Looking to learn more? Check out these related articles from Ramsey: Debit vs. Credit: Which Is Better? - bit.ly/DebitBetterThanCredit What Is a Debit Card? - bit.ly/WhatIsADebitCard
@AndyMcBlane
Жыл бұрын
Using a CC the bank has to fight for THEIR money back, use a debit card and YOU have to fight for your money back.
@amireallythatgrumpy6508
Жыл бұрын
Either way, the bank won't allow you to spend ANY money for WEEKS, until the matter is investigated.
@edwardeighth1948
Жыл бұрын
@@amireallythatgrumpy6508 That is why you need multiple CCs. You never know when that will happen😳
@amireallythatgrumpy6508
Жыл бұрын
@@edwardeighth1948 Nope. This is exactly why it makes no difference. You won't be allowed to use ANY of them!
@edwardeighth1948
Жыл бұрын
@@amireallythatgrumpy6508 CCs from different banks? Absolutely not true for I know from experience 🙄
@amireallythatgrumpy6508
Жыл бұрын
@@edwardeighth1948 Well that's CLEARLY false...
@lkj0822g
Жыл бұрын
Let me ask the question another way: Which do you think offers greater risk - the financial tool that has a direct link to your accounts that contain your money or the financial tool that does not have a direct link to your accounts that contain your money?
@amireallythatgrumpy6508
Жыл бұрын
The question is irrelevant since they don't let you spend ANY money once it has happened. Until it has been fully investigated.
@binfordtoolman5674
Жыл бұрын
Well said @lkj0822g !
@5trace
Жыл бұрын
Exactly..my client had her debit card compromised when she swiped at Lowes by the time she got home her accounts were cleaned out still in limbo 10 days later as they investigate.
@westbccoast
Жыл бұрын
Exactly
@lkj0822g
Жыл бұрын
@@amireallythatgrumpy6508 Okay. Let's say the fraudster wipes out your checking account, $1500 rent is due tomorrow, you have $1000 in your emergency fund, you had just got paid and won't see another paycheck for two weeks, and the bank tells you it may take up to ten days for them to put the money back into your account. Tell me again how irrelevant the question is?
@jimmymcgill6778
Жыл бұрын
Why is it so hard to believe that there are people that do pay off them off every month? I get cash back, and pay it off every month.
@amireallythatgrumpy6508
Жыл бұрын
Because Americans are not that smart.
@Ria24Ria
Жыл бұрын
Same here
@J.Shabazz
Жыл бұрын
@@speeddemon0712 huh?
@15KHPCLUB
Жыл бұрын
Cause their narrative will grenade like a Chevy 3.6
@speeddemon0712
Жыл бұрын
@@J.Shabazz Shortened and reworded. Maybe it makes more sense now.
@myramorris1017
Жыл бұрын
Banks take too long to refund the money back into the account. It is not "likity-split" for many of us. At least that has been my experience. They have to "investigate" Meanwhile your checking account is out of that money.
@MustardseedMomma68
Жыл бұрын
Not in my experience. My bank replaced our money asap!
@10RRASK
Жыл бұрын
Sounds like you need a new bank!
@minkekj
Жыл бұрын
You need a new bank. I've had three different banks over the years for various reasons (personal, business, etc). And every single one refunded the money immediately.
@wittyusername9544
Жыл бұрын
If you can be defrauded by such a large amount to the point where you may have financial problems. You need to add a daily spending limit to your card so the thieves can only take a certain amount.
@StrongTowerConsultin
Жыл бұрын
@@MustardseedMomma68 Mine too!
@joncook6331
Жыл бұрын
I work for a CU and I see it daily. For many fraud transactions, financials will not refund you if they feel you were negligent. Although I don’t like CCs, they are better for protection as a consumer.
@pep590
Жыл бұрын
@@Redbeth4 For me, it was at a gas station that I always used. So they wouldn't believe me for a few days as the charge happened at the same place and they figured I was either mistaken or lying. I raised so much heck that they finally gave in.
@joncook6331
Жыл бұрын
@@Redbeth4 basically when people stupidly give their card or account number to sketchy sites or scams. You’d be amazed how much it happens.
@alanj9978
Жыл бұрын
@@Redbeth4 Here in Canada, it's if someone has your PIN. Which they can easily get from a compromised point of sale terminal or ATM.
@jimmymcgill6778
Жыл бұрын
Some banks won't give you your money back right away. Some bank wait until they finish investigating it. You money is gone right away. On a CC, it isn't. Because it is not your money. On a debit, it is not zero after a certain time period.
