💳 See Sebby's Card Picks: www.asksebby.com/go/topcards
@1980starjustice
2 жыл бұрын
Question, what’s your take on the “City National Bank” CRYSTAL CARD which also has the priority pass and great features….that’s on my radar next…really curious on your take because you fail to mention it in this video….
@AskSebby
2 жыл бұрын
Was a great card and talked about it in the past, but cancelled after they changed the benefits and hiked the annual fee back in 2019.
@1980starjustice
2 жыл бұрын
@@AskSebby got it
@MarkReese
2 жыл бұрын
Big airport lounge fan right here, esp. airline-owned & operated ones 👊✈️ So much better than #TerminalLife
@123gostly
2 жыл бұрын
10/10 video. Loved using CSR in 2021. Headed to Venture X for 2022.
@iTzDritte
2 жыл бұрын
My favorite for lounge access is still the Ritz-Carlton, even though it’s only available via product change. Unlimited guests, free additional cardholders, and restaurant access. Plus, the thud that the card makes when you drop those sweet 29 grams of full-metal card on the table, it makes me feel like such a cool kid 😎 I’m so jelly of Sebby’s grandfathered lower annual fee tho, I wonder if he still has it.
@dsdddsd4543we
2 жыл бұрын
Chase needs to make the DoorDash credit permanent and also LYFT Pink for the CSR! So confusing waiting for an update on those for 2022.
@AskSebby
2 жыл бұрын
Yep! Also, tough to make videos because I want to minimize "updates" or revision ones for the rest of 2022 😬
@kpopfanphotos
2 жыл бұрын
Yep. I was verbatim saying this 2 days ago wondering why Chase didn't give a monthly DoorDash credit like Amex. I would love to get the CSR if it had something like that.
@eddy3011
2 жыл бұрын
I guess we'll have to wait for round 2 for Priority Pass. I would just treat this like a bonus. Often the lounges are very basic and some don't even have a bathroom inside. Also I'm frequently rejected because the lounge is full.
@Cloud777-7
2 жыл бұрын
Amex Platinum was given the finger
@AskSebby
2 жыл бұрын
0:34 Amex has a LOT of lounge cards so will do a separate video (Bonvoy Brilliant, Aspire, Surpass, Biz Plat, Plat, Green, DL Reserve, DL Reserve Biz)
@Cloud777-7
2 жыл бұрын
@@AskSebby ah yes my bad. This is very exciting to hear
@maulikmotiwala5089
2 жыл бұрын
No mention of American Express Platinum?
@zork999
2 жыл бұрын
That's the "End Game Issuer" that he said he was not going to get into in this video.
@AskSebby
2 жыл бұрын
Coming soon w/ part 2 including Surpass, Aspire, Delta, etc...
@FelixCervantes
2 жыл бұрын
The best card is the American Express Platinum Card, Centurion access, Delta lounge access and Priority Pass.
@chikipichi5280
2 жыл бұрын
No restaurant credit :'/ but barely any ppl use it anyways
@Alex-zn1zu
2 жыл бұрын
They’d say its waaay to expensive but if properly used there are ways to make it a keeper card (depends on your lifestyle and location)
@dsdddsd4543we
2 жыл бұрын
Delta Skyclub is amazing when you’re at a Delta Hub, like Atlanta. I wish it came with a free guest though.
@Alex-zn1zu
2 жыл бұрын
@@Devil_Dog_Ultra you might be surprised but phone insurance is possible with no annual fee cards (Chase Flex, Wells Fargo). Purchase insurance is easy to get with much cheaper Chase Sapphire family or Amex Gold / BCP cards. Car rental insurance is much better with cheaper Chase Sapphire Reserve card. Platinum has its unique perks but what you mentioned you can get cheaper or for free.
@Devil_Dog_Ultra
2 жыл бұрын
@@Alex-zn1zu for my business the Annual few is waved so no one beats that.
@calebmyers4985
2 жыл бұрын
Does the Venture X TSA and Global Entry benefit work the same way, where the $100 credit can be earned for each additional user? Thanks!
