Someone needs to explain why this guy doesn't have 1Mm subscribers? Totally under rated.
@StanTheAnnuityMan
2 жыл бұрын
Thank you!
@purduetom90
Жыл бұрын
to the guy smoking the packs of lucky strikes, and a bottle of whiskey... classic!
@whitneyfinancialstrategies
7 ай бұрын
this guy is a fool
@epost1978
Жыл бұрын
Turned 59 this year.....starting to get serious about retirement.......appreciate your candor and no- nonsense approach......you might be hearing from me in the near future.......doing my due diligence ....Thx
@StanTheAnnuityMan
Жыл бұрын
Thanks for watching! If you have any questions, feel free to book a call with me! www.stantheannuityman.com/book-a-call/
@StressLessFinancial
28 күн бұрын
That's a great milestone! Turning 59 is a perfect time to start planning for a fulfilling retirement. It's all about making informed decisions now to enjoy a secure future. Have you considered any specific retirement goals or strategies yet? Let's connect and discuss how you can make the most out of your retirement planning!
@zmack1830
4 ай бұрын
Stan.....A mythological legend !
@StanTheAnnuityMan
4 ай бұрын
Thanks for watching!
@markseifried3959
Жыл бұрын
I love the music and "Stanisfesto"!
@wendyphillips5002
Жыл бұрын
Just ask any insurance guy to see the contract? They only want your money. Days or weeks later you will see the contract you signed unseen. Now, you have 3 days or less to return the contract and get your money back when you don't want it. Don't be surprised if it takes months to get your cleared check cash back to you. If you don't return this contract notifying the insurance company you want out. You are stuck in that contract. This is why the insurance sales guys will not let you see the contract that you signing without reading the contract.
@cashrules520
10 ай бұрын
Why I love Navy Mutal, nobody can be their rates and terms if you're a Veteran. From 1yr to 20yr, I prefer their tax deferred annuities
@StanTheAnnuityMan
10 ай бұрын
Thanks for watching!
@curiouscurious6558
4 ай бұрын
its always important to realize the difference between buyin a INSURANCE PRODUCTS AND INVESTMENT PRODUCTS. investment products are more upfront about displaying any commisions fees or meaning of terms. in the insurance industry you hear a term like "cash value" but the way its expained for instance in a whole life policy is extremely misleading. ANNUTIIES ARE PROBABLY MORE FOR PEOPLE WHO ARE WILLING TO SACRIFICE POSITIVE RETURNS FOR GUARANTEES. in my humble opinion
@firemedic542
2 жыл бұрын
Went to a free dinner at Maggianos last night and this was the first time I ever heard of a fixed index annuity. One of the options was giving you 35% up front plus you get 50% of whatever the gain is. So if your FIA has a return of 6% one year, they’ll tack on an additional 3% which brings you up to 9%. Yes… it sounds too good to be true. I guess my logic is telling me that that company is making their money if the market yields more than what they’re obligated to give you?? This is all very new to me. I appreciate your video and insight. Thank you in advance!
@StanTheAnnuityMan
2 жыл бұрын
The insurance company is making their money because you have to keep the annuity for life to get the bonus/addl interest. The only place you get the 35% + 50% above the gain is in the income account (called PIV in the product materials). There is a 10-year waiting period and then you must use the income account to turn on income for life. If you want to take your money out of the annuity any other way than lifetime income you do not get the bonus or the additional interest. The amount of misinformation floating around about this product is driving me nuts! I'm glad you found my channel.
@firemedic542
2 жыл бұрын
@@StanTheAnnuityMan I’m glad I found your channel also. I did meet with him again today because I was curious about the different products he was selling. He did in fact discuss creating a “pension” on the very term you just mentioned. So it sounds to me like once the term ends, If you liquidate the annuity, you miss out on the “bonus.” I subscribed to your channel and look forward to more education you provide. Thank you, sir!
