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@gsr8553
5 жыл бұрын
I bought a car 3 years ago and it was and still is one of the greatest joys of my life. I had so many rides with my friends, family. When It was too sunny during summers it protected me from heat during travel, also in rains. I enjoy driving every moment of it whether in traffic or on scenic roads..listening to my fav music. ... the same goes for my bike....I love my bike equally and its 11 years old...It has been with me thru good and bad times......my comment will only be understood by someone who truly loves his/her car or bike . So its not wrong to own a car (or a bike) whether its monetary value is depreciated or not. Its emotional value for owner always keeps on growing......
@rajendrakumarbarik4253
5 жыл бұрын
Right bro
@ashishtrivedi8253
5 жыл бұрын
Exactly! You can't calculate moral values. Besides is duniya main aaye hai tho maze karna bhi tho banta hai.
@patrikarakshay
5 жыл бұрын
You are correct ...but the video is more about how to make a prudent decision while buying vehicle ...we love the vehicle becos of memories associated not becos it's a costly one
@kchandrakant50
5 жыл бұрын
Very true. Each & every thing can not be calculated on monetary value basis.
@gauravrana8115
5 жыл бұрын
Bhai Ola kar lete
@AskCarGuru
5 жыл бұрын
One of the best content.. Great
@rahulmukesh4235
5 жыл бұрын
Hello Amit sir aap yanhan v... Sir aap dono milke 1 is tarah ka banaiye jyada maza aayega... Wel nice to see u here
@parthpatel7758
5 жыл бұрын
Dono milke banao video
@mayursalvi957
5 жыл бұрын
Aap bhi acha content dala karo..
@dhritu
5 жыл бұрын
Hello Amit sir , I am big fan of yours
@bharatdeveloping2907
5 жыл бұрын
Ask CarGuru best . ye ji
@sumeetsamy
4 жыл бұрын
May be the Intent was right considering growing environment problems But Calculations are all wrong . 1. You Didn't Consider Inflation 2. The 2Lakhs value will be only be taken into consideration if you are buying CAR with 100% Cash 3. In case of Loan the 2 Lakh is an Virtual Value . Only the Interest on Principal Amount shall be considered. As we are not paying from our pocket. Interest will be the cost . 4. Today the Interest Rate for Car has gone down to 8.4% p.a. 5. People buy car on loan because they don't have cash. So the point of saving doesn't come into picture. 6. You have considered a very high yield rate of 12% . It is possible only if compounding. 7. No one will wait 25 years to enjoy the earnings. After 25 years . 8. After 25 years the inflated value of 2 lakhs will be equivalent to 25 lakhs. 9. Income will also increase over the years. 10. To save penny why one would wait 25 years? 11. We cannot rely on Cab drivers. 12. Personal Trips within 400 Km will cost 10 times more with Private Cabs . 13. Car is absolute value for money if it is below 7.5 lakhs and if used for atleast above 1,00,000km
@deepakkumarDPKreal
2 жыл бұрын
Asset Yogi is turning into a clickbait channel
@pravinnimje677
2 жыл бұрын
Status is also matter why we live beggers life
@sktsinghal
2 жыл бұрын
I agree with you bro
@sktsinghal
2 жыл бұрын
Especially now in COVID times personal vehicle becomes a must have.
@dineshbugalia7297
2 жыл бұрын
Bang on points
@sudhirchillar1250
4 жыл бұрын
I purchased a Tata nano in 2012 and I am enjoying.
@RaviSingh-fv4sh
4 жыл бұрын
Disclaimer: This video is not for rich peoples.
@tarangraval38
4 жыл бұрын
better I say it's for a Smarter People...
@rishabhsingh2368
4 жыл бұрын
Google user jyada dimag mat laga warna khatam ho jayega. Tumhare jaiso KE liye nahi hai
@samirocks6166
4 жыл бұрын
Yes you are right. They allready know this thinks. That's why they are rich.
