Using BNPL for increasing Credit Score is an interesting point...
@charmipatel13
18 күн бұрын
True!! Its also very convenient n practical for beginners to start out on credit score!
@vikash8119
19 күн бұрын
I have a certain limit in BNPL and i am not using it, does it effect my Credit score Should i close it as i have some credit cards also which i use
@PersonalFinanceTVofficial
17 күн бұрын
We consulted with Mr. Aaditya Iyengar regarding your question, and here’s what he shared: Not using it won’t necessarily affect your credit score. Closing the account won’t hurt your score in the long term, as timely payments on the credit cards for longer durations will continue to take it upwards. (Don’t worry if you see a few points drop when you close a credit card account, that’s pretty normal and gets fixed in another month or so).
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