The real crime is how these useless banks don't help the victims immediately.
@robertmedina3982
7 ай бұрын
I’m glad you can’t learn how to commit a crime by watching the news.
@KevinPiland
7 ай бұрын
Sadly some criminals have.
@Ay-B
7 ай бұрын
You have to protect yourself. I would have changed my account number after the first one. I got a very real looking email about someone trying to access my Amazon account. Not sure if it was real, but I deleted that email and logged into my account, and changed the password. Don't take chances!
@activistgranny2.066
7 ай бұрын
Use a Uniball 207 or 307 pen. I saw on another video it's one of the only pens with ink that can't be washed. I even told the teller at the bank for reference.
@genericsomething
7 ай бұрын
I buy a pack 207s every few years. They are the only pens I use to write checks. I love my Zebra F-301, but it doesn't go near my checkbook!
@LearnToWin823
7 ай бұрын
Time to look for a better bank!
@Deevee23
7 ай бұрын
How is that going to stop criminals from check washing? You clearly don’t understand how things work. He has positive pay so he approves his own payments.
@kagreen2k
7 ай бұрын
Use a Uniball 207 pen. The ink can’t be washed.
@fashiondiva6972
7 ай бұрын
You might want to read the latest news story on gel pens and be prepared for disappointment with your failsafe plan. YT won’t allow links to be added but there are several stories from the last 30 days, one from KFLA I recall offhand
@kagreen2k
7 ай бұрын
@@fashiondiva6972 Thank you FD. I looked around and they still seem to be relatively safe when other precautions are taken. The idea is to make it more trouble relative to other people or more trouble than it’s worth. Thank you again for the heads up though. You can never be too careful.
@copaseticguerra9646
7 ай бұрын
Thank God I can barely keep 100 in my checking account.
@LoveClassicMusic0205
7 ай бұрын
@@fashiondiva6972 He's right. Uniball can't be washed. I've tried other brands of gel pens and they fail against bleach. Uniball was the only brand which was resistant to it. I tried acetone, alcohol, and bleach and Uniball was the only one which passed all of them.
@jansmith8048
7 ай бұрын
Criminals are always trying to find ways to scam sign of the times
@princesslaya9296
7 ай бұрын
Spend all their times doing crime instead applying for a job or a college application.
@Lp0tr33
7 ай бұрын
Why bother to block the name of the person who cashed their checks?
@Liberalcali
7 ай бұрын
Checks still exist?
@blackknight9558
7 ай бұрын
Take-Away from Video: Do not use Fifth Third Bank.
@stolennimbus
7 ай бұрын
Once check washing is discovered, the only way to prevent further washed checks is to close the account and open another one with a different checking account number.
@sct4040
7 ай бұрын
Or a different bank , use a gel pen, take your mail to the post office, use digital transfer instead of checks.
@Fuchsbau101
7 ай бұрын
Why would anyone working at a bank cash that check.
@infonut
7 ай бұрын
Using your electronic device to check your accounts is even MORE dangerous to hacking attempts.
@jonathanalonso6492
7 ай бұрын
depends on if you have MFA enabled, and not the shitty SMS kind, but the TOTP kind with a dedicated TOTP generator app.
@Mxyzptlk30
7 ай бұрын
Not really. If you're lazy with your security, you leave the door open for hackers and scammers. Use a different, complicated password for every site. Use your cellular data plan, not the public wifi, if you're out and about. If you're a business, you likely have a laptop or PC, so do those transactions online at home. Setup MFA/2FA. Always logout of your financial apps; don't just close your tab or switch out of your financial app when you're done using it. And stop writing/mailing checks!
@reeddeer793
7 ай бұрын
Not how it works
@JamesRichardWiley
7 ай бұрын
Amazon sells pens that make indelible writing on checks difficult or impossible to remove. The problem is the automated check processing system doesn't recognize fraudulent checks. I hand carry my mail to the post office and hand carry my bank deposits to the bank.
@getcrack4me
7 ай бұрын
Pens may no longer work with the most advance criminals kzitem.info/news/bejne/yWaNmWmQf35mjIo
@musictosoothe
7 ай бұрын
maybe it's time for a better automated system.
@jeffw1267
7 ай бұрын
"You're a thief." "Close: I'm an attorney." That quote is from which hit 1987 movie?
@phillipayoung10
7 ай бұрын
Thieves got hold to my 81 y.o.mother's 5/3 Bank C.C. online and we're pissed!! Now making calls on who did it and where.