@vinaya2084
4 жыл бұрын
This is Truth. It is for everyone
@brijbhanyadav8013
3 жыл бұрын
Absolutely right.... brother
@StockistNKB
4 жыл бұрын
If u can afford ,just go and buy car whichever u want , go with family and friends live life when u r young,, u can save money , but u cant buy life and time with that money
@AAMIRSUHAILSHAIK
3 жыл бұрын
You can save money but you cant buy life and time with that money wow just wow
@sunilsarvankar8264
3 жыл бұрын
👌👌👌
@B4umusic2024
3 жыл бұрын
I lobe you bro foh this
@drsktiwari5166
5 жыл бұрын
वाह। आपने तो झूठी शान दिखाने वालों की आंखें ही खोल दीं । आपके सुझाव बहुत ही अच्छे एवं अमल करने योग्य हैं।
@AssetYogi
5 жыл бұрын
धन्यवाद Sunil 😊
@shwetapandey5924
5 жыл бұрын
Kya phark pdta he paise ki Kami he kya
@vitalsweat
5 жыл бұрын
@@shwetapandey5924 paiso ka pata nahi but malnutrition ,starvation ,poverty and famale foeticide ki to koi kami na he...help them just a bit too ...🤗
@novaprime1166
5 жыл бұрын
Tivaravadi
@advaakibkhan5996
5 жыл бұрын
Focus on earn money then saving
@luckydhiman
4 жыл бұрын
Good video but video omits an emotional factors of buying a car. eg: if somebody gets severely ill in the family you can take them to the hospital without waiting for Ambulance or Cab and that time could be the difference in life and death. I can come up with many examples why car can be a very big part of the family and why you should not look at it as depreciating asset. I would recommend people when buying a car please buy it according to the needs you have not because peer/society pressure. If you're day to day tasks can be done by Alto or some small car don't buy a big car to showoff. Lot of good trips and memories will be created with the car as well. Savings are absolute necessary for us the middle class but in that we lose lot of times that we could have enjoyed if we splurged a little. Sometimes just enjoy things without thinking about the money.
@cu4ever100
4 жыл бұрын
भाई जीवन भर यही कैलकुलेशन करते रहोगे तो ध्यान रखो तुम्हारी सांसो की भी कोई कैलकुलेशन कर रहा है। अगर सामर्थ्य है तो शौक पूरा कर लेना चाहिए।
@himanshurajput6427
3 жыл бұрын
Bhai bhale phir pent fat jaye
@sachinpuri5349
3 жыл бұрын
Well Said Bhaie.Itna Calculation karna hai to time Ka bhi calculation karo jo video banane me laga hai uss time ko kisi or jagah b use kar skte hai 😀
@Siddharthsidd
3 жыл бұрын
@@himanshurajput6427 pent bacha ke shauk pura karo
@AkshayNaik404
3 жыл бұрын
Log aise hi fancy feature wali gaadiya leke abhi pachta rahe hain and gaadi bechke CNG ki bookings kar rahe kyunki pehle ka hisab bigad gaya petrol prices se.
@jtorajasansi8633
3 жыл бұрын
Haha status ki baat kar ke solutions diya hi nhi
@RRUTVIJ05
4 жыл бұрын
When your family member is serious and he or she need to reach hospital as soon as possible than if your car helps to reach hospital , than money is important or life.. Car is for family and four to five members can go together and enjoy. Emotions give much more value than money.
@AG-jn8im
3 жыл бұрын
Well said👍
@amitkumar-bi6zz
3 жыл бұрын
Sahi kha bhai
@ishwarpawar2974
3 жыл бұрын
@@amitkumar-bi6zz z
@rawatproductions2504
3 жыл бұрын
yes bro i felt that
@prd9246
3 жыл бұрын
Yes that's the important point ..
@samyaktripathy4942
4 жыл бұрын
I really appreciate the way you explained it. Real truth is our economy runs through expenditure. If people will not spend then no company will invest , which ultimately end up with job loss. People who has invested in that company will lose their money. All should know it's a cycle. Yes you should buy a car if u are capable enough, never ever buy it looking at other people.
@AjaySingh.8486
4 жыл бұрын
सुख के लिए संसाधन है। सुख जिसमे महसूस हो वो करो। सब यहीं रह जाएगा...कैश फार ऐश
@naveenrana5609
3 жыл бұрын
Rightly said, try to enjoy life with family
@mushtaqali4395
3 жыл бұрын
Ye baat bhi bilkul sahi h😀
@beingreminiscent9956
5 жыл бұрын
Sometimes we need to give preference to our dreams irrespective of profit and loss...
@laxmikantmunde1619
5 жыл бұрын
Old Memories Forever .. yes I do think same !! I mean we can’t compare our dream car with money . If we think so much about saving then we can’t even buy a bike too 👍🏻
@dropagear6050
5 жыл бұрын
Shi bt kbhi kbhi profit loss se upr sochna pdta h
@omkaringale6349
4 жыл бұрын
Life is one time give dreams people
@sunil36391
4 жыл бұрын
You are absolutely right. He is giving financial percepective. Important is what you are considering. If you are considering lifestyle and dreams this video is not useful. Because what you care for is more important than anything.
@vipinkamol574
4 жыл бұрын
Sahi pakde he👌
@HappyestMoments
5 жыл бұрын
Have been driving k10 since 2015 which I bought from a lady doctor. Perhaps, I knew the car is discontinued at that time, but when my friend (learned) drove that car, I knew this car belongs to me. Have bought it at a high price but i m still driving it.. AZIM PREMJI still drives a 2nd used car today.
@janardankhotare
3 жыл бұрын
K10 कि maintainace बहोत हैं
@ashishkushwah7127
3 жыл бұрын
Covered major basics of buying a car. So helpful!!! Thanks a lot.
