Rule number 1, pay yourself first. Start at 10% from each check. In your example of each check at $1200 each should be $120 saved FIRST. Even before you pay bills. Otherwise you will never have savings or an emergency fund. Most Americans pay bills first and only add to savings last. Millionaire's swear by it and would be able to build wealth of they didn't pay themselves. In your example you should cancel things like Christmas, giving, and no going out to eat. Great video!
@planbudgetsave
2 жыл бұрын
Hello Blair I been working on this I no longer save for Christmas or eating out 😃👍
@crystalruoff5818
2 жыл бұрын
I struggle with this, pay yourself first...
@Non_Of_U_business
2 жыл бұрын
@@planbudgetsave .....How To Pay Yourself First : Rich Dad, Poor Dad by Robert T. Kiyosaki....kzitem.info/news/bejne/pGd5mHqwbmdemmU
@Non_Of_U_business
2 жыл бұрын
@@crystalruoff5818 ... .....How To Pay Yourself First : Rich Dad, Poor Dad by Robert T. Kiyosaki....kzitem.info/news/bejne/pGd5mHqwbmdemmU
@ChristaForLifeTechLady86
2 жыл бұрын
How can you grow a savings if you can't fully cover your bills 1st?
@wayneholland
Жыл бұрын
Thank you so much for this. I’ve a very low income so I pay myself 10% 1st and the rest going on everything else and now I’m left with money each month
@planbudgetsave
Жыл бұрын
That’s a great idea! Good job
@SAI_ke
Жыл бұрын
Wish someone told me this in the last 6yrs, right now i would be singing a different song. Am still grateful that i landed on your channel while looking for something to help me gain financial freedom. Am in bad shape. Well, i also know it's never late to start ❤
@planbudgetsave
Жыл бұрын
It’s never too late. I was struggling so bad. Things are getting better by Gods Grace Budgeting might be the call to get started! 🙂
@Lifewithmrsvee
2 жыл бұрын
I love your penmanship!I started with a notebook and pen but later purchased the cute binder and envelopes to keep me motivated. Because like you said it is CHALLENGING.Thanks for sharing this info
@planbudgetsave
2 жыл бұрын
We need to keep that motivation to save and budget our income, thank you for watching. 😀
@SWEET1ON1
2 жыл бұрын
I’m just the opposite. I’ve tried using a planner but I always end up using pen and paper, or I use certain free printables
@hertytamakloe6833
2 жыл бұрын
Oooo
@sharonturner9466
Жыл бұрын
@@planbudgetsave hello. Where can I get a pen like you're using? TIA
@MzLady-rr8gj
2 жыл бұрын
Finally a simple and easy budgeting video that I can do and relate to. 💚🙏🏿❤️🤗
@planbudgetsave
2 жыл бұрын
Glad it was helpful!
@jkane3048
2 жыл бұрын
I love this budgeting video ! One of the cleanest and easy I've ever seen to help someone get on the right track financially , thank you so much for sharing!!!!
@planbudgetsave
2 жыл бұрын
I appreciate it so much, I’m glad it helped. 😃 Your feedback helps me know I did well. Similar video with cash stuffing coming soon 🙂
@0773heidi
2 жыл бұрын
Budgeting is so hard when you’re on a low income very thing has gone up so much it’s not easy these days x
@planbudgetsave
2 жыл бұрын
It’s getting harder. Glad gas has gone done a bit.
@0773heidi
2 жыл бұрын
@@planbudgetsave I haven’t had my gas on since March not needed it in the uk trying to cut down x
@RadioScars
2 жыл бұрын
Thanks so much! I am 18 and I am buying my first car and starting to pay rent and bills! So this is so helpful for me! Especially since it is very hard for me to process things in my head thank you!
@planbudgetsave
2 жыл бұрын
Glad it was helpful!
@planbudgetsave
2 жыл бұрын
Good luck with everything. Dont get into debt its no fun.
@aurorasanchez7922
2 жыл бұрын
Yes! To put the expenses by due date is easy regard when the paycheck is that way you know if you have to roll over money for the next period to complete the next bill.
@planbudgetsave
2 жыл бұрын
You got this!!🤗
@Pamcatmom
8 ай бұрын
I’ve been watching so many videos about budgeting and getting so overwhelmed. Thank you for this video. It’s the first time I feel like I can do this.
