Hello love , 👋🏾 congrats on the new baby ! 😘 I have a few questions.. I been watching you for only about 2 months and your templates had 3 things removed off my credit within 2 weeks of the dispute !! Yayyyyy !!!! Received my investigation results and now writing my 2nd rounds letter yes HANDWRITING!! Whewww but I love the idea that it may fall in the hands of a lazy worker and they DELETE DELETE DELETE 😂.. so a few came back as accurate and on the credit report and on the 2nd dispute letter template it says; original merchant balance amount & collection balance On my credit report next to OMBA it has a dash(-) and collection balance says “the amount” So on my letter do I put the dash in the OMBA ?? Or the same amount on both lines ?
@JazzyMac
2 жыл бұрын
Sisssss!! Shut the front door! 3 things 💪🏾💪🏾💃🏾💃🏾 girl I wish I could high five you cuz THATS what I’m talking about! I know that credit score is starting to look GOODT! 😂😂 I’m so proud of you! 💛💛 Regarding your second round, you can put the same amount. As long as the account number is written out that’s good enough 😊 keep it up! 🤗
@ssaffecthair1376
2 жыл бұрын
You pinning my comment just boosted me to get back at it !! I gave up when some things wouldn’t go away.. but now that I got this alert !! Let me get bck at it 💪🏾💪🏾💪🏾 I’m tryna be a homeowner in 2023
@JazzyMac
2 жыл бұрын
@@ssaffecthair1376 sis I wouldn’t have pinned it if I wasn’t proud of you and believed in you!! I’m really here to cheer you guys on and I’m always just a comment away if you have questions, feel anxious, or just need a kick in the butt 😄🤣 Seriously, you did AMAZING work on your first round and when I went back and read your comment I got happy all over again! So I had to pin it to inspire others! ❤️ Let’s talk about the items that aren’t going away. Tell me about those!
@JazzyMac
2 жыл бұрын
@@ssaffecthair1376 hey sis! I’m checking in on you to see how things are going?! ❤️
@ssaffecthair1376
2 жыл бұрын
@@JazzyMac hey my love , good but not so good ! I went to try and trade my car and my score was 150 points lower than what I thought so I’m very discouraged right now. I wanna give up on my personal credit and just get some business credit and use that money to fix my personal credit. Is that a stupid idea ?
@therealteachertee
2 жыл бұрын
Girl!!!! Thank you for being a light and sharing information with us. I’m using your information to fix my messy credit. Slow and steady wins the race lol. Claiming a new home for me and my little girl in a year! 🍾
@JazzyMac
2 жыл бұрын
Tecarra!!! Im so hyped to hear youre working on your credit! I am standing in agreement with you and claiming an abundance of increase in your life, including a home, money and blessings you never imagined. In Jesus name! Let's speak this into existence! 💕💕🤩🤩🤩
@JazzyMac
2 жыл бұрын
Hey Tecarra! Just checking in on you to see how things are going!
@therealteachertee
2 жыл бұрын
@@JazzyMac So far so good! I sent in my dispute letters (handwritten and certified) after getting your bundle and I’m waiting! *fingers crossed* while I keep my utilization low. 😎
@JazzyMac
2 жыл бұрын
@@therealteachertee great job sis!! I’m keeping my fingers crossed for you as well! ❤️😎 keep me posted!
@Ramuvt
2 жыл бұрын
@@therealteachertee any update?
@seneti2008
2 жыл бұрын
I tried using Lexington Law but nothing got done so I'm thankful for your videos i have been able to work on my credit repair journey and I checked and got two collections removed from one of the credit bureau's which made me happy. I'm still working on it and I am just happy I have you to work on my credit. Thank you.
@JazzyMac
2 жыл бұрын
Ughhh I’ve heard this so many times about them. I’m just really glad that you had the confidence to drop them and do the repairing on your own! That’s always the best and most trustworthy route 😊❤️
@Raydivaduhh
2 жыл бұрын
I’ve been watching your videos since Aug and in each video your spirit and energy is so high I love it! You’ve helped me so much with the kit I purchased from you. I hope God continues to bless you💓 Thank you for everything
@JazzyMac
2 жыл бұрын
Sis!! This just blessed me!😭 💕💕 im so happy to hear the kit was helpful! Please continue to share your good news with me as we watch your credit score and bank account boom! im claiming it for you. God bless ❤️
@sherrp1425
2 жыл бұрын
I did it alone and got over 7 items removed. I used Lexington law and had no removals out of 7 months. They definitely took my money!
@JazzyMac
2 жыл бұрын
That’s why I can’t stand credit repair companies. They just take peoples money. You can do it yourself for free!
@sherrp1425
2 жыл бұрын
@@JazzyMac after I complained they told me it's a process and I won't see removals until about 9 to 12 months with them. Never again!!
@JazzyMac
2 жыл бұрын
@@sherrp1425 oh heck no!! That’s just a scam to get folks money during that time!! I’m so glad you canceled them!
@selfmade_ke
11 ай бұрын
how did you do it can you help me
@yooo2568
Ай бұрын
How did you do it?
@joemaycen8556
Жыл бұрын
This lady knows her stuff about credit repair, Thank You!!
@JazzyMac
Жыл бұрын
Thank youuu!! 🥰🥰🥰
@fesha38
2 жыл бұрын
Unfortunately I had been paying a “credit repair” company for 6 months…over $150 a month and I never saw a single change to my credit. It’s like you were telling my story in this video, calls not being answered and no headway being made on raising my score. It was only after I sent multiple emails documenting they had not been doing what they promised they stopped charging me. Wish I would have seen this video sooner, thank you for sharing this great information!
