So what's the most effective strategy during this period of volatility with the rate cuts? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a potential bubble.
@PauleAraiza
7 күн бұрын
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
@SlowrideHome91
7 күн бұрын
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds. At 66, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
@sting_grayl
7 күн бұрын
pls how can I reach this expert, I need someone to help me manage my portfolio
@SlowrideHome91
7 күн бұрын
Jennifer Leigh Hickman is the TX-based advisor I work with. Just search the name. You’d find necessary details to work with to set up an appointment.
@sting_grayl
7 күн бұрын
I’ve just looked up her full name on my browser and found her webpage, very much appreciate this
@Michael25ycl
Ай бұрын
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.,
@Amanda5ycl
Ай бұрын
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
@MrsStephanie5
Ай бұрын
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders
@Keneth94
Ай бұрын
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
@MrsStephanie5
Ай бұрын
NICOLE ANASTASIA PLUMLEE' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up. .
@Keneth94
Ай бұрын
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
@fortnight-w2y
Ай бұрын
So how exactly can we guard against the coming financial reset for 2024? Like what are really the best strategies to make our portfolio recession proof against the incoming financial reset? I'm very worried about my $110k stock portfolio.
@dannielleemarie
Ай бұрын
Knowledgeable investors know how to invest during a crisis to reduce risk and maximize returns. If you can't manage these conditions, consult an experienced market strategist.
@Harperrr.99
Ай бұрын
In 2008, I told my wife not to sell our stock to pay off the house, saying it's not a loss until we sell. Despite a $100,000 loss, we consulted a financial advisor, held on, and later gained it back plus $2.7 million to date. We used the extra gain to pay off the house and are now debt-free. She was glad she listened to me.
@wellsHannahh
Ай бұрын
Do you mind sharing name of your advisor? I need help.
@Harperrr.99
Ай бұрын
I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with "Lauren Marie Ehlers" for years and highly recommend her. See if she meets your criteria.
@wellsHannahh
Ай бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@oneiljerry9460
Жыл бұрын
The 3.6% dividend yield is pretty impressive. I've followed a similar approach (investing in dividend stocks over decades) but currently have a yield of about 2.7%, so my monthly income (on a similar sized portfolio) is quite a bit less, but still pretty good nonetheless. I can totally relate to your approach, and it's nice to see someone able to generate such returns just on dividends. I'll continue to refine my holdings, but I'm not in a bad place either.
@jessicamoore3093
Жыл бұрын
As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.
@alexyoung3126
Жыл бұрын
Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k
@stephaniestella213
Жыл бұрын
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@alexyoung3126
Жыл бұрын
it's best you do your due diligence, I have my portfolio overseen by ‘Lisa Angelique Abel“ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.
@stephaniestella213
Жыл бұрын
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
@SophiaChristian-so2of
Жыл бұрын
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
@JenniferDrawbridge
Жыл бұрын
As a beginner, educate yourself, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.
@MarkFreeman-xi3rk
Жыл бұрын
Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k
@cythiahan8455
Жыл бұрын
@@MarkFreeman-xi3rk How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@MarkFreeman-xi3rk
Жыл бұрын
it's best you do your due diligence, I have my portfolio overseen by ‘Margaret Johnson Arndt“ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.
@Soma2501
7 ай бұрын
keep dollar cost averaging
@tmer831
6 ай бұрын
Opinions on the market diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. The notable surge in tech stocks, raises concern for my $600K portfolio given the index's increased tech concentration. What stocks, in terms of growth over the next ten years, could be the next APPL is my query.
@mikey43221
6 ай бұрын
Considering diversification is excellent, but I sense some uncertainty. Now might be a good time to consult a financial advisor for expert advice and seize opportunities in this volatile market.
@SteveDutton-v
6 ай бұрын
i agree, that's the more reason I prefer my day to day invesmentt decisions being guided by a financial advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a fin-advisor for over 2years+ and I've netted over $1.8million.
@DavidCovington-st2id
6 ай бұрын
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
@SteveDutton-v
6 ай бұрын
“Vivian Carol Gioia’’ You can easily look her up, she has years of financiaI market experience.
@DavidCovington-st2id
6 ай бұрын
Impressive, i’ll most definitely check her out. I buy the idea of employing the services of a Financial Advisor because finding that balance between saving and living requires counsel
@NormanGhali
Жыл бұрын
I want to diversify my portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions, how do I achieve this?
@albacus2400BC
Жыл бұрын
Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.
@sting_grayl
Жыл бұрын
I needed a good boost to help my dwindling stock portfolio stay afloat, hence I and came across an expert who helped a lot to grow my port-folio from $275k to approx. $850k in two years.
