Which credit cards do you think are better than the Costco Visa?
@tse7794
Жыл бұрын
I called the Citi visa and they direct deposited the certificate into my checking account. It took a few days but vey convenient 🤙🏼
@HonestFinance
Жыл бұрын
That’s great! I didn’t know you can do that
@junboo8730
Жыл бұрын
Love that feature. You can do it from the app too.
@HonestFinance
Жыл бұрын
Thanks for the update
@phil7121
8 ай бұрын
4:32 thanks for clarifying exactly how it works as an executive member, most other people didn't acknowledge there's different Costco membership types
@junboo8730
Жыл бұрын
You can transfer your certificate to your bank from the app. Awesome stuff to do if you want to buy something outside of Costco.
@HonestFinance
Жыл бұрын
Thank you. I didn’t know this
@yajiinaachi
Жыл бұрын
one thing you wrong about is 4% gas cashback not only work with costco gas stations but also other gas stations. but not all gas stations tho just certain. costco visa credit card also added most ev stations so people with electric cars can save 4percent on their ev charges. otherwise you are correct about others.
@HonestFinance
Жыл бұрын
Thanks for the info
@fallacy3733
Жыл бұрын
Card does not allow you to pay charges immediately and have to wait for it to post unlike other cards. It's almost as if they bank (no pun intended) on buyers not being able to pay it off at the end of the cycle because you have purchased other things between using the card and it posting. A bit slimey.
@valtinryu8147
9 ай бұрын
Idk how common that is but I've had a couple cards with that same issue. My workaround is that I do my credit card payments through my savings account. Whenever I make a purchase on my credit card, I immediately take the same amount from my checking into my savings. That way, I've already taken care of the payment since the money is out of my checking.
@jonathanchen1026
2 ай бұрын
If I only want to use the Costco credit card on Costco gas specifically, do I need the executive member to get more rewards? Or is there no difference and just any regular membership with the Costco credit card will work for my use of Costco gas?
@kevinjacobsen8069
10 күн бұрын
You don’t need the executive membership to get rewards on gas
@adanibarra1453
6 ай бұрын
I don’t know how true this is. It seemed kind of odd to me. But the Costco employee asked me for another card either from the bank or another credit card that has a visa logo on it. I don’t have one. My bank card is Mastercard. So I couldn’t apply for it for that reason.
@Rt23590
6 ай бұрын
So you can’t use the card at a shell for example to qualify for 4%? What if you charge up your ev at a wawa? Is that 4% or 1%?
@Lad_the_Mage
Жыл бұрын
Hi, you state 4% back on EV charging but then at 3:31 you say 1% back on ev charging.. is it only 4% at Costco charging stations(not sure I’ve seen any chargers at Costco)
@HonestFinance
Жыл бұрын
The first $7,000 on gas/ev is 4% , then 1% after. Each year it resets
@cristianespino8701
Жыл бұрын
@@HonestFinancedoes the executive member get 6% on gas ?
@HonestFinance
Жыл бұрын
@cristianespino8701 No. The 2% doesn’t count on gas
@NursingStudentBSN
Жыл бұрын
Just applied with a 745 credit score. Got approved for $6700 . Do they raise your limit?
@HonestFinance
Жыл бұрын
Congrats. Typically increases happen automatically every 1-2 years based on many factors. You can always call and ask if you want to try sooner
@miguel9943
Жыл бұрын
I just applied as well, got $6000 which should be sufficient for me, I mainly got the card for gas but might as well use it at Costco too.
@Alex-vt1ni
11 ай бұрын
I got mine 7k approved
@TheDutchRabbitMafia
4 ай бұрын
This card is impossible to get I’ve been waiting over a month to get verified for it. Submitted the correct documents and the customer service is awful
@simonamah4078
Ай бұрын
it is hard card to get. you will need excellent credit score
@taniamarin8564
9 ай бұрын
tengo una pregunta acerca de la tarjeta se puede transferir ? es mi primera vez usando
@user-ly9le3jz6o
6 ай бұрын
Can I reply for cc card in my name if I am on my company's Costco membership?
@lastofthebadhombres4498
Жыл бұрын
Does this card charge interest every month? For example if I spend $1000 this month do I have until the end of the monthly billing cycle to pay it off before I get charged interest on that month's purchase?
@HonestFinance
Жыл бұрын
As long as you pay off the statement balance every month in full by the due date, you won’t be charged interest
@Re-ScoreMe
Жыл бұрын
Does this have any 0% intro APR ?
@HonestFinance
Жыл бұрын
I haven’t ever seen it on this card
@coolfern37520
Жыл бұрын
Could I get this as my first credit card?
@FlyTech541
2 ай бұрын
Probably not they denied me and my credit score was 711
@teddymartin1729
Жыл бұрын
What are the approval requirements?
@HonestFinance
Жыл бұрын
It’s not entirely transparent, but they ask for excellent credit (740+)
@katid571
Жыл бұрын
@HonestFinance im on 740 on equifax but with thecitibank my score is 698
@user-ox2lo4np6t
4 ай бұрын
Credit line? Credit score matter?
@cbarajas52
Жыл бұрын
Does 4% on gas only work at Costco??
@HonestFinance
Жыл бұрын
No. It works everywhere except other superstores (like Sam’s club)
@user-hi9ud7yj4n
Ай бұрын
I skipped streaming and entertainment
@jvolstad
8 ай бұрын
Love that Costco gasoline.
@krislondon99
Жыл бұрын
Can i use it on a cruise ship?
@salvadorpericullo7
9 ай бұрын
Yes, absolutely. If you pay close attention to the cashback categories, you can get a 3% Cashback for every purchase you make in eligible travel and restaurant purchases. All this is gonna go to your certificate of course
@dc5duben96
Жыл бұрын
the 7k limit on gas wasnt enough for me, i spent $9100 on gas for 2022 in commiefornia 🙃
@HonestFinance
Жыл бұрын
Uhh that’s a lot. At least Costco gets you to $7,000 at 4%
@ryanwhitaker6615
Жыл бұрын
Looks like you need to stop driving a truck at 20mpg and get a hybrid at 50+ or an EV
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