With interest rates at some of the highest levels in the past twenty years should I keep my funds in my high yield savings, lock them up in a bank CD for a year or invest in a Treasury Bond?
A key point to understand is that when locking up your funds you want to understand the risks involved. What if you need the funds early? What are the potential penalties? How much should you lock up and at what maturity?
In this video, Colin Exelby, CFP® explains why it's important to diversify your funds across high yield savings, CDs, and Treasury Bonds.
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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.
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