@planbudgetsave
8 ай бұрын
You can do this!!! 😉
@laquishaking9886
2 жыл бұрын
This was just what I needed because I have all the stuff and then I was like now what? lol this helped a loooot😍 thanks for doing this because I was banging my head on the wall.
@planbudgetsave
2 жыл бұрын
Aahhh I know hire it feels to be in that situation. Thank you for watching😃😄
@napalm.bopper
Жыл бұрын
This is a good beginner budget video! This is how I have done it more or less for the past several years and it has served me well. I just learned about cash stuffing and I'm excited to try it this year. I'm currently reworking my budget to prep. Cheers! May we all have a prosperous new year.🤑
@planbudgetsave
Жыл бұрын
Prosperous Year , here we come!! Cheers
@katherinestahl7641
2 жыл бұрын
This was so simple and easy to understand! Thank you!! Also your voice is so relaxing and helped me not stress as much while I’m thinking about money haha
@planbudgetsave
2 жыл бұрын
I appreciate it so much, if we could forget about our finances without worring about paying bills forever would be awesome. I’m so glad my video helped for a while. Have a great blessed day
@nickieordiway5375
2 жыл бұрын
thank you so much for this video! Directly after watching this i made this spreadsheet for myself , super easy to see how much money you have coming in vs going out! love this more than i can express thank you again !!
@planbudgetsave
2 жыл бұрын
Nickie , you made me happy. So glad it helps
@cschaubhut
Жыл бұрын
I’ve watched so many budget videos and this one made so much sense. thank you for sharing!
@planbudgetsave
Жыл бұрын
Thank you that means lots! Glad it helped
@aurorasanchez7922
2 жыл бұрын
Nice and. Clear budget but the best is made with pen and pencil and alot of creativity and love 🌠
@planbudgetsave
Жыл бұрын
You’re the sweetest😍
@johannacl120
2 жыл бұрын
I had watched other videos before and it was overwhelming and I was very confused but now its so easy thank’s to you I will try it
@Lifewithmrsvee
2 жыл бұрын
New supporter here from budgeting community to support you on your journey.
@Sheisnouvelle
Жыл бұрын
You did an excellent job!!
@planbudgetsave
Жыл бұрын
Thank you 😀
@TheChristianBudgeter
2 жыл бұрын
I love budget videos! New subbie! Those nails are beautiful! Thanks for sharing! Be blessed!
@planbudgetsave
2 жыл бұрын
I also love budgeting videos, i’ve been on this journey for a while and decided to move forward and share my videos as well. Thank you so much for watching. May God bless 🙏🏻you, I hope to keep seeing you in my videos😀
@deonmara1761
2 жыл бұрын
This really help me to understand budgeting more. I know I’m not a cash person so I personally use qube money and another bank. I’m glad I watched this I’m going to adjust my budgeting style to fit this into it.
@planbudgetsave
2 жыл бұрын
Hello Deon. I’m glad it helped 😀
@Your_Gal_Pal
2 жыл бұрын
Thank you! I am happy to see how others budget. Finally a budgeter from AZ. I have APS as well and am not looking forward to my summer bill. 🙂
@planbudgetsave
2 жыл бұрын
Summer is coming, I like the summer at times. The other day it got hot I thought I can’t wait till winter. 😆 I don’t even want to think of my Bill getting so high in the summer
@elizabethdruee
Жыл бұрын
this is literally the most helpful video ive found on budgeting!! thank you!!
@planbudgetsave
Жыл бұрын
Glad it was helpful! 😃😀❤️
@crystalscashgoals
2 жыл бұрын
WOW. 53,0000 VIEWS AND YOU HAVE LITTLE OVER 1,900 SUBSCRIBERS. AWESOME JOB!!!!!
@planbudgetsave
2 жыл бұрын
😀
@budgetwithjosie
2 жыл бұрын
Welcome to the budget community! 😊❤️
@planbudgetsave
2 жыл бұрын
Thank you!! 😊
@qq1651
2 жыл бұрын
Good for you for prioritizing well and cutting out AMZ and other non essential things. I find it a bit confusing why you wouldnt just go through and pay or put 1/2 of each one in your envelopes. It would be so much easier, and less likely that you will choose to NOT put it in one week or another. You have no money at all allocated to spending. You have to allow yourself a little fun money or you will not make it. Its like dieting; if you cut out an entire food group, you will eventually binge on that food group due to feeling deprived.