@JazzyMac
2 жыл бұрын
Omg Felicia I’m so sorry that happened to you. I’m glad you’re no longer being charged and the good thing is you now have tools and resources to fix your own credit 😇
@CarenDenaux
2 жыл бұрын
What company so I don’t fall for them
@fesha38
2 жыл бұрын
@@CarenDenaux Higher Score
@CarenDenaux
2 жыл бұрын
@@fesha38 thank u
@boy_wonder2218
2 жыл бұрын
You know your videos are legit When you have no dislikes. 🏆 Thank you you’ve saved me from paying someone $150 - month I’m going to not be lazy follow your suggestions and do this myself.
@JazzyMac
2 жыл бұрын
Omggg put that money away for your kids or your dream house!! So glad you found this video in time 😅
@chris-ux5rf
2 жыл бұрын
I’m so excited that I have come across your videos, although I wish I had them I couple years back before I filed for bankruptcy. At times I feel hopeless and SOOOO overwhelmed but your videos by far have been the most helpful and trust me I’ve watched and follow a few. I just want to thank you for your work it is greatly appreciated thank you for being sincere and sharing your wealth of knowledge. ❤️❤️
@JazzyMac
2 жыл бұрын
Christina!! The word says "The race is not given to the swift or to the strong but to the one who endures to the end..." you are in the company of someone that is praying for and standing in agreement with you that God will give you all your hearts desires as long as you trust HIM! I am only doing what God told me to do by sharing this knowledge. We have to educate each other so we can all WIN! Don't regret what you did in the past because you are exactly where you need to be today. Our past is what shapes us for greatness!
@emmanuelladestine3054
2 жыл бұрын
Hi Jazzy, thanks for responding so quickly! The balance is $740 and they even offer me to pay $500. Yes, I am able to pay it.
@JazzyMac
2 жыл бұрын
Hey Emma! So that’s a good thing. I’d see if they offer the PFD option to settle it. Make sure you get it in writing though! If they say no, you can probably still pay it and have a good chance of disputing it away after 30 days 😊 totally up to you how you want to go about it!
@datnursenicky3022
2 жыл бұрын
Girl! I swear my guardian Angel send me to you. When you were making these videos you had me in mind. I must commend you for being so smart. I've scheduled to start paying off my charge-off accounts, spoke with Lexington Law and a few Debt settlement companies but refused to go any further with any of them. I mean I don't even give them the courtesy to run my credit after listening to their lies. It just never sits right with me. I then prayed and asked God for guidance as I need to raise my score etc. I turned to KZitem and there you were. You increase my schema, you teach me to be more proactive when it comes to my finances, because of you, I am reading more on these laws and paying attention more to the fine print. I need your templates. I fired everyone that kept calling my phone. I will do it myself!I got this! Thank you for saving me thousands of dollars. I love you girl😘
@JazzyMac
2 жыл бұрын
🥲🥲🥲❤️❤️❤️
@bigron4021
2 жыл бұрын
I've wasted so much money with Lexington Law firm -- wish I knew this years ago.
@JazzyMac
2 жыл бұрын
I hate hearing that! I’ve heard so many horror stories about them 😩😩
@kayharmonee8798
2 жыл бұрын
I’ve been glued to your videos for the last 3 days now I’m actually at work now watching your video. I’m going to give it a try my credit is terrible 😢. I’ve really been working hard to get things together for me and credit is the only thing holding me back. I’ve been on my job now for 3 years will be 4 in February and my credit is so vital to me and I’ve been stuck, but your spirit and your energy seems so genuine to me that I m going to give your templates a try 🤞🏽keep me in your prayers please 🙏🏽
@JazzyMac
2 жыл бұрын
Hey!! I am going to stand in agreement with you that God will help guide you and align you with the right people and circumstances to get your credit and finances back on track! It’s only a matter of Time as long as we walk by faith, God knows our hearts desires. I’m here to support you with any questions you have! ❤️
@JazzyMac
2 жыл бұрын
Hey hey! Just checking in! How are things going?
@yulitorres0208
2 жыл бұрын
Hi Jazzy! I love all of your videos! I purchased the kit but I don’t know what I did wrong I couldn’t download it, was that supposed to be email as well?? Thanks for your help!
@shantaejones8763
2 жыл бұрын
I wish I would’ve seen this last year before I actually hired them. I can co-sign on what you’re saying. I actually paid another person before dealing with Lexington law and a year later, here I am doing more research on my own. Thank you for this information. I appreciate it!!
@JazzyMac
2 жыл бұрын
Hey Shantae! I so hate that you wasted your money with those clowns but I’m happy knowing that you learned from it! That’s the win in this situation ❤️❤️ I’m here for any questions you ever have about credit. I know how intimidating it can be but I’m here to support you guys!
@shantaejones8763
2 жыл бұрын
@@JazzyMac Thank you so much! and thank you for taking the time out to respond, I appreciate it!!
@JazzyMac
2 жыл бұрын
@@shantaejones8763 you are more than welcome Queen!
@valeriebooker6895
2 жыл бұрын
I have used Lexington Law and never had a problem with them. I am glad u made me aware of this. I've been rebuilding my credit. I will pass this on.
@JazzyMac
2 жыл бұрын
Hey Queen! You’re like the first person outta 100 people that had something good to say about Lex law lol. I’m glad your experience was a good one tho! And thank you for passing it on ❤️❤️ I just hope and pray everyone does their research after watching this video. 😊
@sterlingjones4108
2 жыл бұрын
Started Lex Law after someone close to me used them and started seeing their negatives begin to get removed. So far so good, but I’ll see how they do for me.
@tonshmar
Жыл бұрын
I’ve used Lexington Law too, and they were meh, “Okay” I did see about two items removed, but I think their problem is they got too big overtime, and the time-and-attention may not have been applied like it was when they FIRST started out. Just a theory.
@donna5790
Жыл бұрын
I've heard they've done excellent work I don't know anyone has been disappointed with I tried getting the things off of my credit and I did not and things did not budge
@justinbaker1650
2 жыл бұрын
I cant wait to put your skills to use... My ex wife ran my credit thru the gutter,lol. I'm trying everything I can to bring it back up. Thank God I found your videos!!!
