Check out the best term insurance with upto 10% Off - termlife.policybazaar.com/?offerid=207&YT_NonBrand_pranjalkamra&Native&Term_Insurance_15Sep23
@orknowledge2477
11 ай бұрын
Sir ek baar please aap investing daddy ko jarur dekhe sir bazar wahi se mud jata haii haha se wo bolte hai aur nifty ko live karte haai
@roshanyadav9226
9 ай бұрын
Sir, tata AIA sampoorna raksha plan kaise hai Main us policy ke liye soch rha hu
@AbhiahekKumar1-mz6nl
8 ай бұрын
Sir government job walo ko term plan lena chiye ya nhi.& Best investment plan for government employees.
@samir8578
7 ай бұрын
@@roshanyadav9226 agar Abhi taak ap policy nhi liya ho to mujshe contact kro Mai help Kar dunga
@azieltobias
5 ай бұрын
Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.
@BaileyHoward101
5 ай бұрын
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
@mellon-wrigley3
5 ай бұрын
I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
@sloanmarriott5
5 ай бұрын
*@mellon-wrigley3* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
@mellon-wrigley3
5 ай бұрын
The decision on when to pick an Adviser is a very personal one. I take guidance from “Gertrude Margaret Quinto” to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
@lilyhershey1
5 ай бұрын
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
@jyotikankanchoudhury9192
11 ай бұрын
Never once in any of your videos you ever mentioned that buying term insurance policies in India comes with a criteria of having minimum annual income of Rs 5 lacs and for some companies its as high as 7.5 lacs. After watching your videos I realized the importance of having a term life insurance and there is no company left where I have not approached for buying a term insurance both on online and offline platform but I was rejected on every single one of them, only few companies would offer for a maximum life cover of 3-5 lacs. This is blatant discrimination by insurance sector towards middle class of the country as about 75% of salaried class in India have below 5 lacs income which includes majority of your viewers too. I feel sad now that you have not considered giving such important information to your viewers. Term insurance is only for the rich in India.
@NorthEast8TraderX
11 ай бұрын
❤❤
@Rekharani7733
11 ай бұрын
Yes right
@hindkebadshah2315
11 ай бұрын
yes your are right.
@princegoyal4018
11 ай бұрын
Kamra sahab ka focus abhi upper class PR hi h
@vishalpuri
9 ай бұрын
Try india first insurance
@Sourav_IIIT
11 ай бұрын
Just a request make a poll and ask people how easily they claim and got their Term Insurance money. Just request from your loyal viewer and if possible visit once an insurance office for claiming Term Insurance. According to you just doing Term Insurance, family is financially safe. and If something happened Insurance company will give all the money just filling a claim form. I follow you and agree you in many things but you have no idea the actual claim scenario in the office for Term Insurance. Your analysis is based on the data available but the actual scenario is horrible. If you visit once hope your view will change a bit about Term Insurance. Thanks.
@arnabdipsaha8767
11 ай бұрын
Totally agree with you
@nileshr1787
Ай бұрын
One query: I have 1cr. term policy. I want to add another 1cr. but with a different company. I am ready to pay two premiums, Am I allowed to have two active term policies with different companies at once? Will both companies honor the commitment in case of death. Or are there any issues practically during claim, because I am using two policies.
@Sudip1102
11 ай бұрын
Thank you so much sir for your valuable information 🙏 Dill se respect ❤
@debajyotideyneogy123
11 ай бұрын
Sir, I have closed my previous term insurance plan(for 5 years) and planning to buy a new one. I only have dependent parents ageing 73 and 57 years. My age is 30 years. I am not sure whether I will marry or not. Can you suggest me for how many years I should take the term plan?
@rekhaprakash7584
11 ай бұрын
Sir I have best plan
@user-wt3lk9tt7s
9 ай бұрын
hello sir , aap mere financial guru hai ,aap jo jankari dete hai wo mujhe bahut kam ati hai uske liye thanks. sir , me ek riksha driver hun to mere pass income certificate nahi hai isliye koi bhi insurance company mujhe term plan nahi de rahi , mai yearly 4 lac tak kamata hun aour 50 lac ka pure term insurance lena chahta hun ...
