Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@AltamashSayyad-l9u
3 ай бұрын
GST ke upar video banao sir
@sanjayKumhar-nx9vu
3 ай бұрын
Hi sir
@sanjayKumhar-nx9vu
3 ай бұрын
Kese ho
@sanjayKumhar-nx9vu
3 ай бұрын
Sip me risk ketna hai
@dhavalzhansiwala4539
3 ай бұрын
Ankur muje b money matter pe discuss karo. 2 ,3 bar form fill Kiya hai. please yar jaldi karo. waiting for ur reply. Name. Dhaval zhansiwala
@Shiv-eb7vi
3 ай бұрын
this guy is a fighter. at just 28 he is mature and understands his responsibilities. he is taking care of his family and dependents of his brother. its not easy
@8684rajsoni
2 ай бұрын
Absolutely True Bro !!
@tomarsahab2177
2 ай бұрын
Bhai mai 19 saal se job suru kar chuka tha mujhe to kisi ne advice nahi kiya yar govt job ke shat
@Shiv-eb7vi
2 ай бұрын
@@tomarsahab2177 pehle itni awareness nahi thi. maine bhi late shuru kiya hai . aap abhi se Mutual fund me thoda thoda nivesh kariye .
@SAROJBHUJEL
2 ай бұрын
Bro 28 sal ka hai 18 ka nahi 😳
@pravinpatil2896
2 ай бұрын
@@SAROJBHUJEL ha bro kuch log 28 mein bhi serious nahi hote
@mohammadidreesbhat1109
2 ай бұрын
Ankur Wariko Sir being a rich person still has heart for common people. He feels.. That is a great thing
@nitinshah8168
3 ай бұрын
Another advise , u can also make a plan that after 60 y and with a corpus of Rs 14 cr , and once u can retire , u can set up a SWP (systamatic withdrawl plan ) for your house hold and travel etc related exp for life , because corpus of Rs 14.25 cr will give u a return of nothing less than 1.5 cr annual or 13 Lac per month , so u can withdraw by SWP , your monthly exp, and travel exo, and rest of the corpus will still grow . Hope this suggestion will further help-
@Sushantkr95
3 ай бұрын
@nitinshah8168 definitely sir , thanks for such great advice 😊🙏
@samirghosh6915
3 ай бұрын
0:03 😊😂😂
@crd164
3 ай бұрын
Good session but not discussed about tax & inflammation
@Bolo_Bolo_Tell_Tell
3 ай бұрын
o chicha another 60 years😂😂🤣🤣kal ka kya bharosa chicha aaj mauj loot lo
@10daysAgo
3 ай бұрын
@@Bolo_Bolo_Tell_Tell are another 60 years nhi re pagle 😂 , after retirement bol rahe hain wo . Padhna Sikh
@rishiraj1616
2 ай бұрын
Ankur Warikoo is genuinely interested in people. He does not seem to be doing it for anything else other than helping people genuinely.
@TGX-y6y
3 ай бұрын
You definitely have my sub. This content is next level. For me Unimantic was the turning point. Please keep doing what you do and keep being you, love it.
@Iamniyas17
2 ай бұрын
It’s hard to do achieve this in reality. Ankur warikoo is known for being halusinistic he exaggerates things 😂😂😂
@PinkiKumari__34
2 ай бұрын
From the age of 18 I am taking care of my parents journey from a tution teacher to a software engineer 😌 . Now thinking to start sip 😢
@shindusa7765
8 күн бұрын
Very good 😊
@Worldwidenature556
3 күн бұрын
Kaas sab tumhare jese hoskte
@8684rajsoni
2 ай бұрын
Ankur Ji Very Nice !! Aapki ye video har ek Lower middle class,middle class yuvak ko dekhna chahiye... Really appreciated!🙏
@mertie-l2f
2 ай бұрын
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
@shizue-w7n
2 ай бұрын
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
@thuylamson-z7t
2 ай бұрын
Could you possibly recommend a CFA you've consulted with?