@JazzyMac
2 жыл бұрын
Hey Justin! I can't wait for you to try it out and let me know your results! It sucks having to rebuild your credit but man oh man does it feel God when you start getting negative items deleted. Im here for any questions you have on the process! Fingers crossed for you. God bless! ☺️
@JazzyMac
2 жыл бұрын
Hey Justin! Just wanted to pop in and check on ya! How’re things going?! 😊
@AdinaDeramus
2 жыл бұрын
Hi Jazzy, first, I want to say Congratulations on the new baby. I came across your channel from doing research on credit repair agencies. I used Lewington Law twice!! I don't have any knowledge on how to actual repair my credit. Lawington Law was good in the beginning, then 2 years later when I went back to them so I can get the full service. I regret that decision since I saw them charging me monthly payments with no results at the end. I would like to learn more about how to fix my credit score and how to apply for a loan. Thank you so much for this information and knowledge and you gain a new subbie!
@JazzyMac
2 жыл бұрын
Hey Queen! I made a bunch of videos on how to remove collections, charge offs and other derogatory items. Check them out!
@SayainHokage
2 жыл бұрын
Thank you so much Jazzy you are awesome. Me being 24 this is the crucial time for me to be learning about this type of information
@JazzyMac
2 жыл бұрын
It’s my pleasure Josh! We weren’t taught this stuff in school, which is a shame, but I’m here to educate you guys because I want you to build wealth for yourself and your kids!
@miguelmorell4114
2 жыл бұрын
I tried Lexington Law and my score barely budged. I ended up leaving and then I had to call them in regards to a question I had about my credit report showing accounts that I thought were gone but have returned. Well the guy on the phone tried to pitch a sale to get me to join again and when I refused he started being rude and condescending to me because I wouldn’t agree to sign back up. At that point I knew they were not professional, but I wish I knew what I know now, I would have saved my money. Thanks for the information 🙌🏽
@JazzyMac
2 жыл бұрын
Hey Miguel! That makes my blood boil to hear that! They get so pushy when you start to stand up for yourself. I’m glad you got out of it though!
@veej4444
2 жыл бұрын
THANK YOU JAZZ🥰 can’t wait to buy your templates‼️
@JazzyMac
2 жыл бұрын
You’re so welcome babes!! 🥳
@denisewhite5858
5 ай бұрын
Officer down They got ME my score lower than 18 flat tires Thank Lex Lex
@JazzyMac
5 ай бұрын
That’s ok, because now you know what to do and they’ll never get you again ❤️
@chillykisses6574
2 жыл бұрын
I was paying Lexington law for months (maybe a year) & not much was done. I would call them for updates & paralegals pretty much try their best to answer your questions. The best decision I made was to cancel their service. Thank you so much for your videos. You are a God send 🙏🏻🙏🏻
@JazzyMac
2 жыл бұрын
So proud of you for making that decision, sis! ❤️❤️
@JazzyMac
2 жыл бұрын
You can ask me all the credit questions you want, for FREE 99 😇
@slayedbeauty3450
2 жыл бұрын
Thank you Jazzy! I just wrote my three letters to the credit reporting agencies.
@JazzyMac
2 жыл бұрын
Sisssss!! I’m doing a happy dance for you! ❤️ let me know when you drop them in the mail!!
@JazzyMac
2 жыл бұрын
Hey sis! How’s everything going! Any update?
@ladognid2994
2 жыл бұрын
I am so close to call Lexington Law. Thank you.
@JazzyMac
2 жыл бұрын
Lordddd do your research first and read their reviews 😳
@antoniohill3313
2 жыл бұрын
She right don't call them there are no good for help with your credit
@TheGoldMindEffect
2 жыл бұрын
I appreciate your honesty on this topic. Thank You Jazzy.
@daph724
2 жыл бұрын
I wish I knew this months ago 😩😩 I’ve been paying one of these for months with no boost.
@JazzyMac
2 жыл бұрын
Urgghhh!! That bothers me when y’all tell me that because I hate people mistreating you all and twisting the law! 😡 but guess what?! Now you know the law and know what to avoid. So you’re stronger and wiser and can’t be taken advantage of any longer ❤️
@DeshawnJohnson-iz4pz
Жыл бұрын
No cap ....to each is own with this I'm questioning my decision but I'm still pressing the issue
@lofah661
2 жыл бұрын
yes lexington law got me for a couple of months for $100 but i canceled them cuz my credit was still the same.
@JazzyMac
2 жыл бұрын
That’s so crazy that most of the people I know that used them have the exact same story!! Like what are they doing with people’s money?! 🤦🏽♀️🤦🏽♀️
@SwtCakes1
2 жыл бұрын
Thank you for everything..I truly appreciate you sharing this valuable information for us ALL!
@JazzyMac
2 жыл бұрын
🥰💛💛
@jtsbeauty4117
2 жыл бұрын
I called Lexington a few years ago. They told me the price, and I was okay with it. I asked the representative about items coming back on my credit. He told me that it may come back but long as I get into my house and car 1st then it shouldn't matter 🤔. Ummmmm no thank you, that was an easy no go.
@JazzyMac
2 жыл бұрын
OMG I've yet to hear anything good about them. Thats why I encourage everyone to fix this own credit, as its not worth paying someone ever!