@JacksonWelch
2 жыл бұрын
Surprised you didn't mention the hilton aspire, it has PP but also OP if you stay at hilton often Edit: Saw you are making a part 2 with Amex cards :)
@VincentPascual
2 жыл бұрын
Hilton Surpass is also great for lounge access if you want a lower annual fee card. 10 PP passes and a $95 annual fee. But of course, there are more benefits to the card beyond that.
@youtube.experiment
2 жыл бұрын
I was waiting for surpass and aspire…
@AskSebby
2 жыл бұрын
@@youtube.experiment Surpass, Aspire, Hilton Biz, Bonvoy Brilliant, Plat, Plat Biz, Green? :) Just made sense to do a Part 2 given the large list.
@lewis20002000
2 жыл бұрын
True, but remember the no restaurant aspect of AMEX PP cards.
@BigTInTheMorning
Жыл бұрын
Capitalone Venture X is the best card on the market
@stephen-finance
2 жыл бұрын
Hey Sebby! Just a thought for the Venture X downgrade question. Some people might have this question if they think there is a possibility that later on a major life change might happen, resulting in them no longer traveling or using the travel credit for a couple years. Instead of canceling the card, or eating the annual fee payments, they want to see if there is a downgrade option instead. I don't know, that's just something I thought of when you mentioned it in the video.
@AskSebby
2 жыл бұрын
Very fair :)
@cloud9520
2 жыл бұрын
Adding to this comment, is the $300 annual credit issued roll over to the next year or is it use or loose it type of thing?
@stephen-finance
2 жыл бұрын
@@cloud9520 As far as I know, these credits are typically “use it or lose it” among most cards.
@josephsmith786
2 жыл бұрын
@@AskSebby Wait so what's the answer? Can the Venture X be downgraded? Edit: I am indeed one of those people where it may be the case in the future that I can't put a trip on my credit card (but can get a trip paid on my behalf by my job, for example, which can't count towards the $300)
@RedRider1600
2 жыл бұрын
Another reason could be is that they got a new Amex Platinum card or Chase Saphire Reserve etc., and can't justify having 2 or more high fee credit cards that they can't use to full extent.
@Alex-zn1zu
2 жыл бұрын
Why no Amex Platinum?
@AskSebby
2 жыл бұрын
This video would be wayyy longer with Amex cards mixed in. Saving for part 2!
@nickdoyle-achievefinancial2464
2 жыл бұрын
I used to use lounges more, but am lately finding the lines for some are too long to be worth it. My most recent terminal in CDG didn't have one that I could access free.
@linkzinvest
2 жыл бұрын
My setup is the AMEX platinum for centurion and delta club access and Venture X for Capital One lounges and priority pass restaurants. Neither are my everyday spend cards tho.
@hansedvardhelas5905
2 жыл бұрын
What do you think about Danske Bank platinum?
@jm4020
2 жыл бұрын
PP is such a miss at LAX unfortunately. Hopefully this changes soon.
@cjcab3158
2 жыл бұрын
I was super bummed that priority pass ended their relationship ship with the Alaska lounge at LAX.
@jm4020
2 жыл бұрын
@@cjcab3158 I was more upset over the Virgin lounge and Rock and Brews restaurants. R&B's was the only option if flying Southwest out of T1.
@davidnoh1719
2 жыл бұрын
Moving to LA this year... Could you let me know why it's a miss?
@jm4020
2 жыл бұрын
@@davidnoh1719 There are no more priority pass lounges at LAX to enjoy unfortunately.
@psn999100
2 жыл бұрын
@@davidnoh1719 There are no PP lounges or restaurants at any terminals at LAX. Nothing. That is what the OP meant
@fulim226
2 жыл бұрын
Hmm.. how can I spend 10k on the Venture X card? Does plastiq take it for mortgage?
@kimchitacos
2 жыл бұрын
What about amex plat?
@cchery508
2 жыл бұрын
Amex is the "end game issuer" Sebby mentioned he would skip over.
@AskSebby
2 жыл бұрын
Coming soon in part 2 video!
@peterlam2155
2 жыл бұрын
Ask sebby notification = finally stopped watching his old videos 😂
@AskSebby
2 жыл бұрын
😂
@alexanderfigueroa3920
2 жыл бұрын
I just use the amex greencard. I dont travel so often, so the credit given for lounge access is fine for me
@SoulOnFirePJ
2 жыл бұрын
Amex Hilton Honors Surpass offers PP with 10 complementary visits in a calendar year.