@DanielPanuzi
Жыл бұрын
Please can you leave the info of your investment advisor here? I’m in dire need for one.
@DanielPanuzi
Жыл бұрын
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
@RickWatson-xu6gw
11 ай бұрын
Thank you for the lead.
@jessicamoore3093
Жыл бұрын
I've been diligently working, saving, and investing toward financial independence and early retirement, but the economy since the pandemic has eaten up the majority of my $3 million portfolio. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
@alexyoung3126
Жыл бұрын
I stopped listening and taking financial advise from these KZitemrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, In reality, all I needed was professional advice.
@alexyoung3126
Жыл бұрын
I’m a contractor, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary " Lisa Angelique Abel" actively restructuring my portfolio for the past 7 years now to match the present market condition and that’s how I’ve been able to stay afloat, knowing when to buy and sell…maybe you should do the same.
@kevinfarrell2897
11 ай бұрын
If you were in a simple index fund like VOO and you had 2 mil in there with your other mil in bonds or CD's you would have made around 300k in the past year. The economy is cruising, not sure how you lost so much.
@trevdog110
7 ай бұрын
@@kevinfarrell2897theyre all robots commenting
@genavazquez2943
Жыл бұрын
At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.
@genavazquez2943
Жыл бұрын
That is why I work with John Desmond Heppolette, who introduced me to a better Financial community, a verified agency where I learned how money works and how to create it, as well as free books, courses, and daily lectures. You also get to meet new people, which was the best decision I ever made.
@GeorgiaMoore.
Жыл бұрын
Yeah, that guy is one asset manager that gives the breakdown of everything on how things are done, joining an effective financial community can be 100% beneficial when joined properly that's all I can say out of experience
@raymanmorrison3994
Жыл бұрын
Thank you so much for the advice. Your coach was simple to discover online. I did my research on him before I scheduled our phone call. He appears knowledgeable based on his online resume.
@Lincoln191
Жыл бұрын
Exactly why i enjoy market decisions being guided by a professional, seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience, been using the expertise and guidance of John Desmond Heppolette, for over 5years+ and I've netted over $3million in that time frame..
@pizzaguy7998
Жыл бұрын
Another great content. You and Gary Joe Wilde are highly recommendable investing pros every investor who wants to get rich investing must know or work with Unfortunately, don't know why Gary deleted his video channels. He is very advanced and experienced in the field.
@rockwellantonette4238
Жыл бұрын
I prefer Gary's trading method exactly what I wanted in all honesty, I wish I had known about him earlier than I did.
@VirginiaBlake-ro6wl
Жыл бұрын
@rockwellantonette Same here.. i trade with him till date.. knew him through Grant.
@charliehunnam5187
Жыл бұрын
Fantastic video Everybody wants to be financially independent and live a better life.With savvy investing, an inexpensive lifestyle, and diligent budgeting, this is not difficult to do. I'm glad I realized early on that achieving financial freedom requires hard work.
@josephhughes9583
Жыл бұрын
Investment is a fabulous way to save money for the future as well as a way to generate passive income. Those who make poor mistakes early in life regret them later in life. But, if done alone, investing may be challenging and risky. For this reason, I suggest consulting experts for advice (financial advisors). The difficulty lies in effectively employing it, not just watching videos and reading investing books.
@mateosantiago5795
Жыл бұрын
Sincerely, I'm genuinely moved by what you said. I have a sizable amount of money that I am willing to invest if given the appropriate knowledge and I am highly interested in investing. My greatest concern is losing money on a bad investment. I'm open to hearing your advice on how to make sensible investments as a result.
@rebeccamoore8366
Жыл бұрын
Please let me know how to contact your financial planner.
@donalddavis4387
Жыл бұрын
Thank you for this tip. it was easy to find your coach. and I conducted thorough research on her credentials before scheduling a call with her.Based on her résumé, Olivia Maria Lucas appears to possess a high level of proficiency, and I am grateful for the opportunity to speak with her
@janellejacob3799
Жыл бұрын
Olivia Maria Lucas really seem to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
@JamesAnderson-ox2ep
Жыл бұрын
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
@PhilSommer2
Жыл бұрын
That’s crazy, I’m just doing everything wrong with my portfolio.
@KatherineAnderson-lm8bw
Жыл бұрын
The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.
@alicebenard5713
Жыл бұрын
Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.
@philipcollen482
Жыл бұрын
Patience patience patience. It's a cycle.... a sucky point in the cycle, but a cycle nonetheless.
@brittanynicolette9473
Жыл бұрын
Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)
@matturner8
8 ай бұрын
Roughly £120k in my portfolio are in tech/TSLA stocks, can I get an advice on any other stocks that I can acquire to diversify my reserve across multiple markets while creating a comprehensive portfolio allocation that balances my concerns of risk aversion and returns that meet yearly inflation.