@adrianchipres8114
2 жыл бұрын
Excellent information! My wife and I are starting to dive into your videos in we cannot wait to get further in! Glad we found you!😎
@JazzyMac
2 жыл бұрын
Hey Adrian! Hearing that makes my heart so happy for you guys! Hubby and I were a mess when it came to credit when we first met! But we stayed motivated and helped each other out of the trenches haha 😆 I love when couples work together. Such a power move! 💪🏾
@adrianchipres8114
2 жыл бұрын
@@JazzyMac Thank you so much for me we are definitely going to be purchasing your templates and watching all of your videos. I will definitely get back to you with more feedback. Have a wonderful Sunday
@JazzyMac
2 жыл бұрын
@@adrianchipres8114 thanks Adrian!! I expect to hear awesome news in the next 30 days! I’ll be checking in with you soon 😊
@johnsamsjr8670
2 жыл бұрын
Purchase her template it’s absolutely worth it Also you learn a skill that you can teach someone else
@nino8287
2 жыл бұрын
Hello Jazzy thank you for your honest advise In regards to Credit repair companies I am working with one repair company… I asked them my hard inquiry from 3 years are still in my credit Bureau report end it is showing as a negative impact on my credit I asked the repair company why they didn’t request that hard inquiry to be removed they told me I am the one who will be responsible to contact credit bureau and I’m asking so why am hiring you if you cannot help me with that and now i see your video to make the right decision Thank you Again!🙅🏾♀️🤦🏽♀️🤦🏽♀️
@JazzyMac
2 жыл бұрын
Omg this is why I hate credit repair companies 😫
@KurryTv24
2 жыл бұрын
Im So Pissed... Literally EVERYTHING You Described Im Dealing With Now
@JazzyMac
2 жыл бұрын
Thats ok, because know you are equipped with the knowledge to rectify it! ❤️❤️
@crming7151
6 ай бұрын
I just stop using a credit repair company to try to get a mortgage. They really didn’t do anything, they took credit for the things I did myself, and they belittled the tremendous amount of money that I gave them. They acted like I had not been with them long enough to see any results. Even though I was with him for six months.
@JazzyMac
6 ай бұрын
I’m so sorry that happened to you!! That’s why I can’t stand those companies!
@Joirychelle
2 жыл бұрын
This is great just to know! I’d never pay for something like this rather learn from you and do my own research and take action myself…but great content!
@JazzyMac
2 жыл бұрын
Yes! It’s so much cheaper to do it yourself! 🙌🏾🙌🏾
@kandychanel
Жыл бұрын
I’ve been stuck in the same number for years. My dad recommended your videos to watch regarding not paying collections. So I recently stopped and seen you said to send a letter to them. I’m going to do this asap. Is there a video on how to manage your credit cards for your credit? I’ve got a few been paying them on time just moving pretty slow. Im excited to watch more of your videos so I can help others in need of help (once o fix my own credit first lol. Im a single mom of two disabled children so I’ll be looking at your videos on working from home. Thank you for these videos it’s so much help and ease to my mind.
@JazzyMac
Жыл бұрын
You are so welcome! More videos on the way 🤗🤗
@ladognid2994
2 жыл бұрын
OMG. I WAS ROBBED 😥😥 THE TRUTH HURTS BUT I THANK YOU SO MUCH SIS.
@JazzyMac
2 жыл бұрын
Sis if you gained truth then you weren’t robbed ❤️❤️ this is life and we all live and learn at different speeds. You didn’t take a loss you learned a lesson. That’ll carry you for a lifetime. Pick you head and your crown up 😊
@ladognid2994
2 жыл бұрын
@@JazzyMac Thank you so much. I learned a whole lot.
@breannpadilla7734
2 жыл бұрын
Do you think smaller personal loans are a good debt consolidation option? I have a little over 3k in debt, resulting in high utilization, on high interest credit cards. I struggle to make more than the minimum payment each month and once that interest gets tacked back on, it almost feels like I've paid nothing. I've looked into them and have applied to a couple but have had a hard time getting approved for something other than some loan shark who wanted to charge me over 700% interest. My logic for the loan was more or less, one payment with overall less interest. Is this even right? 🥴😬 Sidenote: I've taken a couple of steps to better my credit, thanks to all your help and advice (goodwill letter for late payments, disputing a collection account - just done today so no results YET) and I can't wait to see results. Thank you for being such a powerful resource.
@JazzyMac
2 жыл бұрын
Hey Breann!! I’m so excited that you started the dispute process and are taking control of your credit! 🥰 if the interest rate for the consolidation is too high for you, then I’d rethink it. No new consolidation loan should leave you broke or unable to comfortably make the payments! Have you reached out to your current creditors to ask about lowering your current interest rate?
@angelmorris7511
6 ай бұрын
Hello queen🌹 praying all is well. I am wanting to start fixing my credit asap. Where do I start? I’m loving your content
@JazzyMac
6 ай бұрын
Hey hey! The kit to get started is in the description box ❤️
@aleenaedwards1240
2 жыл бұрын
I’m glad I watched your video I’m about to cancel that shit today I wished I watch this watch before just opened the account today thanks sis
@JazzyMac
2 жыл бұрын
It’s ok sis! Education is key. You got this! 💛🥰🥰
@Thereelzain
4 ай бұрын
Hi Jazzy, I’m trying to get my credit together. I was wondering what videos of yours can I watch to get it together. I’m trying to refinance my car to get it under my name but I know my credit isn’t there at all. I wanted to see what I can do for myself
@samordo
2 жыл бұрын
I used a credit repair service that charged me $59 a month and required $150 fee upfront. They did nothing but overdraft my account constantly and in turn I owed Huntington bank $500 because I was a Tips base employee and it was slow season. My direct deposit were small obviously and always eaten up by my negative balance. I had to close the account to get said company to stop over drafting me.
@JazzyMac
2 жыл бұрын
What?! That just makes me so annoyed to hear that they did that to you! They were supposed to be helping you and look what they caused 🤦🏽♀️ I’m glad that you’re no longer working with them!
@twynekaponder1358
11 ай бұрын
I have charge offs, late pymts, missed pymts. Can you give me advice on WHERE to start to repair my credit! My credit score is LITERALLY IN THE GUTTER😢😢😞😞
@davielldavis6695
2 жыл бұрын
Hi Jazzy Mac, do you have a video on complete steps to fix your credit. I just found your channel because I called Lexington debating whether I wanted to pay them. I felt like the amount they were trying to charge me I may as well pay off the debt on my own. Thank you for your wisdom and I will check out your other videos!
