Check out my Favourite Canadian & US Stocks, ETFs and REITs to buy for the long term! 👇 kzitem.info/door/PLj8bU3AuW2qFD4sCsCxXdaAADlyiP8bqB
@CanadianTShirt
2 жыл бұрын
And my Millennial Investing Guide to learn how to invest from square one! 👇 kzitem.info/door/PLj8bU3AuW2qEVri8g-ErBL65ng98iAf5g
@CanadianTShirt
2 жыл бұрын
And my Canadian TAX GUIDE to maximize your investment returns! 🇨🇦 kzitem.info/door/PLj8bU3AuW2qEA_ik7NOAIkBY02nt7KAPj
@urracabolivar1374
2 жыл бұрын
Dear Adrian, I clicked your referral link and signed up. I have $10,000US dollars to invest but I can't use a TFSA account to deposit the US dollars, what should I do?, I don't want to deposit the money in a RRSP account. Thank you Adrian for all your help!!!
@CanadianTShirt
2 жыл бұрын
@@urracabolivar1374 Of course you can deposit USD into your TFSA account! With Questrade you can use CAD or USD for everything! So if you have USD sitting in a bank account, you need to use a Pre-Authorized Deposit so on Questrade go to Funding -> Pre-Authorized Deposit. I hope that helps! =)
@urracabolivar1374
2 жыл бұрын
@@CanadianTShirt Thank you so much Adrian!!!...:)
@dhaivatbhatt4277
2 жыл бұрын
Oh man, don't know how to express my gratitude for all these videos. Have been watching your videos since 6 hours now. In the morning, I didn't know much about RRSP and TFSA, and now, I am already feeling like I have confidence to start investing basic amount. Thank you for these amazing informative videos. You are the finance teacher I pray everyone get in their school.
@CanadianTShirt
2 жыл бұрын
Thank you so much Dhaivat for those kind words! You just made my day! I'm glad you found my channel and thank you for binge-watching my videos! I'm so happy that my videos have provided value, keep it up! =)
@MAG-zm6uf
2 жыл бұрын
Thank you 🙏 Not all heroes wear capes, some wear t-shirts
@CanadianTShirt
2 жыл бұрын
hahaha that made my day! 😁
@xJustinxP
2 жыл бұрын
Brilliant haha
@robertparker1662
2 жыл бұрын
I generally look for monthly dividends like VDY. I also have quarterly, but those are mainly bank stocks and energy stocks. My TFSA is filled with monthly dividend stocks. Some I really like are: BK, DFN, EIT-UN, FFN, FTN, HCAL, TVE, SBC... Here is a stock many do not know about but is a great stock to hold and yields quarterly dividends... CGY Dividends are great and just in my TFSA, I receive over $700.00/month tax free.
@cesarcolli1042
2 жыл бұрын
Thanks
@annelieseharrison9027
2 жыл бұрын
How many shares would you need to own to receive over 700$ per month?
@someoneelse.2252
2 жыл бұрын
@@annelieseharrison9027 : Excellent question.. still waiting on an answer.
@random33E
2 жыл бұрын
@@annelieseharrison9027 probably quite a bit.
@sidb9540
Жыл бұрын
@@annelieseharrison9027 aoround $70,000 if you are getting paid an average of 10% yearly...which looks like he's getting paid that much
@sizzlacalunji
2 жыл бұрын
When I moved to this country couple yrs ago everything went over my head. Too much was going on trying to get settled. Now that I am, I will be binge watching you going forward as I accelerate acquiring assets here. Thanks....
@CanadianTShirt
2 жыл бұрын
That's what I LOVE to hear! I'm glad you found my channel and I'm so happy to hear that my videos are helping you! Keep it up and welcome! 🇨🇦
@coolvideos8019
Жыл бұрын
This is the best investment channel of all times. Thank you sir!
@CanadianTShirt
Жыл бұрын
Wow! That is certainly high praise! Thank you so much for those kind words and I'm so happy to hear that my videos have made an impact! =)
@hornedlobster
2 жыл бұрын
I invested in XEI for a while, I think it's a great monthly dividend provider and a great way to get into the strong financial and energy industries in Canada. However just recently I came across XIC, which tracks the total TSX. Overlaps very similarly with XIE, similarly heavily weighted in Canadian financial and energy, and provides a slightly less dividend. The MER, however, of XIC is considerably less at 0.06% compared to XIE at 0.22%. In my opinion the diversification of the broad Canadian market at a significantly lower MER is a more attractive option for me. However I will miss the monthly dividend payments, as I love to see those dividends coming in on the first of the month!