@manojputhran4477
5 жыл бұрын
80 people buy car just to impress society , vehicle is like having dinner at high end hotel you can avoid easily but people want to impress social media audience
@amargujar6094
4 жыл бұрын
Correct
@Ajay260176200806
5 жыл бұрын
एक दम सही है l दिखावे पे मत जाओ अपनी अक्ल लगाओ।और वही गाड़ी खरीदो जो आपके लिए ईज़ी अफोर्डेबल हो।
@jitendragurjar3227
5 жыл бұрын
You reght say, Brother
@jomyjohn4636
4 жыл бұрын
Exactly
@getfitwithpri07
2 жыл бұрын
My dad never convinced to buy big budget car but I never agreed to it. Now after watching this video it made me convinced that he was right, good initiative for making this video, it is also helping the youth to train their mind in a intellectual way.
@satyajitmaitra3338
Жыл бұрын
In that sense this person is the father of your father who is able to convinced you😅
@kksrk
5 жыл бұрын
There is only one life ...work hard spend hard and enjoy the life ..
@MrBibhuti5
4 жыл бұрын
@jvn P exactly what I mean
@sidharthkonapuram
4 жыл бұрын
👍
@myWeltanschauung
3 жыл бұрын
Right those who won car doesn't have any right to give us gyan not to buy dream..
@hemantthakare9902
3 жыл бұрын
Good
@techcloud2510
3 жыл бұрын
the video is for those who spend most of their money savings in buying a car, the golden rule of 35% is best when buying a car. budget for car buying = 35% of annual savings or less. So that has no direct burden on other things.
@alwaysrock1000
5 жыл бұрын
Your Motive was right,But this cannot be generalised People have smart earning options these days like SIP,Mutual Funds and The best of all Stock Market Few points I would like to Add 1-Car is a Status Symbol in India and Abroad,ratan tata tried changing it by introducing Nano but miserably failed 2-Yes cars/Bikes should not be bought with EMI,but that vehicle which u can afford at that time 3-Calculations do not match the Logic here,You are saying CNG lasts for 15 years as per Govt rules But in reality cng vehicle dies in 5-6 years of usage 4-You also took a special point that people change cars in 3-4years,Those who change that frequent they earn a lot,so this cannot be generalised 5-Tier 2 and tier 3 cities have very Poor public transport hence this fails there too Your intent was right but it got few irrational calculations too 😊just my opinion
@sohailkhan-dj6du
5 жыл бұрын
But if you try to understand getting car financed is a better option. Take an example if you purchased car of 50 lakh in cash. So,it will not give you benefits and it will depreciate but if you get it financed so you have to pay 20 lakh and rest in form of emi. I.e monthly upto 50-60 k per month. And the rest 30 lakh can be invested in other sector you can earn upto 2 - 2.5 lakh from that 30 lakh and you can pay installment from those money and can save also.
@sohailkhan-dj6du
5 жыл бұрын
@@hgskaursa it's not about how expensive car buyer purchasing. It's about how buyer think. I have 5 cars all my cars are financed. All are luxury car. 2 Bmw,2 Audi, 1 Mercedes Benz.
@ashoknirman9551
4 жыл бұрын
smart boy, cash ko Kahi or invest krdo, minimum to min. FD bhi krayega to 80% interst waise hi cover ho jata jo hum pay krte h loan wali car ka. car ki value kam hogi but FD wala paisa 5 saal baad bhi utna rahega. 5 saal baad cash bhi rahega or car bhi bas 20% ka nuksaan h
@sunrise417
7 ай бұрын
Why not people thinking about this..🙏
@big-bang-movies
5 жыл бұрын
For daily commute, you can buy 2 wheeler instead of car. from financial point of view definitely car is depreciating asset, however in India public transport system is horrible in most places unlike foreign countries which leaves people no other choice.
@ShriramGupta222
5 жыл бұрын
1 yr ago i brought 20 lakh rupees car, i hardly drive it.. Only 1000km in a month. Buying car was not a good financial decision but i had to buy it because of status symbol.
Then you dont know how to enjoy. Every weekend i go out with friends long drive.
@sushant_tito
4 жыл бұрын
kaunsa guiness book of world records mein naam darj huaaa aapkaa.. status symbol is a big joke
@kunjar
4 жыл бұрын
Visudh chutiye vyakti ho tum..,,,,😂😂
@Truthseeker7280
2 жыл бұрын
True Video. Some times we buy car just to show off. People don’t buy practical cars. They think if i buy Alto people may laugh so they buy baleno, where as Baleno was not needed. Now baleno stays parked and money got wasted worth 2 Alto’s. But yes if like to drive buy cars but dont go over board. Start with a humble car and then go for bigger cars slowly.
@arjunjadhav9320
3 жыл бұрын
Excellent! Nobody told me what should be your mindset while buying a car. Thank you!
@AssetYogi
3 жыл бұрын
Keep learning
@ashwaniratre4705
3 жыл бұрын
Our Life is once at a time. But things shall be always so that if possible enjoy it and live happy life.