@suzannehenderson5
8 ай бұрын
Focus on two main objectives. Protect yourself by first understanding when to sell stocks in order to minimize losses and maximize rewards. Second, get ready to capitalize on market changes. I advise consulting a financial advisor or other expert for advice.
@emiliabucks33
8 ай бұрын
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, I believe that is the most effective way to enter the business at the moment.
@Johnlarry12
8 ай бұрын
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
@emiliabucks33
8 ай бұрын
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@Johnlarry12
8 ай бұрын
Thank you for this amazing tip. I just looked the name up, wrote her and scheduled a call.
@salinagauntlett
Ай бұрын
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Charlotte Miller.
@anatolyivan
Ай бұрын
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
@JohnKenneth-f7w
Ай бұрын
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
@GertonTootle
Ай бұрын
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
@bennettross1
Ай бұрын
I'm new at this, please how can I reach her?
@salinagauntlett
Ай бұрын
Sure! She interacts on what's App using the digit below 👇
@takethecurseOFFwashingmachine
8 ай бұрын
I was waiting for you to backtest all of these portfolios over the last 20-30 years and give us the results!!!
@Jennyuk1
10 ай бұрын
Stocks are falling and bond yields are rising, but markets still don’t seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stocck portfolio, what’s the best way to take advantage of this bear market?
@gracegomez109
10 ай бұрын
The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
@Judithmoy109
10 ай бұрын
I enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over $300k .
@priyankamahatma6672
10 ай бұрын
Please can you leave the info of your investment advisor here? I’m in dire need for one.
@priyankamahatma6672
10 ай бұрын
Thanks, I merely looked her up on Google and was highly impressed by her credentials; I got in touch with her because I need all the help I can get. I just set up phone call.
@decoydavesmith
Жыл бұрын
The more complex portfolios start to mimic the simple ones. Adding so many equity classes, it gets closer and closer to a total stock market fund. This is fabulous as always, and thank you
@jasond6602
Жыл бұрын
And I would think the expense ratios would outweigh the benefits.
@decoydavesmith
Жыл бұрын
@@jasond6602 Exactly; I agree
@mohican-jx6fx
Жыл бұрын
My portfolio has good companies, however it has been stalling since last year. I have approximately $600k stagnant in my reserve that needs growth.
@ericmendels
Жыл бұрын
With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.
@kaylawood9053
Жыл бұрын
Please can you leave the info of your investment advisor here? I will need his/her management on my much larger portfolio
@ericmendels
Жыл бұрын
The coach I use is actually quite known, “Sharon Louise Count”. She has a wide presence on the web, so you can just search her
@kaylawood9053
Жыл бұрын
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
@AK-47ISTHEWAY
14 күн бұрын
Scam bots unite! ✊️
@matttaylorfilms319
Жыл бұрын
Is it just me or is anyone else noticing HEAPS of scam bots on these types of financial videos?
@AK-47ISTHEWAY
Жыл бұрын
Scam bots unite! ✊️
@wandemiles
10 ай бұрын
Almost everyone, including the media, is anticipating a market catastrophe, and as a result, many are turning a blind eye to the opportunities in the market. I began investing in stocks and Def earlier this year and it is the best choice I've ever made. My portfolio is rounding up to almost a million and I have realized that when a stock makes it to the news, chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public.There are lots of life changing opportunities in the market, maximize it
@nobleclinton8305
10 ай бұрын
What opportunities are there in the market and how do I profit from it?
@WeweAke
10 ай бұрын
@@nobleclinton8305You can make a lot of money from the market reg ardless of whether it strengthens or crashes. The key is to be well positioned.
@rushenstarnglen4100
10 ай бұрын
Do you have an idea of any good broker I can start with?
@PriyasagM
10 ай бұрын
@@rushenstarnglen4100I would suggest Patricia strain, my current broker. Her services are excellent and her returns are great. I looked her up after seeing her on a CNBC market interview
@daviddayerl9381
10 ай бұрын
I recently started trading in April, invested 38k in the market and my the teeming population of crypto enthusiasts and traders out there
@myalkut
5 ай бұрын
I found your channel recently, and I am gradually going through all of your videos. I read the simple path to wealth after you recommended it, and I am very inspired. Your videos are very helpful summaries of so many things I was trying to get a perspective on. And I never feel like you’re just trying to sell me something which is a relief. I would like to request that you make a video with more details on Vanguard’s dividend growth funds. I am curious about when you recommend utilizing dividend paying funds. Thanks for all you do.