@edg531
Жыл бұрын
If I can ask a very dumb question, on a joint annuity, once you’re in the “income for life” phase, in other words past 10 years and now getting paid out of the Protected Value, if both annuitants die, does any benefit go to the beneficiaries? To put it another way, I start with 125K investment, and after 10 years let's say my Accumulated Value is 160K and my Protected Value is 200K, and then we start “income for life,” and then 3 months later my wife and I both die in a car accident. Does the insurance company pay anything out to my kids?
@StressLessFinancial
28 күн бұрын
Great question! Navigating the nuances of annuities can be complex. Generally, for a joint annuity, if both annuitants pass away, the terms of the contract will determine if any remaining benefits go to the beneficiaries. It's crucial to understand the specifics of your annuity policy. Have you reviewed your contract details or discussed this scenario with your annuity provider? Let's connect and ensure you have all the necessary information to protect your family's future.
@diannasnelgrove9977
Күн бұрын
No way to order your book on your site
@StanTheAnnuityMan
5 сағат бұрын
You can download my books for free: www.stantheannuityman.com/get-smarter/annuity-books
@haze4840248
3 ай бұрын
Two questions... 1) can you explain a little more about what you said about only needing to be licensed to sell LIFE insurance to sell FIA'S? 2) Inerested in receiving the book you mentioned you'd send out, is there a link somewhere I missed to sign up to receive that?
@StanTheAnnuityMan
3 ай бұрын
For me to give you an answer about your specific situation, please feel free to book a call with us! www.stantheannuityman.com/book-a-call/
@jorgevelasquez9955
4 ай бұрын
Who rates annuities? Where can we look at ratings?
@StanTheAnnuityMan
4 ай бұрын
Great question, please feel free to book a call with us to discuss! www.stantheannuityman.com/book-a-call/
@pennyhamm8204
10 ай бұрын
Stan, I need immediate help. My financial counselor at the bank has been talking to us about rolling our 401k money to a fixed annuity through them at 5.65%. But I don’t think is FDIC secured. This is a locked in for 7 years. I hope you can help me.
@StanTheAnnuityMan
10 ай бұрын
For me to give you an answer about your specific situation, please feel free to book a call with me! www.stantheannuityman.com/book-a-call/
@4378200
2 ай бұрын
Agent is trying to transfer my ira to an annuity with a 30k bonus to be transfered to checking account. He ssid I needed this product because of my future rmd's. I too say who's giving out 30k less taxes just because I signed on. My ira is at risk being close to true retirement.
@StanTheAnnuityMan
2 ай бұрын
For me to give you an answer about your specific situation, please feel free to book a call with us! www.stantheannuityman.com/book-a-call/
@fifty_fifty2x680
Жыл бұрын
thanks
@hotdog5966
8 ай бұрын
Stan what are Piecemeal internal Roth Conversion Annuities? Seen on Dave McKnights video
@StanTheAnnuityMan
8 ай бұрын
For me to give you an answer about your specific situation, please feel free to book a call with me! www.stantheannuityman.com/book-a-call/
@leonkey297
2 жыл бұрын
LOL. you were all over the place in this video, sounds like the bottom line for an FIA, is that it all depends on your needs. There are no major up- or down-sides. Not even if it's "too good to be true, it is..." What you are saying is that it's simply, "what do you want to use it for" That's really the question.
@samsciascia4004
Жыл бұрын
Correct me if I'm wrong you can't lose money on a Fixed Index Annuity but you can lose because of cost, correct
@StanTheAnnuityMan
Жыл бұрын
Not accurate on the cost side. Let’s a book a call to discuss: www.stantheannuityman.com/book-a-call/
@zeandrelee5365
3 жыл бұрын
How about for an index universal life insurance ? Principal protection, income for life, long term care. Correct ? I have this. while suffering from stroke
@ashleytaylor994
3 жыл бұрын
Could you advance the death benefit ?
@zeandrelee5365
3 жыл бұрын
@@ashleytaylor994 I believe it’s called living benefits as opposed to death benefits
@StanTheAnnuityMan
3 жыл бұрын
Zeandre - we do not sell Life Insurance, including IUL. Annuities only here. Thanks for watching!
@Strongsnider
10 ай бұрын
What kind of averages can you expect from an Indexed non cap annuity… Looking for something above 10% if possible.