@thuylamson-z7t
2 ай бұрын
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
@YoutuberManiac-i9l
2 ай бұрын
Wow what an advertisement. 😂😂😂😂
@chiki1303
3 ай бұрын
What you said is true. So our ancestors would always invest in gold gold & gold. This was always a compounding asset. Even today we can rely on gold for compounding growth.
@pankajkoley165
2 ай бұрын
Being an PF officer, only one thing I would like to mention here... Interest is only given on EPF fund.....And in EPF fund only (12.5 + 3.33)% is deposited for maximum people,until or unless they are ineligible for EPS membership. Here this person told his total deduction ,read contribution, is 56K. That means in 56k employer amount is also included....If he is a EPS member he cannot get interests on 8.25% of employer contribution
@atulkhakha2901
2 ай бұрын
Yes I work in EPFO, he is right.
@debabratadas2957
Ай бұрын
He is partially right . 12 percent +(12 percent - 1250)
@inamuddin4157
Ай бұрын
Sir aapka phone no. De dijiye kabhi kuch puchna raha PF ke bare mai to aasani rahegi puchne mai
@filmyHOOKIES
21 күн бұрын
Likh lo 108 😂@@inamuddin4157
@ssmathsglory8066
3 ай бұрын
माननीय अंकुर सर. आपकी किताब मेक एपिक मनी को पूरी तरह से पढ़ने के बाद, मेरा पैसे को देखने का दृष्टिकोण को पूरी तरह से बदल दिया है। आपने अत्यंत सरल और सुंदर भाषा में धन नियोजन के बारे में बताया है। सर आपका बहुत-बहुत धन्यवाद। मैं अब से आपका ऋणी रहना चाहता हूं। Make Epic Money Is My Life Changing book and one of the Best Book in my life बहुत-बहुत धन्यवाद सर संतोष सपकाळे ( महाराष्ट्र)
@Ankur_Warikoo00
3 ай бұрын
What'sApp
@Ankur_Warikoo00
3 ай бұрын
+1432
@Ankur_Warikoo00
3 ай бұрын
316
@amitrathod564
Күн бұрын
smile on his face when he realised he can be a corepati after 30 years even after providing for his family
@ramanjaneyareddy9026
3 ай бұрын
Look at his face when Warikoo says about the returns !!! Bro was too happy !!
@Bolo_Bolo_Tell_Tell
3 ай бұрын
paisa hi paisa hoga😂😂🤣🤣
@Manukumarpraj
3 ай бұрын
Shadi bhi hogi, usse pehle girlfriend ke kharch
@saurabhchavda4820
3 ай бұрын
Yes that smile was worth more then Million $.
@raptor00ful
2 ай бұрын
after 30 year 3 crore value will be not that much..........i think so
@phantom1665
2 ай бұрын
But it's better than having nothing @@raptor00ful
@gurjar7628
Ай бұрын
Just a small suggestion- My father bought a land piece before covid, so it's just 3-4 years, and it got 11x-12x from its original cost. Probably it will grow further, and we have asset that we can sell whenever we want.. But in SIP's, it's just future money and also inflation will hit hard on SIP. In my opinion, go for short term investment
@ankurvm3609
3 ай бұрын
Sir all people are with IT or computer background. Please call someone with different branch like civil or mechanical or someone who has just started his small business...
@prakashrokade8990
Ай бұрын
Sahi kaha aap ne sir.. Parents ko waqt dena chahiye... paise to hum aaj nahi to kal bana sakte hain.... its touching part sir.
@JackWhigham-do2zz
3 ай бұрын
I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with 10k and I’m up with 128k in a short period of time .This comment serves as motivation for all those who have invested and continue to invest in cryptocurrencies with so many losses, do not give up, cryptocurrencies can change your life. Do your best to connect with the right people and you will surely see changes..
@achuthanjb
3 ай бұрын
Money Matters is the best series you have put out here. The value you brought into this guy's and many viewers' financial lives is commendable.
