Teresa is so honest. You can rely on her. She cares. Thank you Teresa.
@billybigwig1154
4 ай бұрын
Love the show. Left is best.
@outterlimits1
6 күн бұрын
The "Golden Years" has become the "Survival Years" for many
@gc4847
2 ай бұрын
Love her!
@adammuschler3954
4 ай бұрын
Emma get a retirement account omg 😂 that that sent a shiver down my spine
@ugeofaltron5003
4 ай бұрын
Remember, folks: there is no evidence that personal financial choices have a significant factor in poverty. Multiple studies on income inequality and right wing economic policies have shown to be the main factors. Don't be so foolish to think that individual choices should be factored in as well; that's being disingenuous.
@MarkAvo
4 ай бұрын
The just world fallacy that comes along with the myth of meritocracy… ugh
@NotShowingOff
4 ай бұрын
I mean, to say that they don’t is being disingenuous. However, wage disparity is probably the biggest factor, since wages aren’t really guaranteed. To get appropriate social security, you have to work 35-40 years. However, I feel that if you are frugal for decades, you can make it to a stable retirement. But on the whole, you are correct. There is only so much an individual can do.
@ugeofaltron5003
4 ай бұрын
There's nothing disingenuous about not factoring in personally financial choices when (A) you cannot put them in a datapoint, and (B) you can only conclude that the less money someone has equates to the less "choices" they can make. And any person's frugality is irrelevant, especially coming from me who only buys the necessities, works nearly everyday, and still lives in poverty. To give any leeway for bad faith actors whose only economic argument is "wElL tHeY mAdE a BaD cHoIcE" only downplays the effects of the failed policies they support.
@loljk9443
4 ай бұрын
Pensions are invested in the stock market. Market success it’s important. Buying index funds is not gambling in the casino.
@paulsaragosa371
26 күн бұрын
Add the compounds of thy greatest minds of all wisdoms and knowledge
@paulsaragosa371
20 күн бұрын
Driving 🚗 on three flat tires
@paulsaragosa371
Ай бұрын
I will never help no one else
@noheroespublishing1907
4 ай бұрын
The Soviet Union had Full Employment as a part of their economy, they never had an issue funding Elderly Retirement because of that.
@Greenlantern957
4 ай бұрын
They bankrupted
@paulsaragosa371
Ай бұрын
Marriage is the only human horrific results and the suffering of thy alcatraz prisoners
@sbindoctor6414
23 күн бұрын
401ks have been a failure as they were never intended for retirement savings
@paulsaragosa371
27 күн бұрын
Nixon is not a crooks
@briansutter7696
17 күн бұрын
Creating a donut hole is just a way for politicians to protect future voters. They are worried the person making 300k won't vote for them. If we had tern limits, we wouldn't be talking about a donut hole. Just lift the tax completely, and benefits will be paid in full to at least 2075. Don't worry about wealthy people they will be just fine.
@patrickmclaughlin6202
4 ай бұрын
I would not have been able to help pay for my daughters college education if i wasn't able to make a loan against my 401k. And yes Emma, please start saving in a 401k. I started later but not too late, and was able have a nice retirement fund along with my SS.
@paulsaragosa371
Ай бұрын
I used to practice on my family internship California orphanage 3yaers old McClaren hall Elmont e California university
@cfaxman
4 ай бұрын
".....if you're lucky enough to have an employer with a 401k on offer...." LOL, C'mon SAM. Take care of yer peeps!