@planbudgetsave
2 жыл бұрын
You have made such a great point! Fun is needed or else you feel overworked just paying 💸 bills, thank you for your advice I appreciate it. 😃👍
@PRXChge
2 жыл бұрын
Love this video.. straight to the point and done... 1,2,3.. Thank you for not complicating this for me.. unlike the other videos with all these long nails and unnecessary envelopes that they don't need.. thanks again..
@planbudgetsave
2 жыл бұрын
😁😆 you made me laugh, thank you for coming to my channel.
@robinlane3132
Жыл бұрын
Best beginner video ever. Thank you so much.
@planbudgetsave
Жыл бұрын
Aaahhh thank you, so glad this helped
@LittleHelpfulFiles
2 жыл бұрын
Your writing is so pretty!! Awesome video, so happy to be following your journey
@planbudgetsave
2 жыл бұрын
Thank you so much, I’m in debt having shared that part but I’ll probably do a video soon. I really want to be debt free, I pray 🙏🏻 to Our father we have be debt free some day
@LittleHelpfulFiles
2 жыл бұрын
@@planbudgetsave you are on the right track girl that is a great start, cheering you on 👏🏼 God bless you!!
@virgoblack3812
2 жыл бұрын
Thank you so much, this way makes it easier for me to get started.
@planbudgetsave
2 жыл бұрын
You are so welcome!
@tanjawomack9073
2 жыл бұрын
I agree, this is such an easy and great way to budget.
@adrianamont5329
2 жыл бұрын
I love this video! But what if my paycheck is bi-weekly and also changes all the time depending on the week. 😓
@planbudgetsave
2 жыл бұрын
Budget for priority Bills. What are bills that must be paid?
@FCT8306onTwoWheels
Жыл бұрын
Great video :) this is way more clearer to follow than the archaic way that Ive been doing it on the computer Word Pad just typing it out in sentences and numbers line by line.
@planbudgetsave
Жыл бұрын
Visual and writing form is what I like to do Glad this helped!! 😃
@realvesselgem6527
2 жыл бұрын
This is the best one I’ve seen
@planbudgetsave
2 жыл бұрын
😃
@calliew311
Жыл бұрын
Do you make another line for small trips or vacation? For example, my husband flies home every thanksgiving. And we usually drive to a MLB baseball game (SF Giants) at least one time a year, and that's tickets and hotel. So do you estimate what those costs are, then make a line and save for them? And what about splurges? Do you just not ever buy anything that you want? Say your favorite foundation is on sale from 55 to 30 and you're almost out. Where does that money come from? And my husband gets paid per week, so dividing up my bills will be difficult. Like do I just divide bills into 2? Like my power is about 160 too, but taking 40 per week seems complicated, so maybe take 80 for two weeks? I could see doing the rent divided by 4, but some small bills would be too much work to divide by 4.
@planbudgetsave
Жыл бұрын
Hello, I could suggest saving another row for extra vacation/baseball game. For example foundation… all those extra things I am on a strict budget where I don’t spend a penny on myself., but that has changed a bit I’m working another job and Can afford it now. I’m taking money and putting it aside to personal. About your power example it is high but you have to make your budget what works for you. For example taking $80 for 2 weeks if it’s do able Just don’t stay with out money when you budget. Make your income have a place to go, assign all your money a place. Good luck Thank you for watching
@johannacl120
2 жыл бұрын
Thank for your teaching. You’ve made it so easy. I understood everything
@planbudgetsave
2 жыл бұрын
Glad it was helpful!
@vickiewilkins1579
2 жыл бұрын
I would suggest you create a house account for your fixed expenses. Put your utilities on a budget plan and automate as many bills as you can.
@planbudgetsave
2 жыл бұрын
😃
@vennitahensley4841
Жыл бұрын
Absolutely enjoyed this video. And understood how you did this. Following you now
@planbudgetsave
Жыл бұрын
😘 thank you
@kellyheitmann5257
Жыл бұрын
Fixed means each month is the same $$, variable changes. It doesn't matter what it is. I keep hearing variable being things you don't need to necessarily spend money on. That's not variable. That's optional. Basic living expenses are rent, food, utilities, for example.
