REMINDER: Make sure to subscribe, because I have a full 1.5 hour long podcast posting this weekend with Dave Ramsey and George Kamel: kzitem.info
@GrahamStephan
2 жыл бұрын
I also have a second video going over Dave's portfolio - it's insane. You won't want to miss it.
@DavidRosemon
2 жыл бұрын
Listen to Dave! Invest in more Real Estate Graham it makes for amazing content and you’re incredibly good at it. Much love from a longtime supporter
@nicholasmartinez6043
2 жыл бұрын
Dude huge props for getting Dave to chat the way you did. I don’t think I’ve ever seen “real Dave” this way before
@ProCoderIO
2 жыл бұрын
What???? Can't wait!!!
@jacobhuelsman8447
2 жыл бұрын
@@GrahamStephan 2 v
@Upscreen6542
2 ай бұрын
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
@Wjkreamer-1234
2 ай бұрын
Investing Is more than reading quarterly reports. Learnt this from reading Peter Lynch's book. I believe there are people who do this for a living, and I just delegate the task to these professionals. That's how I make money from the market to be honest.
@Upscreen6542
2 ай бұрын
I've been getting suggestions to use one, but where and how to find one has been challenging, Can i reach out to the one you use?
@Wjkreamer-1234
2 ай бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@Upscreen6542
2 ай бұрын
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
@ossamalk3220
Ай бұрын
Scammers watch out
@shirelylinero
Ай бұрын
Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.
@vickylarue
Ай бұрын
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
@Godwinkeneth
Ай бұрын
That sounds like a good plan. In the past two years, working closely with a financial market specialist, I've built a six-figure diversified stock portfolio. Now, I aim to diversify even more this year.
@doran-f6w
Ай бұрын
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks
@Godwinkeneth
Ай бұрын
“NICOLE ANASTASIA PLUMLEE’’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@doran-f6w
Ай бұрын
Just ran an online search on her name and came across her websiite; pretty well educated. thank you for sharing.
@alexsteven.m6414
Ай бұрын
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
@fresnaygermain8180
Ай бұрын
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
@valeriepierre9778
Ай бұрын
If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 65% since January. It is, in my opinion, the best way to get started in the industry right now.
@belobelonce35
Ай бұрын
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with please?
@valeriepierre9778
Ай бұрын
“Sharon Marissa Wolfe’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@edelineguillet2121
Ай бұрын
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
@CarlShanklin
2 ай бұрын
My biggest irk with ETFs is the lack of optimization;changes in any given stock in the ETF can drag your portfolio down. While dividends can provide immediate income, the true power lies in the compounding effect over many years. But in general, I think the stock market isn't showing any sign of slowdown and I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
@SloanJane-xp4kr
2 ай бұрын
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
@ClaudiaSchreiber-b1p
2 ай бұрын
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@ClaudiaSchreiber-b1p
2 ай бұрын
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@Selenastafan
2 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing. I sccheduled a caII
@millardfilmore1403
Ай бұрын
the stock market isn't showing any sign of slowdown? ll
@AndreiJikh
2 жыл бұрын
Never meet your heroes: unless it’s Dave Ramsey
@GrahamStephan
2 жыл бұрын
Dave Ramsey is allowed
@kvmairforce
2 жыл бұрын
I met myself and it was everything I ever imagined.
@nathanlevin_
2 жыл бұрын
Andrei Jikh 26 minutes late to the party!!! Haha 🤪🎉
@_baller
2 жыл бұрын
Who has Ramsey as his hero
@ProffezerSuggonDeeznutz
2 жыл бұрын
Or u
@SlParkerlee
3 ай бұрын
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $770k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation
@biankabrodeur01
3 ай бұрын
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown
@SaintYvess
3 ай бұрын
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 2024.
@JennaHerberholz
3 ай бұрын
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
@SaintYvess
3 ай бұрын
Melissa Jean Talingdan is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@JennaHerberholz
3 ай бұрын
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@tonysilke
3 ай бұрын
This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.
@PatrickLloyd-
3 ай бұрын
These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If you’re not ready for it, you shouldn’t be in the market. or get you a skilled practitioner.
@PhilipDunk
3 ай бұрын
That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.
@JefferyDuns
3 ай бұрын
I really want to get in with a financial advisor this year, especially as all markets are hitting highs. I don't want to be too optimistic and end up losing everything.
@PhilipDunk
3 ай бұрын
'Amber Dawn Brummit' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
@JefferyDuns
3 ай бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
@PauleAraiza
2 ай бұрын
I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.
@SlowrideHome91
2 ай бұрын
Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.
@JIANHENGLUG
2 ай бұрын
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
@DebbraMadrid
2 ай бұрын
pls how can I reach this expert, I need someone to help me manage my portfolio
@JIANHENGLUG
2 ай бұрын
*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@Olea-i2d
2 ай бұрын
Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.
@NicholasBall130
3 ай бұрын
I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.
@StacieBMui
3 ай бұрын
Just try to diversify your portfolio to other market sectors, that way your investment is balanced and you don’t get to make so much losses.