@jeffblosil749
2 жыл бұрын
Have AMEX plat and applied for VentureX and was denied because of credit inquiries. Now I'm going after AA miles and Hilton points for Maldives.
@wennieh
2 жыл бұрын
No more Priority Pass lounge in LAX 😢
@r4rasa
2 жыл бұрын
they give you free massage instead
@AskSebby
2 жыл бұрын
I cut out a part about the LAX KAL lounge during the edit. Didn't realize how dry LAX was for PP!
@aptcaptc3098
2 жыл бұрын
@@r4rasa and one hour at the video game lounge
@Baier82
2 жыл бұрын
Do you have an opinion on Admirals Club vs Priority Pass? I have the CSP and fly AA (Platinum Pro) mostly through DFW. Their change to Loyalty Points means I’ll get one card but am unsure on upgrading to CSR vs AA Executive for lounge access. 15+ flights/ yr.
@jefuryo
2 жыл бұрын
Capital One and Amex Plat.
@Abhinav123able
2 жыл бұрын
Hey Sebby, could you please make a video on the DBS Visa Insignia card? Thank you
@Phillipconleyjr
2 жыл бұрын
Your vids are always helpful. Thanks for the inspiration, cheers to a great 2020
@AskSebby
2 жыл бұрын
Happy new year! :)
@inkandbarrel
2 жыл бұрын
So from what I found, you cannot lock the Citi AA card. I expected to be able to and was sadly told no.
@giaitri5118
2 жыл бұрын
Hi. I have quest about the venture x $300 annual travel credit . They annual give us $300 to book for travel, or you have to book travel first then they give you $300 back later? And you know how much they coaverage for travel insurance? Cuz they didnt mention about it. ( like chase sapphire reserve i saw they cover from $500k-$1mil ) I have Venture One and think about to upgrade for venture x.
@gordonlandry376
2 жыл бұрын
Any business non American Express credit cards that include priority pass? Or no such luck?
@AskSebby
2 жыл бұрын
I don't think so. Strange opportunity for a bank though!
@rosagonzalez6578
2 жыл бұрын
*It requires money to make money this is the best secret I have ever heard we don’t make money we make multiple money.*
@anasryadi8545
2 жыл бұрын
What happens if you split the bill with someone, do you get $56 off the bill or is it one card per bill?
@multimeter2859
2 жыл бұрын
Great video Sebby. Looking to get into AMEX myself. Just don't have a need to spend a lot of money for a welcome bonus.
@fredfinger7092
Жыл бұрын
@7:20 Flex? Is there really anyone who is impressed by a "luxury" card any more? (I realize Sebby is making fun of this. But seriously is someone impressed these days by a black card?).
@naveenthemachine
4 ай бұрын
I prefer the United club and explorer cards for lounge access but I lean towards the Explorer more than the club card. From my experience priority pass in sfo air china lounge didn’t work for me as a guest. I’ve had good experience with United clubs
@tristanolarti9671
2 жыл бұрын
Capital one lounges are going to be packed with families.
@licelytavarez9817
2 жыл бұрын
When adding someone as an authorized user will their credit be run?
@js6781535
2 жыл бұрын
Got rejected for venture X about 2 months ago. I had opened chase reserved 1 month prior to applying. Good credit score, how long to wait to reapply?? Any tips?
@tigers5163
2 жыл бұрын
Has anyone been told that Amex has suspended retention offers? I just called today and they said that the account are not eligible.
@AskSebby
2 жыл бұрын
Nope, got a retention offer last week. Might be your specific account.
@thewperry
2 жыл бұрын
Happy New Year! I wish PHX had better lounge options.
@AskSebby
2 жыл бұрын
Happy new year!
@crosbybrackins4458
2 жыл бұрын
I worked for American Airlines and all the works here do that with credit card. We do it where we split the price of annual price it’s definitely is worth it!
@AskSebby
2 жыл бұрын
Seems like a no-brainer, if you have trustworthy people!
@andrewly2480
Жыл бұрын
Is there Priority pass from AmEx Platinum and the one from BOA diamond elite back card the same?
