Are you seeing rate increases in your auto insurance? Or do you have tips for how one can save 💲💲💲when renewing auto insurance? Let us know in the comments!
@ikreate4u
Жыл бұрын
Full auto and condo from $2160 jumped to $3288. Second increases with zero claims in 4 years here
@Explorcation
Жыл бұрын
@@ikreate4u oh my, so sorry to hear that, it is quite a jump, especially with no claims for years 🤔
@adrianfernandez7386
10 ай бұрын
Hey my name is Adrian, I hope I can help. I am an insurance agent here in South Florida, and I specialize in auto insurance. The agency I work for operates in multiple car dealerships around Broward and Dade, and trust me, we have more experience than any agency in the country. In the past 3.5 years I've sold 740 policies and I am nowhere near the top salesperson in that timeframe. I don't say this to boast, I say it to show I learn something new everyday and I recognize there are people who know more than I do. I will not promise you a lower rate, but I will promise that I can help you with your insurance policy. I work with many different insurance companies, and I can insure ANY situation you can think of. Driving with passports, cars under other people's names, and any other weird situations. I am not limited to only auto insurance, I can do commercial, life, health, etx. My phone number is 786-451-9549, I can help practically 24/7, if it's late just send me a message preferably. I have my 2-20, 2-40, and 2-14 Insurance licenses. I hope I can help someone here.
@marcienuber
Жыл бұрын
Good video. Florida resident here too. I moved here about 5 years ago from PA. In PA I had Nationwide insurance (I used them for about 20 years with no accidents). When I wanted to transfer my policy to FL, my car ins would have been $1500 more so I switched to Progressive which was a few hundred less (than in PA) for the same coverage. Two years later, our home owners insurance massively went up (we had it thru a separate agency because it was cheaper at the time). We priced around and have been with State Farm for three years. All of the policies are combined (full coverage auto for 2 cars--2010,2017, homeowners, and my husband has an additional policy for something). In 2021 it was $325/month, 2022 $328/month, and this year $395/month (that's for all of the policies combined and spaced out/$500 deductibles). No auto accidents/tickets in 20+years and no home claims. Yes, I think the price is high. However, when I factor in that my house is worth 30x what my home was in PA and my homeowners insurance there was much much more....I'm cool with it. In addition to weather damage for increased prices in FL, one also has to factor in inflation for replacement costs, and the $billions in additional claims that companies have to cover for other cities in states that promote theft and arson. Someone has to pick up that tab too! My tips on keeping costs low: price compare, combine polices, look over your policies (there might be things your paying for that you dont need or are duplicated in something else), and vote accordingly (one can disagree but this is the easiest way to save money overall). Good luck and blessings to all.
@Explorcation
Жыл бұрын
Thanks so much for taking the time to share your story. You are clearly a very reasonable thinker. It is very true that most of the people that are complaining about 30% increases in their insurance aren't saying anything about the 30% increase in equity in their homes! Your tips seem to be some great ones as well. Thanks again for sharing!
@katenpam6716
11 ай бұрын
We pay $260/mth for car ins on a 2015 4 door sedan with only 95,000 miles on it & bought it with 42,000 on it. Needless to say, we don't drive often or far. I'm currently disabled & unable to work & my spouse works from home so we drive maybe 3x a week at most just to the grocery etc. We've never had a ticket. We had an accident 2 years ago when we were literally stopped on the highway due to traffic and someone slammed into the back of the car. Their insurance paid for the bumper replacement. The car is also paid for and not sure if that changes the rate since you no longer owe the bank any $. We've lived in FL 7 yrs. Our deductible is $500 and considering bumping it up to $1000, but $1000 is a lot to come up with all at once. We do have rental ins and towing. We come from the Midwest where the same ins was $75/mth. I've been trying to figure out a way to lower our rate since we do only own 1 vehicle & the accident was not our fault, never had a ticket and only drive about 500 miles a month, if that. We currently have Progressive. Any ideas on lowering costs would be helpful! Thanks all!
@Explorcation
11 ай бұрын
@@katenpam6716 the cost difference between similar coverage in the midwest vs Florida is crazy! The best tip we've found is to shop around and get quotes from multiple companies, even the companies that don't sell insurance through brokers.
