$5 million should be sufficient. As I approach retirement, I’ve allocated my funds as follows: Two-thirds in the stock market, mostly in the S&P 500 with a small portion in AI stocks. One-third in no-risk securities like CDs, Money Market accounts, and I-Bonds to help cushion against market volatility.
@jljl6737
Сағат бұрын
解釋得好清楚, 謝謝介紹了VEU (World index ETF) 呢隻長遠冇得輸全世界整體都是向上. 唔怕買錯一個地方
Yep, It's the general mathematical approach to determine if one has enough money to FIRE. Most people probably over estimate their needs, or maybe that just give them an excuse to keep doing what they do until their engine break down big time.
But you may die soon from cancer due to food quality, and your money and home may be confiscated by the government. This has happened before. Are you 100 guarantee that it won't happen again?
@cthgbs6267
7 минут бұрын
1 million USD will be enough for me to be FIRE. I am not from HK, the cost of living is not that high but the salary is pretty low too 🥲
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