@Moisasolifestyle
2 жыл бұрын
CSP, United Infinite Club (i live in Houston) and maybe the Venture X?
@lilyannal5159
2 жыл бұрын
I'm interested on the topic you're talking about; your fast speech and hands movement are very distracting and I can not focus.. It's very bad. Please slow down or pull the camara away.
@Traveler-bw1jj
2 жыл бұрын
So what is the best card for international travel?
@OGutzVentura
Жыл бұрын
Minute 5:50 you said $45 after the limit lounge visit....it's 45 for you and your two guests or 45 per guest per visit?
@archielabb
Жыл бұрын
LAX has NO lounge that accepts Priority Pass. Terrible!
@gerardoaguilera8307
2 жыл бұрын
Does the chase eating credit work for the chase preferred? Also, how do you get the credits? You just pay with it and they reimburse you?
@SM-wc7vl
Жыл бұрын
Good video and yes I know that I can slow down the video. However would you please consider speaking slower? It sounds like you an auctioneer talking about credit cards.
@lancecontreras
Жыл бұрын
Do I need priority pass card when getting the $28 restaurant credit? Will it work using apple pay?
@dabonzrkazt
2 жыл бұрын
for the venture x, do u get the $ 300 credit every year?
@fredflintstone2234
2 жыл бұрын
I gotta say. The priority pass is so overrated. Horrible food. I’ve chased down locations in Paris, nowhere to be found and no food at all. It’s fine for “free” but I would not get a card based on that alone.
@krisnafarley
2 жыл бұрын
I had one from Amex Platinum but never used it… and I travelled a lot for the past year
@michellecromartie7648
2 жыл бұрын
Wow me as well!
@gregb5876
2 жыл бұрын
The AA card also gives you group 4 boarding.... Even on web special aadvantage tickets. Not having to worry about running out of overhead space... That's a huge side benefit.
@kermicgreen3370
Жыл бұрын
I have the AA Card, and only wish for the $450/year you would get PP. They also give you a large credit limit which helps with those business class pacific routes; plus, it's easy to get credit limit increase with this card.
@yessicadeaton8311
2 жыл бұрын
I am in process to test the best CC for our family. I tried Chase Sapphire Preferred with the Priority pass. I didn't care for the lounge it was to basic and at the other side of the airport but I love the Card. I am using united club so far, I love the convenience of the lounge next to the gate and the club are really nice. I transfer my point between those cards without problem. But I think united club card can do better in the benefits. Open to try new good ones. Thanks for the great information
@nowdeconstructed
2 жыл бұрын
I am still trying to figure out who is the end game issurer? You mention that on many videos I’m always like what cars are you talking about?
@CamaroMan514
2 жыл бұрын
I usually buy a one day pass at my favorite lounge as typically 2 cocktails inside an airport bar would cost nearly the same.
@Bottomlineaudits
2 жыл бұрын
Why do you say, “WIFF” when the word you’re trying to say is WITH?
@123biggame
Жыл бұрын
People would want to downgrade venture x to avoid the $395 fee during those years they will not be traveling or their getting too old to travel.
@NotShowingOff
2 жыл бұрын
Airport lounges are worth is during international flights
@aptcaptc3098
2 жыл бұрын
Yup PP is better international, been to buffets and the alcohol was free
@blair7484
2 жыл бұрын
Wow, Amex Platinum didn’t make the cut? 😬
@brandonliu6520
2 жыл бұрын
Venture X, I’m just hoping the sign up bonus sticks around
@petergol91
2 жыл бұрын
What about the Hilton Honors by American Express?
@AskSebby
2 жыл бұрын
0:34 Will do a separate video for all their cards + factor in that your first Amex should mathematically be the Platinum.
Yep, Amex cards (Aspire, Surpass, Hilton Biz, Bonvoy Brilliant, Biz Plat, Plat, Green) in a future video.
@yoditnicole
2 жыл бұрын
Hi! My first credit card I earned was the Capital One Platinum card, should I (after 6 months) get a Chase credit card or Citi? i’m confused. I’m starting to travel due to work about 1-2x per year. Could be 3x but they would also like to have me do some public transportation. thx!
@callformotivation
2 жыл бұрын
Hi Sebby. Great video as usual. Can you recommend some good options for EU citizens, or perhaps point towards channels that cover that region? Thanks
@AskSebby
2 жыл бұрын
AFAIK, EU is mostly an Amex game given interchange caps.