@marshallmason1
2 ай бұрын
I bought into Berstein's portfolio after his book came out, and it just kept underperforming. Tested it on Portfolio Visualizer and it showed a 6.6% CAGR, which is fine if you're willing to sacrifice performance for safety, but the max drawdown is 17.3%! Some of the other portfolios you mention here have a similar problem: overdiversification. Just do 70% S&P 500 and 30% T bills. Same risk as Bernstein, but 50% more growth. Want more growth? Add more S&P. Want more safety? Add more T bills. Done and done.
@Zeroneii3
Ай бұрын
The S&P 500 and other index funds are overdiversified as is Holding a small amount (5-15) individual stocks on fully researched companies that you have belief in will outperform any index
@AK-47ISTHEWAY
8 күн бұрын
@Zeroneii3 I would never hold individual stocks. That is way too much like gambling. Also, most people don't have time to research companies. A simple 1-4 fund portfolio is all anybody really needs. Don't overcomplicate and gamble it all the way on individual stock picking because the average investor will end up losing it all.
@Zeroneii3
8 күн бұрын
@@AK-47ISTHEWAYThe statistics are skewed The average investor buys and sells individual stocks too often They are more likely to hold funds over the long term Also, multi fund makes absolutely no sense Funds overlap on top of eachother A single fund portfolio would be better Also, if you feel like you're gambling when purchasing individual stock, you didn't do enough research on the company Only invest in companies you know well and are confident will succeed in the future
@dorissteve912
Жыл бұрын
There might be an economic turmoil but there is no doubt that this is still the best time to invest.
@dorissteve912
Жыл бұрын
you could be right or wrong . i once had similar problem but now its a different ball game for me because I was lucky to have met Karina Mattis , a financial manager and stock expert, I have made more than $165,000 in 6 weeks under her supervisions
@dorissteve912
Жыл бұрын
Search her name on the internet to reach her
@Krinbo
Жыл бұрын
@Jessica Mamikina that is why it's the best time to invest if, and only if, you are planning to buy and hold. Your funds are becoming devalued, which makes them cheaper to buy, which in turn will optimize your eventual ROI. I'm buying ETFs that I'm going to be cashing out in 40 years. So even if it takes 10 years for the stock market to bounce back, for me that's just 10 years of cheap stocks to make money on for the remaining 30 years that I'll be holding.
@nvus2758
Жыл бұрын
@@dorissteve912 Shill!
@d2profit907
Жыл бұрын
@@jessicamamikina7648 sounds like your a fomo chaser
@BP_PE90
5 ай бұрын
My allocation in my early 30s is: 10% - total us bond market index 15% - total international stock index 12% - us small cap index 13% - us mid cap index 50% - 500 index I use automatic investing for my taxable account and review allotments annually, adjust if needed to gradually rebalance. I could probably simplify some with the total stock index instead of the 500, small and mid cap funds.
@AK-47ISTHEWAY
5 ай бұрын
That's a good portfolio allocation for someone your age.
@BP_PE90
5 ай бұрын
@@AK-47ISTHEWAY that’s encouraging to hear. It’s so hard to find information on asset allocation. What’s even harder is finding good information on how to invest in risk off assets in my taxable brokerage.
@Ashley_Snyder_Realtor
Жыл бұрын
Dang!!! You told your kids about Santa and was scarily close to telling mine!!! Guess it’s back to the ear pods for me
@tomvermeulen1082
Ай бұрын
I’d really like to see the same video but with Fidelity funds. Especially the Fidelity zero funds.
@rjo8500
Жыл бұрын
Great video. I chose the three fund strategy, Large-Cap growth (SCHG), Mid-Cap growth (IVOG), and Mid-Cap value (IVOV). I’m in my late thirties. Only 1% overlap with the Schwab ETF compared to the two Vanguard ETF’s. And only 31% overlap between the two Vanguard ETF’s.
@DeviJane-jp3xn
10 ай бұрын
To be successful in markets, traders should understand the crossover between asset classes & liquidity flow. Paula David focuses on Multi-asset trading, a single strategy to manage risk, profit, and the code or the actual decision-making across multi-asset classes. Her skills set is top notch.
@daviesgriffiths5215
10 ай бұрын
I'm surprised you know her too, I've been making a lot of profit investing with her for a few month now.
@georgeheyden4524
10 ай бұрын
You invest with Paula too? Wow that woman has been a blessing to me and my family.
@tessbakker7549
10 ай бұрын
I invested with Paula too, she understands every beginners intention and fix you to a trading plan that matches your capacity.
@klaasjohnsons1523
10 ай бұрын
I'm new to this, how can i liaise with her
@liamjones6540
10 ай бұрын
I was skeptical at first until i decided to try. Its huge returns are awesome, can't say much
@AndyMyers94
Жыл бұрын
I really like that you pulled the specific funds
@CerealOnWheels
Жыл бұрын
Almost everyone of these portfolios didnt beat the SPY over the last decade, which underperformed just investing in BERKSHIRE, which underperformed investing in the nasdaq, which underperformed just buying the top 10 stocks in the SPY.
