WARNING! Please please be wary of bots that are trying to impersonate me in the comments. Lately, they have been offering "Coaching courses" and trying to get you onto WhatsApp. This is not me it's a scam. I will never try to contact you; you can only get in touch with me via the link in the description of the videos. My audience skews heavily to older people who are more likely to fall victim to scams. So if you see any comments from bots, please report them. It's really helps to protect others in the community. Thanks in advance!
@adambritain5774
2 ай бұрын
There’s a ‘decision’ of the videos is there…? 😂
@RobCLynch
2 ай бұрын
@@JamesShack yes I've just received an invite to the coaching course, with a WhatsApp number to add lol. I've reported it.
@jonasking3670
2 ай бұрын
Also there are the bots that comment on their own posts under different accounts in order to fool people into looking up some “advisor”. You can tell it’s happening because the responses don’t sound like how someone would respond to someone else.
@JosephCarlsonShow7
2 ай бұрын
How to contact you?
@guyr7351
2 ай бұрын
@@jonasking3670yes these are so annoying and to most of us obviously so fake. Mr/mrs so and so grew my £10,000 or doubled it in a month blah blah blah. If you click on them and report them they get deleted but I guess the bots just re post.
@AnthonyJustice-i9x
21 күн бұрын
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Brooke Miller.
@Piligarcia-zs7bo
21 күн бұрын
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
@ReuletRikki
21 күн бұрын
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
@GertonTootle
21 күн бұрын
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
@masterotrunks
21 күн бұрын
I'm new at this, please how can I reach her?
@DebbieSimone
21 күн бұрын
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
@CameronFussner
Ай бұрын
Sometimes Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.
@JohnsonAshley-sy3lx
Ай бұрын
Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin ,While also continuously learning from mistakes and improving
@RaybellarayRay
Ай бұрын
Many overlook that banks are return-driven businesses. I don't trust keeping a large sum in a bank. Instead, I invest with guidance, enjoy the benefits, and save for retirement.
@BernardFrederick-tk7un
Ай бұрын
After the '08 financial crisis, I've learned not to trust corporations. Since 2020, I've been investing with a financial advisor and have had no major losses, so I'm not going back to relying solely on banks.
@Bellaelena549
Ай бұрын
@@BernardFrederick-tk7un Market behaviour can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
@Bellaelena549
Ай бұрын
Market behaviour can be complex and unpredictable. Mind if I ask you to recommend this particular coach to whom you have used their services?
@sirheisenberg4459
29 күн бұрын
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
@MarcyLoccy
29 күн бұрын
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
@belobelonce35
29 күн бұрын
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
@Tanner-c2m
29 күн бұрын
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
@belobelonce35
29 күн бұрын
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@PremSteve-yg4de
29 күн бұрын
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@spivvo
2 ай бұрын
I am a retired institutional fund manager (36 years in the industry). I’ve seen it all from the inside and agree with 100% of what this gentleman is saying. The money that wealthy people put into alternatives is their “fun money” the equivalent of an ordinary person buying a few lottery tickets. They kid themselves that itis diversifcation but it’s just thinly disguised greed and generally what they gain in return they give away in fees…. And that’s the lucky ones. So good to see such sound advice being given.
@nigairlines
2 ай бұрын
Plus people tend to focus on making money investing whereas the way to make more money is by increasing or having a good income. Most of them didn't study and think they'll become rich by trading or investing, at this point it's the same as buying a lottery ticket.
@tamwilfred
2 ай бұрын
Greed or the feeling of hitting it big. Most of my investments are in index funds but I use a small percentage of my portfolio value and invest in single stocks and alternative investments. I fool myself in thinking maybe I see something people don't see yet. I just want to speculate sometimes. I treat them as a lottery ticket. Sometimes people need some excitement in investing. Nobel Memorial Prize-wining ecnomist Paul Samuelson famously stated that "investing should be dull, it shouldn't be exciting; investing should be more like watching paint dry or grass grow". Maybe I just want to add an expresso in my coffee to get a little excitement but I'm not betting the entire farm on some of my speculative investments.
@RudiNesta
2 ай бұрын
Totally agree with this!