@MrRajle
10 ай бұрын
बहोत अच्छी जानकारी है प्रांजल जी thank you so much
@AnilPrajapati-fz5ti
11 ай бұрын
There is no difference between online and offline premium try to compare both prices are same only thing is commission is now consumed by big corporate instead of single individual
@mamuagarwal5435
11 ай бұрын
policy bazar platform is not recommended by me.. bcoz once u take there is no more service . they r only to force buy aftr then they are fizzle out..for claiming it is trouble ful
@pulakmondal3371
11 ай бұрын
Buying guide ki ek video dijiye. Konsi company best hogi?
@samir8578
7 ай бұрын
Maise contact kro Mai Bata raha hun
@dhruvilpatel1128
11 ай бұрын
Nice and best topic. Appreciate your work bhai
@Aasim
11 ай бұрын
Parents ke liye health insurance pe ek detailed video banaiye sir
@dishatrivedi5076
11 ай бұрын
I just have one reservation buying the term plan online, that in the unfortunate event of having to claim the insurance amount, it'll be my family who has to claim, and they might not be that technosavvy. How much help will they get from the company or from wherever they've bought the policy from online? Because that's of utmost importance
@kirankoti6316
11 ай бұрын
Its your job to educate them
@mainakmallick1143
9 ай бұрын
bas ek call karna hota hai, baki documents bhejna for claim vo ho jayega . Koi na koi help kr denge
@payalsukhadeve1221
11 ай бұрын
Thanks 🙏🙏 sir your videos motivate me to get life insurance Your more videos on same topic made me more motivated thankyou
@subhajitpal4246
11 ай бұрын
Sir , I like your content & also try to follow your investing lesson. But I faced to buy life insurance policy, because I'm low income category person ( as per Itr 2.11lakh) And I did my angioplasty in 2021 . [ now I'm 37 years old] [ non smoker] Can I really not aligible for trem plan.
@RohanLunkad
11 ай бұрын
You’r videos help me too much to manage my finances and investments 😊
@mynk_rjpt
11 ай бұрын
Bro par baar baar Life insurance ki video dekh ke kya karu ab
@Stylish07258
11 ай бұрын
How to buy insurance please make full video about it ????
@akshaymondal
11 ай бұрын
Sir less than 200000 salary wale ka ke? Kuch he to bataye.
@dhruveshgodkar98
Ай бұрын
Thank for the knowledge sir, I have a query that I didn't find any insurance policy which have Top-up features, everyone say I have to buy another insurance if I want higher coverage policy. Kindly suggest in that
@user-om3eb1oh9f
7 ай бұрын
sir i am a 25yr old government teacher . my husband is also a govt servant . I have made myself financially literate withen the past few years . after researching about the new tax regime , I feel that life insurance is hardly a necessity for my family . we are avid investors in mf and also some good quality stocks . I am thinking about NOT taking life insurance since none of us is dependant on anyone and none of our family is dependant on us . I'll plan for a health insurance . Am I going the right way ??
@user-om3eb1oh9f
7 ай бұрын
my current income is 9.12 lpa . my husband earns 6 lpa we are both not getting any tax benefit in insurance
@rinkyrawat3784
7 ай бұрын
yes you are right at the movement, Term ins are when someone like parents,kids,spouse id dependent on you ,however if you are going to marry in future you should consider it. because if you buy early premium will be less .
@user-dn9do7xu2r
11 ай бұрын
Mjhe koi example nahi mila jisko sum assured mila ho..thats why I did not choose it
@IamRahul_007
10 ай бұрын
Zabardastttttt Mazzaaaaa Aa Gayaaaaa, Pranjal bhai ! 🔥✨🔥
@Saket_Srivastava
11 ай бұрын
also mention Section 45 of the Insurance Act, 1938 in your insurance video
@praveshagrawal9340
11 ай бұрын
Good work लगे रहो
@NorthEast8TraderX
11 ай бұрын
bro Apne Kuch Din Pehle AK bohot Bada Baad Kehdi Ki *Trading se paisa Nhi Banta* is pe Ak full video Sahiye.