@armeijamies
7 ай бұрын
One key challenge I've had in the past is consistency. Over time this has led me to a 3 fund portfolio which I can now consistently manage in the background of a busy life. The consistency is beginning to show encouraging results. I've learned my limits that while I can effectively pick my own stocks I am terrible at selling. A more complicated problem than I can reliably solve.
@alexyoung3126
Жыл бұрын
Concluding 2022 with a 20% decline in the S&P 500, long-term investors find a promising entry into 2023. Noteworthy ETFs include: $VOO for S&P 500, $VTI for total US market, $QQQ for tech growth, and $SCHD for growth with dividends. Calculating my annual dividends, I'm thankful for $167k-attributing it to discipline and focus.
@philip5899
Жыл бұрын
Why only index /mutual funds and no ETF? Mutual funds have higher expense ratio and have cap gain distribution at year end!
@the-fantabulous-g
6 ай бұрын
Tae, what do you think about Professor G’s 3 fund strat? One broad based index fund, one growth fund, one value fund. For him it was S&P500, SCHG, SCHD. Allocations are broad-heavy with more tilt on value over time. Ditches bonds and international entirely. He says backtesting shows good results, but yeah it’s an interesting take for sure.
@rustymu87
11 ай бұрын
I started watching your almost all your videos for 3 reasons: Your videos it’s very professional and clear about every aspect you try to deliver, second : You have experience with debt! Third : you from OC just like me 🙏
@jasond6602
Жыл бұрын
I wish you would have given the expense ratios with these different strategies when making this video. I'm curious which is more expensive to partake in. Thanks for the video.
@ChusovlyanovD
Жыл бұрын
vanguard enjoyed this video I guess
@Djsanddy
Жыл бұрын
superb video. One of the best videos on actual ETLFs with names and %. Thanks a ton
@dsuthapong
6 ай бұрын
Extremely thorough, simple, and enjoyable financial video. Thank you so much🙏🏻
@stuckinchaselandia6427
Жыл бұрын
Great video! It would be informative to know how all of these portfolios would have fared over the last few years for a comparison . Keep up the great work!
@michaelturnerofficial.
Жыл бұрын
I've been working it all out in a spread sheet over the last few weeks. What I have so far is the first 4 portfolios for 5 year average from 2022 of the load and inflation adjusted total return: 100% VTSAX = 6.99% 90% VTSAX 10% VBTLX = 5.99% 70% VTSAX 20% VBTLX 10% VTIAX = 4.16% 55% VTSAX 23% VBTLX 11% VTIAX 11% VGSLX = 3.33% That was the easy part. The bulk of my work has been creating ETF alternatives that I have access to in the UK. Interestingly, some have a high correlation coefficient to these portfolios with slightly higher returns, which will be from slight difference in UK-US inflation and fund fees.
@stuckinchaselandia6427
Жыл бұрын
@@michaelturnerofficial. Wow. You sure put in the work. Appreciate your videos 👍
@MidCenturyMikey
2 ай бұрын
What a great video! I use the two fund approach, 90% s&p 10% bonds and auto rebalance per quarter. Maxing out my 401k using dollar cost averaging for the last 12 years. I'm looking at retirement now.
@robby95036
Жыл бұрын
What do you think about a portfolio similar to 3-fund but where it is broken down into large cap, mid cap, and small cap. That way if one is underweighted you can buy more into that cap.
@AK-47ISTHEWAY
Жыл бұрын
That's what i'm currently doing in my Roth IRA.
@kenk7875
Жыл бұрын
Tae, great video! What are your thoughts on including REIT in an investment portfolio for someone who owns a house? It seems to me that I’m already so heavily invested in the real estate market with my mortgage that it would be LESS diversity to include even more focus on real estate - thoughts?
@CharlesVaughn-bm9gq
5 ай бұрын
Small caps have underperformed for twenty years. So the Merrimack portfolio did not perform as advertised the last twenty years because Paul’s calculations goes back fifty years.
@babysisdolls3336
Жыл бұрын
Mr. Kim thank you for the video.
@alexyoung3126
Жыл бұрын
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
@jessicamoore3093
Жыл бұрын
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
@kimyoung8414
Жыл бұрын
Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.
@claraclouse9086
Жыл бұрын
That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?
@kimyoung8414
Жыл бұрын
"Lisa Angelique Abel" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.
@claraclouse9086
Жыл бұрын
Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.