@CanadianTShirt
2 жыл бұрын
That makes sense! And yes XIC encompasses all of the holdings of XEI. I invest in both ETFs quite heavily =)
@haydenres3484
2 жыл бұрын
Always learning something new from these videos! Taking away the management fee from the div yield is a great way to think about it
@CanadianTShirt
2 жыл бұрын
You got it buddy! It's a trick I use which forces me to consider the management fee since it's so easy for people to ignore it! Thanks for supporting my channel! That purple badge looks pretty cool next to your name 😎
@HF-jy4he
2 жыл бұрын
This guy is the real MVP, thank you 🙏
@CanadianTShirt
2 жыл бұрын
Thanks buddy! I really appreciate those kind words! =)
@Noa-yo7go
Жыл бұрын
adrian you are absolutely amazing. No words can describe how grateful i am for your videos. Please POST MORE OFTEN🥺
@CanadianTShirt
Жыл бұрын
Thank you so much for those kind words, you just made my day! 🙏 I've actually been fighting a brutal flu for the past 3 weeks but my voice has finally returned and I am working on new videos as we speak! =)
@RahulVenugopal
Жыл бұрын
Could you please do a video on risks involving Covered Call ETFs? I understand there are no long-term growth prospects but it's still a great option for Passive Income Investors?
@jupitereye4322
Жыл бұрын
You need to buy these CCETFs when they drop significantly in value, like in 2020 and recently in mid-2022. When it recovers to about 80-90% of where it was before, you are still ok if you've bought on a dip.
@CanadianTShirt
Жыл бұрын
I have a whole video on the risks of "buying the dip" Yes it can be fun but historically speaking, you'll make more money if you are just always investing in the market, whether it's going up or down by dollar cost averaging. I go over this in detail here =) kzitem.info/news/bejne/yW99l3eMZqGmnX4
@AceVenturaXii
2 жыл бұрын
I love me some dividends 😎😎😎 I’m almost ready to move my RRSP over from my bank and begin self directing my investments. I’m looking forward to earning some drips. You got me so excited about Drip potential.
@CanadianTShirt
2 жыл бұрын
You got it buddy! My favourite part of the month is when I receive my DRIPs! It's the BEST feeling ever and it continues to snowball and grow faster and faster! And check out my video tutorial to see exactly How to Transfer your RRSP money from your bank into Questrade =) kzitem.info/news/bejne/o5xn4Kmch56ChqA
@suckerforu6263
2 жыл бұрын
Thanks again Adrian for more great investing advice! I will definitely look into adding these ETFs to my portfolio.
@CanadianTShirt
2 жыл бұрын
You got it! I'm happy that you found this video helpful! =)
@Add50326
Жыл бұрын
I love EFTs. I have a few of them such as HDIV and HYLD and they pay 10 to 13 percent.
@slautensach4720
2 жыл бұрын
Hi Adrian, just found out from Questrade, that we need to fill out a Drip-form for each account, perhaps l missed that...now that l know how to calculate a DRIP...:-) So grateful for your youtube channel and superb investment advice.
@CanadianTShirt
2 жыл бұрын
Hey Sabina! Check out my DRIP Explained video where I show you step by step how to setup the DRIP with Questrade. kzitem.info/news/bejne/0KuvvquXjYGXm4o And yes, you will have to submit the form for each account (one for TFSA, RRSP, Margin etc) However you only have to submit this form once! =)
@kunalmahajan5004
4 ай бұрын
I found your videos very insightful and yet simple to follow.
@CanadianTShirt
4 ай бұрын
I appreciate that! That's what I try to do! 🙏
@jhernandez09100
2 жыл бұрын
Thanks for another great video. I got my start in investing because of this channel. 2+ years now, glad I did!
@CanadianTShirt
2 жыл бұрын
That's amazing and exactly what I LOVE to hear! I'm so happy that I was able to play a role in your investing journey. Keep it up! 😁
@Maxmath315
2 жыл бұрын
Thank you for your videos. You’ve explained everything very well. Just opened an Questrade account after seeing many of your videos. Thanks again.
@CanadianTShirt
2 жыл бұрын
I'm so happy to hear that Ada! I'm glad my videos were useful to you and I hope you used my referral link to get that $50 signup bonus! =)
@CanadianTShirt
2 жыл бұрын
In case you want a tutorial of the new look of Questrade or if you want to switch back to the old version (I like the old version MUCH better) check out my tutorial here! =) kzitem.info/news/bejne/sYKvrZOfqYyZmXo
@evadeanu1
Жыл бұрын
Would you add or cut some of the ETFs mentioned in this video, for investing in Q1 2023? Many thanks for sharing your knowledge! Love your personality too. Impeccable explanation that even I can understand.
@3vecesminombre
Жыл бұрын
This is gold! Excellent video for us who are just starting 👏🏻👏🏻👏🏻
@CanadianTShirt
Жыл бұрын
Thank you! That's what I try to do! I want to make my videos as accessible to everyone, including beginners! =)
@timmehh15
2 жыл бұрын
MORTAL KOMBAT! Great vid as always Adrian. Thanks for ETF refresher. XEI has been great for me since the start of the pandemic.
@CanadianTShirt
2 жыл бұрын
hahaha thanks buddy! Ya XEI has been one of my best investments especially since I bought heavy during the crash! It's been a FLAWLESS VICTORY 😎
@user-zn5lp6ko1p
4 ай бұрын
Hi Adrian! I'm looking for more recommendations for Canadian ETFs. Are you planning to make an updated video? Thank you for all of your work!