@planbudgetsave
Жыл бұрын
True, True I’ve made changes to mine budget because of cost of living and prioritize the Must paid bills
@elizabethbeene3373
2 жыл бұрын
Iam so glad I found you. You explained it the way I coul understand it thank you so much
@planbudgetsave
2 жыл бұрын
I’m so glad you were able to understand it, I want to do anther video to explain a few more pointers I forgot to mention. 😀😃
@vt-yp7yq
2 жыл бұрын
Thank you! I found your system easy and less stressful.
@planbudgetsave
2 жыл бұрын
I’m glad 🙂 it helped
@PrincessBella22
Жыл бұрын
Wow your handwriting is beautiful!!!!
@planbudgetsave
Жыл бұрын
Aahhh you’re too sweet 😘
@sharlenescott356
2 жыл бұрын
😁😁😁💜💜💜 Thank u. I was having hard doing my budget. An u really open my eyes. I still a Lil help did u ever think about doing a budget picking a random 🤔 person??? Thank u so much
@41yearoldnewdriver
2 жыл бұрын
I need help with money management. I am trying to spend less. I save $200 a month because I quit smoking. I have been a non-smoker for almost eight years. I save money because I don't buy cigarettes anymore. I am a non-smoker and don't want to waste money on cigarettes or cigars. I save money but prices went up for things I used to be able to budget for. Great video on money mgt!
@planbudgetsave
2 жыл бұрын
Good for you, 🥳 thank you Congratulations Keep to the good risk
@everythingelle6450
2 жыл бұрын
This was very helpful! Cause I need to know where all my money goes
@planbudgetsave
2 жыл бұрын
Every penny we spend needs to be tracked, I would spend here and there and money would vanish. Good luck with it.😀
@siennah1522
2 жыл бұрын
Thank you so much for this video, it was incredibly helpful!! Definitely checking out more of your videos ((:
@planbudgetsave
2 жыл бұрын
Thank you sienna 😃
@itsYumiBabyyy
Жыл бұрын
Expenses* This video is very helpful. Thank you for sharing 🙂
@planbudgetsave
Жыл бұрын
Thank you for watching Glad it helped 😀
@c.parker8439
Жыл бұрын
Wonderful and informative budgeting video! Good luck
@planbudgetsave
Жыл бұрын
Thank you 😀
@LA-ly1nt
2 жыл бұрын
I'm your 888th subscriber. Thank you for this video! 😘
@planbudgetsave
2 жыл бұрын
Yeih 🎉 thank you
@FutureGrowAcademy
4 ай бұрын
❤ Awesome Video as always! Tips For Creating An Effective Budget- 1. Know The Purpose Of Your Budgeting 2. Make an Irregular Expense Plan 3. Know Your Income 4. Determine Your Monthly Spending 5. Set Reasonable Goals 6. Track Your Spending 7. Try Out Different Budgeting Plans 8. Create An Emergency Fund 👉 Stay connected & keep up the great work.
@planbudgetsave
4 ай бұрын
Great advice and list!! Thank you
@FutureGrowAcademy
4 ай бұрын
@@planbudgetsave You are welcome. Stay connected.
@cindyball6998
Жыл бұрын
This was the best explanation ever.
@planbudgetsave
Жыл бұрын
Thank you 😀
@budgetwithlena
2 жыл бұрын
Great video!! I’m now starting to get paid bi weekly and this video helped a lot!
@planbudgetsave
2 жыл бұрын
You got this! Glad it helped
@thlp6872
Жыл бұрын
Thank you for this video. Please keep them coming.
@planbudgetsave
Жыл бұрын
😄😊 thank you
@budgetrebelgoals
2 жыл бұрын
love this set up
@planbudgetsave
2 жыл бұрын
Thank you my friend
@tifferz777
2 жыл бұрын
Love the video Thank you for making and sharing 💜
@planbudgetsave
2 жыл бұрын
Thank you for watching and commenting 😃
@tifferz777
2 жыл бұрын
@@planbudgetsave of course, it was very helpful My first ever Budgeting I watched and understood lol I just made list of all of my expenses after dinner Next I got to get a budget binder and cash envelopes
@m395williams
Ай бұрын
Thanx for sharing, new subscriber here. I launched a channel after being inspired by creators like you.