@abhishekkajla5481
3 ай бұрын
Wow! honestly, worth 40 mins of my Sunday morning. Salute, amazingly consulted, the way you empathised, asked, listened, jotted down in excel, and at the end you solved his path to the future, everything was just awesome. Immediately filled out the form, will be very fortunate if I get a chance to discuss my time and money situations(problems) with you.
@BeAT-ct7bj
3 ай бұрын
Yeah, it was really worth it
@luckygarg9315
2 ай бұрын
There is one thing i want to know, when we are planning for the future we should keep in mind what will be the rate of land, house, car after 20 - 30 years. In 2014 you can buy in activa in around 50k but now you've to spend over a lakh rupees. so after 30 years it's evident that anything we wanna buy will be around of 8x from now, abhi chhota da ghar in big cities m 1cr ka aata ha it will be of 8 cr. and I don't think so ki kisi bhi flat ka price jo aapne abhi kharida ha keeping construction in mind after 30 years of 8 cr ka hoga.
@gurjar7628
Ай бұрын
Yes, i was also thinking the same... 14cr will be like 1-2 cr. Also the worse thing that can happen is that if i wanna invest my money other than SIP's like real estate or marriage expenses, from where will i get the money, all im spending on SIP's.
@mdsahzadansari1668
26 күн бұрын
You just add 7-8% every year as inflation,after 20 year 160% .it means 1lakh now, 2 lakh 60 thousand that time
@TheGsinghg
3 ай бұрын
This is second of this series that I viewed. I am surprised Ankur focuses only on portraying big numbers in future through toy excel calculations and not 1 bit on the person upskilling thereby improving their earnings. Improving earnings has more immediate effect on lifestyle, does not negatively impact the toy calculations and sets up the flywheel that encourages the candidate here to continually focus on improving his active income, while letting the passive one flow in backend. Ankur probably has more experience in this domain than finance, but surprisingly just sticks to finance, that too toy calculators showing shiny pictures. He can "listen" to his good friend Neeraj Arora sir, who once said on a podcast that "Active income is under-rated and passive income is over-rated".
@santuroy6765
3 ай бұрын
If you finally have this view, then please correct yourself with the topic. The topic here is not about upskilling, but money matters. And btw upskilling alone doesn't guarantee an increase in earning.
@chethankumar5082
3 ай бұрын
This series mostly focuses on improving the usage and efficacy of disposable income with existing financial situation where excel calculations are sufficient. If people show interest, like yourself, for content on active and passive income then i am sure this will be created and made available
@RishabhSharma-e3u
2 ай бұрын
@@santuroy6765 30 years old here, you're the first person in my life i've heard against upskilling. It'll definitely not increase your earnings if you'll think like that.
@ayushitiwari8970
Ай бұрын
Updkilling se agar income badhegi toh uske expense bhi badhne wale hai uske ...jab vo apni family start karega .. But in numbers se niche vo kabhi nhi ja skta ...toh ye uska safe side rahegahumesha
@clever8138
27 күн бұрын
Bro, firstly upskilling oneself is our own job, yes we may require guidance but how can ankur help him in upskilling? Agar koi software engineer h, to vo sikhke apne apko upskill krega, mentors se sikhega, self learning krega. In this video usko financial problems thi, so he is showing how to take care of that. Come on dude.
@deepisjoy
2 ай бұрын
I started SIP of 10k/month. Currently I'm in 2.2Lakhs profit.
@jitugarg1050
9 күн бұрын
Konse fund me
@deepisjoy
9 күн бұрын
@@jitugarg1050 quant tax plan direct
@BikerBro-cb4jx
Күн бұрын
Which fund
@deepisjoy
Күн бұрын
@@BikerBro-cb4jx quant tax plan
@DeepakKumar-cl8fq
3 ай бұрын
Thx for the info. It's very useful. Last time, I also came across Unimantic, and financially, it has been very helpful for me. So thank you again!
@kranthikiranakarammatam
2 ай бұрын
Ankur Warikoo, I appreciate it. It provided me with a new perspective on a few things. All the best, Sushant. I'm sure you and your family will continue to thrive.