@danielweber6153
2 жыл бұрын
Does anyone know, if the Barclays Miles & More card prevents mileage expiry?
@danielweber6153
2 жыл бұрын
nvm, I found the answers in their terms & conditions: "Award miles are exempt from expiring, provided a miles-related purchase is made at least once a month (that is not returned) and the Card Account has been open for at least three months."
@journey2credit84
2 жыл бұрын
Applied last night for Sun Trust now Truist Financial aka 6th Largest Bank in the US. This Morning application approved $6500 😁Card #20 🤑💪🏿
@LiLi-il6px
2 жыл бұрын
Priority pass barely have any lounge you can use now
@josephlim9882
2 жыл бұрын
I tried to use CSR Priority pass at LAX Tom Bradley International before taking off to Italy but none of lounge accepted as they closed applicable lounges. Such a disappoint.
@tuantran-de5bi
2 жыл бұрын
i am getting sea sick from all the 1 second slide ins....
@Mtl1508
2 жыл бұрын
I find it very aggravating that the platinum Delta Amex card is not enough to get you into their DELTA lounge . You need the more expensive cards , even though your using their platinum card . Mo money, Mo money …
@wilfredomartinez3042
2 жыл бұрын
Hi, saw ur vid. What about the Amex Vonvoy? Is it worth it. Thank you. Loved the vid.
@jefuryo
2 жыл бұрын
DC here woohoo!!!
@Arabsummer
2 жыл бұрын
Question. Currently have the Citi Costco Card (6.5K 18 months) and want to attempt obtaining the Cit Custom Cash Card. Is it better for me to go to actually go into the Bank or call after 2am on the phone? 741 Credit Score 5% utilization past 12 months or so. Please help me Seeby I've been a faithful fan, always comments and thumbs up.
@AskSebby
2 жыл бұрын
AFAIK, you can't PC out of the Costco card. You can PC to the Costco but it's a "dead end" -- no way out. ficoforums.myfico.com/t5/Credit-Cards/Citi-Costco-product-change/td-p/6120214
@Arabsummer
2 жыл бұрын
@@AskSebby If I wanted to PC out of my current card I would have done so a long time ago. You should all know by now that when you PC out you lose the BONUS $$$ Bad Advice, and did not address the question
@AskSebby
2 жыл бұрын
Sorry, totally mis-read that. Either one should be fine. I think you're overthinking it.
@Arabsummer
2 жыл бұрын
@@AskSebby, It's okay Sebby, in my eyes, you can do no wrong, you're one of the most intelligent people I listen to. You have an excellent mind.
@kwfown
2 жыл бұрын
Just remember to be safe @ 9:48. Pay off balance on time, use up all the benefits, try not to leave money on the table, don’t get F’ed
@AskSebby
2 жыл бұрын
100% :)
@Awf.lately
2 жыл бұрын
We fly out of LAX, does anyone know if there are any decent/good lounges worth going to at LAX?
@jamesmoore8873
2 жыл бұрын
Venture X and American Airlines executive card
@tettkyaw4939
2 жыл бұрын
I'm curious if you personally got the BOA Premium Rewards Elite (the newest offering from BoA). iirc, even thought you can add 4 more AUs for free on that card, you can only have one PP membership per account. What I'm curious about is whether that PP membership allows the member to bring any complimentary guests; and does it cover PP restaurants? It doesn't seem to be on the terms and conditions as of Aug 2022. And their customer service team cannot answer those questions either. Let me know if you have any insights there!
@TheLaniemoetz
Жыл бұрын
Great video. I was wondering, if i have priority passes through the Chase reserves card and it allows me to bring 2 guests for free. Does it mean i can go to any PP lounge bringing 2 guests? Would the lounge know that I'm allowed to bring 2 guests through the PP card or should i tell them beforehand? Are kids considered as guests or is there a fee for kids going in?
@lolipena8051
2 жыл бұрын
I liked how you showcased cards I didn’t even know about. I’ve always just thought Amex plat. I will agree lounge access is a game changer hence why I finally went Amex. We had a 10hr layover in Mexico once. We did a lounge and what a game changer. Also we like your jokes =]
@manuvns
2 жыл бұрын
Why not AMEX platinum ?