@StocksWolf752
3 ай бұрын
Consider investing in stocks especially during a recession . While recessions can be tough, they can also offer good chances to buy low and sell high in the markets if you're cautious. Just remember, this is not financial advice, but it's a good time to think about buying stocks since having cash on hand isn't always the best option.
@cowell621
3 ай бұрын
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
@StocksWolf752
3 ай бұрын
“Sharon Lee Peoples”’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@crystalcassandra5597
3 ай бұрын
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
@SoledadHughes-q2i
22 күн бұрын
Amazing content! I have been following your videos for sometime now, consistently kicking down Wall Street doors for two years now, I have over $320k in stocks. Currently, my portfolio is down by 15%. Wondering if they're any short term opportunities I can invest in.
@StalinGrabovsky
22 күн бұрын
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
@ErikaBailey-x8g
22 күн бұрын
I stopped listening and taking financial advise from these KZitemrs, because at the end of the day, I end up with a bunch of confusing stocks without knowing when to take profit, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@SlavoPetrovic
22 күн бұрын
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
@ErikaBailey-x8g
22 күн бұрын
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@EnriqueCarrasco-z3j
22 күн бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@BeginningProgrammer
2 жыл бұрын
it's awesome that Dave Ramsey can have that conversation with your and still give you accolades on your ways even if you don't do it the way he would. Much respect to both of you.
@HooviesGarage
2 жыл бұрын
I would probably give Dave Ramsey a stroke if I showed up in his studio with my Portfolio on an iPad.
@Thunderbison
2 жыл бұрын
That would be great entertainment though!
@CleanGroutNW
2 жыл бұрын
Dave Loves cars too though so he might not freak out as much as you think
@joelwillems4081
2 жыл бұрын
Mine would probably be closer to the every day people that he yells at. Except I'm not in debt to my eyeballs.
@UnibrowBandit
2 жыл бұрын
Hoovie commenting on a video of Graham Stephan talking to Dave Ramsey is like running into my best friend, coworker and dad having lunch without me being invited.
@tybarker5038
2 жыл бұрын
“All it’s done this year is go down!”
@gordonleemovies
2 жыл бұрын
Congrats Graham! I’m sure this was a huge personal moment for you collabing with Dave. Well deserved man! Keep it rolling!
@GrahamStephan
2 жыл бұрын
Thanks a ton!
@davidfunvideos
2 жыл бұрын
@@GrahamStephan Nice to see your collab with Dave Ramsey. What was it like meeting him and his staff?
@matto6019
7 ай бұрын
@@davidfunvideosyou are not worthy of Graham’s response!
@RuslanKD
2 жыл бұрын
Former FPU host. This is the most sensible I’ve ever heard Dave Ramsey in my life. Love that you guys had this convo.
@samuelgarcialopez6647
2 жыл бұрын
Ruslan!
@VGFightSchool
2 жыл бұрын
He’s always been sensible, it’s just that head been dealing with a lot of senseless financial decisions people make daily so it’s hard to have him talk on this level frequently.
@simplyafederalist
2 жыл бұрын
Usually his detail investment advise is bad. That has always been my biggest problem with him. However this was great advice. So I have revised my opinion. I think he just gives horrible advice on tax planning and stock investments. His real estate and concentrating on what you are good at is great investment advice.
@BradColemanisHere
2 жыл бұрын
@@VGFightSchool Yep, I second this. This is the Dave Ramsey who speaks to people who understand finances. The Dave Ramsey that makes the news is the one speaking to people trying to get a 7% mortgage on a trailer home co-signed by their mom.
@FPCCEM
7 ай бұрын
FPU, including the baby steps, is for people with an infantile understanding of budgeting and finance. I'm not saying that to be mean; we've all been there. It is just a matter of what stage you begin to learn. Some people will never graduate beyond the baby steps, and that is totally fine as long as it facilitates the mitigation of financial risk and helps accomplish long-term goals. Dave is a smart guy; he develops and markets this material to a certain audience. For the most part, he hits that target and provides a valuable service for the market he targets.
@kaitlynprudhom5888
Жыл бұрын
I saw this and about cried with how kind and gentle Dave is. He has such a kind heart but he is a rock because he knows his ways works for the every day person. This is absolutely fantastic and I wish I had seen it sooner.
@stephenparsons6011
Жыл бұрын
Dave would have treated this person much differently on the phone.
@djlowtek
5 ай бұрын
@@stephenparsons6011 100% he would have ripped them apart. This is all just PR face for Dave here.
@Andrew-it7fb
2 ай бұрын
He's not so kind if you're a single, pregnant woman.
@SkateBox
2 жыл бұрын
Possibly the greatest collab in finance youtube history
@GrahamStephan
2 жыл бұрын
ah thanks!
@somecallmetim46
2 жыл бұрын
And IMMMMM here for it yall
@bondjames-bond7664
2 жыл бұрын
@@GrahamStephan you shud interview mr money moustache .... I am from india .... Ive been following his blog from 2016 ... I also read Early retirement Extreme from past 5 -6 years n the irony here is that I'm still broke 😜😜😜😜😜
@randomprojects9103
2 жыл бұрын
This is probably my favorite video you've made in a long time. You both have been very influential in my life.
