Hi Darren!:) just as a quick note - RBC actually no longer has the grace period. Essentially you apply once whether you’re a medical student, resident or practicing physician. Even as a first year student, you get 350k and never have to convert to the professional line when you practice - conversion may usually mean a re-application for most banks. This is a really really convenient feature that has been around since 2020 actually, :)
@junaidishaq1819
2 жыл бұрын
Starting at McMaster Med this fall, this was sooo helpful, thanks so much Darren!
@malickturenne212
2 жыл бұрын
Perfectly timed video and very well detailed. Thank you!
@DarrenChaiMD
2 жыл бұрын
My pleasure!
@thepersonalprocesspodcast8949
2 жыл бұрын
Darren, great content, great explanation. This was a very confusing for me and you broke it down perfectly. Subscribed, keep up the great work Dr. Chai :).
@samuelsavard4707
2 жыл бұрын
Great video! CIBC allows the full 350 to be used in the first year FYI. At least that was the case 3 years ago when I got my loc from them.
@austinsolak
2 жыл бұрын
Absolutely fantastic work Dr.
@339059331
Жыл бұрын
great financial lecture! always the best!
@DarrenChaiMD
Жыл бұрын
Glad you think so!
@339059331
Жыл бұрын
@@DarrenChaiMD Hey Darren, I also conducted the same research and went to those banks myself. It comes out with the same conclusion, not too much different after 1 yrs. Pretty accurate!
@blikkis1
Жыл бұрын
Great Video Darren.
@damlaarslan6686
2 жыл бұрын
Very helpful! Thank you
@Trustworthyy
2 жыл бұрын
Thanks so much!
@DarrenChaiMD
2 жыл бұрын
Glad you enjoyed it!
@AndyDLee
Жыл бұрын
This is actually incredible video. Definitely earning a sub from me
@thebatfamily3465
2 жыл бұрын
Scotiabank adds up to $450 in points between the two cards by the way. Also the terms of the cash sign up bonus are hard to achieve
@karina3133
5 ай бұрын
Thank you!
@mahrukhmasood4005
2 жыл бұрын
Thank you so much !!!
@evanchisamorejohnston5819
3 ай бұрын
No lounge access with the Scotia Amex gold
@alexandernigthzz4156
2 жыл бұрын
Thanks
@samuelbonne4047
Жыл бұрын
Hey Darren could you make another video on the investment part. I am taking out my LOC and the interest is 6.2%
@Deanrules1000
8 ай бұрын
Yo, mine was 6.95%. I'm here calculating how to go about this. I need this to work for me. BMO doesn't even give any credit cards any more.
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