@tduck828
Жыл бұрын
This!!
@wealthbytes
Жыл бұрын
100% right here
@conquistador2
Жыл бұрын
Exactly
@SPY_0-DTE
Жыл бұрын
I didn't even watch the video but with debit you also have a certain amount of time to make a claim. Miss that time window and you're out of your money
@minkekj
Жыл бұрын
Then get a new bank. I've had three different banks over the years (personal, business, etc). And every single time, the money was immediately put back in my account, then they investigated the fraud. But I've never had to wait for the money to be reimbursed.
@TheFlyingZulu
Жыл бұрын
This is the big reason I use a CC... I use it just as if it was a debit card and I don't have to worry about my checking account being drained if somebody gets my information.
@amireallythatgrumpy6508
Жыл бұрын
It makes no difference as the bank bans you from spending any money until the matter is fully investigated
@Spladoinkal
Жыл бұрын
Not to mention rewards from buying things on the CC. If you pay the CC off every month you don't get any interest but you still get the rewards.
@TheFlyingZulu
Жыл бұрын
@@amireallythatgrumpy6508 The difference is in some cases the bank may not refund your money if it was a debit card.
@donjohnson1416
Жыл бұрын
I dont have to worry either and I dont have a CC lol you shouldnt be STUPID enough to use a debit card online etc that is attached to your checking account lol lol.
@Spladoinkal
Жыл бұрын
@@donjohnson1416 Do you use Paypal?
@Zachary_Setzer
Жыл бұрын
This is tied for worst advice Dave gives. Fraud on your CC doesn't cause you to wake up to negative balance in your bank account, bounced checks, inability to pay the mortgage and utilities, etc. Yes, you're going to get it back eventually, but the mortgage lender doesn't really care why your payment didn't clear in the meantime.
@AllynHin
Жыл бұрын
If your financial situation is impacted that severely from fraud on your card, you aren't handling your finances as well as they could be. However, I realize your argument is simply an extreme example to try to justify your position on CC vs debit.
@binfordtoolman5674
Жыл бұрын
@IAmBigCon - Excellent point, and is a major factor why I use cc's instead of dc's.
@Zachary_Setzer
Жыл бұрын
@AllynHin Depends on the dollar amount of the fraud. We're not talking about a movie and dinner. The big irony to me is that Dave always emphasizes "Do not give debt collectors access to your bank account" but then turns around and advocates goving access to your bank account to the internet. Smfh.
@AllynHin
Жыл бұрын
@@Zachary_Setzer Well if you're leaving that much money exposed in your account, then yeah, you need to handle your finances better.
@Zachary_Setzer
Жыл бұрын
@@AllynHin You're not making any sense. You don't keep enough in your primary checking account to pay your monthly bills?
@JimmyUptain
Жыл бұрын
I understand them defending debit cards. However, i'm in the CC camp. I use my CC as a debit card and pay it off at the end of the month. Have done so for several years. Our card has been compromised several times. Not once has it affected my checking account. Dave's take on CC use is from a debt free perspective. I get it. The way I use my card is just different. Pretty sure my debit cards aren't even active anymore.
@amireallythatgrumpy6508
Жыл бұрын
And not once have they allowed you to spend any money while they investigated so there is no benefit either way.
@jasonrodgers9063
Жыл бұрын
@@amireallythatgrumpy6508 Except that YOUR $$ in YOUR checking account hasn't been TOUCHED, and is still there for you to use while the bank "investigates". THAT is a pretty huge benefit, in my book!
@amireallythatgrumpy6508
Жыл бұрын
@@jasonrodgers9063 Not true at all. It is not there fore you to use while the bank investigates because THEY WILL NOT ALLOW YOU TO USE IT!!!!!!!!!!!!!!!
@jasonrodgers9063
Жыл бұрын
@@amireallythatgrumpy6508 How on God's Green Earth did you dream up this B.S.?
@amireallythatgrumpy6508
Жыл бұрын
@@jasonrodgers9063 It's basic common sense. Or at least it would be if people had sense. Most people don't have any. Also the Earth is blue not green...
@COMMANDRofAWESUM
Жыл бұрын
Dave and team refusing to just acknowledge they’re wrong about something.
@minkekj
Жыл бұрын
Except they're not....