@GrahamStephan
2 жыл бұрын
It really was - and even better, I have another video with him posting next week! Making it a slightly longer version, seems like people want more!
@2005Pilot
2 жыл бұрын
@@GrahamStephan Absolutely!!
@livinwiththeedges8283
2 жыл бұрын
This video was great! I thought it was click baiting from Gharam but so happy I watched.
@mhypark
2 жыл бұрын
Graham will you be on his channel as well?
@dilhack2682
2 жыл бұрын
@@mhypark he already was a few days ago.
@jhamby8773
2 жыл бұрын
I really like both of you guys. You’re both mature, smart financial minds, and this was a fantastic meeting of those minds. This could be a seriously successful series.
@TheMoneysMaster2
2 жыл бұрын
Ramsey scammer
@TheMoneysMaster2
2 жыл бұрын
Dave Ramsey is not mature I'm older than you - I'm Dave Ramsey
@jennycarrier
Жыл бұрын
realy!1 o yes..2 type of roooling bissness man..sucesful!
@cjmixer99
2 жыл бұрын
You know you’re doing something right when Dave Ramsey doesn’t criticize you. Amazing opportunity Graham, and congrats on all your hard work. Really awesome to see this. Cheers
@alrbredwall
2 жыл бұрын
Did you watch the same video? Everytime he says "I personally wouldn't do anything like that" is him essentially saying that is not a great decision.
@cjmixer99
2 жыл бұрын
@@alrbredwall - Good point. However Dave offered Graham lots of praise for his achievements, and seemed to have respect for his hard work. Then again, Graham isn’t the typical guest on the show that’s in heavy debt. So this is more of a mentorship chat, which is pretty cool to see. Very different exchange from the common “tough love” were used to hearing from Dave.
@MrTaylorfenoglio
2 жыл бұрын
He most definitely criticized 😂
@TheBrazilRules
2 жыл бұрын
Pretty much the only criticism was he not being diversified. And he must rush since we are probably gonna see the real estate market crashing soon
@alrbredwall
2 жыл бұрын
@@TheBrazilRules he also mentioned that with all of the leverage against him he should have more cash to protect himself if he isn't going to pay off the debt all at once
@sherry_smith_penson
Жыл бұрын
Yes stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
@angelicaaquino4109
Жыл бұрын
Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
@martingiavarini
Жыл бұрын
There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.
@angelicaaquino4109
Жыл бұрын
@Dan Brooks Impressive can you share more info?
@angelicaaquino4109
Жыл бұрын
@Dan Brooks She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@fijicivic24
2 жыл бұрын
Graham I appreciate you always being consistent through the years. Finance KZitemrs dropping like flies.
@GrahamStephan
2 жыл бұрын
I just love making videos!
@tyh3120
2 жыл бұрын
@@GrahamStephan This is not a normal financial crisis, but the change of the civilization. Meta in Hebrew = death
@morganbeckwith2156
2 жыл бұрын
@@GrahamStephan & money!
@lionheart93
2 жыл бұрын
they should because many are creating false expectations
@travisfosterart
2 жыл бұрын
@@GrahamStephan We appreciate your drive, tenacity, and perseverance. Your content keeps us coming back for more. We are grateful.
@owenparadis7766
2 жыл бұрын
This is almost a discussion between two financial guys from two different parts of their lives. Really good episode! Like they say, the young guy knows the rules, the old guy knows the exceptions!
@changeforthebetter8369
2 жыл бұрын
Smart statement! Definitely taking this down.
@brianmills4891
2 жыл бұрын
Man that was an incredible clip! So much humility, respect, and wisdom being shared, in both directions.
@travisfosterart
2 жыл бұрын
Truly, it was a great conversation. I enjoyed the relaxed manner. Just two guys talking. They were so comfortable, it was like they were sitting at the kitchen table. One friend to another.
@KingKobra49
2 жыл бұрын
Motivation of the day; Never take criticism from someone you wouldn't go to for advice. -Morgan Freeman. You got this keep going !❤️🔥
@GrahamStephan
2 жыл бұрын
I appreciate that!
@ImStuckInStockton
2 жыл бұрын
That's terrible. People that hate you are often quickest to point out your mistakes. Good advice can come from anywhere.
@Erickruiz562
7 ай бұрын
Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $560K for sometime now, my major challenge is not knowing the best entry and exit strategie;s ... I would greatly appreciate any suggestions.
@AaronZak-js
7 ай бұрын
It comes down to technique; a downtrend gives you room to focus on the market and grow significantly in the short or long term. While it is easier to make money when the market is rising, a downtrend can still yield high returns if you have the necessary knowledge and skills. For this reason, I have been scaling up during this difficult period by working with an investment advisor; this has been the only way I have raised up to $150K in the last six months.
@AaronZak-js
7 ай бұрын
@LarryE.Zamora I work with Alicia Ann Jordan, a licensed fiduciary. Simply look up the name. The information you need to work with a letter to schedule an appointment would be included.
@LenaSchweizer-ff8xy
7 ай бұрын
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
@andreapayneconnally390
6 ай бұрын
hire someone else to do it. seriously. They'll charge you a fee but they already know the risk assessment and exit strategies that are time tested. They'll more than make up the difference in fees. Or just invest in the Vanguard or something similar. Spread it out and just set it and forget it.