@yashgarg4874
4 жыл бұрын
0:35 Gaadi ek reliable transportation ka mode h. Aapko har extreme weather me protection deti h. Haan traffic proof nahi h bike ki trah but CNG pe ek affordable car is the best.
@omprakashbora993
3 жыл бұрын
bohot khub ,bohot important to some family.. well done..
@Gaurang1995
5 жыл бұрын
Sir, in case of public transport, buses and trains are heavily crowded in peak hours and in case of cabs the surge pricing occurs a lot, also many times there are no cabs available in metro cities like Mumbai... So its better to own a car even if the running is short...
@VECTAVERSE
Жыл бұрын
Depend on person
@sanjayarya1664
4 жыл бұрын
As usual one of the best youtubers ever,ever.The most genuine, comprehensive, tutorial.Sir you are actually doing a great job......We will cherish your such a inspiring,and creating awareness tutorials. I Watch your each and every tutorial,and have been benefitted a lot.
@AssetYogi
4 жыл бұрын
Glad to hear that. Thank you Sanjay 😊
@yashtrologer
3 жыл бұрын
I had not been using a car for so many years, but after CORONA pandemic situation has been changed a lot. I know car is a depreciating asset but sometimes it's good to have. Nowadays, petrol prices are going high and everytime paying huge prices to cab could not be a wise decision. Using public transport, especially this time is a concern too. It's better to have a car as per the individual budget.
@kishorvingale133
2 жыл бұрын
Yes, it is a very valid point and related to present situation.
@prabhuprasadsahoo9307
2 жыл бұрын
You are correct. for safety point of view own a car is not a bad choice.
@Airops-td4qs
Жыл бұрын
Govt should invest more on building and strengthening public transport infrastructure so that people need cars only when it is needed the most.
@drkapilhazarika5920
5 жыл бұрын
Asset yogi videos are really informative and the simple way of presentation by Mr. Mallik is what I liked the most...Keep it up Sir
@AssetYogi
5 жыл бұрын
Thank you for appreciation Kapil 😊
@RahulMenon888
2 жыл бұрын
Car buying is an emotional decision ! Sometimes life goals. You can not put a price on the joy it brings to the family. However once you have decided to buy a car be smart about it, understand your requirements. I'm sure even if you buy a slightly lesser car you will still love it. Drive safe cheers !!
@NT13091
4 жыл бұрын
Mere liye car lockdown me bahut kaam aayi. I bought it as per my need as we were expecting a child. There were no cabs in lockdown and also was afraid to take one due to obvious reasons. How much your friends will help. Mere ghar me baby aa gaya mere paise vasool ho gaya. I will advise please buy a car when you need it which will also help the auto sector grow. BTW loving my Tiago.
@IAMWHATIAM0001
5 жыл бұрын
Very good vedio and I totally agree with your points. It not only saves our money but also helps in reducing pollution and by using public transport reduces traffic. Even poor people gets employment and not only helps in reducing air pollution but also noise pollution. It also prevents accidents and making lesser vehicles on roads helps emergency services easily accessible.
@AssetYogi
5 жыл бұрын
Agree!
@kauseratique4486
10 ай бұрын
@@AssetYogiplz let me know which car to buy affordable milege ....
@freeaman
5 жыл бұрын
Very nice video, sir, I live in Mumbai and I don't have a car :-), I use Ola or my motorbike. I think car is not necessary in a big city because of alternative transport.
@Banzybanz
5 жыл бұрын
Car is definitely not necessary in Mumbai. You can go anywhere easily using locals + walking or rickshaw.
@prvz8733
3 жыл бұрын
In corona times it is necessary ...safe ride !!
@dineshbugalia7297
2 жыл бұрын
Bhai Monsoon mai kya karte ho..it's definitely a hell to travel on bike then.. we earn to have comfortable life
@alinchatterjee1987
4 жыл бұрын
Mai goa me rehta hu. Yaha par public transport bahut kharab hai. Isliye mai car kharidane ka plan kiya hu. Used car le raha hu. Honda city 2.8 lacks in excellent condition :)
@ravindrar5049
5 жыл бұрын
Great video sir, I want to add some more points. It is good to use Ola Uber saves money on buying car and also on parking space, maintenance, driver. Also in country where people doesn't have place for shelter, to walk freely on footpaths and traffic jam for public transportation and at other side we use lot of space for private car parking. So it is good if number of private vehicles get reduced. Also it is good for environment as it reduce pollution due to traffic by some percentage and saves resources in making of car. In residential societies car parking is one of the reason for no space to play kids and plant trees as space is concretise for parking purpose which also affects rain water absorption affecting groundwater in cities.
@sidhnik
5 жыл бұрын
At 3.34' in the video, when you say that 2 lakh could is depreciated could have been saved and invested.. doesn't seem logical. That 2 lakh is not cash in hand that could be invested if the car was not sold. Please explain this point.