@TheKishor86
11 ай бұрын
Dear please give details of Tata Aia Capital guarantee plan i wnat to buy but want your advice
@vatsayaynbinay160
11 ай бұрын
Pichhli baar toh aapne ditto se lene bola tha. Kaun better hai ye toh bataiye.
@saurabhgaanguly3696
11 ай бұрын
Sir make videos on post office insurance on pli and rpli which offers excellent bonus amount
@orknowledge2477
11 ай бұрын
Expiry wale din wo nifty me live hote hai
@vidhanshukla108
6 ай бұрын
Sir I am happy to know about Term plan. But as I filled up the guys from policy bazar said, Sir you get in touch with agent. Because I am a scizophenic{~Mental health} and take medicine. They said you have a major issue. I am feeling like okay because nothing have happened and my time got wasted and.
@orknowledge2477
11 ай бұрын
Trading galat nhi haii aap ek baar investing daddy ki theory ko ajma ke dekho aap ne kaha tha j bus course bechte hai bus investment karo but aap ek baarr investing daddy ko dekho
@mdfaisal6803
6 ай бұрын
Maine policy bazar se hi contact Kiya tha lekin usne mujhe galat insurance de Diya jiski rate har sal badhegi aur ab cancel bhi nahi ho raha
@ankitkumarjangir4139
11 ай бұрын
thank you very much sir.
@shubhamsharma-01-india
9 ай бұрын
Sir which financial product a young person should take please make a video on this i am 19 year old dont know which financial products should at least every one should take in order to prevent financial crisis in future it really needed sir
@aashish4279
8 ай бұрын
Term, heath insurance and MF
@sujitroy5493
11 ай бұрын
Honestly u are best channel in u tube who gives advice ❤️ Love ur content keep growing brother
@haldarjan1516
10 ай бұрын
My age is 43 which life insurance I should take
@adityabudakoti4868
11 ай бұрын
what is difference between term life insurance and health insurance
@tarunnaharia
11 ай бұрын
Health insurance is for health or medical related benefits which needs to be renewed every year. Term plan is a death cover that doesn't require any renewal, it ends with either the specified term or when the insured expires.
@samir8578
7 ай бұрын
@@tarunnahariaright
@joydipsarkar.7062
11 ай бұрын
You are doing great work for us brother 👍👍👍👏👏👏👏 keep it up.....
@kapilyadav-hj6ko
11 ай бұрын
Sir Mera Requested Hai term Plan Rop Lena Cahhiye Ya With Out ROP
@davidsamuel3530
11 ай бұрын
Nice and comprehensive video
@indianmemer7976
11 ай бұрын
Thank you so much sir ❤
@Vinodpandeyofficial
6 ай бұрын
**Must check this while buying insurance:** GOOD CLAIM SETTLEMENT RATIO & AMOUNT SETTLEMENT RATIO. **This will reject your insurance claim:** Always say truth when you buy insurance!! **Premiums looking expensive?** buy term plan with add-ons. **One insurance policy for lifetime:** Cover amount Bada Sakho. **2 must have riders in your policy:** CRITICAL ILLNESS RIDER & ACCIDENT BENEFIT RIDER. **Who should buy Life Insurance?** who have depended people on you & earning member of family. **This is the right time to buy insurance:** when your first salary or when you go on 20s. (early is better- premium low and fixed for term plan) (for 65-70 years)
@anshulpatankar1352
11 ай бұрын
Sir I have a question, why people prefer to buy full stock rather than buying half but better stock
@mynk_rjpt
11 ай бұрын
Only ask if you have question about policy bazaar life insurance. Don't ask bullshit. He doesn't know all of this. If he knew, he won't be making sponsorship videos.
@anshulpatankar1352
11 ай бұрын
@@mynk_rjptyou are right mr. mynk_rjpt but i can't ask questions in old videos cause he will never check coment section of old videos. so, where to i ask my question. please tell
@mynk_rjpt
11 ай бұрын
@@anshulpatankar1352 I don't know where to ask but after watching back to back sponsorship videos, I don't know if this guy is even credible enough to answer your questions !
@user-ch8cj3ri6d
11 ай бұрын
could please advise which companies provide built in benefit to extend the cover amount?