@JazzyMac
2 жыл бұрын
Hey Queen! I have plenty of videos on how to remove collections, charge offs, late payments and more!
@Rahimoumarou
2 жыл бұрын
I wish you were my friend ! Lol thanks for the good info
@JazzyMac
2 жыл бұрын
Ha! I’m so here for all of you!! ❤️
@NoDiddy_NoDiddy2
Жыл бұрын
If layman's terms were a person, it'd probably be me 🤦🏾♂️. I'm on my 5th go around with watching this particular video and all my mind has absorbed was not to use a credit repair company and don't dispute online. I'm trying to find the templates you mentioned to send in handwritten disputes. Then what do I do? Mail it to Experian or...
@JazzyMac
Жыл бұрын
Description box 😀
@jasmine.w5936
6 ай бұрын
Hi I paid a credit repair company or what I thought was a credit repair company last year. I paid them over a course of 6 months every 2 weeks. But it’s been almost a year and nothing has changed. I don’t know what to do. I feel like I’ve been scammed out of money I Won’t get back
@SharaeB.
2 жыл бұрын
Yes I was paying Lexington law and they never removed anything. Had them for 6 months . I gt more off on my own then them. I purchased your templates and sent mines off 2 days ago. Just waiting on my update and then my second rounds will be going out .
@JazzyMac
2 жыл бұрын
I hear so many stories about them 😢 you can do so much more for yourself than any credit repair company can! Please keep me posted on your results!
@ednishabenton2471
2 жыл бұрын
I’m with Lexington Law & im about to cancel them first thing tomorrow morning I’ve called numerous of times because I don’t see an improvement the fake credit repair specialist be fumbling over words trying to sound professional and I have no understanding what so ever what she was saying because she didn’t make sense. I DONT SEE NO CHANGES I been with them for over one year I can do it myself at this point I’m tired of trying with these credit repair services agencies they just some scammers and lazy !!!!
@JazzyMac
2 жыл бұрын
Omgggg yessss you can do it yourself for FREE 😩😩😩
@Pcbdude82
Жыл бұрын
Im torn on what to do. I dont mind paying a couple hundred a month, if it will legit fix my credit. Im not even expecting a massive jump. Just get this crap off my report so i can start building again. And get my business loan. Another youtube i follow recommend creative credit solutions. But its so hard to know who to trust. I dont have a problem doing it myself, but i dont want to somehow mess something up.
@JazzyMac
Жыл бұрын
Definitely ask a consumer protection attorney! They sue creditors that abuse consumers!
@KatyziaB
Жыл бұрын
I need help fixing my credit…. I just sign up with Lexington law but I haven’t paid them yet thanks for the video
@JazzyMac
Жыл бұрын
You’re so welcome! ❤️
@KatyziaB
Жыл бұрын
So I’m in a 20000 debt of a car loan should I file bankruptcy because they said it’ll take me 5 years to pay it off
@KatyziaB
Жыл бұрын
And I don’t want to pay a car off for that long
@terryjohnson2640
Жыл бұрын
thanks for info jazzy
@jeffrector3430
Жыл бұрын
I need your guys help and straightening out my credit
@JazzyMac
Жыл бұрын
I don’t have that service 🥹
@percellomni1427
2 ай бұрын
Child Support reported about 20-something late payments of $1 on my credit profile, the same $1 at that… to break it down, somewhere down the line one of my payments was $1 dollar short(which I don’t know how b/c I’ve been paying the same amount for 9years) so when I paid my same amount the following month it covered the -$1 from the prior month which means that now this payment is now $1 short… so they just kept rolling that $1 dollar over every month and kept reporting it. IS THIS LEGAL? And WHAT SHOULD BE MY PLAN OF ACTION?
@JazzyMac
2 ай бұрын
I am not familiar with child support cases, I’m sorry.
@cheverlyelliott5354
2 жыл бұрын
hey jazzy how do you clean up my credit
@JazzyMac
2 жыл бұрын
Hey hey! I don’t offer credit repair 😊
@altheaprass
4 ай бұрын
Hi, I just want to say thank you for sharing this wonderful information. I do have some accounts that are charged-off and one account is in collections. I did hire someone to help me fixed my credit and it's not going well. I'm making payments on these accounts. As I was listening to you, I am so upset at myself. I do need help fixing my credit, can you please help me. Thank you.
@missglam0921
2 жыл бұрын
This is some great info! Could you help with information on how to properly dispute a repossession off your credit report? Thanks so much!
@JazzyMac
2 жыл бұрын
Hey! How old is the repossession?
@missglam0921
2 жыл бұрын
@@JazzyMac it’s 3 years old
@JazzyMac
2 жыл бұрын
@@missglam0921 ok it’d be a shot in the dark but worth it to try and dispute it by mailing a hand written letter (I did a video on this). I can’t say what your results would be or if it’ll be re-inserted later but it’s ALWAYS worth disputing! 😊
@juliacarter1280
2 жыл бұрын
@@JazzyMac My husband has on of these and it's only a year old. But the thing is we have moved from the address we had when we had that car does any of that kind of stuff matter? We are really trying to.move to Georgia and I heard they run credit for even renting 😩 but with the rent prices I'd rather buy.
@melissamota7040
2 жыл бұрын
Hi I am interested in buying your template letter from you.
@daijlong2917
2 жыл бұрын
Can you make a video for the young( 18-25 just knowing about credit) and visual learners like I hear everything your saying but since I can’t physically see it , I’m not registering the info. Like make one showing how to navigate through the credit websites like experian and like what should be there and what shouldn’t be, to see what’s keeping our credit scores low , like make for someone with a younger mindset and wouldn’t know anything about credit if it hit them split between the eyes and once the problems are identified how would the resolve them? But visually!!!