@rahulmahajan1294
3 жыл бұрын
If you have 6 lacs in cash and want to buy a car worth 6 lacs then buy second hand car for 4 lacs and invest the remaining 2 lacs.
@bookcollection2883
4 жыл бұрын
One thing you missed out is opportunity cost. Even if you don't take a loan and pay 6 lakh. You are still paying 3k a month that you would have received as interest from the bank if you kept that money in the bank. Loan is stupidity but buying with full payment also has a monthly opportunity cost that most people miss out and because of opportunity cost, not buying the car is the most sensible thing.
@dchimangsajovee7770
5 жыл бұрын
Actually I was planning to buy a car which cost 6-7 lacs but after watching and analysing your video I am confused whether I should buy or not.
@ElectricBikeWale
5 жыл бұрын
You can it's just their point of view. If you have the real need to own a car you should. Btw which car you are looking for?
@sohailkhan-dj6du
5 жыл бұрын
But if you try to understand getting car financed is a better option. Take an example if you purchased car of 50 lakh in cash. So,it will not give you benefits and it will depreciate but if you get it financed so you have to pay 20 lakh and rest in form of emi. I.e monthly upto 50-60 k per month. And the rest 30 lakh can be invested in other sector you can earn upto 2 - 2.5 lakh from that 30 lakh and you can pay installment from those money and can save also.
@banerjeenandan
4 жыл бұрын
I am a subscriber of this channel for quite a long time... Still I don't know how I have missed to watch this video... Very informative and eye-opener... Thanks Mukul Ji...
@gauravchouhan7668
4 жыл бұрын
I appreciate sir... I already have a bike or vo bhi rakhi hi hui hai me Jupiter se hi nikalta hu bahar traffic me vohi sahi lagti hai... But Meri Ma ki icha hai car lene ki sirf isliye lena hai papa ma or me hi to hu jarurat nahi hai bas ma ne kafi dukh dekhe hai to unki khusi ke liye ye investment profitable hai i thought... Vaise now i realised me kanjus hu😅
@vivianaverse
5 жыл бұрын
Sir ek video banaye shadi karke fayda hai ya na karke..karke zyada fayda hai ya na karke.....
@nishantrazz
5 жыл бұрын
Sir kar lijye gadi v mil jayegi and gharwali v bina interest k😊
@mks8451
5 жыл бұрын
Mt krna bhai
@dilipdas3081
5 жыл бұрын
Dilli ka ladoo, khanese v postao na khanese v. Toh khake postan hi think rahega. Khane see pahle loodu ki janch achchi toroh honi bahut jaruri hay. Eyhi he main point.
@virenderkain5527
5 жыл бұрын
@@nishantrazz baat to Shi khi pr Tere hisab se shi h tum Jaise log he dheej ko bhadava dete ho
@praveenkumar-qm8fs
5 жыл бұрын
Marry a rich/good job girl then you will be at profit or else you will be struggling in your life like me....
@jeetuasolia
4 жыл бұрын
👍25 years ke liye 12%interest kaun si scheme/plan par milta hein please bataye
@rajeevsahota2024
4 жыл бұрын
Stock market
@ashishtgoswami
4 жыл бұрын
Sahi pakade hai... Jab jarurat ho tabhi car hire kar Lena chahiye. Aajkal to new car bhi company khud fixed term ke liye per month Rent lekar provide karati hai. Aapne video me wo bhi batana chahiye tha. Wo best idea hai agar kisi ka daily uses jyada hai to.
@evworld579
5 жыл бұрын
My suggestion to buy used cars Approx 1-2 lakhs
@R___A___V___I_
3 жыл бұрын
सर बचा लिया आपने धन्यवाद। बहुत खूब...
@theconqueror4186
5 жыл бұрын
Thank you sir for increasing financial awareness in people.
@AssetYogi
5 жыл бұрын
I hope it helps everyone 😊
@theconqueror4186
5 жыл бұрын
@@AssetYogi sir education loan repayment and interest ko kam karne k liye suggest kijiye.
@ranjeetmukut814
5 жыл бұрын
Good analysis.. In small towns, these points are not fully applicable.. From the place I belong, to own a car is a good investment as regards to emergency situations and where public transportaion is not that up to mark..
@prsh9610
5 жыл бұрын
@Ranjit.. you have a valid point there.. I agree with you..
@ashwinkale473
3 жыл бұрын
Bhai tum gaadi bechdo yahi chahte hai woh 🤣
@varunsood4118
3 жыл бұрын
I think point here is buy a car his se Kama chal Jayne. Agar 5 lakh ki gaadi se Kama chalta hai to 10-15 mat kharcho
@AkshayNaik404
3 жыл бұрын
Definitely bhai. public transport / cabs etc use karne ka option tabhi applicable hoga jab ye suvidha sahi se available ho. Agar aap gaav me rehte hain and elderly hain aapke family me jo bus etc se comfortably travel nahi kar payenge to wo case me acchi gaadi bohot jaruri hain. Ye scenario me convenience > Cost ho jata hain.