@chloeclingerman9883
6 ай бұрын
My suggestion is don’t take suggestions from the KZitem comments. Not bc there aren’t knowledgeable people on here who can give great advice - but bc you know nothing about them. Could be a successful multi-millionaire, could be a broke keyboard warrior.
@CinemaCakes
2 жыл бұрын
It was so cool to see you guys together! You two make up 90% of my financial knowledge base!
@GrahamStephan
2 жыл бұрын
woohoo!
@daxisperry7644
2 жыл бұрын
The fact that he's got 3/4 of his debt covered in cash and has a ton of investments that he could liquidate really fast, is probably what made Dave so comfortable with that debt. It is Wild to see how much money/assets Graham has! Good for him.
@KungPowEnterFist
2 жыл бұрын
LOL, that's because its all BS. People are so incredibly gullible these days. I bought my house for $250k, but now its worth $18T. All I owe is a $20T mortgage on it. I'm a genius! LMAO. Seriously, though, the only thing this guy owns is debt. Seen this a million times.
@StTimmy
2 жыл бұрын
@@KungPowEnterFist how's it BS?
@ryankeels4661
2 жыл бұрын
It's because he makes so much from his KZitem (Over 100K per month)... so he's been able to roll it all into the properties... he tells you about real-estate, gets 5x his real-estate money from KZitem, rolls it into his portfolio, then tells you about his new portfolio and looks like a real estate genius lol
@VersanGetryx
2 жыл бұрын
@@KungPowEnterFist It's BS if you think real estate appraisals and valuations are BS - do you think his properties are not appraising for what he's noting here? Look at similar-sized lots in Vegas? Or is your point that he is pyramid-scheming his properties with all the cash-out refinances?
@amorton94
2 жыл бұрын
@@KungPowEnterFist You understand those are all renovated properties, right? Bought for little, fixed and renovated, sold for top dollar, or rather appraised and rented out at this point. It's only BS if you're ignorant. The housing market has been absolutely ridiculous the last few years. There's always the haters that think absolutely everything is fake. 😂
@RobertCuran
3 ай бұрын
Thanks for sharing PEPE and AMS77H. 💯
@codygalea137
2 жыл бұрын
Thank you Graham! Have been waiting years for this. You got me started on this journey back in 2017. I watched you make a Dave Ramsey video then I started watching Dave Ramsey. So proud of you as well as I know you would of been itching for this. Next time I hope it’s on iced coffee hour.
@GrahamStephan
2 жыл бұрын
So happy to help, man!! Thanks so much! We have a podcast posting maybe tomorrow or Sunday!
@DrBeauHightower
2 жыл бұрын
This was fantastic
@brianwhitehawker1756
Жыл бұрын
Quite sad what's happening in the market. Although, even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. The market circumstances are driving me insane, my portfolio has lost almost $13K this month alone, my earnings are tanking. I'd appreciate some financial advice from anyone who knows more going forward.
@codeblue11
Жыл бұрын
The same high-yield potential exists in both bullish and bearish situations; what matters is how information and technique are used. Not neglecting professional advice.
@ervinmurray1253
Жыл бұрын
@@carlocase8027 There's a decline in my portfolio. lost over 12 thousand this week alone. Can you link me up with your handler?
@dominantnat9624
Жыл бұрын
Thanks for the tip Carlo, I merely looked her up on Google and was highly impressed by her credentials; I just booked a call session with her.
@NopeNope78
Жыл бұрын
@@dominantnat9624 this fakes conversations are hilarious
@DNaupari
Жыл бұрын
@@NopeNope78 worse actors than Pauly Shore.
@lukescapee1234
2 жыл бұрын
This is insane you got to do something like this together. Collab I’ve been dreaming of.
@GrahamStephan
2 жыл бұрын
Absolutely!
@networth00
2 жыл бұрын
@@bannertraveller5879 We grew up in different times. Credit cards are for suckers.
@networth00
2 жыл бұрын
@@bannertraveller5879 How many hours did you put into that mess? People with money don't worry about $800.
@networth00
2 жыл бұрын
@@bannertraveller5879 I'm worth several mill and don't care about $800. Bye.
@networth00
2 жыл бұрын
@@bannertraveller5879 I'll send you $10 since you think it's a lot of money. What's your venmo?
@fractalclues
2 жыл бұрын
Wow! You’ve managed to impress Dave Ramsey. Not an easy feat, my friend. Good job 👍🏾
@GrahamStephan
2 жыл бұрын
ha thanks!!
@watertommyz
2 жыл бұрын
Gross. Cult like religious leader, who treats his employees like crap.
@TheNativeTwo
2 жыл бұрын
@@GrahamStephan Dave Ramsey did say one thing wrong... "there are no secrets of the rich." Actually there is one. It's the one and only thing you need to be rich and it's in all books or lists of secrets of the rich... Often called "live below your means." The only way to get rich is by reducing your spending on consumer goods and increasing your spending (investing) on capital goods. You have to reduce your lifestyle and not live paycheck to paycheck. There's an economic proof for this. It's called the production possibilities frontier. So think of yourself as an economy. To grow your personal economy you have to increase your ppf.
