Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 My Money Apps: Indian Stock Investing (Zerodha): bit.ly/3iYKROh Mutual Fund Investing (Coin by Zerodha) (You will need to create a Zerodha account for it first. Coin is free): bit.ly/3iYKROh US Stock Investing + Investment Tracking (INDMoney): bit.ly/3tT5moR Portfolio Investing (Smallcase): bit.ly/3u0is0I Corporate Bonds (Wint Wealth): bit.ly/3sbUI8c How to pick the right insurance (Ditto): bit.ly/3xFh7OU The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Make EPIC Money' here: amzn.to/3WHJ43F ‘Get EPIC Shit Done’: amzn.to/4fK1IR5 ‘Do Epic Shit’: amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L and in 2023 we contributed 52L.
@Jasmeet4738
5 ай бұрын
How can i get financial advice Over video call?
@mahinaik2563
5 ай бұрын
Government employees can own shares😱⁉️
@kashinadoing
5 ай бұрын
Government job on top sir abb too mee bhii UPSE de rahaa ho
@nitinshukla626
5 ай бұрын
Very nice
@brijeshbajpai3877
5 ай бұрын
Filled form twice no response 😂😂
@ldcecrpfkundanpal
3 ай бұрын
12 percentage hai loan bhai
@_blacK_pearL
5 ай бұрын
as an indian army we both have same story 😂😂 means he is in defence too 🫱🏻🫲🏼
@Nitishsinghbittu
5 ай бұрын
Gadi tilak me mil jayegi tension n lo😄😂
@Manish07070
5 ай бұрын
Rasta dikhawe khatir sukriya bhai 😂
@NileshRajput-tz8mr
5 ай бұрын
😂😂
@gouravshekhawat01
4 ай бұрын
That's right 😂
@Kunal_S_Rajput
4 ай бұрын
😂
@vikashsingh-dx1gg
4 ай бұрын
😂😂😂😂😂
@DK-fh1pu
5 ай бұрын
Sari salary sip kar le..... Bhai..sip bhot bada froud hai..😂
@anshuldubey7809
4 ай бұрын
He is really a humble man who aspire for good quality life and putting effort towards it. He is responsible brother and son❤
@ldcecrpfkundanpal
3 ай бұрын
Ye crpf ya bsf se hai ......😅😅😅😅😅😅😅😅💯 percent
@Exploredip
4 ай бұрын
Piche to dekho...room chaka chak lag raha Hai...😂
@mayankburman6368
3 ай бұрын
Lag ni rha 40k wala Banda hai 🤔
@SrivasThakurDas
3 ай бұрын
Armed forces wale like thoko
@teejay100able
4 ай бұрын
This had me in tears @12:41 I feel him. Having this mentality I believe he can never fail in life. A true provider. Respect
@sudhirkumarsingh4950
3 ай бұрын
Bhrigu baba ki jai ho
@StudyOnly-dm8oo
4 ай бұрын
बलिया जिले का नाम सुनकर भारत के प्रधानमंत्री चंद्रशेखर जी 'बाबू साहब' याद आ गए
@ringwratih
4 ай бұрын
Ye kha se lgta 25
@At_Jaynt
5 ай бұрын
For sure he must be working in defence sector
@deepamehra3941
5 ай бұрын
He is in Indian Navy
@Manojinspire7575
3 ай бұрын
Yah army mein hai ish ko dekha hai army mein hai yah
@abhijeet984
5 ай бұрын
I think he is from defence (Army, Navy or Air force). He started career at 18 years... As he have 7 years of experience at age 25... Possible only when you are in defence forces starting in NDA. Retirement after 15 years with pension that to inflation adjusted.. only defence personnel get this... Maturity at age 25 ... only defence personnel we can expect from...
@DezireFacts
5 ай бұрын
At that case travel expense would have been 0 as the cost is provided by the gov
@shifaathussain4631
5 ай бұрын
Yes , thats what I was thinking off , what type of company and Job is etc.
