In this video I am condensing my cash envelope binders.
If you are new to the channel welcome and current subscribers thank you so much for supporting. I love you all. We are a low income household. At the moment it’s just me, my husband, and my three cats. Our financial goals are to achieve financial freedom. For us that is having enough money in savings and investments to retire early, own a home, and enjoy live while we are still young. We’ve started our financial journey in 2019 when we decided to take control over how we spend our money. Thankfully we are a two income household but live in a high cost of living area. We hope to one day change that. Ultimately, I would love to using one income for expensive and the other for savings and investing but we are not at that point yet.
I started this channel to hold myself accountable and stick with my goals. Although there have been many ups and downs I’ve found myself drawn to put myself out there and share my journey. At this point in my life I feel that I finally have some control over that I can achieve. This community is amazing and I love how everyone supports each other.
Thank you so much for the support and for watching this video. I hope you enjoy!!! Please also check out the shops that I mentioned below. Thank you so much for watching!
Shops and Channels Mentioned In the Video
My Shop- ForeverBudgets
Binders and saving challenges
/ @blacknblue10_4
drippedbye.com/
www.etsy.com/s...
www.etsy.com/l...
Budget N Chaos (Scratch Off Challenge)
/ @budgetsnchaos
The Mom Life (Planner Challenge)
www.etsy.com/s...
Hands & Bands (Scratch Off Challenge)
www.etsy.com/s...
Golden Girls Budgets
/ @goldengirlbudgets
Become my Pen Pal
Yolande McMillan
Forever Budgets
PO Box: 120405
SAINT ALBANS, NY 11412
About Me
Hi, my name is Yolande and welcome to my channel. My channel is for those of you beginning your budgeting journey.
I am on a journey to better manage my money better.
At the end of every year I go over my spending for that year. When the pandemic hit and I got a pay cut I started to really go into my spending. After going through all of my expenses I noticed that I spent over $18,000 on things I didn’t even need. Yikes right!! Yes these were things that I just brought for the sake of buying NOT necessities. I was spending way too much on online shopping, Amazon, Target, and eating out. After doing the math I realized that this had to stop. I need to stop spending so much and start saving more for my future. I no longer wanted to live paycheck to paycheck and I don’t want to spend my entire life working without having anything to show for it. I want to better prepare for my future/retirement and my money habits were not helping.
I hope you will join me on this journey so that we can learn and grow together on our quest to financial freedom.
Instagram
I'm on Instagram as forever_budgets. Install the app to follow my photos and videos. www.instagram....
Apps that help me save
Fetch code. Scan receipts to earn gift cards
59MPWE
Sign up for Mercari and get up to $30. Here's my invitation link : merc.li/guwpdYDzb
Disclaimer: I am not a financial advisor. This is just a method that works for me.
Негізгі бет CASH CONDENSING/ BILL SWAP/ OVER $2200/ Low Income/Zero Based Budgeter
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