@CanadianTShirt
4 ай бұрын
You read my mind! I will DEFINITELY be making an updated version of this video very soon! Stay tuned! =)
@Canadian_Networth
2 жыл бұрын
I'm all in xdv. I also started a position in xch and xre. working out building Bitcoin too.
@CanadianTShirt
2 жыл бұрын
I see you're a big fan of BlackRock huh? Great choices! But throw in some Vanguard or BMO ETFs as well! You don't want too many X's 😉
@ninonino8332
Жыл бұрын
Exactly what I am looking. Thank you Adrian. First time to hear about ETFs. Looking forward for more videos👍
@cesarcolli1042
2 жыл бұрын
Great video Adrian!! Keep it up. Cheers
@CanadianTShirt
2 жыл бұрын
Thank you Cesar! I really appreciate that! =)
@siftjitkaur2532
2 жыл бұрын
@Canadian in a T-Shirt Hi, Adrian. Great video, as always! I am also looking forward to your video on the margin account!! Keep up the great work!!
@CanadianTShirt
2 жыл бұрын
You got it buddy! I am working on a new Questrade video this week and I'll be making a Margin video soon! =)
@talkswithtomas3966
2 жыл бұрын
This blew my mind. Absolutely amazing explanations!
@CanadianTShirt
2 жыл бұрын
That's what I LOVE to hear! Make sure you check out the rest of my Stock Pick Recommendations! These are the videos in the light blue thumbnails =)
@CanadianTShirt
2 жыл бұрын
Here's the playlist if you want to check them out! kzitem.info/door/PLj8bU3AuW2qFD4sCsCxXdaAADlyiP8bqB
@AlpineDividends
2 жыл бұрын
I still have yet to buy an ETF, but these are great choices!
@CanadianTShirt
2 жыл бұрын
I'm glad you found value in this video and I hope you dive into the world of ETFs soon! 😁
@stephananstey2522
2 жыл бұрын
new follower here, my brain hurts trying to keep up however. great content, ill be sure to keep watching and trying to grow my own portfolio.
@CanadianTShirt
2 жыл бұрын
I know I cram a TON of info in my videos in the interest of not wasting anyone's time. If you want, feel free to slow the video down (hit the gear and reduce the playback speed) or watch the video again and take notes =)
@stephananstey2522
2 жыл бұрын
@@CanadianTShirt awesome thanks for the tip, I did not know that was possible, will do.
@TheSohnuu
Жыл бұрын
Just discovered the channel and it's been super informative. I haven't invested much yet, though I'm looking to invest a certain amount every pay period. So far in all the research I've done, people have highly recommended XEQT/VEQT based on my time frame. Yet I keep coming back to dividends and I'm unsure which option is the best for me. My goal is to keep investing for 25-30 years, so I'm just trying to figure out which is the best option for me. I think the thing that intrigues me about dividends is the regular dividend, whereas something like XEQT, I won't really see it until I start selling. Ultimately, I guess the question is, how much of a difference would I see between going XEQT/VEQT vs XEI
@christophecaron7105
Ай бұрын
Thanks for the comparison, very helpful!
@CanadianTShirt
Ай бұрын
I'm happy to hear that! Thanks for watching! =)
@maeginslife
2 жыл бұрын
you really are a great help I learned a lot. Thank you Adrian. keep it up.
@CanadianTShirt
2 жыл бұрын
Thank you so much Maegin! I'm so happy to hear that you found my videos helpful! =)
@motoarzan791
2 жыл бұрын
Might add that XAW is the "all world" fund like XIC. XAW you get a big chunk of the USA, Europe, Asia ect.. I hold about 40% XIC and 60% XAW this covers me for the entire world, all markets, all sectors, all market caps, in just the right proportions and diversification.
@CanadianTShirt
2 жыл бұрын
That's a great option but for this list, I only wanted to be talking about exclusively Canadian ETFs! I prefer to separate my Canadian, US and international investments since they are all taxed differently! =)
@TheSimpsoys
2 жыл бұрын
@@CanadianTShirt Any plans on doing a video with international holdings?
@CanadianTShirt
2 жыл бұрын
@@TheSimpsoys that is definitely coming soon! Personally, I don't own international stocks directly since foreign stock exchanges can be very expensive. All of my international holdings are through ETFs, usually in USD =)
@thanksforreading3856
2 жыл бұрын
This information has been golden for me. Keep it up 👍
@CanadianTShirt
2 жыл бұрын
Thank you so much for those kind words! I'm happy to hear that you've found my videos so helpful! =)
@nevillejames2200
2 жыл бұрын
Great overview as usually. Thank you. Hope you well 👍🏿
@CanadianTShirt
2 жыл бұрын
Thanks Neville! I always appreciate your kind words! Hope you're doing well also! 🙂
@nevillejames2200
2 жыл бұрын
@@CanadianTShirt My pleasure. Just glad you are doing well. I am good thank you
@erwinbourne7391
2 жыл бұрын
Thank you for that! It's nice to you again!
@CanadianTShirt
2 жыл бұрын
You got it Erwin! March was a hectic month for me with closing on a new rental property (which I will talk about soon) but I'm back to focusing on KZitem once again! =)
@TheBanwait8
4 ай бұрын
Great video. thanks for all the info!