@planbudgetsave
16 күн бұрын
Great will check out your channel as well. Thank you for watching.
@SweetSunflowers
2 жыл бұрын
Super helpful video! Thank you so much 💕
@planbudgetsave
2 жыл бұрын
Thank you
@Hamoluv777
2 жыл бұрын
Thank you so much for this video and for explaining in detail of every step. It's simple and easy to follow. Will definitely be using this.
@planbudgetsave
2 жыл бұрын
Glad it helped 😃😁
@jessicatexasjh
2 жыл бұрын
Great explanation on budgeting. I
@planbudgetsave
2 жыл бұрын
Thank you Jessica 😉
@aurorasanchez7922
2 жыл бұрын
Yes .give to your pets at least $5 for food, veterinary and hygienic prod.
@planbudgetsave
2 жыл бұрын
😃
@randaray24
2 жыл бұрын
You have such a soothing voice
@planbudgetsave
2 жыл бұрын
Thank you 😊
@charlottehetherington8720
11 ай бұрын
Very helpful beginning
@planbudgetsave
11 ай бұрын
Thank you 😉
@shannonolszewski5173
Жыл бұрын
Love you penmanship. I wish mine was just legible lol😂😂😂
@planbudgetsave
Жыл бұрын
You’re too sweet Half the time I don’t like my writing 😊
@tamaraharrison8776
2 жыл бұрын
Thank you sista!
@planbudgetsave
2 жыл бұрын
Thank you😃
@Me-N-MyMiniMe
2 жыл бұрын
I agree with other commentators you have beautiful penmanship, would you please share the pen you are utilizing?
@planbudgetsave
2 жыл бұрын
Hello, it’s fine tip pen gear, available at Walmart 😀
@juliegarthwaiteclark168
2 жыл бұрын
thanks
@planbudgetsave
2 жыл бұрын
😀
@elsienamckinley
Жыл бұрын
Hello! I love the Video. My question is after watching this on and your Sinking funds video were do you get the money to put into the sinking funds categories because I didn’t see it in the budget plan. Sorry if this is a crazy question.
@planbudgetsave
Жыл бұрын
In this video we were living on one income, bi-weekly pay I split that most be paid with both checks. I take money from the bank to pay for bills and sinking funds I use the cash method Thank you for watching
@blackbutterfly233ify
27 күн бұрын
Thanks for the video
@planbudgetsave
16 күн бұрын
Thank you for watching
@yvettehernandez369
2 жыл бұрын
Thank you
@planbudgetsave
2 жыл бұрын
Thank you for watching
@sam91507
Жыл бұрын
Mint mobile will cut your cell to 15.00 per month. Love them and I believe T-Mobile bought them and still 15.00 per month
@planbudgetsave
Жыл бұрын
I will look into that T Mobile don’t have service where I live, when my sister comes to visit she has no service. She has T-Mobile Thank you 😉
@mil8903
2 жыл бұрын
Great Job
@planbudgetsave
2 жыл бұрын
Thank you 😀🌹
@user-jl3kj5il8s
2 жыл бұрын
Thanks so much for this ❤️
@planbudgetsave
2 жыл бұрын
Thank you for watching. I’m hoping it will help with your budgeting 😊
@carmenrojas374
2 жыл бұрын
Thank you for explanation. Question what pen are you using? 😅
@planbudgetsave
Жыл бұрын
Bought them at target Walmart had them too 😀👍
@scappel92
Жыл бұрын
Thanks!
@planbudgetsave
Жыл бұрын
Thanks to you for watching 😉
@selflove428
2 жыл бұрын
I used cash for my food and gas only in my envelopes
@planbudgetsave
2 жыл бұрын
That’s great!!
