If you found this video to be useful be sure to subscribe so you don't miss my best mortgage tips and you're welcome to reach out to me directly for more information anytime here: balanceprocess.com/high-debt-to-income-ratio-mortgage/
@speakingfromthepurplecouch
4 ай бұрын
Hey do you still handle "difficult" I mean real challenging cases in getting mortgage loans for new home purchase
@MortgagebyAdam
4 ай бұрын
@@speakingfromthepurplecouch Yes we do. You're welcome to reach out anytime here: balanceprocess.com/high-debt-to-income-ratio-mortgage/
@ryancommerford
Жыл бұрын
Looking for a lender that does cash out refinances on land contracts. Preferably low to no seasoning period. Buy homes in OH. Any help is appreciated
@MortgagebyAdam
Жыл бұрын
The land contract must be recorded for 12 month. Learn more here BalanceProcess.com/cash-out-refinance-land-contract
@kawaiisenshi2401
5 ай бұрын
I wonder why va doesnt allow cash out refinance for free and clear properties
@MortgagebyAdam
5 ай бұрын
Me too!
@sashaclarke2749
10 ай бұрын
Still was denied!😩 My dti is 55.
@MortgagebyAdam
9 ай бұрын
We can go as high as 57% in some cases. Shoot me an inquiry and we can take a look. BalanceProcess.com
@rebeccastratton8718
7 ай бұрын
What about 46%?!
@MortgagebyAdam
7 ай бұрын
@@rebeccastratton8718 46% should be fine depending on credit score and down payment. Everyone's situation is unique. Happy to see if we can help. Contact here: balanceprocess.com/contact
@user-yt5ke8vz4h
7 ай бұрын
Which lenders don’t have overlays?
@MortgagebyAdam
7 ай бұрын
We don't have any. You're welcome to reach out anytime here BalanceProcess.com/contact
@fpm8338
Жыл бұрын
Do any of these products apply to construction loans for a primary residence?
@MortgagebyAdam
Жыл бұрын
No. These would all be for end loans once the property is built.
@seanbrownsociety
4 ай бұрын
What is an overlay?
@MortgagebyAdam
3 ай бұрын
An overlay is when a lender has a guideline that overrides standard guidelines. Like if FHA allows up to 57% debt to income ratio, but a lender decides that is too risky, and that lender decides they are going to cap it at 50% debt to income ratio. That means they have a debt to income ratio overlay.
@MortgagebyAdam
3 ай бұрын
what is an overlay? kzitem.infoDXJ-9u5hpeo?feature=share
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