet paper Coffee Any brown sauce other than HP Cheap trainers (running shoes/sneakers, etc) Arguably not as important as Nischa's advice to be sure, but trust me 😁
@zoelee8471
4 ай бұрын
Agreed! Little things that brings you small daily doses of happiness should not be skimped on 😊
@sharon-bp9pk
4 ай бұрын
Another thing you should never skimp on: priceless financial advice from Nischa! Thanks for all the effort you put into your videos 😊
@AbdulRahmanNoor
3 ай бұрын
I don't know how this ended up in my recommended list but you ABSOLUTELY NAILED THIS. I've come to learn the hard way about most of these I wish I had known earlier. But I'm also happy because better late than never. And thanks for an insightful video!
@sadguru1969
2 ай бұрын
You are very beautiful creation of this universe !
@hraith
3 ай бұрын
I've been foolish and this video woke me up. I've been cheap on myself, and it's affecting even my sleep. The result has been an absolute productivity killer. Time to adjust and refocus.
@azeemhoosain4004
3 ай бұрын
Items you use a lot: If you use something every day, it's worth investing in a higher-quality version that will last longer and function better. This could be your shoes, mattress, or even your work bag. example a good iron or air fryer or even good clothing
@Ravi-kasshyap63
4 ай бұрын
Revux's team is top-notch. Expecting big developments soon!
@suryanarayanan2012
3 ай бұрын
In general, if you can't afford to buy what you want, buy less, but buy quality. This can be applied to preferred areas.
@USS_Daedalus
3 ай бұрын
It’s been almost three years since I started gaining knowledge to become an entrepreneur. Since then, I see people who aimlessly drift through life with very different eyes.
@kapoyong
4 ай бұрын
Drop your skincare routine please!
@godwinyoh3700
4 ай бұрын
Absolute gem. 100% agree
@Residentevilfan1989
4 ай бұрын
One of your vidoes really really helped me. I am so glad I found you. I found you by accident, but I am forever grateful and forever changed by it.
@mcleananderson4948
4 ай бұрын
Agree on all except for the wedding. You don't need to spend a ton of money to get everyone together. Overall it's a waste imo unless you're truly rich.
@curiousobserver_369
3 ай бұрын
Nischa, I admire your dedication, brilliant !!!
@DrBilly90210
4 ай бұрын
Red Adair puts out oil well fires for a living and has some great quotes regarding the topic of this video: "If you think hiring professionals is expensive, try hiring an amateur." "You can have it fast, you can have it good, you can have it cheap. Pick any two."
@Eteraz
4 ай бұрын
Loved this episode. I learn so much from your videos
@Clauds71
4 ай бұрын
Thanks Nischa 🧡
@maxrussoDesign
4 ай бұрын
This is true value Nischa! Thank you so much for your content
@konradzio8
4 ай бұрын
I'm not sure if the method you gave for assessing your insurance needs wouldn't actually work against you. There's a cognitive bias described by Daniel Kahneman in his book "Thinking, Fast and Slow" that we tend to think that certain things are more likely to happen the easier it is to come up with examples of it happening. Also, he found out in his research that people often tend to overestimate marginal risks. More, we are willing to pay more to have as you said peace of mind, to be sure that we're 100% covered, even if the chances are really low. And insurance companies thrive on this. So I think it might be better to actually look up statistics and then based on that and your individual situation decide whether it's a good idea to get insured on something, rather than making a purely emotional decision. Didn't want to criticize on what you said, just wanted to add this insight, as it was bewildering for me to learn, how easy it is to fall for these fallacies, how many different cognitive biases there are, and the impact they have on our decisions.
@No29999
3 ай бұрын
Also, buying something that’s proper and more expensive (even though it might be more than you “need” or that you “have money for” in the moment) is gonna save you money in the longer term.