@nahusharankar
2 жыл бұрын
Hey, did you miss amex hilton surpass? 10 visits of PP for 95 dollars better than most I guess
@iBJanky
2 жыл бұрын
Priority Pass is useless in Los Angeles. There isn’t a single PP lounge in LAX 👎🏼
@45876
2 жыл бұрын
My question is don't you already have lounge access every time you travel with business class or above? Why pay more for lounge access then?
@pauloferreira788
2 жыл бұрын
What about the AMX Hilton Surpass card for $95 a year. 10 priority pass visits a year.
@4891ryan
2 жыл бұрын
Sebby, great video as always. With Wells Fargo revamping their cards, would you place them as mid or late game?
@AskSebby
2 жыл бұрын
Mid-game.
@guaparra2
2 жыл бұрын
i don't travel do you think i can still benefit from the venture x? i have the preferred and still benefit from it. also do you know if the ink can business has offers like the personal cards? i had the card for a week and haven't seen any
@AskSebby
2 жыл бұрын
Probably at least 1 trip to use the travel credit.
@similienr
2 жыл бұрын
If u don't travel, i guess it would be best to get the regular venture. W da x, u need to travel at least one time a year or if u stay at hotels, that b would work too. Weekend get away
@whoknows4006
2 жыл бұрын
Priority Pass members where rejected at O'hare in mid December 2021. Said there lounge was too full (although they allowed business class ticket holders & other membership cards). They specfically targeted prioty pass members.They had a sign up too. Thinking there might be too many users nowadays but thats speculation. Also noticed lots of lounges are closed in jan 2022 & dec 2021 fyi in other airports
@maxwellstern776
2 жыл бұрын
Priority pass is definitely best utilized in Europe, more effectively. I never got turned away from the 30 or so lounges I went to in Europe last year, but at ord international terminal I have been rejected every time lol.
@whoknows4006
2 жыл бұрын
@@maxwellstern776 thats been my experience too. Thanks for reply
@SolidLiquidFox
2 жыл бұрын
I would recommend going MP Explorer+MP Business then downgrading Explorer to Gateway. Effective $99 AF with a 5K yearly point bonus like the Jetblue Plus card. Tempering expectations of United lounges overall as they are okay at best. The one thing I'll say for United Club card is that you can bring a guest every time unlike the Delta Reserve. AA Executive is a must for AA flyers with a nice lounge at their home airport. Other than that, the USBank Altitude Reserve four PP passes may work best for the occasional flyer and its easy to recoup the AF. Ritz card has the best overall Priority Pass.
@AskSebby
2 жыл бұрын
Glad to know that I'm not alone on UC's being meh. Would you say Admiral > SkyClub > UC?
@SolidLiquidFox
2 жыл бұрын
I would agree with that. Skyclubs and Admirals go from position 1 to position 2 depending on where you are. Surprising gems in some airports and complete duds in others.
@quartytypo
2 жыл бұрын
Visit the airport bar for drinks and food and save the expensive credit card fees.
@AskSebby
2 жыл бұрын
Depends on how often you fly and how much you drink. I feel like beers can easily run $10-$12 at airports.
@pahanin2480
2 жыл бұрын
Dump all the cards and just get a ritz card
@dmetalleonn
2 жыл бұрын
I have the Amex Hilton with 90 usd annual fee and i have 10 visits to Priority Pass plus 2 guests and i get a free night at a 4-5 star hotel per year
@adventuresfloridatothailan5217
2 жыл бұрын
I need to travel to thailand with many bags of personal stuff. which card is best for free or discount for most bags? ty
@Ramonphotography
Жыл бұрын
Where’s part 2?
@yungdadi
2 жыл бұрын
Is this not the dude who both a pagani zonda R?
@Rawafication
2 жыл бұрын
So Sebby, quick question: if i have a chase sapphire reserve card but my partner doesn’t, can she accompany me into the priority pass lounges/restaurants? Or will she have to pay a day pass or pay for her own food?
@MsJhonice
2 жыл бұрын
Just got my Chase Sapphire Reserve card and I am trying to optimize all the benefits!
Пікірлер: 349