Yes, please do a video on the Modified Double Dip!
@jonathanfactor6688
2 жыл бұрын
Great video thanks
@DCGEMINI202
2 жыл бұрын
Go for the CSR if your active duty military. Or do like i did, apply for the CSP and upgrade after a year
@Alvin_1914
3 жыл бұрын
Here for old time's sake
@seiduabdulrashid8394
3 жыл бұрын
thanx for the education
@JakeBroe
3 жыл бұрын
CSP is still great for the portal boost if someone uses a card setup to collect chase points.
@WallersWallet
3 жыл бұрын
Totally! 🔥
@oazizpharmd2993
3 жыл бұрын
4 CF and 2 CIC FTW. Just hope they don’t nerf household transfers.
@ExposeFlyersDotCom
3 жыл бұрын
@@WallersWallet hey bud I'm sorry about your cat I know how that feels, and yeah making KZitem videos can take away lots of time cause I tried doing that on another channel and I don't even have a wife or kids, if you ever decide to get back on making videos I would recommend to increase your subscriber base buy reviewing minimalist wallets like from Ridge, Fantom, Nimalist, and Flipside since ur channel is Wallers Wallet, and even physical crypto wallets from Trezor, and cards from Crypto exchanges like Gemini, Crypto Com, and Nexo.
@Danielle_4.
2 жыл бұрын
Does instacart at Target,Walmart etc count for the online grocery caregory?
@jconti123
3 жыл бұрын
Only CC KZitemr I follow cause he actually thinks about the avg person, rather than just focusing on his specific finances
@WallersWallet
3 жыл бұрын
Thank you for the kind words!
@jameshorton3692
3 жыл бұрын
Him and Sebby are the best. Everyone else (TPG) is just a paid ad.
@Alvin_1914
3 жыл бұрын
For my travel habits....the CSP is the winner. 3 flights a year..... I rather earn on my multipliers than the crowded lounge experience
@WallersWallet
3 жыл бұрын
Totally agree, Alvin!
@mikeybee98
3 жыл бұрын
Its pretty unfortunate I keep hearing this. I've only started getting CCs that have lounge access and it was initially appealing to have some private quiet time before a flight. I've been hearing lounges can get crowded which is the total opposite of what I would want. I already am not a fan of crowded airports and I usually plan my arrival so that I spend as little time waiting as possible. It also seems like it'll probably get worse as lower level cards are being granted the same "exclusive" lounge access as the higher level cards, but to varying degrees.
@lewis20002000
3 жыл бұрын
For a long time I didn't care about lounges either, then I had a 6hr layover in Vancouver, BC to Brisbane. The 4hrs sleep & freshen up at the Plaza Lounge was magic😇.
@Alvin_1914
3 жыл бұрын
@@mikeybee98 I didn't mind as much until the Centurion lounges started becoming crowded and having 45 minute wait times. For some the wait is worth it. For me it's not. I just dont value it like I used to and the cost is getting out of hand. It's like asking someone who remembers gas being 50 cents to pay 4 dollars. I remember how it used to be and how it is now. I'll just wait at my gate with my headphones and call it a day.
@dustinhisle1543
3 жыл бұрын
I’d rather keep the CSP. If lounge access is important to you, get the Amex platinum or even better the Hilton Aspire.
@HockeyJock
3 жыл бұрын
Yes - but know there IS a difference. The CSR Priority Pass Lounge Access includes Restaurants - AMEX nerfed theirs a year or so ago. I'm wondering if the US Bank Altitude Reserve offers the restaurants or if only the CSR does.
@carlostmendozajr
3 жыл бұрын
@@HockeyJock Can get the Ritz card for access and keep csp
@HockeyJock
3 жыл бұрын
@@carlostmendozajr Ah, true. Although... that can be a very long process if you don't already have a Chase Marriott Card.
@dustin7708
2 жыл бұрын
@@HockeyJock with the new Capital one venture X offering priority pass with restaurants, the CSR is basically useless now.
@HockeyJock
2 жыл бұрын
@@dustin7708 not if you love Hyatt!