@SoledadHughes-q2i
22 күн бұрын
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
@KevinAnderson-g1q
22 күн бұрын
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.
@SlavoPetrovic
22 күн бұрын
It all depends on how long you're willing to hold for, stocks might likely tank further, but making serious gains in this downtrend wouldn't be a problem if you're a pro. Reason I decided to work closely with an brokerage-adviser ever since the market got really tensed and the pressure became so much(I should be retiring in 17months) so I've had an brokerage-adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
@ErikaBailey-x8g
22 күн бұрын
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@SlavoPetrovic
22 күн бұрын
Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@StalinGrabovsky
22 күн бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@juriteller3688
2 ай бұрын
No, do NOT copy them, they invest like this because they are already rich. If you want to get rich do NOT copy them.
@tobiaskallweit3911
2 ай бұрын
^ this.
@alansach8437
2 ай бұрын
Correct! They can afford to take a big hit and ride it out, or "buy the dip", throwing more money in. The average person may not be able to afford that.
@ronmexico6241
Ай бұрын
@@gyrate98were u ever poor? I've been wealthy since 20 years old , self made. You sound like an ass...
@crimediaries1143
Ай бұрын
Great point. Also, the percentages can be misleading. For example, they have roughly $5M in bonds and $10M in equities. Their absolute amounts invested in these asset classes are much greater than the average investor.
@TheBryanmauro
Ай бұрын
My thoughts exactly. When your that wealthy you need to hide your money in tax shelters.
@Greylocks129
2 ай бұрын
If you don’t understand it don’t invest in it…
@JamesShack
2 ай бұрын
Agreed.
@jollama
2 ай бұрын
All my investments are based on what influencers say and I’m up 15% overall despite not understanding a single thing they said
@niallrunswick938
2 ай бұрын
@@jollama precarious
@jollama
2 ай бұрын
@@niallrunswick938 I’m sure VOO, QQQ, SCHD, VGT, and DGRO are precarious
@Greylocks129
2 ай бұрын
@@jollama is it sustainable over 40 years?
@AnOldGuy164
2 ай бұрын
My wife and I are 75. We have always invested 100% in stocks. The broad market. We set a goal for the annualized return. The broad market gave us that and more. There was and is no need for us to look for other investments.
@gorkyd7912
2 ай бұрын
The investment strategies that worked for boomers in the most prosperous decades in world history are unlikely to continue working for their children.
@rgarri6396
2 ай бұрын
You have done good as of today, pray you get to keep it! You made it to the top, don’t fall off, it’s a long way down.
@tigerrx7
2 ай бұрын
You’re also looking at data for people who are in wealth preservation, not aggressive wealth creation
@wulfrunian77
2 ай бұрын
Always top notch advice James The only finance influencer people should listen to
@JamesShack
2 ай бұрын
Thank you for saying so!
@nextlevelcooking9039
2 ай бұрын
There are a handful of hedge funds I absolutely would love to invest in. The only problem is I don’t meet the $10 million minimum investment requirement 😂
@JamesShack
2 ай бұрын
Haha exactly.
@williewonka6694
2 ай бұрын
Consider yourself lucky.
@g.t.richardson6311
2 ай бұрын
Most Hedge funds have a long history of hitting the big time for one year Out of 10 or 15 years and making 116% return, And then go on a nine year run of losing 15, 18, 22, 27% etc
@jamesodell3064
2 ай бұрын
@@g.t.richardson6311 And bragging about their one time hit to get more investors.
@Jakeyosaurus
2 ай бұрын
Great video as always, was wanting to see a video touching on venture capital!
@JamesShack
2 ай бұрын
You're very welcome!
@theemannetje2096
2 ай бұрын
Keep up the videos jakey!
@al4xs
2 ай бұрын
The longer I have been into investing as salary increases etc the more I am favouring simplicity. All world Etf in an isa, some cash savings accounts and obviously heavily into S&S SIPP with higher rate salary. My individual stock picks have not really done better than S&P. And when you at in time, effort, keeping up with news etc... It's just not worth the hassle. The mega rich live in a different world. Cant really apply same logic to the average person.