@Trekkingzone
9 ай бұрын
HP, UK, J&K, North East me Ola uber nahi hain. So the only option is to depend on Public transport (which is really bad in these areas). Only when family member or relative fall sick i really feel the need of buying it.
@bohemiansoul584
4 жыл бұрын
Wagon R CNG watching your calculations while eating popcorn.😁😁
@GOBINDKUMAR-uj3jx
3 жыл бұрын
😂😂😂
@AryanSingh-xi8de
3 жыл бұрын
Mere pass bhi WagonR h CNG 😁
@akshaykulkarni1301
4 жыл бұрын
Appreciate the information, but car is an emotion for some people.....it should be bought @ "right time"
@AssetYogi
4 жыл бұрын
Keep supporting :)
@Rev_bhp
4 жыл бұрын
@kumar sangam dass Haan bhai sahi bola... Main kal hi 12km bheegkr aaya hoon bike se... Is bandey ki video meko illogical lagi.. Iski video dekhkr log chutiye bann rahe hain... Car purchase apni khushi ke upar hai..
@mrjaspalsingh
4 жыл бұрын
I m using carnival for family outing Personal for gle Creta and verna for city and daily commute Up to one lakh km total of all car in 3yrs
@dd-001
4 жыл бұрын
Please make a video on " saving a cup of tea can make anyone rich in future" or " a cigarette smoker loses the amount that can make a nonsmoker rich". Thanks for this video.
@AssetYogi
4 жыл бұрын
Keep learning Dip
@dakshsinghal5814
3 жыл бұрын
😂😂😂😂
@peejay5829
3 жыл бұрын
Oh Bhai 😂
@MukeshKumar-cy1sy
4 жыл бұрын
Loan is good option in case of car As cash can be required for other emergency purpose and if you invest that in fd you will get some return also.
@AAMIRSUHAILSHAIK
3 жыл бұрын
In fd 6to7percent intrest per annum but in emi 10to11percent per annum we have to pay.
@ajaykumarch525
4 жыл бұрын
Dear sir apki video bhaut achi hai..bhaut helpful hai. But i have some points to yes 2 lakhs ham save karengey toh 30+lakhs toh banjayengey 2 years kei baad lkin apni puri life barbaad karkei apnei time mei jo jeena tha woh kohkar kya milega? gaadi aisi leni chahiye jo over costly na ho nahi market me cheap looks na hon aur safety bhi hon aur mujey lagtahai, Brand new car top end lenichahiye aur achi model leni chahiye jisko life time chalasako change na karey isliye topend jismei max features miljaye.....aur second hand kabhi bhi best nahi milsaktha india mei kyon ki maintainene and envronment sahi nahi hai isliye hamesha nayi gaadi ley.aue second hand mei kabhi bhi luxy gaadi nahi leni chahiye kyon ki uskey parts ka maintenance cost uski price ko beat kardegi ek saal mei
@prakharbengani6369
3 жыл бұрын
Buy a car on loan. Invest the rest of amount in SIP. You can easily cover the expense on loans or make profit
@bijaychhetri1422
3 жыл бұрын
What is SIP bro??
@andressabooty
3 жыл бұрын
@@bijaychhetri1422 SIP stands for Systematic Investment Plan
@user-sp2lj8et2n
5 жыл бұрын
Don't buy a car.. best advice bro.. less running don't buy..
@sanjaymulay9291
4 жыл бұрын
Mujhe apki sari batein sahi lagi ... But ek point hai... Aap ne end main kaha k 2 lakh 25 sal k liye invest karne par 12% intrest k saath 34 lakh hojayega.... But 25 yrs main unn 34 lakh ki value considering inflation kitni hogi... In bada duration deke aap kaise investment ko justify kar sakte ho aur to aur aapko uss 34 lakh pe income tax bhi dena padega ... It's not about buying car or not but the time you are saying for investment not considering the inflation
@duleshwarmahto5686
4 жыл бұрын
Simple and best one to make people understand about their invisible savings. Thank you Sir
@aniketkakad
5 жыл бұрын
RBI Decreases Repo Rate by 25 base points, please make a video on what sectors are seen benefiting from it! Thank you!☺️
@akashmunot5905
4 жыл бұрын
Aap bata rahe hai gaadi cash mei hi kharide, loan jyada se jyada avoid kare. Lekin agar cash hone k bavajud agar uss cash ko ek moderate returns mei invest kar de (12%) aur car kharidne k liye loan hi le le jiska interest aaj kal 8-9% chal raha hai. Toh wahape bhi hum log kafi paisa bacha lete hai, iss cheez pe aapka kya kehena rahega. Please reply karke bataiyyega.
@GreemarGaming
5 жыл бұрын
Recently I am going to buy a car and this video is an eye opener for me. Thank you for your valuable suggestion.