@JazzyMac
2 жыл бұрын
I got you!! I made a video showing you how to check your score and how to predict your credit score based on if you add accounts, miss payments, get collections and more! Check it out! kzitem.info/news/bejne/loWny2t_sWN6jH4
@tennehyawilliamson8624
2 жыл бұрын
Hi Jazzy. I am working with a repair company that was actually recommended to my by a lender when I started my pre-approval process for buying a home. I did purchase your kids prior to signing up with them but found that as a full-time student, employee and mother, it was hard to dedicate the time to do everything myself. Definitely helpful though, especially for the homebuyers guide! The company I use has been really straight forward and I have seen a lot of progress! They didn’t raise any of those red flags except the payment prior to 6 months, but I did have a free consultation and a plan prior to the first payment 1 month after they started working. The other thing that raised my eyebrow was when I received a letter from transunion stating that they see a third party is working on my credit, etc. The company told me to ignore the letter as they are not liking the fact that they are disputing accounts. How does that sound to you? They also want me to do a three way call with them and my creditors to do a pay for deletion for the accounts that were proven to be valid. I have not done this step yet, but do you think this would be a good idea? Everything else seems to be legit and they give me monthly updates on what they are working on, what things have changed and tips/things for me to do on my end to improve my credit score.
@JazzyMac
2 жыл бұрын
Hey Queen!! I cant speak to the validity of those companies, but whats always helpful is to do a free consultation with a Consumer Protection Attorney to make sure the company is operating according to your state laws. It varies state to state, but in general, that's a good way to evaluate the situation. I've never heard of the 3 way call thing, but again, I'm not an attorney so I cant speak to if that's a red flag or not in your state.
@OneFaithFilledLady
Жыл бұрын
Hi! Are you still with the company? And have you seen good results? I'm in the same boat as you as far basically just having too much on my plate to work on my credit myself right now consistently. What's the company? I'm thinking about lex law and credit saint. My sis had good results with lex law but that was yrs ago so I'm not sure right now.
@matthewjones1056
Жыл бұрын
Hey im so sorry, maybe i missed this part. Im not sure if your still answering questions on this video or if someone else may no the answer, but i heard you say when people send out a bunch of dispute letters thats how there acct get flagged. But i thought that was suppose to be the first step dispute everything. Lol imma have to start your videos from the beginning this was the first one i saw. Love your information though. ❤❤
@JazzyMac
Жыл бұрын
Thank you! 💛
@amiekamara97
Ай бұрын
Omg I just payed 150 upfront
@clarencechandler2598
Жыл бұрын
Hey Young Lady how can I repair my credit.
@H2O1167
5 ай бұрын
Hello Jazzy! I currently have 4 late items in my credit. How can you help me?
@JazzyMac
5 ай бұрын
Hey! I don’t offer credit repair services.
@ojtherrell5344
2 жыл бұрын
Thank You
@JazzyMac
2 жыл бұрын
You’re so welcome!
@suzettejonestravelinfo
11 ай бұрын
Help I would love info on improving my credit
@shaunieo849
2 жыл бұрын
Great info Jas!!! 🦅🦅🦅
@JazzyMac
2 жыл бұрын
Thank you big sis! ❤️❤️ I’m 🐘 until the iron bowl, then I’m an 🦅 🦅 fan again 😀🤣🤣
@shaunieo849
2 жыл бұрын
@@JazzyMac 🤣🤣🤣 Ok that works!
@taleishasmith8011
2 жыл бұрын
Hey Jazzy. I’m working on the letters for my husband and he doesn’t have any collections, but he does have 4 closed accounts(auto). Which letter template should I use for this?
@JazzyMac
2 жыл бұрын
Are these Repossessions?
@catherinevanetten8748
2 жыл бұрын
I paid off my car. It was the only open account on my credit. My score dropped. 99 points. What can I do to increase my score, please? Thank you!
@JazzyMac
2 жыл бұрын
Ugh! What probably happened is after the car was paid off, they either reported a late payment or they closed the account. Did you get any collections or charge offs during this time? And what site are you using to pull your credit?
@karenmaldonado3277
2 жыл бұрын
That’s good information thanks
@JazzyMac
2 жыл бұрын
You are so welcome sis! ❤️
@quathetruth8314
2 жыл бұрын
Used Lexington and when I left everything returned on my reports!
@JazzyMac
2 жыл бұрын
I wish they had a refund policy that was based on long term results 🙄
@THEREALTAE
Жыл бұрын
How do you get collections off your credit report with the wrong open dates?
@DK-ut8cx
2 жыл бұрын
Please advise me if possible.. I'll make it quick. It's the lexington law. Been paying them for a year and half for just 1!!! Deragatory mark. Still hasn't resolved yet.. it's not even about the money. How they are dealing with it, it makes me,,, 🤬🤬🤬. Ripping off people who really need "help", people trying to rebuild. Ok,,, what's done is done. So,, i actually have two questions. Is it better for me to just stop using them at this moment? Or been too long to just give up, stay with them? And in order to get help from CFPB, is "not doing their job" not enough?
@JazzyMac
2 жыл бұрын
Oh wow!! I hate you experienced that! I’d probably contact them to get clarity on the plan for your credit. Before stopping payments you should review your contract with them to ensure they won’t try to send you to collections for ending the service. I’m not sure on the CFPB complaint but that should be a start what you mentioned!
@BasketballBuddies
Ай бұрын
Yo how much it cost to get you as my mentor to help me remove a late payment and a collection
@danyalewilliams9599
2 жыл бұрын
I just purchased your template thank you
@JazzyMac
2 жыл бұрын
I’m so excited for you!! Lmk if you have questions!