@tamwilfred
2 ай бұрын
Stock picking can be challenging. For most investors, broad-based index ETFs are an excellent way to build wealth. However, if you enjoy researching companies and allocating a small portion of your portfolio to individual stock picks, it can be an engaging and potentially rewarding experience. That's my approach - using a small percentage to make informed bets and add a touch of excitement to my investment strategy. For example, I was fortunate to recognize Apple's potential in the mid-2000s and invested a small amount that has grown significantly.
@Insertnamehere3000
2 ай бұрын
In my experience many rich people are directly investing in real estate leveraging debt so they don’t have to pay much tax. I suspect this is more common vs purchasing units in a fund.
@williewonka6694
2 ай бұрын
really good point. Instead of income and Capital gains, they live on debt, which is not taxable.
@lystraeus-
2 ай бұрын
Great video, James! However there is one asset I want your opinion on: farmland. Unlike residential property (over-exposed for most) and commerical property (business cyclic, rich people's fun money, just a sector fund in the case of REITs) it actually does offer a distinct asset class. However, it's extremely hard to get into unless you're a farmer. And as far as I've seen, there's no direct property fund investing in farmland in the UK.
@danielberger3669
2 ай бұрын
kzitem.info/news/bejne/1Yublqd4cGSahXY Same principle would apply to farmland ;)
@OllieX123
2 ай бұрын
Rich people already have plenty of money and don’t need to build wealth, they just want to conserve it. So they’re gonna go for less risky assets, but for the rest of us we still need to build it.
@leonhenry4861
2 ай бұрын
Exactly, if they already earn 500k+ after several years or earning it, it’s really about keeping that cash safe and away from taxes and messy divorces. The rest of us are trying to turn 100k into 1 million, which is why a lot of us lose money.
@lupin8750
2 ай бұрын
Too many bots in your comment section but great video as always
@JamesShack
2 ай бұрын
Tell me about it
@A-Name-101
2 ай бұрын
The mantra KISS is usually the best rule to follow. So for me that is low cost tracker funds in an isa & pension.
@Jeffybonbon
2 ай бұрын
The majority of homes in the past 20 years have not beaten Inflation
@BlaBla-jj6sh
2 ай бұрын
@@Jeffybonbon Neither has your wage. And as far as homes are concerned: they are all about one thing: LOCATION. Homes in popular locations have absolutely beaten inflation - and then some.
@sinematographers3344
2 ай бұрын
Larry Fink says BlackRock’s deal to acquire Preqin could lead to indexing private markets
@edwardkenworthy7013
2 ай бұрын
"Private Equity Firms Are Typically Very Dishonest" kzitem.info/news/bejne/02mVmmWNoaijZH4
@mrsterling5306
2 ай бұрын
He is correct, your primary residence is NOT an asset! If you are renting out 1 or 2 of the bedrooms in the primary residence, then that property is in fact an Asset cuz it is PRODUCING INCOME.🙂
@red0pineapple
2 ай бұрын
Was expecting to be generic clickbait garbage, but this was actually a very well-informed video! Kudos
@johnboyginger
2 ай бұрын
The ability to afford top Financial Advisors and tax lawyers on-call helps too. 😉
@williewonka6694
2 ай бұрын
I doubt that, those guys are largely money sucks that cannot beat the index funds.
@scottiswatchingtele
2 ай бұрын
i've never seen a top-notch financial advisor. they're just money strippers
@hTyKn1
2 ай бұрын
I'm sticking to my index funds. Warren Buffett famously won a $1m bet that a hedge fund manager couldn't beat the S&P500 over a 10 year period. He won easily and if it's good enough for Buffett then...
@MrDuncl
2 ай бұрын
Something you missed is that the average middle aged person should have a large proportion of their wealth invested in a pension. Mine is definitely worth more than my house. I have no idea how the DB part is invested while the choices given by my employer for the DC part were very simplistic (I chose the World Tracker). In contrast the U.K's Ultra Rich probably hit their lifetime allowance years ago. Yes I know it has now gone but only recently.
@mattmurdoch4345
Ай бұрын
Is there a minimum amount that you need to make it worth to consult with a financial advisor?