@thatguy8005
7 ай бұрын
Who uses checks still?
@g.t.richardson6311
5 ай бұрын
Ah, some places like my water company wants to charge 3% fee even if direct debit from my account, f them, they get a check I drop all mail like that INSIDE the post office
@gitgit1995
7 ай бұрын
Why not close the account as first point?
@macromancer
7 ай бұрын
Fifth Third is the worst bank in Ohio. When I moved to Columbus back in 2000, my new employer told me they had nothing but trouble with 5/3 and to stay away.
@zombiekilla7463
6 ай бұрын
foot, miles, yards, paper checks, america is hyper advanced
@asianjedi888
7 ай бұрын
Standard procedure wouldve been to close that acct and open a new one wit different acct number. Not sure why that acct was kept after flagging first check
@truelife974
7 ай бұрын
Because they like to be victims!
@primehelper1
7 ай бұрын
Order checks with a carbon copy or take a photo of the checks you mail.
@NeilHoward-kp2gc
7 ай бұрын
Watching this clip and knowing a lawyer was scammed had me ….🥳🥳🥳🥳🥳
@pwu8194
7 ай бұрын
Except for the dinosaur like City of McAllen, I don't write checks anymore.
@RobynJ729
7 ай бұрын
Yikes 😬 The crooks get More crooked everyday!
@margaretmcnamara2717
7 ай бұрын
I wonder if you got a rubber stamp with your signature on it and used a special Inc
@briandfallon74
7 ай бұрын
Let’s be clear on the ask here. The customer is asking the bank to bear financial responsibility when the bank is literally the last link in the chain. The customer has 7 or 8 checks washed one month and at least one the next month. A reasonable prudent business owner -after say…the second washed check- would evaluate their office procedures to identify weaknesses. The root cause is the diversion of these checks from the mail stream to a suspicious actor. The weakness is the moment the checks left the office and before they went through the post office process. Why? It is likely one suspicious actor did this as it is quite unlikely that multiple suspicious actors somehow stole mail from 8 different recipients and then happened to pick the envelopes with checks. This is one suspicious actor. We know it’s not the bank. Why? A teller cant “wash the check,” and it is possible the legitimate recipients bank elsewhere. Are bank employees at multiple banks all independently deciding to wash checks and happened to pick his? No. We know it’s not 5/3 because check processing goes thru the Cleveland Fed and the bank gets the image of the check. The checks were cashed - so law enforcement could use the data on the back of the check to track where it was cashed and perhaps find a suspect on video. The most likely spot to find the fraudster is the moment the checks were all last together. The customer called a lot of folks, but did he call police? The story doesnt say. He’s seeking reimbursement from his bank, when that bank had absolutely nothing to do with this until the last step. Lawyers overcomplicate things. 🤷🏻♂️ #CertifiedFraudExaminer
@LoveClassicMusic0205
7 ай бұрын
I was thinking the same thing. It has to be an inside job. He must have a crooked employee. Either that or they're mailing everything in the same mailbox and the mailman is the crook. It shouldn't be too difficult to catch the thief with a proper investigation.
@shawnacevedo8842
7 ай бұрын
How is it possible if he already had positive pay? Positive pay literally means you have to manually approve check number payee and amount and date all need to match what you approved, otherwise the check can’t be processed
@MaxPower-11
7 ай бұрын
I was wondering about that too. The only thing I can think is that his positive pay records the check date and amount but not the payee (as that is much more complicated to verify against the cashing bank) and that the crooks didn’t change the amounts, only the payees.
@shawnacevedo8842
7 ай бұрын
@@MaxPower-11or he didn’t do his due diligence. There are 2 types of positive pay. One is approve by default if not responded within 18 hours. Another is block by default. I choose block by default so every check I wrote I have to submit to the bank the info of the check 24 hours before I wrote it. Otherwise it’s blocked by default. Approve by default is dangerous because if he didn’t check the suspicious cashing and catch it within a day it can be cashed
@MaxPower-11
7 ай бұрын
@@shawnacevedo8842 Right. But if all the bank is verifying is the check number, amount and date and the the crooks changed just the payee then it wouldn't be automatically blocked.