@AssetYogi
5 жыл бұрын
All the best Sukant!
@reddiamond333
5 жыл бұрын
बहुत अच्छी बातें। इसके second पार्ट का इंतज़ार है।।
@AssetYogi
5 жыл бұрын
आपका बहुत बहुत धन्यवाद 😊
@ankitkalavagunta8951
4 жыл бұрын
I don't agree with buying with 100% cash. You have to consider opportunity cost for the cash as well. Suppose I have 6lakh cash today but I still take a loan and pay EMI at around 11%. If I invest my 6 lakh and earn 12-15% interest on it, it is better than paying cash.
@vinayyalams
4 жыл бұрын
Please calculate the interest on car that you bought let say you kept it as FD and compare the car loan interest that you are playing ;) its always good to take loan and buy a car..
@thakurdayalsharma2958
2 жыл бұрын
Aap ke ray better hai
@sagarpawar5855
5 жыл бұрын
If u earn 12%pa mean clear solution is there , 6 L car if considering 6L investing 6k per month 72k per year earnings use this fund for cab or local travel aprox ₹200 per day No need to worry about parking , maintenance , petrol
@AssetYogi
5 жыл бұрын
That's absolutely right, if per day running is limited.
@preetammukherjee623
4 жыл бұрын
bhai Cab lena X cities mein to possible hai.. but for rural areas booking a CAB is next to impossible.. first to wo nhi jayega ya aayega.. next Cab service is not even there. apanka gaadi is always apanka property.. care karo ya toot do apna hi property hai.. sukuun waha pe hi hai..
@dr.lalmanikumaribhagat4555
Жыл бұрын
I m Dr. (Mrs.) LK Bhagat, want how to know about new Car. Some times Repaired car is sold as a new car. People are cheated. How to identify ?
@sarojkumarassistantprofess9022
4 жыл бұрын
Time is more important than money. After 25 years, you will have many health problems. You cannot eat whatever you want cannot go wherever you like. My father saves money in LIC, what he will get in 2020 is 3 lacs.
@millioniques7798
4 жыл бұрын
Term insurance?? That is pure insurance and not LIC..
@devendra3686
4 жыл бұрын
bikul sahi kaha , money sav hi karte rhenge to use kharch kab karenge , aj gadi na le or 2 lac sav karle after 25 yr bad 35 lac kia karenge life nikal jayegi , life kia bharosa kab tak rhe isliye car khario or aram se safar karo
@shashwatsomawar139
4 жыл бұрын
@@devendra3686 dono hee karo thoda save aur thoda car mai daalo
@SatishSwain098
4 жыл бұрын
Nice one!! Can you share such comparison between buying a car, taking a subscription via zoomcar etc and taking cab services
@vanishah2270
2 жыл бұрын
Really nice video,and now once antother time make me thinking a buy new car
@RO_H_AN_SA_H_OO
2 жыл бұрын
Sir apne to car khridne ka nazriya hi bdl diya...! Thank you so much sir
@stockmarketguru9526
5 жыл бұрын
Bhai maine gadi apni shauk ke liye buy ki hai aur aur meri gadi ki e. m. I 14000 per month jati hai... Aur Maine apni gadi ko travels and tour mein laga di hai around 30000 per month income bhi ho rahi hai....... Mera shauk bhi pura ho gaya aur income bhi genrate ho rahi hai toh kya burai hai bhai.....
@AssetYogi
5 жыл бұрын
If you can earn from your car, nothing like it.
@n.s.chouhan5433
5 жыл бұрын
Sir , Video banaiye banaiye please car business pe ??
@n.s.chouhan5433
5 жыл бұрын
Very nice dear ..
@जयश्रीश्यामखाटूनरेश
5 жыл бұрын
Perfect absolutely Right decision......
@cityonwheels7118
5 жыл бұрын
Tour pe kaise lagaye gadi ko
@akshaykulkarni1301
4 жыл бұрын
Disadvantages of buying a car........tells while driving car.....very convincing
@gouseteluguvlogs741
3 жыл бұрын
Lol😂😂
@prasworld9
2 жыл бұрын
Bhai next year agar new car purchase krna hai to konsi krni chahiye, Electrical ya Petrol/Diesel ????
@utkarshsharma9071
5 жыл бұрын
Good Analysis. Really liked the new theme for the video.
@johnywesco4143
4 жыл бұрын
Sir, i want to buy a second hand car for family! (Parents). Hardly going for 200 km in a month.. is it a good advice!? I live in a metro city but parents live in a small town.. so ?
@Bayeak
4 жыл бұрын
You better choose second hand alto or maruti 800 if your parents drive less
@RajSingh-em6gl
4 жыл бұрын
Thnnks sir...Informative..
@RaviShankar-ss4cp
4 жыл бұрын
All solutions do not stand in present Covid situation. Also you need to understand if buying stops what will automobile industry and it's supporting units will do.... this video can be useful for someone who is calculative in every inch of his or her life... but not for all.