@katwinart
5 ай бұрын
Why didn't he disclose?
@Saei_Nidhi
5 ай бұрын
ये पक्का navy वाला होगा
@virajseas
5 ай бұрын
He is definitely Navy guy
@ldcecrpfkundanpal
3 ай бұрын
20 percent kaun de rha hai bhai
@satyari254
5 ай бұрын
Sir.. Ur financial advises helps so many young people in current generation to their future life.. Great efforts.. Stay blessed!!
@kartikberiwal24
3 ай бұрын
What kind of company is he in !!!! Bhagwan aisi company sabko de😂😂
@shyantanghosh9077
5 ай бұрын
Manish is very down to earth person I must say. Loved it ..
@Manish07070
5 ай бұрын
Tq so much 😊
@dakshitsingh6289
5 ай бұрын
@@Manish07070 how you got your job brother?
@arnabsatpathi4815
5 ай бұрын
@@Manish07070 Can you please let me know in which department you are working?
@nishchaypallav
5 ай бұрын
@@Manish07070Thanks Bhai for serving Maa Bharati. All the best.
@nubbgaming9649
5 ай бұрын
Ghar par kuch nhi Dena hai loan rent nhi hai khane peene ka kharcha nhi hai tohh Bhai kya financial planning chhaiye isko
@Manojinspire7575
3 ай бұрын
Army mein hai yah Bhai Janta hai Mera frd ish ko
@knowledgehunt692
4 ай бұрын
Being a soldier i can totally relate with this video Thank u manish bro
@arpitgor7691
2 ай бұрын
What about LTCG 10% on your profits in mutual at a time of redemption 😢
@Govjobupdate001
5 ай бұрын
Hello Ankur, This is the best video I have ever seen. Please tell us which is the best SIP for investment.
@Niku073
3 ай бұрын
And i am with 30 k salary car lena dream hai 😢
@simonandrews5256
5 ай бұрын
This video is much more realistic and relatable than the financial planning of people earning 20-50 LPA. Nice video 😊😊
@fitnessphysique2164
3 ай бұрын
Bagi ballia 🥰
@praveengupta6401
5 ай бұрын
He is so clear with his financials and ready to learn more 👍🏻
@atulmankar8232
4 ай бұрын
Enjoyed Karo ,,, बस कल किसन dekha ,,
@vigneshn3446
5 ай бұрын
If you are investing in home after 15 or 20yrs imagine the cost after 20yrs !! 1.4cr won't be enough to purchase a house after 20yrs !!!
@Aditya-tw9jy
5 ай бұрын
He can increase his sip amount also
@debjitsingha5082
4 ай бұрын
Investment se dur hain Responsibility
@Manish07070
5 ай бұрын
Myself Manish 😊, I want to express my sincere gratitude for giving me the opportunity to share on your platform. It was an incredible experience and a pleasure to be a part of it. Keep up the great work sir! 😊👍
@MadKingMaverick
5 ай бұрын
Bhai knsi company me ho.Ap.jo.pension deti ye..
@mahinaik2563
5 ай бұрын
I think Defence personnel
@warikoo
5 ай бұрын
It's my pleasure
@knowledgeispower2288
5 ай бұрын
Vai company bolo.
@balmukundtiwari7963
5 ай бұрын
Ballia se 🔥❤️
@Parag-z4w
4 ай бұрын
Bahot hi jyda scripted hai.....
@VishalSingh-vu2qk
5 ай бұрын
Why don't you adjust SIP return after 15 years with minimum 6-7% inflation
@ManjarXcompare
5 ай бұрын
Bro gadi dahej me le lena 😂
@SinghGurjantRiar
5 ай бұрын
same ARMY jaisi life …am a soldier …mere jaisi life is bai ki😁❤️
@RaviKumar-gv3vf
5 ай бұрын
Good I'm also solider brother
@TOGPIYUSH
4 ай бұрын
Ballia se mai v hu
@quotespower9911
5 ай бұрын
Manish is looking very confident and mature like the way he talks ❤❤
@Manish07070
5 ай бұрын
Tq 😊
@pahadiputtar6475
3 ай бұрын
Navy wala h ye pkka
@naman881
5 ай бұрын
Hi ankur This series is incredible, and the thing which I like most that you are inviting those persons who are getting middle class salary on average and it really suits me But why are you not accepting my form ??