@keithhoward6123
2 ай бұрын
I've heard people say "what luck" and they said NO HARD WORK
@krobbins5302
3 ай бұрын
Would a new car be considered under safety and security? I kept an old Volvo rather than upgrading to a new car and had the car stall out on the freeway. I was terrified I was going to die all to save money I had on a new car. I cringe at financial experts saying a used 10+-year-old car that costs 8K in the US is a safe option. My old Volvo was worth 12K and it wasn't safe to drive. No old, unsafe cars for me.
@moitse_
4 ай бұрын
I'd love to be so well-articulate as you are🥹❤ I love your videos so much! Really informative!🥺
@surpriserakins9067
4 ай бұрын
@Nischa, I usually agree with you completely but I think you have a couple of things wrong. Firstly there is very little correlation between health and spending money. Good nutrition, physical exercise don't cost an arm and a leg and those who don't have good health is generally down to lifestyle issues rather than poverty. In your reference to safety and security, all the examples you referred to were about insurance. Insurance doesn't make you safer or more secure, it simply compensates you financially for your loss. I'm sure that few people insure everything so that will simply be a judgement call about risk.
@ash231974
Ай бұрын
Excellent sharing - thanks
@nirvanpandagre5706
4 ай бұрын
Most underrated creator ❤ dropping truth bombs back to back......
@TomReichner
4 ай бұрын
These suggestions all seem to be given with the presumption that the recipient of this advice has some extra, or discretionary, income. What would your recommendations be for someone who is living on less than $22,000 U.S. dollars per year, and can barely pay the expenses of minimal "survival mode" life? I mean, for someone who has to buy their shoes used at thrift stores, or has the electricity shut off from time to time, some of these recommendations seem quite extravagant.
@lunacatfish
2 ай бұрын
Excellent video, wisdom and advice, thank you.
@ianinkster2261
3 ай бұрын
I am often baffled by how unobvious these things are to other people. I live in a cottage in Scotland with a career in London -- you wouldn't know to look at me if I were rich or poor. Live like Bilbo Baggins -- richest man in town with a nice home, but understated, doesn't look flashy or unattainable. And gets in plenty of adventure in retirement,
@Abdul_Rahman86
4 ай бұрын
Personal experience here. If there is a good quality certificate that will help you progress!!! Definitely go for it!!! Pay for it
@kentkjrgaardjensen4304
3 ай бұрын
How you discribe a wedding is more how you want it to be, but not really how it it. In reality probably not everyone you care about are able to attend and of the many people who do attend you don't have time to really talk to everyone at one evening unless you want a very stressful day.
@simonbrampton
4 ай бұрын
I was very cynical about the wedding, but we also came to conclusion that it would be the only time ever that all our friends and family would be in the same place. That was the priority. BUT, we also saved a lot of money by getting a civil wedding and getting married in the community centre of my father in law's village and getting a decent price on catering from the local restaurant. I hired the tux. Focus on people and fun and not on very expensive one-off self indulgent whims...
@salman501
4 ай бұрын
Good stuff Nischa, good reminders
@gdixonfitness
2 ай бұрын
“Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.” ― Albert Einstein
@markprothero2666
3 ай бұрын
“A wedding is like an IPO”. That made me laugh so hard. What came to my mind when you said that, was me selling shares of my potential wife / sharing her, with all my closest friends and family. But I get your point. My mind just did a brain fart that’s all.
@dougieladd
4 ай бұрын
An idea for another video Nischa - How to invest in retirement... if you are older, missed the boat...etc... :)
@ryanstringer
4 ай бұрын
I figured out that investing in a good bed and even better mattress with quality duvet and pillows really make a difference to my sleep and the mood I wake up in.
@jacobfraser415
4 ай бұрын
Happy belated Birthday! And thanks for sharing your knowledge with the community, its been helpful!
@nicolasara08
4 ай бұрын
Okay i love you! Thanks for all these videos!!! 🙏🙌
@Mr-S.C.
3 ай бұрын
Shoes, skincare, quality clothes, special occasions(i.e Birthday), holidays, a good camera + lens (you'll see the difference), brokers & stock market analysts (no cowboys), pension providers, your children's education, bed and mattress, car tyres (no second hand jobs).