@drdontpassone8164
19 күн бұрын
excellent vid for all levels of investor
@redslate
Жыл бұрын
Honestly, the first three strats are probably your best bet until you understand the market well enough to branch out on your own. Eventually, you'll want to take on an increasingly larger portion of "low-risk" assets (typically bonds) as you near retirement. I wouldn't even bother considering many of the other "recommended" strategies given: Dave Ramsey: Financial advice falls flat beyond 'get out of debt.' Bill Bernstein: Exposing yourself to a single foreign market (Europe) while excluding opportunities in the overall international market seems irrational. Ivy League Schools (particularly Harvard): notoriously mismanage their asset portfolios, often underperforming the overall market.
@pd4938
7 ай бұрын
It would be nice if you showed at end the total returns for each strategy at 10, 20, and 30 years in percent or use 100k as example
@maximusdecimusmeridius5438
Жыл бұрын
All in VTI..... simple path to wealth
@ordinaryhuman5645
Жыл бұрын
I could see adding international exposure given that the US and west is on track for a decline compared to the less woke parts of the world. Should one really want to put all of the eggs in the basket that's struggling to define what a woman is or which flavor of gender people are?
@medjoolmaker
Жыл бұрын
Warren is wealthiest person on this list. I’ll stick with him. Warren made his fortune investing in market. Somone like Ramsey made his money in real estate. His active mutual fund strategy is flawed, as we all know very few beat the sp500 index long term with the fees.
@rpshah79
7 ай бұрын
One fund portfolio, I would have recommended target date index funds or Vanguard Lifestrategy funds. Two fund, I would recommend for stocks: AVGE, DFAW or VT(WAX). For bonds: BNDW, BND, IUSB, DFCF, or DFGP.
@mrzimothy
Жыл бұрын
3 Fund+1, but with the plus one being a small cap value index fund rather than a total REIT, which makes your portfolio not 100% market cap weighted and shifts the weight slightly towards small cap value stocks (aka, the types of companies that Warren Buffet would buy).
@gurmeetchawla8362
Жыл бұрын
Can you please always enlist the etfs side by side for each of the index mutual funds when ever you are discussing or making a point?
@tonyasanders6927
Жыл бұрын
I second that request.
@danielwbader
5 күн бұрын
I'm using managed futures and gold as additional hedges. 2022 was murder for stock/bond portfolios. My current portfolio is based on a 40% stocks/30% managed futures/20% long-term bonds/10% gold, though I've levered it up a bit.
@TB7-X
6 ай бұрын
Awesome video, thanks so much.
@HB-yq8gy
Жыл бұрын
Forget all this hands down Wellington #1 or Wellesley #1 have stand the test of time they're active managed. The managment team is cheaper & smarter than me. The Vanguard's admiral class aprox. 0.17% exp ratio minimum $50,000. John Bogle never recommended rebalancing. I think for retirees simple stupid easy.
@jspur6
10 ай бұрын
Vanguard s&p and vanguard dividend are my go to, they’ve done well, but then again so did everyone else who spent big in 2020
@vincentapa1376
Жыл бұрын
I think you are right. There is a lot of overlap.
@alidickerson6209
Жыл бұрын
I’m so opportune that irrespective of the economy crisis and financial conditions I'm still able to earn $19,500 returns from my initial $3500 every 7 days. Crypto investment is the really profitable...
@davidbernard505
Жыл бұрын
Please how, can you list the platforms to me.
@alidickerson6209
Жыл бұрын
@@davidbernard505 After I came across investment platform of ( Mr Cardone ) my financial life has totally changed. I'm not bothered about the market fluctuations.
@jameskelvin9459
Жыл бұрын
I also started trading with Mr Cardone recently. $170,000 profits in just 2 months and still counting, Mr Cardone is the crypto trade king as far as I'm concerned.
@nomathalente6190
Жыл бұрын
Amazing 😊 to see Expert Cardone been mention here, my spouse recommended him to me after investing $13,300 and he has really helped us financially in times of Covid-19 lockdown here
@williamalex6633
Жыл бұрын
you all know mr cardone too wow, he’s really a good trader, he’s my portfolio manager, his skills are top notch i didn’t take him for the famous type.
@lostboi3974
9 ай бұрын
Dave Ramsey = Good at getting out of debt, but bad at investment/retirement strategies
@AK-47ISTHEWAY
7 ай бұрын
So true 👍. I don't follow any of Dave Ramsey's investment advice.
@scrungo7610
Жыл бұрын
I’m on a 3 +1 sustainable energy mutual fund. Thinking about adding real estate mutual fund since the market is low right now it feels like a good time to buy in
@bethbock6700
Жыл бұрын
Avoid "target date" funds. Their strategy is to move to a larger and larger percentage as bond funds as you reach age 65 - but that presupposes you will retire and need those funds at age 65 (not necessarily true), AND they tend to move toward bonds too soon - so you lose years of potential growth you could have had in equities.