@letsgorave6153
Ай бұрын
One of the motivational finance related video I have ever seen . The best part is , not everyone but most of the Indian boys can relate themselves with Sushanth. May be there are more ways to invest money after 30 years but here whatever Ankur has suggested is the easiest way to get it done without knowing the market and stocks.
@chetan4066
2 ай бұрын
I started 2000 SIP in Nippon in 2019. I invested 1.1L and gained a 1.19L.
@syedfaraz3919
3 ай бұрын
Hi Ankur, great work on the Money Matters series! As an NRI working in the Gulf, I'm surprised there isn't a video specifically addressing financial planning for NRIs like myself. I'd love to see a video on this topic! I'd be more than happy to share my own experiences and insights on NRI expenses and savings to help make it a valuable resource for the community. Let's connect and make it happen!
@rowanlenin6814
3 ай бұрын
agreed!
@FlyingExplorer2022
3 ай бұрын
I'm an NRI soon to be a person of Indian origin (PIO). I'd like to know more about investing too. And I totally agree with you here
@vrushaligore762
Ай бұрын
@@FlyingExplorer2022there are many great opportunity for NRI such as AIF and PMs
@amritsingh-e3h
6 күн бұрын
such a wonderful way of helping the common man..The Anchor is coming from his heart... thank You for being their...
@Sushantkr95
3 ай бұрын
Hi Sir, Thank you for giving me the opportunity to have a chat with you. You bring such a huge positivity. As per your suggestion, i had already started all the investment apart from that Lic premium which i had kept as per my parents suggestions. Thank you once again, keep motivating and keep guiding us . Lots pf love and respect 🙏
@warikoo
3 ай бұрын
Excited for you Sushant :)))
@surendravishnoi7603
3 ай бұрын
Hello brother Plz don't mind How your brother died I m also from merchant navy I did my btech (marine engg) from kochi (CUSAT)
@Bolo_Bolo_Tell_Tell
3 ай бұрын
@@warikoo 8000rs for 30 years will give u 5 cr, its peanuts when u compare the inflation and other cost of living, mutual funds is a game which requires time so i dont know why ru playing with these people's emotion's, tell them the reality and let them figure it out unless ur waiting to pitch in ur brands later so that these people will purchase it.......simple and honest thought
@AkshatOnYouTube
2 ай бұрын
@@Bolo_Bolo_Tell_Tellwho told you this bro? If you spend 5 lakhs a year now, in around 35 years you’ll spend 32-35 lakhs a year to maintain that lifestyle and obviously as you grow older, at 60 or 65, your expenses reduce because you don’t have to pay for your children’s school/college fees. You don’t go out with your wife on dates as regularly and spend as much on them so think how much your grandparents spend now and calculate as per that. 5cr won’t be peanuts. They’ll be your budget for more than 15 years even if you take them out immediately after reaching 60. Also, you won’t withdraw all of the money immediately after reaching 60 years of age so you will do an SWP (Systematic Withdrawal Plan) so most of the 5cr will keep growing at a rate faster than inflation so you will not run out of money unless something extremely unexpected happens.
@Aaravbinka
Ай бұрын
With due respect , there you gave one wrong advice , if you stop LIC policy after 3 years time , it is converted into paid up and you get the maturity amount in proportion to amount you had deposited. So his LIC money will not be waste if he invest for 3 years . And you should stop LIC and go for term insurances , I have also done the same thing. Rest fully appreciate your efforts.