@ketchup4471
2 жыл бұрын
Graham, this is the content we need! I know it's just business to post those headlines or "crashing market" videos, but this is the content that I think a lot of us came around for. This type of content may take more time to make, but it hasn't gone to waste!
@successwithstacee9290
2 жыл бұрын
This was amazing!. I've always admired Graham so much with the way he both completely admires Dave Ramsey so much that the cat is named after him while having opposing views about debt and credit cards. Congratulations Graham on meeting and talking to the one and only Dave Ramsey. I thought this was just going to be entertaining, but I really learned something. One of my tenants want to buy their rental and I never thought about doing a 1031 exchange with the option of just paying taxes if I don't find something. That's such a stress free way to go about selling while having options. I'm looking forward to the podcast.
@tommywardmusic
2 жыл бұрын
It’s amazing to see you two come together for this. I’ve watched you both religiously for the last number of years. What an incredible moment. Congrats Graham.
@GrahamStephan
2 жыл бұрын
thanks!!
@A_francis
3 ай бұрын
I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I just here for ideas
@benitabussell5053
3 ай бұрын
At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.
@RickWatson-xu6gw
3 ай бұрын
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@A_francis
3 ай бұрын
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
@RickWatson-xu6gw
3 ай бұрын
*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@RobbStonee
3 ай бұрын
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
@seth_godwin
2 жыл бұрын
This was actually incredibly refreshing to watch. It’s nice to see Dave look at and accept debt from a logical standpoint while still holding true to his beliefs around it. I never thought I’d see the day that Dave accept someone having debt as part of a risk balanced portfolio
@itschrisbowman
2 жыл бұрын
Right? Totally agree, Seth. 👍
@clarifyingquestions
2 жыл бұрын
He always has - people dont understand or actually listen. DR is saying that the baby steps are the fastest and SUREST way to build wealth. He has never said it is the ONLY way. It is his way and if people call and ask for advice this is the response you will always get 1-7.
@kennylaysh2776
2 жыл бұрын
This is how my financial advisor has always been - if the debt is affordable and low enough interest, he always recommends investing for a higher return, and letting the debt slowly work off instead of lump-sum paying it off. Like a house loan, which is usually lower % than what you can make investing $100k+
@howitzercannon2713
2 жыл бұрын
There is a difference between Graham having debt as part of his business and using it logically/mathematically while making money on the properties vs a couple living in house with two jobs and overbuying something they aren’t using to make money on but to live in… totally different types of debts. Not you specifically but I have seen many peoples’ criticisms about his anti debt and baby step philosophy as too hard core but that’s the only way for the average non business minded person to really do well. KISS. Keep it simple stupid. He is also not wrong, paying off the debt would just eliminate all risk for graham and let him continue to build cash with no debt to become his “own bank” for the next property. As Dave said, he didn’t make his money leveraging rates but rather finding and making good deals.
@alrbredwall
2 жыл бұрын
He doesn't accept it. He just understand he isn't going to convince this guy otherwise.
@AnOriginalYouTuber
Жыл бұрын
Dave's advise is straight forward and simple. Perfect for busy people with families and full time jobs.
@destineybouldin7108
2 жыл бұрын
This is the video I been waiting for!!!! This is THE ONE
@GrahamStephan
2 жыл бұрын
AFTER 5 YEARS!!
@clintonbell5311
2 жыл бұрын
My two favorite financial channels. The amount of stuff you two have taught me shaped my financial future and I’d like to thank you both.
@anonymous-r1s
2 жыл бұрын
its incredible that Graham is this open. no one can stop someone with this level of honesty.
@MagicalFishy
2 жыл бұрын
I love how calm and encouraging Dave was in this clip.. it's almost as if he saw a younger version of himself in you. haha congrats to finally getting on the show Graham!
@GrahamStephan
2 жыл бұрын
ah thanks!
@JohnMoser66
2 жыл бұрын
Wow! Congrats Graham. What a great interaction you had with Ramsey. I’ve admired him for a long time & you’re hitting it on all cylinders! ⭐️
@hannahdonald9071
Жыл бұрын
Although I don't know any yet, investing with the help of a seasoned coach I read is a really good technique to create passive income. However, my portfolio contains about $570K in Adobe/Fedex/TSLA stocks. Can you give me some ideas on other equities I should buy in order to spread my savings among different markets and build a well-rounded portfolio that balances my risk aversion concerns with returns that keep up with inflation?
@mcginnnavraj4201
Жыл бұрын
Johanna really seems to know her stuff. I found her web~~page,,, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her
@lawsadvice3736
2 жыл бұрын
Omfg! LibertonCorp turned out to be a bloody smart move. I love love love this. I’m the wrong side of 40 so I’m taking this all on board IMMEDIATELY- thank you! Even if I run out of time my kids will benefit from this incredible education. Thankyou thankyou thankyou!!
@RRAREBEAR
2 жыл бұрын
this was one of the most wholesome, informative and entertaining videos I’ve ever watched. Two SUPER powers!!! Excellent and down to earth conversation. Thank you so much for doing this and for everything you do!!!!