@kaosperez444
Жыл бұрын
Another great video! Thnks again
@MrJeffgonz
Жыл бұрын
I'm on that 1 fund portfolio 💪.
@serialmigrant
Жыл бұрын
I guess i am considering accidentally the coffee investor one but split between a taxable and a roth, so 3-4 funds in each.
@bingoknows
Жыл бұрын
What’s your take on Core - satellite investing, it’s one I’m implementing on my Roth.
@24hourgmtchannel64
10 ай бұрын
Just a bit of clarification. The 3 fund portfolio may be a Bogleheads recommendation but Jack Bogle himself was not an advocate for international inventing. He did say in many interviews that if one was going to invest in international stock mutual funds, limit it to no more than 10-15% of your portfolio but he constantly did not recommend it. His reasoning was that many companies in the S&P 500 such as Coca-Cola already gives international exposure.
@michaelgabrielcube233
14 күн бұрын
"80% on the S and P 500, and 20% in government bonds" -Warren Buffet Coudnt have been more simplier I do 30% stocks, 30% crypto, and 30 in indexes, now if your trying to invest, its better to use the strategy of dollar cost averaging, since it really does work well to the future, or just as buffet said "invest in a period of time, not make any bet implicitly by putting a big chunk at a given time"
@umaruu6679
6 ай бұрын
Just opened new roth ira with vanguard thanks for all the videos it helps me decide what type funds i will invest😊
@lolololo3726
Жыл бұрын
Great video as usual. Best strategy? Keep it simple.
@user-zu1tl9yi4p
2 ай бұрын
Thank you for the video! very helpful
@JC-sc9rx
Жыл бұрын
i run mine similar to Ivy league endowment however...I'm slightly tempted to simplify after listening
@lawrenceralph7481
Ай бұрын
Thank you.
@jackfrost8412
Жыл бұрын
I have seen several of your videos when you refer to bonds, you mention a bond fun like VBTLX however I think what others mean when mentioned, they are not referring to a fun. If you look at VBTLX's performance over 1 year, 3 years, or even 5 years it is consistently bad. Is something else happening here when you're talking about bond funds that I am not seeing? I want to consider bonds for my portfolio, but I can't bring myself to put money in something that performs badly despite how many times you mention it.
@pongop
7 ай бұрын
Very interesting comparison! Thank you!
@sk.ittles
Жыл бұрын
Can you do a video on rebalancing? I like how you explain things
@artmaltman
14 күн бұрын
Please use a much better microphone or processor. Sounds digital and crispy as if a cheap lav. Thank you. Ps: Maono and Fifine are quite good economical USB microphone brands on Amazon.
@chriskosik663
Жыл бұрын
We talk about portiflio strategies but have no discussion of portfolio metrics? Calculations? I think the modern consumer investor has a lot of tools at their disposal to do more sophisticated things?
@AndriiMaidan-y2r
7 ай бұрын
Can you please make a video for EU residents investing into the stock market? It seems a bit different since we have a bit different etf policy here, any ETFs you buy here have to be UCITS regulated, so no VTSAX and VXUS for us
@ryandaripper9937
7 ай бұрын
Think for yourself and don’t always believe what others told you was true your whole life
@johnryan6658
7 ай бұрын
How about the retirement portfolios from the free Portfolio Charts website like the Golden Butterfly or the Pinwheel? Or, the retirement portfolio I designed using that site. It goes like this: 20% Total Stock Market ETF 20% Small Cap Blend ETF 20% REIT ETF 20% Short Term Bond ETF 20% Gold ETF
@Lifemade007
Жыл бұрын
I like Dave Ramsey strategy but i place the international fund with my tech focus etf VGT
@mattpredictsofm.
Жыл бұрын
Correct me if I’m wrong but to my understanding, this proves how much we need an concrete understanding of a particular asset as investors because playing the market blindly or solely of technicals is a big risk. I've been quite unsure about jumping considering current market actions, at the same time I feel it's the best time to get started. Thoughts on assets with safe yielding returns?
@denisegamble2973
Жыл бұрын
Yes you’re right, there’s more to the market than technicals which is why analysis are best made by or under the supervision of an expert. I’ve had significant increase following the help of a professional. Not much but enough. As for the dollar? I can’t say for fact how it will perform but that doesn’t mean there aren’t opportunities.
@joecaruso06
Жыл бұрын
@@denisegamble2973 Yes, absolutely. I concur because, up to this point, I've profited by more than $250k, averaging a 15% monthly return in less than 4 quarters, passively following the advice of my portfolio manager, Yvonne Annette Lively. I am aware of the need for financial counsel, therefore absolutely.