@danyalewilliams9599
2 жыл бұрын
@@JazzyMac I definitely do lol let me gather a list and I'll meet you back here with them because I'm at work watching your videos
@thetrumpet4744
Жыл бұрын
How can I receive your help on cleaning my credit can you point me in the right direction
@JazzyMac
Жыл бұрын
Hey! Unfortunately, I don’t have that service 🥹
@kingj.m.d.6794
2 жыл бұрын
Hi Jazzy, my handwriting is absolutely abysmal. Is it okay if I type the letter using your template? Also, Lexington Law is absolutely horrible!!! Had them for three years and they removed two collections but one came back with in three months and they don’t communicate well at all. Never again, taking it all in my hands. Love your videos my Sister
@JazzyMac
2 жыл бұрын
Hey King! You can absolutely type your letters! 😇 I am so glad you stopped working with those people and took matters into your own hands. Its so much better that way! ☺️
@kingj.m.d.6794
2 жыл бұрын
@@JazzyMac Thank you much and I’m mailing off my letters in the morning with prayer and confidence. I really appreciate your content and the knowledge you share.
@JazzyMac
2 жыл бұрын
@@kingj.m.d.6794 that’s what I wanna hear, King! I’m proud of you for securing the bag for you and future generations 💪🏾 praying and declaring you will be victorious in this process!!
@kingj.m.d.6794
2 жыл бұрын
@@JazzyMac Update, two collections were moved but one reported back. A total of four were on my credit report. I’m not giving up, time for round two!
@JazzyMac
2 жыл бұрын
@@kingj.m.d.6794 THATS AMAZING!!! 👏🏾👏🏾👏🏾 I’m so proud of you!! Keep your foot on their neck and stay consistent 😀
@rashadwright3470
2 жыл бұрын
Can you give step from on up if how I start this journey and what you require to help
@JazzyMac
2 жыл бұрын
Hey! I have a lot of videos on how to remove different derogatory items off your credit!
@shakilasmith1361
Жыл бұрын
Hey, love your energy I am currently using Lexington law for about 3 months now and still nothing they in fact deleted current accounts that was positive on my credit after watching your video I’m going to start the process of DIY my credit is a 574 as of now I just don’t know where to start. Please any suggestions
@JazzyMac
Жыл бұрын
I have lots of credit videos, checkout the playlist 💛
@yooo2568
Ай бұрын
I need help with repair
@crislybueno7987
2 жыл бұрын
Hi! I just watch your video! How can I fix my credit and do dispute?! I need some help 🙏🏽
@JazzyMac
2 жыл бұрын
Got a ton of videos on the dispute process!
@suavec8471
2 жыл бұрын
I need help deleting charge offs, a repossession, and a foreclosure. How long do you think it will take and is it possible?
@JazzyMac
2 жыл бұрын
I’m not sure about foreclosures. I don’t have experience with those.
@charleslaake2651
Жыл бұрын
ROLL TIDE!!!!!!!! I know that’s beside the point of the video but still!🐘🐘🐘
@JazzyMac
Жыл бұрын
LISTENNNN!! Roll tide!! 🌊 That’s the most exciting part of this video!! 🙌🏾😆 🐘
@shannyw8600
2 жыл бұрын
Hey I just come across your videos which are very helpful. I need your help! I got summoned by the court and don’t know what to do next. Any advice?
@JazzyMac
2 жыл бұрын
Hey! I’d definitely respond to the court but also talk to a consumer debt attorney first. Many will provide a free 30 minute consultation. But whatever you do don’t ignore the summons. They can rule against you if you ignore it.
@xonike
2 жыл бұрын
Hello do your templates work on delinquent accounts being reported? My score took a 100+ point plunge and im desperate to get it removed and was wondering how long does it take to fall off after it being disputed?
@JazzyMac
2 жыл бұрын
Hey! Everyone’s individual results will vary but the templates are meant to be tried on Collections & Charge offs 😊 what kind of delinquent account are you referring to?
@xonike
2 жыл бұрын
@@JazzyMac its for a student loan, I was making payments towards it and all then this month I got a creditwise update that they reported my loans delinquent. I’ve not gotten anything from collections though but bbb reviews told me that even when people paid them off it still stayed on their report. Im trying to move apartments soon and now I cant do anything with this new score 🥺
@rrrod3433
2 жыл бұрын
How bout them dawgs! Alabaster flag is a big red flag 😂
@JazzyMac
2 жыл бұрын
🤣🤣🤣 BOOOOOOOO!!!
@mauricedebrown6803
14 күн бұрын
Will you please help me with my credit
@malaikaagenices07
2 жыл бұрын
Hi Jazzy, I’m 27 and I am in the process of trying to fix my credit and I have made the mistake before hiring these credit repair companies and wasting all of this money to not seeing that much progress, I have a lot of hard inquiries that I would have to get removed and a few collections that I also would like to get removed. I mostly want to work on my TransUnion and Equifax credit scores that’s where it’s hurting me the most. I’m in the mid 500’s with Experian 🥴🤦🏽♀️ would love your advice on what to do.
@JazzyMac
2 жыл бұрын
Join us tonight! www.creditbyjazzymac.com/theperfectcreditscorechallenge
@ivorysts6105
2 жыл бұрын
Hi I’m just here to ask a question I’m looking to start working on fixing my credit I have 11 derogatory marks i just ran across Lexington law but idk I saw some ppl say it didn’t work for them also I juss ran across ur video btw juss thought I’d ask tryna get pointed in the right direction but thanks for this information and great video :)
@JazzyMac
2 жыл бұрын
Hey hey. I do not recommend paying someone to fix your credit.
@lakishaallen4073
2 жыл бұрын
What happens if they have a layer come for you? And you missed the court date? You made arrangements to pay the layer then your out of work and can't pay?
@JazzyMac
2 жыл бұрын
Has it been placed on your credit yet? Did you contact them about your financial hardship?
@nino8287
2 жыл бұрын
Question I have a charge off how to Clear it from my credit bureau Thxs!