@aolvaar8792
Жыл бұрын
@@minkekj As long as the customer reports the loss or theft in a timely manner, their maximum liability for purchases made after the card disappeared is $50. The Electronic Fund Transfer Act gives debit card customers the same protection from loss or theft-but ONLY if the customer reports it within 48 hours of discovery. After 48 hours, the card user’s liability rises to $500; after 60 days, there is no limit.
@walterroach8572
Жыл бұрын
Like what?
@fireengine77
Жыл бұрын
They aren’t wrong, though…. Lol
@masoquistaeo
Жыл бұрын
Can you explain how they are wrong?
@venturerempathetic2018
Жыл бұрын
What I do 1st debit card where you hold your main funds. Never connected or used for payments. (only holding) 2nd Where you pay bills. I prefer not to auto pay. (Only bills) 3rd Gas and Grocery (only) 4th Extra for Fun and Misc. (connect at risk but limited funds if hacked) These layers keep my main funds safe and compartmentalize any risk.
@Tennischamp10
Жыл бұрын
100% wrong. Id much rather a bank go after their money vs trying to get mine back.
@amireallythatgrumpy6508
Жыл бұрын
100% wrong. The bank ALWAYs freeze the card permanently rendering it unusable forever regardless of the source of the money.
@Tennischamp10
Жыл бұрын
@@amireallythatgrumpy6508 again. Id rather have the bank close the card and try and go get THEIR money back.
@amireallythatgrumpy6508
Жыл бұрын
@@Tennischamp10 Again, they won't let you spend ANY money for weeks until it's sorted out so it makes no difference.
@jasonrodgers9063
Жыл бұрын
@@amireallythatgrumpy6508 THAT'S the period when you pay with CHECKS or electronic transfer from your checking account!
@amireallythatgrumpy6508
Жыл бұрын
@@jasonrodgers9063 The banks simply won't allow you to spend any money AT ALL during that period. From any account.
@calisurfin
Жыл бұрын
23 years old paid car with cash and am almost finished paying for college by working full time to pay as I go and help with parents as well. Feels great to be debt free and ready to start the next chapter of my life once I graduate this may. Thank you Dave for teaching me to live debt free and within my means.
@savagedirk9267
Жыл бұрын
Remember you can “for most debit cards” lock the card which will stop any unexpected access. Bit of a PITA but works.
@kingtizzy007
Жыл бұрын
Bad advice here as always. Use CC and avoid the headache that comes along with debit card fraud.
@amireallythatgrumpy6508
Жыл бұрын
You can't avoid the headache that comes from the bank banning you from spending any money while investigating.
@dorgepot
Жыл бұрын
@@amireallythatgrumpy6508 Why would they do that? Surely they would just cancel and reissue a new card? I expect they would do the same if you were using a debit card... Difference being your money is still in your account.
@patty109109
Жыл бұрын
Yes they do offer better. Next question?
@Lion_heart103
Жыл бұрын
Just yesterday somebody used my debit card from another state. $100 worth of pizza. I canceled my debit card and the bank is going to send me another one, but I’ll be locking that card and use my cc always from now on.
@binfordtoolman5674
Жыл бұрын
I'm with you on using cc's going forward (as long as you pay it off each month, of course). But I would think twice about "locking" your debit card because that's what's typically used to get a cash w/d from an ATM. As much as I'm in the "use cc but pay it off every month" camp, it's a good idea to have some cash around.
@Lion_heart103
Жыл бұрын
@@binfordtoolman5674 Yea paying it off every month is a no brainer, plus I’ll get 1.5% back. And I can unlock my debit card at any time so that won’t be a problem.
@yourgooglemeister6745
Жыл бұрын
This is still and by far the weirdest sticking point these cultists insist on doing
@jasonrodgers9063
Жыл бұрын
Well said!
@binkle1757
Жыл бұрын
👍👍
@johnlash9298
Жыл бұрын
Not really you believe it’s cultists but that’s farther from the truth
@aaront936
Жыл бұрын
It's because amex called dave a pos when he was bankrupt.
@markg999
Жыл бұрын
I pay off my card every month...what's the big deal? I live way below my means...so not spending more. Good to know both are covered for fraud.
@kevinwilliamson7294
Ай бұрын
I disagree about paying for everything with credit card. I do this with many bills and pay it off every 2 weeks. Have used this method for almost 5 years, never been charged a dime in interest, and seeing as it is a cash back card, I get annually between 800-1000$ back in CASH. So this method does make sense if you are disciplined.