@gonzaloestevez6867
2 жыл бұрын
I’m so happy you achieved this a sit down with Dave after so long! Hell yes!
@GrahamStephan
2 жыл бұрын
enjoy!
@AlexsTores
3 ай бұрын
Bought AMS77H at 1$, I will keep it until 2025 when it reach 250$
@christophermejia5998
3 ай бұрын
@AlexsTores is this a good investment? Genuinely interested
@BoostAndRedline
2 жыл бұрын
Congratulations brother! I’m very happy and excited for you ! All your hard work has paid off
@GrahamStephan
2 жыл бұрын
Thanks so much!
@MKNYC_
2 жыл бұрын
This is beyond cool. Hearing Dave speak to someone who he knows is a financial guru and talk at a higher level was awesome.
@GrahamStephan
2 жыл бұрын
thanks!! agreed!
@JakeBrian
2 жыл бұрын
This was a good convo. Appreciate y’all’s maturity and keeping it cool on both ends. Also, Graham, you are crazy gifted man, it’s so obvious you have those gifts and a humble spirit to carry others with you. Keep crushing
@fkillah
Жыл бұрын
Keeping it cool? As if there was a need to bicker. When two open minded people can sit down and have a conversation this is the result unless you mistakingly viewed one or both parties as being incapable of having a civil conversation. You act as if this was going to be a talk between Trump and Biden.
@DavidDiMuzio
2 жыл бұрын
Great advice, I love the “Be you” advice especially. True that!
@roaldmaartens5928
2 жыл бұрын
I never added a comment to Graham's videos before, but I thought I needed to on this one. Graham is one of my all-time favourite KZitemrs, as he is highly gifted, knowledgeable, humble, and extremely successful in life. As a South African, I feel that there are a lot of investment principles I can and have applied myself by following the channel. So I want to thank you for the value you add.
@Bl00DmixedWithPoison
Жыл бұрын
Love how humble you are and genuinely interested in providing the best and most authentic side of you to your audience. “I think this Graham guy is going places”😅😂
@MateoHall
2 жыл бұрын
Anyone else catch Dave casually dropping the fact that he has $600M in real estate? I must’ve heard that wrong
@GrahamStephan
2 жыл бұрын
Oh stay tuned...there's a PART 2 where I react to HIS portfolio ;)
@AndrewChedid
2 жыл бұрын
@@GrahamStephan Ooo will do!
@caseyporter499
2 жыл бұрын
He also has a 100 percent stake in a company with 1200 employees, his own lol. I would say easily he’s a billionaire just based on that
@matildajones6175
2 жыл бұрын
My ears really perked up when I heard Dave said "paid for"
@cubemaster1987
2 жыл бұрын
When you Google his net worth they say $200 million, so something doesn’t add up
@mugentuner
2 жыл бұрын
This was an awesome discussion. Leveraged and sophisticated investor and tried and true Dave Ramsey principles. Just goes to show nothing is cut and dry and once youre a good money manager, you can make big things happen.
@devaughn1990
2 жыл бұрын
Great discussion love hearing two opposing opinions on the opposite ends of the spectrum and being able to sit and meet in the same room and have a civil discussion. THIS is what both of your subscribers are looking for. Also it’s what we need in our country
@jiujitsustl
2 жыл бұрын
So cool you got to sit down with Dave Ramsey. I’m so used to seeing him bash people who suck with finances, funny to see how overall positive he was. hope to see a follow up video someday on how you did by taking or not taking his advice.
@andreisimion-constantinesc4505
2 жыл бұрын
Two legends. I already love the video, only by seeing the first minute.
@GrahamStephan
2 жыл бұрын
@mariee.5912
2 жыл бұрын
They have respectfully criticize each other for years. Both with different experiences about debt, both successful and both sticking with their principles. I love this collab.
@canadianslivingdebtfree6120
2 жыл бұрын
YES! Respect even among disagreement! What a shocker in this world today! :) Love it!
@mbrasseau
2 жыл бұрын
First time I have ever seen DR this way. It was really nice!
@MrJimmy3459
Жыл бұрын
True, but Dave is on his way to being a billionaire
@JafacaksWasTaken
7 ай бұрын
@@MrJimmy3459 not even close
@blue.collar.man.
2 жыл бұрын
In all my years of watching the both of you, not once have i even thought this was a possibility. This is awesome.
@GrahamStephan
2 жыл бұрын
thanks!
@todd2456
2 жыл бұрын
Suddenly I feel better about my own wealth building position which is almost dead center in the middle between you and Dave. Thank you so very much Graham. Your transparency is inspiring.
@lathamwilfred1181
2 жыл бұрын
Great content Graham, I read about a man in his 50s that started investing in stocks then retired in 2years with over $6million, that right there is my utmost goal and I'd really appreciate clues and tips on how to reach this goal within 5years
@hillaryflinch2334
2 жыл бұрын
Everything is possible, it all depends on your consistency and discipline and most importantly get yourself an expert.
@yolandagriffin2030
2 жыл бұрын
@@hillaryflinch2334 True, the idea of a portfolio-coach used to sound generic, but new study by investopedia actually found that demand for portfolio-coaches sky-rocketed by over 41.8% since the pandemic and based on firsthand encounter, I can say for certain their skillsets are topnotch, I've raised over $700k from an initially stagnant reserve of 150 K all within 14months.
