This man is treasure for anyone who wants to be financially educated
@lalithkumar839
5 жыл бұрын
Very good video : But I strongly disagree with the view you gave regarding PPF and EPF Investments. When you start with EPF employer makes a matching contribution to a certain extent ( it is like buy one get one ). EPF and PF are treated as (EEE) - Exempt-Exempt-Exempt : when you invest you can claim deduction ; amount compounding doesn't attract tax and withdrawal is exempt. Someone who don't understand markets and mutual funds PPF and EPF are very sensible way of putting their money aside in debt Investments. When you calculate the real rate of return after claiming the deductions and taxes the returns are close to 10% ; where no debt Investments are guaranteed than EPF and PPF .
@richarijhwani1206
7 жыл бұрын
I am a fan of u dhirendra since 2005. u guide v well. keep it up
@sbose64
6 жыл бұрын
essentially what differentiates dhirendra from the rest.earlier you get him, better you are.i caught him in his initial years when a small strip started appearing in hindustan times business page in early nineties from an east delhi based start up. and the rest is enlightenment.
@manubhatt3
3 жыл бұрын
No. 3 and No. 4 are confusing in the sense that they sometimes seem to be giving opposite messages. No. 3 says that you should not take out money even if it is loosing in the short term, while No.4 advocates for rebalancing. Some clarity on distinguishing between the two in a future video will be much appreciated.
@storiesbyvivek
21 күн бұрын
Rebalancing in longer term, don't panic in short term?
@sunilrai500
3 жыл бұрын
We can't ignore balance assets management
@srikanthdra
6 жыл бұрын
he is a great man, my inspiration... thank you dhirendra sir. my role model
@ralstonraz
7 жыл бұрын
Outstanding. Thanks.
@WalterSobchak101
3 жыл бұрын
All valid points, except the first one. It makes sense to keep atleast months income as an emergency fund in FDs of different banks. That itself is going to need a lot of savings. The younger we are, the more difficult it is to reduce the expenses and save. Not much emphasis had been given on this point. There is an obvious conflict of interest when the show is sponsored by a mutual fund company.
@devcpwd
6 жыл бұрын
धीरेन्द्र जी आपके वीडियो बोहत अच्छे है मेरी आपसे यह प्राथना है कि आप वीडियो हिंदी भाषा मे भी बनाये
@maheshnair208
3 жыл бұрын
Dhirender sir you rock!
@ValueResearchvideo
3 жыл бұрын
Thank you
@pushkarajtanksale6949
4 жыл бұрын
Great sir.👍
@narasimha222
3 жыл бұрын
Thank you sir
@ValueResearchvideo
3 жыл бұрын
Welcome
@montyrocks827
7 жыл бұрын
Good video But i would suggest u should invest in fd..ppf..lic and equity and gold..and if u can invest more..u should also invest in property as well..balance investment and continuous investment in all
@mageshgopi3594
5 жыл бұрын
Risk assessment tops everything. PPF and FD are risk proof
@christinashelton9535
Жыл бұрын
.I have company with symbol EFLN and shares are below .001, it is good to buy from the market .
@meerabajpau
7 жыл бұрын
excellent shows ,perfect for every mutual fund investors.
@rajneeshku1
6 жыл бұрын
Hi Dhirandra! I m Rajneesh and very confused about my investment. Let me tell u something about me that i am currently 40 years and have lost my job . I have only odd 5 lakhs with me and have 2 kids and wife to sustain my family. By the time i find and alternative source of income need suggestion from u how can i generate income from my savings . Will it be advisable to invest in MIP plan. Pls suggest.....
@datta230
2 жыл бұрын
For some reason i believe in a teacher educating me as he\she has nothing to loose. Fund managers have their investments to loose hence i feel he\she is making sure to attract people.
@rockfella27
6 жыл бұрын
Ron Wayne who sold his stake in Apple for just $800 in 1976. Had he kept his stake, it would have now been worth $75.5 billion.
@tkdas9048
6 жыл бұрын
Sir I just love your knowledgeable videoss.
@adwnasa1
6 жыл бұрын
Your second point is something my father always tell me categorically.
@ahambrahmasmi4402
6 жыл бұрын
Dear Sir Dhirendra, I just started investing 30000 SIP on 6 schemes each 5000... 3 Balanced Funds, 1 large cap fund, 1 mid&small cap fund. When I have to redeem after 10 years say for car purchase, is it better to just redeem one of the scheme maturity fully and close it up or to redeem 10% units from all 6 schemes and still continue all SIP. Which is good to have long term corpus from these SIP??? Please give a video on Effecient Portfolio Redeem structure.