@CanadianTShirt
4 ай бұрын
It's my pleasure! I'm glad you found it helpful! =)
@assergayle2649
Жыл бұрын
Thank you for sharing this valuable information Adrian.
@CanadianTShirt
Жыл бұрын
It's my pleasure! I'm glad you found it helpful! =)
@tenzinn
Жыл бұрын
love the content !!
@CanadianTShirt
Жыл бұрын
Thanks Tenzin! I'm glad you found it useful! =)
@BrokeDad_Rich
2 жыл бұрын
Great Video, great energy. You gained a new subscriber. Wondering where to find the DRIP thresholds? I didn't know there was a minimum investment required to qualify for DRIP. Is it just a Questtrade requirement or the actual fund requirement? Thanks again for providing such great information.
@CanadianTShirt
2 жыл бұрын
You won't find these DRIP amounts listed anywhere, you have to calculate them! And this number changes every day as the share price changes! Check out my DRIPs Explained video to see exactly how to calculate this number! =) kzitem.info/news/bejne/0KuvvquXjYGXm4o
@CanadianTShirt
2 жыл бұрын
And in that video, I show you exactly how to setup a DRIP with Questrade. You can setup a DRIP with literally only $1 but your DRIP won't do anything until your dividend is larger than the share price, and that only happens when you have invested that DRIP amount =)
@jimmbboe
2 жыл бұрын
Excellent rundown of these ETF's! Thanks much!
@CanadianTShirt
2 жыл бұрын
It's my pleasure! I hope you found it helpful and happy investing! =)
@jayjaejai
2 жыл бұрын
Great video! I am very new to this and had a question. If I were to purchase these ETFs from questrade, how do I get the dividends? Do they automatically get added to your account? Thank you!
@CanadianTShirt
2 жыл бұрын
You got it Jay! The dividends will automatically be deposited as cash in your Questrade account, so you can use that cash to immediately buy more stocks or ETFs! And you can see these dividends as transactions in your Account Activity! Check out my DRIPs Explained video to see how to setup a DRIP as well =) kzitem.info/news/bejne/0KuvvquXjYGXm4o
@beautifulworld101
Жыл бұрын
Hi Adrian! Thank you for this wonderful and updated video. If you buy a share with the DRIP does that not change your average price of the shares you already hold?
@CanadianTShirt
Жыл бұрын
Absolutely it does! So the book value will be the average share price that you bought directly AND the shares bought automatically through DRIPs!
@raphaeldeschenes5098
2 жыл бұрын
Nutrien (NTR) and Arianne Phosphate (DAN.V) Arianne Phosphate is the biggest in the world for phosphate.
@CanadianTShirt
2 жыл бұрын
Most of these ETFs have a sizeable position in Nutrien!
@jacquesprophete4956
Жыл бұрын
thank you for that video very well explained!!
@CanadianTShirt
Жыл бұрын
Thank you! I'm happy to hear you found it so helpful! 😁
@SuperZaidali
2 жыл бұрын
Grew up playing it 'Caesar 2' - the memories!
@CanadianTShirt
Жыл бұрын
"Plebs are needed!" I still hear those words in my sleep 😅
@CanadianTShirt
Жыл бұрын
Check out my BOOKSHELF TOUR video where I go over all of the classic video games I have behind me! =) kzitem.info/news/bejne/yZ153paanISDpKw
@catherinedavies9794
2 жыл бұрын
Could you do a video on how to research a stock. Where to find out dividend info and how often they pay them.
@CanadianTShirt
2 жыл бұрын
Way ahead of you! I answer all of those questions in my Dividends Explained video here! =) kzitem.info/news/bejne/l66wzJuFm4qpqYo
@conlanloffmark2856
2 жыл бұрын
Thanks for this Video Adrian! I wanted to know if the videos you made when it comes to understanding the Canadian tax guide is still up to date? Like the video you made on how taxes work in Canada?
@CanadianTShirt
2 жыл бұрын
Absolutely! The only thing that isn't fully up to date is the tax brackets since they change slightly year to year but other than that, it's ALL still relevant! =)
@conlanloffmark2856
2 жыл бұрын
Ok thank you for the reply. Keep up the good work!
@natashanoble5045
2 жыл бұрын
Excellent information, thank you!
@CanadianTShirt
2 жыл бұрын
It's my pleasure Natasha! Happy investing! =)
@jackbuddoo5016
Жыл бұрын
Thank you so much ...knowledge is power....
@CanadianTShirt
Жыл бұрын
I'm happy to help! You're right, never stop learning! =)
@sarahfurtado-zk8co
Жыл бұрын
How concerned should one be about withholding fees where ETFs are concerned? It would seem hard to avoid US companies even with "Canadian" ETFs, but on the other hand, the TFSA is a great opportunity to hang on to all investment earned if possible. Is it possible to know which Canadian ETFs hold only Canadian companies? Thanks, great videos!
@takhar05
2 жыл бұрын
Great vid my man!