@denisepettke-price9913
Жыл бұрын
We have Gieco and have had for over a year. Had Progressive previously and they jacked our rates up so badly, we had to change. That being said, it is a pain to do, but everyone should check into insurance rates at different companies every 6 months to every year. Insurance rates vary and flipping back and forth can get better deals. Check brokers and check companies on your own. If you just stay with a company they increase rates knowing you're too lazy to search elsewhere.
@Explorcation
Жыл бұрын
Thank you for sharing, Denise. We would have our broker re-run our quotes each year, but this was the first year we actually had our own quotes run with companies outside of our broker. We probably should have started doing that long ago! I agree that they'll definitely take advantage of people who don't make the effor to shop around.
@Bicyclechris
Жыл бұрын
Great video guys! My wife and I are planning a move to Tampa in the winter, and although this is newsworthy it isn’t surprising to me. When we were in Florida back in March to visit family, we saw more of the usual; heavy traffic, fast drivers, following to close, and little or no turn signals. :) We we’re rear ended in the freeway during stop and go traffic in Ocala on our way from Tampa to Gainesville. Thankfully we had our rental car covered under our Amex Platinum card, which fully covers rental car insurance. What I’m also interested in seeing is the trend in homeowners insurance costs following the recent changes made in the Florida State legislature. Overall, we will be getting a price break for our cost of living by moving to Tampa from Washington State. Right now one of our expenses is paying a largely inflated car registration fee to fund light rails from Seattle to the east side. We are paying over $700 per year to register our two vehicles.
@Explorcation
Жыл бұрын
Oh wow $700 a year to register vehicles seems pretty insane. You'll save a good amount on registration here in FL, although that will likely all go into the inevitable increase in auto insurance. Overall we know the cost of living here in FL is still better than many places, so we try not to complain too much. We hope your move this winter goes smoothly and that you enjoy the Tampa Bay area as much as we do!
@katenpam6716
11 ай бұрын
You will have an initial $215 flat fee at the Tax Collector from moving out of state to Florida. They will want your title switched over to a Florida title which costs add'l. We had one vehicle 2015 when we moved here in 2016. Our entire DMV bill was about $500 and you only have 10 days to register your vehicle or pay an add'l fee. Once you have a FL license plate, your renewal is like $40 a year which is very inexpensive, but that first trip to the Tax Collector (what they call the DMV here) is a shocker!
@Bicyclechris
11 ай бұрын
@@katenpam6716 Thanks for the tip! I don’t mind paying that to get registered, because I pay for more than that every year just to renew our vehicles. Gas prices are also far lower as well, I’m seeing that in the Tampa area gas prices are around $3.78 per gallon for regular, whereas we are paying around $5.29 per gallon up here in WA. Couple that with our 10.3% sales tax, and the other sky-high costs, overall our family will be seeing a significant cost of living reduction once we move. To put it i to perspective, my wife and I live in a suburb pf Seattle, near Microsoft and Nintendo HQ and with a combined income of around $300,000, we are living in a lower middle class neighborhood. We live in a smaller 1,700 sq. foot home built in the 1970’s which cost $640k in 2018, and now would sell for in the upper 800k price range. Florida offers a far better style and cost of living from our perspective, even if we took a 20% income cut to move to FL.
@Explorcation
11 ай бұрын
@@katenpam6716 thanks for sharing what it cost and your overall experience, comments like yours are so helpful to others planning a move to the area.
@mistrfinga
9 ай бұрын
My girlfriend, mid 30's, zero accidents, insurance on 2 cars, one paid off went from $520-1100 a month. Literally doubled. Progressive insurance. She called the general and got same coverage with limits for 480. It's crazy as she has a flawless driving history.
@Explorcation
9 ай бұрын
Yeah, it really is crazy to see those types of increased with flawless driving history. Thank so much for taking the time to share your girlfriend's experience.
@dimitriberozny3729
8 ай бұрын
The thing about the General,is they don’t offer full coverage in many states. BE CAREFUL WHAT YOU BUY.