@flatpat2988
2 ай бұрын
This woman just throws out tropes about “Rich people”. I would like her to back her claims up
@paulsaragosa371
20 күн бұрын
Scooby-Doo is thy horrific layoffs
@paulsaragosa371
26 күн бұрын
Biggest mistake of house 🏠
@EvaSaavedra-jt7qx
4 ай бұрын
*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*
@ArmandoRosa-oj5lg
4 ай бұрын
Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
@LouisAntony-lx9lq
4 ай бұрын
YES!!! That's exactly her name (Andrew Louis Stella) so many people have recommended highly about her and am just starting with her 😊from Brisbane Australia🇦🇺
@RobertHohn
4 ай бұрын
I'm favoured, $60K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Louis Stella 😊🎉
@RobertHohn
4 ай бұрын
She's always active on Whats~App... 🎉
@RobertHohn
4 ай бұрын
Her number down below ✨
@paulsaragosa371
Ай бұрын
Tagged and no touch back z
@paulsaragosa371
20 күн бұрын
And now what
@paulsaragosa371
27 күн бұрын
Good morning Nixon
@paulsaragosa371
20 күн бұрын
Penny s pension fund is
@paulsaragosa371
26 күн бұрын
We can talk about the comments cent z x can be smarter than poverty-stricken years
@paulsaragosa371
26 күн бұрын
McClaren hall in Elmont e California orphanage operation in 1969 l was born in 1969
@paulsaragosa371
26 күн бұрын
Fields of thy grapes 🍇 of wrath of my own self hells
@paulsaragosa371
Ай бұрын
Draining social security ocean s okay
@paulsaragosa371
26 күн бұрын
1000th years planned just saying it's thy science research laboratory engineering system
@paulsaragosa371
26 күн бұрын
U will always remember to be a victim nor a You will be a vikings warrior s seed
@paulsaragosa371
Ай бұрын
Congratulations captain obviously panda 🐼 stories 🐻 🐻❄ 🐼 express love working
@paulsaragosa371
27 күн бұрын
1971
@paulsaragosa371
Ай бұрын
I don't have a cent of not worth any investment whatsoever Okey now go count sand okay
@paulsaragosa371
26 күн бұрын
U will never win
@jg5032
3 ай бұрын
I am going to call BS on your assertion that means testing is bad. That is essentially the same logic as saying a progressive tax system is bad because hard working high income earners pay more tax. Means testing doesn't result in programs only for the poor, it means if you have substantial wealth you only get (and need) a more modest benefit. You should tax people as little as possible, but according to their ability to pay. This gets round the ludicrous situation where people are disincentivised to work with higher taxes to provide benefits to wealthier retirees.
@paulsaragosa371
Ай бұрын
Hey paydays candy bars
@paulsaragosa371
Ай бұрын
Peanuts and nuggets
@paulsaragosa371
20 күн бұрын
Broke down snoopy
@paulsaragosa371
26 күн бұрын
Play song by George Michael song lyrics careless whispers song lyrics 1980s song lyrics
@paulsaragosa371
Ай бұрын
I'm not a very smart tiny little crippled veteran z like me
@paulsaragosa371
27 күн бұрын
Play song by David bowie song lyrics young American song
@paulsaragosa371
26 күн бұрын
McClaren hall Elmont e California orphanage 3yaers old
@paulsaragosa371
Ай бұрын
Popcorn's and and matinee movies theaters 🎥 movies
@paulsaragosa371
26 күн бұрын
Thy flesh flushing
@paulsaragosa371
Ай бұрын
Papelons prisoners
@paulsaragosa371
26 күн бұрын
Shrek and the donkeys
@paulsaragosa371
28 күн бұрын
The world women's for indefinitely years old infinity ♾️
@shnuggumz
4 ай бұрын
I don’t entirely disagree with many of the points made here, however most Americans CHOOSE to live a life of credit card debt (non medical purchases) being the norm. Also, they don’t even save money for an emergency fund, let alone for retirement. Income inequality is real, however personal choices should be factored in too! Studying something (whether via personal effort, online, community college, university, trade school, etc.) that is in demand is largely a choice.
@paulsaragosa371
26 күн бұрын
Biggest momas house 🏠 Ohno Holly strawberries batman we are in a jam yah tada hahaha haha wrong fucken house 🏠
@coryluke12
4 ай бұрын
When a far-left channel says that it “debunked” anything, I can guarantee you that nothing was debunked. 😂
@ccPaolo
4 ай бұрын
40 minutes video to say the solution is compounding interest 🤣 TOTAL REVELATION 🤣
@paulsaragosa371
20 күн бұрын
Sorry but I'm thinking that social security is like bouncy around the globe on a pogo stick
@paulsaragosa371
26 күн бұрын
1000th years planned just saying it's thy science research laboratory engineering system
@paulsaragosa371
26 күн бұрын
A donkeys 🫏 plowing has 4 legs 🦵 jaun Valdez coffee ☕️ beans 🫘
@paulsaragosa371
28 күн бұрын
Im not just a little tiny Chicano static tics
@paulsaragosa371
Ай бұрын
I will never ever trust no one else or anything else 💯
@MrDomputt
4 ай бұрын
“If the rich just paid a little more in taxes”
@robertduenez2063
4 ай бұрын
I’m glad that she acknowledged that current system isn’t perfect, but it’s not terrible either and we should be using it. I’m not 100% on everything she says but I do want to know more about her book.