@l.d.t.6327
11 күн бұрын
Just an analogy: Is there a minimum disease you need to consult a doctor? Ofcourse it’s worth it. You pay some 100ths of dollars, while being informed and making the right choices can result in differences of 1000s (or 10s of 1000s) of dollars.
@ronloftis9080
Ай бұрын
You did not mention BDC funds as a way to invest in startup companies and private equity. Funds in the USA like ticker symbols MAIN, OBDC, ARCC
@utuberick1
Ай бұрын
Totally agree. The yields on these BDCs are exceptional, some above 10%. Reasonably stable share price too.
@VRNocturne
2 ай бұрын
While they are stocks, I would think BDCs might be a Private Equity-esque investment? After all, BDCs invest in (or make loans to in exchange for equity stakes) private companies. They often provided dividend income along with potential for share price appreciation as well. So, obviously, not the EXACT same thing, but it's a way to gain access and BDCs diversify their holdings, which, by proxy, diversifies your piece of said BDC.
@Higuannn
2 ай бұрын
The 1% of rich people think of how to invest their money to increase their wealth during the recession. While 99% of struggling hard-luck people think of how to survive without food and daily necessities in the recession and the coming hyperinflation
@dwaynesview
2 ай бұрын
Just invest in BTC or lose out to inflation. Really simple.
@jamesodell3064
2 ай бұрын
The more complex a financial product the better it is for the seller and worse for the buyer.
@worma544
25 күн бұрын
Just ask the former speaker in the US, somehow she managed to get everything right.
@NealIRC
2 ай бұрын
I'm not rich, but invest my money in high-dividend paying stocks and high-dividend paying ETFs. I.e., for every $1000 you put in, get $40-50/month.
@tommyboy3227
2 ай бұрын
James, at 5:04 you mention that a home isn’t an investment, and I think a video on this would be very interesting. For instance, does your home equity contribute to your net worth, and should your mortgage be subtracted from this? Is your house "more of" an investment if you intend to sell it and downsize in later years? Etc etc.
@JamesShack
2 ай бұрын
Yes, it could be interesting. I would just need to think of a catchy title and thumbnail, which is hard!
@RobCLynch
2 ай бұрын
For me, i dont understand bonds (never have) and given their performance over the last 18 months, im happy with my unit trust funds. They're open ended and very well diversified (covering all stocks). Since 2002, they've grown well and even a huge bear market wouldn't do much damage. My benchmark is the 1929 crash and if a repeat of that occurred, i would still be in profit. I think you're right to highlight that rich people will entrust their capital into the hands of expensive advisors, because they can afford to. But im happy with my 5 global funds.
@JamesShack
2 ай бұрын
Interesting how you’re anchored to the price you bought at (as most people are). By that logic, if someone invested into exactly the same funds as you hold today, and there was a crash next year. They would be more likely to sell than you. Even though you both own the same thing. It’s irrational, but a key part of investors psychology.
@pingupenguin2474
2 ай бұрын
You can't invest like the rich when you are just starting out and don't have much money. Some investment types have minimum amounts you have to deposit.
@SigFigNewton
2 ай бұрын
You don’t want to copy the investment portfolios of the wealthy. They’re geared more toward wealth preservation. They play it safe and as a result leave some gains on the table.
@MrC0MPUT3R
2 ай бұрын
TL;DW Rich people aren't rich because they invested like that; they invest like that because they're rich.
@iandavies7
2 ай бұрын
Good video, as always. However, I was hoping to learn a bit more about the schemes and structures they use to minimise their tax liability.
@chuckmurray1825
2 ай бұрын
Thanks for another great video. Always good to see the big picture from the eyes of a professional.
@JamesShack
2 ай бұрын
Glad you enjoyed it Chuck.
@chuckmurray1825
2 ай бұрын
@@JamesShack Guess who is re-retiring next year and moving to Europe?! Waiting to see the new NHR details from Portugal. It's now down to Puglia, Italy or the Algarve in Portugal.
@JamesShack
2 ай бұрын
@@chuckmurray1825 congrats! They’re all great choices.
@lenb9037
2 ай бұрын
I agree with the points made in this video but the comparison of the average investor to the wealthy investor should be tempered by the wealthy investor likely having acquired their wealth from starting a private company and then buying valuable property. One would therefore expect these to be a major part of their investment and have nothing to do with choice on their behalf.