@keshab2k
4 ай бұрын
Happy belated birthday!!! And a belated happy new year 😉
@bradleymaravalli2851
3 ай бұрын
Curious to hear what your new setup is regarding microphone and camera.
@NOLMTS777
4 ай бұрын
I love your videos! they provide so much value to people like me. thanks for sharing your wisdom love from india!
@naendo7855
4 ай бұрын
Nisha please make a video about what to do once you reach £100k. I love your channel and your advices
@hites461
4 ай бұрын
Been tracking Revux's development. Impressed with the progress!
@superdrew907
4 ай бұрын
I thought about this exact topic for quite awhile . . this is the 1st video Ive seen covering it, decided that my #1 don't skimp on was ..Tattoo's . . .never get a free tattoo kids. .Funny I don't have any tats but somehow that still made my #1.
@lovepeace_goodvibez
4 ай бұрын
If weddings were IPO, study says 45 Americans will end up opening two to 3 IPO's in their lifetime. Might rethink this one on the list.
@akshathhebbar6195
4 ай бұрын
Hi Nicha, how do you have these insights so early? Is it from books you read or coaching? If books, what are your recommendations?
@AliAsghar-om3pv
4 ай бұрын
Hi Nischa, love your content, I was wondering what dermatologist you know of that is trusted in London. Would be grateful for your help. Thank you :)
@Discovery-princess
4 ай бұрын
How I look at money and reality is. We can't take it with us so we might as well. Spend it so 2 choices. I've either give it to the government or to a travel agent.
@fitforfreelance
4 ай бұрын
Health is an investment in your life 😇
@Rahulgagdia
2 ай бұрын
Find the book titled Secret Pathway to Triumph. You'll learn all the money attraction techniques there. Trust me on this.
@bingxu6712
4 ай бұрын
still can't agree on spending big on wedding and insurance
@JD--we4rd
4 ай бұрын
I agree weddings are totally overated
@michalbalog-rb4dk
4 ай бұрын
I agree, once I've decided to change everything I've taken a big risk and every single day from that day I keep learning new skills that it gets to the point where you realise its not about the money anymore its the feeling and the person I become everything else falls into its place, thanks for your videos they're great!
@smgri
3 ай бұрын
Idk…weddings In USA have blown money that could have been used to buy a house . We can not afford housing here. Rather have a house than a memory .
@JewelBlueIbanez
3 ай бұрын
Have both. You can have a wedding without it costing an arm and a leg. Pride, vanity, and trying to impress people are what make weddings expensive.
@smgri
3 ай бұрын
@@JewelBlueIbanez I payed 88 bucks for lunch for 2 people today …..unless u get married in the backyard you are going to be paying a lot in the USA . 🙁🙁🙁🙁🙁
@LambJam33
2 ай бұрын
Don’t skimp on anything that comes between you and the ground. A good bed, shoes, work chair/couch, quality tires for your car.
@akay6241
2 ай бұрын
I invested in a girlfriend in 2021 😂, also sometimes between me and the ground 🤐, but not good for my back, so happily single again in 2024, no offence intended by this post 😉
@TheTruthKiwi
3 ай бұрын
Didn't even know that wedding insurance was a thing. 😂
@goldeneggduck
Ай бұрын
This is also free advice from the Internet!😜
@samsandhu7198
4 ай бұрын
@nischa - Were you in Antalya a few weeks ago? I think I may have seen you walk by with your friends and nearly slipped but you kept it together haha. It was near Hadrian's gate. I was going to ask if it was you infact, but felt it could go completely wrong haha!
@Reem-vj2hi
4 ай бұрын
I love your channel, it is so informative and helpful. Is there a UK equivalent of your channel?
@ItsGrantM
4 ай бұрын
This is the UK equivalent😂
@reenujose4937
4 ай бұрын
😂😂
@joannawinters6592
4 ай бұрын
Paying for learning things is for people who are disorganised or bad at research.
