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@peacefulpeds5623
2 жыл бұрын
yes, he's back!🤸🏽♀️👍🏼
@KeepingItRealWithCredit
2 жыл бұрын
Yes I am and thank you 🙏🏼
@vernongreen4877
2 жыл бұрын
Great videos. Keep up the great work.
@KeepingItRealWithCredit
2 жыл бұрын
Thank you Vernon and for watching and I noticed you set up an appointment with us looking forward to our conversation.
@kaylaholly2743
2 жыл бұрын
Hi, Im new to your channel I was told to pay off my small debts. Can I pay off my small credit card balances with a low interest card or a pverdraft balance account since I dont have the cash readily available?
@KeepingItRealWithCredit
2 жыл бұрын
Hi! Paying off your balances is always a good idea because your credit utilization affects 30% of your credit score. Just make sure to pay it off by the due date and don’t use the card again after the statement date (the date it reports to the credit bureaus). You can call each bank to confirm your statement date!
@patrickprendergast9589
2 ай бұрын
nice vdeo love your new tattose love message to the debt colector still hope u are well
@landocalrisian2014
2 жыл бұрын
Hey Ray!!!
@KeepingItRealWithCredit
2 жыл бұрын
Hey what’s up brother
@landocalrisian2014
2 жыл бұрын
Good to see you again my man.
@sparky69711
2 жыл бұрын
Question for you, plz. Wasn't there a thing that they were suppose to take off ALL medical collections that were over a certain dollar amount? Or has that not happened yet?
@sparky69711
2 жыл бұрын
It has not happened for me yet!! 🥺
@KeepingItRealWithCredit
2 жыл бұрын
Starting in 2023, medical collections over $500 will no longer report. However, as of July 1, any paid medical collections should not report.
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