* Debit EMI on Amazon.in : amzn.to/2PeXRPN
* Debit EMI on Flipkart: fkrt.it/xFmK72NNNN
In this video I talk about how you can order products on amazon.in using State Bank of India's Debit EMI (Equated monthly installment) feature?
Some things that should know about SBI debit or ATM EMI:
1. While uploading this video SBI debit EMI facility is available for selected customers and only for those products whose price is equal to or above a certain value.
2. SBI Debit EMI is only available for products belonging to certain categories. If your cart has products that belongs to ineligible categories then you might not be able to see debit EMI option on the payment method page.
3. Amazon or State Bank of India won't lock or block entire amount from your ATM or savings account, instead your account's pre-approved overdraft facility will be uses for placing your order online.
An overdraft facility is actually a credit agreement made with your bank that permits an account holder to use or withdraw more money than they have in their account.
4. After successfully ordering a product, SBI will convert the payment into EMI in 3-4 working days. After the amount has been converted into EMI, SBI may also send you an Amortization Schedule mail to your email ID that's registered with the bank.
5. As per my best information you are not required to pay any processing fee to SBI. However this can change in future, so I will highly suggest you to confirm this with your bank as well as Amazon India.
6. If you'd like to completely cancel an order then you should ask SBI about pre-closure charges (if any) in advance.
7. After successfully placing or cancelling an order, EMI on SBI debit facility may not become available to you again for certain number of days/months.
8. Using Standing Instructions, bank will automatically deduct the EMI amount from your SBI savings/current account every month, so make sure that you maintain sufficient balance in your account at all costs.
Also try your level best not to default on any month's payment otherwise you may land in trouble.
आइये जानते हैं इस वीडियो में की आप कैसे अमेज़न से किसी भी सामान को भारतीय स्टेट बैंक के डेबिट की EMI पे खरीद सकतें हैं?
Aaiye jaante hain iss video mein ki aap kaise Amazon se kisi bhi samaan ko Bhartiya State Bank ke ATM ki EMI pe khareed sakte hain?
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Негізгі бет Debit EMI on Amazon India using SBI?: State Bank of India ke ATM ki EMI se Kaise Kare Order?
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