@naresh4230
Жыл бұрын
Best strategy would be to draw close to 30 , 20 , 20, 15 , 15 , 10 percentages from all your funds based on returns you got. Say fund A gave you highest returns then take 30 % from it and fund B is next highest then take 25% from it like that follow for all funds that your portfolio remains balanced and your future growth is not impacted. If you close one fund completely after that it grows rapidly you will miss the chance of getting more returns. Also if you withdraw equal percentages from all your funds highest returns fund and lowest return funds your over all units will go down and may impact your future wealth creation.
@HarpreetSingh-tm1eb
5 жыл бұрын
very good video sir
@ujjvalverma6380
6 жыл бұрын
very good piece of conversation... few points are really eye openers like if you live longer ... just in case 90 years... :) overdo for retirement planning is essential, I also admire your point to stay away from short term noise in market
@arupchatto
5 жыл бұрын
Sir, if stop a SIP for a silly reason and released that I shouldn't have done so, and continue a fresh one (same fund, same amount/month, in the same folio), how will it affect my investment goal and return.?
@VijayKumar-fq9uf
6 жыл бұрын
sir can we lesstion in hindi also pl tell name of episode
@kiranphadke4494
6 жыл бұрын
Thanks Dherendra sir, for the information and making us aware of it. You are inspiration for all the investors
@rehmanaccountsclassesandsh1502
6 жыл бұрын
sir aap hindi me bhi video daal sakte hai plz
@shashishankar1352
6 жыл бұрын
Dont agree with mistake 1 is a mistake. Some part of saving need to be invested in fixed income like EPF or PPF (excluding fixed deposit). Consider this as retirement saving which can be used when market is low. This is somewhat you can rely for at that period.
@MK-uu2et
4 жыл бұрын
For long term debt instrument completely avoid Bank Deposit -only rely on PPF and NPS. Prefer NPS over EPF
@eprasadji
5 жыл бұрын
Everyone is talking about retirement. Is PPF/NPS not enough?
@kiranjoshi1000
3 жыл бұрын
Nps is enough if you choose active choice With 75% on equity portion ,which give you around 13% return in long term
@rmns987
4 жыл бұрын
Please watch this nice video fully. But here is a summary. 1.Don't bank on low yield fixed income investment for the long-term 2.Never combine insurance with investment 3.Don't allow short-term noise distract you from long-term goals 4.Booking profit on winners and betting on loosers is a bad idea. 5.Create a retirement oriented saving plans. Don't dip into your retirement saving and keep it as sacrosanct
@jai4u
4 жыл бұрын
rmns987 thanks
@sumanbute1925
5 жыл бұрын
Why ELSS funds give tax savings???
@rajjattkapoor4108
6 жыл бұрын
is swp good make a calculative video
@jonathanjohnson7615
3 жыл бұрын
Say what???
@sajid4uali
5 жыл бұрын
Insurance bound MF are one good choose. 1. It saves LTCG 10% on maturity 2. Its flexible for investment as MF 3. Insurance premiums are played of after maturity 4. Booster applied on maturity 5. Equity bound and flexible to change portfolio Examples- Bajaj Alliance Goal Assured
@Sandeesh_Srikantam
2 жыл бұрын
A combination of term insurance, ELSS mutual fund, and other mutual funds give better results with same amount of coverage
@SRINIVASSRINIVAS-zp7kt
6 жыл бұрын
I l u v
@amitagl27
5 жыл бұрын
Why is he blinking so fast...that's annoying...no doubt on his knowledge though... great advices
@HarpreetSingh-wb9rq
6 жыл бұрын
Plz plz plz speak in hindi hindi hindi language
@satya612
6 жыл бұрын
I wish he would stop making those 'urrrh' urrrh' sound. It's irritating.
@notfoundyet
Жыл бұрын
@ValueResearch Suppose, I buy a debt fund of value 1 lakh 3 years ago thinking i could use it for any emergency purpose/short term (will just sell it out if any sudden requirement comes) but i didnt had to sell yet because i didnt had any emergency or sudden need, so should I be keeping this fund as it is right rather than thinking its been 3 years if I would have invested in equity or similar funds my returns would have been far better? Will appreciate your thoughts on this.
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