Question for you: How long have you had the Chase Sapphire Preferred? Or, is there something preventing you from going for it? 👇
@getsugatenshoFTW
Ай бұрын
4.5 years, but I'm on my second one
@KevinYang
Ай бұрын
@@getsugatenshoFTW Haha yeah *technically* I'm on my second one too, but still just as great and important!
@isaacchapman7628
Ай бұрын
I just got my Preferred two months ago, it was my second credit card after my Discover It I got when I was 18. I got a really nice offer for a 90k points sign on bonus while I was starting to learn more about maximizing value from credit cards, and coincidentally I was about to spend $6k on a deposit for new windows and siding. I got the Freedom Flex last month, and I'm about to go apply for a Freedom Unlimited tomorrow. I'll cool down once I've got those 4 in my wallet, it's not like I've got much money to spend after dropping all my savings on new siding and windows. Gotta focus on rebuilding my emergency fund. In 2026 my savings will be totally recovered and I plan to visit Japan with some friends. Luckily, I'll probably have enough points to make my flights free!
@De_Guatemala
Ай бұрын
10 years, 3 sign up bonuses
@pcmacintyre
Ай бұрын
About a week. LOL. I received a 90K sign up offer and decided to take it. I have a vacation (kinda last minute) planned for Thanksgiving to SEA. As I was going to go anyway, using the CSP should net a good amount of points.
@krs1905
Ай бұрын
Meal kits count as online groceries for the CSP. You can stack with Rakuten and when there are additional Chase Offers.
@KevinYang
Ай бұрын
Great point! Is there a brand of meal kits you've seen this happen for most often?
@krs1905
Ай бұрын
@@KevinYang mostly all of them have good offers through the Rakuten or other portals (sometimes I use AA’s portal). I’ve used Chase offers for Factor and Blue Apron - but they are the smallest part of the stack, usually $8-$15. If you’re looking for meal kit deals then I’d go to Cash Back Monitor’s site and see who has the best portal deals. I always try to use the CSP because it gets you 3.1x back after the anniversary bonus. I have a hard time justifying a product change to the CSR because I get so many points and free food through this method.
@APUSHstudent777
Ай бұрын
Just recently got the sapphire preferred card. Got denied online. Decided to go to a local branch instead. On multiple of their credit cards, they had an additional bonus that was only in the branch if you applied at the branch. Better than the advertised online offers. So it's worth a check to apply for these in person.
@KevinYang
Ай бұрын
100%! And I've heard the same! Friends who have applied in branch have been more easily approved. Sometimes the reps there will go above and beyond to help you do so (probably because they get a commission)
@JohnWick-o5v
Ай бұрын
never a fan of the $50 hotel credit via portal.... I prefer the CIBP.... AF can be tax deductible
@KevinYang
Ай бұрын
Great point! And yeah even for me, I haven't been able to *easily* use that credit every. single. year.
@Tonys_Finance
Ай бұрын
Hi. How do you combine the Chase Sapphire Preferred with other Chase cards like the Freedom Flex to maximize your points? Any specific strategies you recommend?
@KevinYang
Ай бұрын
At a high level, earn with the card that gets you the highest multiplier, transfer those points from cards lke the CFF and CFU over to the CSP, and then redeem through there! Either for 1.25cpp on Chase travel portal, or go through travel partners
@travellearnrepeat571
Ай бұрын
CSR Guy here to show love
@KevinYang
Ай бұрын
CSR is definitely a strong card, especially if your home airport has a Sapphire lounge! Unfortunately not the case for me, so my choice of premium card is the Amex Plat!
@IanMaschal
Ай бұрын
Just downgraded my CSP to the OG Freedom to max out those 5x quarters and to be able to use at Costco. Got the CIP with 160k bonus to still be able to transfer out.
@KevinYang
Ай бұрын
CIP with 160k wow!
@PingPingTravel
Ай бұрын
That is dedication for any card with an annual fee. 7 years with the annual fee faithfully paid every year.
@KevinYang
Ай бұрын
Haha yup, but for all that it's allowed me to do with my Chase points, worth it for me!
@Growupmedia-e1l
Ай бұрын
WhatsApp bro 👋 You are helping many people by providing useful information. The one thing I noticed is your editing quality. You need a professional editor. We will provide editing if you need an editor . We will provide a trial for you
@Rampal-ji-y
Ай бұрын
Sir, how to open a card from India? But not document
@Divyv520
Ай бұрын
Hey Kevin , I have send you the email you have not replied yet ?
@riosafado
Ай бұрын
what is your international grocery card ?
@richardworcester8256
Ай бұрын
I think he would probably say Amex gold. No foreign transaction fee and it's 4x all around
@riosafado
Ай бұрын
@@richardworcester8256 Can Mr.Yang respond ?
@De_Guatemala
Ай бұрын
@@richardworcester8256 If you read the Amex website, it states: 4X Points On Groceries At U.S. supermarkets".
@ProfessorX-YouTube
Ай бұрын
@@richardworcester8256 The Gold is only 4x for U.S. supermarkets.
@eduardoosorio9410
Ай бұрын
@@richardworcester8256you get 4x on US supermarkets only.
Пікірлер: 37