@mack-uv6gn
3 жыл бұрын
The annual fee difference made my choice easy. Csp point multiplayer is a good deal with a $95 annual fee. Not traveling much as in the past so all the extra travel perks aren’t useful at the moment.
@WallersWallet
3 жыл бұрын
Completely agree, harder to justify if you aren’t using the lounge benefit
@LandynG137
3 жыл бұрын
Altitude reserve is better than the csr because of the 3x mobile wallets and the platinum is better as well in my opinion (better lounge access and better customer service). Not sure if chase wants people to get rid of the csr since its a big money loss or not but the csp is just so much better now.
@WallersWallet
3 жыл бұрын
The mobile wallet multiplier is great on the Altitude Reserve
@DerikAasansLevelUpTravel
3 жыл бұрын
I'll just go with the US Altitude Reserve. 3x of all mobile payments. 1.5c per point. $75 effective AF. Visa Infinite Benefits! Its the more practical version of the CSR!!
@WallersWallet
3 жыл бұрын
I do enjoy the Altitude Reserve, the 3x mobile wallet multiplier is great
@MarkReese
3 жыл бұрын
CSP for me 👍 Even though it only works for _online groceries_ (not cool) 😑
@WallersWallet
3 жыл бұрын
Yup. I wish it covered all but still better than nothing I guess
@joegulledge2307
3 жыл бұрын
Agreed!
@SolidLiquidFox
3 жыл бұрын
Online groceries 😄
@curmudgeonextraordinaire1884
2 жыл бұрын
They need to change that if they want to compete with the Amex Gold
@mrright1716
Жыл бұрын
Why did you quit man?
@BigRic731
3 жыл бұрын
Liked and subbed! Great video and content senor!
@youngboyfuture
3 жыл бұрын
Cool video
@philbertshevitz3113
3 жыл бұрын
Completely different levels, obviously better intro bonus on the preferred, other than that the preferred is weak on services and features. 250 effective annual fee on the reserve, 95 on the preferred, it just depends on your preference.
@nubianpwr
2 жыл бұрын
Agreed "different levels"... Chase intentionally hooked so many with the CSP bonus, thereby repositioning the CSR for its proper market. They will tweak the benefit profile of the CSR too in the near future, making it more elite. The economy has shifted, and most don't understand it yet.
@philbertshevitz3113
2 жыл бұрын
@@nubianpwr any idea what tweaks to the reserve?
@HockeyJock
3 жыл бұрын
The 10% point bonus is based on total yearly dollar spend, not total accumulated points for the year. (unfortunately)
@WallersWallet
3 жыл бұрын
I know, it would have been great to see it for the multipliers, but even on spending it does help
@Maricarrrr
3 жыл бұрын
The 100K point SUB was the deciding factor for me!
@WallersWallet
3 жыл бұрын
Hard to argue against the value from the bonus 🔥
@DugrozReports
3 жыл бұрын
I wonder about that Emergency Medical Evaluation benefit on the CSR. Unlikely to ever be needed, but I do think about the "peace of mind" argument ...
@docsays
3 жыл бұрын
only occasional flying, mostly road-trips. csp fits my needs. just not a fan of the new lasers across the card.
@WallersWallet
3 жыл бұрын
Sounds like the Premier could be even better for you!
@Ron-qe4ul
3 жыл бұрын
Got the CSR back in 2018 and just renewed at the $450 AF. Next year I'm downgrading it to a Freedom and applying for the CSP... it's almost a keeper card at this point
@WallersWallet
3 жыл бұрын
For some it just might be
@katieqt37
3 жыл бұрын
GREAT video! Super in-depth, thank you! I'm a new CSP holder with no plans to switch to the CSR! Not worth it to me, especially with the CSP improvements!
@WallersWallet
3 жыл бұрын
Thanks for watching!
@jayhernandez1039
3 жыл бұрын
Yes man do a video on how to get both cards 👍
@WallersWallet
3 жыл бұрын
Added it to my list
@omarsfo1
3 жыл бұрын
I just got mine CSP😊
@AhmedRadhy
3 жыл бұрын
yes please do the other video
@WallersWallet
3 жыл бұрын
I’ll add it to the list
@DerikAasansLevelUpTravel
3 жыл бұрын
If you can, get the CSP and upgrade after 1 year . Redeem the points after the upgrade...