@andrewbatey2636
2 ай бұрын
Hi James, thanks for all the content I really enjoy all your videos. Recently come across the book lifecycle investing by Ian Ayres and wanted to know your thoughts on this approach. I’m 27 and have some time till retirement. A leveraged approach makes sense in a lot of ways seeing as I don’t actually need to access my pension for 32 years. Was wondering if you might consider making a video on the topic? Keep up the great content - thanks!
@JamesShack
2 ай бұрын
Hi Andrew, I have not read the book, but I am familiar with the idea. How are you thinking about getting that leverage?
@andrewbatey2636
2 ай бұрын
Hi James, thanks for replying. Just to be clear, I haven’t committed to this yet as you can imagine I’m naturally sceptical. So far all I have come across is multiplied ETFs such as SSO/ TQQQ. The expense ratios are high at 0.95% (relative to global vanguard trackers) but that seems low vs loan borrowing. My other query was around the feasibility of leverage in a high interest market. Honestly I don’t know the best way to facilitate it and wondered if it’s a subject you are asked about enough to make a video on? Cheers again!
@Whoop0
2 ай бұрын
@@andrewbatey2636 Leveraged ETFs are dangerous and not the same as a leveraged portfolio, they're designed to be held in the very short term not long term. Research volatility decay.
@javiervillasenor3698
2 ай бұрын
The biggest issue is not that the average person doesnt know how to invest, but that they dont have the capital to do so.
@1292liam
Ай бұрын
2.00 what kind of bonds? Bonds are boring and do little, I dont get it
@chunderground9880
2 ай бұрын
Invest your money with me. I gamble it on horses. I charge you 6% when horse wins … when it loses you lose everything I lose nothing.
@sineadodonnell986
Ай бұрын
Can I book a consultation with you living in Ireland
@jeffocks793
9 күн бұрын
Love the idea of gold bars making more gold bars by meitosis. But also great presentation
@jesseporter5807
2 ай бұрын
A huge difference is dividends. 2% on $200 is $4. That barely covers round trip commissions on an options play. 2% on 2mil is 40k. That’s a big difference! Investing isn’t based on total income it’s based on a fraction of disposable income. A 50k lifestyle when earning 55k leaves a small percentage of 5k to invest. Very different if you have a large dividend financing most of your living expenses. 63k invested atm, with 1.5k in annual dividends. Hope to see that snowball grow.
@musicjunk8266
2 ай бұрын
video starts at 16:40
@audience2
22 күн бұрын
Agree.
@yuvalramon
2 ай бұрын
Thanks very nice analysis, but to be able to get in right you should add leverage and debt presentage on any asset type. Hope you can add that
@joeyjebouskie6632
2 ай бұрын
Before I even watch this episode, I'll side with Morgan Housel; no, you (the average person) shouldn't
@JamesShack
2 ай бұрын
Agreed.
@gerry2345
2 ай бұрын
I like this vid.Good insight and interesting..
@battj1
2 ай бұрын
Brilliant video, thanks James, so very helpful!
@keywanataeii7307
2 ай бұрын
Thank you very much for helping newbies understand complex trading issues. Your channel is truly valuable for anyone who wants to become a successful trader.
@nicke6394
2 ай бұрын
If your Hedge Fund owner is a billionaire he got there through charging his customers! If his office is in Mayfair you’re paying for it!
@KirkFickert
2 ай бұрын
I just buy tillable acres. Every couple years pick up another 80 - 100 acres. I've got a farmer that leases the land and will lease whatever I'll buy in that area. Farm income alone is nearly 4x our household expenses. Yeah all the CFP's and CFA's of the world tell me how I could sell everything and they'll guarantee me double the returns.
@corriveau21
2 ай бұрын
sure but the problem is that when you are not rich you can't spread your money as much
@User12345fan
2 ай бұрын
Whoever says copy, what a bad idea. Never copy.
@Attipud
2 ай бұрын
Hi James, I’d like to see your comments about private credit
@ayanansariansari4427
2 ай бұрын
Thanks I bought Kardden and I can't be more happy about it
@amirsayed6656
21 күн бұрын
Invest in gold etf. The returns are high and capital is also safe.
