Credit Cards - [How are credit cards assessed when applying for a mortgage]
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Credit Cards affect a mortgage application in several ways. Here I discuss how credit cards play a part in passing credit scoring and also how credit cards impact the amount you are able to borrow.
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Timestamps
0:00 Introduction
1:07 Passing Credit Checks
2:21 Utilisation of your Credit Cards
3:58 Debt to income ratio
4:38 How many cards should you have?
5:38 Affordability and how credit cards impact how much you can borrow
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Your home may be repossessed if you do not keep up repayments on your mortgage
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