@stephenwright133
3 жыл бұрын
I have the CSP. I don’t travel enough to make use of the airport lounges to pay extra for the CSR. My local airport doesn’t even have a lounge.
@WallersWallet
3 жыл бұрын
No lounge makes it harder to justify the CSR
@wild642
3 жыл бұрын
I believe that the points are not worth 1.5 as before because the cost of the ticket costs more than before! better to take out travel insurance and always fly as soon as possible between flights! you need to make a more detailed video to date no credit card gives you the value of what you spend
@WallersWallet
3 жыл бұрын
I’m not sure I get the last part? I need to make a more detailed video, on what topic? Thanks
@FreedomFinanceFun
3 жыл бұрын
If you're worried about a few hundred for annual fee and you don't travel enough to use the lounges, it's not for you. The preferred is good enough
@WallersWallet
3 жыл бұрын
The Preferred is good enough. Well said 👍🏼
@TravelBossNas
3 жыл бұрын
Yes I’d like to know about the double dip. Just out of curiosity
@shaunalaber1479
3 жыл бұрын
Yes, this would be awesome!
@WallersWallet
3 жыл бұрын
Adding it to my list of videos
@i0r-r-tjtkttl
3 жыл бұрын
Dustin, if one moves to Europe, and travels 4 or 4 times a year, which is better? Preferred or Reserve? I think European airports have better travel lounges right?
@WallersWallet
3 жыл бұрын
I would look at your daily spending. But if you were traveling 4 times a year and plan to use the lounges each time. I would calculate that in, and it might shift to the CSR being slightly more valuable. Also are you using transfer parters or travel portal?
@i0r-r-tjtkttl
3 жыл бұрын
@@WallersWallet Thanks Dustin. If and when I move to Europe for good, I cannot use the Chase Trifecta. I can only use Preferred or Reserve because they have no transaction fees. Since I will use only one chase card, I will not really be able to accumulate a lot of points. In this case, does it make sense to keep the preferred and forget about the lounges because it costs $550? Also, I will use the preferred only on some occasions in Europe since I will probably get some local cards for regular use there.
@don_em6079
3 жыл бұрын
I just applied for the preferred and got the annual fee waived for the first year. Cool benefit when you go in person.
@joelgarcia5894
3 жыл бұрын
Hey D would love a video about application hacks like MDD and such for different issuer especially if you’re 4/24. Also getting a bonus offer for upgrade and double dip applying for a new card (amex) thanks
@shaunalaber1479
3 жыл бұрын
Ditto, yes please!
@WallersWallet
3 жыл бұрын
I’ll add it 👍🏼
@Packerm87
2 жыл бұрын
So as much as I really do want to added benefits of the CSR, I think it is in my best interest to get the CSP, I got pre-approvals for both.I do like that the CSR is a VISA infinite card, but the Visa Signature gives you the same just not lounge and hotel collections. I do get it with my AMEX which I plan to keep but the CSP will be my daily driver.
@E-UNIT127
3 жыл бұрын
I’ll be downgrading my Sapphire Reserve to the Preferred before my annual fee hits this year. Cannot justify it anymore due to covid.
@WallersWallet
3 жыл бұрын
Completely understandable
@spicemasterii6775
3 жыл бұрын
Spot on! I've been having reservations about the Reserve lately. Other than lounge access, it doesn't make sense any longer.
@WallersWallet
3 жыл бұрын
🙌🏼
@SolidLiquidFox
3 жыл бұрын
Reservations....on the Reserve.
@spicemasterii6775
3 жыл бұрын
@@SolidLiquidFox Pun intended 😆
@birbsandsports
3 жыл бұрын
great video! I'll stick with my Preferred
@KalvinPatel
3 жыл бұрын
I got denied because I have a high balance on some other accounts. Do I need to pay them off to get accepted for a sapphire? The high balance is from these blinds that my mom wanted to buy so we opened a credit card for that company. We make payments on it but it’s probably a high balance. Does this need to be paid off?