@pratikghate5370
4 жыл бұрын
Sir I planning to buy second hand nissan Terrano ....make 2015 , price 5 lac and one top to base model, please suggest me that it is worth buying today
@murthy1772
3 жыл бұрын
No
@pratikshaprajapati702
4 жыл бұрын
Also consider the transportation cost of a family of 4 members and comfort and convenience. Then which option should be opted.
@HVACengineer93
2 жыл бұрын
Family car ...whose average you are capable of
@sapkalesuresh5935
2 жыл бұрын
Good
@ashokkashyap9325
3 жыл бұрын
बहुत सुन्दर और काम आने वाले सुझाव दिया आपने आपका दिल से धन्यवाद🙏
@iubxx
5 жыл бұрын
I'm in india have bought my e220d of about 65 Lakh on road and want to sell it within two years but as I've bought it in 2018 June what will be it's average value after two years from now in 2020-2021 and do luxury vehicles has high depreciation value?
@VikashSingh-vp6zl
5 жыл бұрын
Thanks asset yogi . Mai sab logo se kehana chaunga ki Maine CAr kharid Kar bahut badi galti ki hai . Jab Tak bahut jaruri na ho koi na le ye steel k dabbe .aur kabhi le bhi to second hand lo .
@liladhar6827
Жыл бұрын
So good sir... explained every point in details. Really great.
@1994bhaskar
3 жыл бұрын
That's amazing sir. Your video is indepth and logical. I appreciate your work.
@AssetYogi
3 жыл бұрын
Thanks
@UdayGuleria
2 жыл бұрын
Beautifully narrated each points... Conclusion: Buy second hand car 🥰
@ToxicGaming-mk4bi
4 жыл бұрын
wow! Was going to get harrier since I can easily afford total EMIs of 1 lakh but now I am going for a 8-9 lakh rupees ccar or any second hand car.
@vaibhavsingh6336
4 жыл бұрын
Nexon??
@manuelsmith332
4 жыл бұрын
I believe most people emotionally involve with their vehicles because of the marketing hypnotism rather become emotional towards living beings and nature ..think of it as machines not people or family member then you will treat people like people and feel more compassionate towards living being
@CTCClasses
5 жыл бұрын
#Great_Initiative #3rd Point will be considered more✍️💖
@AssetYogi
5 жыл бұрын
Thank you for appreciation 😊
@AkashWWD
4 жыл бұрын
Which is cheaper cabs vs Personal Car....???? For a middle Class family
@mahtabalam-sy2eb
4 жыл бұрын
does it applicable to a business man ? a business man can take depreciation in income tax as expenses
@RaviSingh-fv4sh
4 жыл бұрын
You almost pay 25 lack for a 6lack car in 15 year with all kinds of cost included.
@soumyodipkanrar3032
4 жыл бұрын
make video on personal finance and financial planning. Also, make a video on financial considerations before buying any electronics items such as TVs, phones, computers. It will be helpful thanks!
@AssetYogi
4 жыл бұрын
Watch this video: kzitem.info/news/bejne/06isy6FtrWh_Z2k
@dijog9221
5 жыл бұрын
Nice video. You just pointed out one big financial mistake people do with their money. Subscribed 👍
@AssetYogi
5 жыл бұрын
Thank you for appreciation Dijo 😊
@ShadowLearner
4 жыл бұрын
Thanks sir , it was really a nice informative video.I was thinking to buy a car and I am pretty much convinced not to buy a car at all.....happy financial planning.😀
@kumardabral5754
3 жыл бұрын
Most of the examples I know. But overall u r great. Thanks .
@otagophysio
3 жыл бұрын
Money is like a snake, catching / earning it is painful, keeping it secure is painful and then when you spend or kill it is painful!
@sudhanshuswami2304
5 жыл бұрын
If you are business man then take loan for vehicle, if you are salary class then buy from saving !
@soumsgaming238
4 жыл бұрын
It's for high salary class people
@jeetsingh6042
4 жыл бұрын
Thank you so much sir...आप बहुत मेहनत करते हैं। आपकी ये वीडियो को देखकर मैंने छोटी 5लाख की ही गाड़ी ली थी , जिसमें मैं अपने आपको बहुत ही कम्फर्ट महसूस करता हूँ, आपकी सलाह हमारे लिए बहुत कीमती साबित हुई sir, आप सदैव प्रसन्न रहें sir हार्दिक धन्यवाद आपका।।।।।। और ऐसी प्रेरणादायक वीडियो बनाते रहें।।
@AssetYogi
4 жыл бұрын
Dhanywaad Jeet :)
@gyrussulcus1908
5 жыл бұрын
शुरु मे बड़ा वाइटबोर्ड दिखा तो खरीदने पर बधाई देने का सोचा लेकिन फिर आप अपने फेवरेट पर आ ग्ये😂
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