What one thing can you do today to change the course of your financial future? Having a written financial plan can dramatically increase the chances you’ll reach your retirement goals. Yet, according to Schwab, only 33% of Americans have one! A One-Page Financial Plan helps distinguish the overlap of things that are actually important and actually controllable. The "Dynamic Duo" of financial planning, Joe Anderson, CFP®, and Alan Clopine, CPA, will help you put pen to paper to create a basic written DIY financial plan.
Download a free financial guide: purefinancial.com/white-paper...
0:00 - Intro
1:34 - One-Page Financial Plan
3:11 - Crunch the Numbers
5:27 - Retire with a Million Dollars
6:41 - Retirement Budget
7:53 - Download a Retirement Guide
9:20 - True/False: A Roth IRA is a type of tax-deferred source of income in retirement?
10:09 - Taxes and Inflation Impact
11:58 - Asset Location
15:48 - Download a Retirement Guide
17:35 - True/False: Your time horizon is a key consideration when determining your appropriate asset allocation
18:42 - Asset Allocation by Age
20:16 - Strategy: Make Up for Lost Time
21:39 - Ask the Experts: What's a good rule of thumb for an emergency fund?
23:30 - Pure Takeaway
23:45 - Download a Retirement Guide
Pure Financial Advisors, LLC is a fee-only Registered Investment Advisor providing comprehensive retirement planning services and tax-optimized investment management to thousands of people across the nation.
Schedule a free assessment with an experienced financial professional:
bit.ly/PureAssessment
Office locations: bit.ly/PureLocations
Ask Joe & Big Al On Air: purefinancial.com/ymyw/ask-jo...
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IMPORTANT DISCLOSURES:
• Investment Advisory and Financial Planning Services are offered through Pure Financial Advisors, LLC, a Registered Investment Advisor.
• Pure Financial Advisors LLC does not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations.
• Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance.
• Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.
• All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. As rules and regulations change, content may become outdated.
• Intended for educational purposes only and are not intended as individualized advice or a guarantee that you will achieve a desired result. Before implementing any strategies discussed you should consult your tax and financial advisors.
CFP® - The CERTIFIED FINANCIAL PLANNER™ certification is by the Certified Financial Planner Board of Standards, Inc. To attain the right to use the CFP® designation, an individual must satisfactorily fulfill education, experience and ethics requirements as well as pass a comprehensive exam. Thirty hours of continuing education is required every two years to maintain the designation.
AIF® - Accredited Investment Fiduciary designation is administered by the Center for Fiduciary Studies fi360. To receive the AIF Designation, an individual must meet prerequisite criteria, complete a training program, and pass a comprehensive examination. Six hours of continuing education is required annually to maintain the designation.
CPA - Certified Public Accountant is a license set by the American Institute of Certified Public Accountants and administered by the National Association of State Boards of Accountancy. Eligibility to sit for the Uniform CPA Exam is determined by individual State Boards of Accountancy. Typically, the requirement is a U.S. bachelor’s degree which includes a minimum number of qualifying credit hours in accounting and business administration with an additional one-year study. All CPA candidates must pass the Uniform CPA Examination to qualify for a CPA certificate and license (i.e., permit to practice) to practice public accounting. CPAs are required to take continuing education courses to renew their license, and most states require CPAs to complete an ethics course during every renewal period.
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