@mistrfinga
8 ай бұрын
@@dimitriberozny3729 we were going for cheap, not value. Just trying to get by in this current economy.
@Explorcation
8 ай бұрын
@@dimitriberozny3729 we always recommend doing research before making any decisions for sure!
@mikeallen3646
4 ай бұрын
today the same happened for me it was 540 per/mo now 972/mo no accidents no tickets! ridiculous ! got quates from multiple companies!
@rhondalyn100
Жыл бұрын
I always love when you spice up the channel with videos related to more practical issues with living in Florida. It all seems so sad to me...inflation in general and the Big Squeeze corporations are putting upon average citizens in the name of greed. I wonder if there will come a time when you and Jaime will decide living in Florida is simply not worth the cost. Great job with this one, Skylar! 🙂
@Explorcation
Жыл бұрын
Thanks so much, Rhonda. We often wonder if that time will come as well. We've watched St. Pete slow become more and more of a big city, with skyscrapers going up all over the city and cost of living going up right with them. For now we still can't think of a place we'd rather live, but who knows what the future will bring! If we end up spending most of our time traveling, it may make sense to have a home base that's a little less pricey than Florida. But then again, it's so nice to always have a warm, sunny place to come back to!
@steveanthony5530
Жыл бұрын
Florida is a “no fault” state. I’ve lived here (Manatee county) less than a year and not sure how/if this impacts auto insurance. About four months after moving here I ran a very unscientific experiment regarding the amount of advertisements on TV that are from lawyers. Watching the FOX 13 news from Tampa on a Tuesday morning from 6 to 7AM during each commercial break 3 out of every 5 commercials involved lawyers and, specifically legal services for auto accidents. The amount of advertising on TV and billboards for legal services is quite dramatic for someone moving from another state.
@Explorcation
Жыл бұрын
Yeah, you kind of get used to it and grow to think it's the norm after living here for so long, but then when you travel and don't see the billboards and commercials anywhere, you realize how messed up it really is here! Thanks so much for sharing your experiment... it's definitely a bit dramatic!
@ikreate4u
Жыл бұрын
Thank you for this video! It was posted right on time. I am experiencing the same with insurance as a Sarasota resident getting slammed by doubled HOA fees as well. I am looking today into St. Pete and surround for a possible move. I thought of your channel and a video you did that showed around the St. Pete neighborhoods and clicked on KZitem to rewatch it and some others.
@Explorcation
Жыл бұрын
Thanks so much for going back and watching some of our St. Pete content. We really do love it here. That said, I think auto insurance rates are actually a bit higher on average here than in Sarasota, but there are obviously still many advantages to living here over Sarasota. Then again, Sarasota has it's advantages too. We just hope you end up in the place that's best suited for you.
@greg33770
Жыл бұрын
Ya....a few years ago when my regular big nationwide company went up, again, and thats with no tickets, and never a claim, I called an independent Insurance agency, best thing I did, I told them "find me the cheapest".
@Explorcation
Жыл бұрын
Yeah, we've always had our broker shop rates every year, but this was the first year we shopped rates for ourselves outside of our broker. We probably should have started doing that long ago!
@devinstallworth1558
11 ай бұрын
same thing i did
@ramunegaizutis1286
Жыл бұрын
Wow! So expensive! I'm now paying about $69 a month here in Ontario, Canada for a 2019 Hyundai Tucson. We did switch insurance companies this year as our rates went up with the old company. Shopping around is key! Thanks for the interesting and informative video 🙂
@Explorcation
Жыл бұрын
Wow, I'm not sure if you can even ensure a motorcycle for that here in St. Pete. We agree 100% that shopping around is key!
@ramunegaizutis1286
Жыл бұрын
@@Explorcation , I suppose that's part of the price for living in paradise! 🙂
@Explorcation
Жыл бұрын
@@ramunegaizutis1286 it sure is!
@jasonknight5863
11 ай бұрын
@@ramunegaizutis1286we payed something similar on each car coming from Minnesnowda but like Ontario Canada not many people live in those snow bound states in comparison to the 23 million that live in Florida. That alone makes the insurance rates rise. Our 12’ S.U.V went from $58 per month right away to $75 per month with State Farm (having always a perfect record and being in our 40’s) and just jumped to $98 per month this year. Ah well our house jumped in price from $650k to $875k in 2 years. Which it wouldn’t have in 25 years living in Minnesota. So there’s that plus no state income tax and perfect weather year round and much less mosquitos. Like 80 % less!