@BimmerWon
3 ай бұрын
Dave was burned by credit cards so he is emotionally against them. His reasoning against credit cards doesn’t make sense and/or is just plain wrong. Credit cards are like fire, use them right, they help you out, use them wrong, you get burned.
@djpuplex
Жыл бұрын
Of course they do. Fraudulent charges are the banks money. Versus your money with the debit card.
@stevenporter863
Жыл бұрын
Maybe it is equal protections under law, but in real life who you think will put the same priority on resolving the fraud with someone else's money vs their money? That is what a debit card is, NOT the bank's money. The law says to stop at a red light too but does that help in a hospital? Same idea.
@amireallythatgrumpy6508
Жыл бұрын
Neither offer ANY protection.
@RobVI
Жыл бұрын
The bank reimburses you with the debit
@stevenporter863
Жыл бұрын
@@RobVI Yes, but based on experience you may have to wait since it isn't realistically a priority for the bank. It isn't their money so one day or a week, they still followed the letter of the law but the customer gets to suffer without access to their funds in the meantime. No debit cards now.
@RobVI
Жыл бұрын
@@stevenporter863 my bank actually temporarily credited my account until the investigation was over when the temporary funds became permanent
@ThraxMan84
3 ай бұрын
I have heard if you pay at the pump with a debit card, it can place a sizable hold on your funds for a period of time. But if you go inside the gas station it doesn't place a hold on your account. My question is, why is this?
@aaronmichael1022
Жыл бұрын
The issue is when the fraudulent charge is pending. I've had funds in my account frozen because of fraudulent pending charges since they couldn't flag them until the charges posted.
@linkedinfred
3 ай бұрын
Well, hang on. That’s right, but if you waiting around for the bank to sort out the error I would rather they do it on a credit card that isn’t my money than a bank account where it is. Just feels a greater incentive to fix an issue when it’s not your money.
@aaronmoorman7773
Жыл бұрын
The difference is the 1-2 percent you get on every purchase. Ex: Your light bill is 200. Paying with debit is dumb compared to a cc because of the cash back. This is an expense that has to be paid one way or the other. Why not get some money back for paying the bill. You only get into trouble when you start making frivolous purchases.
@MikeThePike316
Жыл бұрын
Utilities companies often charge you a miscellaneous fee for using a card
@ASimoneau
Жыл бұрын
@@MikeThePike316 Not often, ALWAYS. It's only a question of whether they tell you about it in advance, or simply bake it into the cost of what they're charging you and count on you not to notice.
@ScottyR66
Жыл бұрын
@ASimoneau not always. My electric company does not.
@ASimoneau
Жыл бұрын
@@ScottyR66 How do you know they don't?
@jimmymcgill6778
Жыл бұрын
@@MikeThePike316 No they don't.
@lepoj
Жыл бұрын
Speaking of debit cards, how's that Gazelle card going Dave
@dogedude9537
Жыл бұрын
Wait, is this supposed to be sarcasm whats a gazelle debit card? What happened?
@altbandit
Жыл бұрын
@@dogedude9537 It was a debit card with cash back that Dave was sponsoring I believe
@dogedude9537
Жыл бұрын
@@altbandit Oh ok, thank you.
@BlaineNay
Жыл бұрын
My bank has done a great job of protecting me and my debit card.
@BimmerWon
3 ай бұрын
I wonder if Dave realizes he is wrong but is just too far along to publicly change his mind.
@DEBTFREEMIKE769
Жыл бұрын
It all comes down to which pain in the a’’ you want. Either with your money or the banks money.
@pep590
Жыл бұрын
True and your money for most is much, much more inconvenient. The other pain is just waiting on a new card. And if you have more than one card, you can use the other.
@therandysmith697
Жыл бұрын
This is just not true, Dave. You do not have the same protection.
@amirtz3342
Жыл бұрын
Old man Ramsey still trying to pay with cash😂 I heard he has a Nokia phone and still has a landline
@amireallythatgrumpy6508
Жыл бұрын
What kind of idiot has a mobile phone?
@NaNa-lt1po
Жыл бұрын
And a few hundred million dollars..
@amirtz3342
Жыл бұрын
@@amireallythatgrumpy6508 a grumpy person!
@amireallythatgrumpy6508
Жыл бұрын
@@amirtz3342 Surely what you actually mean to say is a grumpy person does NOT have a mobile phone?
@amirtz3342
Жыл бұрын
@@amireallythatgrumpy6508 u tripping get off them drugs!