@CanadianTShirt
2 жыл бұрын
You got it Manpreet! Thanks for watching! =)
@alb4758
2 жыл бұрын
Hey, another very good and timely video! One question: Is it possible to buy S&P/TSX Energy (SPTTEN) on QuesTrade? Or is it just an Index. Thanks!
@CanadianTShirt
2 жыл бұрын
You got it! Yes that is just the index but you can always just google "____ index ETF" and you will usually find an ETF from BlackRock or Vanguard that covers it. An example for SPTTEN would be XEG =)
@marcelovargas5320
Жыл бұрын
Hi Adrian, thank you very much for your videos. They are very detailed and well explained. In fact, thanks to your videos, it made me start on investing. I do have a beginner question: Would an all in one ETF a good idea for beginners since it diversifies not only across sectors, but regions? What is your opinion on these type of ETFs? Just asking because it seems quite difficult at the beginning to build a portfolio. Thanks again and keep doing your great work!
@sapphyreviolet
2 жыл бұрын
Extremely valuable information!
@CanadianTShirt
2 жыл бұрын
That's what I love to hear! Thanks Mel! =)
@alemashtekie3341
2 жыл бұрын
wow! that is so helpful video, thank you!
@CanadianTShirt
2 жыл бұрын
Thank you Alemash! I'm happy to hear it was so helpful! =)
@909victoria
8 ай бұрын
Thank you so much for your content! What do you think about XIU compared to XIC and XEI?
@Sergio_Ro
2 жыл бұрын
Great video as usual!! I was trying to find the best (or really good) ETFs for growth, any suggestion? thanks you in advance and keep producing great content!
@CanadianTShirt
2 жыл бұрын
There's a ton to talk about with Growth ETFs and I will be making a whole video about that so stay tuned! =)
@nicholasgavey
10 ай бұрын
@@CanadianTShirt I was just scrolling through all your ETF videos to see if you’ve done a video on “Canadian growth” ETFs. I feel like it might be the missing piece of my portfolio puzzle. I’ve been researching and found great, US growth, US dividend, Canadian dividend, and REIT ETFs. All of which are ones you also like/own (which is a pleasant bonus). But I’m struggle to find a good “Canadian growth” option. Looking forward to your video on that subject (if such an ETF exists).
@seanmundyphoto
2 жыл бұрын
Great stuff! Do you do any crypto investing or staking at all? You're clearly very knowledgable and would be very interesting seeing you dip your toes into that world/Defi
@CanadianTShirt
2 жыл бұрын
I have a very small position in crypto, the vast majority of my portfolio is in established and secure companies with a long history of profitability. Speculative investments are fun and exciting but please only play with money you are prepared to lose!
@zstlouis11
2 жыл бұрын
Great video. I had no idea I could have stocks in a TFSA.
@CanadianTShirt
2 жыл бұрын
Absolutely! It's frustrating that so many people are wasting their TFSA with savings... The TFSA is designed as an INVESTING account, that's how you get the real power and long term benefit from it! I talk about this in greater detail in my TFSA MISTAKES video here =) kzitem.info/news/bejne/1GqZqJ2YhXOFgoo
@stormtrop4
2 жыл бұрын
Thanks for the update! I keep forgetting about the small amount of cash sitting in my account. These new ETFs will put that to good use!😄
@CanadianTShirt
2 жыл бұрын
You got it buddy! There's no point in leaving $50 in cash just sitting there collecting dust! Use it to buy a share or two of these ETFs =)
@JoyceWoo-j7c
13 сағат бұрын
Love your video! They are clear and informative. I have a simple question, I have not use my TFSA account before. If I have a $40k contribution limit for 2024, and I transfer $40k to my TFSA account to begin with. Can I buy and sell ETF and Stock multiple times with that $40k within one taxation year? Or I cannot further buy any more stock or ETF once I have used up the $40k even I have eventually sold $30k within one year and have $30k cash sitting in my TFSA account ?
@Wellspring604
2 жыл бұрын
Thanks for this video! Please do one for the best US ETFs! :)
@CanadianTShirt
2 жыл бұрын
Way ahead of you! Check out my favourite US Dividend ETFs =) kzitem.info/news/bejne/sZuds6eKn36Kp2k
@shirleycrosner634
2 жыл бұрын
Not fussy about energy - bust and boom cycles / energy is geopolitically vulnerable and is also challenged by new green technologies / I prefer - BMO - ZLB - low volatility strategy
@IIDannyBoyII
5 ай бұрын
love your videos m,an prob the best candian utuber for investments whens the update video for Best CANADIAN ETFs for DIVIDENDS for 2024 !