@TravelInteresante
Жыл бұрын
So interesting you made this video around the time we have just signed of for a car insurance! The price increase dropped our jaws and they said they will increase even more sooner that later!
@Explorcation
Жыл бұрын
So sorry to hear that you guys are feeling it too. It sounds like rates are going up almost everywhere. You would expect some inflationary increases, but it seems like most people are seeing 20% increases or more!
@PrimeTimeTravelers
Жыл бұрын
Nice vlog idea! Travel and exploration requires a car so this was helpful. We use Progressive and have a 2011 and a 2018 car and we are set to renew Sept 1st for $1200 for 6 months. We also use the pay in full option which saves us a TON. Have a good week! Hope this helps.
@Explorcation
Жыл бұрын
Your rate is real close to what our lowest quote came in as. You'd think ours would be lower because our vehicles are older, but I know it all depends on where you live as well. Apparently rates in St. Pete are even higher than most FL cities.
@charleneh8084
4 ай бұрын
I used to race a lot, had a bad driving record when I was younger, now I have a perfect record. I have a 2002 corvette, 1100 hp, a 2017 Denali truck, a 2014 Chevy Malibu and a 2011 97-X Saab suv. It cost us $$4200 for the year for all of them, I pick and chose the coverage with Liberty Biberty
@Explorcation
3 ай бұрын
Thanks for watching and taking the time to share your story, Charlene!
@reginathornton7433
11 ай бұрын
I have Geico. I pay $70.00 average on a monthly automatic payment from my credit card. I have a 2002 Hyundai Santa Fe. Never an accident or ticket. (One ticket at an airport. I had to pay City of Clearwater for being in a tow zone. It was DARK & I didn't see the sign 20 feet away.) AM staying with Geico cuz I know they have Capital - ASSETS. (A friend went with another local small company & she couldn't get any payment. The court said they had no money, but they took hers.)
@Explorcation
11 ай бұрын
Thanks for sharing and such a good point, Regina. When you are owned by Warren Buffet/Berkshire Hathaway, you sure do have assets, and their customers should never have to worry about their ability to pay up!
@BPink-ke7jy
Жыл бұрын
Hi, thank you so much for this video. I live in North Carolina and me and my family were recently vacationing in Indian rocks Beach. We could not help but notice all of the billboards about auto accidents. We did notice a hike increase with our insurance here in North Carolina as well. Our insurance is going to double soon because we are adding our teenage son to the policy. State Farm is our insurance company and they offer a discount because we also have home owners insurance with them as well.
@Explorcation
Жыл бұрын
Yeah, the amount of lawyer billboards is quite disturbing. Something we should have mentioned in the video is that you can get extra bundling discounts. We actually had forgotten that our renters insurance is affiliated with Geico, so our quote with them got even lower!
@ScullyPop
Жыл бұрын
This is a good video for you, because insurance can be very important if you travel a lot.
@Explorcation
Жыл бұрын
Absolutely! Thanks for taking the time to comment, Scully!
@BobCarlson
Жыл бұрын
So get this! My homeowners used to be $1400 when I bought this house 8 years ago. It ticked up to $4000, then my company went out of FL. The company who picked it up just sent me a renewal for over $8000 with a $16,000 deductible. I’ve already put in weeks worth of frustration in getting a better deal. Even going to Citizens will cost me 20% more than last companies quote. My best bet is to cancel the ins and make friends on the other coast in case of disaster.
@PickledHam
Жыл бұрын
I agree. There is power in numbers. If enough people cancel their insurance then they will be forced to lower the premiums.
@BobCarlson
Жыл бұрын
The increased car ins is tough enough but I simply can’t make that kind of payment for homeowners. I fortified my house with hurricane glass and doors. I’m not near water. I’ll take my chances.
@Explorcation
Жыл бұрын
That is insane, Bob. I think I'd be taking my chances at that point as well. Do what you can fortify the house and bank that $8k a month and hope you neve need to use it.
