Mam, Thanks for such a informative article, I am a exiting LICHFL loan holder, How I can reduce my ROI, Pls help if possible, Thanks
@DevTechFinance
4 жыл бұрын
Watch this video - how to reduce lichfl roi online 👉 kzitem.info/news/bejne/yoV7vo2QpWd1jII
@vishalvikram9811
3 жыл бұрын
If your property is registered you may transfer to ICICI if salaried at 6.7
@NP_JSN
3 жыл бұрын
Everyone take a note, LIC has again revised interest rate to 7.25% from 7.75% for 700 and above scores, that can be availed through rewriting.. again based on credit score like last year. They are not informing on email. So I found it today, but cant say since when this was already available...you again need to pay 5000 plus gst to do the rewriting..
@wandering_life_24
3 жыл бұрын
@@NP_JSN Requested for rewrite... Rs. 5900/-paid but didn't get rewritten.
@NP_JSN
3 жыл бұрын
@@wandering_life_24 new rate gets applied only after the upcoming EMI is due. So wait less than a month. Practically, you'll see lower EMI only when 2nd EMI becomes due. For example, my EMI is due on 10th of month and if I did re-write on 12th Jan the upcoming EMI of 10th Feb will still be on old rate of interest. The EMI of 10th Mar will revise. Sometimes banks keep the same EMI and adjust only the principle..
@karthikraju7890
4 жыл бұрын
Before you decide to go with a particular lender or bank, it’s also important to check your EMI with Home Loan EMI Calculator from Finance Buddha.
@ashishchinchanikar587
4 жыл бұрын
Missed out all main points..like MCLR , RLLR And PLR rates and it's association with ur loan. Online prepayment facility..if any minimum amount required for pre payment.
@shabeemtp315
4 жыл бұрын
Ashish SBI or LIC or Bank of baroda-which is better?
@rahulsahu8658
3 жыл бұрын
@@shabeemtp315 sbi or bank of baroda achha h
@kalimataispat9380
3 жыл бұрын
agar may lic hfl se 25 years k liya loan leta hun and loan lane ke bad after 5 to 10 years k bad balance principal amount clear kar na chatahun to kya mujko balance k pura interest pay karna parega ???
@naveent2613
4 жыл бұрын
While making home loan related videos.. Please try to explain which type of method financiar is using either RLLR or MCLR .. And try to explain prepayment can't be done online in HDFC and LICHFL but we can do in SBI.. Mention those key points.. Which will help all of your viewers. Don't explain only high level make some depth content videos
@DevTechFinance
4 жыл бұрын
Thank you for feedback. Will surely consider from next videos.
@sagarnikam81281
4 жыл бұрын
I was looking out for these points. Pls share a link wherein these details are explained.. Thanks.
@SS-wn1je
4 жыл бұрын
SBI is always first choice never go for HDFC and LIC Such NBFC's are not Transparent...never reduce interest rate as per RBI policy ....HDFC is Builders Favorite never good for customersdont lose your hard money go with SBI
@nzanbemopatton4054
3 жыл бұрын
Mam can pensioner get homeloan???
@giteshsingh8088
2 жыл бұрын
@@nzanbemopatton4054 only lic approves loan for pensioners
@jojojojo547ify
2 жыл бұрын
@@nzanbemopatton4054 yes if u r age is below 70 u will get hl loan loan depends on u r pension
@sagarmahadik5120
2 жыл бұрын
Bro hdfc has the fixed profit margin throughout the tenure only the base rate which is decided by the rbi that varies in other banks or sbi it varies...
@USYADAV-mt1ql
2 жыл бұрын
Ma'am property pr ICICI bank loan deti h???
@ManojKumar-zy6co
3 жыл бұрын
Mam lic also taking stamp charges 1% in UP on home loan amount ,but hdfc not taking please clear ,who is correct.
@akulamanish7761
4 жыл бұрын
Make a video on positive pay in terms of cheque new rules which came effective from 13/8/2020
@rajnandansingh3547
4 жыл бұрын
👌 Good Explain of differences.👌 Thanks.
@rakhimitra1487
4 жыл бұрын
Dear Mam , we have a property in Mumbai That We Want To Sell .... Our buyer is taking home loan from HDFC Mumbai Branch ..... The bank is saying that after registration they will take the photo copy of new deed , after 4/5 days they will take the original one , in the meantime they will ready the payment and after receiving the original deed they will then transfer the payment from bank account to seller bank account directly .... They will not give any DD either original nor photo copy .... My question is , is this the current process that is bank saying ? Should we agree with that ? Plz suggest
@sawindersinghnegi6233
3 жыл бұрын
Government house loan or private house loan mai kya frk hai dono ka interest rate same he hota hai?
@dilipbaing5431
2 жыл бұрын
HDFC or Tata Capital or any other Private finances companies better than SBI Or LICHFL
@madhavbagfarmnursarynursar4532
3 жыл бұрын
Before disbursement.. read loan agreement, arrengment letter and indemnity letter..