@StanTheAnnuityMan
10 ай бұрын
I have calculators on my website where you can run quotes for your specific situation. No obligation. www.stantheannuityman.com/annuity-calculators
@zenaidababcock3238
3 жыл бұрын
Is death benefit on the fixed annuity same as the income rider?
@StanTheAnnuityMan
3 жыл бұрын
Zenaida, sometimes. Some income riders will pay the income rider value to the beneficiaries over a period of time, usually 5 years. Most income riders do not do this. The annuity/accumulation value will be paid on death.
@mikecongelton4678
Жыл бұрын
What is the address to get the book?
@StanTheAnnuityMan
Жыл бұрын
The books will be available (for free) on my new website launching very soon!
@JustaJuggernaut
9 ай бұрын
Can I still get a copy of that book?
@StanTheAnnuityMan
9 ай бұрын
You can download all of my annuity books for free with the link below: www.stantheannuityman.com/get-smarter/annuity-books
@JustaJuggernaut
9 ай бұрын
@@StanTheAnnuityMan thanks!!
@gk_filer
Жыл бұрын
Hi Stan...I just had a pitch from an Agent. FIA from AIG 7.5% (Power Select Plus) Payout for 12 years Then account value goes to 0 at 12 years but the payout stays fixed for life at the 12 year point. Starting Payout amount in 200k 14000/year. I'm 70 wife is 65. Seems to good to be true. Point to Point 1year option of course with adjustable Cap of 5.25 and adjustable participation rates. How much can Caps and participation rates vary? Thanks
@StanTheAnnuityMan
Жыл бұрын
I added a new option to my site where you can a no obligation "Second Opinion" exactly for this type of situation. www.stantheannuityman.com/second-opinion
@StanTheAnnuityMan
Жыл бұрын
For me to give you an answer about your specific situation, please feel free to book a call with me! www.stantheannuityman.com/book-a-call/
@bradjohnson2273
2 жыл бұрын
Stan, have you seen some of the newish style FIAs with ladder strategies? Im looking specifically at the north american secure horizon fia and they way they "invest" into their 5year point to point terms... any thoughts?
@StanTheAnnuityMan
2 жыл бұрын
I don't discuss specific carriers/products on this platform. If you'd like to have a conversation with me about a specific carrier or product, please book a call with me. www.stantheannuityman.com/book-a-call/ or send me an email - stan@theannuityman.com
@zackstrigin
Жыл бұрын
"or whatever they're pitching you" What a horrible way to start... the negative connotation you put on that is why some people never even get the product. You're trying to be the hero when in reality everyone else out here that I know is doing amazing honest work. "get my book" - "Schedule a time with me" - "are we clear yet? of course, we are" - "Sales pitch" - "candy for the stupid" " Make me and my wife happy" You're saying what the snakes say... You crap on other people and promise you're the answer. I love this industry but I don't like what you're saying, and the average person is fooled by snakes with a bunch of fluff words like this.
@StanTheAnnuityMan
Жыл бұрын
Thank you for watching and giving your opinion!
@arthurcosper2808
Жыл бұрын
Great video!
@steve1604
3 жыл бұрын
Is there a fixed annuity under an IRA umbrella?
@StanTheAnnuityMan
3 жыл бұрын
Steve - I assume you mean can you use IRA funds to purchase a fixed annuity? The answer is yes.
@steve1604
3 жыл бұрын
@@StanTheAnnuityMan Actually I was thinking about pulling from my 401k to purchase an annuity?
@StanTheAnnuityMan
3 жыл бұрын
Yes - Assuming it is allowed by your 401k plan you can roll 401k funds into an IRA annuity.
@davidwalker6717
Жыл бұрын
@@StanTheAnnuityManthanks for your video there is so much to learn, I wondering can I buy any annuities to fidelity Roth IRA account. Is that annuities same value as open with insurance companies. Thanks
@dannywalker1635
3 жыл бұрын
I would never buy anything from you. You did not even explain the basic mechanics of the product. Just a lead generation video obviously.
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