@jeanjospitre737
Жыл бұрын
Use cc then pay off. Debit ain't worth it that's your money
@rhoadestraveled
Жыл бұрын
Set up your reoccurring payments on its on account and use a separate for daily transactions.
@SpoonHurler
Жыл бұрын
Are there any debit cards with return protection and/ or purchase protection?
@jdtreharne
Жыл бұрын
Why do you need that?
@SpoonHurler
Жыл бұрын
@@jdtreharne because I purchase electronic parts and some of them I have to buy from overseas
@donjohnson1416
Жыл бұрын
Its called buying intelligently lol something you dont need to worry about when using a CC.
@JustinCase780
Жыл бұрын
Compare an AX cc and a BofA debit card in these scenerios. Especially, travelling abroad. 🤣 It's not the same.
@15KHPCLUB
Жыл бұрын
AMEX always has my back. Capital One places the burden of proof on you, not the shysters who scammed you.
@user-zj1bn6mu9j
3 ай бұрын
Both
@sidewinder3434
Жыл бұрын
suggestion ... if you are going to be out of state or out of the country for a certain period of time , notify your bank so they don't flag your account if you make a purchase during that time
@musicpro7278
Жыл бұрын
I personally just take cash out my bank
@jasonrodgers9063
Жыл бұрын
@@musicpro7278 Mugger says- "Thanks for the info! See ya later!"
@jeff31345
6 ай бұрын
Thanks Dave
@VictorMartinez-zf6dt
Жыл бұрын
Yes, they do.
@wldktz1
8 ай бұрын
Using a pin you are usually responsible for first $50 to $100. Skimming and cloning is very common these days even with PIN numbers. If you get a fraudulent charge with that amount with the pin used you get ZERO back. I’ve been at places where running a debit as a credit was not an option.
@DarkenedTributary-po4mv
23 күн бұрын
I've been to places where they don't have tap-to-pay terminals, so I try to have cash on me for those occasions. It's very rare in my area, though.
@Christmas-dg5xc
6 ай бұрын
How can a debit card have only a flat 7 cent merchant fee (according to one article) and still afford to have the same fraud protection as a credit card, which generally charges 2.3% + 10 cents?
@tfhummer
6 ай бұрын
Put everything that is normal spending and necessary on a credit card, then pay it off at the end of the month, that way you get 5% of your money back. If you pay with debit card you get zero percent of your money back.
@binfordtoolman5674
Жыл бұрын
Behavior should be the focus, not the type of card you use.
@Tammacazi10
Жыл бұрын
Just had a situation where there was fraud with my debit card. My bank had the money back in my account the next day.
@edwardeighth1948
Жыл бұрын
Not Silicon Valley Bank I take it🧐
@5trace
Жыл бұрын
If they clean out your account and it's alot of money..good luck getting it the next day.
@robertt9825
9 ай бұрын
This is objectively wrong. Issuing a charge back on a debit card is significantly more difficult than a credit card.
@wewhoareabouttodiesaluteyo9303
Жыл бұрын
I would state that it is per bank on getting money back from fraud. You will get it back, but it will take a while longer to get back funds from debit. She either a.) lied or b.) had this experience and lucked out because she had a responsive bank.
@BaconMountainMan
9 ай бұрын
This is one of the few times when I will also disagree with Dave Ramsey. Fighting to get the money. Place back on your card versus fighting to have the money placed back into your account is just a completely different story
@percivalgooglyeyes6178
Жыл бұрын
What about the airline points??? Gotta get those wonderful airline points!
@pep590
Жыл бұрын
Yes, I've got a number of flights and no debt. Pay all my bills with the card. Little to NO interest. Self-Control.
@markg999
Жыл бұрын
A extra $1000 a year is nice...all while living below my means. Money for nothing.
@andrewkemp_
7 ай бұрын
But if a company that you made a credit card purpose goes bankrupt like a budget airline then the bank takes the loss not the consumer. If you make the flight ticket payment on your debit card you’re screwed. Dave will never mention this benefit of a credit card. Google if you don’t believe. And I guess Dave reply would be if you have to use a credit card to buy flight tickets you can’t afford the flight, that’s Bs. I use the credit card for this protection alone.
@rayb6852
Жыл бұрын
I lock my card when not using it
@thehalloweenvibe
Жыл бұрын
Has happened to me and they were both reimbursed. As they said exact same thing.
@katyedwards3935
Жыл бұрын
This happened to my dad not that long ago. Once he realized what had happened, he called the CC company and they closed that card and issued him a new one.