@Chartcipherr
5 ай бұрын
Tax toh bataya kro sirjee 1,36,00,000 pr
@p4piscesp4peace24
5 ай бұрын
But mujhe ek cheez batao...he is so touchwood lucky... No rent to pay...no food expenses..and after 15 years when he will be 40...he will get 35k per month (or after inflation of Rs 55k)..for ever! I think 38k for a normal person like us .who have to pay rent etc...should be a salary of 60k ...
@ajayghodake9914
5 ай бұрын
Yes exactly 💯. He is quite lucky no offence. Hope he achieve lot of success in his life.
@vivekb.m6458
5 ай бұрын
He is in defence.he will be definitely getting those, not lucky he is chosen the way, he has joined military at an early age
@p4piscesp4peace24
5 ай бұрын
@@ajayghodake9914 touchwood he will...
@p4piscesp4peace24
5 ай бұрын
@@vivekb.m6458 right! Everything is a matter of choice after all
@timepass4783
5 ай бұрын
He’ll also be getting increments so any new expenses will mostly be covered there
@kapil-nj2xx
3 ай бұрын
Konsi company hai bhai
@fitnessmotivation00
5 ай бұрын
defence m hai ye...17-18 ki age m recruit hogaya hoga....tabhi pension milegi...but itni nhi jitna ye keh rha...depend on the rank ...after listening his salary....he is not an officer....if he reached to JCO rank ...then only he will get 30-35k pension . otherwise 20k-25k hardly. Best of luck brother...serve well. I am also from defence background. My father is an ex service man. He is retired from JCO RANK. getting pension around 40k. That's why I got this that you are serving in Army.
@seemasinha5972
5 ай бұрын
I was wondering about his job - everything borne by company !!
@katwinart
5 ай бұрын
I'm not getting it. I mean what's his job?? (Manish)
@AllishereTv
5 ай бұрын
Nahi defense m h to 30-35K abhi milegi, he is right
@AllishereTv
5 ай бұрын
If he is in navy
@tusharagnihotry2297
5 ай бұрын
Jai Hind
@Ajit72367
3 ай бұрын
Kuch to missing hai
@saahilrai96
5 ай бұрын
Great video, but returns bohot optimistic side pe h, usually while planning, we should take conservative figures to average out the market risk parameters What are other people thoughts on this? Am I just overthinking this?
@hAwdc
5 ай бұрын
You are right !! These are too optimistic. In this day and age , we are surrounded by many uncertainties.
@shivamsrivastava133
3 ай бұрын
Love & Support from Baghi Ballia
@prathamesh1242
5 ай бұрын
I sometimes feel that, ye sab mujhe pehle kisi ne q nahi bataya .....bohot time, paisa aur mehnat bach jati......bohot mistakes hui hai mere se..... feeling guilty and sad..... 😔😔😔
@tomriddle3042
4 ай бұрын
I am 30, getting same salary.. right now jobless, looking for job. Stressed thinking about future. I am feeling the same!!! Whats your age, whats your issue, would like to know.
@samudrakashyap8941
2 ай бұрын
I invest 23600 with 47 k salary, should i invest more ?