@shawnacevedo8842
7 ай бұрын
@@MaxPower-11 if that’s the case then 3/5 bank deserves to be called out. That’s not a safe way to design positive pay. Chase use all the mentioned metrics as unique identity for each check, they would block the cashing of the same check twice so that crooks can’t just make a fake ID to match the genuine payee’s name
@MaxPower-11
7 ай бұрын
@@shawnacevedo8842I think a lot of banks don’t collect payee name with positive pay. Payee name is kind of problematic because unlike the other fields on the check, there could be a misspelling of the payee by the check writer, the cashing bank might not be set up to transmit it back in discrete textual format, and also technically the payee could bone-fide endorse the check to someone else and then the payee name won’t match at all. My guess is that what happened here is that since it’s an attorney’s office the check amounts were probably large to begin with and the crooks just changed the payee name only. Since it passed the amount and date verification, the bank cleared the checks. The attorney’s office saw that the checks cleared using the correct amounts, so unless they went back and carefully examined the payee names on images of the returned checks, they wouldn’t have realized that their checks were stolen by someone who got hold of them while on their way to the actual payee. It sounds like that by the time the actual payee informed them that they did not receive their checks (and thus they realized something was wrong), it was outside of the timespan they’re supposed to let the bank know about it. Also, unfortunately the consumer protection laws regarding checks are weaker for business checks compared to personal checks.
@solice8844
7 ай бұрын
Just follow where the washed checks were deposited, into whose account, and arrest the thieves.
@shawnacevedo8842
7 ай бұрын
Fake ID, mobile deposit, the thieves are only after the fraction amount of the available immediately after deposit and take it out from the ATM with face covered. Not that easy to catch
@katiel.5568
7 ай бұрын
Make sure you don’t have too much money in the checking account.
@glamourhasnoage
7 ай бұрын
He needs to use a unaball 207 pen the ink does not remove
@WendyMyFairOne
7 ай бұрын
Bye bye and ban 5th 3rd
@rldash
6 ай бұрын
not blaming him, but still using paper checks in 2024 you're just asking to be scammed...so many digital payment options, who has time for a check?
@oscarmasias5896
7 ай бұрын
Watch your account by online banking or the app, you know- where you can be hacked
@infonut
7 ай бұрын
who is protecting your digital access in this instance?
@reeddeer793
7 ай бұрын
It doesn’t work like that lol😂
@willywatkins-zh9xd
7 ай бұрын
so the postive pay program works against him lol what a story
@anitasfavorites4821
7 ай бұрын
No more checks…problem solved 🙄
@brettbailey8639
7 ай бұрын
This guy had positive pay service-he had the ability to stop those checks but did nothing. East to blame a bank for your own mistakes.
@MaxPower-11
7 ай бұрын
I don’t think it works exactly like that. I believe the way it works is that when you write the check, you tell the bank the check number, date, and amount ahead of time and the bank won’t clear the check if those don’t match when the check is presented for payment by the cashing bank. However, it is possible that the crooks only changed the payee name without changing the check amounts.
@phoenixpai954
7 ай бұрын
You're not wrong, my business was victim of check washing employees paychecks, I caught them within 24 hours and Chase Bank refunded all fraud checks and I signed up for positive pay and flagged all the subsequent check washing attempts and the thieves stop washing my account because their account got immediately frozen when they tried to cash non-approved checks. The banks are not stupid and they have mechanisms to combat this but it's still customer's responsibility especially dealing with checks.
@MaxPower-11
7 ай бұрын
@@phoenixpai954 Unlike Chase, many, if not most banks don't collect payee name as part of positive pay. What most likely happened is that the crooks only changed the payee name and the attorney's office didn't realize anything was wrong until the actual payees informed them that they didn't receive their checks.
@youknowwhothefuiam191
7 ай бұрын
Wtf
@David-p3u6p
7 ай бұрын
Seems banks like victims not customers. Kinda fits when you look at its service.
@cyrysvonnachtseite4546
7 ай бұрын
Any bank personnel would spot an obvious wash. And if the teller cashed it. That bank employee should be responsible for repayment
@pahanin2480
7 ай бұрын
Its bidenomics
@Private-GtngxNMBKvYzXyPq
7 ай бұрын
Stop using checks.
@dens3096
7 ай бұрын
Check washing with chemicals? Give me a break! You can buy a check printing paper online or Staples and print the checks with all the information you need without any chemicals! 😂😂😂 You can also put any bank logo on it😂
@Big.Z9278
7 ай бұрын
I wash all the checks with nail polish it works great
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