@doug2078
Жыл бұрын
Wow Dude !! Thats one hell of an increase. I have never heard anything good about Geico !! I'd Keep looking !!
@Explorcation
Жыл бұрын
Yeah it was quite the shock. You don't tend to hear too much about good experiences people have with insurance companies... only the bad ones. If you have an insurance company that you've had good experiences with, I'd love to hear about it!
@nca877
Жыл бұрын
I moved from Florida (Tampa) to Nashville and my auto insurance doubled.
@Explorcation
Жыл бұрын
Wow sorry to hear that. Ours went up 20% or so just from moving from Sarasota to St. Pete, and that was before the huge increase this year.
@nca877
Жыл бұрын
@@Explorcation I'm moving back to the Clearwater/Tarpon Springs area next year so who knows what will happen to mine lol
@Explorcation
Жыл бұрын
@@nca877 who knows...especially after another major hurricane landfall on the gulf coast here. Both Tarpon Springs and Clearwater Beach experienced storm surge :(
@LucasWorldTravel
Жыл бұрын
Wow! That’s such a huge price increase! It’s hard to budget when the cost of living shoots up like that. Glad you found a better option though!
@Explorcation
Жыл бұрын
Yeah, everything keeps going up, but a $1k per year increase in insurance was something we just couldn't accept. We would have sold one of our vehicles before we agreed to pay that!
@patriciajuszak5784
Жыл бұрын
I think this is happening everywhere, I just found out here in California my rates are going up over $100 a month and now I will have to pay 2 months worth at renewal and the remainder split up monthly instead of just paying monthly like I do now. That's going to hurt.
@Explorcation
Жыл бұрын
Yeah, I'm sure it is to some extent. I think it's rising faster than most here due to the rising population and hurricane size/strength, but each area of the country have there own factors that can make rates go up... and unfortunately it sounds like in most places they are! $100 per month increase is no joke... we're feeling lucky now that ours is going to only end up being around $30 per month higher.
@user-fw3gz6wd1v
9 ай бұрын
Good video.Most of all it is car insurance
@Explorcation
9 ай бұрын
Thank you!
@shturmovik3033
11 ай бұрын
We need to get the public transportation (trams?), better busses, dedicated bike lanes, and walking paths enhanced in downtown St. Pete. The idea is to get rid of cars in urban St. Pete and start extending good public transportation into the nearby “suburbs”. Walkability St. Pete.
@Explorcation
11 ай бұрын
Personally, we're all for it. We like using public transportation (when it is clean/safe), and we love biking as well. That said, we realize that a lot of people don't enjoy either of those things, and I think the general population needs to be in favor of it. I think younger people are generally more in favor of it and that it's trending more in that direction. Perhaps the general population would already support it. If not, maybe in the not distant future?
@Jimbofromemfo
Жыл бұрын
We are in Clearwater now at a resort and then on a ship on Monday. I thought the drivers in Memphis Tn were crazy!
@greg33770
Жыл бұрын
LOL !!😂 Welcome !
@Explorcation
Жыл бұрын
Yeah, you haven't really experienced crazy until you've spent a few days driving in Florida 😂
@mistrfinga
9 ай бұрын
It's not Floridians. It's the vacation/business travelers not knowing where they are going and driving in the far left lane(which USE to be the fast lane but now I use the far right lane and pass the slow train style left lane now) and swerving across multiple lanes at slow speed because they just missed their exit. Locals use back roads and try to avoid major roads.
@genehinders9639
Жыл бұрын
We're in Iowa and ours went up a little since last year...a 500 increase. We're at around 3200 per year and that is with two 2020 vehicles with full coverage. My old 66 Mercury runs 79.00 per year as it gets less than 5000 per year put on it.
@genehinders9639
Жыл бұрын
That's 500.00 dollars not 500% of course
@Explorcation
Жыл бұрын
That's a pretty hefty increase too, Gene. I had read that Iowa is one of the lowest priced spots to insure a vehicle, but that's still getting pretty pricey! Just out of curiosity, what's the model of your '66 Mercury. My dad's had a few 60's Mustangs over the years... I love them, but I've always loved the Cougars a little bit more!