@shadwals4589
5 ай бұрын
Manish is so much polite and calm at 25. I was a personal and financial disaster at his age honestly
@Manish07070
5 ай бұрын
Tq so much 😊
@RuchiinChina
5 ай бұрын
I didn’t even know about money at that age 😂
@p4piscesp4peace24
5 ай бұрын
I think that's what the defense life teaches you ...I am not even 10% as calm as he is 😀
@LeeMinshih
5 ай бұрын
@@RuchiinChinaRuchi in China😀😀
@shadowftw3324
4 ай бұрын
Maine tho iphone leliya at 22 i regret now i wasted 80000 rs 😢
@devashishgupta5584
2 ай бұрын
Put caption in CC instead of permanently in video.
@robinghosh8397
5 ай бұрын
Few queries: 1. Who is the Employer of this guy? Rehna, khana, peena, sab paid hai!! 2. Kaunsa bank 8.5% par personal loan deta hai??
@sumitshaw7798
5 ай бұрын
Indian armed forces!😂
@robinghosh8397
5 ай бұрын
Bhai sahab...ab Pata Chala mera 20% tax kahaan ja raha hai
@fullmasti1944
5 ай бұрын
It's a security money to protect the whole country... Have some respect to them.. just look at the condition of Ukrainian and philistinii.@@robinghosh8397
@thistechtalks
3 ай бұрын
Navy ka bnda😅😅😅😅😅😅
@The_neurotech
4 ай бұрын
Ye banda navy mai hai 100% OR’s hai 😂😂😂😂
@ManojSir_23
4 ай бұрын
🤣🤣🤣
@letsbemotivated1229
4 ай бұрын
🤣💯
@adarshsharma5623
4 ай бұрын
bhai OR's ho, JCO ho ya officer ho every rank is important...even if you are officer still you can't complete the task without these people
@The_neurotech
4 ай бұрын
@@adarshsharma5623 hmmmm🙏🙏
@AshishKumar-rn3cf
4 ай бұрын
🤫🤫🤫 Pyari smaj gyi 😅
@luckychand20011
3 ай бұрын
Ye navy me h
@yogendrapant
5 ай бұрын
Bada hi clear mind ka banda hai
@Manish07070
5 ай бұрын
Tq bro 😊
@vijayadhanshetty9766
2 ай бұрын
Do u have any plans for NRI's..who will come to India in some years .. something for kids fund n health fund
@tanmaymahatha2872
5 ай бұрын
Ye banda militry ka hai 😂
@mahinaik2563
5 ай бұрын
PSU company
@rkgautam3312
5 ай бұрын
Wrong.military walon ka minimum salary 60000 hai
@shivammishra-uf1nt
5 ай бұрын
Most probably navy😂😂
@sahilgairola1476
5 ай бұрын
@@rkgautam3312🥹🥹kash esa hota
@tanmaymahatha2872
5 ай бұрын
@@mahinaik2563 psu me itni kam service nhi hoti 15 saal
@pranitpatil2164
5 ай бұрын
.
@darshanhonavarkar-dl2md
5 ай бұрын
You are doing great job Ankur, it is a great help for people like us !
@tejasmane7871
5 ай бұрын
Banda foji hai
@harsukhakhiyani3848
5 ай бұрын
Money matters ke episode dekhne m bohot maza ata h ❤
@krishnaatech74
3 ай бұрын
Business admi kaise money saving kare.. Jitna Paisa ataa hai.. Fir chala jata hai.. Money running ho raha hai.. Lekin saving kaise kare
@satishimca
5 ай бұрын
1. Study a bit more, work in USA/Europe for 5 years, get married and buy a house. 2. Work another 10 years in USA/Europe, invest 10cr in equity. Retire and focus on your family and hobby that generates revenue for yourself and future generation. 3. Someone in 40s will realise this.