@cgotterba
3 жыл бұрын
I've been thinking about this and pretty much agree. I downgraded my CSR 8 months ago when Chase wouldn't give me a retention offer. In early 2022 I'll be eligible for a new SUP - was planning on the CSR but with this refresh the CSP is a no brainer, especially since I have lounge access/other perks covered by AMEX.
@WallersWallet
3 жыл бұрын
Definitely worth seeing what the bonus offer is when you are eligible 🙌🏼
@SonnyChanhvongsak
3 жыл бұрын
The 10x on car rental via the portal kind of conflicts with the car rental statuses that visa infinite cards give you since there is no way to enter your credentials for your statuses through the portal. Hope they change\fix that since there isn't a point in the portal for car rentals atm for the CSR, but the 10x on hotels is huge if you don't have statuses there. CSP = must have for anyone who travels 1-2 times a year CSR= for the 4+ crowd
@WallersWallet
3 жыл бұрын
You should still be able to go to the car rental site and register your loyalty number afterwards.
@gabstersadventure
3 жыл бұрын
I really wish someone would do a video on us Chase Sapphire preferred, and if it’s worth it to use your points on the experiences. I just earned that 100,000 point bonus and I’m wondering if it would be an OK or good idea to use them on the experiences on the trip This is some thing I have never seen someone make a video. And on the chase portal I can use points to pay for experiences on trips in West
@kalashnikov8420
3 жыл бұрын
Ritz Carlton still the best.
@WallersWallet
3 жыл бұрын
It is a good card for sure
@tankercrewchief
3 жыл бұрын
It’s in the name! I prefer the CSP
@WallersWallet
3 жыл бұрын
👍🏼
@JacksonianT
3 жыл бұрын
Dustin! Do you know if you can be an AU on a player 2 sapphire card and still get one in your own name? Or do they count any connection to a sapphire card as your only one?
@WallersWallet
3 жыл бұрын
You can be an AU and get your own. Won’t prevent you from getting your own 👍🏼
@JacksonianT
3 жыл бұрын
@@WallersWallet solid, I think I have my credit limit across all chase cards maxxed out at the moment... But chase just opened branches in NM, so maybe I'll go in person to try and get the 100k preferred bonus :)... Would love to have a cushion for potential pickup of hyatt points.
@tacticoolalan368
3 жыл бұрын
I got the MB Boundless to covert to the Carlton Ritz Card for PP benefits. I like the updated changes and will evaluate the remainder of the year to see if I will keep the CSR. My original plan is to downgrade the CSR to the CSP to maintain sone of the travel boost and keep a “catch-all card.”
@ReinHart006
3 жыл бұрын
I’m debating the 2nd year CSP vs Amex Gold. Which one would u think is better for keeper card?
@WallersWallet
3 жыл бұрын
I would say it depends on how you redeem the points. Premium cabin travel Gold. Economy travel/cashing out CSP would be better IMO
@davisebbert4835
3 жыл бұрын
New sub! What are your thoughts with pairing the CSP with a hotel card? I really like the Marriot Bonvoy that I would want to pair with the CSP :)
@lewis20002000
3 жыл бұрын
Bro, I'm finally under 5/24 again I have the CSR, but been thinking of switching out for the CSP for months. The only question is, by what method? After the AMEXP increase, I have to think of overlapping benefits.
@WallersWallet
3 жыл бұрын
If you are eligible for a Sapphire bonus downgrade to a flex or unlimited. Get bonus on CSP 🙌🏼
@lewis20002000
3 жыл бұрын
@@WallersWallet I think I am, I got my CSR in 2016. Over the 48months needed, so wish me luck.
@zacharydingo
3 жыл бұрын
Dustin, if I downgrade my CSR to the CSP, do I have to wait one year to upgrade it again, if I would want to? Another way of asking this question is: do I only have the opportunity once per year--within 30 days of the annual fee being charged--to upgrade/downgrade between these two cards ... or can I upgrade/downgrade whenever and Chase will just prorate the annual fee?