@rajsafar
Ай бұрын
Sir ji apki ye video dekh kar n jane kitne logon ka career yahan se badal gaya hoga. Main bahut jyada apki video se inspired hua. Aur apne lagbhag sare doubt clear ho gaye. Aur main aaj se apka ek Subscriber and regular viewer ban gaya sir. THANK YOU SO MUCH SIR
@neerajsetia9690
3 ай бұрын
If I could go back in time, I would have told my younger self to start SIP. Would have been a Millionaire by now
@infokites3994
3 ай бұрын
I am 40 now still young, if I have started sip at 25 I could have retire now , now I feel like I am starting everything at the age of 40 🥲
@ankitjoshi7
3 ай бұрын
Same.. i started my 1st investment as sip at 30, that too when my daughter was born. I should have started it from 23 itself
@mrityunjoymedhi9319
2 ай бұрын
If you go back in time better u bought 100 bit coins in 1000 rupees and sell in binance today in 65cr inr after paying tax maybe or transferring some in us dollars still get 45 crore Inr
@nasarkv7000
2 ай бұрын
This is very informative , I have paid 2 lakh for insurance two years befor then I realised the mistake and stopped then started SIP 😊
@perveezm8535
2 ай бұрын
A suggestion,if three years of insurance paid on policies ,then leave it as it is till maturity. Keep policy documents safely and claim on maturity.
@amittabhadatta1183
23 күн бұрын
Correct 😊
@dashrathsinghnarwaria4284
13 күн бұрын
Correct it will get converted into reduced paid up mode
@mentiaier9708
3 күн бұрын
I am on a learning roller coaster , I’m like a sponge rn, this has got to be the best series anyone has come up with. You have no idea how many lives you are helping and changing! Bless you man!
@cherry87164
3 ай бұрын
The Money Matters series is a game changer. It gives us an insight into the real world. Thank you for making this an eye opener for us all, including all your other videos. Great financial advice. Keep up your good work, Ankur and more success to you🙂
@bhuvi241990
Ай бұрын
Apart from the financial advice, the way you felt bad for him and for his family is much appreciated..you are a such gem of a person..❤❤ Love to you all the way from Chennai
@indrilabanerjee1804
3 ай бұрын
I feel your situation Sushant. I wish the very best for you. Also, it is such an informative video. Thanks Ankur.
@nikhileshkulkarni9481
24 күн бұрын
Now it is my habit to invest in SIP because of you...Big thank you Ankur 🙏... Watching your videos since 4 to 5 years ...now current portfolio is growing by 100% .... Key mantra is - you should have patience for this compounding .. Thank you again for educating our youth for sIP
@deepakmore8842
3 ай бұрын
This is very good series. Thanks for this learning experience.
@warikoo
3 ай бұрын
My pleasure!
@suneelkumaejatt8940
2 ай бұрын
Woh sir it's good serius
@Savidhan1952
2 ай бұрын
@@warikoo dear how sip works ?? Pls make video
@V.K.GAUTAM-ei9md
Ай бұрын
@@warikoowoow giving reply ❤❤❤😊😊😊
@VIVAANEARTHMOVERS
Ай бұрын
एलआईसी 3 साल भरने के बाद पैसा 0 नही होता पॉलिसी कैंसल हो जाती है, प्रीमियम नही भरने पर , और 5 साल के बाद फंड वैल्यू रिटर्न हो जाती है। IRDA गाइडलाइन है।
@nithinjp1
2 ай бұрын
I really appreciate making this video because this is so much relatable to my financial services and I am of similar age. I was confused and didn't have any financial knowledge. This video really showed me how I can be financially stable. Thank you sir and please do make more videos like this.
@programmerguide.
2 ай бұрын
Everything is fine but remember always keep cash in your bank account because if market crash than you can invest in short of time plus some medical emergency. Always keep cash and gold in your investment also.
@sitapurohit8865
2 ай бұрын
Sir आज मेरा दिमाग़ खुल गया thank you so much
@ShashiMaurya6
Ай бұрын
@warikoo Golden words at 40:55 "maa baap ko paise nahi Wakt chaiye"
@shubhamdubeyofficial3852
29 күн бұрын
😢 Sir same ❤
@chandupalaparthi3520
3 ай бұрын
I don't know about remaining insurers but IN LIC if you pay atleast 3 years premium you can surrender the policy at least you will get some amount 30-50%
@Riz1world
3 ай бұрын
Yes i recently surrender policy, cut 37%
@yashthosani8396
3 ай бұрын
Get a paid up policy instead rather then surrendering it
@devrajdash5503
3 ай бұрын
@@yashthosani8396 can u elaborate more in detail about this
@All_is_well..