@kathiewest5842
2 жыл бұрын
@@yolandagriffin2030 Interesting. I've a lump sum doing absolutely nothing at all in the bank, i wanna gets something started with it. You seem to be doing excellent for yourself, how did you achieve this?
@yolandagriffin2030
2 жыл бұрын
@@kathiewest5842 The consultant that guides and assist me is “Dawn Marie Gatti” you can check her out online and reach out to her through her website to book an appointment.
@alwaysbusy7230
2 жыл бұрын
@@yolandagriffin2030 Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I left her a message explaining my Fin-market goals.
@soy.ingrid
2 жыл бұрын
You’ve come such a long way Graham!! I’m so thankful for each video of knowledge you’ve uploaded. I’ve been faithful to you & the algorithm since 80K subs
@GrahamStephan
2 жыл бұрын
thanks!
@Basta11
2 жыл бұрын
I’m pleasantly surprised at Dave’s diplomatic way of speaking. He comes across as preachy in his show but he really knows how to talk to a person who potentially has an opposing view and just calmly speak his mind without being disagreeable.
@cellsheet
2 жыл бұрын
I was kinda shocked tbh at it, amazing vid tho
@DarinPirkey
2 жыл бұрын
His show is catered to people who can't control themselves. Specifically they can't control themselves with accumulating consumer debt.. When he gets in the room with someone who understands what's going on, this is who is usually is.
@zacharyspear
2 жыл бұрын
Yea this was great
@goldenremnant2610
2 жыл бұрын
Dave’s target audience is people who are financially immature. This young man is not financially immature.
@mbrasseau
2 жыл бұрын
@@DarinPirkey He might "think" that is his audience... but those people won't be reached by ugliness. His actual audience are people who are just as ugly-minded as him... so they can have nasty attitudes about "others". If he carried the attitude he had in this video ALL the time, he'd actually reach the people he claims he wants to reach... but his viewership would go down.
@groachslayer
2 жыл бұрын
Graham, it was very kind of Dave to do this video with you! These kinds of collaborative/discussion style videos rock. Really great to hear Dave's perspective, always been curious, and not surprised by his overall assessment.
@franciscodanconia4324
2 жыл бұрын
Dave is probably the best guy to ask this question to because he was basically Graham at that age (heavily invested in real estate and debt)
@The.AI.Finance
2 жыл бұрын
My two favorite people :)
@GrahamStephan
2 жыл бұрын
enjoy!
@boblangworthy
2 жыл бұрын
I appreciate Dave stepping out of his typical demeaning demeanor and being thoughtful in his analysis.
@reggiejenkins6458
2 жыл бұрын
I listen to Dave a lot, and this is the most reasonable and chill I’ve ever seen him. You have millions in debt, yet he didn’t jump down your throat. This was such an upgrade from the reactionary Ramsey we all usually get.
@JD-so1zv
Жыл бұрын
I’m impressed that Dave was as humble and understanding as he was and gave what I felt was pretty great feedback.
@jonnyfortin
2 жыл бұрын
I'm so glad you guys did a segment together. I've been watching you guys for years.
@psychozen7169
2 жыл бұрын
Dave seems like a down to earth guy in this verse what he does. There was no yelling or biosturess animation. It was like you guys were just two Joe in a coffee bar.
@kellyhou9594
2 жыл бұрын
It is so interesting to see different perspective from Kevin O’Leary and Dave. Kevin commented you should not have a heavy real estate portfolio and should diversify whereas Dave said you should focus on what you do the best: ie Real Estate. Would be very interesting if you extended yourself into commercial real estate.
@EdwardV.Ranallo
3 ай бұрын
Why everyone is talking about AMS77H?
@ANB433
2 жыл бұрын
Respect for exposing your portfolio. Thanks for your hard work man 🤘🏿
@GrahamStephan
2 жыл бұрын
I appreciate that!
@chrisgoncalves9405
2 жыл бұрын
This was a dream come true watching the two of you guys working together ! Awesome videos and I hope you guys work more together !
@m.walter8067
2 жыл бұрын
I love your rapport with Dave ! Also your guest appearance with Dave and George. Great chemistry and wisdom to impart ! Tysm
@slimdawgwoof
2 жыл бұрын
This was some great Dave content. Nice to see him in conversation and in a different way. Good job.
@brendanw3534
2 жыл бұрын
When Dave teaches people how to handle debt and money, he is talking to the bottom 80% of people that don't pay their credit card bills off every month or have other bad habits with finances. For most people his practices would serve them well. Congrats Graham, very cool moment for you man!
@benclark9455
2 жыл бұрын
More like the bottom 98%
@cameront8539
2 жыл бұрын
100%. I took one of Dave's classes 10-ish years ago, and I'd recommend his advice to anyone with credit card debt in their 40s. It's terrible advice for anyone trying to get into the top 10% in their 20s. Best thing about Graham is that he gives good advice everyone instead of a single approach to investing.
@myfinancialclimb3121
2 жыл бұрын
@@benclark9455 I was going to say the same thing lol. Definitely a lot higher than 80%.