@CanadianTShirt
5 ай бұрын
Wow! Thank you so much for those kind words! I really do appreciate it! 🙏
@CanadianTShirt
5 ай бұрын
I'll be making an updated video soon! =)
@Tony-mc3bi
2 жыл бұрын
Thank you!!! can i invest in a ETF of gold or Silver in questrade? do i need to pay extra for been etf of gold or silver? and do you know ETF of gold and silver in Canada? thank uuuuu
@CanadianTShirt
2 жыл бұрын
Absolutely there are a ton of precious metals ETFs but be aware that a lot of them can be volatile and they often come with high management fees so keep that in mind! Personally, I don't own any precious metal ETFs. I hope that helps! =)
@evadeanu1
2 жыл бұрын
Just found your channel! Subscribed
@CanadianTShirt
2 жыл бұрын
Thank you Enid! Welcome to the channel and I'm glad you found me! 🙏
@evadeanu1
Жыл бұрын
DCA on all 3! Thanks.
@CanadianTShirt
Жыл бұрын
That's what I LOVE to hear! Keep it up! =)
@TasteGaming
Жыл бұрын
Would love to get your opinion on ZAG. I know you have lightly invested in a few shares of it and as an investor with an eye for the future i am wondering if i should crank some $ into ZAG for retirement or stick with my usual stocks/ETF's
@CanadianTShirt
Жыл бұрын
I've held onto a few shares of ZAG for years but it's not something I'm putting more money into. I'm still decades away from retirement and I am prioritizing more growth and dividend growth and real estate investing than bonds right now. Especially now with the unpredictable interest rates, bonds aren't a priority for me right now
@elminrizvanovic1799
2 жыл бұрын
Epic as always!! Thanks for the info dude!! Will you be doing any crypto videos?? Asking for a friend LOL jk just curious. Love your videos ❤️
@CanadianTShirt
2 жыл бұрын
I only have a tiny position in crypto, less than 2% of my investment portfolio. As you've seen lately, crypto is EXTREMELY volatile and risky so I would only put a small amount of money in that you don't mind losing. The vast majority of your money should be invested in companies which are established and have a bright future! We don't know if 90% of these cryptos will still be around 10 years from now! Bitcoin and Ethereum probably will be but the rest.... it's really just a gamble. I hope that helps! =)
@chrissyd.535
2 жыл бұрын
Hi there, great video - as always! 2 questions, the first one is, where do you check the TTM? In Questrade it just says "yield", would this be the actual TTM or do you look for it elsewhere? Also, will you make a video about margin accounts (and tax implications of margin accounts)?
@CanadianTShirt
2 жыл бұрын
Hey Chrissy! Questrade will usually display the forward yield, meaning they take the dividend per share, and then annualize it (multiply it by 4 or 12 for the total yearly amount) then dividend by the current share price. When it comes to ETFs, I suggest checking the fund's website like Vanguard or BlackRock to see the Forward Yield and the TTM yield and then you can calculate the TTM yield yourself by adding up all of their dividends over the past 12 months =)
@CanadianTShirt
2 жыл бұрын
Absolutely I will! I will be making a whole video on the Margin account and how it is taxed, stay tuned! =)
@fahimhassan675
2 жыл бұрын
This is awesome information!
@CanadianTShirt
2 жыл бұрын
Thank you Fahim! I'm so happy to hear that! =)
@RatFace_MonkeyEar_FishEye
3 ай бұрын
When you talked about covered call etfs (1:37), you said they remain flat or lose value instead of returning capital gains. Now, my question is: if i’m buying dividend etfs, isn’t it better for my strategy if the price remais flat? This way I can buy more shares faster than if the price increases, right? Since dividends are paid per share owned, I thought we would want to accumulate shares. Yes, I’m a beginner 😅
@odrey-anneguignard4369
Жыл бұрын
at : 02:59 second utulities should be spelled utilities :) if its easy to modify thanks for all :)
@CanadianTShirt
Жыл бұрын
I was hoping no one would catch that! Good eye!... dammit 😅 Unfortunately, once you publish a video on KZitem, you can't edit things on the screen so my embarrassment is there for the world to see! 😆
@carolinadavis854
2 жыл бұрын
Thanks for an another helpful video! also qq , regarding dividends is it possible to get it directly deposited to one’s bank account every quarter or can I transfer just the dividend paid from Questrade account to a banking account, if so is it gonna affect my contribution room in TFSA for withdrawing funds?
@CanadianTShirt
2 жыл бұрын
The dividends are automatically paid into the account where the stocks or ETFs are held. So if you own this ETF in your TFSA, you will receive cash inside your TFSA. You can then choose to withdraw these funds into your bank but this will count as a TFSA withdrawal =)
@cameronmacpherson5172
2 жыл бұрын
Would you recommend XEI and XIC over something like XIU? I currently own XIU and VFV shares and am wondering if I need to be more diversified
@CanadianTShirt
2 жыл бұрын
Those are great options too! But VFV doesn't belong on this list since it tracks US companies. Also XIU is a fantastic choice but it only tracks 60 companies whereas XIC tracks 4 times as many and XIU is significantly more expensive in terms of the management fees. But really, XIU is still a great choice! I just prefer XIC to gain exposure to more companies =)
@niranmojo
2 жыл бұрын
XIU is one of the biggest ETF in Canada with over 10 billion AUM and certainly the OLDEST ETF in Canada. XIU is a core Buy and hold forever ETF.
@ivangracia151
5 ай бұрын
can we have an updated version of this updated version?