@sindhuramesh5307
5 ай бұрын
Thanks Sir! I was afraid of high cost
@ajaymaurya721
11 ай бұрын
Sir ji kisme Demat account open Kare angel one me ya zerodha please repply..
@jeetsinfoseries8623
7 ай бұрын
Is policy bazar good?
@akashchandak3241
11 ай бұрын
Sir ek video option trading kaise kar na chiye please bataye 🙏 Thank you sir ap k video dhk kar ek basic information mil haii
@niteshvadher9467
11 ай бұрын
Thank you Pranjal sir
@fun4kidzee
11 ай бұрын
Thank you sir❤❤❤
@SnehaVerekar-zl7cd
11 ай бұрын
THANK you sir🙏
@JaiKumar-th8cc
11 ай бұрын
सर ट्रक चालक के लिए कोई अच्छा प्लान बताओ
@mkslsb
11 ай бұрын
Sir, aapne to pahle wala video me bataye thain ki pure term plan Lena without any rider aur aaj rider add Kar diye hain. Please clarify///////
@AkashDiwakarrr
11 ай бұрын
India ka sabse bada financial guru
@abhinn04
11 ай бұрын
Thankyou so much sir❤
@mihirkumar6591
11 ай бұрын
Sir Kindly aware about section 45 of insurance act For term insurance Please make a video about this subject.
@deepanshugarg1473
3 ай бұрын
Thanks dude😀
@Rahuldubey82422
11 ай бұрын
Nice sir 👍, very good information
@waliulislam4515
2 ай бұрын
Pranjal I have taken term plan of sum of 1year for which I am going to pay premium for 15 years.I have chosen return of investment after age of 60 years ,for this my premium is abit higher (rs2800/month ) .is it ok to continue or to cancel the plan to do a low premium plan ?
@sharadsinghrajput
4 ай бұрын
Good information
@rimpakarjee284
11 ай бұрын
Sir plz suggest name of best health insurance
@psk_21
11 ай бұрын
Joinditto se kaisa rahega lena?
@avtarfashionvlog
11 ай бұрын
Nice information ℹ️
@kapilyadav-hj6ko
11 ай бұрын
Sir Is Video Me aapne ROP AND with Out Rop Cover Nahi Kiya Hai Please Note This And Make A Video On term plan With Out ROP NAD ROP
@TridipDoley-ro3rr
11 ай бұрын
Dont stop till d last indian be insured sir ! 🙏
@dattaramsawal3130
11 ай бұрын
Thank you sir
@AsitKumarGupta
11 ай бұрын
Can an 18 year old with no income can buy term plan for 1 cr. Please share your input. What is the income level which makes one eligible for term plan of 1 Cr 😊
@tarunnaharia
11 ай бұрын
No term plan is required if a person is not earning, even insurance company doesn't have any good reason to provide term plan to a non earning person. On the other hand in order to purchase 1cr term plan, that person's annual income must be around 5lac.
@AsitKumarGupta
11 ай бұрын
@@tarunnaharia ok. So how many 20 year olds start earning 5 lakhs per annum from day 1. Also coverage given is under 20 times of the annual net income (After deduction) so the annual income has to be even more if one accounts 80C and other eligible deductions. The gist of the matter is this that all these are theoretical calculations and practically a very small number of 18-23 years olds are actually eligible to lock in those low premiums & 1 cr coverage.
@tarunnaharia
11 ай бұрын
@@AsitKumarGupta the point is that the time a person starts earning. He/She should definitely purchase a Term Plan of maximum coverage as per their eligibility.
@Top_x_Gaming_op
11 ай бұрын
Feedback: your content quality is fading. The insurance topic is repeated many times.
@memitthu125
10 ай бұрын
But offline mode is best for rural areas .
@servantoflordshriramji4218
11 ай бұрын
Thanks
@MK-ti5jr
6 ай бұрын
For 2024 ?
@mohdzanib5989
11 ай бұрын
Sir how to analysis best health insurance...🎉🎉❤❤❤
@PremKumar-ky2qq
11 ай бұрын
Can we have 2nd term insurance for increasing cover or do we need to drop existing one go with second one with higher cover ?