@imranhussainfca
4 ай бұрын
You love orange colour a lot. So much orange
@Drewrejee
3 ай бұрын
I don't think the issue with retirement is about waiting that long but about how our governments steal a good portion of it, considering they keep bumping the age of retirement and you get penalized heavily for taking that money out early even 5 years before the date. And also that once you die (say by accident earlier in life) it's not like those funds are going to even pay for your funeral or pass it down to family.
@FreakyFunnies
4 ай бұрын
Thanks for the wonderful advice! I never thought about paying to for example to promote a video or 2 on my channel to get views, I thought naturally some were going to go viral but it helped simply helping people find some of my vids and although just started 2-3 months ago posting vids, I'm already at 170 subscribers = ). SO yes, invest a little for some return!
@MrSalmanBadshah
4 ай бұрын
1.9M Subscribers
@Elhomo666
4 ай бұрын
Skimping on people that I love and love me.
@appleztooranges
3 ай бұрын
I go cheap with insurance
@andrewrobinson2565
2 ай бұрын
Why have jewellery?
@ericmares8036
4 ай бұрын
Don't forget to give back to God who makes all things possible. 🙏
@paulbrungardt9823
2 ай бұрын
Nischa-- You are beautiful-- Greetings from Colorado, USA.
@Ajmalkhan_94
4 ай бұрын
Presale investments have been my go-to, and Revux is my latest pick. Early birds catch the worm!
@avator1233
4 ай бұрын
Bot
@cian3853
4 ай бұрын
Thanks Nischa!
@theaquariancontrarian3316
4 ай бұрын
Whats even better about paying for self improvement is writing off your education when doing your taxes as a business owner.
@janeprincy3121
4 ай бұрын
just what i wanted
@StepchyldeThaPhoenix
4 ай бұрын
Love you, Nischa. Thank you!!! 🫶🏾🫶🏾🫶🏾🫶🏾
@Jeffrey-p2s
4 ай бұрын
Happy Birthday !!
@rfrancoi
4 ай бұрын
Makes perfect sense. Thank you.
@OverrideMC
4 ай бұрын
great vid, love your filming style, just don't forget to clean the lens
@zz-ly4qd
3 ай бұрын
Nobody works hard . Everybody works only ,some people don't understand their work so they mismanage their work & call it hard work or satisfy their mind by saying so.
@KoshyJesusLovesYou
4 ай бұрын
Hi Nicha, I am so excited to see your inspiring videos. The video will be different to can you change this black top?
@SimarGill-q1k
4 ай бұрын
I can't thank you enough for being there
@lewistony
4 ай бұрын
A question about security... I'm contemplating buying a bike over a car (I've already gotten my motorcycle license and all...) because I simply want to be able to move around town and a car sounds like an overkill and a nightmare to deal with. But, of course, humans are careless and motorcycles, while cheaper, are much more dangerous. Thoughts?
@SHEEPeros
4 ай бұрын
The time and money you saved on motorcycle over car, will likely be insignificant to repercussions of a motorcycle accident. Seems like you don’t need a cargo hoaler. Get a push bike. Cheaper still, better for your health, doubles as a training or recreational machine.
@hiDadsouppodcast
4 ай бұрын
I have several friends killed on motorcycles… you never think it’ll be you, till you’re gone. Buy a small Toyota. Focus on big picture
@blade643
4 ай бұрын
@@hiDadsouppodcastthis isnt it
@lindabervoets1361
3 ай бұрын
Buy a bicycle, cheapest option and better for your health and the planet. 😊
@filovirus1
4 ай бұрын
I don't know what mic setup you have now but it sounds flat. it almost sounds like you're talking in some kind of anechoic chamber and not natural. just my impression
@richardbedford169
4 ай бұрын
Hi Nischa, Get video, who did you call for tax information as I'm based in London too.. Thanks
@LiakatHossain
3 ай бұрын
I never celebrated my birthday and my wedding cost me 30 bucks.
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