@charleneh8084
4 ай бұрын
Do you have the right to pick the type of insurance if you own your vehicle? I’m in MA, and I never ever get full coverage. It’s just to much money, & not worth it for an older vehicle to me
@Explorcation
3 ай бұрын
Yes, we do have the option to go liability only here... unfortunately the cost for us was still around 75% of full coverage.
@reginathornton7433
11 ай бұрын
Was hit in an intersection by 2 illegal aliens. They ran, police chased them on foot & caught them. They had no car insurance. I didn't want my car insurance rate to go up, so I paid for the damages myself. Wasn't too much.
@Explorcation
11 ай бұрын
Ugh what an unfortunate situation... and what kind of world do we live in where someone else can run into us and yet our insurance rate goes up as a result of it. It's crazy. We're glad to hear that the damages were minimal at least.
@iluvutube4886
5 ай бұрын
Oh yeah. This administration gives illegals everything for free, even a license to drive without insurance! But you're required to carry insurance! From my own experience, I was hit by a driver of a stolen vehicle and he ran, never found; my own insurance company paid the full value of my vehicle via my uninsured motorist coverage. My rate did not go up because I was not at fault. You pay for uninsured motorist coverage, use it!
@dimitriberozny3729
8 ай бұрын
The Miami condominium boom of the late 90’s-early 2000’s RUINED FLORIDA!! Made real estate EXPENSIVE! The good old days in Florida,pre 1996,you could buy a nice mobile home for $15,000 cash with the land under it,and live like a king!! NOWADAYS,you are SCREWED!
@Explorcation
8 ай бұрын
Thanks for watching and taking the time to comment and share your experience. It is definitely unfortunate how much prices have increased.
@douglasbailey1947
Жыл бұрын
Can you talk how do you cost 💲 license and plate transfer over
@Explorcation
Жыл бұрын
Hi Douglas. Registration fees related to motor vehicles can be found via the link below. I hope this helps. www.flhsmv.gov/fees/
@carolyn_s
Жыл бұрын
Thank you for this information. How are the registration tag fees? Is it based on the value of your car and how long it has been in the state for? That is how it is in Arizona for us. It was a sticker shock from Illinois, where everyone's was $99.00 (at least back in 2013).
@Explorcation
Жыл бұрын
I believe registration price is based on vehicle weight. The actual value and year of the vehicle does not matter.
@carolyn_s
Жыл бұрын
@@Explorcation Interesting.
@jasonknight5863
11 ай бұрын
It’s like $45 to $55 per car for us. But with newer cars less than 10 years old I believe it’s $250 or so to bring your car into Florida. Which is not there on older cars. Which was good with us!
@carolyn_s
11 ай бұрын
@@jasonknight5863 Thanks for that information!
@stevenjohnson8736
7 ай бұрын
@@Explorcation here in California it does
@patriciajuszak5784
Жыл бұрын
Wow, interesting that Geico came in lowest. I worked for Geico many many years ago (we're talking early 80's!) and at that time it was considered "elite" auto insurance. Very interesting video. As we plan to move to Florida next year it's good to be prepared!
@AB-fe4ee
Жыл бұрын
GEICO was never really elite but they once liked to promote that perception. I worked SIU for GEICO after retiring from LE and would not recommend them to anyone unless they didn't have a choice.
@patriciajuszak5784
Жыл бұрын
@@AB-fe4ee I just remember that I couldn't afford it! They had another company called Criterion that wasn't as expensive. And by "elite" I mean "expensive"! Again we are talking 40 years ago.
@Explorcation
Жыл бұрын
Yeah we were honestly quite surprised by it too. As of now it's still the lowest. Their online ratings are mostly ok, but the comments on here have definitely made us think twice about it. Considering we don't drive a whole lot and haven't had an insurance claim in 8+ years, we'll probably just end up with going with them because they are still the cheapest by $200+ per year.
@AB-fe4ee
Жыл бұрын
@@Explorcation if they are significantly cheaper for the same coverage it will likely be worth the risk. As a fraud investigator I saw they treated customers poorly when the claim was not completely straightforward but they will pay the straight forward claims quickly and do not wish to be sued. They are a solvent company, which is extremely important.