@tarunnaharia
11 ай бұрын
Never drop your current term insurance. You need to get in touch with your current insurance company, in some cases they allow you to increase the sum assured (after checking your eligibility as per income that will increase the premium as well). Otherwise you need to buy a separate term plan for additional sum assured.
@DanishPachyala
11 ай бұрын
@@tarunnaharia but wouldn't it be more expensive to get another term plan? I mean I currently have 1 cr Term plan and planning to get 3 cr term plan. If I get a new one with 3 cr amount, it would be cheaper than one 1 cr and one 2 cr policy. Any reason why we should keep our older policy?
@vishalpanwar0076
11 ай бұрын
Postal life insurance is best 🎉
@soumengharai618
11 ай бұрын
Aap Kahan se policy buy Kiya hai?
@amarjoshi3647
11 ай бұрын
But there are very less options for whom don't have salary receipts
Sir koi company insurance de hi nei rahi hai because of my disablity
@user-lq6hr3sy4d
7 ай бұрын
Age limit kitni Hoti hai
@AFSALTHOYALKATTIL
11 ай бұрын
VERY USEFUL..... FIVE STAR VIDEO CONTENT
@chintansatiya1357
11 ай бұрын
Sir not able to find the total amount settled.. please advise where can i chk that data
@kameshkumar3902
11 ай бұрын
Sir, Health Insurance ke bare me ek detail Vedio bnaiye, please
@patelpankaj6108
10 ай бұрын
Sirji apke pas konsi comany ka hai, please gauid?
@PreetamDas64
10 ай бұрын
Any pure term insurance of around 1 crore will have premium of around 3 lakhs. The longer you pay EMI, it increases (For reference, check policybazaar) Buying a life insurance just after getting your first salary is definitely recommended, but in majority of the cases it is not practical because the starting salaries are very low and you have rent + food + transport + bills. Having an extra component is a huge burden when you are already living paycheck to paycheck. It's better to wait atleast till your first appraisal so you have a little financial headroom, and buy a term plan with the options Pranjal mentioned. Select your payment term to be low as possible for you (10 years max) and go for 65+ years coverage as most companies provide the premium return in this range.
@kishanmaharshi7276
2 ай бұрын
Kitne Tak ka cover Lena chaiye? Ye aapne nahi bataya.
@SantanuRoy-im2kd
2 ай бұрын
AP konsa lene ke bare me soch rahe ha?
@vaibhavdeshmukh238
11 ай бұрын
Why is LIC's Pure Term Plan more expensive than top private players?🔎
@rekhaprakash7584
11 ай бұрын
If you want bye new plan ??
@vaibhavdeshmukh238
11 ай бұрын
@@rekhaprakash7584 No I thought will go with LIC by checking other parameters however price gap is more among LIC and Other players
@gurmitballoh5136
10 ай бұрын
Sir army soldier ke liye same rahenge ky
@mkcomedy31
11 ай бұрын
Sir please meri problem ka solution dijiyega na sir mujhe policy issue nahi ho paa rahi hai sir Maine 2 company me apply kiya hai policybajar k through ab policy bajar mujhe policy ka hi mana kr rahe hai. Please suggest me sir
@pratikdesai8648
10 ай бұрын
Sir Tata AIA ka hospicare rider kaisa he?hospicare ke bare me samjaiye na please
@eknayisoch850
11 ай бұрын
Hello sir finology one subscription Lena hai per kya hindhi m sikhna hai. meri English weak hai . Please reply Dena sir😊🙏
I'm 35 years old plzz suggest me which companies term insurance is best n trustable for me for 1cr
@krishpnr1
8 ай бұрын
I am comparing Hdfc, ICICI, Tata and Max.
@한국서울
11 ай бұрын
CONGRATULATIONS SIR JI pripra❤
@santubera9393
11 ай бұрын
Sir Tarm plan ka liya vi salary matar karta ha kam huya to nahi hota ha kam salary lok kasa la sakta ha
@user-tj9qj1ol7k
11 ай бұрын
Sir upse milne ham raipur aye,west Bengal se citycenter 312 me gaya Tha.ak hr madam se mila.lekin mem bola upse nehi milsakte he.bahat umid lekar aye he.up ke liye AK ganes ka Murti le aye upne dekha sir
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