@JazzyMac
2 жыл бұрын
I made a video on that! Same process as getting collections off your report. Check out my Collections video 😊
@kaytoyatheexplorer59
2 жыл бұрын
How do I remove a repo and a time share foreclosure? I paid someone since last November and when I realized all of these items were still on my credit I immediately terminated my services. How can I do this on my own ?
@JazzyMac
2 жыл бұрын
Hey sis. How old are the accounts for the repo and the foreclosure? Have you received a court summons?
@kaytoyatheexplorer59
2 жыл бұрын
@@JazzyMac no court summons on either. The timeshare is about 5 years old and the repo is about 3 years old. But when I called the company to try and take care of the timeshare I was told there is nothing further I could do because it had been resold. So it's just sitting on my credit. I'd like to purchase a home hopefully next year sometime but I definitely need a little boost
@JazzyMac
2 жыл бұрын
@@kaytoyatheexplorer59 hmm so I’m not sure on the timeshare, especially since it’s been sold. But I would definitely try to dispute the repossession and ask for full validation since it’s a bit older of an account.
@kaytoyatheexplorer59
2 жыл бұрын
@@JazzyMac iam going to purchase your templates and use that. I'd rather take a couple hours out of my week to work on my credit and ill pay myself lol . Thank you Queen sis I appreciate you 💓
@JazzyMac
2 жыл бұрын
@@kaytoyatheexplorer59 I love when y’all boss up and invest in yourself and don’t pay someone else to fix your credit! ❤️ I’m so excited for you. Please let me know when you send your letters off and don’t hesitate to ask any questions! I’m here to support you on your journey Queen!
@mariej9337
2 жыл бұрын
Thank you, I am watching a tones of your videos, funny thing is yesterday when I came across your channel, I was assuredly online about to sign up with Lexington, but I told myself, what if I try doing it myself, then I start watching videos and realized that you’re very straightforward with it. I love that. So how do we tackle student loans?
@JazzyMac
2 жыл бұрын
I LOVE THAT YOU SAID “WHAT IF I DO THIS MYSELF” 😩😩❤️❤️ you save so much money and time when you educate yourself and believe in yourself ✨✨⭐️ for student loans that’s a whole other video that I need to do lol. Do you have private or federal loans?
@mariej9337
2 жыл бұрын
@@JazzyMac hey, I have a federal loan, and also before I watched your videos I did one dispute online, now I purchase my templates, ready to go to work and turns out I can’t get my credit report online because I have an open dispute. Do you know if there’s a way around that? And also, can we email you. Some of the questions are a bit intimate for a comment section. Thank you.
@JazzyMac
2 жыл бұрын
@@mariej9337 hey Marie! I just had a baby so I no longer offer personal consultations but for the template, those are ideal for charge offs, collections and inquiries, medical bills and late payments (you can see this in the description of the product and in the instructions page). I would not dispute a student loan unless it’s due to fraud, my school closing, or permanent disability and even in that case it’d be better to go thru the Dept of Education. There truly isn’t anyone that can “delete” your student loans if they are federal loans because Uncle Sam will make sure he gets his money lol. Sometimes you may be able to dispute a loan and it gets removed on a technicality but 99.9999% of the time it will be added back if your school is in operation and they did not misappropriate funds. I hope that makes sense!
@JazzyMac
2 жыл бұрын
You should be able to pull your credit report no matter what. That’s separate from disputing. I put 2 references on your Credit Roadmap for where to pull your credit reports. Don’t use sites like Credit Karma.
@mariej9337
2 жыл бұрын
@@JazzyMac yeah, I see the road map, and I went to the annual report before I purchased the guide and that’s when it tells me they couldn’t show me a report because I have a dispute. I’ll keep working on that over the weekend
@goddessbutterfly27
2 жыл бұрын
I was dealing with LL. All of the accounts where removed from my credit report. Then bout three weeks later. Everything is appearing back on my credit. I was so upset and discouraged more. Now I'm back to square one. 🤦🏾♀️🤦🏾♀️
@JazzyMac
2 жыл бұрын
What?! 3 weeks later? And let me guess, they’d already charged you for services didn’t they? 😡
@JazzyMac
2 жыл бұрын
Square 1 is you doing your own credit improvement because LL can’t do any magic no matter what they claim. You totally got this. Handle one account at a time sis.
@goddessbutterfly27
2 жыл бұрын
@@JazzyMac I will Thanks a million Sis 💪🏾
@JazzyMac
2 жыл бұрын
@@goddessbutterfly27 keep me posted on everything sis. Did the credit bureaus explained why those items got re-inserted in your report?
@gabriellealford2281
2 жыл бұрын
Just so I’m clear if I purchase the ultimate homebuyers kit I won’t need to purchase the credit boost kit, correct?
@JazzyMac
2 жыл бұрын
Correct! 😊
@laurenSmith-bf4fc
7 ай бұрын
What company do you recommend?
@devilwearsprada45
Жыл бұрын
Hi Jazzy, i do not know how to start I’m in a bad situation, i had some credit report but i for like 2 months but i start dodging them, because to do on my own and paid in full, but how do i really start i just came across of this video right now? I do really want to fix this credit how should i really do?
@JazzyMac
Жыл бұрын
I have lots of other credit videos you can check out to get started ❤️
@devilwearsprada45
Жыл бұрын
@@JazzyMac ok i will check thank you
@kmjcrfamily7393
2 жыл бұрын
Were do I write or contract credit rebuild
@JazzyMac
2 жыл бұрын
??
@whatthe1215
2 жыл бұрын
Help me fix my credit!!!!!!! Thanks and please
@JazzyMac
2 жыл бұрын
Got several videos for ya! 💛💛💛
@BeyonkaHollidayRealtor
Жыл бұрын
Quick question? Are you in mlm or do you teach people how to do this without multi level marketing?
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