@TomSramekJr
3 жыл бұрын
My recollection is that they are legally prohibited from changing the annual fee mid-year (that’s so credit card companies can’t modify your fee after a few months) so it’s a once per year opportunity.
@7motion985
3 жыл бұрын
I wish that I can give you 100k likes 👍 per video, I canceled my reserved card 2 years ago I am considering applying for a preferred card ( never had one ). Thank you 😊 very much for this video
@DugrozReports
3 жыл бұрын
I got my calculator out and was going to say that 82,000 UR's is the magic number ... but you beat me to it!!! :)
@LByogi88
3 жыл бұрын
I'm likely going to downgrade my CSR to CSP before my fee hits this year, and also apply for the Hilton Aspire. We have a honeymoon planned for next year and will be staying at Hilton properties. Anyone have recent experience using Diamond in Asia or South America?
@WallersWallet
3 жыл бұрын
The Aspire card is so good. Lots of great perks for the fee
@ericdunbar8372
3 жыл бұрын
The points bonus on the CSP is really good but the earning rates on the card are a joke. I’ll take my 7x for gas and 7x groceries from Amex
@WallersWallet
3 жыл бұрын
I’ll need to make an updated video of chase vs amex now that the refreshes are done :-)
@jeremiahcrowley8178
3 жыл бұрын
Kept my reserve one more year because of the 450 annual fee, but next year at 550….seems unlikely as i transfer all my points to hyatt regardless. Rather pay more for the amex plat then CSR due to other benefits and warranties.
@WallersWallet
3 жыл бұрын
Could be worth it for you, just need to run the numbers for yourself 👍🏼
@charlesxplosiveii6206
3 жыл бұрын
I would love to know how to get both Southwire cards. It will be most interesting to see. Great video I agree I think I’m going to get this card the preferred in four months when I’m on the 524
@moneybee
3 жыл бұрын
I downgraded my beloved Reserve to a Freedom card a few months back to avoid that hefty annual fee. Boy do I miss priority pass lounge access!
@WallersWallet
3 жыл бұрын
Totally. Lounge access is a nice perk for sure! Thanks for watching Courtney!
@andrewkinger1
3 жыл бұрын
This is a fantastic comparison! I def agree with you on all your points. For me, I like the CSP since I do transfer partners anyways so the multiplier is negated. People with the CSR really need to decide if they want to pay $250 for priority pass
@andrewb9595
2 жыл бұрын
MDD is a great idea, but it also means twice the minimum spend.
@leslie535
3 жыл бұрын
Great analysis as usual Dustin 👍🏼🙏. Question, does the CSP or CSR have travel protection benefits activated when you book an airline ticket by redeeming points through the portal?
@WallersWallet
3 жыл бұрын
Thanks! You do get travel protections for point redemptions through the portal
@Utubebieber96
3 жыл бұрын
Wait so what about the chase sapphire preferred people who opened the card when the bonus sign in points were only 60,000 after spending the 4000$ ? 😭 I love my chase sapphire card but this isn’t fair
@VictorDwyer1
3 жыл бұрын
Amazing Content creator Create Friendships💛👍🔔 New member
@planetholly8
3 жыл бұрын
CSP 💯!!
@WallersWallet
3 жыл бұрын
🔥🔥🔥
@AhmedRadhy
3 жыл бұрын
Also the CSR is being bad now and they never attract anyone with their bad signup bonus.
@ChrisLykinsIC
3 жыл бұрын
This helped me make my decision to downgrade the CSR to an Unlimited, and apply for the CSP. I have two authorized users so the extra fees were already painful. I’m outside the four years, so give me the bonus, and I’ll take my free authorized users. I’ll use PYB before making the product change so I get that 1.5.
@WallersWallet
3 жыл бұрын
Solid plan 👍🏼
@MrKingKameleon
3 жыл бұрын
Great comparison man. I still think Chase cards are only good for the welcome offer. #teamamex take care and keep moving forward!
@jameshorton3692
3 жыл бұрын
Ehhh, if you live in a city with a heavy southwest and/or United footprint, chase is a clear winner for warning compared to Amex.
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