I just set up an Ally money market, investment, and savings account. The buckets are really neat. I also keep an emergency fund elsewhere for now just because it would be too tempting to mess with it. I don't want to see that account on a regular basis.
@jdawg414
2 жыл бұрын
Love Ally! Only thing to remember is there is a limit of 6 transfers per statement cycle. I just hit it this month. So try to move funds from savings to checking strategically. 🙂
@TheBudgetBounce
2 жыл бұрын
Good call out, Jessica. That is a new factor for us to keep in mind now that we've moved from 18 separate accounts down to 1.
@maxinef6654
Жыл бұрын
Would that statement cycle be per month ? I’m a newbie with Ally bank.
@0808Sista
2 жыл бұрын
Thanks for doing this. I would emphasize that money in Ally isn’t immediately available (transfers take a couple days). So people should be aware that they should have money outside Ally available for instances where you need money immediately.
@TheBudgetBounce
2 жыл бұрын
Yes, that's the case for all online banks. We set up a checking account with a debit card at Ally so we can use it in emergencies where we need the money immediately.
@0808Sista
2 жыл бұрын
@@TheBudgetBounce That’s great information and a good workaround.
@KairyMarquez
3 ай бұрын
Correct, but know that if you use the Zelle feature to transfer money between banks, it’s instant and free. I use it all the time. I send money from my brick and mortar bank account to Ally instantly by “zelling” it to myself.
@margowhitlock7933
4 күн бұрын
Thanks
@maryrock6990
2 жыл бұрын
Thanks Jen! You are a great teacher!! I have been thinking about Ally for awhile and from watching different budgeting channels it seems like everyone who has it, likes it. So your information definitely helped me decide! You explain things so well!! Thanks again!!
@TheBudgetBounce
2 жыл бұрын
Thank you. 💜 I'm glad it was helpful for you!
@YazWhyNY
2 жыл бұрын
Watched this after DvsDebt recommended it. I use Ally too but I learned a couple things, thanks!
@TheBudgetBounce
2 жыл бұрын
You're welcome!
@JustNeNe007
2 жыл бұрын
I've opened an account a few months ago. Luv it 😍
@TheBudgetBounce
2 жыл бұрын
Glad to hear it!
@eccabaybudgets
2 жыл бұрын
Thanks for the breakdown. I was wondering how user friendly the site was.
@TheBudgetBounce
2 жыл бұрын
I feel like it's pretty intuitive if you have a basic knowledge of how online banking sites work.
@Pamelatoliver1954
2 жыл бұрын
This is very, very helpful. Thank you for the video
@TheBudgetBounce
2 жыл бұрын
You're welcome, Pam!
@JennilynESS
2 жыл бұрын
Great video, thank you…
@TheBudgetBounce
2 жыл бұрын
You're welcome!
@JennilynESS
Жыл бұрын
I set up a ally account…Right after I set it up I was locked out of my account, couldn’t look at anything.. I called and they said down for maintenance..still can’t get through..anyone else have this problem..kind of scary for me..
@michelewatson4080
2 жыл бұрын
You coykd of had 2 savings accounts with 20 buckets in total
@TheBudgetBounce
2 жыл бұрын
Yes, I could have. But I wanted to try to with ten buckets first.
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