@dstevens518
4 ай бұрын
Absolutely love Dr. Ghilarducci's passion and dedicated lifework to improve/fix America's retirement system for everyone but the rich. One quibble with her point that ratio of workers to retired folks isn't important, but rather that "IF we had full employment and healthy wage increases for those 25-62 years of age, then we could afford a dignified retirement for the elderly". Uhm, that's a big IF, since America's not immune to business cycles, nor competitive global pressures from China, Europe, Japan, India, etc., or even big corporations preferring to pocket their profits or buy back stocks to enrich themselves via bonuses, rather than invest in new tech/machinery to boost productivity.. So yeah, if you're running at full capacity and high productivity, you're good, but how often is that going to be the case during the average 20-30 year retirement? Maybe 10% of the time?
@Mary-il6zz
4 ай бұрын
Gray divorce has not helped women or men in this country either. I hope this economist is able to influence our politicians to continue to fund Social Security. I understand that Republicans want to defund it.
@paulsaragosa371
26 күн бұрын
Smoothly sailing ⛵️ bankruptcy
@paulsaragosa371
20 күн бұрын
Welfare is bankruptcy entire world
@paulsaragosa371
26 күн бұрын
Girl u know it's true song 🎵 1980s song play song by milly van illy song 1989
@paulsaragosa371
26 күн бұрын
Oldest pooky servant's servant's 1000th years old planning on women's family members are filing bankruptcy and lesser than all poverty-stricken
@paulsaragosa371
20 күн бұрын
Shazam Ohno Holly strawberries batman we are in a jam yah tada hahaha bad Colby cheese 🧀 and it's not cho cheese okay with all this stuff 8oomillion x8 laws
@paulsaragosa371
20 күн бұрын
700 money 💰 money is thy horrific gone away
@dpporlando
4 ай бұрын
Raise that CAP.
@paulsaragosa371
20 күн бұрын
Judges have to begging you for everything
@paulsaragosa371
26 күн бұрын
Women's have to pay for women's food shortage and medicine shortage and water supply shortage and housing shortage of food boxes 📦 harvest moon song dancing in the moon light
@kerstonhuston540
Ай бұрын
Patrick Boyle, a moderately sized channel with a history in finance, recently released a video on "America's Retirement Time bomb." I came back to this segment as I felt Patrick's video missed the mark. However, I can't quite place my finger on the problem and feel that I may have misinterpreted his point. He argues that the loss of manufacturing jobs, thus the decrease of pension plans, can partly be attributed to poor labor agreements between unions and corporations which saw crazy increases in pensions that corporations couldn't cover. Might be something worth covering on the show.
@paulsaragosa371
Ай бұрын
Very good pots of turkey s pots pie 🥧 mmmmm good mumzy good night z enough indefinitely
@paulsaragosa371
26 күн бұрын
Marriage is the thy road to any wealthiest of any man enough for you women's all around women's world
@paulsaragosa371
20 күн бұрын
I'm not a very tiny little brain storming
@paulsaragosa371
26 күн бұрын
Marriage is the worst betrayed ever ever lie s lie s lie and deceit the and the suffering 💔 of a destroy a great man z like me
@paulsaragosa371
26 күн бұрын
Like iced cream on the 31 flavors
@paulsaragosa371
26 күн бұрын
Poverty-stricken is not worth shits of piss po investment
@paulsaragosa371
26 күн бұрын
Play song penny s from heaven song
@paulsaragosa371
26 күн бұрын
Smoothly sailing ⛵️
@paulsaragosa371
28 күн бұрын
Captain mighty mouse
@paulsaragosa371
26 күн бұрын
It'll hardened you 30:18
@paulsaragosa371
26 күн бұрын
Don't ever let's anyone break u
@paulsaragosa371
26 күн бұрын
1000th years planned
@paulsaragosa371
20 күн бұрын
Ima not a smart little bastard
@paulsaragosa371
27 күн бұрын
8 track tape s
@paulsaragosa371
Ай бұрын
Bad bad bad karma
@nki5ikni5i45
4 ай бұрын
38:56 thanks MR for sharing this information.
@paulsaragosa371
27 күн бұрын
1973
@stvinney
4 ай бұрын
I swear to God Every single channel i subscribe to should title all of their videos "They fucked us" or "They're fucking us" or "They're gonna fuck us" Id say just change the names of the channels to that but it might get confusing
@skyrocketcoast219
4 ай бұрын
Best book ever on retirement:.The New Retirementality. Found the book age 52 & retired by 58 , because of that book!
@Kyle496
4 ай бұрын
These comment bots are a perfect example of Google's enshittification. Also this whole video feels like a 401k ad and make you feel invested in these huge corporations so you'll cheer for their corruption cause that makes share prices go up.
@diggysoze2897
4 ай бұрын
Huh? She explicitly called for raising the cap on SS. What part of this video left that impression on you?
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