@Gregfreemann
Жыл бұрын
@@joecaruso06 How trustworthy are these fin advisors? And how do I get a hold of your coach? Could I like look her up? I mean Yvonne Annette Lively
@maryalchester
Жыл бұрын
@@joecaruso06 Thank you for the info. Yvonne Annette Lively huh? I did find her site. Resume, background & qualifications looked impressive as well as detailed. Seems to know her stuff pretty good.
@millercyy
Жыл бұрын
I think it’s nuts averaging a 15% mroi considering the economic decline. Left her a message.
@jn3674
8 ай бұрын
How about a historical CAGR for each strategy? 3, 5, & 10yrs for comparison perhaps
@sethw997
9 ай бұрын
I've heard about the 3 fund portfolio and how it's tried and true, but I'm considering the "3+1" I currently have 3: BLK, PLD and SCCO... I kinda want to put VOO in there or maybe QQQ
@PukeSkinwalker
Жыл бұрын
The right portfolio takes the volatility and turns it into stability through either rebalancing, cash optimization, asset allocation, efficient portfolio management. That is the key. You try to convert the peaks and troughs of the unstable and turn it into a more stable asset class. That is the key to designing a great portfolio. Your strategy with designing a great portfolio isn't to beat the market or beat anything. It is to manage risk.
@William.-.
Жыл бұрын
Look into geometric rebalancing portfolio which is what you mentioned in your comment
@PukeSkinwalker
Жыл бұрын
@@William.-. Thank you for your comment.
@fonebook
4 ай бұрын
IMO you either know how to pick stocks or you don't. If you think you don't or don't want to bother, buy the whole hay stack (VT). Once you start with a mix of ETFs, you're just one step removed from picking stocks.
@chantre17ms
Жыл бұрын
I recently changed my portfolio. I just started investing about a year ago and realized my portfolio was too complicated, I have the S&P, international, small cap, real estate and bonds. I also have a dividend portfolio that I'm building, plus a couple of individual stocks in another portfolio.
@Discovery_and_Change
Жыл бұрын
How's your journey been? I started in 2020, got great gains in 2020 and 2021, lost it all in 2022, and barely getting close to breaking even.
@michaelturnerofficial.
Жыл бұрын
@@Discovery_and_Change just keep swimming, swimming, swimming. Time in always beats timing.
@basseon
Жыл бұрын
Wow. I had never heard of these strategies and I ended up slowly doing them on my own, I'm an investment genius!!!!🤣🤣 Started with VUN (CAN version of VTI) and VFV(CAN version of VOO). Then added XIC (CAN Core Total Market). Then added XEF (85% of international capital invested excluding North America). Then added a REIT (ZRE). Then added bonds (VSC and ZAG). Then added gold, silver, lithium and uranium. Then added individual stocks for fun with 10% of my biweekly purchases. I'm doing really well (total return of 13% as of this morning).
@user-pw9zf7zi9w
3 ай бұрын
Thanks for the video.
@Seoulsearch616
Жыл бұрын
I'm new to your channel and really enjoying your videos. No hype or flash, just sensible advice. 👍
@RobertLupo
6 ай бұрын
It would be interesting to see how these have preformed over time.
@TylerTeeGolf
8 ай бұрын
Would you say it’s a good idea to just invest myself using some version of what is included in this video rather than paying a company to invest my money?
@rhueoflandorin
Жыл бұрын
that last one i imagine was designed that way to reduce the portfolio beta...am i right?
@Kep19901
Жыл бұрын
Would like to hear what your take on the TSP fund(s) and portfolio strategies
@kenk7875
Жыл бұрын
TSP funds are available to US government workers.
@tubenachos
8 ай бұрын
All these funds are making my head spin 😵💫😵💫😵💫
@45138449
Жыл бұрын
Great video!!! Very informative!!!
@BB-ed4om
4 ай бұрын
The most important thing to remember is that health and life are not guaranteed. Being too obsessed with money and frugality can be meaningless if you take the old dirt nap at 45. Which is what this really is all about. As we get older we realize none of this life is truly under our control - and that instills a lot of fear in us that young people do not typically experience (unless they’re prematurely wise). We end up striving to control our own little worlds as much as possible to calm those fears, just don’t miss out on the people you love or the hobbies you’re passionate about or the places you want to see out of fear. Those memories and experiences are more important than the pride and sense of security you feel when you accumulate wealth. It’s all fake anyway. It’s made up. We just participate so we don’t have to live on the street.
@timothyreed7709
Жыл бұрын
Can you do a video on wealthfront / bettermint or roboadvisors in general?
@galaxyfz
Жыл бұрын
Should bond funds be avoided in times of high inflation like we are currently seeing?
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