@CanadianTShirt
5 ай бұрын
You read my mind! I'm working on an updated version for 2024 =)
@kylemahoney3802
2 жыл бұрын
If the MER is annual and the dividend is collected monthly, shouldn't you divide the MER by 12 before using it for the monthly net income calculation? For XEI, you said that the dividend is 3.4%, MER is 0.22%, and monthly net income is 3.18%. But wouldn't it be ~3.382% because 0.22/12 = 0.01833333....
@CanadianTShirt
2 жыл бұрын
When it comes to money, any time you see a % like dividend yield, interest rates, etc that is the ANNUAL amount! So the dividend yield is 3.4% for the YEAR! You just collect dividends monthly so really you earn 3.4 / 12 = 0.283% of income every month. So looking at the whole year, I subtract the 3.4% yield and the MER of 0.22%. I hope that helps! =)
@MS-hb9gn
Жыл бұрын
Good video but you need to include their performance instead of just mer and div
@CanadianTShirt
Жыл бұрын
I mean you can see their performance from their price chart at the end of each chapter. And I only really care about LONG term performance! Comparing 1 year or 3 year performance doesn't do much for me. I rather focus on the goal of the fund and the companies contained within, that's what will dictate the long term performance of it =)
@mrironleg
11 ай бұрын
You forgot VCE, which has a great dividend and 1/3 the MER.
@CanadianTShirt
11 ай бұрын
There are hundreds of ETFs out there so this certainly wasn't an exhaustive list, just the ones that I personally invest in. But yes VCE is also a great choice =)
@reyo2630
2 жыл бұрын
Such well spoken valuable information here, great to see another one! I was hoping if you could maybe drop a video on Evolve ETFs, that would be great thanks!
@CanadianTShirt
2 жыл бұрын
Thank you Reyo! When it comes to ETF providers, I tend towards the established staples like Vanguard and Blackrock since they literally invented the ETF and charge the LOWEST management fees by far! But I will look into Evolve =)
@chrisp7405
Жыл бұрын
That Mortal Kombat shirt is awesome
@CanadianTShirt
Жыл бұрын
Get over here!!!!! 😎
@CanadianTShirt
Жыл бұрын
Ya man I've been a HUGE Mortal Kombat fan since the mid 90s. I was definitely too young to be playing them 😆
@CanadianTShirt
Жыл бұрын
Check out my BOOKSHELF TOUR video where I show off all the awesome video games (including mortal kombat) that I've got behind me =)
@user-gx3ib9hi2o
2 жыл бұрын
Great video! What do you think of ZAG (bond ETF) to be purchased alongside these three ETFs in a portfolio to reduce the risk of an otherwise stock-only portfolio?
@r.t.7925
2 жыл бұрын
It's all-time low right now . It might be a good idea to buy if you believe we are heading into a recession. Just my opinion.
@CanadianTShirt
2 жыл бұрын
At my age and point in life, I hardly have any money in bonds but ZAG is one of the main bond ETFs that I invest in! As I get much older and approach retirement, I expect to beef up my position in ETFs like ZAG =)
@souhilaanki6000
2 жыл бұрын
Can i hold this bond etf ZAG in my tfsa???
@glenntanaka3601
2 жыл бұрын
@@souhilaanki6000 Yes. IShares also has XBB which is equivalent.
@alwayspositive999
2 жыл бұрын
Great vid thank u
@CanadianTShirt
2 жыл бұрын
My pleasure! I'm glad you found it helpful! =)
@studenth1504
2 жыл бұрын
thanks for ur hard work.
@CanadianTShirt
2 жыл бұрын
It's my pleasure! I hope you found value in the video! =)
@mahtaazarakhsh2691
6 ай бұрын
Have you heard for the grifin app? It sounds like a great way to invest in stocks for companies we already support with our hard earned dollars. How can we get this in Canada? And what are your thoughts on why we can’t buy fractional shares in Canada?
@CanadianTShirt
6 ай бұрын
I haven't heard of it until now. When I hear Grifin, I think of Griffin Milks, a fellow Canadian finance KZitemr 😆
@CanadianTShirt
6 ай бұрын
Personally, I'm not a fan of fractional shares. They make it much more complicated for bookkeeping and filing tax returns but I get the appeal for beginners. I know WealthSimple Trade offers fractional shares for some of it's bigger stocks
@mahtaazarakhsh2691
6 ай бұрын
@@CanadianTShirtheard about them on rich habits podcast episode released this morning
@mahtaazarakhsh2691
6 ай бұрын
@@CanadianTShirtthanks for your prompt response and guidance as always
@mahtaazarakhsh2691
6 ай бұрын
@@CanadianTShirtI like the idea of tracking where we spend our money and buying stocks in those companies in an automated way
@ridamkarki2215
11 ай бұрын
thank you so much for the video, I got a question about buying these stocks in my FHSA, would you guys recommend it?
@CanadianTShirt
11 ай бұрын
It depends on your time horizon! If you are buying a house within the next 3 years, I wouldn't recommend investing in the stock market. It can be too unpredictable in a short term. I only invest in the stock market if I am certain that I will NOT need this money in the next 3 years! Ideally even longer, 5 years, 10 years!