3 ай бұрын
If You surrendered your policy after 5 years then you refund your amount after some deduction..
@amittabhadatta1183
23 күн бұрын
Quite right . Stop paying premium and surrender at maturity.
@shubhamsonar1528
14 күн бұрын
First ever seen genuine financial advice on youtube without any own hidden interests. You are an awesome being Ankur sir.!
@hundredmya1.0
3 ай бұрын
Glad to see, Shushant went from hopeless to hopeful
@shubhamdubeyofficial3852
29 күн бұрын
Yes
@chaitanyabhat6879
Ай бұрын
If there’s any financial educator in India at the same time who understands the situation as a family is one and only Ankur warikoo
@NeelChourasia
3 ай бұрын
Great 👍 👌 Alag alag situations ko financially handle krne k best tarike koi Sach me apse seekhe wow 👌
@sharmisthapaul1064
3 ай бұрын
These contents are really really helpful and relatable 😊 would love to see more real life situations like this.. Thanks @ankur warikoo for being such a wonderful mentor👏🙏
@akashrawat6359
9 күн бұрын
After watching this vedio i don't think he have fake smile fake propaganda like other ytbrs. His advice seem realistic like a well educate and experience guardian. whatever he said is seriously true same mistake also done by most of us 90s group youths. But its never not too late start a new journey. thanks big b to making this video.
@paragkamat6853
3 ай бұрын
This is a really good series sir, definitely, it will help retail investors to become financially independent rather than fall pray to such agents who sale their products for their benefits. Definitely, billionaires will be more in the near future and indirectly it will help our country.
@dineshyawale541
Ай бұрын
One input - When we pay 3 years of premium for most insurance policies, we can stop paying the premiums, the policy will attain a paid up status. It will give you some returns at the maturity which will be less but you will get those.
@anilbist2114
3 ай бұрын
I must say.tgat this is a very unique, very informative blog, thanks to Warikoo sir for sharing with us. Your blogs trains people of financial freedom with your first hand experience... 👍🏼 Thanks 🙏 once again
@arjunnarayanan8601
4 сағат бұрын
Few things wanted to point out . Please do calculate the taxation on Mutual Funds vs Insurance products which are generally tax free while considering the value. Also insurance has lot of variety of debt instruments to save and a comparison among those also would be highly appreciated.
@sameerbhatia4196
3 ай бұрын
Beautifully presented. Hats off to u for providing genuine advice...Respect
@akashmehta7599
12 күн бұрын
Albert Einstein: “Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.”
@ouraccount8447
3 ай бұрын
man Ankur.. this knowledge is very useful for indian youth..
@ginaross295
2 ай бұрын
He is bang on correct. I too had an LIC policy which I started in the beginning of career due to 80C. It was useless. Later I found out so many other options for 80C best was ELSS and NPS (80CDD) even medical insurance. So I stopped it. My agent kept telling me you’re making a blunder 😂. But I went ahead. It was an endowment plan so I got back part of money invested, took a loss of some 50k. If you have a PF it also acts like an insurance policy for your dependents no need to take additional life insurance
@jobenelson
3 ай бұрын
39:53 got me little emotional
@lokeshmalviya5287
5 күн бұрын
Wonderful counseling session. Keep up the great work.....God bless you
@DharmikShah-zz6po
3 ай бұрын
thanks for the advice sir i am 19 year old boy .... now i know how to start the journey and not repeat the same mistake ...........
@deepak_takekar
3 ай бұрын
Please focus on selecting ITI and diploma candidates who are within the salary range of 14,000 to 20,000 per month. These individuals often migrate for work and manage their own expenses. By guiding this large group of lower-income individuals on financial management, you can add significant value to their lives. Given your platform and influence, I request you to interview these people and contribute to their financial well-being. This is my humble request.
@PikluDey1990
2 ай бұрын
This was a very touching episode. Thank you.
@shiv9655
Ай бұрын
The advice is worth following. Just use a SIP calculator that adjusts for inflation. And, use a more realistic annual return of 12%.
