this video is spot on! I am moving into my van this year to travel and my goal for this year is to really empower myself to invest in people and experiences and not things. Thank you for this amazing video! I just found your channel and I love it! Love and blessings to you!
@sunflower7766
2 жыл бұрын
I have been in debt and since getting out of it, it makes me plan ahead of the things I want and it makes me think if I really want it or not. So I save for the things I want now and that has taught me patience but I appreciate the item more.
@LaraJoannaJarvis
2 жыл бұрын
Exactly this! I really love the things I buy now because I save for them and they mean a lot more to me now, glad it's helped you too! x
@bollyshep9169
2 жыл бұрын
Where is that wallpaper from please??
@reynelle87
2 жыл бұрын
This video has been really encouraging to helping me get back on track. Thank you 💖
@LaraJoannaJarvis
2 жыл бұрын
I'm so pleased!! Thank you x
@marshmello1848
2 жыл бұрын
Just searched 'side hustle' and nothing comes up. What should I be searching in your chanel?
@LaurenRogers59
2 жыл бұрын
Love your videos. I am 21 and I want to start investing x
@LaraJoannaJarvis
2 жыл бұрын
You can do it! Lots of videos here on YT to help you x
@ecologist_to_be
2 жыл бұрын
Great video! My biggest expense is my car. Even though I am trying to stop using credit my car always has problems and I have no savings. 🤦🏻♀️ I can't afford to save for emergency fund at minute because I'm on disability (can't work or do side hustles) and I'm paying off 3 loans and a credit card. 😬
@jodiewhitham6850
2 жыл бұрын
Maybe try selling stuff as she suggested or find can make money from inboxpounds if enjoy surveys etc. Feels like takes ages to make up money though!
@carolinegray3150
2 жыл бұрын
As you said being in debt best to get it sorted now and tell people and come to a arrangement
@dianejames5055
2 жыл бұрын
Sensible advice for people to digest. Thank you so much. I pay cash for everything and I do not use credit or keep accounts.
@LaraJoannaJarvis
2 жыл бұрын
You are so welcome! Thank you x
@charw7903
2 жыл бұрын
I heard somewhere that it's a bad idea going to a debt consolidation company as they can drag your debt repayments out for longer than needed. I'm guessing once you have done your budget and cut out all your bad spending habits you can hit your debt hard through a debt snowball method. Good luck everyone and great advice Lara 🙂
@LaraJoannaJarvis
2 жыл бұрын
It's definitely worth shopping around and getting lots of advice to make sure it suits your needs. Thank you! x
@jodiewhitham6850
2 жыл бұрын
Someone wanting to help people with money issues is a saint as it's a huge stress and feels so shameful for not being able to manage own money. Currently become unemployed and feels impossible to get out of debt and worried I won't get a good job
@LaraJoannaJarvis
2 жыл бұрын
Please know you are not alone! If you haven't already I'd recommend the FB group as so many of us are there to support you :) x
@1991KFL
2 жыл бұрын
When you make a plan with the company you have debt with, they actually have to accept whatever payment you can offer, even if it's less than the minimum payments. If they refuse your e.g. £1, they open themselves up to having to write off the debt completely!
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