@CanadianTShirt
11 ай бұрын
If you know that you'll need a downpayment in the next 1 to 2 years, I would suggest a high interest savings account or GIC. Sure you won't make a huge amount of income but the money is guaranteed to be there when you need it and it can't lose value! =)
@gigatronicdeth
2 жыл бұрын
Your awesome!
@CanadianTShirt
2 жыл бұрын
Right back at you Daniel! =)
@kashyap.vikram
8 ай бұрын
Hi! Thanks for valuable information. Can you please elaborate more why dividends etf/ stocks are better than growth in TFSA?
@CanadianTShirt
8 ай бұрын
I cover this in detail in my TFSA MISTAKES video here =) kzitem.info/news/bejne/1GqZqJ2YhXOFgoo
@CanadianTShirt
8 ай бұрын
Don't get me wrong, growth is also fantastic in a TFSA but capital gains are taxed at a smaller rate than dividends and distributions. That's why once your TFSA is maxed out, I would rather hold growth stocks in my taxable accounts. I prioritize the dividends and REITs in my TFSA to gain a better tax benefit =)
@emptyel
Жыл бұрын
you,re the best man !
@CanadianTShirt
Жыл бұрын
Thanks buddy! I appreciate that! =)
@CanuckDividends
2 жыл бұрын
Thanks for a well presented video. It is a good explanation of stocks and ETF's. Great info for a beginner or someone like me, kind of a newbie.
@CanadianTShirt
2 жыл бұрын
Thank you for those kind words, that's what I LOVE to hear! Make sure you watch my playlist Millennial Investing Guide to learn ALL about investing for BEGINNERS! 😁 kzitem.info/door/PLj8bU3AuW2qEVri8g-ErBL65ng98iAf5g
@headyboi7877
3 ай бұрын
is the "DRIP threshold" only for ETFs? you probably answered that in the vid haha! Individual stocks dont have a threshold right?
@CanadianTShirt
3 ай бұрын
A DRIP applies to both stocks and ETFs! It just means when you have enough shares so that the dividend you receive is enough to automatically buy an extra share for you!
@CanadianTShirt
3 ай бұрын
Check out my DRIPs EXPLAINED video to see how it all works =) kzitem.info/news/bejne/0KuvvquXjYGXm4o
@CanadianTShirt
3 ай бұрын
I also show you step by step how to setup a DRIP for your investments =)
@nycheung4610
2 жыл бұрын
Hi Adrian, if my portfolio is losing money with my advisor, do you recommend that I transfer it now to questrade or wait till it bounce back?
@Gonzzzaaa1
2 жыл бұрын
Awesome information ! Just wondering how to join your exclusive channel .
@CanadianTShirt
2 жыл бұрын
Hey Gonzalo! I believe I just replied to your DM on Instagram (I think it was you...) but just hit the JOIN button below each of my videos! Note that the JOIN button does not appear on iPhones..... But it does work on any laptops including Macbooks and on Androids =)
@Gonzzzaaa1
2 жыл бұрын
@@CanadianTShirt ahhh ok got it 👍🏻 thank you so much !!
@gabrielmendes912
2 жыл бұрын
Thank you my friend, you received your like
@CanadianTShirt
2 жыл бұрын
Thank you Gabriel for the thumbs up! I'm glad you found the video helpful! =)
@adamviste7414
Жыл бұрын
What type of investing account should you use to invest in high dividend stocks? I understand that your TFSA would be the best to avoid taxes on those dividends, but wouldn't you end up hitting your yearly cap pretty quick if you continued to reinvest those dividends as well as your own money into your TFSA account? Or is it not that big of a deal to use your own personal trading account as long as your contributing to your RRSP to help with the taxes brought on by the dividends / stocks?
@aarontitusz8655
8 ай бұрын
Hey Adrian, what’s your view on XEQT? There’s a lot of hype on it but it seems to be kinda volatile
@CanadianTShirt
7 ай бұрын
I think XEQT is a GREAT option for passive, hands-off investors! You can just set it and forget it
@CanadianTShirt
7 ай бұрын
However it literally only contains 4 ETFS.... each of which are taxed differently. So I would rather just buy those 4 ETFs separately and hold them in different accounts like the RRSP vs TFSA to lower my tax bill and give me more control
@CanadianTShirt
7 ай бұрын
Sure it's more work but it will me money in the end. With XEQT, you're paying a small price for convenience. And it's still MUCH better than the old method of mutual funds! =)
@cunliffest
Жыл бұрын
Can you do video on first time home buyers accounts they are now out with
@CanadianTShirt
Жыл бұрын
Absolutely! I will be making many videos on first time home buyers so stay tuned! In the meantime, check out my FHSA Explained video on the new First Home Savings Account! This is a game changer for new home buyers =) kzitem.info/news/bejne/zWOsrIZnbXtiZaA
@joaohenrique25
Жыл бұрын
Thank you!
@CanadianTShirt
Жыл бұрын
Wow! Thank you so much for the super thanks! That's so kind of you! 🙏
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