@stockmarketbulls8604
Ай бұрын
best video and a genuine helping hand
@afzaalahmedkhan1
Ай бұрын
Ankur , I have a word for you - You are GEM of our India.
@vishwashbhardwaj4161
2 ай бұрын
Puri video ek taraf aur last ka jo parents se related suggestions diya ❤❤❤❤ respect for you.
@Sandeep-ef8dh
2 ай бұрын
Just to Add on closer of Existing policy, I also have kotak insurance cum guaranteed plan, where premium to be paid up to 10 years and it will be matured at 15th Year. Moreover, after 3 years, I converted the policy to "Paid-Up" that means no more premiums, and after 15 years I will get money back as a return on a pro-ratro basis. This way might be a good option instead of cancelling it.
@kumar-sx1ci
3 ай бұрын
Very informative and helpful...Thanks for this informative video. 😊
@NarendraSingh56789
18 күн бұрын
Tell me one thing, sushant is 28 year old, after 30 years of sip, he will turn to 58 years. Do you really think he will enjoy the corpus of 14 cr at that age? What's about other necessary things about life like marriage, vehicle, children education and etc
@SahilYadav-bz9yf
3 ай бұрын
Inflation left the chat.
@gauravmishra1992
2 ай бұрын
So what do you suggest we dont invest at all lol this is the best plan just start investing
@SahilYadav-bz9yf
2 ай бұрын
@@gauravmishra1992 no . I don't say don't Invest . I am saying only that this people saying you have 14 croreeeeee. But this guy don't know then 14 cr will be something 3.5 cr.
@subhransusekharbehera6686
2 ай бұрын
@@SahilYadav-bz9yfabsolutely my friend but still better than the 1 crore which he will get after 30 years, with inflation adjusted should be some 17 - 18L.
@np7001
2 ай бұрын
@@SahilYadav-bz9yfstill he will at least have something in hand 3.5cr is not a small amount
@SahilYadav-bz9yf
2 ай бұрын
@@np7001 yes but also 3 crs and 14 cr not same
@seemashah849
8 күн бұрын
I'm from Pakistan and this vlog is life changing for hundreds of people god bless ankur ji
@rameshdabhi1872
3 ай бұрын
I am also trapped in this ULIP. was was not taking courage to close it, today I got the reason and courage to change. initiated the process 😊
@Falconof96
2 ай бұрын
Go ahead brother
@LeeMinshih
3 ай бұрын
I wanted to be the first to comment 😔but due to high rate of unemployment it seems like some people sleep here 🤨
@abhijitshaw3766
Ай бұрын
😂
@amittabhadatta1183
23 күн бұрын
Very true
@MrKammu
2 ай бұрын
One of the Best Investment Planning video, I ever seen. Thanks a lot Ankur Ji. This video is Really Helpful for the peoples who belongs to Middle Class and Lower Middle Class.
@rajeevsharma7416
3 ай бұрын
Good content sir!!❤
@satishtailor8144
Ай бұрын
The best advice in last 2-3 minutes 👍
@tiwarisatyadeep
20 күн бұрын
As Albert Einstein said “Compounding is the eighth wonder of the world”.. With this thought… I’m in race of SIP.
@prashantdubey6824
2 ай бұрын
Hi.. Warikoo sir.. this is Prashant.. you are doing good job and these sessions are really helping us . I have one suggestion please get some guests who has already achieved there target 🎯 through sip .. that will help us to know what would be hurdles while entire journey and what would solution for those problems in continuation of Sip and investment. Thankyou 😊
@sanjaychopra-dp9dq
2 ай бұрын
No sir, health insurance premiums increase every 5 years. You should also teach him how to implant money tree. That is called financial farming. Money should come like water in the tap. He is young and hence, he should have a conservative approach towards spending and more inclined towards savings. Only a strict disciplined approach can lead to financial freedom with no worries about Vitamin M, the most abundant source of energy.