@alrbredwall
2 жыл бұрын
No he is talking to everyone. The getting out of debt due to bad financial habits is only a small portion of the baby steps. The investing applies to everyone.
@Vegasveganeddie
2 жыл бұрын
finally! A vid of grahams worth a thumbs up! 👍🏼
@NextGenEvs
2 жыл бұрын
Props to Dave for doing this!! So awesome!
@GrahamStephan
2 жыл бұрын
Right?!
@CP-qh7om
2 жыл бұрын
Put a smile on my face seeing someone you value their insights and teachings, and showing them your labor influenced by them. As a teacher in just a middle school setting, the moment is priceless! Congrats Graham!
@GrahamStephan
2 жыл бұрын
Love that!
@scottkendrick4544
2 жыл бұрын
What a wonderful conversation! That is the Dave Ramsey that people love. You guys were talking like best buddies.
@matthewgriffin8869
2 жыл бұрын
I've been watching Graham for years and he constantly has brought up Dave Ramsey, he's the one that introduced me to Dave Ramsey and his principles. Both Graham and Dave have been inspirations for me in the financial world, and it's great to see Graham finally meet one of his heroes.
@kaoyang435
2 жыл бұрын
I earn passively trading stocks & some assets a noob with the help of a broker I met at a Finance seminar in NY who agreed to help me trade my funds & now I've reached my goal of over a million dollar value.
@roberto8483
Жыл бұрын
I am old but new to investing & I'm sitting on a lump sum I need to invest. How do I reach your broker to help me trade my funds too?
@kaoyang435
Жыл бұрын
@@roberto8483 Okay, Dodai Neil helps me trade my funds. Research him & reach from his webpage.
@lennad2411
Жыл бұрын
congrats
@iananderson8288
2 жыл бұрын
So raw and authentic. No bs, straight to the point. Love this
@tygsv4021
2 жыл бұрын
This was so motivating to watch. Congratulations graham, you’ve worked hard and deserve all the success you’ve gotten and will get in the future. I’m sure people watching this will strive to achieve what you have achieved and we need more people like you to teach us what the school system will not.
@TheDUBminator
2 жыл бұрын
So Dave will be a billionaire during our lifetime. A debt-free billionaire. Thats amazing!
@hcox1111
Жыл бұрын
He will be worth 100 million if Biden keeps killing energy.
@whatarefriends4
2 жыл бұрын
Dave knows this guy gets it
@drtij_dzienz
2 жыл бұрын
This guy is living the life that Dave wanted to before the banks bankrupted him
@nicholaspetitt1606
2 жыл бұрын
He did it to himself by taking on short term loans and over leveraged himself. He was not a victim. He over leveraged himself
@Ace-Ace1
2 жыл бұрын
Back in those days? He had to because of those extremely high interest rates in the 80's. Some times these strategies work but not always. I assume people know there is a level of gambling here
@username00009
2 жыл бұрын
@@nicholaspetitt1606 I read the other day that banks often include a clause in loan agreements that they can call a loan due early. I wonder how often this is in loan agreements.
@splfordayz9050
2 жыл бұрын
Graham is doing nothing like what Dave was doing (in terms of real estate). Dave was doing 100% financing with callable loans when the banks called his loans and he got caught with his pants down. Graham, and most real estate investors I know, are not taking on that type of risk. If you look at the population (hint it continues to grow) and you look at new home builds over the last 10-15 years (hint it has not kept pace with out population growth), it's pretty obvious that low interest fixed rate mortgages in a place like California (hint desirable place to live with high income earners) is a really safe play. The rental market will be very strong and, while we may see the housing market go up and down there, rentals are a very safe bet.
@AlexHawker761
2 жыл бұрын
Both you guys have had a huge, tangible, real life impact on my future and finances. This was great. Thanks
@cloud24patrol
2 жыл бұрын
I love that Dave's message stays the same look at others like Grant Cardone or Tai lopez etc... once they got rich they started taking advantage of their audiences
@iamkerenlouise
2 жыл бұрын
Bro -for someone who has followed you since your 1st video; this is massive ! So proud of your collaboration with Dave Ramsey -I saw him as the Goat before you came along -Fantastic work to my new Goat in personal finance!🙌🏼👍🏼‼️
@GrahamStephan
2 жыл бұрын
thank you so much!!
@yourmanzach2307
2 жыл бұрын
This was fantastic Graham. it's been years since I've commented on your videos, but when I did you always made time to like and comment. That's what I love about you. You're very humble. God bless.
@TheWellingtonExperience
2 жыл бұрын
You guys are fun together!
@miriamstrauss
2 жыл бұрын
Very interesting to see how Dave is more flexible and open minded in his thinking here. He definitely tones down his usual tropes and makes them seem less dire. I guess he has a lot of faith that you’re managing the leverage well!
@CmanCorporations
2 жыл бұрын
It's becaues he acknolweged that Graham is sophisticated. When he speaks to the masses he needs to make it very simple and very clear.
@reillyliner
2 жыл бұрын
Agreed. He is for beginners. Plane and simple. And there certainly is the benefit of additional security when you reach a point and decide to permanently be debt free-even if that slows your growth down for a brief time.
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