@towardsthesecrets3221
2 жыл бұрын
I have loan at Lichfl but want to transfer it to SBI as I have RSP account ..
@biology4u305
2 жыл бұрын
Don't go for Home loan with LICHFL.... Worst service in disbursement. Poor response from officials
@rajendrayadav9928
3 жыл бұрын
मैडम मैं दूसरे जनपद में जाॅब करता हूं । क्या मैं अपने गृहजनपद के किसी भी बैंक से होम लोन ले सकता हूं।
@Lokdhunbhojpuri1
3 жыл бұрын
Please tell me mam this rate is floating or fix.
@DevTechFinance
3 жыл бұрын
Floating rate
@praveensikandarpure6471
4 жыл бұрын
I am shoking about lic customer rewevs
@aktravelsvlog2153
4 жыл бұрын
Nicely explain mam
@Behuman0627
4 жыл бұрын
Hello mam, I purchased one plot registered on my wife name. Now we are looking for a home loan to renovate my parents home which is situated in the typical village of Punjab. I quired & none of bank are ready to sanction the loan because village land ( Home) have not much value.. In this case can I took home loan on my purchased plot which is in City & renovate my parents home!!! Is this possible mam!!
@DevTechFinance
4 жыл бұрын
No... home loan advanced for one plot cannot be used for another plot or property. You can go for a personal loan but it would cost you high rates.
@Behuman0627
4 жыл бұрын
@@DevTechFinance ohhhhh.. Thnx dear 😊
@DevTechFinance
4 жыл бұрын
Welcome and thanks for support.
@sureshmeduri8222
4 жыл бұрын
Don't take hdfc home loan, personally struggled with their pathetic process and cheated 15000 and Processing fee and they returned back to me.
@rahulsahu8658
4 жыл бұрын
Phir kha se le bhai
@satyabratomitra6967
3 жыл бұрын
So what's the option
@rahulsahu8658
3 жыл бұрын
@@satyabratomitra6967 all national bank... Sahi h
@bhaskarbesetty2002
3 жыл бұрын
Is insurance mandatory for hdfc housing loan
@mithraconsultancyservices1350
4 жыл бұрын
LIC GOING TO REMOVE THEIR PROCESSING CHARGE UPTO 50 LACS... Which means upto 50 lacs no processing charge.... happy to serve you... LIC💙
@souravpani2657
2 жыл бұрын
They are charging .25% + 27K of upfront charge(which was hidden) for loan of 49L
@PremKumar-mu6eb
3 жыл бұрын
Good work mam
@DevTechFinance
3 жыл бұрын
Thank you! Cheers!
@rajeshmuthu9881
3 жыл бұрын
Good job lady
@DevTechFinance
3 жыл бұрын
Thank You . Keep up the Support.
@letsgopk9221
4 жыл бұрын
Mam aapke video to bahut achche hote hai pr hindi me kyu nhi hote aap hindi ko kyu nhi importance deti ho maine kewal aapka channel isliye subscribe kiya hai ki aapke video mujhe hindi me mile please request hai mam ki aap hindi me video banaye
@DevTechFinance
4 жыл бұрын
Hindi ko puri importance h. Lekin yeh channel log alag country se v follow krte islye english me upload krna important ho jata. Main iss video ko hindi me v upload krugi bht jld. Apke support ke lye thank you.
@audioguru1308
4 жыл бұрын
Pls don't take hdfc home loan... They try to Loot u by making some stupid charges which don't have any basis
@amazinglamp2846
3 жыл бұрын
Could you please tell me what are those charges ?
@pramilasrivastava6236
3 жыл бұрын
Lic Hfl is best
@rameshdewangan5317
3 жыл бұрын
हिन्दी में बताईए न मेम
@singhbisht1108
2 жыл бұрын
Please hindi me video banaye
@yugraj2010
Жыл бұрын
HDFC home loan na le
@pravinkhot3961
2 жыл бұрын
Are you married?
@MOHITSINGH-kc5lk
4 жыл бұрын
Lic vale bhut harami hai
@pari0071
3 жыл бұрын
Mc hai kya?
@sanjeetsingh6800
4 жыл бұрын
Lic hfl se koi bhi kabhi loan na le bahut hi bura experience hai staff bhi bahut karab hai
@asheshdey9275
4 жыл бұрын
Esa kiu h sir? Mujhe Lena tha loan.pls batao sir
@sanjeetsingh6800
4 жыл бұрын
dey hdfc se le lo bhai
@bhaveshentertainment
3 жыл бұрын
Haram khor hai sab
@bhaveshentertainment
3 жыл бұрын
सुरुवात मे कम इंट्रेस मे देने के बाद मे बडा देंगे
@Online_thela
3 жыл бұрын
Hindi me btao
@abhijitdan8717
4 жыл бұрын
Thank u.I want to marry u ur voice is so sweet.
@DevTechFinance
4 жыл бұрын
Glad that you liked my voice. Hope you will appreciate the work as well. Keep up the support. Thank you.
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