The Entire Process of us buying our first home in London from the first viewing 15 months ago to exchanging and completing on our house! I've explained step by step everything involved at each stage of this process including the speed bumps due to buying during c0vid. Below are some of the points covered in the video. It's a long one so grab a pen and paper and make notes!
3.00 - Getting started before viewing
2.30 - First time buyer stamp duty relief applies to houses under £500k
3.20 - Freehold or leasehold?
5.55 - Do you need a mortgage broker?
- Everything the mortgage broker will need
- Mortgage rates
- Broker fees
13.50 - Be edits of mortgage in principle
14.30 - Fixed mortgages and mortgage repayment terms
21.00 - Credit history and checks
23.20 - making an offer for the first time
28.00 - Seasons to shop for houses
31.00 - council building restrictions
35.00 Negotiating a lease extension and ground fees
38 - Strain on the relationship
40.00 lockdown
43.00 - the London market and bidding wars
51.00 - Offer accepted!! What happens next
55.00 - Heading towards exchange
57.00 - What type of home buyers survey to get
58.30 - the role of a solicitor
59.45 - types of insurance you might need
1.02 - Building survey results
1.03 - Renegotiating & signing contracts
1.05 - Completion!!
People we worked with:
Solicitors for the trust & administration - paulrobinson.co.uk/
Builder Surveyors - www.thehoppspartnership.co.uk
Mortgage Broker - www.themortgagemum.co.uk/our-...
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EDITED BY: RHIAN EDWARDS
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