@timepass4783
5 ай бұрын
Not as easy as it seems
@sangeeta963
4 ай бұрын
Europes in recession..taxes are 50perc in dome plaves asduming he's in the higher earning bracket..its not possible the way u pitch it
@sakhtlaunda2.032
2 ай бұрын
India me rehkar hi karenge
@yograjsingh6662
4 ай бұрын
101% defence person from Indian Navy
@akashsharma1134
5 ай бұрын
Amazed how he's able to save 10lakh in PF at the age of 25 with 40k salary
@dhirajsharma663
5 ай бұрын
7 saal service hai bhai ki
@technofete
5 ай бұрын
40k salary is actually after the PF deduction of 10k which he mentioned
@akashsharma1134
5 ай бұрын
He started deducting 10k recently, which he mentioned. And that's PPF not PF. Employee contribution will only be 12.5 % of basic, which in his case is ~4500 at max. So I don't think his statement of 10 lakh is correct unless he's been contributing 1.2 lakhs per year since he started his career
@loveyatewari649
5 ай бұрын
He started working at a age of 18? His company giving him 1cr term insurance, No limit mediclaim with family cover, leaves every 3 months, company accommodation, food, electricity. Amazing company. 😮
@maheshkassa7950
5 ай бұрын
@@loveyatewari649kash aisi company hame milta
@shibendudutta2517
3 ай бұрын
Manish which company do you work??
@FinanceCoachh
5 ай бұрын
Really love this series.....it will really help us in making proper decisions with respect to savings and investments...... Thank you
@tusharkhanna5238
3 ай бұрын
NO SIP FOR SHORT TERM please 😔 Can opt for hybrid fund at max
@kumarpatel4521
5 ай бұрын
Amazing video sir salute
@prashantsingh5864
4 ай бұрын
Pakka navy wala hai
@At_Jaynt
5 ай бұрын
Ssc cgl naAm ka exam hota h usme level 4 walo ko sbko 38k inhand hi milti Z city m 😂
@vaibhavbhardwaj7248
5 ай бұрын
Par usmei ghar , aur khana nhi milta free ...jaisa iss bhai ko mil rha hai
@At_Jaynt
5 ай бұрын
@@vaibhavbhardwaj7248 aisi konsi govt job h bhai jisme 38k m rhene ko ghr or khane ko khana mile 🙂
@vaibhavbhardwaj7248
5 ай бұрын
@@At_Jaynt mujhe ni pta bhai...yeh vedio wale bhai ko hee puch
@Sabsebadepapa
5 ай бұрын
@@vaibhavbhardwaj7248video me jo ladka hai wo jhooth bol raha hai. Government job me HRA, and other allowance deduct hote hai free me kuch nai milta
@mahinaik2563
5 ай бұрын
PSU company me Kam karta he
@satish2183
4 ай бұрын
He is from Defence background, must be NCO.
@ShraddhaPawar-m7s
5 ай бұрын
Lot's of love and blessings to you sir your content is really helping us all.
@lrff
4 ай бұрын
Fake raha hai ye ladka
@the_Gudie_of_Market
5 ай бұрын
Bhaiyon jitne log aa rahein hain Sb up se hi hain ❤ Up walon Attendance here
@Happysoul_3
5 ай бұрын
Sorry to say but UP came in top 5 poorest states in 2023... so because of that people in these states need financial knowledge so there are high chances you will find UP folks plus population is also more in UP. This is not to offend anyone. I really admire people from UP, they are very religious😊
@transoniccreations2156
5 ай бұрын
@@Happysoul_3true
@anupriya7411
5 ай бұрын
I am not from up😂
@the_Gudie_of_Market
5 ай бұрын
@@anupriya7411 kyon ho jao na
@sankalpbarjatiya7866
4 ай бұрын
Gawarpanti mt kr yaha
@Bookbites11
4 ай бұрын
Fauji h bhai
@deepanshuparwani8169
5 ай бұрын
DONT YOU THINK AFTER 7 YEARS GIVING TO COMPANY HIS SALARY ATLEAST 50000 PM IN HAND ?
@GauravSingh-so1sc
5 ай бұрын
I think he is in navy
@veeresh_22
5 ай бұрын
It's actually much more than 50k if u consider house & food is provided by the company itself. And he makes PF contribution of 10k which is also not part of 40k in hand... That means his Net salary is around 40+10+30=80k
@moizbaig4618
5 ай бұрын
I think he is central government employee maybe because Service is 15 years.