@MrKashyaprahul
3 ай бұрын
What a lovely guy this man Sushant is ❤. May Krishna bless you 🙏🏻
@nagarajuaddagulla
29 күн бұрын
All the Best Sushant and you will achieve and I believe in you. Lot of good wishes to Ankur as well for making people financial freedom
@RAKESHSINGH-mq1se
Ай бұрын
I m working in insurance sector. So my free advice first you should equiry about surrender policy of insurance. Or if you not continue premium pay than you return policy. FROM YOUR LICI POLICY EVEN IF YOU HAD PAID 3YEARS PREMIUM THEN YOU WILL GET SOME MATURITY VALUE AT MATURITY TIME. KINDLY DETAIL ENQUIRY IN OFFICE.
@amittabhadatta1183
23 күн бұрын
No need to cancel Lic policy. Stop paying premium and than surrender after some years. U will get some returns.
@Kamalagarwal213
9 күн бұрын
Value of money will be depreciated over the time. Todays 1 crore will be equivalent to 10 lakh in next 10 yrs
@13Indian13
2 ай бұрын
Please also note that Sushant should ask his employer/future employers to contribute whole employer’s share of EPF to EPS account. It will reduce his retirement PF corpus but will ensure that his pension is according to basic pay at the time of retirement. He may have to contribute lump sum for already invested contributions (to PF instead to EPS) with interest as one time investment.
@BluedragonLeo
17 күн бұрын
This is the best productive video i have seen on KZitem till date❤❤❤❤❤❤ Fully emotional fully motivational fully educational full of love from a brotherly guy.. What else we need to be motivated and get discipline in life?😍😍😍
@arifkhan-sy1it
2 ай бұрын
Its not real guys, we just see those numbers in calculations and these have nothing to do with reality. What about those funds who don't generate income or just do below average. What about most ipos that go out of market after few years. Actually there a a very few people less then one percent who could hit the jack pot. We are victims of survivorship bias.
@arijitgolui
2 ай бұрын
Iny opinion, the expenses will increase. In his marriage at least 15 lakhs will be needed, & after that for his own family he will need far more money.
@ravigupta9719
Ай бұрын
Excellent video sir, I am sharing to my family members and friends and also personally persuing with my near ones. I am going to retire in a year I joined my service at 22 years. At that time this much information was not available for that I regret. The work which you are doing is very much useful to the society. This is one of the social service. This my first video which viewed in the late night. I am going to view all your videos. Thank you very much for your excellent service sir 🙏
@19prinkletongbram19
Ай бұрын
Hats off to this guy. I also want to have conversation with you Ankur. I wish I will meet you soon.
@anishsarkar-bk8wn
Ай бұрын
I just loved this man...the way he explains everything is simple & soft. & Also you are very sweet & cool sir...
@jeetamsblog8592
23 күн бұрын
Sir I have lost everything to save my dad from cancer now I am 40,,, now again I have to start fresh ..please guide me
@_sharmaji_ka_ladka
Ай бұрын
You are like the big brother I never had. Your financial and personal counselling hits deep.
@rampandit3246
2 ай бұрын
Very useful for middle class indian as many people dont know this and they invest in traditional methods
@Ac65453
2 ай бұрын
The total sum converted by insurance after X years will also be deprecated , example , if insurance of 30 lacks taken now, but after 15 years, the value of 30 lakhs will reduce due to inflation and cost of medical bills will go higher, but still a part of the bill in a big way will still be covered, and if the claim is made earlier then it is profitable to the customer that is you
@user-xp8tg5su4o
Ай бұрын
Started sip in 2018.. investment doubled now.. in early age start sip in small cap, mid cap and large cap to diversify portfolio for good returns..
@nitgeorge2435
2 ай бұрын
But we should also make count for the inflation too Suppose he makes 5 Cr in span of 30 yrs The inflation corrected amount would be Only approx 62 lakh equivalents to today's scenario i.e. inflation rate ~7% For each 10 year amount gets half Suppose 10k After 10 years it will 5k value due to this avg inflation consideration So if he really wants that 5 Cr equivalent amount in future Considering 40 Cr Which would be equivalent to 5 Cr of today's scenario Due to inflation
Пікірлер: 1,7 М.