@dasfahrer8187
2 ай бұрын
Great, but many of those options aren't available to those that don't qualify as an "accredited investor".
@valk_7233
2 ай бұрын
So, just going for stocks, bonds and real estate is the most simple way to build wealth and be mostly well diversified?
@valk_7233
2 ай бұрын
@JamesShack_info Begone bot!
@Stettafire
2 ай бұрын
Given the amount of "rich" people with crippling debt. DON'T copy them
@johnbabb296
Ай бұрын
Were there any suggestions on what the retail investor can do? I listening to this video late night so I may be tired. What I heard is to invest in productive assets, start a business.
@joekuhnlovesretirement
Ай бұрын
Great summary.
@ms8742
2 ай бұрын
Very well done and sound advice. Once you get to where you can retire or close to it, you want to preserve your capital. Don't take unnecessary risks. One other investment to consider if you are at retirement age is an IRA with a fixed annuity as part of the investment. I locked in 5.5% for five years. Safe with no risk and no tax hit.
@id10t98
2 ай бұрын
Investing is two things- 1-buy low, sell high; 2-repeat #1.
@Sky1
2 ай бұрын
And automate it 😊
@TheZippyMark
Ай бұрын
This is an excellent video, so well explained 👍
@ross-smithfamily6317
Ай бұрын
James, I just found your videos and LOVE the nuanced deep dives you make into various aspects of financial planning. Does KZitem allow you to remove the posts / posters who are trying to scam your community members?
@matthewhunt9707
2 ай бұрын
The advisors are sending them into these other categories because they get paid higher fees. For the long term be in a low cost broad based equity fund/etf
@blusquirrel
2 ай бұрын
Too complex.. I'll stick to my unit trusts, ETFs and individual stocks. British people like things to be complex. Surprisingly Americans keep it simple.
@BF1GUN
2 ай бұрын
Nice one, James. Thank you.
@yuvalramon
2 ай бұрын
What about debt?
@theroboticscodedepot7736
2 ай бұрын
I find it incredible you didn't initially mention precious metals! Silver and gold are the investments of a generation. And yes YOU CAN earn produce income from holding precious metals!
@Actanonverbaxi
2 ай бұрын
Don't buy bonds. You need to accumulate finite assets not ones the government can create out of thin air
@SuperCatbert
2 ай бұрын
equities can literally go to zero though. alot of big and even safe companies are down 70%pct. take Vodafone, or BT, or any number of blue chips.
@kippsguitar6539
2 ай бұрын
Funny
@Actanonverbaxi
2 ай бұрын
@SuperCatbert just buy a cheap etf and leave it to compound. If you are going to buy single stocks learn about quality investing and you will easily avoid poor companies like Vodafone & BT
@JamesShack
2 ай бұрын
Companies can issue more shares out of thin air too.
@Actanonverbaxi
2 ай бұрын
@JamesShack this is true however quality companies rarely issue new stock, they typically use debt or cash reserves. For most people who do not have the time or skills to do the due diligence required a cheap global equity etf will dramatically out perform one with a bond allocation. The dips are a gift, be greedy.
@athleteservice_henley
2 ай бұрын
Not sure why you picked Roger Federer but I think he's more clever than that. The company I know he has invested a lot of money in is On Running (a billion dollar company now) but the main point is that he then puts a lot of time and expertise into the company as well, not only investing his money but making a difference to growth and profits of the company directly.
@user-go8qz2gk5d
Ай бұрын
Refreshing to see such excellent, sensible advice. Warren Buffet and Charlie Munger made all these points repeatedly.
@michaelherrlich1536
Ай бұрын
Interesting video to watch. But I didn't learn anything I can use and apply at all
@ArashHildeman
Ай бұрын
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
@CaterinaDaniella
Ай бұрын
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
@mikesnoek
Ай бұрын
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
@jadewashington7
Ай бұрын
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
@GertonTootle
Ай бұрын
I'm new at this, please how can I reach her?
