Bro you have the best shit on YT. And thank you for using the proper "fewer" rather than "less."
@WalletMonkeys
10 ай бұрын
Thanks for all your support with watching and commenting!
@MabbiiBabbii
Жыл бұрын
THIS VIDEO IS GOLDEN. I’m sharing so others have access to this wealth of knowledge. Thank you so much for giving this out and the work that you do. It’s so appreciated and I’m sending blessings to you. You will scale up in subscribers. Thanks for your gift of bringing clarity and better credit to all.
@WalletMonkeys
Жыл бұрын
Thank you! I really appreciate the good energy
@MsDC-th4zc
Жыл бұрын
I had a thin profile. Only an auto loan and rent. So I needed tradelines. My score was 580 now I'm around 650 score. I have NFCU 2 CC's, Discover It and now an American Express CC. Still trying to get a good mix. I have kik off had Self but I did it for 12 month term. #ReBuilding❤
@WalletMonkeys
Жыл бұрын
Great job! Keep building, keep learning, keep growing!
@richrio9499
Жыл бұрын
Do a navy federal pledge loan
@MsDC-th4zc
Жыл бұрын
@@richrio9499 Yea that was the first thing I did. And I have a save first account. Trying to build up my internal score. It was 272 now a 276. They even offered me a mortgage for a house after six months of being with them.😄
@richrio9499
Жыл бұрын
Upgrade to the flagship checking
@ajksancarlos
Жыл бұрын
Another stellar video with excellent information and great energy!
@WalletMonkeys
Жыл бұрын
Hey, thanks for watching!
@investorgeny
Жыл бұрын
🤝Thank you for making this credit building video! In the past, I was subscribed to Self's $48 per month plan. Currently, I have Kikoff Credit with a $2,500 limit. Last year, I had the $500 line.👍👍But the very first time I signed up for Kikoff, $1/mth was paid for 12 months, which was reported to all 3 credit bureaus. I also had Credit Strong...
@WalletMonkeys
Жыл бұрын
Awesome! Step-by-step we get there, I remember my rebuilding phase still like it was yesterday
@sharrisdeshan1820
Жыл бұрын
Thank you so much 😢I feel better 😊
@theequeenbeast2746
11 ай бұрын
Love the video set up.
@WalletMonkeys
11 ай бұрын
Sweet! Thanks for watching
@thanoviceinvestor
Жыл бұрын
Please clarify what you mean by AU will stay on for 90 days. I think they stay on for 7/10 yrs. On time pmnts only report for the months you are on the AU.
@ajksancarlos
Жыл бұрын
I believe he is talking about paying for an outside company to add an AU to your file, of a person you don't know, those companies have AU's that are usually removed after 90 days.
@richrio9499
Жыл бұрын
Yes an au can be on there for longer but it depends on the card issuers also those that stay will still show as a closed account
@WalletMonkeys
Жыл бұрын
Thanks guys for filling in the gaps for me!
@thanoviceinvestor
Жыл бұрын
Thanks all
@humansparkler
8 ай бұрын
Hi there! Whats the name of the book about 2 Au and secure credit card?
@WalletMonkeys
8 ай бұрын
Great question, I don't remember as we shot the original video talking about it so long ago. I think that original video is in here somewhere kzitem.info/news/bejne/pJ99n5OZrmZ4Y5g
@Izzcredit
5 ай бұрын
@@WalletMonkeysthat video didn’t have the name of the book
@WalletMonkeys
5 ай бұрын
@@Izzcredit Ok well then I dont know as its been so long but gist is AUs and Secured credit cards are the play
@Izzcredit
5 ай бұрын
@@WalletMonkeys thank you
@KirbyMcphauljr
8 ай бұрын
Ok i understand all that credit. My question is how do we get the real credit not vantage
@WalletMonkeys
8 ай бұрын
What do you mean, building credit or getting credit scores?
@rambosidi7634
11 ай бұрын
Yep
@WalletMonkeys
11 ай бұрын
Yop
@mjeffs8732
Жыл бұрын
I have 759 credit score with a thin file only one cc; Would adding 3-4 installment loans and another cc or 2 be a good move to make?
@WalletMonkeys
Жыл бұрын
idk about 3-4 installments but 1-2 will help for sure. Also a few more CCs yes, 7-10 tradelines reporting is a good rule of thumb
@mjeffs8732
Жыл бұрын
@@WalletMonkeys ok Thanks appreciate it
@humansparkler
8 ай бұрын
I have a thin profile. 3 accounts. Looking to apply for funding within 30 Days. I don't have months to wait for the payment history to report. What is the fastest way to get to 10 accounts? I have Rent Reporters, Kovo and 1 AU.
@WalletMonkeys
8 ай бұрын
None of that is really gonna work the way you think it will, if you get approvals they will be low limits. We cover a lot of tactics for thin profiles on this channel and our site, dig into that will give you more firepower with your strategy
@Edgarc82882
Жыл бұрын
I was added on 3 of my parents cards that were established for 4+ years when I turned 18, my credit is still hovering around 680. What should I do? No late payments or anything of that sort
@WalletMonkeys
Жыл бұрын
The tradelines weren't big enough or old enough to give you huge bump, I would be interested to hear what other tradelines you have but looks like you do some relationship building or work your way up on some fintechs/credit builder cards
@nathanielwalters158
Жыл бұрын
Get an account with Self and Credit Strong for 2 years(your saving money and will get it back after 2 years minus some fees). I would create a relationship with your bank for 7 months, while using Self and Credit Strong. That saving money into your saving account and do direct deposit in you checking account. Make sure to look the requirements for getting a credit card with your bank. The bank needs to know, that you have vested interest with them and will be more keen to extend a credit to you.
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