@Explorcation
Жыл бұрын
@@AB-fe4ee that is sad to hear they treated customers poorly in some situations, thank you so much for sharing your experiences and knowledge.
@bigd9260
Жыл бұрын
The explosion of Suburbia in a Hurricane prone region is the problem. Large cities and rural countryside fair far better in a Hurricane but tightly packed mcmansions with 100k of new vehicles parked in the driveway... is a real liability.
@PickledHam
Жыл бұрын
Looking on the of the inside of the box. If there are about 16.5M licensed drivers age 19+ in FL and 20% don't have insurance. That's about 3.3M people getting away with it. So why not be part of the majority of the 1 in 5 people that saving money by not having insurance. Apparently the enforcement and penalties are not very severe. As a reference In Tennessee, where I am from , almost 25% of drivers don't have auto insurance. Which indicates an enforcement problem, considering my auto insurance is only $497 per year. I drive a 2013 Fiat.
@Explorcation
Жыл бұрын
It would be interesting to know what the penalties are for getting caught driving without insurance... and what the breakeven point would be (how often you'd have to get caught to pay the equivalent of what you'd spend on insurance). I can't say we have any intentions on taking that risk, but I can certainly understand why some people do. I agree that these ridiculously high numbers definitely does suggest an enforcement problem.
@kevinblanc1741
8 ай бұрын
Lol your license will get suspended, then your insurance rates will increase even more 😂
@floridacycling4842
Жыл бұрын
Off topic but somewhat related...we're getting a letter today from our Home Owner Insurance. I assume it's a "we're exiting Florida" announcement.
@Explorcation
Жыл бұрын
Ugh we sure hope that wasn't the case, but wouldn't surprise me if it was.
@henflo5402
8 ай бұрын
My insurance literally doubled
@Explorcation
8 ай бұрын
Ugh so sorry to hear that. It's so frustrating.
@dimitriberozny3729
8 ай бұрын
Drop your insurance!! Then all the insurance companies can go BANKRUPT!!!
@devinstallworth1558
11 ай бұрын
i got mines down to 90$ 326 two years ago 160 last year
@Explorcation
11 ай бұрын
Wow you don't hear stories about insurance rates going down to often. Congratulations and thanks for sharing!
@raylebrun2885
5 ай бұрын
Anyone have haggerty? Are they high as well?
@carolyn_s
Жыл бұрын
Also, what about renter's insurance? How are those averages?
@Explorcation
Жыл бұрын
I believe ours is just a little over $100 per year, but I have no idea how that compares to national averages.
@carolyn_s
Жыл бұрын
@@Explorcation That is reasonable. Thanks!
@Explorcation
Жыл бұрын
@@carolyn_s YW!
@UHaulShorts
Жыл бұрын
Hasn't state farm moved out?
@Explorcation
Жыл бұрын
I believe we had heard that Farmer's had moved out. I'm pretty sure State Farm is still around. Either way, there's way too many insurers with the "farm" in the name 😂
@user-te6xy7sf6o
9 ай бұрын
How about 115 % 😢
@Explorcation
8 ай бұрын
That is outrageous... sorry to hear about your experience.
@WayneMcFarland
Жыл бұрын
Florida desperately needs two things: traffic enforcement and tort reform!
@Explorcation
Жыл бұрын
Agreed on both, Wayne!
@stacyhannah4112
3 ай бұрын
Price gauging. Floridians are getting it all over. We are being invaded and replaced by hundreds moving here daily, rent increased exponentially, and DeSantis has not done a thing about the price gauging.
@Explorcation
3 ай бұрын
Prices definitely have been rising in nearly all other areas too, but insurance is where it's hit us the most (and groceries).
@stacyhannah4112
3 ай бұрын
@@Explorcation I finally dumped Geico and went to John Beck here in Jacksonville. I literally cut my insurance bill in half with the same coverage.
@Explorcation
3 ай бұрын
@@stacyhannah4112 that's great you were able to find a much better rate with the same coverage, we've actually not heard of John Beck insurance before
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