@ArashHildeman
Ай бұрын
Sure! She interacts on what's App using the digit below 👇
@TenantRepGuru
2 ай бұрын
Excellent summary.
@marianelavelasquez9696
2 ай бұрын
You are the best!!! What a wonderful, informative video 🎉
@seanbyrne2220
2 ай бұрын
Superb video you should do more
@JamesShack
2 ай бұрын
Thank you, I will
@asphaltandtacos
2 ай бұрын
There are market neutral funds available to retail investors. I don’t recommend them due to the reasons outlined in this video. I have considered investing in wine.
@anthonygood1335
2 ай бұрын
Being more of an average person it bugs me to have 90% of my wealth tied up in real estate. I'd like to have that down to 70% in order to have 7% in gold 7% in bonds 7% cash and 7% global equities.
@giorgos997
2 ай бұрын
Rich people, in general, use risk diffusion and hedging in their investments, which helps them navigate through difficult situations where regular people might panic and sell at a significant loss.
@Haapavuo
2 ай бұрын
Why would they have $4M+ in cash? I know you must be able to buy when an opportunity comes but that seems to be way more than enough.
@TheBajamin
2 ай бұрын
I can sum this up… “just have more money to invest in more stuff”
@SycAamore
2 ай бұрын
I'm thinking of investing 10% of my portfolio in VCTs, mainly because of the 30% income tax relief and the tax-free dividends. However, I'm put off by the high fees and the fact that I have to hold my money locked in these funds for 5 years to keep that 30% income tax relief. Does anyone here have experience investing in VCTs?
@apessimist7295
2 ай бұрын
Look at what big investors want and what they don't yet have. Just buy small positions in small companies that often get bought by larger companies. For example, the mining industry in australia will likely produce a large amount from manufacturing materials for EV techonology. Blackrock and Vanguard's competitors are buying those companies namely China and their companies, so stands to reason they might want them in the near future.
@danthorley6592
2 ай бұрын
I stick to a very simple Golden Butterfly style portfolio. 40% Stocks, 40% Bonds and 20% Gold. It produces strong returns with less risk. over 10 and 15 year CAGR (using different start dates from 1970) the real return is higher than a 100% total stock market fund and lower volatility too.
@rzzr896
2 ай бұрын
Most IFA's are not allowed to recommend anything outside a unit trust. There are private equity ETF's like IPRV that have done well but you won't hear an IFA mention them as they are a 7 on the KIID and that puts them beyond the reach of the vast majority of their clients.
@niksoni9764
2 ай бұрын
couple spelling errors on the slides, watch out
@shamone10
2 ай бұрын
Man if I knew how to edit videos I so would have gone for your video editing job haha! Keep up the good work, really enjoy all your vids
@JamesShack
2 ай бұрын
Glad you enjoyed it!
@SoundKing
2 ай бұрын
Most true rich invest in themselves and bet on themselves. They make their money through self employment, then they invest elsewhere...
@tommypd
2 ай бұрын
Wondering at what point #Bitcoin starts to take a prominent role on this channel 🤷♂️
@JB-mu6qw
2 ай бұрын
Anyone here know the answer to the following. I earn £63,000 a year. I have a SIPP already set up. I also have a workplace pension. The workplace pension does not offer a salary sacrifice option, the employer will not match my pension contributions. I want to keep the workplace pension and contribute 5%, so that I can get the 3% employer contribution. But as I don't get a salary sacrifice option with the workplace pension, is it possible to set this up with my already existing SIPP?
@rzzr896
2 ай бұрын
If your employer doesn't do salary sacrifice they are not going to pay into your SIPP. You could pay into your SIPP as well as your workplace pension. The SIPP provider would claim 20% tax back and you would have to claim the rest via a tax return.
@Literallyandfiguratively
2 ай бұрын
The rich actually invest in their own business, expand existing ones, and take over majority control of million and billion dollar business like they're their own fund managers.
@DiscoFang
2 ай бұрын
That last chart showing Risk/Return of Stocks & Bonds with Hedge Funds shows how hilariously blunt and to the point that data can be. Those fees are doing what for me??
@MK-zb5nm
2 ай бұрын
Great video and very eye opening. Well done and thanks for educating viewers.
Пікірлер: 622