@selflove428
2 жыл бұрын
@@planbudgetsave I am doing a 3rd envelop call xmas
@chuchomaui4263
2 жыл бұрын
I loved watching to video I used to split 1/2 my bills until one month I forgot to pay to other 1/2. I know you said you can do that too. I don't want to use cash envelopes I don't want to go to the bank and withdraw money. Then I am constantly moving my cash envelope money around. Any suggestions appreciated. Thanks
@planbudgetsave
2 жыл бұрын
This works for me, If the money stays in the bank, it’s gone With careless spending. This is what works for me. Unless you leave all the money in the bank and be very strict on how much is left for fun money, eating out, spending, etc. Hope this helps 😃😉
@msbossvlog1528
Жыл бұрын
Thank you so much . I am Canadian , I plan to try the $5 dollar challenge Question where do you get the little envelopes. Please and thanks
@planbudgetsave
Жыл бұрын
Some envelopes I made myself Some Can be printed on a printer for free. 😊
@margarettranter3214
Жыл бұрын
Like that you don't speak too fast. What about the months when you get 3 pay checks in the month, how does that work?
@planbudgetsave
Жыл бұрын
Exactly something contradicting to me and something I can’t figure out. For example September checks dates 1,15,29 Last check is to pay the beginning of the bills for the following month of October. So is there really a third check??? 🤷♀️ Some one help!!!🙋🏽♀️
@bc-ob5dm
Жыл бұрын
Thank you for sharing, I understand how to start-- but how do you start? Example: If I have bills due now, and I’m just starting this method… do I pay the bills then start this projection method, or?
@planbudgetsave
Жыл бұрын
YOu can do it that way. Ill do an updated video explaing this. Pay what you can then start a budget in writing.Thank you for watching.
@mil8903
2 жыл бұрын
💕💕💕💕
@toni-annburke104
2 жыл бұрын
Question, if your car loan is due on the 12, but you’re splitting it over 2 checks, won’t it be paid after the due date? I’m struggling with splitting the payment but also paying on time. Thanks for your help!
@planbudgetsave
2 жыл бұрын
Hello, would you be able to pull the whole amount of cash in one check? For example you get paid on the 1st and 12, The check that comes first you can take out the full amount to pay it in time. You are able to take out half from first check and half the next but in order for you to pay it on time that first check of the month will be needed to pay it Good luck Hopefully this made sense
@tu6166
2 жыл бұрын
That’s why you need to be one month ahead of your bills. Like using July income to pay August bill in that way you already have the full bills amount waiting to pay next month bills ☺️
@bc-ob5dm
Жыл бұрын
@@tu6166 you answered the question I just asked! Thank you
@Jamlife16
Жыл бұрын
Most companies allow you to change the due dates.
@mil8903
2 жыл бұрын
New subscriber 🎉💕
@planbudgetsave
2 жыл бұрын
Thank you 😘
@Perfectamente-imperfectos
Жыл бұрын
I have a account we’re i put all bills money that does not have a card I have a second checking for gas and stuff to pay with debit card and I have 3 different savings 2 are automatically withdrawn from my checking and I don’t see the money one is with capital one savings and another with American Express savings that gives me. 3.5% interest better then most places were your money don’t grow the 3 savings is with my bank and that one is for emergency founds is not a good idea to keep money from rent at home especially for a must pay bill keep on a account that you don’t have a card. Better my opinion I also split everything in 4 I get pay every week and this rest works for me and the cash envelope as well ❤
@planbudgetsave
Жыл бұрын
You sure have a great order to it all 👍😀
@LuvT-76
10 ай бұрын
Please.....what kind if markers are you using and where can I ourchase them? Ty😊
@planbudgetsave
10 ай бұрын
Target and walmart have them Fineliner Pens, .3mm, 😃
@KathleenMcHale-l6g
7 ай бұрын
Electric.....you can call and get an average.....to pay the same amount....mine is $125....which is so much easier 😊
@planbudgetsave
7 ай бұрын
We’re on a savings plan that we don’t pay much after 7pm I’m worried we’ll pay more that way even though it averages about the same… We don’t pay much in the winter time But in the summer we’re do
@planbudgetsave
7 ай бұрын
Thank you I’ll have to call and get a quote on that
@lourdesmiranda90
2 жыл бұрын
Question if you’re starting the budget the 1st day of the month and you’re separating money biweekly how can you pay the rent if it’s due the 1st of the month? How can I start doing the budget and you only have the half that is due for example I get pay weekly which means that mortgage will be divided by 4 ? I’m confused how can I start if I have to pays expenses every week different otherwise I will not have the money together because I’m dividing it into 4 if my water its due 5th and electric the 10th I’m kind of confused
@planbudgetsave
2 жыл бұрын
Hello this is a step that I forgot to mention, you have to budget a week or two before the bills come in For example paycheck 28 and 7 off the month Budget with your 28th day check off the month before, for upcoming bills Video soon explaining this Good luck 🙂
@Vas12-x6y
Жыл бұрын
I like this video❤
@planbudgetsave
Жыл бұрын
🥳 makes me happy that you liked it 👍
@rollinoutsidetv2892
2 жыл бұрын
Ur Car insurance is $60 😳😳😳😳. They’re killing Me I’m quadruple that 🤦🏽♀️
@planbudgetsave
2 жыл бұрын
Oh no honey, I’m doing the sinking fund car insurance. I save every paycheck and pay in full at the end of the year. I save that way 🐖 👍🤗
@elisa3rth77
2 жыл бұрын
Hello. May i ask what is a sinking fund?..