@birdymcpig
Жыл бұрын
I can’t pay for gas at the pump with my debit card unless there’s a tap feature. Maybe it’s a Canadian thing or just a preauthorization thing.
@littlebob1261
Жыл бұрын
Idk, they offer better rewards
@goldengoose7492
Жыл бұрын
First hand experience no. When I had fraud with a debit card I called my bank the next day the money was back in my account. I’m from the uk but love the show ❤
@5trace
Жыл бұрын
If it's a large amount and they clean your account out I Guarantee you you will not get your moneyback the next day.
@insideoutsideupsidedown2218
Жыл бұрын
@@5trace that is why you set a maximum daily limit.
@screwdriver_bandit
Жыл бұрын
Online purchases : CC and pay off immediately after purchasing. In person: always use our debit cards.
@CrazyTobster
Жыл бұрын
The dude or dudette needs to re-install their operating system their computer or do a factory reset on their phone tablet. - Probably best to do both Android (Linux) can be a carrier that infects computers using Windows.
@CarlGorn
Жыл бұрын
Great tip for protecting your info: A sheet of tinfoil in your wallet. This shields any tap-to-pay cards you have from being covertly scanned from your purse or pocket by someone with a mobile scanner in a bag. Yes, it means you have to physically take your card out for purchases, but it's safer.
@tduck828
Жыл бұрын
I bought rfid blocking cards from Amazon and keep in my wallet. So far so good!
@CarlGorn
Жыл бұрын
@@tduck828 Yep, same principle. Another way is to just keep multiple RFID cards in your wallet, since scanners can't de-tangle multiple signals, it just reads like digital gibberish.
@Turbo.M777
Жыл бұрын
I do this, and it gets me laid.
@Nolaman70
Жыл бұрын
I'm wearing a tin foil hat right now!!!
@15KHPCLUB
Жыл бұрын
I just use an RFID wallet.
@AllynHin
Жыл бұрын
Check with your bank. My banks offer 'Travel' notification in which I can tell them ahead of time where I'll be traveling so they don't flag my transactions from those places.
@High5748
Жыл бұрын
Which is better? Simple, Debit b/c your not charged interest. This person's issue isn't fraud protection it sounds like someone gained access to the account the card tied to. Which could have happened via malware or data leaks.
@CaseyBurnsInvesting
Жыл бұрын
Yes
@user-jy7yw5kw3w
Жыл бұрын
Casey when are you gonna make more vids bro. Your content is solid.
@amireallythatgrumpy6508
Жыл бұрын
Neither offer ANY protection.
@15KHPCLUB
Жыл бұрын
@@amireallythatgrumpy6508 Neither have your parents. 💣
@amireallythatgrumpy6508
Жыл бұрын
@@15KHPCLUB Which is quite fortunate.
@15KHPCLUB
Жыл бұрын
@@amireallythatgrumpy6508 That's why they left you on the doorstep like a FedEx package. 💥
@lukeharris2622
Жыл бұрын
✝️🙏
@dennardtv
Жыл бұрын
These people need to watch show before asking questions because they are blindly asking the personalities these questions with obvious answers
@TaintedDarkBlade
Жыл бұрын
Jade reminds me of one of those girls that likes to talk so much they enjoy the sound of their own voice. She constantly cuts off the other personalities like a know-it-all and just can't shut up for two seconds.
@Lon1001
Жыл бұрын
The show needed someone like her.
@jimmymcgill6778
Жыл бұрын
Dave does the same thing.
@scarpfish
Жыл бұрын
People in these comments who have to make snide remarks about how they can't stand a particular Ramsey personality's demeanor, dress, etc. remind me of people who don't have a life because they are chronically addicted to their stupid phone. It would be a better world if these people found a more constructive hobby, or took a nice, long walk or just simply went away because these comments have nothing to do with the subject of the video.
@edwardeighth1948
Жыл бұрын
Dave has a Ramsey Gazelle Debit card. They called him and asked him what he is doing in Cabo??? I guess Christian's do lie😏😇😩
@maryk446
Жыл бұрын
Dave a hillbilly? LOL!
@raedokal
Жыл бұрын
يزم علي الطلاق انك توب جي وكاشف كل الأكاذيب 🤣👌👌
@homeschoolmomofone2497
Жыл бұрын
She needs to close the accounts and start another account due to fraud. Talk to the bank about their fraud policies and what protection they offer when theft happens. I start paying with checks more on your bills the less you use your debt card the better because theft is going to get really bad as we get into the Summer months.
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