Thanks For Watching.
Contact Us : 9544036600
A home loan, also known as a mortgage, is a type of financial arrangement in which a lender (usually a bank or a financial institution) provides funds to an individual or couple to purchase a residential property. The borrower agrees to repay the borrowed amount, along with interest, over a predetermined period, typically ranging from 15 to 30 years.
Home loans enable people to realize their dream of owning a home by allowing them to spread the cost of the property over an extended period. The property itself serves as collateral for the loan, which means that if the borrower fails to make the required payments, the lender has the right to take possession of the property through a legal process called foreclosure.
The terms of a home loan include the loan amount, interest rate, repayment period, and monthly installments. The interest rate can either be fixed, remaining constant throughout the loan term, or variable, subject to market fluctuations. The borrower's credit history, income, and financial stability are key factors that influence the loan approval process and the terms offered.
Overall, home loans play a crucial role in enabling individuals and families to purchase homes without having to pay the entire cost upfront, making homeownership more accessible to a broader range of people.
=====================================
Subscribe To Our Channel For More Videos: / @hometechmalayalam
=====================================
Follow Us On Social Network
► Website - homedotapp.com
► Facebook - / hometechmalayalam
► Twitter - / hometechchannel
► Instagram - / hometechchannel
☎For business enquiries: francishometech@gmail.com
☎Mobile: 9544036600
=====================================
Camera & Editing by : Eldhos Onachan - / eldhosonachan
=====================================
My Gears
Camera : Canon EOS R5
Lens : Canon RF 16 mm & EF 50 mm
Mic : Rode Wireless GO II
Gimbal : MOZA Air 2S
Tripod : Manfrotto 290 Xtra tripod
=====================================
©NOTE: All Content used is copyright to Home Tech ™. Use or Commercial Display or Editing of the Content without Proper Authorization is not Allowed
©NOTE: Certain Images, Music, Graphics which are shown in this video may be copyrighted to respected owners
=====================================
Important : Hometech Malayalam KZitem channel is only providing Solutions and suggestions for your home and home related doubts which are known to us or known from professionals in the related fields.
We only provide suggestions or remedies and are not responsible for any problems caused due to that.
If you are requesting for professionals we are only providing details of the professionals who are experts in their fields but we are not responsible for any loss of money or work related issues or quality of work done by them.
We are only helping you to find a professional for your work needs and it is your responsibility to check and confirm the work quality and assure before starting the work by connecting with the professionals.
DISCLAIMER This video doesn't contain any harmful or illegal matters. This is strictly KZitem guideline friendly. Do not try to upload my videos without my permission under any circumstances. If you do so it will violate the KZitem terms of use or have to express permission from the copyright owner.
#homedot #homedotapp #hometech #kgfrancis #hometechmalayalam #vlog #hometour #constructionmalayalam #Keralahome #homeconsultant #homedecor #keralaconstruction
Негізгі бет ഹോം ലോൺ അറിയേണ്ടതെല്ലാം | Home Loan Malayalam 2023
Пікірлер: 54