@Chinu0823
2 ай бұрын
Great Advice from Warikoo sir .... N Good Humar by Navy (IN) Boy 😅
@niveditajoshi2590
5 ай бұрын
Wow sir you're amazing!! ❤️
@ashoksengwa8080
4 ай бұрын
Konsi unit me he❤
@gwenny2272
5 ай бұрын
Sir thanks to you for dropping the best videos/series on youtube. THANK YOU SO MUCH SO SIR.
@avnishbhatt9831
4 ай бұрын
Army Mai hai bhai ji
@darshanpatil700
5 ай бұрын
Thanks you so much sir for the video.. Awesome video.. And very helpfull video
@dipuagarwaal7084
3 ай бұрын
1cr36lakh per tax nhi lge ga kya
@deepanshukumar583
5 ай бұрын
Please like this video so that he continues this series
@lifeeasy3043
3 ай бұрын
Aere malik no rent pay, no food expenses, जो राशन pani, gov job. You should take example of private employee, who stays in urban area wo batayega आपको.
@dhrumitkumarpatel8855
5 ай бұрын
Great job guy's ❤❤❤
@Rockbaz10
4 ай бұрын
Warikoo sir...kindly suggest us 1-2 stocks every quarter (addition, replacement etc.) to SIP for Child's education
@TapasBaral-y1t
5 ай бұрын
25 years old, salary 38k take home...kitna EPF me dal diya aur kitne saal me jo 10lakh ban gaya...hazam nhi ho rha he
@honestguy6072
5 ай бұрын
Company pta kro konsi h Jo itta deri h
@prashanttiwari3884
5 ай бұрын
Wo 10k extra PF deduction karwata hai.. watch full video
@funnyteb7
5 ай бұрын
Vo chodo ye 25year job running hai or ye 7 year se job kar rahe hai yani ki 18 year pe job lag gai 😅😅😅😅 kese tab Tak to 12 th complete huva hoga
@honestguy6072
5 ай бұрын
@@funnyteb7 12th basis wali job hogi govt isliye salary km h abhi bhi . LDC type
@anshumaansrivastava6224
5 ай бұрын
7 saal = 8.4 lakh + interest, lump sum, according to 10 k per month pf
@SankarDebnath-ez6re
3 ай бұрын
Sir, please help me I want to take a loan.... How to pay, how to pay with zero payment. Thank you urgent...
@Aditya-rh1rs
5 ай бұрын
If in future, after salary increment, our tax slab become 20%, then that 1.3-1.4Cr for home will just become approx 1.1-1.2cr after tax deduction and inflation adjusted value will be approx 40-45L (at 6%) So better consider tax deduction as well while planning so far in future.
@sanjukaith2493
4 ай бұрын
Navy ka hein yeh😂
@shrikantsarode3351
5 ай бұрын
Great Session. This series will help many of us to get financially independent at the right age. Hats off to Ankur for creating this space.
@alokakumarbaliarasingh4043
5 ай бұрын
Warik sir is one and only person to give about detailed financial calculations. THANKS sir
@modellocomotiveworks2215
5 ай бұрын
😂😂
@kartikeyjoshi679
4 ай бұрын
OTA Chennai employee I hope
@mahanteshbhavimani2073
5 ай бұрын
Ankurji, Last sentences regarding life relations and money are amazing..
@jayanta.daily-life
3 ай бұрын
How can I contact with you personally? Pls its urgent.. Give me answer sir.. 🙏
@kalpana1327
5 ай бұрын
Bhaiya konsi company me job karte ho jo itna jaldi lag gae or kya education hai apki .. kaise job lagi muje bhi bata do taki me bhi try kar lu please
@manuvadi778
4 ай бұрын
Indian navy
@anuragbrijwal556
3 ай бұрын
Salary 10000 and don't give a fuck about anyone but mother
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