@kylequinones389
Жыл бұрын
Shit between me nd you I jus stopped paying my insurance… no tickets no accidents…n my insurance is STILL almost 300 a month.. feel like I was being scammed. Thought it would go down but it hasn’t. I haven’t had insurance these last 3 months
@JesMarie_W3
Жыл бұрын
Expenses
@planbudgetsave
Жыл бұрын
Thank you. GOT IT!
@tyishabristow106
2 жыл бұрын
What gets me so confused is if you have a set due date then how can you split the payments up like that wouldn’t that make your payments late???
@planbudgetsave
2 жыл бұрын
I had to make changes and work on some because I was falling behind on some. So if my house is due the first I have to budget with the last check of the month For example the 28th Updated video coming 😃
@Jamlife16
Жыл бұрын
What I did was put it on my credit card and make bi weekly payments on that card.
@person-ey2ct
2 жыл бұрын
Your hands are so smart..
@vickypastrana1245
11 ай бұрын
Expenses, that’s the correct spelling
@planbudgetsave
11 ай бұрын
Thank you , I keep getting confused.
@stephaniedekinger2463
2 жыл бұрын
As soon as you have your rent money, pay it right away
@planbudgetsave
2 жыл бұрын
Best advice ever!!!
@collectivesoul8084
2 жыл бұрын
So is check #1 for the 1st month and check #2 is for the 2nd month?
@planbudgetsave
2 жыл бұрын
Same month Biweekly pay 😀
@Classy_Lady23
Жыл бұрын
Ok I see you included your sinking funds in with the bills I didn't know so I didn't do that but whatever is extra I could just use that and make a sinking fund right ? It comes out to be the same yes ?
@planbudgetsave
Жыл бұрын
Exactly!! Money that is left you put towards your stinking friends
@Classy_Lady23
Жыл бұрын
@@planbudgetsave Thank you sooo much this was so helpful
@amgooder
2 жыл бұрын
👍*expenSes
@planbudgetsave
2 жыл бұрын
lol, i. found out later.
@Hairtohustle
9 ай бұрын
If my husband pays rent and utilities would I still add that? Same thing with phone and car insurance.
@planbudgetsave
9 ай бұрын
Are you budgeting together? If combining income then yes you combine all bills paid and you would include rent. Happy new year
@DavidEVogel
6 ай бұрын
I would hope that family budgeting included the entire family. Two individuals with different priorities and goals will not work. Budgeting is a team effort.
@dawnaconstante2529
Жыл бұрын
How do you divide car payment and rent in half if both due at beginning of month and get paid bi weekly
@planbudgetsave
Жыл бұрын
YOu have to bugdet with the prior checks.find something that works for you. Have a Good Day
@lexilexi8548
Жыл бұрын
You have beautiful handwriting
@planbudgetsave
Жыл бұрын
Thank you, 😊
@GNATLife
Жыл бұрын
what is matter what calculator to use and what if you don't know the total cost can just calculate all of the costs then write it at the top?
@planbudgetsave
Жыл бұрын
You can do what works for you, if you don’t know the full amount, then you can over budget by a few more dollars. You have money left over or you can add it to sinking funds
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